Transcript Highlights:

• And I'm on this page, the Money Follows the Path page, you—the investor—to the brokerage and eventually
• and eventually to the banks Brokerage and eventually to the banks and<01:14:25.120><c> what</c><01:14
• You're a brokerage firm or a custodian; you have a contract with them, but the property is actually held
• firm or a system um you're a a brokerage firm or a custodian<01:26:27.360><c> you</c><01:26:27.600><
• So just to make sure I understand what's going on here: I use Charles Schwab as my brokerage.

Summary: The committee first heard testimony on House Bill 167, a PFAS-related measure to add ski, snowboard, and boat wax to the state’s list of banned consumer products containing PFAS. The sponsor said the product is already banned in many other places, alternatives exist, and the concern is that these products go directly into water rather than landfills. She cited high PFAS levels in several New Hampshire lakes and argued the bill would help stop further contamination. A member of the public also described personal experience with ski wax products disappearing from the market, suggesting PFAS may have been the reason. The chair then closed the hearing on HB 167. The committee next opened a hearing on House Bill 312, dealing with college athletes’ name, image, and likeness (NIL) rights. Representative Moffett explained the bill was prompted by the U.S. Supreme Court’s NCAA v. Alston decision and was modeled on New Jersey law. He said the bill would prevent colleges from restricting NIL compensation, require athletes to use licensed attorneys or registered sports agents, and limit certain endorsements involving addictive drugs, adult entertainment, firearms, and weapons. He framed the measure as a proactive response to a changing college sports landscape and noted possible future conflicts involving schools, agents, and endorsements. Committee members raised several concerns and suggested changes. One member questioned the bill’s exclusion of two-year institutions, another objected to the weapons restriction, and others asked how the bill would affect scholarships. The sponsor said the intent was to protect scholarships, especially athletic scholarships, and clarified that need-based scholarships were not meant to be affected. He also acknowledged discomfort with the endorsement restrictions and said the committee might want to broaden or revise the language. The hearing remained open for further consideration, with no vote taken in the excerpt.

Transcript Highlights:

• We put our first truck on the road in 2014, and we formed our brokerage shortly thereafter.

Committees: Senate Commerce, Science, and Transportation Committee , Senate Subcommittee on Surface Transportation, Freight, Pipelines, and Safety

Keywords: Committee, Transportation, aviation safety, confirmation, Lieutenant Commander, Deputy Secretary, Bradbury, Hafensteiner, aircraft incidents

Summary: The Senate Committee on Commerce, Science, and Transportation convened to consider the promotion of Coast Guard Lieutenant Samuel Hafensteiner to Lieutenant Commander and the nomination of Stephen Bradbury as Deputy Secretary of Transportation. The meeting highlighted ongoing concerns regarding aviation safety, especially in light of recent aircraft incidents. Members discussed the critical need for knowledgeable leadership within the Department of Transportation to address these safety challenges effectively. Mr. Bradbury's background as a former General Counsel of the Department was presented as a strong asset for the role he seeks.

Transcript Highlights:

• broadens the base by extending sales taxes to a number of professional services, as you can see: legal, brokerage
• :04:16.479><c> legal</c> Services as you can see their legal Services as you can see their legal brokerage
• <00:04:17.680><c> Banking</c><00:04:18.680><c> and</c> brokerage Banking and brokerage Banking and accounting

Committee: Senate Taxes

Transcript Highlights:

• </c><00:56:16.720><c> I</c><00:56:16.839><c> rolled</c><00:56:17.119><c> the</c><00:56:17.200><c> windows
• </c><00:56:17.599><c> down</c><00:56:17.880><c> I'm</c> need it I rolled the windows down I'm need it
• I rolled the windows down I'm cheap<00:56:18.400><c> that</c><00:56:18.559><c> way</c><00:56:19.200>
• 30.520><c> and</c> firms not only uh Private Industry and firms not only uh Private Industry and brokerage
• but a lot of people have brokerage but a lot of people have actually<04:22:32.840><c> now</c><04:22:

Summary: The meeting began with introductory remarks for new and returning members of the House Commerce Committee, led by Chairman John Hunt. Members briefly introduced themselves and their backgrounds, and several noted the committee’s bipartisan, collegial tone. Hunt explained the committee’s structure and traditions, including the division into three subcommittees: banking and business, consumer protection, and liquor commission matters, with insurance now handled as a single area. He also reviewed basic hearing procedures, including decorum, questions for information only, and the committee’s practice of moving bills through subcommittees before full committee executive sessions. The committee then heard an overview from the New Hampshire Insurance Department, led by Commissioner DJ Bettencourt and staff. The department described its mission as promoting a safe and competitive insurance marketplace and emphasized consumer protection, market competition, and affordability. Officials outlined the department’s responsibilities, including licensing insurers, producers, adjusters, and TPAs; reviewing insurance forms; regulating companies and market conduct; overseeing financial solvency; and investigating insurance fraud. They also noted that the department is self-funded through assessments on insurers, collects premium taxes and fees for the state, and returned more than $2.7 million to companies in fiscal year 2024 due to underspending. The presentation also covered the broader regulatory framework for insurance, including the role of the National Association of Insurance Commissioners in promoting uniform standards across states and territories. Officials said New Hampshire licenses about 1,200 insurance companies and roughly 245,000 producers and adjusters, and that the department’s financial examinations are part of an accreditation system used nationwide. No votes or formal committee actions were taken in the portion provided; the session was primarily organizational and informational, with the insurance department presentation beginning the committee’s substantive work for the term.

Transcript Highlights:

• Marsh has been a wholesale insurance brokerage company who has had a presence here in Hawaii for over
• Marsh has been a wholesale insurance brokerage company who has had a presence here in Hawaii for over
• Marsh has been a wholesale insurance brokerage company who has had a presence here in Hawaii for over

Transcript Highlights:

• It provides that brokers and agents are not required to have consumers sign a brokerage agreement before

Bills: SB1543 , HB1933 , HJR1088 , HJR1090 , HJR1091 , HJR1092 , HJR1093 , HJR1095 , SB1859 , HB2988 , HB3016 , SB237 , SB2065 , HB3418 , HCR1027 , SB1641 , SB1589 , SB44 , SB563 , SB1403 , HB1979 , HB3075 , SB2045 , SB1653 , SB1655 , SB2030 , HB2951 , SB2028 , SB2071 , SB206 , SB1849 , HB3755 , SB1509 , SB1314 , SB1561 , SB1217 , SB1618 , HJR1096 , HJR1099 , HJR1100

Keywords: driving under the influence, felony offense, ignition interlock device, community service, criminal assessment, nitrous oxide, Maddix Bias Act, intoxication, underage sale, misdemeanor, drug paraphernalia, enforcement, education rules, administrative rules, joint resolution, Oklahoma State Department of Education, higher education, State Regents for Higher Education, Teachers' Retirement System, charter schools

Transcript Highlights:

• We are an insurance brokerage, and we represent many of the large health care systems in the state of

Summary: The Civil Justice and Claims Subcommittee considered one bill, HB 603, which would repeal section 768.21(8), the Florida medical negligence wrongful death exception often referred to by supporters as the “Free Kill” law. The sponsor argued the current statute unfairly bars certain families—especially adult children or parents of unmarried adults without minor children—from recovering non-economic damages when a loved one dies from medical negligence, while such damages are available in other wrongful death cases. Supporters, including family members, AARP, and some legal advocates, testified that the law is discriminatory and denies equal access to justice for grieving families and vulnerable adults. Opponents, including physicians, hospital and insurer representatives, and business groups, argued that repeal would increase malpractice exposure, raise premiums, worsen access to care, and accelerate physician retirements or departures from Florida. Several urged that if the bill moves forward, it should be paired with caps on non-economic damages to balance the impact on the health care system. Supporters countered that negligence must still be proven, that the law creates unequal treatment, and that existing tort reforms have not lowered premiums. The sponsor closed by rejecting claims that the bill is “jackpot justice” and emphasizing that families deserve court access and accountability. After debate, the committee voted on HB 603 and passed it 16-2. The meeting then adjourned.

Transcript Highlights:

• The industry has built new compliance tools, including chain analytics and technology to freeze or brokerage

Committee: Senate Subcommittee on Digital Assets

Keywords: Digital Assets, Bitcoin, Stablecoins, Legislation, Bipartisan, Consumer Protection, Regulatory Framework, Financial Innovation, Testimony

Summary: The inaugural meeting of the Digital Assets Subcommittee brought a wave of excitement and anticipation regarding the future of digital assets, including Bitcoin and stablecoins. Chair Lummis expressed gratitude towards Senator Scott for establishing the subcommittee, indicating a commitment to promote responsible innovation while safeguarding consumers. Members discussed the necessity for a bipartisan legislative framework to regulate digital asset markets effectively while outlining the potential benefits such legislation could have on enhancing financial inclusion and streamlining payments. The meeting featured expert testimonies from key figures in the digital asset industry, highlighting the importance of creating clear regulatory guidance for digital assets to foster innovation without compromising consumer protections.

Transcript Highlights:

• Out of the seven licensed customs brokerage houses that are here in Hawaii, we have four on site.
• 01:53:22.800><c> customs</c> Out of the seven licensed customs Out of the seven licensed customs brokerage
• 53:24.159><c> that</c><01:53:24.400><c> are</c><01:53:24.560><c> here</c><01:53:24.639><c> in</c> brokerage
• houses that are here in brokerage houses that are here in Hawaii,<01:53:25.440><c> we</c><01:53:25.679

Transcript Highlights:

• It will disproportionately affect newer Realtors, smaller brokerages, who rely more on advertising than
• It will disproportionately affect newer Realtors, smaller brokerages, who rely more on advertising than
• It will disproportionately affect newer Realtors, smaller brokerages, who rely more on advertising than

Bills: HF1669 , HF4709 , HF3531 , HF4048

Committee: Senate Taxes

Keywords: tax credits, sustainable aviation fuel, environmental policy, corporate franchise, Minnesota taxation, electricity generation, property tax exemption, renewable energy, incentives, economic development, fuel delivery, tax exemption, retail transactions, diesel exhaust fluid, fuel lubricants, healthcare tax, gross receipts tax, hospitals, chiropractors, healthcare providers

Transcript Highlights:

• Regulatory, marketing, and brokerage costs, and it's vendor-agnostic, allowing any duly-licensed broker

Bills: HB778 , HB 1266 , HB1576 , HB2213 , HB2517 , HB2518 , HB2841 , HB3306 , HB3320 , HB3388 , HB3508 , HB3520 , HB3689

Committee: House Insurance

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes

Transcript Highlights:

• Uh, there is where we expand to three services primarily: accounting, banking, brokerage, and legal.
• Uh, there is where we expand to three services primarily: accounting, banking, brokerage, and legal.
• Uh, there is where we expand to three services primarily: accounting, banking, brokerage, and legal.
• Uh, there is where we expand to three services primarily: accounting, banking, brokerage, and legal.
• Uh, there is where we expand to three services primarily: accounting, banking, brokerage, and legal.

Committee: House Taxes

Transcript Highlights:

• Just last year, a federal investigation revealed that a data brokerage company tracked people's interstate
• I'd love to see exemptions got out the window entirely, but I think data-level exemptions for some of
• I lived in a secure building with strong locks on the doors and the windows.
• Surveillance pricing unlocks an even more nefarious window when we are talking about essential products
• Speed, when you use the brakes, when you roll down your windows—sometimes even, like, these are very,

Committee: Joint Joint Committee on Advanced Information Technology, the Internet and Cybersecurity

Summary: The committee hearing focused on a package of Massachusetts privacy and technology bills, especially measures to ban the sale of location data, establish a comprehensive consumer data privacy law, and regulate biometric recognition and surveillance pricing. Chairs and sponsors argued that self-regulation has failed, that data brokers and large tech companies routinely collect and monetize sensitive information, and that state action is needed because federal protections are weak or absent. Several speakers tied the bills to reproductive health, gender-affirming care, domestic violence, children’s data, and other sensitive uses of location and biometric information. Supporters included legislators and advocates who backed H. 86/S. 197 (Location Shield), H. 78/S. 45/H. 104/S. 29 (comprehensive privacy bills), H. 99/S. 47 (surveillance pricing in grocery stores), and H. 36/S. 36 (biometric recognition accountability). They emphasized data minimization, bans on selling sensitive data, consumer rights to access, delete, and opt out, and in some cases a private right of action. Several witnesses said Massachusetts should lead or align with other states, while others argued that stronger protections are needed because data can be weaponized by stalkers, anti-abortion actors, abusive partners, insurers, or law enforcement. Industry and coalition witnesses urged the committee to favor a more standardized, interoperable framework modeled on laws already adopted in other states, warning that novel definitions, data-minimization rules, and private rights of action could create compliance burdens, confusion, and costs for businesses, including small businesses. They argued that entity-level exemptions for sectors already covered by federal laws like HIPAA or GLBA promote consistency, and that Attorney General enforcement is preferable to private lawsuits. Committee members questioned witnesses on patchwork concerns, the scope of exemptions, and whether the proposed bills would harm or help consumers and small businesses. No votes or final actions were taken during the hearing; written testimony was noted as due later, and the committee continued taking testimony from multiple panels and virtual witnesses.

Transcript Highlights:

• learned that all nine beneficiaries were required to submit the paperwork within the same 90-day window
• family members, loved ones, and charitable organizations as beneficiaries of retirement accounts, brokerage

Committee: House Judiciary

Bills: SB5223 , SB5993 , SB5831 , SB5928 , SB6183 , SB6071 , SB5995 , SB5966 , SB5841 , SB5840 , SB6061 , SB6058 , SB5931 , SB5944 , SB5520 , SB6011 , SB6087 , SB6076 , SB5916 , SB6016 , SB5936 , SB6137 , SB5185 , SB5956 , SB6025 , SB6009 , SB5833 , SB6161 , SB6188 , SB5890 , SB5917 , SB5820 , SB5973 , SJM8015 , SB5816 , SB6136 , SB6091 , SB6024 , SB5223 , SB6178 , SB5892 , SB5177 , SB6039 , SB5941 , SB5993 , SB5831 , SB5928 , SB5912 , SB6183 , SB6071 , SB5995 , SB5966 , SB5841 , SB5840 , SB6061 , SB6058 , SB5931 , SB5944 , SB5520 , SB6011 , SB6087 , SB6076 , SB5916 , SB6016 , SB5936 , SB6137 , SB5185 , SB5956 , SB6025 , SB6009 , SB5833 , SB6161 , SB6188 , SB5890 , SB5917 , SB5820 , SB5973 , SJM8015 , SB5816 , SB6136 , SB6091 , SB6024

Keywords: criminal offense, fingerprinting, law enforcement, state regulations, public safety, medical debt, interest charges, consumer protection, healthcare, financial burden, mortgage modification, uniform regulations, homeowners, financial stability, foreclosure prevention, wildfire risk, disclosure, safety, environmental policy, risk assessment

Transcript Highlights:

• But when we borrow the same money back from them, they charge a 4% application fee or brokerage, and

Summary: The committee first received a JLARC work session on the 2025 tax preference performance reviews, covering nine tax preferences and recommending legislative action on eight. JLARC reviewed natural gas transportation fuel preferences, travel agent and tour operator B&O rates, a property tax exemption for nonprofit low-income housing developers, and several shorter reviews including senior center property tax relief, a disabled veteran adapted housing remittance, trade convention nexus treatment, wholesale sales of fertilizer/pesticides/seed, a hazardous substance tax exemption for pesticides stored for out-of-state shipment, and three energy-related preferences for a silicon smelter. JLARC generally recommended continuing preferences that met stated or inferred objectives, modifying some to improve reporting or performance metrics, and allowing the unused silicon smelter preferences to expire. The Citizen Commission endorsed JLARC’s recommendations, and committee members asked a few clarifying questions, including about trends in travel agent/tour operator beneficiaries and the housing exemption’s performance metric and data issues. The committee then heard a work session and public hearing on Senate Bill 5754, which would create a Washington State public bank. A presentation from California public banking advocates and the Bank of North Dakota described public banks as government-owned financial institutions intended to keep public funds working locally, support lending for housing, infrastructure, and community development, and partner with community banks and credit unions. Committee questions focused on leverage, liquidity, constitutional issues, and how the model would interact with existing state investment and debt structures. Staff summarized the bill’s structure, including activation conditions, governance, powers, and fiscal impacts, noting the fiscal note was largely indeterminate and startup costs could be significant. Public testimony on SB 5754 was divided. Supporters included statewide elected officials, county and city officials, labor, educators, community advocates, and residents, who argued the bank could lower borrowing costs, improve access to capital, keep public money in Washington, and help finance infrastructure, housing, and disaster resilience. Opponents included community bankers and county treasurers, who warned about risks to safety and liquidity of public funds, questioned the need for a new institution given existing programs, and argued the proposal lacked a proven track record in Washington. The hearing concluded with no vote taken in the transcript.

Transcript Highlights:

• We belong to basically all of them, anything from transportation to customs, brokerage to any type of

Bills: HB767 , HB 1242 , HB1373 , HB1404 , HB1708 , HB1936 , HB2041 , HB2198 , HB2270 , HB2315 , HB2415 , HB2427 , HB2455 , HB2457 , HB2522 , HB2523 , HB2686 , HB2763 , HB2775 , HB2944 , HB3034 , HB1683 , HB1695

Committee: House Transportation

Keywords: highway designation, memorial, Montgomery County, Paul P. Mendes, transportation, HB 1242, Texas Transportation Code, U.S. Highway 281, Brooks County, Ernesto Soliz Cantu, memorial highway, road naming, TxDOT, road signage, commemorative resolution, memorial markers, county road 304, Huppergate Road, Los Robles Trail, Farm-to-Market Road

Bills: SB2 , SB3 , SB5 , SB9 , SB10 , SB14 , SB16 , SB18 , SB34 , SB6 , SB7 , SB8 , SB11 , SB12 , SB13 , SB15 , SB 2 , SB 3 , SB 5 , SB 9 , SB 10 , SB 14 , SB 16 , SB 18 , SB 34 , SB 6 , SB 7 , SB 8 , SB 11 , SB 12 , SB 13 , SB 15 , SB 17 , SB 4 , SB1 , SB2 , SB3 , SB5 , SB9 , SB10 , SB14 , SB16 , SB18 , SB34 , SB6 , SB7 , SB8 , SB11 , SB12 , SB13 , SB15 , SB17 , SB4

Keywords: flooding, public safety, outdoor warning sirens, disaster preparedness, emergency response, flood warning, outdoor sirens, local government, safety measures, flood management, emergency preparedness, municipal safety, disaster response, disaster relief, emergency funding, Meteorological forecasting, local government assistance, training facilities, hemp regulation, consumable products

Bills: SB2 , SB3 , SB4 , SB5 , SB6 , SB7 , SB8 , SB9 , SB10 , SB11 , SB12 , SB13 , SB14 , SB15 , SB16 , SB18 , SB34 , SB2 , SB3 , SB4 , SB5 , SB6 , SB7 , SB8 , SB9 , SB10 , SB11 , SB12 , SB13 , SB14 , SB15 , SB16 , SB18 , SB34 , SB 2 , SB 3 , SB 4 , SB 5 , SB 6 , SB 7 , SB 8 , SB 9 , SB 10 , SB 11 , SB 12 , SB 13 , SB 14 , SB 15 , SB 16 , SB 17 , SB 18 , SB 34 , SB2 , SB3 , SB4 , SB5 , SB6 , SB7 , SB8 , SB9 , SB10 , SB11 , SB12 , SB13 , SB14 , SB15 , SB16 , SB17 , SB18 , SB34

Keywords: flooding, public safety, outdoor warning sirens, disaster preparedness, emergency response, flood warning, outdoor sirens, local government, safety measures, flood management, emergency preparedness, municipal safety, disaster response, disaster relief, emergency funding, Meteorological forecasting, local government assistance, training facilities, Texas congressional redistricting, U.S. House districts

Transcript Highlights:

• </c> we're about to open a licensing window we're about to open a licensing window for<00:20:46.799><
• We will be opening that licensing window February 18th.
• We will be opening that licensing window February 18th.
• That window created the ability to license.
• </c><01:29:29.560><c> and</c> to opening the application window and to opening the application window

Committee: House Commerce Finance and Policy