Video & Transcript Research : 'Fair Debt Collection Practices Act'
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TX
Texas 89th Regular
Pensions, Investments & Financial Services May 5th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- While many collection entities act in good faith, there are still bad actors who do not make disclosures
- HB 3002 would make it mandatory for all debt collectors seeking to collect a debt in this state. to inform
- What are the, if you know, the current requirements under the Fair Debt Collection Act?
- To collect the debt, by including a link to the Attorney General's website, which will give them all
- It's the typical things that a debt collector should share with someone that they are seeking to collect
Keywords:
private activity bonds, housing, residential rental projects, low-income, affordable housing, bond measures, funding equality, political subdivisions, public communications, election fairness, debt collection, consumer rights, disclosures, Fair Debt Collection Practices Act, settlement agreements, State Board of Education, group benefits program, health insurance, state employees, dependents eligibility
AL
Alabama 2025 Regular Session
Alabama House Ethics and Campaign Finance Committee Mar 5th, 2025
Ethics and Campaign Finance
AL
Alabama 2026 1st Special Session
Alabama House Constitution, Campaigns and Elections Committee Feb 18th, 2026
Constitution, Campaigns and Elections
Keywords:
abandoned roads, land ownership, government regulations, property rights, transportation, Ten Commandments, public education, displays, funding, Alabama law, municipal elections, runoff elections, majority voting, electoral procedures, local governance, campaign finance, record retention, political action committees, Fair Campaign Practices Act, 1136
LA
Louisiana 2026 Regular Session
Commerce, Consumer Protection and International Affairs May 6th, 2026
Commerce, Consumer Protection, and International Affairs
Transcript Highlights:
- we're capping the interest rate at 3% for medical debt.
- We're capping the interest rate at 3% for medical debt.
- Just a FYI, like in my district, my hospital, we have monumental debt that we don't even collect.
- But every now and then there might be someone you can collect.
- There's so much debt out there that they don't collect already. Anyway, okay, thank you.
Keywords:
roof standards, construction code, residential property, fortified roofs, insurance, medical debt, interest rate, healthcare services, consumer protection, debt collection, Louisiana Medical Debt Protection Act, child exploitation, online reporting, platforms, cyber crime, PROTECT Act, automatic renewal, cancellation policy, subscription service, transparency
LA
Keywords:
water utility, tax credit, excessive rates, residential service, subcommittee, tobacco tax, excise tax, smokeless tobacco, vapor products, public health, FDA, risk-proportionate, tax credits, higher education, workforce development, brain drain, economic incentives, SB 73, Act 10, Act No. 774 of 2024
AL
Transcript Highlights:
- Also allows Alabamians to sue third-party collection firms for improperly sending collection letters.
- So that's the administrative procedures act.
- I'm here to introduce HB476, the Alabama Right to Repair Act, HB476, the Alabama Right to Repair Act,
- And it raises a lot of concerns for me about them having what is fair and reasonable.
- Section two, this act shall become effective on October. Okay, y'all have heard the amendment.
Keywords:
Morgan County, judge of probate, legal qualifications, equity jurisdiction, constitutional amendment, campaign finance, electronic notifications, civil penalties, Fair Campaign Practices Act, Secretary of State, sex offenders, treatment programs, electronic media, post office box restrictions, Class C felony, parole, probation, human cloning, criminal penalties, embryo
AL
Alabama 2026 1st Special Session
Alabama Senate Fiscal Responsibility and Economic Development Committee Jan 28th, 2026
Fiscal Responsibility and Economic Development
Keywords:
franchise, franchisor, franchisee, religious freedom, religious accommodation, sincerely held belief, Sunday closing, Sabbath, day of worship, contract law, commercial contracts, renewal, amendment, brand standards, small business, business hours, civil penalties, injunctive relief, attorney fees, Alabama
LA
Transcript Highlights:
- That's a fair point.
- Acting Chair.
- the Louisiana Medical Debt Protection Act, to provide relative to interest rate limitations, to provide
- Thank you, Madam Acting Chair.
- Acting Chair. out and I don't know if there's a card, Mr. Ms. Acting Chair.
Bills:
HB1163, HB1168, HR252, HR253, HCR103, HCR108, SB80, SB131, SB251, SB254, SB279, SB384, SB414, SB468, SB469, SB496
Keywords:
fireworks, retail sales, fire safety, legislation, holiday celebrations, construction standards, precast concrete, DOTD, building regulations, minimum requirements, public projects, private projects, consumer protection, credit card fees, cash transactions, rounding practices, transparency, low-income, economic impact, residential construction
NV
Nevada 2025 Regular Session
Assembly Committee on Commerce and Labor May 31st, 2025 at 11:30 pm
Commerce and Labor
Transcript Highlights:
- When PBMs were created, the standard practice of business was to negotiate the drug price, receive a
- And we are going to collect and we are going to make a list of the drugs that we are going to offer our
- And we are going to collect and we are going to make a list of the drugs that we are going to offer our
- Once they collect their already contracted fees, then directly that cost or that rebate from the savings
- I think that's the data collection piece that we have in there, the reporting requirements that, sorry
Keywords:
public employees, police officers, benefits, appropriation, law enforcement, medical debt, collection agency, healthcare, consumer protection, financial assistance, occupational safety, air quality, greenhouse gases, employee monitoring, safety program, hemp, hemp products, cannabidiol, CBD, cannabis
MN
Minnesota 2025-2026 Regular Session
Commerce Committee Meeting - 2025-04-01
Commerce Finance and Policy
Transcript Highlights:
- This proposal modernizes HMOs to align with insurance practices and close regulatory gaps.
- Can you give us a little bit more background on how it would work in practice?
- We should not be carving out exemptions; we should just be banning this practice.
- Two of the cities in my district have already banned this practice.
- But that doesn't mean we allow something that we don't want practicing in Minnesota to practice.
Keywords:
garnishment, wage garnishment, earnings levy, bank levy, execution, judgment debtor, judgment creditor, exemption notice, exempt property, bank account freeze, financial institution levy, employer disclosure, garnishee, writ of execution, debt collection, consumer debt, collections, bankruptcy exemptions, public benefits, means-tested benefits
MN
Minnesota 2025 1st Special Session
House Commerce Finance and Policy Committee 4/1/25
Commerce Finance and Policy
Transcript Highlights:
- <00:20:47.240>
these currently engage in this practice these currently engage in this practice - Can you just give us a little more background on how it would work in practice?
- We should just be banning this practice.
- in Minnesota to practice.
- <00:53:17.480>
so <00:53:17.880>I practicing in Minnesota to practice so I practicing
Keywords:
garnishment, wage garnishment, earnings levy, bank levy, execution, judgment debtor, judgment creditor, exemption notice, exempt property, bank account freeze, financial institution levy, employer disclosure, garnishee, writ of execution, debt collection, consumer debt, collections, bankruptcy exemptions, public benefits, means-tested benefits
OK
Oklahoma 2026 Regular Session
Conference Committee on Judiciary and Public Safety Oversight Apr 29th, 2026 at 01:15 pm
Conference Committee on Judiciary and Public Safety Oversight
Bills:
HB1851
OK
Oklahoma 2026 Regular Session
Conference Committee on Judiciary and Public Safety Oversight Apr 15th, 2026 at 01:00 pm
Conference Committee on Judiciary and Public Safety Oversight
Bills:
HB1851
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 3/9/26
Agriculture Finance and Policy
Transcript Highlights:
- For whatever reason, they're facing a lender who's enforcing a debt that they have taken on under Minnesota
- If a bank, machinery dealer, or other lender seeks to enforce a debt against a farmer, that farmer has
- But in many cases, these farmers are able to manage that debt and, most importantly, keep farming.
- It is practical, applied And this program is reaching the farmers who need it most.
- So that's the finding best practices, right? We're working through that. So put it in context.
Bills:
HF3692
Keywords:
Farmer-Lender Mediation Act, mediation, agriculture finance, debt relief, civil law, 1183, house
OK
Oklahoma 2026 Regular Session
Local and County Government Apr 7th, 2026 at 02:00 pm
Local and County Government
Transcript Highlights:
- This one updates the Public Competitive Bidding Act by refining procedures for public construction projects
- , clarifying definitions and ensuring consistent bidding practices, including for school district contracts
- The Safe Neighborhoods Act is designed to give property owners a structured narrow avenue of recourse
- when their local government adopts a policy, pattern, or practice of declining to enforce their own
- officials, the fair judges.
Keywords:
counties, county officers, education, training, sunset law, county purchasing, procurement practices, budget management, public accountability, emergency procurement, reverse auction, bidding process, competitive bidding, public procurement, city council regulations, public works, bidding procedures, construction contracts, transparency, public trust
MN
Minnesota 2025 1st Special Session
House State Government Finance and Policy Committee 3/6/25
State Government Finance and Policy
Transcript Highlights:
- MMB has to give a legislative report by October 31st in regards to uncollected debt.
- There's been a lot of data practices talk. This was amended in Judiciary.
- table to strip collective bargaining.
- <00:41:54.240>
bargaining the table to strip collective bargaining the table to strip collective - concerns was in the uh data practices concerns was in the uh data practices piece<00:43:24.520><
Keywords:
Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices, government transparency, accountability, law enforcement referrals, sanctions, debarment, payment withholding, public assistance fraud
AL
Alabama 2025 Regular Session
Alabama House Lee County Legislation Committee Apr 22nd, 2025
Lee County Legislation
Transcript Highlights:
- this would do is allow the county commission to grant an exemption to the mandatory solid waste collection
- They're under a new contract with how they do the trash collection over the last few years.
Bills:
SB293
AL
Alabama 2026 1st Special Session
Alabama Senate County and Municipal Government Committee Apr 1st, 2026
County and Municipal Government
Keywords:
voting rights, restoration, pardons, Parole Board, re-registration, conviction, states' voting laws, Lawrence County, Sheriff, credit card, debit card, government purchases, discretionary fund, financial accountability, tax distribution, Talladega County, economic development, public safety, rural infrastructure, child labor
AL
Alabama 2025 Regular Session
Alabama Senate Education Policy Committee Mar 5th, 2025
Education Policy
Transcript Highlights:
- We've named this bill the Restoring Educational Attainment of Completing High School Act, also known
- as the REACH Act.
- We also use the ACT WorkKeys assessment, many of you are familiar with that, or high school students
- use the ACT WorkKeys.
- When we try to legislate religious practice, we distort the very heart of the Gospel.
Keywords:
education, diploma, adult education, dropout prevention, nontraditional high school program, driver's license eligibility, vaccination exemption, religious exemption, medical exemption, vaccine mandate, testing requirement, public schools, K-12, students, parents, guardians, higher education, college enrollment, university attendance, public institutions of higher education
AL
Transcript Highlights:
- >> But I'm, I would say that anybody who's acting reasonably in a situation like that would certainly
- > may<00:13:56.400>
be <00:13:56.600>in <00:13:56.720>the <00:13:56.839>act - <00:13:57.120>
of <00:13:57.200>doing and and they may be in the act of doing and and - they may be in the act of doing something<00:13:57.800>
that <00:13:58.000>people <00:13 - But I just think that there needs to be taken into account when they act a fool that they get penalized
Keywords:
SB293, Lee County, solid waste, waste collection fees, garbage fees, trash collection, county commission, fee exemption, low-income households, poverty level, federal poverty level, public sanitation, local act, municipal services, waste management, first responder, interference, criminal law, public safety, law enforcement