Video & Transcript Research : 'foreclosure surplus'

Page 9 of 113
AL
AL

Alabama 2026 1st Special Session

Alabama Senate Finance and Taxation Education Committee Mar 18th, 2026

Finance and Taxation Education

TX
TX

Texas 89th 2nd C.S.

Transportation May 12th, 2025

Transportation

TX
TX

Texas 89th Regular

Transportation May 12th, 2025

Transportation

Transcript Highlights:
  • Requiring vehicles from law enforcement auctions or lien holder foreclosure sales.
  • process for salvage auto dealers, requiring vehicles from law enforcement auctions or lien holder foreclosure
Bills: SB35, SB249, SB546, SB1353, SB1493, SB2246, SB1902, SB1029
Keywords: transportation, TxDOT, Texas Department of Transportation, road projects, highways, infrastructure, bridge construction, interchanges, corridor improvements, road widening, railroad grade separation, sound barrier, unified transportation program, legislative notice, project prioritization, capital projects, state highway system, Farm-to-Market Roads, San Antonio, Harris County
MN
MN

Minnesota 2025-2026 Regular Session

Press Conference: Introducing Manufactured Home Park Residents’ Bill of Rights - 03/17/26

Transcript Highlights:
  • We pay lot rent, property taxes, and untraditional mortgages that do not have the runway to foreclosure
  • We pay lot rent, property taxes, and untraditional mortgages that do not have the runway to foreclosure
  • mortgages that do not have the<00:05:27.240> runway<00:05:27.520> to<00:05:27.640> foreclosure
  • <00:05:28.240> like the runway to foreclosure like the runway to foreclosure like traditional
Keywords: 918, senate, all
Summary: Lawmakers and manufactured housing residents discussed a Minnesota bill of rights for manufactured home park residents, aimed at addressing rent increases and private equity ownership of mobile home parks. Rep. Matt Norris and Sen. Liz Bolden described the proposal as a response to out-of-state investors buying parks, raising lot rents, and using enforcement gaps to pressure residents. The bill would define “reasonable rent,” give residents a stronger opportunity to purchase their parks when sold, and strengthen penalties and enforcement of existing protections. Bolden said it is a policy-only bill with no expected fiscal cost and noted it had bipartisan support in the Senate, with a plan to move it from the Commerce Committee to the Judiciary Committee and then to the Senate floor. Residents from Blaine International Village, Sylvan/Lake Elmo, and Cimarron described large rent increases, higher eviction rates, and what they characterized as predatory management practices by out-of-state private equity firms. Tammy Fry said her rent rose from $425 to $700 after her park was sold to Haven Park, while new residents were paying $1,000; Bree Mafee said Sylvan’s lot rent is $1,060 a month and has risen more than 35% in five years, with evictions increasing from about three a year to more than 40 since 2020. Speakers emphasized that manufactured housing residents are both homeowners and renters, and said the bill is needed to protect families from losing homes they own but cannot easily move. Several legislators voiced support. Sen. Judy Seeberger said she had seen predatory practices in Cimarron and would vote yes in committee. Sen. Jim Abeler, a Republican, said he had become aware of the issue and could not stay silent, calling the situation wrong and not a partisan matter. During questions, Bolden said the bill includes a reasonableness standard for lot rent increases, with an exception for health and safety needs, and said similar provisions exist in other states. She also said the bill stalled previously due to timing and moving pieces, not a substantive Senate defeat, and residents argued the issue is about housing stability rather than party politics.
TX
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 14th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • But, you know, it sounds like some of the remedies could include collections and foreclosure as well.
  • Foreclosure, so the business is going to be completely out of business.
  • I mean, the budget surplus alone was $24 billion, and that's not obviously taking into account the other
Bills: HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175, HB245
Keywords: military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance
MN
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 03/27/25

Commerce and Consumer Protection

Transcript Highlights:
  • And then they threatened him with foreclosure.
  • <00:10:06.079> the threatened him with foreclosure the threatened him with foreclosure the
  • unnecessary escalation of complaints and disputes and eliminate or at least reduce frustration of foreclosures
  • /c><00:15:43.560> so<00:15:43.839> finally<00:15:44.440> I frustration of foreclosures
  • so finally I frustration of foreclosures so finally I think<00:15:44.800> we<00:15:45.000>
Keywords: 1187, senate, all
TX
TX

Texas 89th Regular

Pensions, Investments & Financial Services May 5th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • One of the things in the 2008 financial crisis was that there were so many foreclosures across the country
  • you have any data that talks about how many home equity loans have gone into disarray as far as foreclosures
  • I'm looking at this because my understanding is that the number of foreclosures, the number of homes
  • And property preservations and pre-foreclosure inspections on people that have passed the last loan.
Bills: HB1342, HB2889, HB3002, HB3254, HB4820, HJR40, HJR40
Keywords: private activity bonds, housing, residential rental projects, low-income, affordable housing, bond measures, funding equality, political subdivisions, public communications, election fairness, debt collection, consumer rights, disclosures, Fair Debt Collection Practices Act, settlement agreements, State Board of Education, group benefits program, health insurance, state employees, dependents eligibility
MN
MN

Minnesota 2025-2026 Regular Session

Hied Committee Meeting - 2026-03-26

Higher Education Finance and Policy

Transcript Highlights:
  • And like stated before, the idea is that this gives you OHE the ability, if there is a surplus, they
  • uh if<00:51:12.600> there<00:51:12.800> is<00:51:12.920> a<00:51:12.960> surplus
  • ,<00:51:13.520> they<00:51:13.680> have<00:51:13.880> the if there is a surplus
  • , they have the if there is a surplus, they have the ability<00:51:14.360> to<00:51:14.440>
Bills: HF1323, HF4266, HF4413, HF3101, HF4572, HF4698, HF3650, HF2634
Keywords: undocumented, financial aid, state policy, higher education, noncitizen eligibility, state grants, college affordability, Office of Higher Education, Minnesota State Grant, need analysis, expected family contribution, student aid, grant formula, living and miscellaneous expense allowance, dependent student, independent student, parental contribution, student contribution, surplus appropriation, biennium
OK
OK

Oklahoma 2026 Regular Session

Commerce and Economic Development Oversight Feb 26th, 2026 at 10:30 am

Commerce & Economic Development Oversight

TX
TX

Texas 89th Regular

Intergovernmental Affairs Apr 8th, 2025

Intergovernmental Affairs

Transcript Highlights:
  • year that called for Texas to consider what several communities nationwide had done to reutilize surplus
  • simply direct the Texas Department of Housing and Community Affairs to evaluate the availability of surplus
  • This study would give us a better picture of what our surplus property is and the feasibility of repurposing
Bills: HB158, HB714, HB 1198, HB1630, HB1998, HB3509, HB3788, HB3875, HB3948, HB3977, HB4097, HB4313, HB4314, HB4317, HB158
Keywords: housing, veterans, surplus government property, affordable housing, funding sources, housing assistance, homeless prevention, landlord incentives, rural housing, domestic violence, community development, tenant readiness, program participants, financial assistance, homelessness, rental support, Texas Tenant Readiness Program, tenant assistance, housing stability, Texas Department of Housing
TX
TX

Texas 89th Regular

Intergovernmental Affairs Apr 8th, 2025

Intergovernmental Affairs

TX
TX

Texas 89th Regular

Senate Committee on Business and Commerce (Part II) Mar 27th, 2025

Business & Commerce

TX
TX

Texas 89th 2nd C.S.

Public Education Mar 18th, 2025

Public Education

FL
FL

Florida 2025 Regular Session

October 8, 2025 - 08:00 AM

Transcript Highlights:
  • I DO BELIEVE THAT CLOSE TO THE FORECLOSURE PRIZES THAT THERE WERE SOME TEARING OF THE FORECLOSURE FILING
  • FEES BASED ON THE VALUE OF THE FORECLOSURE AND I BELIEVE THAT IT WAS AN ADJUSTMENT MADE AT THE TIME
  • END THEN WHEN THE FORECLOSURE CASES BEGAN TO DECLINE IS WHEN WE RAN INTO THE CASH FLOW PROBLEMS BUT WE
TX
TX

Texas 89th 2nd C.S.

Pensions, Investments & Financial Services May 5th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • You know, one of the things in the 2008 financial crisis where there were so many foreclosures across
  • have any data that talks about how many Home equity loans have gone into, uh, disarray as far as foreclosures
  • there, but I'm, I guess I'm just, I'm looking at this because my understanding is the number of foreclosures
  • And the reason is, is I have done many property inspections and property preservations and pre-foreclosure
Bills: HJR40
Keywords: Medicaid, healthcare access, Affordable Care Act, federal funding, constitutional amendment
MN
MN

Minnesota 2025-2026 Regular Session

Minnesota House passes housing supplemental finance and policy bill 5/4/26

Minnesota House Floor Meeting

Transcript Highlights:
  • that helps people learn about how to buy a home, how to stay pay your mortgage, how to stay out of foreclosure
  • pay your mortgage, how to stay<00:27:40.799> out<00:27:40.960> of<00:27:41.120> foreclosure
  • <00:27:42.000> It's<00:27:42.320> really stay out of foreclosure.
  • It's really stay out of foreclosure.
  • <00:31:28.480> So prevention of foreclosure rate. So prevention of foreclosure rate.
Keywords: 919, house, all
Summary: The House took up House File 1141, the Minnesota Housing Finance Agency supplemental budget bill. Representative Howard described it as a bipartisan housing package aimed at addressing Minnesota’s housing shortage by funding housing infrastructure bonds, Greater Minnesota workforce housing, homeowner education, a senior housing pilot, and family homelessness assistance and prevention. He said the bill is budget-neutral, using unspent interest earnings and other redirected funds, and includes transparency and accountability reforms for MHFA. Several members spoke in support, emphasizing housing supply, affordability, and the need for more homes across the state. The main floor debate centered on the Norris A6 amendment and the Igo A1 amendment to it. Norris proposed changing rent-increase limits in low-income housing tax credit properties from area median income to the lower of area median income or the consumer price index, arguing that seniors on fixed incomes were being priced out as rents rose faster than Social Security COLAs. Igo’s A1 amendment instead would have preempted cities, counties, and townships from adopting or renewing rent control ordinances statewide, with supporters arguing rent control harms development and affordability. Opponents said the proposal had not been fully vetted in committee and that public subsidies justify rent limits. Both the A1 amendment to the amendment and the underlying A6 amendment failed on tied 67-67 votes. After the amendments were defeated, the bill received its third reading and further discussion. Howard and other supporters reiterated that the bill would help produce an estimated 2,000 to 2,200 housing units, with HIB-funded projects historically spread across the metro and Greater Minnesota. Members also highlighted the bill’s support for first-time homebuyers, manufactured housing, senior housing, and homelessness prevention. No final passage vote is shown in the transcript excerpt.
MN
MN

Minnesota 2025-2026 Regular Session

Repealing requirement to adopt a new residential energy code 3/10/26

Minnesota House Floor Meeting

Transcript Highlights:
  • Um, and we are facing, uh, not only an evictions crisis, but we're also seeing a number of foreclosures
  • c> people<00:36:05.280> who<00:36:05.760> are<00:36:06.079> coming of foreclosures
  • or people who are coming of foreclosures or people who are coming and<00:36:07.040> they're<00
  • 00:36:12.880> after<00:36:13.200> getting<00:36:13.359> a<00:36:13.599> foreclosure
  • <00:36:14.079> notice um after getting a foreclosure notice um after getting a foreclosure
Keywords: 1183, house
Summary: Representative Mecklin moved House File 3545 to the general register and offered a DE amendment that removed the commissioner’s authority to choose a more efficient standard and removed the requirement that the 2038 residential energy code achieve a 70% reduction in annual net energy consumption compared with the 2006 energy use index. The amendment was adopted, and the bill was then discussed as amended. Mecklin said the bill was intended to address home affordability, arguing that energy code requirements add to housing costs and make it harder for younger Minnesotans to buy homes. Several testifiers opposed the bill, including representatives from the Center for Energy and the Environment, AIA Minnesota, Sierra Club, Fresh Energy, Housing First Minnesota, and ARXUS. They argued that energy codes are not a primary driver of housing costs, that stronger codes do not slow housing production, and that more efficient homes lower utility bills and improve comfort, safety, resilience, and climate outcomes. Testifiers cited studies and examples showing payback over time, including estimates that efficiency upgrades could pay for themselves in five to nine years and save homeowners tens of thousands of dollars over 30 years. The Department of Labor and Industry said it had concerns about the bill because it would move away from a more energy-efficient standard and could create unintended consequences in the code adoption process, though it said the current technical advisory group process already considers cost concerns. Members questioned the cost and savings estimates, especially the comparison between higher upfront mortgage costs and lower utility bills. Fresh Energy explained that its figures were based on Pacific Northwest National Laboratory and Slipstream analyses using a typical Minnesota home and that the savings were modeled over time. Representative Johnson expressed skepticism about the assumptions behind the savings numbers and argued that utility costs are not the main barrier to homeownership. The chair said the committee intended to take a vote on the bill that day, but the transcript ends before any final vote or disposition is shown.
FL
FL

Florida 2026 4th Special Session

January 21, 2026 - 01:00 PM

Transcript Highlights:
  • I have a sign and they are understated to court following miss the deadline, the filing for the foreclosure
  • No, that's got to be applied toward the fi so they end up in foreclosure. This is hats happening.
  • has been awarded more than $23,000 in attorney fees placed a lien on my how has actively pursuing foreclosure
  • obtained relief once the state has air chair wise in Florida to weaponize legal fees, lanes and foreclosures
FL
FL

Florida 2026 5th Special Session

FL House Floor Session - 2025-06-16 (7:00PM Session)

Florida House Floor Meeting

Transcript Highlights:
  • In my county, foreclosures are up. And they're up because of our insurance.
  • The current statute says the term 'underused, vacant, or surplus facility' means an entire facility or
  • I will point out that the inventory of underused, vacant, or surplus facilities is set forth every year
  • If there's a facility that falls under that list of underused, vacant, or surplus, then the answer would
  • If a district has that surplus, vacant, underutilized facilities, they have to make that available; it's
Summary: The House met on the final day of session, swore in Representatives Boyles and Hodgers, and observed a moment of silence for the Minnesota House Speaker Melissa Hortman and her husband, as well as for Representative Rosenwald’s father. The chamber then moved into final budget work, with leaders outlining the plan to take up H.J.R. 5019, HB 7031, HB 5017, HB 5015, and then the general appropriations act once the Senate transmitted it. H.J.R. 5019, a proposed constitutional amendment to expand the budget stabilization fund, was explained and amended to raise the rainy day fund cap, require annual deposits, and allow withdrawals for critical state needs by a two-thirds vote; it passed 100-1. The House then adopted the conference report on HB 7031, the tax package. The bill repeals the business rent tax and aviation fuel tax, delays the natural gas fuel tax, creates or expands several sales tax holidays and exemptions, including permanent exemptions for disaster-preparedness items, hunting/fishing/camping items, and ammunition and firearms-related purchases, and makes changes to property, corporate income, local tax, and economic development provisions. Members debated the removal of recurring housing trust fund and transit-related revenue streams, the new ammunition exemption, and the data center tax changes; supporters argued the package reduces taxes and preserves annual budget flexibility, while opponents raised concerns about housing, transportation, and gun violence. The conference report passed 93-7. HB 5017, creating a debt reduction program funded by a recurring transfer to retire state bonds early, passed unanimously. HB 5015, the state group insurance conforming bill, which directs DMS to develop a formulary management plan and codifies the administrative health insurance assessment, also passed. The House then began explanation and questions on the fiscal year 2025-26 general appropriations act, described as a $115.1 billion budget that is down $3.8 billion from the current year and includes more than $12 billion in reserves. Subcommittee chairs summarized major spending areas, including pre-K-12 funding increases, health care funding for Medicaid, KidCare, nursing homes, opioid treatment, and mental health, transportation and economic development funding, environmental and water projects, higher education, state administration, justice, and information technology. Questions focused on school vouchers, inflationary pressures on school districts, and the adequacy of funding for housing, transportation, and other priorities.
FL
FL

Florida 2026 Regular Session

FL House Floor Session - 2025-06-16 (7:00PM Session)

Florida House Floor Meeting

Transcript Highlights:
  • In my county, foreclosures are up, and they're up because of our insurance.
  • The current statute says the term underused, vacant, or surplus facility means an entire facility or
  • I will point out that the inventory of underused, vacant, or surplus facilities is set forth every year
  • If there's a facility that falls under that list of underused, vacant, or surplus, then the answer would
  • If a district has surplus, vacant, underutilized facilities, they have to make them available.
Summary: The House convened on the final day of session, observed a moment of silence for the Minnesota House Speaker Melissa Hortman and her husband, and for Representative Rosenwald’s father, then swore in and seated new members Boyles and Hodgers. The Speaker also outlined the chamber’s end-of-session priorities, including action on the budget and related conforming bills. The House then took up H.J.R. 5019, a constitutional amendment to expand Florida’s budget stabilization fund by raising the cap, requiring annual transfers, and allowing withdrawals for critical state needs. After sponsor explanations and questions about what would qualify as a critical need and how the fund might respond to possible federal funding cuts, the House adopted an amendment that added more flexibility for suspending transfers and withdrawals. The joint resolution then passed on final passage. Members next considered HB 7031, the tax package conference report. The bill repeals the business rent tax and aviation fuel tax, delays the natural gas fuel tax, creates or extends several sales tax exemptions and holidays, and makes changes affecting property taxes, local taxes, pari-mutuel taxes, and revenue distributions. Debate focused heavily on the new permanent exemption for ammunition and hunting-related items, the elimination of recurring housing trust fund and transit-related distributions, and the shift of some funding from recurring to nonrecurring status. Supporters argued the package provides tax relief and preserves annual budget flexibility, while opponents criticized the ammunition exemption and the reductions in recurring housing and transit support. The conference report was adopted and the bill passed. The House then passed HB 5017, which creates a debt reduction program funded by a recurring transfer from general revenue to retire state bonds early, and HB 5015, the state group insurance conforming bill, which directs DMS to develop a formulary management plan and codifies the administrative health insurance assessment. Finally, the chamber began explanation and questions on the General Appropriations Act conference report for fiscal year 2025-26, described as a $115.1 billion budget that is down from the current year and includes more than $12 billion in reserves. Subcommittee chairs summarized major budget areas, including K-12 education, health care, transportation and economic development, agriculture and natural resources, higher education, state administration, justice, and information technology, highlighting funding for school choice, Medicaid, housing, transportation infrastructure, Everglades restoration, workforce programs, cybersecurity, and technology modernization.