Bills: SB1166, SB888, SB2387, SB2471

Keywords: insurance, climate change, responsible parties, damages, Hawaii Property Insurance Association, Hurricane Relief Fund, civil action, climate disasters, extreme weather, SB888, Hawaii, consumer protection, smart home security, smart household security device, home security camera, video doorbell, Ring, Nest, connected devices, internet of things

Summary: The committee heard SB 1166 SD2, a bill on insurance and climate-related damages that would authorize the Hawaii Property Insurance Association and, in amended versions discussed during testimony, other public and private entities to pursue civil actions to recover losses tied to climate disasters and extreme weather. DCCA’s Insurance Division and the Department of the Attorney General raised legal concerns, saying the bill’s scope may not fit the insurance code section being amended, that it could create subject-matter and title issues, and that some subrogation language may be duplicative of existing rate-filing practice. Lawyers for Justice opposed the measure, arguing it conflicts with existing subrogation law and recent Hawaii Supreme Court rulings that treat the judicial lien process as the exclusive remedy. The American Petroleum Institute also opposed, warning the bill would add liability and litigation risk for companies operating under existing permits and could undermine energy reliability and investment. Supporters said the bill would help shift climate-related insurance costs away from residents and onto fossil fuel companies and other responsible parties. Testimony in support came from the Polluters Pay Hawaii Coalition, Center for Climate Integrity, Hawaii Island Council, Our Hawaii, Sierra Club of Hawaii, and others, who described recent flooding, storm damage, rising premiums, non-renewals, and underinsurance as evidence of a worsening climate-driven insurance crisis. Several supporters urged amendments to give the Attorney General explicit authority to recover insurance-related losses for the Hurricane Relief Fund, HPIA, and private insurers, and to ensure recovered amounts benefit policyholders. Committee members questioned whether HPIA is a private entity, whether the Attorney General could represent it, whether the bill could create double recovery or affect pending climate litigation, and whether insurers would have standing or damages if they are only paying contractual claims. The committee then took up SB 888 SD2, a consumer protection bill that would restrict smart household security device operators from sharing user data with law enforcement without consent or a judicial order, and would bar conditioning device use on such consent. The Office of Consumer Protection testified in support and said an Illinois law could serve as a useful template for exceptions to the warrant requirement. An individual supporter said the measure would protect immigrant communities, judges, and others from surveillance and misuse of private data. No vote was taken during the portion of the meeting provided, and the chair noted additional written testimony submitted in support of SB 1166.

Bills: SB2033, SB2487, SB2497, SB2471, SB2829

Keywords: renewable energy, grid-ready homes, interconnection process, electric utility, energy independence, surcharge, customer access, energy storage, smart inverters, Public Utilities Commission, PUC, electric utility rates, ratemaking, performance-based regulation, performance-based incentives, performance incentive mechanisms, revenue adjustment mechanisms, cost control mechanisms, reward and penalty mechanisms, alternative ratemaking

Summary: The committee first reconvened on SB 2471 and SB 2829, both relating to the powers of artificial persons. After discussion with the Attorney General’s office and a prior Q&A period, the chair said the committee would defer decision-making again, with the intent to return with amended versions of both bills that could gain support from the administration and its lawyers. The measures were deferred to Tuesday, February 10, 2026, in Conference Room 229 at 9:30 a.m. The committee then took up SB 2180, relating to deposits of public funds. Members noted late testimony from the prior day’s joint hearing with the Housing Committee and moved to pass the bill out with amendments, including a defective effective date. The motion carried unanimously among those voting: the chair, vice chair, Senator Lamosao, and Senator Awa voted aye; Senator McKelvey was excused. The measure was adopted. A joint hearing followed on SB 2033, relating to renewable energy and a streamlined grid-ready homes interconnection process. The PUC supported the bill’s intent but raised concerns about the time, resources, and stakeholder input needed to establish the proposed process, and asked for clarification of terms such as “grid-ready homes” and the role of HERA. Hawaiian Electric said it supported the intent but opposed the proposed process and HERA funding use. The Hawaii Solar Energy Association strongly supported the bill, arguing that faster interconnection is needed to meet rooftop solar goals and lower costs over time. Testimony totaled 27 in support, two in opposition, and four with comments. Members questioned costs, consumer protections, and whether the bill would burden low- and moderate-income households; the bill’s supporters said amendments could clarify the definition of grid-ready homes and add guardrails, while acknowledging that upfront costs and interconnection costs would still need to be addressed.

Bills: SB2433, SB2047, SB2425, SB3045, SB2761, SB3001, SB2852, SB2471

Keywords: condominium governance, education trust fund, unit owners, real estate, dispute resolution, financial obligations, community representation, pharmacy benefit managers, maximum allowable cost, transparency, drug pricing, insurance commissioner, contracting pharmacies, healthcare, substance use disorder, SUD, addiction treatment, behavioral health, mental health, rehabilitation

Summary: The committee heard testimony on SB 2433 SD1 relating to condominiums, which would direct the condominium education trust fund toward educational resources for unit owners and require the Real Estate Commission to ensure owners’ interests are represented in funded activities and related rulemaking. Supporters, including the Hawaii Real Estate Commission and a condominium owner advocate, said owners need a seat at the table in condo governance and education efforts. Committee discussion focused on whether the bill was necessary, with the Real Estate Commission indicating it could already use the trust fund for owner education and that owners are already considered stakeholders, though not through a specific commission seat. No vote was taken during the excerpted discussion. The committee then took up SB 2047 SD2 HD1 on pharmacy benefit managers, which would set requirements for maximum allowable cost reimbursement, allow reverse-and-rebill claims after successful appeals, and authorize fines for violations. The Insurance Division offered comments, the Hawaii Pharmacists Association supported the measure with amendments and suggested future PBM reform funding, and Kaiser Permanente requested a technical amendment. A committee question raised whether the staffing and resource request for implementation was too large for a bill focused only on MAC pricing, and the witness said he would provide more data to the next committee. No final action was shown. Next was SB 2425 SD2 HD1 on health insurance and substance use disorder treatment, requiring insurers to honor written assignments of benefits to SUD providers and prohibiting anti-assignment clauses. Supporters described patients being unable to access treatment because of high out-of-pocket costs and said direct payment would reduce harm for people in recovery. HMSA opposed the bill but said it would begin direct payments to non-participating SUD facilities effective March 27, while continuing to object to the assignment-of-benefits portion because of fraud and balance-billing concerns; the Hawaii Association of Health Plans also opposed. Members questioned HMSA about reimbursement mechanics and why the bill was needed if coverage policies were already changing. Finally, the committee heard SB 3045 SD1 HD1, which would require coverage of continuous glucose monitors and related supplies, including for Medicaid managed care, under certain conditions. DHS and the Insurance Division offered comments, while SHPDA, Hilo Benioff Medical Center Foundation, and others supported the bill, citing inconsistent access and a case in which a woman allegedly died after being denied a CGM. HMSA said it already covers medically necessary CGMs and had updated its policy in 2025 for type 1 and insulin-dependent patients, but it raised concerns about expanding mandated coverage to type 2 and gestational diabetes and about supply impacts. The committee also discussed whether the bill duplicated existing coverage standards and why it had been introduced repeatedly. No votes or final dispositions were included in the excerpt.

Bills: SB903, SB2101, SB2550, SB2983, HB2433, SCR8, SCR20, SCR28, SCR32, SCR40, SCR48, SCR55, SCR57, SCR69, SCR74, SCR83, SCR87, SCR94, SCR99, SCR114, SCR139, SCR160, SCR165, SCR177, SCR178, SCR179, SCR41, SCR78, SCR90, SCR130, SCR159, SCR162, SCR173, SB2024, SB2075, SB2730, HB2581, SB2050, SB2471, SB2466, HB1163, HB1514, SB3082, SB2135, SB2727, SB3097, HB1696, HB2021, SR20, SCR110

Keywords: public land trust, Hawaiian affairs, OHA, ceded lands, financial reporting, income settlement, trust responsibility, organic waste, solid waste, waste diversion, composting, bioconversion, recycling, food waste, green waste, food-soiled paper, wood waste, landfill diversion, waste reduction, waste management

Bills: SB903, SB2101, SB2550, SB2983, HB2433, SCR8, SCR20, SCR28, SCR32, SCR40, SCR48, SCR55, SCR57, SCR69, SCR74, SCR83, SCR87, SCR94, SCR99, SCR114, SCR139, SCR160, SCR165, SCR177, SCR178, SCR179, SCR41, SCR78, SCR90, SCR130, SCR159, SCR162, SCR173, SB2024, SB2075, SB2730, HB2581, SB2050, SB2471, SB2466, HB1163, HB1514, SB3082, SB2135, SB2727, SB3097, HB1696, HB2021, SR20, SCR110

Keywords: public land trust, Hawaiian affairs, OHA, ceded lands, financial reporting, income settlement, trust responsibility, organic waste, solid waste, waste diversion, composting, bioconversion, recycling, food waste, green waste, food-soiled paper, wood waste, landfill diversion, waste reduction, waste management

Bills: SB903, SB2101, SB2550, SB2983, HB2433, SCR8, SCR20, SCR28, SCR32, SCR40, SCR48, SCR55, SCR57, SCR69, SCR74, SCR83, SCR87, SCR94, SCR99, SCR114, SCR139, SCR160, SCR165, SCR177, SCR178, SCR179, SCR41, SCR78, SCR90, SCR130, SCR159, SCR162, SCR173, SB2024, SB2075, SB2730, HB2581, SB2050, SB2471, SB2466, HB1163, HB1514, SB3082, SB2135, SB2727, SB3097, HB1696, HB2021, SR20, SCR110

Keywords: public land trust, Hawaiian affairs, OHA, ceded lands, financial reporting, income settlement, trust responsibility, organic waste, solid waste, waste diversion, composting, bioconversion, recycling, food waste, green waste, food-soiled paper, wood waste, landfill diversion, waste reduction, waste management

Bills: SB903, SB2101, SB2550, SB2983, HB2433, SCR8, SCR20, SCR28, SCR32, SCR40, SCR48, SCR55, SCR57, SCR69, SCR74, SCR83, SCR87, SCR94, SCR99, SCR114, SCR139, SCR160, SCR165, SCR177, SCR178, SCR179, SCR41, SCR78, SCR90, SCR130, SCR159, SCR162, SCR173, SB2024, SB2075, SB2730, HB2581, SB2050, SB2471, SB2466, HB1163, HB1514, SB3082, SB2135, SB2727, SB3097, HB1696, HB2021, SR20, SCR110

Keywords: public land trust, Hawaiian affairs, OHA, ceded lands, financial reporting, income settlement, trust responsibility, organic waste, solid waste, waste diversion, composting, bioconversion, recycling, food waste, green waste, food-soiled paper, wood waste, landfill diversion, waste reduction, waste management

Bills: SB903, SB2101, SB2550, SB2983, HB2433, SCR8, SCR20, SCR28, SCR32, SCR40, SCR48, SCR55, SCR57, SCR69, SCR74, SCR83, SCR87, SCR94, SCR99, SCR114, SCR139, SCR160, SCR165, SCR177, SCR178, SCR179, SCR41, SCR78, SCR90, SCR130, SCR159, SCR162, SCR173, SB2024, SB2075, SB2730, HB2581, SB2050, SB2471, SB2466, HB1163, HB1514, SB3082, SB2135, SB2727, SB3097, HB1696, HB2021, SR20, SCR110

Keywords: public land trust, Hawaiian affairs, OHA, ceded lands, financial reporting, income settlement, trust responsibility, organic waste, solid waste, waste diversion, composting, bioconversion, recycling, food waste, green waste, food-soiled paper, wood waste, landfill diversion, waste reduction, waste management

Bills: SB903, SB2101, SB2550, SB2983, HB2433, SCR8, SCR20, SCR28, SCR32, SCR40, SCR48, SCR55, SCR57, SCR69, SCR74, SCR83, SCR87, SCR94, SCR99, SCR114, SCR139, SCR160, SCR165, SCR177, SCR178, SCR179, SCR41, SCR78, SCR90, SCR130, SCR159, SCR162, SCR173, SB2024, SB2075, SB2730, HB2581, SB2050, SB2471, SB2466, HB1163, HB1514, SB3082, SB2135, SB2727, SB3097, HB1696, HB2021, SR20, SCR110

Keywords: public land trust, Hawaiian affairs, OHA, ceded lands, financial reporting, income settlement, trust responsibility, organic waste, solid waste, waste diversion, composting, bioconversion, recycling, food waste, green waste, food-soiled paper, wood waste, landfill diversion, waste reduction, waste management

Bills: SB903, SB2101, SB2550, SB2983, HB2433, SCR8, SCR20, SCR28, SCR32, SCR40, SCR48, SCR55, SCR57, SCR69, SCR74, SCR83, SCR87, SCR94, SCR99, SCR114, SCR139, SCR160, SCR165, SCR177, SCR178, SCR179, SCR41, SCR78, SCR90, SCR130, SCR159, SCR162, SCR173, SB2024, SB2075, SB2730, HB2581, SB2050, SB2471, SB2466, HB1163, HB1514, SB3082, SB2135, SB2727, SB3097, HB1696, HB2021, SR20, SCR110

Keywords: public land trust, Hawaiian affairs, OHA, ceded lands, financial reporting, income settlement, trust responsibility, organic waste, solid waste, waste diversion, composting, bioconversion, recycling, food waste, green waste, food-soiled paper, wood waste, landfill diversion, waste reduction, waste management

Bills: HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32

Keywords: vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC

Bills: HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32

Keywords: vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC

Bills: HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32

Keywords: vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC

Bills: HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32

Keywords: vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC

Bills: HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32

Keywords: vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC

Bills: HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32

Keywords: vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC

Bills: HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32

Keywords: vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC

Bills: HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32

Keywords: vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC

Bills: HB2315, SB2471, HB306, HB1692, HB1842, HB2171, HB2207, HB2343, HB2296, HB389, HB469, HB1510, HB1573, HB1705, HB1858, HB1875, HB1946, HB1961, HB1962, HB2001, HB2093, HB2096, HB2097, HCR200, HCR144, HCR33, HCR154, HCR165, HCR186, HCR206, HCR166, HCR31, HCR85, HCR103, HCR117, HCR180, HCR112, HCR18, HCR105, HCR173, HCR137, HCR179, HCR32

Keywords: vacation payout, down payment assistance, state employee benefits, housing crisis, homeownership, Department of Health, SB2471, Hawaii, corporate powers, artificial persons, business entities, election spending, political spending, campaign finance, ballot measure, ballot issue, electioneering, corporations, nonprofit corporations, LLC

Bills: SB2138, SB2054, SB2987, SB2908, SB2702, SB2924, SB3248, SB2635, SB3127, SB3001, SB2294, SB2037, SB2797, SB2765, SB2961, SB2210, SB2948, SB3108, SB3240, SB2045, SB2675, SB2338, SB2451, SB2552, SB2553, SB3089, SB3176, SB3285, SB2234, SB2219, SB2312, SB2336, SB2343, SB2849, SB2928, SB2930, SB3332, SB2927, SB2983, SB2906, SB2353, SB2848, SB2340, SB2845, SB3246, SB3077, SB3254, SB2934, SB2571, SB2248, SB2471, SB2298, SB2413, SB2425, SB3045, SB2843, SB2595, SB2907, SB3204, SB2311, SB2532, SB2528, SB2313, SB3300, SB2530, SB2693, SB2010, SB3156, SB2697, SB2991, SB3153, SB2812, SB2527, SB2376, SB3081, SB3218, SB3219, SB3333, SB2232, SB2192, SB2378, SB2070, SB3011, SB2676, SB2957, SB2434, SB2673, SB3301, SB2247, SB2453, SB2457, SB2075, SB2811, SB2601, SB2258, SB2612, SB3263, SB3261, SB3334, SB2613

Keywords: SB2138, Hawaii National Guard, state tuition assistance, STAP, graduate degree, graduate education, tuition assistance, University of Hawaii, UH, Department of Defense, adjutant general, enlisted personnel, warrant officers, company grade officers, military education, veterans benefits, higher education, state residency, professional development, retention