Transcript Highlights:

• Calling to order this meeting of the Consumer Protection and Business Committee of Wednesday, February
• Would that not be covered under the Consumer Protection Act? I think there are additional issues.
• Would that not be covered under the Consumer Protection Act?
• And while I agree there are bad actors in this area, that is why we have the Consumer Protection Act.
• What this does is set up a whole other fining system when we already have a Consumer Protection Act that

Bills: HB2428, HB2399, HB2087, HB2629, HB2483, HB2477

Keywords: life insurance, policy lapse, policy cancellation, nonpayment of premium, premium grace period, lapse notice, termination notice, third-party notice, third-party designee, beneficiary protection, consumer protection, insurance regulation, insurer notice requirements, policyholder, beneficiary, Washington RCW, insurance code, unintentional lapse, coverage continuation, premium delinquency

Summary: The Consumer Protection and Business Committee met on February 4, 2026, and did not hold public hearings. House Bill 2629 was removed from consideration and not advanced. The committee was briefed on House Bill 2428, which would require insurers to give 30 days’ written notice before an individual life insurance policy lapses for nonpayment and to notify applicants of the right to designate a third party for lapse notices; the committee adopted Representative Ryu’s amendment clarifying the notice applies to nonpayment lapses, adjusting proof-of-delivery language, and adding a January 1, 2027 effective date. The committee also considered House Bill 2399, which would prohibit assignment of post-loss property insurance benefits. Supporters described it as a way to curb predatory assignments that transfer policyholder rights to contractors, while opponents argued it can help homeowners get repairs completed and return home, especially after flooding or other losses. The bill was reported out on a narrow 8-7 vote, with members noting the issue may need further work. House Bill 2087, creating the Washington Travel Insurance Act, was also advanced after a proposed substitute made changes to conflict-of-law language, attorney exclusions, child support-related license suspension, supervision liability, and rate-setting provisions; it passed 12-3. The committee then took up House Bill 2483 on data brokers and a public registry. Members adopted three amendments: one narrowing exemptions for entities with customer or business relationships, one delaying penalties until notice of noncompliance and making the registry public, and one exempting publicly available or already published information. Supporters said the bill would make hidden data practices visible and improve transparency, while opponents warned it was still too broad and could sweep in retailers, public entities, or other unintended actors. The amended bill passed 8-7. Finally, House Bill 2477, with an amendment limiting appraiser liability to clients and named intended users and clarifying appraisal reports, was unanimously reported out of committee. The committee then adjourned after thanking staff on cutoff day.

Transcript Highlights:

• The committee substitute to House Bill 5632 improves flexibility and protections for ERS retirees by
• allowing them to update their beneficiary designation.
• Furthermore, the bill specifies it's only the current spouse who can be named as a beneficiary. if they
• were a beneficiary at the time of the member's retirement who must give written notarized consent to
• This update maintains the integrity of the ERS system and respects community property protections.

Bills: HB3015, HB3521, HB5632, HJR182, SJR57

Keywords: healthcare, direct primary care, insurance deductibles, Texas Health Benefit Plans, telemedicine, police retirement, disability pension, municipalities, law enforcement, retirement benefits, retirement, beneficiary, Employees Retirement System of Texas, divorce decree, beneficiary designation, Veterans' Land Board, general obligation bonds, constitutional amendment, veterans, housing assistance

Transcript Highlights:

• Are we protecting them too with this amendment? Okay.
• It's an excellent protection against inflation.
• What protections are there?” “That's definitely a risk.
• And then what protections are there for fraud in this time?”
• I mean, there are industry standard type protections, but are you protected?”

Bills: HB489, HB545, HB555, HB583, HB670, HB672, HB797, HB814, HB913, HB952

Keywords: transfer on death, TOD, beneficiary designation, investment accounts, brokerage accounts, securities, nonprobate transfer, estate planning, succession, probate, community property, forced heirship, financial advisor, broker-dealer, custodian, transfer agent, banking, wealth transfer, inheritance, Louisiana Revised Statutes

Transcript Highlights:

• I believe that that provision is what has led to the lack of protections for the consumer.
• I believe this bill here and what we're attempting to do, I think it's consumer protections.
• I believe this bill here and what we're attempting to do, I think it's consumer protections.
• I believe this bill here and what we're attempting to do, I think it's consumer protections.
• I think it's consumer protections. It's simply just transparency.

Bills: HB3048, HB3259, HB3646, HB3696, HB3780, HB3781, HB3802, HB3818, HB4294, HB4488, HB2929

Keywords: insurance, nonadmitted insurers, surplus lines, insurance regulation, Oklahoma, health insurance, contracting entities, medical providers, enrollment, beneficiary rights, property and casualty, rates, filing, Insurance Commissioner, regulation, property, regulations, actuary, rate filing, independent review

Summary: The committee heard a series of insurance-related bills, with much of the discussion focused on homeowners insurance rates, transparency, and regulatory oversight. House Bill 3696, a proposed rate-approval style measure for homeowners insurance, drew extensive questioning about whether it would actually lower premiums, its comparison to Texas, the role of the Insurance Department and Attorney General, and possible effects on carriers and agents. The author said the bill was intended to increase transparency and consumer protections, acknowledged it was a work in progress, and agreed to strike the title and keep working with the committee. The bill ultimately passed the committee on a recorded vote. The committee also advanced House Bill 3259, which would prohibit certain health care contract clauses such as all-or-nothing, anti-steering, gag, and most-favored-nation provisions; House Bill 4294, a follow-up to Dylan’s Law dealing with epilepsy-related insurance coverage and neurostimulator devices; and House Bill 4488, which would let the Insurance Commissioner appoint an impartial umpire when a body shop and insurer cannot agree on a loss value. House Bill 3646, a broad and still-developing insurance bill involving rate review, litigation, venue, AI use, and Attorney General involvement, generated substantial concern from members about workability, litigation, and agent exposure. Its author said it was not final, but the committee voted it down. Later, the committee passed House Bill 3048, a cleanup measure for surplus lines licensing laws; House Bill 3780, requiring an independent actuary review as a transparency measure; House Bill 3781, changing the timing from use-and-file to file-and-use with a 60-day review period while the author said he did not want rate approval; House Bill 3802, delaying rate adjustments after a spouse’s death until renewal; House Bill 3818, creating a home and auto savings account framework intended to help policyholders raise deductibles and lower premiums; and House Bill 2929, which limits how far back insurers may look at homeowners and auto claims for underwriting purposes. Most of these bills passed with little or no opposition after brief questioning.

Transcript Highlights:

• Oklahoma homeowners pay some of the highest insurance premiums in the nation, and this is protections
• I believe that that provision is what has led to the lack of protections for the consumer.
• In Oklahoma, my policy, you know, has hail, and, you know, there's fire protection.
• I believe this bill here and what we're attempting to do, I think it's consumer protections.
• I think it's consumer protections. It's simply just transparency.

Bills: HB3048, HB3259, HB3646, HB3696, HB3780, HB3781, HB3802, HB3818, HB4294, HB4488, HB2929

Keywords: insurance, nonadmitted insurers, surplus lines, insurance regulation, Oklahoma, health insurance, contracting entities, medical providers, enrollment, beneficiary rights, property and casualty, rates, filing, Insurance Commissioner, regulation, property, regulations, actuary, rate filing, independent review

Transcript Highlights:

• definition for the best interest of the child's standard that guides courts in how do you properly protect
• Members, current law governing fee schedules for court-appointed attorneys in child protection cases
• Criminal fee schedules do not match the work that is done in child protection cases.
• Senate Bill 387 would provide judges with greater protection from personal liability.
• The home lapses to the estate if the beneficiary does not survive the owner in this time frame.

Bills: SB387, SB1650, SB1838, SB1839, SB1923, SB1940, SB2052

Keywords: judicial bond, guardianship, probate law, county judge, statutory county court, attorney general, criminal prosecution, public order, law enforcement, jurisdiction, attorney ad litem, parent-child relationship, compensation, legal representation, government entity, probate, court proceedings, record delivery, wills, legal documentation

Summary: The Senate Committee on Jurisprudence heard several family-law and probate bills. Senate Bill 2052 would codify a rebuttable presumption that a parent acts in the best interest of a child and require clear and convincing evidence to overcome that presumption in disputes involving non-parents; the author and several witnesses supported the bill as a clarification of existing case law, while one witness suggested refining the modification language. Public testimony was closed and the bill was left pending. The committee also heard Senate Bill 1923, which would allow child support to follow a child placed temporarily with kin or fictive kin under a parental child safety placement or authorization agreement; the bill’s author and a grandparent caregiver testified in support, while one witness suggested the Attorney General could handle the change administratively. That bill was also left pending. Senate Bill 1838 would standardize fee schedules and compensation rules for attorneys ad litem and related court-appointed counsel in DFPS child-protection cases. The author said the bill would clarify unclear current law, and witnesses from the Texas Indigent Defense Commission and family-defense bar supported it, though one asked that expert-witness expenses be expressly included. Senate Bill 387 would raise the bond requirement for county judges handling guardianship proceedings to at least $500,000; the author described it as a refiling of a prior bill that passed unanimously but was vetoed, and a statutory probate judge testified in support. Senate Bill 1839 would require original or paper wills to be delivered to the transferee court when probate proceedings are transferred; the committee substitute broadened the delivery methods, and the district clerk witness supported the change. All three bills were left pending. The committee also took up Senate Bill 1536, which had previously been voted out with the wrong committee substitute; members reconsidered the vote, adopted the corrected substitute, and then voted 3-0 to report the bill favorably to the full Senate, with local and contested calendar certification. Finally, Senate Bill 1940 would create a transfer-on-death mechanism for manufactured homes classified as personal property, similar to existing tools for real property and vehicles; the author and an estate-planning attorney testified that it would streamline transfers and reduce probate costs. A non-substantive committee substitute was still being prepared, and the bill was left pending.

Transcript Highlights:

• They started from the premise, which is in SJR 34, that we are protected. protecting the fundamental
• The current language in the law is not tailored to child protection cases and creates confusion. and
• This bill simply creates narrowly tailored rules for fee schedules and child protection cases.
• Senate Bill 387. that will provide judges with greater protection from personal liability.
• I think they're bogus, the ones I have, but it happens and you want to have somebody there to protect

Bills: SB387, SB1650, SB1838, SB1839, SB1923, SB1940, SB2052

Keywords: judicial bond, guardianship, probate law, county judge, statutory county court, attorney general, criminal prosecution, public order, law enforcement, jurisdiction, attorney ad litem, parent-child relationship, compensation, legal representation, government entity, probate, court proceedings, record delivery, wills, legal documentation

Transcript Highlights:

• This gives them the same protections found in Title 10a. With that, I yield for questions.
• In my hometown where I grew up, we understand that the protections afforded full-time employees, but
• contract employees are not protected.
• I read through the one-page document and nowhere did it say as a beneficiary had to file for a death
• We just want to make sure that we protect the children out there. Thank you. That concludes debate.

Bills: SB1638, SB504, SB2072, SB1283, SB1216, SB1655, SB2011, SB1643, SB1446, SB1256, SB1258, SB1441, SB1224, SB1448, SB1496, SB1597, SB1621, SB1827, SB2066, SB2104

Keywords: Governmental Tort Claims Act, liability limits, claims, medical negligence, tort reform, state liability, public health, claims adjustment, compensation limits, SB504, marriage, child marriage, minor marriage, age of consent, minimum marriage age, underage marriage, teen marriage, parental consent, judicial approval, marriage license

Transcript Highlights:

• This gives them the same protections found in Title 10A. With that, I yield for questions.
• I read through the one-page document, and nowhere did it say as a beneficiary.
• I read through the one-page document, and nowhere did it say as a beneficiary.
• For a record’s owner, death occurring on or after November 1, 2011, the beneficiary shall record the
• We just want to make sure that we protect the children out there. Thank you.”

Bills: SB1638, SB504, SB2072, SB1283, SB1216, SB1655, SB2011, SB1643, SB1446, SB1256, SB1258, SB1441, SB1224, SB1448, SB1496, SB1597, SB1621, SB1827, SB2066, SB2104

Keywords: Governmental Tort Claims Act, liability limits, claims, medical negligence, tort reform, state liability, public health, claims adjustment, compensation limits, SB504, marriage, child marriage, minor marriage, age of consent, minimum marriage age, underage marriage, teen marriage, parental consent, judicial approval, marriage license

Summary: The Senate Judiciary Committee heard and advanced a long slate of bills covering tort claims, marriage age, probate, drug court eligibility, child welfare, juvenile facility employee protections, transfer-on-death deed paperwork, sex trafficking sentencing, DUI ignition interlocks, open carry on vessels, drone restrictions near critical infrastructure, victim notification for clemency hearings, consumer protection enforcement, OSBI reporting and records, CASA standards, county legal defense obligations, OU Health liability coverage, recordable instrument margins, and trust code updates. Several measures were described as constituent requests or technical cleanups, while others were framed as public safety or child protection bills. The committee also laid over Senate Bill 2072 and noted that future Judiciary meetings would likely be longer and more contentious. Members asked a number of clarifying questions on several bills. Senate Bill 1638, dealing with accrual of claims under the Government Tort Claims Act for ongoing accidents or exposures, drew questions about when the statute of limitations would begin; the author said the intent was to prevent people from being priced out of justice and to allow claims after the condition ends. Senate Bill 1446 would change child sex trafficking sentencing from a maximum of 10 years to a minimum of 10 years, and the author said the goal was to ensure stronger punishment for crimes that leave lifelong harm to children. Senate Bill 1256, requiring ignition interlocks for certain DUI defendants as a bail condition, was amended to make the requirement discretionary with written findings if a judge declines to impose it. Other bills advanced with little or no opposition, including raising the marriage age to 18 in Senate Bill 504, updating probate agent residency rules in Senate Bill 1283, restoring district attorney discretion for drug court eligibility in Senate Bill 1216, creating the Children’s Specialty Program under Sooner Select in Senate Bill 1655, and extending protections to detention contracted employees in county juvenile facilities in Senate Bill 2011. Senate Bill 1224 was amended so victim clemency notices would be sent by both email and first-class mail rather than email alone. Senate Bill 1597, which removes mandatory adherence to national standards for Oklahoma CASA, prompted discussion about federal funding and compliance; an Oklahoma CASA representative said some funding flows through national CASA, but the author said state standards would remain similar and the bill would provide more flexibility. Most bills passed the committee by unanimous or near-unanimous votes, with Senate Bill 1446 passing 7-1 and Senate Bill 1597 passing 7-1.

Bills: SB92, HB9, HB9

Keywords: K-12 education, wireless communication devices, digital safety, social media education, classroom distraction, three-cueing system, reading instruction, structured literacy, scientific strategies, elder abuse, elder exploitation, financial exploitation, elderly person, senior abuse, probate, inheritance forfeiture, slayer statute, intestate succession, will contest, joint tenancy

Transcript Highlights:

• We need to protect Wyoming's minors.
• </c> protecting Wyoming's children from protecting Wyoming's children from adults<00:06:46.400><c> who
• </c> taken the steps to protect these kids. taken the steps to protect these kids.
• </c> We work diligently to protect life. We work diligently to protect life.
• </c><00:26:49.520><c> order</c> opposed to the civil protection order opposed to the civil protection

Bills: HB0008, HB0009

Keywords: stalking, minors, felony, protection orders, criminal penalties, grooming, sexual offenses, child protection, 916, all

Transcript Highlights:

• So it protects that account, that special deposit account, for the beneficiaries of that account, known
• Those protections don't do any harm; it's a completely enabling statute.
• We have to protect the public's right to request data from a government entity. protect the public, no
• Let me make it clear: child protection does not have a magic wand.
• Right when you need to protect families, we really need to protect these kids.

Bills: HF2233, HF1999, HF1995, HF1614, HF2781, HF1775, HF1316, HF2127, HF2521, HF689, HF2380, HF1273

Keywords: Uniform Special Deposits Act, special deposit, banking law, financial institutions, escrow, escrow account, trust account, security deposit, beneficiary, depositor, creditor process, garnishment, attachment, levy, setoff, recoupment, financial market infrastructure, retirement benefits, compensation, earnest money

Transcript Highlights:

• So it protects that account, that special deposit account, for the beneficiaries of that account, known
• :52.000><c> special</c> protects that account that special protects that account that special deposit
• </c> being referred to child protection. being referred to child protection.
• </c> And to make it clear, child protection And to make it clear, child protection does<00:27:06.799>
• </c> protection, but it wasn't a guarantee. protection, but it wasn't a guarantee.

Bills: HF2233, HF1999, HF1995, HF1614, HF2781, HF1775, HF1316, HF2127, HF2521, HF689, HF2380, HF1273

Keywords: Uniform Special Deposits Act, special deposit, banking law, financial institutions, escrow, escrow account, trust account, security deposit, beneficiary, depositor, creditor process, garnishment, attachment, levy, setoff, recoupment, financial market infrastructure, retirement benefits, compensation, earnest money

Transcript Highlights:

• Oklahoma does not have any protections for minors in online content or in film.

Bills: HB4260, HB2981, HB3695, HB2960, HB3967, HB3968, HB4339, HB4341, HB4342, HB2940, HB4295, HB4196, HB3134, HB1016

Keywords: workers' compensation, first responders, acute myocardial infarction, stroke, health presumption, emergency services, firefighters, peace officers, emergency medical technicians, open meetings, school boards, transparency, public access, education governance, HB3695, Oklahoma, motor vehicles, personal injury accident, traffic offense, DUI

Transcript Highlights:

• Currently, Oklahoma does not have any protections for minors that are in online content or in film and

Bills: HB4260, HB2981, HB3695, HB2960, HB3967, HB3968, HB4339, HB4341, HB4342, HB2940, HB4295, HB4196, HB3134, HB1016

Keywords: workers' compensation, first responders, acute myocardial infarction, stroke, health presumption, emergency services, firefighters, peace officers, emergency medical technicians, open meetings, school boards, transparency, public access, education governance, HB3695, Oklahoma, motor vehicles, personal injury accident, traffic offense, DUI

Summary: The committee heard and advanced a series of bills covering workers’ compensation, public transparency, criminal law, property rights, probate, family law, eviction procedure, higher education accreditation, and protections for minors in content creation. House Bill 426, as amended by a PCS, would extend workers’ compensation coverage for firefighters, peace officers, and EMTs who suffer a heart attack or stroke within eight hours after strenuous emergency response or training; it passed 7-0. House Bill 2981, requiring school board meeting minutes to be posted publicly, also passed unanimously. Other measures approved included House Bill 3695, which aligns DUI-related language on great bodily injury with domestic violence statutes; House Bill 2960, which limits lawsuits against gun manufacturers when a firearm is modified after sale; House Bill 3967, tightening landowners’ rights and land banking transparency with appraisal requirements; and House Bill 3968, codifying a Supreme Court-based definition of public use for eminent domain and strengthening private property rights. The committee also passed House Bill 4339 on probate notice filing, House Bill 4341 updating CASA volunteer standards by removing duplicative national standards language, House Bill 4342 making prior domestic violence abuse admissible in court proceedings, House Bill 2940 prohibiting public bodies from barring recording of public meetings and allowing civil suits for violations, House Bill 4295 adjusting eviction timelines to exclude weekends and holidays, and House Bill 4196, a uniform trust bill. House Bill 3134, which says accreditation for Oklahoma public colleges and universities should be based on academics rather than ideology, drew extended questioning about jurisdiction and enforcement but ultimately passed 5-2. House Bill 1016, with a committee substitute, would regulate content creation involving minors by defining the industry, requiring recordkeeping and trust funds for compensation, and allowing civil action when the law is violated; it passed 7-0. Several bills were laid over for later consideration, including House Bills 2941, 2959, 3087, 3321, 3298, and 3297. The committee adopted a PCS for House Bill 426 and a committee substitute for House Bill 1016, and it adopted an amendment to House Bill 2940 replacing “videotape” and “audio tape” with “video” and “audio.”

Transcript Highlights:

• </c> addition to our laws that protects addition to our laws that protects children<00:05:21.919><c>
• ,</c> low rankings for legal protections, low rankings for legal protections, criminal<00:07:09.440><
• </c><00:07:21.599><c> our</c> a half we spent fighting to protect our a half we spent fighting to protect
• With this about protecting victims.
• ><c> Wyoming's</c> in favor of protecting Wyoming's in favor of protecting Wyoming's children.<00:16:

Bills: HB0008, HB0009, HB0028

Keywords: stalking, minors, felony, protection orders, criminal penalties, grooming, sexual offenses, child protection, sexual exploitation, law amendment, explicit conduct, sex crimes, 916, all

Bills: SB 410, SB 795, SB 2510, SB 728, SB 2689, HB 143

Keywords: Gulf Coast Protection District, navigation safety, special districts, state governance, Texas legislation, Gulf Coast, flood protection, storm risk management, coastal restoration, natural resources, prescribed burns, self-insurance, fire management, liability protection, rural land management, recycling, environment, sustainability, economic development, Texas Recycling Fund

Transcript Highlights:

• The PAC Act is a linchpin of modern-day protection of veterans.
• I invite my Republican colleagues, as well as Democratic senators, to join in this action to protect
• Protect veterans.
• The Department of Veterans Affairs Accountability and whistleblower protection act of 2017 provided the
• Tom, can I count on you to support the Protecting, Putting Veterans First Act?

Bills: SB124, SB201, SB275, SB410, SB478, SB607, SB610, SB611, SB654, SB702, SB787, SB831, SB892

Keywords: Department of Veterans Affairs, disciplinary procedures, accountability, personnel actions, whistleblower protection, cancer, military, aircrew, veterans, health study, toxins, morbidity, mortality, service members, mental health, community care, accessibility, treatment programs, substance abuse, appointments

Summary: During the meeting, various members engaged in extensive discussions surrounding 15 proposed bills related to veterans' affairs. Notably, concerns regarding recent VA workforce changes sparked debates, particularly about potential cuts and their implications for veterans' care and benefits. Chairman Moran emphasized the need for thoughtful reforms and coordination with stakeholders, urging responsible measures to prevent negatively impacting service delivery. The meeting highlighted a significant bipartisan effort to enhance veterans' access to essential health services, particularly in light of recent challenges faced by the VA workforce. Senator Blumenthal's assertions about the urgent plight of veterans due to cuts in personnel drew strong reactions, showcasing the deep concern among committee members regarding the current state of veteran services.

Bills: HB351, HB351

Keywords: ad valorem tax, road funding, local government, referendum, Choctaw County, data privacy, consumer rights, personal data, data protection, Alabama Personal Data Protection Act, 1136, house, all

Transcript Highlights:

• They are here under the assumption that they are protected under TPS.
• They are here with. the belief that they are protected.
• Even though the Bible told us that we must protect human lives.
• TEACH, ADVOCATE, EMPOWER, AND PROTECT.
• LOCAL LAW ENFORCEMENT WAS THERE TO PROTECT YOU.

Keywords: immigration enforcement, unauthorized alien entry, death penalty, capital felonies, 287G agreements, in-state tuition, undocumented students, DACA, TPS, Venezuelan immigrants, law enforcement funding, immigration detention, federal preemption, equal protection, constitutional challenges, immigration status determination, school resource officers, conscientious objection, clergy protection, teacher protection

Summary: The Florida House passed two immigration enforcement bills during a special session. Senate Bill 4C creates new state offenses for unauthorized alien entry/reentry into Florida and mandates the death penalty for unauthorized aliens convicted of capital felonies. Senate Bill 2C establishes a state immigration enforcement board, provides $300+ million for local law enforcement immigration cooperation, creates a $1,000 bonus program for officers participating in federal immigration enforcement, and repeals in-state tuition for undocumented students effective July 1, 2025. Multiple amendments were proposed but failed, including protections for Venezuelan TPS holders, DACA recipients, students in critical professions, and conscientious objection provisions for clergy and teachers. Debate included constitutional concerns about federal preemption, equal protection violations, and mandatory death penalty provisions. The session also included a memorial urging DHS to provide 287G agreement training opportunities.