Video & Transcript : 'Bureau of Consumer Financial Protection' :

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TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 2nd, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • But this protection is limited to contractors working on Texas Department of Transportation projects.
  • Therefore, you should have some protection in that circumstance, particularly in the context of wrong-way
  • At being outside of what this protection was originally created for, out of TxDOT. Right.
  • In terms of protecting the public, is the public better protected by leaving the law as it is, or is
  • and abuse of... conduct to protect themselves from further victimization through legal abuse.
AL

Alabama 2026 Regular Session

Alabama House Commerce and Small Business Committee Feb 18th, 2026

Commerce and Small Business

Transcript Highlights:
  • . >> I'll take care of it.
  • We're seeing a tremendous amount of roll up in franchisors, that's owners of franchises being procured
  • 05:42.320><c> owners</c><00:05:42.639><c> of</c> up in franchiseors that's owners of up in franchiseors
  • What it does, it protects small business owners with significant financial stake from having to choose
  • </c> week in hours of operation. Burger King. week in hours of operation. Burger King.
Bills: HB418 , SB138 , SB215 , HB418 , SB138 , SB215
OK
Transcript Highlights:
  • Members, the following order of business will be followed today: prayer, pledge of allegiance, introduction
  • of doctor and nurse of the day, rection of previous day's journal, House and Senate bills and joint
  • He attended the University of Oklahoma College of Medicine.
  • that everybody will take a little bit of time to visit with them and answer some of their questions.
  • There's a lot of them that's not in the chamber, but there's a lot of them out in the halls looking for
OK
Transcript Highlights:
  • But the 4% versus 6% is that based off of the value of the fund?
  • For example, the treasurer is a member of some of these boards.
  • Financial returns are in the best interests of the citizens and the systems that are supposed to support
  • To paint the picture, our pensions receive funds off the top to the tune of hundreds of millions of dollars
  • it outside of here that really Some of these seem out of order because they make changes that we haven't
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 4/2/25

Commerce Finance and Policy

Transcript Highlights:
  • Um, it has a provision related to the transfer of accounts for a financial institution.
  • Um, it has a provision related to the transfer of accounts for a financial institution.
  • This proposal would allow the Department of Commerce, when issuing data calls, to protect proprietary
  • This proposal would allow the Department of Commerce, when issuing data calls, to protect proprietary
  • </c> vulnerable consumers of these products. vulnerable consumers of these products.
Bills: HF1545 , HF2426 , HF1615 , HF2403
WA

Washington 2025-2026 Regular Session

Senate Business, Trade & Economic Development Jan 28th, 2026 at 08:00 am

Business, Trade & Economic Development

Transcript Highlights:
  • The intent of the act is to protect consumers by promoting transparency and fair competition in both
  • She said they share the goals of transparency, consumer protection, and avoiding shopper confusion.
  • She said they share the goals of transparency, consumer protection, and avoiding shopper confusion.
  • raised a number of consumer protection and policy concerns for us.
  • So I presume you’re out of the consumer protection section there.
WA

Washington 2025-2026 Regular Session

House Health Care & Wellness Jan 23rd, 2026 at 08:00 am

Health Care & Wellness

Transcript Highlights:
  • Insurance is a means of protection from financial loss in which, in exchange for a fee, which you might
  • It's a form of risk management primarily used to protect against the risk of an uncertain loss, like
  • My concern is to financially protect residents of CCRCs that have or will enter into a life contract,
  • McKinney is an example of where lack of actuarial analysis and state oversight contributed to poor financial
  • The result of this financial mystery, The result of this financial mismanagement is that residents of
TX

Texas 89th Regular

Public Health Mar 31st, 2025

Public Health

Transcript Highlights:
  • I want informed consumers. I just get tired of government insulting the intelligence of consumers.
  • So the whole goal of this is to make it easier for the consumer.
  • But we're the committee's charge is the protection of public health.
  • good faith to make sure the consumer interest here is protected.
  • how to be consumers of healthcare and not just use it. ...users of healthcare.
Committee: House Public Health
AL

Alabama 2025 Regular Session

Alabama House Commerce and Small Business Committee Feb 19th, 2025

Commerce and Small Business

Transcript Highlights:
  • This bill, what it does is allow the agencies of the state, such as the Department of Tourism, etc.,
  • Any type of system outside of Nielsen or established viewership to rank their advertising.
  • Well, some of these media groups...
  • Now some of those have backed off of that, but at the time, yes, you're correct.
  • I mean, that’s one way of saying it.
Bills: HB282 , HB283 , HB95
WA

Washington 2025-2026 Regular Session

House Consumer Protection & Business Jan 30th, 2026 at 08:00 am

Consumer Protection & Business

Transcript Highlights:
  • Calling to order this meeting of the Consumer Protection and Business Committee of January 30, 26, excuse
  • The unregulated sale of kratum products means that our youth are often consuming products of unknown
  • We believe that this bill is a good balancing act of consumer protection and understanding the industry
  • it doesn't happen from time to time we believe that this bill is a good balancing act of consumer protection
  • loans Madam Chair, the only reason for setting a limit on the amount of loans is to protect consumers
OK

Oklahoma 2026 Regular Session

Public Safety REVISED Feb 24th, 2026 at 09:00 am

Public Safety

Transcript Highlights:
  • of the bill. She is finished. Will there be questions of the author? Questions of the author?
  • You've confirmed this, but this change does have the full support of the director of the Department of
  • So that's already, and this actually aligns us with the Federal Bureau of Prisons process that they're
  • paragraph 8 of section 502 of' Title 57 of the Oklahoma statutes submitted by Senator Brooks.
  • We actually are a participant in the human trafficking task force with Oklahoma Bureau of Narcotics.
AZ

Arizona 2026 Regular Session

03/17/2026 - Senate Natural Resources

Natural Resources

Transcript Highlights:
  • And it's been a constant fight, not because of the water that's being pumped out, but the lack of protection
  • And it's been a constant fight, not because of the water that's being pumped out, but the lack of protection
  • Residents to protect or reserve some amount of water for the locals.
  • Hopefully someday we can actually talk about and contemplate legislation that would be protective of
  • , to protect regular ratepayers... ...to protect regular ratepayers from bearing the burden of higher
LA

Louisiana 2026 Regular Session

Commerce May 18th, 2026

Commerce

Transcript Highlights:
  • And this allows for the consumer fraud section of the Attorney General's office to address that.
  • We've actually, Ariel's actually done that, and she's worked with the Office of Financial Services to
  • based on—some of them are consumer-based complaints, others are the results of a board action like an
  • based on, some of them are consumer-based complaints, others are the results of a board action like
  • threats that Louisiana faces, as well as representation from the Federal Bureau of Investigation, the
AL

Alabama 2026 Regular Session

Alabama House Fiscal Responsibility Committee Feb 11th, 2026

Fiscal Responsibility

Transcript Highlights:
  • of Revenue would be required to submit an approved list of scholarship organizations each year to the
  • </c><00:04:25.919><c> all</c> which again you'll have a list of all which again you'll have a list of
  • </c> So the beneficiaries of these scholarships are students whose families earn below 300% of their
  • The Department of Revenue may establish rules for the implementation and administration of this act.
  • </c> kind of where it stands still right now. kind of where it stands still right now.
Bills: HB342 , HB342 , HB168 , HB220 , SB187 , SB270 , SB265 , SB220 , SB242 , SB277
TX

Texas 89th Regular

Insurance May 20th, 2025

Insurance

Transcript Highlights:
  • From my conversation, Chairman Schwertner and I know we share a commitment to balancing consumer protection
  • and for this committee, one of our goals is to reduce the cost of insurance to the consumer.
  • And yes, it ended in a $352 million settlement of payback of premiums to consumers, but it took 20 years
  • our commitments we made to provide effective, efficient delivery of the product to the consumers.
  • To that point, their consumer scoring that they put out last year as to the report of consumer satisfaction
Bills: SB1642 , SB1643 , SB2530
Committee: House Insurance
Summary: The committee first took up several bills and voted them out favorably without amendment: SB 2857, relating to prescription drug purchasing proof for certain health benefit plan issuers and employers; SB 1307, relating to the biennial health coverage reference guide; and SB 527, relating to health benefit coverage for general anesthesia for certain pediatric dental services. Each of those motions passed on a 7-0 roll call. The main discussion centered on SB 1643, which would require prior approval from the Texas Department of Insurance for property and casualty rate changes above 10% from a previously filed rate. The chair framed it as a response to rate volatility and rising homeowners and auto premiums, while several members questioned whether it would slow a market that is already stabilizing and could encourage insurers to file repeated increases just under the threshold. Witnesses from consumer groups supported tighter oversight and argued for a lower threshold, while insurance industry representatives opposed the bill, saying Texas’s file-and-use system and competitive market work better and that the proposal could increase costs or create uncertainty. After testimony, SB 1643 was left pending. The committee then heard SB 1642, which would replace the single Texas Department of Insurance commissioner with a three-commissioner structure and an executive director. Supporters said it could improve accountability and transparency, while opponents argued the current single-commissioner model is more efficient and avoids confusion and added cost. Witnesses also raised concerns about open meetings issues, administrative expense, and the lack of a clear model from other states. SB 1642 was also left pending. Finally, the committee heard SB 2530, the Texas Windstorm Insurance Association omnibus bill. The bill would make a number of changes to TWIA’s governance and finances, including exempting TWIA from certain taxes, moving its headquarters to a coastal county, changing board composition and voting rules, and lowering the probable maximum loss standard from 1-in-100 to 1-in-50. Supporters said the bill would strengthen TWIA’s reserve funding and improve local relevance, while opponents warned it could increase assessments, reduce reinsurance protection, and create operational risks by relocating the headquarters to the coast. The bill was left pending, and the committee then adjourned.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Thursday, July 16, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • Over its first 75 years, they have always been there in times of emergency, ready to protect and respond
  • </c> not about um cutting of of benefits. not about um cutting of of benefits.
  • Enact FOA so we can begin the process of forest health restoration to protect our communities, to protect
  • our environment, and to protect against the loss of American lives.
  • </c> of whom are not the worst of the worst. of whom are not the worst of the worst.
Bills: HB4970 , HR1420 , HB5362
LA

Louisiana 2026 Regular Session

Administration of Criminal Justice Apr 1st, 2026

Administration of Criminal Justice

Transcript Highlights:
  • protecting our children and our..." ...been a champion of protecting our children in our state almost
  • When already allows this level of protection in first-degree rape.
  • No, it is run by the Bureau of Prisons.
  • No, it's run by the Bureau of Prisons.
  • The free exercise of religion must be guarded and protected at all costs.
Bills: HB63 , HB91 , HB98 , HB108 , HB131 , HB151 , HB161 , HB294 , HB305 , HB310 , HB320 , HB336 , HB622 , HB789 , HB1040