Bills: HF4698, HF4608

Keywords: higher education, identity verification, enrollment fraud, funding, Minnesota State Colleges and Universities, postsecondary education, community college, university, developmental education, remedial education, remediation, corequisite, co-requisite, English composition, college readiness, adult basic education, ABE, student placement, credit-bearing courses, noncredit courses

Summary: The committee first approved the March 26 minutes after Representative Coulter pointed out and moved a technical correction to add a missing “T” in “Regents.” The committee then took up HF 4698, which Representative Duran said would address enrollment fraud at Minnesota State Colleges and Universities by funding an automated identity-proofing system. Testimony from Chief Information Security Officer Craig Munson described a commercial software system that would verify student identities using a selfie and a state ID image, reduce ghost students and fraud, speed enrollment, and lessen staff time spent on manual investigations. Members focused heavily on privacy, data retention, and biometric concerns. Representative Cleveland asked what biometric data would be collected, and Munson said it would be limited to a selfie and ID images, not fingerprints or retinal scans. Chair Klippert and others urged stronger Chapter 13 protections and clearer data practices, while Chair Scott asked how long images would be stored; Munson said they should be deleted as soon as identity is validated, with possible revalidation later. Members also raised concerns about racial bias in biometric matching and the need for alternate verification methods. The bill was laid over, and Duran said he would work on the data practices with committee members. The committee then heard HF 4608, presented by Representative Allen for Representative Koznick, on developmental education reform. Allen said too many students are placed into remedial courses that do not count toward a degree, costing time and money and reducing completion rates. Jane Groatman of the International Institute of Minnesota supported the bill, describing students who spent years in noncredit remedial coursework and arguing for a one-semester cap on remedial classes and clearer notice that such credits do not count toward a degree. Mark Grant of Minnesota State College faculty opposed the bill’s approach, saying it imposed a one-size-fits-all model, could undermine open admissions, and should not limit colleges’ flexibility to meet diverse student needs. The bill was laid over for further consideration.

Transcript Highlights:

• You got one lawyer in Birmingham, you got a dentist in Madison County, you got an insurance guy in Decatur
• Birmingham, you got a dentist in Madison County, you got a couple, an insurance guy in Decatur, you got
• guy in Decatur, you got insurance guy in Decatur, you got somebody<00:29:23.760> in<00:29:23.880
• We did work with the Association of County Commissioners on this. They're represented.
• We did work with the Association of County Commissioners on this. They're represented.

Bills: SB118, SB203, HB420, HB414, HB363, HB405, HB261, HB263, HB327, HB348, HB228, HB282, SB273, HB7, SB296, SB199, SB47, SB204, HB80, HB11, HB192

Keywords: bail, offenses, constitutional amendment, criminal justice, law enforcement, public safety, dental insurance, medical loss ratio, premium regulation, insurance commissioner, rebate, consumer protection, Baldwin County, local bill, education funding, school tax, privilege license tax, county tax revenue, municipal school board, Baldwin County Board of Education

Transcript Highlights:

• for something that the insurance companies already have is redundant.
• They're being dropped from their insurance coverage.
• I'm Jennifer Cauley with the Texas Association of Life and Health Insurers.
• because they function as an insurance-type product.
• We're already competing on value in Medicare and in the self-insured market.

Bills: SB331, SB883, SB926, SB1137, SB1138, SB1144, SB1151, SB1236, SB1270, SB1522, SB1869, SB2207, SB2422

Keywords: healthcare, cost disclosure, transparency, administrative penalties, health facility compliance, COVID-19, off-label use, prescription drugs, patient access, medical standards, insurance, physician ranking, incentives, fiduciary duty, health plan issuers, SB 1137, group home, assisted living, residential care, board and care

Transcript Highlights:

• They work very closely with the NAIC, the National Association of Insurance Commissioners, and the dialogue
• insurance premiums.
• insurance premiums.
• and<01:35:35.040> I Insurance in homeowners insurance and I Insurance in homeowners insurance
• top<01:35:42.639> of Insurance homeowners insurance on top of Insurance homeowners insurance

Bills: HF1865, HF2014, HF2028

Keywords: mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements

Transcript Highlights:

• The Committee on Banking and Insurance will now come to order. Clerk, please call the roll.
• And to decrease the need for liability insurance during that dangerous time.
• Insurance companies refused to pay.
• Insurance often labels them as extras or recreational.
• However, it is common that the 20% co-insurance payment falls on the family.

Bills: S0326, S0598, S0632, S0786, S1110, S1256, S1380, S1588, S7042, S7044

Keywords: curators, estates, court appointment, fiduciary duty, bond requirements, removal, surrogate, funeral homes, cemetery law, cremation, embalmer, funeral director, preneed contract, preneed funeral, human remains, unclaimed cremated remains, disposition of remains, hospice, palliative care, end-of-life care

Summary: The Banking and Insurance Committee met with a quorum present and temporarily postponed SB 7042 on legal tender and SB 1380 before taking up the remaining agenda. The committee first reported favorably C.S. for SB 326, which modernizes Florida’s curator statute in probate law by clarifying when curators may be appointed, what they may do, and what oversight applies. It then reported favorably SB 1256, which standardizes PBM pharmacy audits by requiring uniform audit standards, scope, frequency, penalties, and due process protections for pharmacies; testimony from pharmacists emphasized concerns about conflicts of interest, excessive audits, and disproportionate penalties, while preserving fraud investigations. The committee also reported favorably C.S. for SB 598 on funeral and cemetery services after adopting an amendment that removed provisions on civil damages caps and phasing out direct disposers; the bill updates licensure and contract rules and addresses unclaimed remains. SB 632, which sets insurance requirements for transportation network companies during the period after a ride is accepted but before pickup, was reported favorably despite opposition from an attorney who argued the existing coverage framework should not be reduced. C.S. for SB 786, creating a nonjudicial process to close out undisputed trusts and discharge trustees, was also reported favorably. The committee then took up SB 1110, a major bill expanding Medicaid and private insurance coverage for medically necessary orthotics and prosthetics, including activity limbs, and requiring annual reporting. After adopting an amendment clarifying eligible recipients, the committee heard extensive emotional testimony from amputees, parents, and advocates describing the medical, developmental, and financial importance of prosthetic coverage, and members spoke in strong support before the bill was reported favorably. Later, the committee considered SB 1588, which implements last session’s legal tender law by refining definitions, narrowing custodian provisions, eliminating unnecessary examination requirements, and repealing the sunset clause; members raised questions about verification and anti-money-laundering concerns, but the bill was reported favorably. Finally, the committee approved SPB 7044 as a committee bill to expand public records exemptions to records relating to newly regulated custodians of gold and silver. The meeting concluded with senators recording additional affirmative votes on selected bills and adjourning.

Transcript Highlights:

• provide through a self-insurance pool.
• insurance pool to a broader commercial coverage pool.
• It's been covered by the Department of Insurance.
• insurers to...
• Between the Department of Insurance and the health insurers to ensure that we are able to make sure that

Bills: SB524, SR108, SR109, SCR56, SCR57, SCR12, HB227, HB398, HB689, HB897, HB1029, HB1107, HB1217, HB221, HCR58, HB136, SB162, SB382, SCR33, SCR30, SB112, SB194, SB307, SB341, SB346, SB363, SB495, SB503, SB507, SB509, SB513, SB408, SB131, SB145, SB333, SB464, SB466, SB500, SB283, SB338, SB488, SB35, SB65, SB215, SB228, SB246, SB249, SB268, SB269, SB282, SB296, SB312, SB319, SB323, SB369, SB431, SB474, SB484, SB490, SB492, SB501, HCR14, HB537, HB652, HB653, HB661, HB726, HB756, HB851, HB964, HB966, HB34, HB35, HB48, HB474, HB553, HB758, HB852, HB10, HB16, HB36, HB44, HB46, HB52, HB61, HB78, HB98, HB102, HB124, HB126, HB131, HB135, HB141, HB142, HB164, HB170, HB171, HB179, HB194, HB231, HB245, HB280, HB292, HB294, HB297, HB305, HB336, HB337, HB351, HB436, HB594, HB789, HB956, HB957, HB995, HB1040, HB50, HB117, HB120, HB122, HB139, HB148, HB149, HB185, HB199, HB247, HB271, HB286, HB301, HB358, HB359, HB384, HB413, HB428, HB450, HB462, HB547, HB613, HB631, HB657, HB669, HB675, HB680, HB691, HB712, HB716, HB720, HB723, HB727, HB728, HB735, HB747, HB759, HB825, HB842, HB845, HB846, HB903, HB904, HB907, HB923, HB929, HB941, HB962, HB965, HB1036, HB287, HB370, HB515, HB521, HB570, HB1200, HB29, HB39, HB58, HB67, HB73, HB76, HB77, HB82, HB112, HB121, HB125, HB132, HB134, HB151, HB154, HB155, HB161, HB166, HB187, HB191, HB207, HB211, HB224, HB238, HB241, HB242, HB250, HB260, HB265, HB275, HB300, HB320, HB338, HB339, HB349, HB379, HB399, HB427, HB463, HB464, HB468, HB545, HB550, HB551, HB565, HB588, HB639, HB725, HB782, HB805, HB808, HB834, HB847, HB853, HB858, HB861, HB883, HB916, HB937, HB977, HB1012, HB1027, HB1044, HB1054, HB1071, HB1091, HB1117, HB119, HB129, HB677, HB850, SB68, SB149

Keywords: Jump Start, career and technical education, CTE, career diploma, career pathways, workforce development, high school diploma, career major, individual career and academic plan, ICAP, individual graduation plan, IGP, work-based learning, apprenticeship, internship, dual enrollment, articulation agreement, transfer credit, rural schools, rural LEA

Bills: SR28, SB201, SB1379, SB1525, SB1966, SB2112, SB2170, HB2749, HB3262, HB3265, HB3673, HB3781, HB3040, HB3076, HB3369, HB3982, HB3462, HB3465, HB3521, HB3796, HB3800, HB4095, HB4298, HB4316, HB4338, HB4408, HB4454

Keywords: minimum salary, education funding, teacher compensation, Oklahoma education, salary schedule, human trafficking, victims, prevention, support services, Attorney General, pilot program, grant funding, SB1525, tourism, recreation, conference, Oklahoma Tourism and Recreation Department, Oklahoma Tourism and Recreation Commission, special agency account, private partnerships

Keywords: KY LRC YouTube, https://www.youtube.com/watch?v=PFV6V-fHYvI, 2026-06-21T07:17:05+00:00, 2.2.24, Data collected via generic collector engine, Approval of Minutes – 00:01:06 Gifted Education Means Economic Development in Kentucky – 00:05:56 Introduction of Interim Commissioner – 00:25:54 Virtual Academies – 00:36:57 Absenteeism and Truancy – 02:07:30, 958, all, 2.2.42, 2.1.47

Transcript Highlights:

• Business and insurance will meet in room 535 immediately after this session.

Bills: SB1246, SB1510, SB1979, SB1929, SB1930, SB1976, HCR1019, SB1459, SB1673, SB1500, SB1447, SB1646, SB2007, SB1275, SB2074

Keywords: environmental permitting, Oklahoma, Department of Environmental Quality, public participation, regulatory framework, administered applications, energy, wind energy, financial assurance, property restoration, environmental regulation, mining, blasting, residential protection, buffer zone, Department of Mines, public utilities, electric transmission lines, landowner rights, payment regulations

Transcript Highlights:

• National Crop Insurance Services Board of Directors. a member of the American Association of Crop Insurance
• RCIS delivers crop insurance nationally.
• I encourage this committee to incentivize insurance agencies to sell crop insurance to small-scale especially
• Why are crop insurance rates going up? Yeah, I mean, I think crop insurance. creates certainty.
• In your specialty crop world, crop insurance insurance is working on those crops, working well?

Keywords: farm bill, rural economy, crop insurance, access to credit, young farmers, USDA funding freeze, agricultural policy, risk management

Summary: The meeting of the agricultural committee focused on significant concerns regarding the current state of America's rural economy, highlighting the need for a strong five-year farm bill to address the challenges faced by farmers, particularly young and beginning farmers. Key testimony was given by multiple stakeholders including agricultural leaders and young farmers, emphasizing issues related to crop insurance, access to credit, and the adverse impact of recent USDA funding freezes. Various members discussed the necessity of risk management tools that farmers rely on to secure financing, which is crucial for sustaining agricultural operations and supporting rural communities. The importance of timely legislative action was underscored, as many farmers reported struggles in the current economic climate, raising urgency for reforms within the Farm Bill framework.

Transcript Highlights:

• Insurance coverage for these services varies depending on the insurance plan, state, and other individual
• Section 41 authorizes the Commissioner of Insurance to suspend or revoke the certificate of a health
• The commissioner is on The commissioner is also authorized to take such action against other health insurers
• Many of the patients that I see have insurance coverage, but their insurance is discriminating against
• Insurance.

Bills: AB52, AB76, AB163, AB388, AB483

Keywords: health insurance, claims process, insurance regulation, admin penalties, healthcare access, cannabis, cannabis establishment, medical cannabis, adult-use cannabis, advertising regulations, packaging requirements, unlicensed cannabis activities, state prosecution, confidentiality, Cannabis Compliance Board, disciplinary proceedings, mental health, counseling, interstate practice, telehealth

Transcript Highlights:

• Allowing guns could raise their insurance rates and security costs.
• I mean, would insurance rates, for example, of that property owner go up or down by virtue of posting
• Does your insurance rate go up or down? I'm a gun lawyer.
• I am not the person to ask about insurance for bars versus restaurants, so maybe I can find somebody
• I don't think you're in the insurance business, but does that have a tendency of raising rates or dropping

Bills: HB259, HB 1128, HB1337, HB1506, HB1794, HB2215, HB2470, HB2771, HB2882, HB2993, HB3053, HB3428, HB3669, HB3789, HB3924, HB4201, HB4675, HB259

Keywords: healthcare, insurance, patient rights, medical expenses, access to care, affordability, legislation, firearms, penal code, regulation, short-barrel firearms, ammunition, gun control, public safety, Texas law, short-barrel, law enforcement, election judges, concealed handgun, polling places

Transcript Highlights:

• The bill was brought to us by one of my commissioners.
• I know several of our county brethren in the commissioner world, and I think they can carry there.
• But I never knew the county commissioner couldn't get around that, so...
• The man was arrested, of course, and luckily our commissioner was not injured in the altercation.
• So insurance companies are really, really good at assessing risk.

Bills: HB259, HB259, HB 1128, HB1337, HB1506, HB1794, HB2215, HB2470, HB2771, HB2882, HB2993, HB3053, HB3428, HB3669, HB3789, HB3924, HB4201, HB4675

Keywords: redistricting, Independent Citizen Redistricting Commission, Texas Legislature, elections, district boundaries, voter representation, healthcare, insurance, patient rights, medical expenses, access to care, affordability, legislation, firearms, penal code, regulation, short-barrel firearms, ammunition, gun control, public safety

Transcript Highlights:

• a year on insurance. a year on insurance.
• insurance, home insurance in that area? insurance, home insurance in that area?
• Council and the insurance commissioner.
• Note that you trust the insurance commissioner in the committee report. Any other comments?"
• relating to health insurance. relating to health insurance.

Bills: HB20, HB2612, HB2404, HB2459, HB2194, HB1880, HB2284, HB1969, HB2458, HB1546, HB2161, HB1721, HB1641, HB2137, HB1782, HB2360, HB1965, HB1897, HB1513

Keywords: lava insurance, homeowners, insurance market, subsidy, Hawaii, mortgage, debt, secured transactions, real property, Hawaii Revised Statutes, cooperative associations, electric utility cooperatives, agricultural cooperatives, mutual help, food innovation, agribusiness, food safety, market access, branding, economic diversification

Summary: The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided. The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments. Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.

Transcript Highlights:

• , uh, insurance taxes, how much it costs to have an executive director, things of that nature.
• <00:13:32.120> uh um building expenses insurances uh um building expenses insurances uh Insurance
• What kind of insurance do they need?
• In other words, a regular insurance company that pays for that exact same service—you know, they have
• We saw a 13-year-old kid last year who came to the clinic and did not have any insurance.

Bills: HF1005

Keywords: health insurance, medical assistance, behavioral health, reimbursement rates, primary care services, physician fee schedule, managed care, residential services, 1183, house

Transcript Highlights:

• That is, that ensures... ...insurance program. Yes.
• electronics limited agent licensees to sell Iware insurance and provide...
• And this bill allows portable electronics limited agent licensees to sell Iware insurance and provides
• I just want to say I wish I could have insured my beard because I would like my beard back.
• Murphy, Florida Association of Insurance Agents, waiving in support. Thank you, sir.

Bills: S0204, S0540, S0772, S1294, S1474, S1504, S1708

Keywords: gaming, slot machines, veterans organizations, regulatory compliance, Florida Gaming Control Commission, declaratory statement, criminal penalties, financial regulation, vulnerable adults, information security, financial exploitation, licensing, biosolids, agronomic rate, land application, environmental protection, Florida statutes, nutrient management, recordkeeping, farming

Summary: The Appropriations Committee on Agriculture, Environment, and General Government met with a quorum present and first took up confirmation votes for appointees on tabs 2 through 6, which were recommended favorably without public testimony. The committee then heard CS/SB 1474, which would direct DEP to stop issuing or reissuing permits for Class B biosolids land application when a wastewater treatment facility is reasonably accessible within 50 miles, and it was reported favorably. The committee also heard SB 1708, which removes a timing requirement for veterinarians licensed in good standing elsewhere to qualify for Florida licensure; it received support from Americans for Prosperity and the ASPCA and was reported favorably. Members then considered CS/SB 204 on illegal slot machine operations. An amendment was adopted that set the baseline penalty at a second-degree misdemeanor, elevated violations involving six or more machines or repeat offenses to a third-degree felony, and made violations by a person of authority involving six or more machines or multiple prior convictions a second-degree felony. Testimony supported the bill’s effort to target larger illegal operations while protecting veterans’ organizations and other lawful users from felony exposure; the bill as amended was reported favorably. The committee also adopted a strike-all for CS/SB 1294 addressing Class AA biosolids, requiring agronomic-rate application, recordkeeping, IFAS guidance, and application of fertilizer-related requirements to bulk land application products, with an effective date of November 1, 2026; it was reported favorably after limited questions about oversight and IFAS’s role. Later, CS/SB 772 was heard to allow portable electronics limited licensees to sell “iware” insurance and define that term, and it was reported favorably. CS/SB 1504 updated pre-licensure education for the 440 customer service representative license so a high school student completing a half-credit insurance and personal finance elective can apply upon turning 18; it received supportive testimony from industry groups and was reported favorably. Finally, the committee adopted a strike-all amendment to CS/SB 540 creating cybersecurity program requirements for mortgage and money service businesses, extending oversight to certain investment advisers, clarifying emergency suspension authority for anti-money laundering violations, extending payment deadlines for examination costs, and adjusting director experience requirements for financial institutions; the bill as amended was reported favorably. Senators McClain and Truenow requested to be recorded as voting in the affirmative on tabs 11 and 13, and the committee adjourned at the end of the agenda.

Transcript Highlights:

• district will be governed by a board consisting of three directors. appointed by Harris County Commissioners

Bills: HB 1089, HB 1163, HB 1177, HB 1238, HB1318, HB1400, HB1407, HB1532, HJR7, HJR7

Keywords: coastal protection, environmental management, Gulf Coast, storm risk management, funding, Texas General Land Office, healthcare, insurance reform, patient access, insurance regulation, affordable care, health insurance, consumer rights, coverage transparency, claims process, insurance regulations, aggregate production, environmental impact, financial responsibility, reclamation

Transcript Highlights:

• I serve as County Commissioner in Haiti.

Bills: HB 1089, HB 1163, HB 1177, HB 1238, HB1318, HB1400, HB1407, HB1532, HJR7, HJR7

Keywords: coastal protection, environmental management, Gulf Coast, storm risk management, funding, Texas General Land Office, healthcare, insurance reform, patient access, insurance regulation, affordable care, health insurance, consumer rights, coverage transparency, claims process, insurance regulations, aggregate production, environmental impact, financial responsibility, reclamation

Transcript Highlights:

• one testifier that signed up who's testifying<00:08:12.319> virtually,<00:08:12.960> Commissioner
• <00:08:13.440> Annie testifying virtually, Commissioner Annie testifying virtually, Commissioner
• Commissioner,<00:08:17.680> welcome<00:08:17.919> to<00:08:18.080> the<00:08:18.240
• Commissioner, welcome to the committee. Commissioner, welcome to the committee.
• , lot rent on top of homeowners insurance, lot rent on top of homeowners insurance, property<01:04

Bills: HF3403, HF2687, HF2381

Keywords: HF3403, emergency rental assistance, rental aid, homelessness prevention, housing crisis, imminent risk of homelessness, eviction prevention, county aid, Tribal governments, local government aids, general fund appropriation, Minnesota revenue commissioner, poverty level, low-income housing, housing stability, family homeless prevention and assistance, emergency housing assistance, HF2687, single-family homes, corporate landlords

Bills: HB4139, HB4143, HB4144, HB3974, HB3303, HB3790, HB3697, HB3262, HB4226, HB2936, HB3322, HB4296, HB3278, HB4202, HB3648, HB3500, HB3037, HB3428, HB3257, HB3432, HB3043, HB3044, HB3078, HB3940

Keywords: home warranty, service contracts, transparency, insurance regulation, consumer protection, motor vehicles, traffic collisions, car accident, auto accident, crash report, collision report, property damage threshold, Department of Public Safety, DPS, law enforcement reports, insurance claims, financial responsibility, uninsured motorist, private property accidents, public roadway