Video & Transcript Research : 'Truth in Lending Act'
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TX
Transcript Highlights:
- continuously operating public school in Texas.
- After graduating in 190, I'm sorry.
- I'm here to testify in support of SB 1036.
- Unfortunately, we are seeing in solar what we have long witnessed in roofing, high-pressure sales tactics
- The Texas legislature acted last session to ensure uniform uniformality in local regulations, and SB
Keywords:
residential solar, solar retailer, solar salesperson, solar panel sales, solar lease, solar installation, renewable energy, clean energy, consumer protection, deceptive sales, door-to-door solicitation, occupational registration, TDLR, Texas Department of Licensing and Regulation, Texas Commission of Licensing and Regulation, Public Utility Commission, electrical contractor, interconnection, net metering, Truth in Lending Act
TX
Transcript Highlights:
- public school in Texas.
- I'm here to testify in support of SB1036.
- Unfortunately, we are seeing in solar what we have long witnessed in roofing: high-pressure sales tactics
- The Texas Legislature acted last session to ensure uniformity in local regulations, and SB 1036 builds
- In 2003, we allowed this process to move forward.
Keywords:
residential solar, solar retailer, solar salesperson, solar panel sales, solar lease, solar installation, renewable energy, clean energy, consumer protection, deceptive sales, door-to-door solicitation, occupational registration, TDLR, Texas Department of Licensing and Regulation, Texas Commission of Licensing and Regulation, Public Utility Commission, electrical contractor, interconnection, net metering, Truth in Lending Act
US
US Federal 2025-2026 Regular Session
Hearings to examine the nominations of Jonathan Gould, of Virginia, to be Comptroller of the Currency for a term of five years, Luke Pettit, of the District of Columbia, to be an Assistant Secretary of the Treasury, Paul Atkins, of Virginia, to be Mar 27th, 2025 at 09:00 am
Banking, Housing, and Urban Affairs Committee
Transcript Highlights:
- America Act.
- In 1979, acting Comptroller Hood took a crucial step in rolling back guidance at the OCC that limited
- The LCC is charged with the enforcement of the Military Lending Act on federally chartered banks.
- In fact, we had regulators sit in this room and our other committee hearing room in front.
- Thank you. first-hand in my role here in the Senate, the role that CDFIs play in both rural and urban
Keywords:
financial regulations, SEC, Comptroller of the Currency, Federal Transit Administration, nominees, Empowering Main Street in America Act, capital formation, economic growth
Summary:
The committee meeting focused on several nominees within key financial institutions, including discussions surrounding the SEC, the Federal Transit Administration, and the Comptroller of the Currency. Notable dialogue included concerns over regulatory balance, with various members emphasizing a need to streamline regulations to foster innovation while ensuring accountability and safety for investors. The importance of the proposed 'Empowering Main Street in America Act' was highlighted as a means to facilitate access to capital for small businesses, underlining the current administration's approach towards financial regulations.
OK
Oklahoma 2026 Regular Session
Veteran and Military Affairs Apr 9th, 2026
Veteran and Military Affairs
Transcript Highlights:
- We are adding in the grandchildren.
- We have a due pass in the second. Will there be any debate?
- Members, all this bill does is, as it stands right now in law, if an Oklahoma veteran dies out of state
- , even though he's a veteran or even though he's a resident in Oklahoma, but if he dies out of state
- Seeing no questions, any discussion, I hear it do pass in a second. Any discussion or debate?
Keywords:
veteran burial, burial assistance, indigent veterans, Dignity in Burial Act, Oklahoma Department of Veterans Affairs, military discharge, veterans, DD Form 214, confidentiality, grandchildren access
Summary:
The committee heard two veterans-related bills. Senate Bill 2026 would allow county clerks to retain military discharge papers and expand who may access them after a veteran’s death from the current family members to include grandchildren. The bill sponsor said the change is voluntary and intended to help grandchildren handle burial and benefits matters. After a brief question about who could access the records, the committee voted 8-0 to report the bill due pass.
The committee then considered Senate Bill 1533, which would require the Oklahoma Department of Veterans Affairs to provide burial services for an Oklahoma veteran who dies out of state, so long as the veteran remains an Oklahoma resident. The sponsor explained that current law does not obligate the state in those circumstances. With no questions or debate, the committee voted 8-0 to pass the bill.
At the end of the meeting, the chair noted that these were the last bills expected for the committee at that time, unless additional measures were brought forward later.
LA
Transcript Highlights:
- So it wasn't an obligation, and if it did act or didn't act, the bank, acting in good faith, had some
- disincentivizing lending to happen here in the state.
- essentially disincentivizing lending to happen here in the state.
- In other words, you can't just lend money, knowing that the borrower can't repay it.
- McArthur, can you read it in? hole in the tent for us in those days was the lack of railheads.
Keywords:
transfer on death, TOD, beneficiary designation, investment accounts, brokerage accounts, securities, nonprobate transfer, estate planning, succession, probate, community property, forced heirship, financial advisor, broker-dealer, custodian, transfer agent, banking, wealth transfer, inheritance, Louisiana Revised Statutes
Summary:
The House Committee on Commerce met on March 17, 2026, adopted its rules again because they had not been properly posted on the agenda, and then voluntarily deferred several bills, including HB 580, HB 583, HB 814, and HB 913. The committee then took up a series of bills, with members frequently adopting technical amendments and, in several cases, combining related proposals from different authors into one measure. Several bills were reported favorably after brief debate and no recorded objections.
HB 489 by Rep. Gadbury, concerning the Louisiana Uniform Transfer on Death Security Registration Act, was amended to make transfer-on-death registration mandatory rather than permissive and to remove liability-delay language, then reported favorably. HB 545 by Rep. Riser, on consumer loan charges, was narrowed by amendment to focus on origination fees and was reported favorably with support from banking, credit union, business, AARP, and other groups. HB 555 by Rep. Carver, expanding protections against financial exploitation of eligible adults, incorporated language from Rep. Boyd’s similar bill and was reported favorably after testimony from Carver, Boyd, and bankers describing scams, trusted contacts, and temporary transaction delays as safeguards.
The committee also advanced HB 797 by Rep. Cruz, creating a Bayou Gold certification program for gold depositories and electronic payment platforms. Members questioned whether the bill created a state-backed bank; Cruz emphasized that it did not, and the bill was amended to clarify terminology and consumer-facing structure before being reported favorably. HB 952 by Rep. Jordan, modernizing consumer loan law, was amended to a three-tier rate structure, add ability-to-repay language, and include disaster-relief and financial literacy provisions; it was then reported favorably. Finally, HB 672 and HB 670 by Rep. Owen, promoting brick manufacturing and wood pellet manufacturing, were both amended to shift LED’s role from setting priorities to supporting recruitment, retention, and expansion within existing authority and available funds, and both bills were reported favorably after testimony about local resources, logistics, jobs, and export potential.
TX
Transcript Highlights:
- In other words, we can't lend a thing of value.
- Like when you when you buy your home you get a truth in lending statement that that shows what rate you're
- in lending?
- So Senator Menendez talked about the truth in lending statement. is that there are certain fees called
- dealer fees that are not included in the APR and a truth in lending but can amount to as much as 50%
Bills:
SB264, SB542, SB924, SB1008, SB1029, SB1036, SB1057, SB1058, SB1185, SB1202, SB1358, SB1364, SB1376, SB1569, SB1664, SB1697, SJR50
Keywords:
SB 264, Texas Workers' Compensation Act, group self-insurance, self-insured groups, workers' compensation, Texas Department of Insurance, commissioner of insurance, certificate of approval, guaranty fund, trust fund, wind down, dissolution, labor code, insurance regulation, employer coverage, risk pool, business and commerce, trade workforce economic development, property owners' association, water conservation
OK
Oklahoma 2026 Regular Session
Veteran and Military Affairs Apr 9th, 2026 at 10:30 am
Veteran and Military Affairs
Transcript Highlights:
- We are adding in the grandchildren.
- We have a do pass in the second. Will there be any debate?
- Members, all this bill does is, as it stands right now in law, if an Oklahoma veteran dies out of state
- I'm sorry, if even though he's a resident in Oklahoma, but if it dies out of state at another hospital
- Do pass in a second. Any discussion or debate? Seeing none.
OK
Oklahoma 2026 Regular Session
Veterans and Military Affairs REVISED Feb 12th, 2026 at 01:00 pm
Veterans and Military Affairs
Transcript Highlights:
- He was in the guard in 1982 and was in the guard until September of this year when he passed away.
- to serve in this State.
- I have friends that have served in Oklahoma, and they lived in Texas.
- There's a lot in here.
- That removes all the fairness procedures put in place in our acting from how you bid to who you buy from
Keywords:
military discharge, veterans, DD Form 214, confidentiality, grandchildren access, Oklahoma National Guard, education assistance, military benefits, dependents, CareerTech Assistance Act, burial grant, memorial headstone, eligibility requirements, funding, Oklahoma Department of Veterans Affairs, fiscal management, state law, veteran burial, burial assistance, indigent veterans
TX
Texas 89th Regular
Trade, Workforce & Economic Development May 14th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- in registering or testifying.
- truth in labeling for catfish.
- This bill not only ensures that restaurants are providing truth in labeling, but also that we're getting
- So truth in advertising, truth in labeling.
- In fact, there's a Chinese company that set up some laboratories in states in America that did COVID
Keywords:
DNA privacy, genetic privacy, genetic testing, genetic material, DNA ownership, property right in DNA, genetic consent, biological sample, genomics, genetic data, HIPAA, health information privacy, health care provider, research ethics, human subjects research, law enforcement DNA, forensic DNA, paternity testing, medical examiner, genetic discrimination
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Economic Development & Workforce Investment (10-23-25)
Transcript Highlights:
- it in 2024, and Representative Miller in 2022.
- And in general, u in addition to few.
- So now in metals and in manufacturing.
- in Kentucky but if not in Kentucky cases in Kentucky but if not in Kentucky and<00:18:16.320><c> other
- Um, an in the task force back in 2020.
Keywords:
Meeting Start: 00:00:04
Attendance Roll Call: 00:00:29
Approval of Minutes: 00:01:50
Kentucky Buy American Act: 00:02:08
Earn As You Learn: KY Building Trades Apprenticeship: 00:30:42
Worker Misclassification in the Construction Industry: 01:02:00
Investing in KY’s Future Workforce Through the Good Business Initiative: 01:20:44
Adjournment: 01:28:28, 958, all
Summary:
The committee met on October 23, 2025, approved the September minutes, and heard testimony on a proposed “Kentucky by America” procurement preference bill. Representative Patrick Flannery described the concept as giving preference in public construction and public works contracts to iron, steel, aluminum, and other manufactured goods made in the United States, while emphasizing he wanted to avoid excessive taxpayer costs and was open to changes. Chad Connley of the United Steelworkers and Dustin Reinsteller of the Kentucky State AFL-CIO supported the idea, arguing it would strengthen domestic manufacturing, keep tax dollars in the local economy, and support jobs; Connley said the bill would include waivers for items not made domestically and noted Kentucky has opted out of the GPA trade agreement. Mike Buckington of Metals Innovation Initiative, testifying virtually, also supported the concept and said Kentucky’s metals sector has seen significant investment and can supply most construction needs, while stressing supply-chain reliability and national security concerns.
Members generally expressed support but raised questions about implementation. Representative Branscum asked who would grant waivers and how contractors would know the rules during bidding; Flannery said he was open to revising the language and process. Representative Gentry supported the concept but said the bill would likely need editing to avoid harming businesses or markets. Senator Nun suggested aligning the bill’s definition of a U.S. good with industry country-of-origin standards to make compliance easier. Representative KC Carney asked for data on the impact of similar laws in other states, and Connley said he could provide numbers later but did not have them on hand. Senator Boswell supported the concept and asked about the cost threshold for waivers; Connley said the federal standard is a 25% cost increase, while the prior Kentucky version used 10%, and that the threshold is a key detail.
The committee then shifted to an informational presentation on building trade apprenticeships. Eric Elie of the Kentucky State Pipe Trades Association, Nick Brown of Plumbers and Pipefitters Local 502, and retired IBEW training director Steve Willinghurst explained how union apprenticeship programs work. Brown described earn-while-you-learn training, with apprentices placed on jobs by signatory contractors and attending classes two nights a week for five years. He outlined the work of plumbers, pipefitters, welders, and HVACR technicians, emphasizing that these trades support construction, industrial facilities, distilleries, and other critical infrastructure. No votes or formal actions were taken on the policy topics beyond approval of the prior minutes.
LA
Transcript Highlights:
- And it's been in place for 11 years, but it was put into law in 2009.
- It's very limited in purpose to only allegations arising under that act.
- It's not... ...limited in purpose to only allegations arising under that act.
- Act would apply.
- , in support; Walter Beach, representing himself, in support; Liz Mangum, Women’s Hospital, in support
Bills:
HR38, HR96, HR160, HCR31, HCR61, HB578, HB668, HB1198, SCR19, SB66, SB68, SB76, SB139, SB336, SB475
Keywords:
privacy rights, surveillance, USA Patriot Act, FISA, Fourth Amendment, civil liberties, government oversight, civil bench warrants, judgment debtors, notification process, judgment debtor examination, Louisiana State Law Institute, property transfer, public records doctrine, bad faith, real estate law, HCR 31, House Concurrent Resolution 31, foreign entities, foreign corporation
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Judiciary (10-16-25)
Transcript Highlights:
- </c><00:21:33.200><c> I</c> in in our society such as housing. I in in our society such as housing.
- in that region in order for DJJ Kentucky in that region in order for DJJ to<00:39:18.800><c> return<
- We also see with long-acting injectables and other buprenorphine formulations an 80% reduction in overdose
- So, as an expert in implementation science in local jails, I believe that long-acting injectable buprenorphine
- So, as an expert in implementation science in local jails, I believe that long-acting injectable buprenorphine
Keywords:
Meeting Start: 00:00:00
Roll Call: 00:00:05
25 RS HB 534 - AN ACT relating to actions for forcible entry and detainer: 00:01:45
25 RS SB 111 - AN ACT relating to juvenile justice: 00:23:46
Children's Advocacy Centers of Kentucky: 01:13:26
Opioid Use Disorder (OUD) Treatment in State and County Correctional Facilities: 01:25:28, 958, all
Summary:
The committee approved the September 18 minutes and then heard testimony on House Bill 534, which would automatically seal dismissed eviction filings and protect youth from public disclosure in forcible detainer cases. Rep. Susan Tyler Whitten and George Ecklan of the Coalition for the Homeless said the bill is aimed at reducing housing barriers for Kentuckians, especially those with dismissed cases, while preserving landlords’ rights to pursue rent, collections, damages, and other legal remedies. They said the proposal was developed with input from landlords, clerks, judges, AOC, and service providers, and noted that similar laws exist in other states. Several members, including Sen. Neimes, Rep. Deetsz, Rep. Cole Carney, and Sen. Thomas, expressed support while emphasizing that the bill is narrowly tailored to dismissed cases and should not affect legitimate landlord claims; Sen. Wheeler raised concerns about cases involving settlements or delays and whether future landlords should know about them. The sponsors responded that the bill only covers dismissed actions, that dismissals require a judge’s order, and that the goal is to remove barriers created by records that remain publicly visible even when a case is resolved.
The committee then took up Senate Bill 111 on juvenile justice. Commissioner Randy White, Kentucky Hospital Association President Nancy Galvanny, and Dr. Clark Lester of the University of Kentucky said the bill would require a secure state-run facility for youth with high-acuity mental health needs in detention and, until that is built, create a process with incentives for private hospitals to provide inpatient treatment with safeguards and increased compensation. They argued that detention is not an appropriate setting for severely mentally ill, violent youth and that private psychiatric hospitals often refuse these referrals or discharge them early. Dr. Lester cited recent referral data showing high denial rates for juvenile justice youth in private hospitals in August and September, often due to aggression, and described a case in which repeated placement attempts failed because of violent and self-harming behavior. The presenters said the bill is intended to fill a service gap and improve safety and outcomes for youth, staff, and hospitals, but no vote or final action on the bill was taken in the portion of the meeting provided.
OK
Transcript Highlights:
- Has that been worked out to where that's feasible to put in place in this budget year?
- or are they allowing for that in some other way?
- protections in the meantime is appropriate.
- Discrimination's already illegal in Oklahoma.
- You all right, well, you'll be in the queue.
Keywords:
nuisance, racing facility, racetrack, qualified defense, local property rights, noise regulation, legal claims, felony offenses, criminal justice reform, drug offenses, DUI penalties, residential treatment, human trafficking, victims, prevention, support services, Attorney General, pilot program, grant funding, public comment
OK
Transcript Highlights:
- , changes in mission, and dissolution.
- A burden in that treatment.
- In our health system.
- Has that been worked out to where that's feasible to put in place in this budget year?
- Well, you'll be in queue.
Keywords:
nuisance, racing facility, racetrack, qualified defense, local property rights, noise regulation, legal claims, felony offenses, criminal justice reform, drug offenses, DUI penalties, residential treatment, human trafficking, victims, prevention, support services, Attorney General, pilot program, grant funding, public comment
Summary:
The Senate Judiciary Committee met and advanced a series of bills covering charitable organizations, mental health guardianship, human trafficking funding, CareerTech legal counsel, short-term rentals, racetrack protections, DUI penalties, public comment procedures, and eminent domain rights. SB 1534 clarified charity registration and fundraising rules and passed 7-0. SB 1473, the Courtney Smith Act, was amended to require a guardian’s presence at a ward’s intake assessment at an inpatient mental health center, but members raised concerns that the language could delay treatment; the sponsor agreed to keep working on it, and the bill advanced 6-2. SB 1379 would create a two-year AG pilot program to directly fund certified human trafficking agencies; despite budget concerns and questions about the $10 million cost, it advanced 8-0. SB 1743 would let CareerTech hire outside counsel with education-law experience and passed 7-1.
The committee also approved SB 1769, which would allow short-term rental owners or their designated managers to require identification from renters and cancel bookings for discrepancies without penalty; members questioned discrimination concerns and platform penalties, but the bill advanced 8-0. SB 1195, protecting racetracks that were established before nearby development, passed 8-0. SB 1245, removing the 10-year look-back for repeat DUI-related offenses, advanced 5-3 after questions about lifetime felony exposure for a second offense. SB 1420, requiring public comment periods to occur before a public body votes or transacts business when public comment is offered, advanced 5-3 after discussion about whether public comment should be mandatory.
Finally, SB 1945, as amended, would require agencies seeking eminent domain to provide the landowner’s bill of rights at the first offer, give the owner the appraisal or damage assessment used, remove a transfer-to-another-agency provision that could bypass the owner’s right of first refusal, and require the Attorney General to update the landowners’ bill of rights every two years. It advanced 6-2 after questions about impacts on transportation and other agencies. The committee then adjourned after noting possible future meetings, including a statutory review of child support standards.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/12/25
Commerce Finance and Policy
Transcript Highlights:
- /c> constituents who live in in uh condo and constituents who live in in uh condo and town<00:37:51.839
- </c> to find an insur in the admitted care in to find an insur in the admitted care in the<00:38:14.640
- a townhouse in Woodbury in my life.
- </c> point is that in in these kinds of point is that in in these kinds of things<01:37:37.920><c> like
- </c><01:43:35.719><c> on</c><01:43:35.840><c> the</c> ton in this in this space on the ton in this in
Keywords:
mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements
OK
Oklahoma 2026 Regular Session
Business REVISED: SB1873 - Link added Mar 31st, 2026 at 10:30 am
Business
Transcript Highlights:
- With 9 in favor, I declare your bill to have passed.
- fireworks in the state of Oklahoma.
- Does that mean private property on a farm or is it private property in a dense neighborhood like in my
- So the county reference in here, just for clarification, the language in here that says the county can't
- I didn't serve in a battlefront, and I wasn't in that long because of injuries.
Keywords:
roofing, contractor registration, continuing education, endorsement, construction industry, fireworks, consumer safety, local governance, emergency declaration, public safety, dentist, dental hygienist, dentistry, dental hygiene, licensure compact, interstate compact, professional licensing, license portability, health workforce, workforce shortage
OK
Transcript Highlights:
- To practice in Oklahoma as a member state.
- To practice in Oklahoma as a member state.
- in the bill.
- Does that mean private property on a farm, or is it private property in a dense neighborhood, like in
- So the county reference in here, just for clarification, the language in here that says the county can't—thank
Keywords:
roofing, contractor registration, continuing education, endorsement, construction industry, fireworks, consumer safety, local governance, emergency declaration, public safety, dentist, dental hygienist, dentistry, dental hygiene, licensure compact, interstate compact, professional licensing, license portability, health workforce, workforce shortage
Summary:
The committee heard several Senate bills, most of them described as cleanup or compact-related measures. Senate Bill 1061 was presented as a cleanup bill adding defining language, supported by the Department of Consumer Credit and correcting a typo, and it passed 11-0. Senate Bill 1534, a charity enforcement act worked on with the Attorney General’s office, was described as strengthening protections for donor intent, preventing misuse of charitable funds, and closing enforcement loopholes; after a brief question about examples of bad actors, it also passed 11-0. Senate Bill 1873 was another cleanup bill requested by roofers and passed 11-0.
The committee also considered interstate licensure compacts. Senate Bill 540 would create Oklahoma’s participation in a dentist and dental hygienist compact; one question focused on why the Oklahoma Dental Association opposed it while the American Dental Association supported it, and the bill passed 9-2. Senate Bill 1653 would join a compact for occupational therapists and occupational therapy assistants, with the sponsor noting 31 states already participate; it passed 11-0.
Finally, Senate Bill 1948 would allow year-round fireworks sales in Oklahoma. Members questioned how the bill would interact with city and county authority, whether it would affect dense neighborhoods, and concerns about veterans with PTSD. The sponsor said the bill would not override city ordinances and argued counties should not restrict private property owners, while also saying current law already allows fireworks use year-round but limits in-state purchasing windows, sending consumers to other states. The bill passed 10-1. The chair then announced this was the last bill for the day and that about 12 bills remained for the following week.
NM
New Mexico 2026 Regular Session
Senate - Indian, Rural and Cultural Affairs Feb 3rd, 2026 at 10:04 am
Senate Indian, Rural & Cultural Affairs
Transcript Highlights:
- In 1972, after an eruption of the appendix, I was admitted to Gallup Indian Health Service in Gallup,
- While in pain in the operating room, I was required to sign multiple documents before the procedure,
- Later in years, when I visited my grandma up in Barno Pass, she asked me, why I only had one daughter
- Yesterday I mentioned in the Rules Committee that my mother had a miscarriage back in the late 60s or
- So it's happening in the military, in prisons, in the incarcerated individuals, and mental institutions
Bills:
SM14
Keywords:
forced sterilization, coerced sterilization, Indigenous women, Native American women, women of color, reproductive justice, reproductive sovereignty, truth and reconciliation commission, memorial, trauma-informed care, reparative justice, human rights, bodily autonomy, Indian Health Service, Indian affairs, Commission on the Status of Women, survivor testimony, reproductive health access, genocide, transitional justice
TX
Texas 89th Regular
S/C on Academic & Career-Oriented Education Apr 24th, 2025
S/C on Academic & Career-Oriented Education
Transcript Highlights:
- This year, TEA released a report in February 2025 on the effects of a four-day school week in Texas.
- I'm not sure public charter schools are included in that.
- Texas Research, as Representative Cunningham mentioned, in shows that students in four-day school weeks
- scored six to eight percentage points lower in reading and five to eight percentage points lower in
- That's why HB 1209 is a step in the right direction.
Keywords:
school funding, instructional days, education, public schools, school performance, four-day school week, performance rating, school governance, school calendar, education funding, emergency closures, school district, school operations, Texas education, public school accountability, academic distinction designation, postsecondary readiness, career and technical education, CTE, P-TECH
NM
Transcript Highlights:
- Any in opposition? Anyone online in favor of the conferee? Anyone online in opposition? Okay.
- She's a small business owner and operates a woman's clothing boutique in downtown Truth or Consequences
- weighing all the options in being fair in the approach, I've really learned a lot In working alongside
- Online, anybody in support? Any in opposition? Seeing none.
- Who's in favor of this conferee? Ten Any in opposition in the committee room? Seeing none.
Keywords:
land grant, Las Vegas, governance, self-governance, judicial management, forced sterilization, coerced sterilization, Indigenous women, Native American women, women of color, reproductive justice, reproductive sovereignty, truth and reconciliation commission, memorial, trauma-informed care, reparative justice, human rights, bodily autonomy, Indian Health Service, Indian affairs