Video & Transcript : 'Bureau of Consumer Financial Protection' :
Page 9 of 500
TX
Transcript Highlights:
- But this protection is limited to contractors working on Texas Department of Transportation projects.
- Therefore, you should have some protection in that circumstance, particularly in the context of wrong-way
- At being outside of what this protection was originally created for, out of TxDOT. Right.
- In terms of protecting the public, is the public better protected by leaving the law as it is, or is
- and abuse of... conduct to protect themselves from further victimization through legal abuse.
Bills:
HB 1181 , HB3704 , HB1363 , HB1610 , HB1615 , HB1620 , HB3223 , HB1317 , HB2884 , HB2176 , HB4027 , HB1664 , HB933 , HB2613 , HB3353 , HB2086 , HB4101 , HB3441 , HB4145 , HB3455
Committee:
House Judiciary & Civil Jurisprudence
Keywords:
judiciary, judges, justices, retired, legal assignments, judicial conduct, notary public, criminal offense, education requirements, official documents, record retention, implicit bias, bias training, judicial training, judge education, court personnel, continuing legal education, CLE, state bar, Texas Court of Criminal Appeals
AL
Alabama 2026 Regular Session
Alabama House Commerce and Small Business Committee Feb 18th, 2026
Commerce and Small Business
Transcript Highlights:
- . >> I'll take care of it.
- We're seeing a tremendous amount of roll up in franchisors, that's owners of franchises being procured
- 05:42.320><c> owners</c><00:05:42.639><c> of</c> up in franchiseors that's owners of up in franchiseors
- What it does, it protects small business owners with significant financial stake from having to choose
- </c> week in hours of operation. Burger King. week in hours of operation. Burger King.
Committee:
House Commerce and Small Business
Keywords:
financial services, banking, insurance, debanking, social credit score, ESG, environmental, social, and governance, diversity, equity, and inclusion, DEI, religious freedom, free speech, viewpoint discrimination, political discrimination, firearms, gun industry, ammunition, fossil fuels, oil and gas, mining, timber
AL
Alabama 2025 Regular Session
Alabama House Ways and Means Education Committee Mar 6th, 2025
Ways and Means Education
Committee:
House Ways and Means Education
Keywords:
HB386, food tax, grocery tax, sales tax reduction, use tax, Education Trust Fund, state revenue trigger, tax cut, consumer tax relief, Alabama sales tax, Alabama use tax, groceries, retail tax, revenue growth threshold, county and municipal tax, fiscal trigger, sales tax, food taxation, local government, financial growth
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 6 Feb 10th, 2026 at 09:30 am
Oklahoma House Floor Meeting
Transcript Highlights:
- Members, the following order of business will be followed today: prayer, pledge of allegiance, introduction
- of doctor and nurse of the day, rection of previous day's journal, House and Senate bills and joint
- He attended the University of Oklahoma College of Medicine.
- that everybody will take a little bit of time to visit with them and answer some of their questions.
- There's a lot of them that's not in the chamber, but there's a lot of them out in the halls looking for
Bills:
HB3281 , HB3320 , HB3081 , HB3127 , HB3128 , HB3498 , HB2035 , HB3765 , HB4324 , HB3678 , HB4170 , HB3495 , HB3040 , HB3062 , HB4140 , HB4106 , HB4109 , HB4104 , HB3581 , HB3620 , HB3942 , HB3279 , HB3378 , HB3383 , HB3413 , HB3414 , HB3415 , HB3420 , HB3130 , HB3700 , HB3379 , HB3129 , HB3132 , HB3315 , HB2950 , HB3242 , HB3041 , HB4428 , HB4429 , HB1064 , HB3265 , HB3721 , HB3028 , HB3313 , HB3588 , HB3020 , HB3724 , HB3392 , HB3466 , HB4060 , HJR1074 , HB3501 , HJR1070 , HB3794 , HB3796 , HB3928 , HB2955 , HB4453 , HB4460 , HB4128 , HB3659 , HB3270 , HB3145
Keywords:
administrative procedures, guidance documents, transparency, public inspection, rulemaking, sunset laws, statutory entities, regulatory compliance, emergency provisions, board re-creation, fire extinguisher, licensing, public safety, age qualification, State Fire Marshal, medical marijuana, employment rights, safety-sensitive positions, workplace policies, public assistance
OK
Oklahoma 2026 Regular Session
Government Oversight REVISED - HB3852 -Added Mar 5th, 2026 at 10:30 am
Government Oversight
Transcript Highlights:
- But the 4% versus 6% is that based off of the value of the fund?
- For example, the treasurer is a member of some of these boards.
- Financial returns are in the best interests of the citizens and the systems that are supposed to support
- To paint the picture, our pensions receive funds off the top to the tune of hundreds of millions of dollars
- it outside of here that really Some of these seem out of order because they make changes that we haven't
Bills:
HB1739 , HB1784 , HB1889 , HB2116 , HB2206 , HB3625 , HB2939 , HB3028 , HB3265 , HB3313 , HB3413 , HB3414 , HB3415 , HB3416 , HB3417 , HB3418 , HB3420 , HB3588 , HB3748 , HB3721 , HB3852 , HB4132 , HB4263 , HB4303 , HB4311 , HB4428 , HB4429 , HB4434
Committee:
House Government Oversight
Keywords:
retirement, law enforcement, disability benefits, pension system, Oklahoma, education reform, local control, student outcomes, curriculum changes, school funding, public retirement systems, pension, retirement benefits, cost-of-living adjustment, COLA, inflation adjustment, CPI-U, Consumer Price Index, firefighters pension, police pension
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/2/25
Commerce Finance and Policy
Transcript Highlights:
- Um, it has a provision related to the transfer of accounts for a financial institution.
- Um, it has a provision related to the transfer of accounts for a financial institution.
- This proposal would allow the Department of Commerce, when issuing data calls, to protect proprietary
- This proposal would allow the Department of Commerce, when issuing data calls, to protect proprietary
- </c> vulnerable consumers of these products. vulnerable consumers of these products.
Committee:
House Commerce Finance and Policy
Keywords:
medical cannabis, cultivation, cannabinoid products, plant canopy, Minnesota statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance
IA
Committee:
Joint Commerce
Keywords:
expungement, investment adviser, commissioner of insurance, regulatory process, financial services, loans, interest rates, consumer credit, regulations, debt management, debt settlement, debt relief, consumer finance, credit counseling, creditor negotiation, fee regulation, third-party compensation, trust account, dedicated account, licensee requirements
WA
Washington 2025-2026 Regular Session
Senate Business, Trade & Economic Development Jan 28th, 2026 at 08:00 am
Business, Trade & Economic Development
Transcript Highlights:
- The intent of the act is to protect consumers by promoting transparency and fair competition in both
- She said they share the goals of transparency, consumer protection, and avoiding shopper confusion.
- She said they share the goals of transparency, consumer protection, and avoiding shopper confusion.
- raised a number of consumer protection and policy concerns for us.
- So I presume you’re out of the consumer protection section there.
Keywords:
rural county, frontier county, public facilities funding, economic development, local option sales tax, sales and use tax, workforce housing, affordable housing, county tax authority, RCW, Washington state, community economic revitalization board, CED, infrastructure funding, public works, job creation, job retention, job expansion, county planning, state auditor reporting
WA
Washington 2025-2026 Regular Session
House Health Care & Wellness Jan 23rd, 2026 at 08:00 am
Health Care & Wellness
Transcript Highlights:
- Insurance is a means of protection from financial loss in which, in exchange for a fee, which you might
- It's a form of risk management primarily used to protect against the risk of an uncertain loss, like
- My concern is to financially protect residents of CCRCs that have or will enter into a life contract,
- McKinney is an example of where lack of actuarial analysis and state oversight contributed to poor financial
- The result of this financial mystery, The result of this financial mismanagement is that residents of
Bills:
HB2384 , HB2402 , HB2505 , HB1904 , HB2145 , HB2182 , HB2211 , HB2242 , HB2247 , HB2329 , HB2339
Committee:
House Health Care & Wellness
Keywords:
continuing care retirement community, CCRC, life plan community, senior housing, retirement community, long-term care, assisted living, nursing home, actuarial analysis, solvency, financial oversight, resident contracts, entrance fee, disclosure statement, registration, insurance commissioner, DSHS, consumer protection, elder care, aging services
TX
Transcript Highlights:
- I want informed consumers. I just get tired of government insulting the intelligence of consumers.
- So the whole goal of this is to make it easier for the consumer.
- But we're the committee's charge is the protection of public health.
- good faith to make sure the consumer interest here is protected.
- how to be consumers of healthcare and not just use it. ...users of healthcare.
Bills:
HB3000 , HB2622 , HB2283 , HB541 , HB1776 , HB1803 , HB1669 , HB2588 , HB220 , HB3415 , HB50 , HB1314 , HB 107 , HB220 , HB50 , HB107
Committee:
House Public Health
Keywords:
ambulance service, rural healthcare, grants, financial assistance, qualified counties, mental health, patient transport, female attendants, security measures, healthcare regulation, epinephrine, anaphylaxis, health care, school safety, training, emergency response, direct patient care, healthcare, physicians, medical services
AL
Alabama 2025 Regular Session
Alabama House Commerce and Small Business Committee Feb 19th, 2025
Commerce and Small Business
Transcript Highlights:
- This bill, what it does is allow the agencies of the state, such as the Department of Tourism, etc.,
- Any type of system outside of Nielsen or established viewership to rank their advertising.
- Well, some of these media groups...
- Now some of those have backed off of that, but at the time, yes, you're correct.
- I mean, that’s one way of saying it.
Committee:
House Commerce and Small Business
Keywords:
government contracting, state agencies, local agencies, procurement, marketing contracts, advertising contracts, media monitoring, fact-checking, news ratings, bias ratings, misinformation, journalistic standards, news accuracy, vendor certification, contractor certification, public relations, media analytics, government procurement, Alabama, data privacy
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Jan 30th, 2026 at 08:00 am
Consumer Protection & Business
Transcript Highlights:
- Calling to order this meeting of the Consumer Protection and Business Committee of January 30, 26, excuse
- The unregulated sale of kratum products means that our youth are often consuming products of unknown
- We believe that this bill is a good balancing act of consumer protection and understanding the industry
- it doesn't happen from time to time we believe that this bill is a good balancing act of consumer protection
- loans Madam Chair, the only reason for setting a limit on the amount of loans is to protect consumers
Committee:
House Consumer Protection & Business
Keywords:
kratom, consumer protection, regulation, health safety, substance control, infrastructure, protection, safety, security, state regulations, public health, tobacco regulation, smoking cessation, vapor products, health policy, youth prevention, pet insurance, insurance regulation, animal welfare, claims processes
OK
Transcript Highlights:
- of the bill. She is finished. Will there be questions of the author? Questions of the author?
- You've confirmed this, but this change does have the full support of the director of the Department of
- So that's already, and this actually aligns us with the Federal Bureau of Prisons process that they're
- paragraph 8 of section 502 of' Title 57 of the Oklahoma statutes submitted by Senator Brooks.
- We actually are a participant in the human trafficking task force with Oklahoma Bureau of Narcotics.
Committee:
Senate Public Safety
Keywords:
cold case, unsolved homicide, violent crime, case file review, law enforcement, police records, victim family, immediate family member, designated person, forensic testing, witness reinterview, investigative leads, cold case unit, unsolved murder, public safety, Title 21, Oklahoma statutes, sexual assault, evidence kits, DNA testing
AZ
Transcript Highlights:
- And it's been a constant fight, not because of the water that's being pumped out, but the lack of protection
- And it's been a constant fight, not because of the water that's being pumped out, but the lack of protection
- Residents to protect or reserve some amount of water for the locals.
- Hopefully someday we can actually talk about and contemplate legislation that would be protective of
- , to protect regular ratepayers... ...to protect regular ratepayers from bearing the burden of higher
Bills:
HB2014 , HB2031 , HB2078 , HB2102 , HB2103 , HB2117 , HB2261 , HB2262 , HB2264 , HB2278 , HB2428 , HB2494 , HB2756 , HB2758 , HB2762 , HB2782 , HB2932 , HB2933 , HB2986
Keywords:
air emissions, fuel blends, environmental quality, feasibility study, Arizona Department of Agriculture, water rights, groundwater, Willcox, active management area, certificate of grandfathered rights, Arizona legislature, aggregate mining, reclamation plans, environmental protection, public safety, land use, domestic water, improvement district, water delivery, water hauling
OK
Oklahoma 2026 Regular Session
Public Safety REVISION 3: HB2977 - Added | HB3305 - Removed Feb 18th, 2026 at 09:00 am
Public Safety
Transcript Highlights:
- Office of Fiscal Transparency.
- Regina Burchum, Executive Director of the Legislative Office of Fiscal Transparency.
- of entry.
- save a lot of lives.
- of the director.
Committee:
House Public Safety
Keywords:
animal abuse, offender registry, public safety, animal welfare, criminal justice, Oklahoma legislation, local law enforcement, Public Safety Technology Revolving Fund, grants, state funding, law enforcement technology, cyber crime, fraud prevention, Oklahoma State Bureau of Investigation, insurance fee, digital forensics, investigative support, revolving fund, prisons, corrections
LA
Transcript Highlights:
- And this allows for the consumer fraud section of the Attorney General's office to address that.
- We've actually, Ariel's actually done that, and she's worked with the Office of Financial Services to
- based on—some of them are consumer-based complaints, others are the results of a board action like an
- based on, some of them are consumer-based complaints, others are the results of a board action like
- threats that Louisiana faces, as well as representation from the Federal Bureau of Investigation, the
Bills:
HB1163 , HB1168 , HR252 , HR253 , HCR103 , HCR108 , SB80 , SB131 , SB251 , SB254 , SB279 , SB384 , SB414 , SB468 , SB469 , SB496
Keywords:
fireworks, retail sales, fire safety, legislation, holiday celebrations, construction standards, precast concrete, DOTD, building regulations, minimum requirements, public projects, private projects, consumer protection, credit card fees, cash transactions, rounding practices, transparency, low-income, economic impact, residential construction
AL
Alabama 2026 Regular Session
Alabama House Fiscal Responsibility Committee Feb 11th, 2026
Fiscal Responsibility
Transcript Highlights:
- of Revenue would be required to submit an approved list of scholarship organizations each year to the
- </c><00:04:25.919><c> all</c> which again you'll have a list of all which again you'll have a list of
- </c> So the beneficiaries of these scholarships are students whose families earn below 300% of their
- The Department of Revenue may establish rules for the implementation and administration of this act.
- </c> kind of where it stands still right now. kind of where it stands still right now.
Committee:
House Fiscal Responsibility
Keywords:
religious instruction, elective credit, released time, public education, school policy, tax credit, scholarship, education funding, financial aid, federal participation, HB168, Alabama, emergency management, local emergency management organization, mutual aid, mutual aid agreement, disaster response, public safety, public health, state emergency management plan
TX
Transcript Highlights:
- From my conversation, Chairman Schwertner and I know we share a commitment to balancing consumer protection
- and for this committee, one of our goals is to reduce the cost of insurance to the consumer.
- And yes, it ended in a $352 million settlement of payback of premiums to consumers, but it took 20 years
- our commitments we made to provide effective, efficient delivery of the product to the consumers.
- To that point, their consumer scoring that they put out last year as to the report of consumer satisfaction
Committee:
House Insurance
Keywords:
Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance, commercial automobile insurance, rate approval, consumer protection, windstorm insurance, Texas Windstorm Insurance Association, administrative penalties, coastal counties
Summary:
The committee first took up several bills and voted them out favorably without amendment: SB 2857, relating to prescription drug purchasing proof for certain health benefit plan issuers and employers; SB 1307, relating to the biennial health coverage reference guide; and SB 527, relating to health benefit coverage for general anesthesia for certain pediatric dental services. Each of those motions passed on a 7-0 roll call.
The main discussion centered on SB 1643, which would require prior approval from the Texas Department of Insurance for property and casualty rate changes above 10% from a previously filed rate. The chair framed it as a response to rate volatility and rising homeowners and auto premiums, while several members questioned whether it would slow a market that is already stabilizing and could encourage insurers to file repeated increases just under the threshold. Witnesses from consumer groups supported tighter oversight and argued for a lower threshold, while insurance industry representatives opposed the bill, saying Texas’s file-and-use system and competitive market work better and that the proposal could increase costs or create uncertainty. After testimony, SB 1643 was left pending.
The committee then heard SB 1642, which would replace the single Texas Department of Insurance commissioner with a three-commissioner structure and an executive director. Supporters said it could improve accountability and transparency, while opponents argued the current single-commissioner model is more efficient and avoids confusion and added cost. Witnesses also raised concerns about open meetings issues, administrative expense, and the lack of a clear model from other states. SB 1642 was also left pending.
Finally, the committee heard SB 2530, the Texas Windstorm Insurance Association omnibus bill. The bill would make a number of changes to TWIA’s governance and finances, including exempting TWIA from certain taxes, moving its headquarters to a coastal county, changing board composition and voting rules, and lowering the probable maximum loss standard from 1-in-100 to 1-in-50. Supporters said the bill would strengthen TWIA’s reserve funding and improve local relevance, while opponents warned it could increase assessments, reduce reinsurance protection, and create operational risks by relocating the headquarters to the coast. The bill was left pending, and the committee then adjourned.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Thursday, July 16, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- Over its first 75 years, they have always been there in times of emergency, ready to protect and respond
- </c> not about um cutting of of benefits. not about um cutting of of benefits.
- Enact FOA so we can begin the process of forest health restoration to protect our communities, to protect
- our environment, and to protect against the loss of American lives.
- </c> of whom are not the worst of the worst. of whom are not the worst of the worst.
Keywords:
Orland Project, Central Valley Project, Sacramento Canal Unit, water transfer, water rights, drought relief, federal reclamation, Bureau of Reclamation, California water, irrigation, water management, Reclamation States Emergency Drought Relief Act, Reclamation Reform Act, water users association, water supply, drought resilience
LA
Louisiana 2026 Regular Session
Administration of Criminal Justice Apr 1st, 2026
Administration of Criminal Justice
Transcript Highlights:
- protecting our children and our..." ...been a champion of protecting our children in our state almost
- When already allows this level of protection in first-degree rape.
- No, it is run by the Bureau of Prisons.
- No, it's run by the Bureau of Prisons.
- The free exercise of religion must be guarded and protected at all costs.
Bills:
HB63 , HB91 , HB98 , HB108 , HB131 , HB151 , HB161 , HB294 , HB305 , HB310 , HB320 , HB336 , HB622 , HB789 , HB1040
Committee:
House Administration of Criminal Justice
Keywords:
HB63, Louisiana bail, bail bond, surety, failure to appear, FTA, bench warrant, NCIC, National Crime Information Center, criminal procedure, Article 331, defendant registry, surrender of defendant, rule to show cause, law enforcement records, pretrial release, bond forfeiture, disclosure, criminal records, witness protection