Video & Transcript : 'home loan' :

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MN

Minnesota 2025-2026 Regular Session

House Floor Session 4/23/26

Minnesota House Floor Meeting

Transcript Highlights:
  • Expenses that were not airfare home.
  • </c> 9 through 11 are some student loan 9 through 11 are some student loan protections<02:17:30.599><
  • And so, stopping crypto kiosk scams, protecting student loan borrowers when their loans are transferred
  • borrowers when their loans student loan borrowers when their loans are<02:30:36.600><c> transferred,
  • </c> home maintenance. home maintenance.
CA

California 2025-2026 Regular Session

Assembly Transportation Committee Jul 14th, 2025

Transcript Highlights:
  • For instance, when it comes to auto loans, that's actually a major profit center for dealers.
  • They are recouping those costs because they're placing loans with lenders.
  • Generally, they're the worst loans you can get.
  • If you're smart, you shop the loan and you don't get it through the dealer.
  • I was really excited to finally come into a dealership and pay cash for a vehicle versus a loan.
Summary: The committee first took up SB 712, which would expand California’s smog-check exemption for classic vehicles by adding model years 1976 through 1986 in phases, with a sunset in 2032. The author and supporters, including lowrider advocates and the Specialty Equipment Market Association, argued the bill would preserve car culture, support a small class of rarely driven collector vehicles, and reduce burdens on owners who struggle to find equipment for older smog tests. Opponents, including air district officials, the American Lung Association, and other environmental groups, warned the bill would weaken an important emissions-control program and increase pollution. After discussion, the committee adopted the motion to do pass as amended to Appropriations on a roll call vote of 10-0, with the roll held open for additional votes. The committee then heard SB 800, which requires Caltrans, working with local governments, to assess mitigation measures for suicide prevention on locally owned overpasses crossing state highways. The bill was presented as a response to recent tragedies in Rancho Cucamonga and was supported by local officials, health organizations, and suicide-prevention advocates, who said the measure would help identify high-risk locations and lead to life-saving interventions. There was no registered opposition. The committee members expressed support, and SB 800 was passed to Appropriations on a unanimous roll call vote, with the roll held open. Next, the committee considered SB 30, which would prohibit California public entities from selling, donating, or transferring decommissioned diesel locomotives and railroad equipment with Tier 1 or older engines unless the engine is removed, while allowing Tier 2 and newer transfers under certain conditions. The author and supporters framed the bill as a climate and public-health measure to prevent older, dirtier locomotives from continuing to pollute elsewhere, while transit agencies opposed it, arguing it could limit useful transfers of equipment that still supports passenger service and could be better handled through case-by-case air-quality review. After debate, the committee voted 6-4 to pass SB 30 as amended to Appropriations, with the roll held open for later additions. The committee also heard SB 791, which replaces the flat dealer document processing charge cap with a 1% fee capped at $350, along with new disclosure requirements. Dealers and industry groups supported the bill as a way to recover costs and improve transparency, while consumer advocates opposed it as an unjustified increase that would burden buyers. The committee approved SB 791 on a 8-? roll call vote and held the roll open. The meeting then moved on to SB 34, a port-air-quality bill presented by Senator Richardson, but the transcript ends during testimony and debate on that measure.
LA

Louisiana 2026 Regular Session

House of Representatives Apr 7th, 2026

Louisiana House Floor Meeting

Transcript Highlights:
  • We are so happy that you call Lafayette home. We hope it remains your home.
  • Now, a motor home is a tax—it is a motor vehicle.
  • I'm talking about mobile homes. I'm talking about mobile homes.
  • Any used mobile home can be sold with no taxes.
  • What about outside your home?
WA
Transcript Highlights:
  • It stopped about 300 yards short from my home.
  • As a sixth-generation Washington business owner, I want our home to be a top 10 state to start, grow,
  • Experiments to demonstrate reduction in a home igniting from embers or radiant heat.
  • , for homeowners who want to voluntarily home-harden their properties to these science-based standards
  • Step two is having the property owner look into these IBHS wildfire-prepared home standards.
Summary: The Senate Business, Trade, and Economic Development Committee met for its first session under the committee’s new name and heard a work session on Washington’s economic development policy from the Department of Commerce. Commerce described its Office of Economic Development and Competitiveness, including small business finance, export assistance, business attraction, and sector development work, and emphasized the need for a statewide economic development strategic plan with regular review, stakeholder input, and attention to rural and regional needs. Members asked about foreign trade offices, federal funding uncertainty, tax competitiveness, workforce programs, and the role of the Keep Washington Working program. Commerce said the state’s trade and investment efforts are valuable but face funding challenges, and that Washington must compete on more than taxes, including its business ecosystem and workforce. The committee then heard public testimony on Senate Bill 5919, which would encourage fire districts and insurers to develop voluntary incentives for wildfire mitigation best practices related to agricultural activities. The sponsor described the bill as a way to reward farmers for practices such as defensible space, fire breaks, equipment storage, and avoiding high-risk work during red flag conditions. A fire chief testified in support, citing recent standing grain fires and the need for practical incentives in rural areas. The bill was described as having no appropriation and no requested fiscal note. Members also heard testimony on Washington in the Making 2040 from the Association of Washington Business and a business owner. Supporters said the 16-year economic vision plan was built from broad public engagement and focuses on workforce, business climate, infrastructure, housing, and community. They argued Washington needs more housing, a more competitive regulatory and tax environment, and reliable energy to support growth. Senators questioned how the plan would achieve its housing goals and what specific regulatory changes were needed; AWB said it would provide a regulatory study soon. The committee also received a wildfire mitigation work group update from the Office of Insurance Commissioner, which recommended stronger community mitigation, better data sharing, consumer transparency, and a possible grant program for home hardening, though it did not reach full consensus on a single property mitigation standard. Finally, the committee held a public hearing on Senate Bill 5871, which would prohibit assignment of benefits in property and casualty insurance and set new rules for motor vehicle glass repair claims, including ADAS-related disclosures and limits on steering and inducements. The sponsor and supporters, including the Office of Insurance Commissioner, Safelite, NAMIC, and the Northwest Insurance Council, said the bill would reduce auto glass fraud, improve transparency, and help stabilize premiums. Independent glass shop owners and the Independent Glass Association opposed the bill as written, arguing it would favor large vertically integrated companies, restrict small businesses, and fail to address insurer steering and conflicts of interest. Several witnesses requested technical amendments, and the committee took no final vote before adjourning.
KY
Transcript Highlights:
  • I'm happy to have three guests from home.
  • The prohibition on those employees within the office of egg policy being able to apply for grants or loans
  • The employees there of the Department of Agriculture will be able to apply for loans and grants there
  • being able to apply for Grants or<00:02:29.920><c> or</c><00:02:30.560><c> uh</c><00:02:31.200><c> loans
  • The employees there of the Department of Agriculture will be able to apply for loans and grants there
Summary: The Senate Standing Committee on Agriculture met with a quorum and opened with the Pledge of Allegiance and roll call. The committee first considered House Bill 216, which would correct a conflict created when an office was moved into the Department of Agriculture by restoring grant and loan eligibility for Department of Agriculture employees while keeping the prohibition in place for employees of the office of policy. The bill was approved unanimously and sent on to the Senate floor. The committee then revisited Senate Bill 122 after concerns from the prior meeting. Members adopted a committee substitute that clarified local governments may regulate the covered businesses but not ban them outright, and that fines and fees go back to the local authorities doing the regulating. During final consideration, Senator Deneen, Senator Reed, and Senator Richardson voted no, citing concerns about enforcement, inspection, and potential bad actors, while Senator Webb supported the bill as a needed regulatory scheme. The motion passed and the bill advanced. House Bill 391, dealing with Kentucky honey production, was also approved. Representative Jason Nemes and industry witnesses said the bill would raise the threshold for requiring a certified honey house from 150 gallons to 500 gallons, add language requiring “pure and unadulterated” Kentucky-produced honey, and support local beekeepers without creating additional public health risk. Members discussed whether the limit should be removed entirely, the cost of honey houses, and concerns about imported or adulterated honey. The committee passed the bill to the Senate floor. Senator Yates later registered a no vote on Senate Bill 122 and yes votes on House Bill 216 and Senate Bill 171, though Senate Bill 171 was passed over for further work and not heard that day.
LA

Louisiana 2026 Regular Session

Finance May 21st, 2026

Finance

Transcript Highlights:
  • A total of $33.6 million was provided for rate increases for Medicaid, home- and community-based services
  • Environmental State Revolving Loan Funds, $126.5 million.
  • And Safe Drinking Water Revolving Loan, $66.7 million. Senator Andrews. Thank you, Mr. Chairman.
Committee: Senate Finance
Summary: Senate Finance met on May 21, 2026, with nine members present. The committee first recognized Mother Pearl Porter during a personal privilege presentation by Senator Boudreaux. It then took up the major budget measures for fiscal year 2026-27, beginning with HB 1, the general appropriation bill. The committee heard that the state budget was about $46.6 billion and that recent Revenue Estimating Conference revisions required reductions in recurring spending. Amendments removed new funding for GATOR and increased MFP amounts, while also directing Revenue Stabilization Fund dollars toward infrastructure, economic development, and local government needs. The committee adopted amendment set 4238 and reported HB 1 as amended, with authority for technical changes. The committee next considered HB 312, the supplemental appropriations bill for the current fiscal year. Members were told the amendments balanced the budget to the May REC forecast through a net reduction in state general fund spending, including savings in Medicaid and other agencies, while covering updated costs such as medical vendor administration, DCFS operations, DOC offender medical expenses, and disaster-related costs. Amendment set 4239 was adopted, and HB 312 was reported favorably as amended. HB 2, the capital outlay/infrastructure bill, was then amended with set 4230 and reported as amended. HB 3, the omnibus bond act authorizing bond usage for HB 2, had no amendments and was reported favorably. The committee also advanced HB 313, the funds bill, which includes the constitutionally required deposit of $144.3 million of FY 2025 surplus into the Budget Stabilization Fund and various transfers and fund adjustments. Amendments expanded or created several funds and mechanisms, including infrastructure and economic development-related funds, and HB 313 was reported favorably as amended. HB 314, the revenue sharing bill distributing the constitutionally mandated $90 million to local governments, was reported favorably without amendment. HB 383, the ancillary appropriations bill for fee-supported agencies, received amendment 3138 and was reported favorably as amended. HB 983, funding the judiciary, was amended to remove judicial pay adjustments and instead fund a possible transfer of the integrated criminal justice information system to the Supreme Court if SB 141 becomes law; it was reported favorably as amended. HB 1126, the legislative branch appropriations bill, was amended and reported favorably as amended. Finally, HCR 3, the hospital stabilization resolution used to support Medicaid hospital reimbursements, was amended to give LDH more flexibility on the timing of directed payments and preprint submissions, then reported as amended. The committee adjourned after a motion to do so.
LA

Louisiana 2026 Regular Session

Finance May 21st, 2026

Finance

Transcript Highlights:
  • Rate increases totaling $33.6 million were provided for Medicaid, home and community-based services for
  • Environmental State Revolving Loan Funds, $126.5 million.
  • And Safe Drinking Water Revolving Loan, $66.7 million. Senator Andrews. Thank you, Mr. Chairman.
Bills: HB1 , HB2 , HB3 , HB312 , HB313 , HB314 , HB383 , HB983 , HB1126 , HCR3
Committee: Senate Finance
FL
Transcript Highlights:
  • RECOVERY EFFORTS IN THE COMMUNITIES FROM MILTON AND WE CONTINUE TO WORK WITH OUR PARTNERS BOTH AT HOME
  • I CAN TELL YOU WHEN YOU HAVE THOUSANDS OF PEOPLE WITH THEIR ENTIRE CONTENTS OF THEIR HOMES AT THE CURB
  • CAN YOU KIND OF EXPLAIN NOT ONLY FOR THE SENATORS BUT MYSELF SO I CAN TAKE THIS INFORMATION BACK HOME
  • YOU QUALIFY FOR A LOAN AND EXPLAINING THAT PROCESS.
  • WE CAN GET HIGH INCREASED WIND VELOCITY SHELTERING ON YOUR HOMES.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, March 17, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • Instead, they take out loans against their stock, and they don't pay tax on their loans.
  • I yield back. simply, this bill would tax those loans simply, this bill would tax those loans and<02:
  • It's always good to be back home.
  • And to be clear, I come to home.
  • The average take-home pay this year.
CA

California 2025-2026 Regular Session

Senate Governmental Organization Committee Apr 14th, 2026

Governmental Organization

Transcript Highlights:
  • California is now home to what can only be... ...affecting nearly every aspect of the economy.
  • California is now home to what can only be described as a regulatory leviathan with nearly half a million
  • highlight the important yet uncommon species of California, of this species that calls California home
  • Immigration and Customs Enforcement, or ICE, ineligible to receive a state-funded loan or grant.
  • I'm very troubled by this measure that is to prohibit awarding any grant or loan of state funds to any
Summary: The Senate Government Organization Committee met without a quorum at first, then later established one and took up a series of bills, many focused on regulatory oversight, state symbols, food insecurity, immigration enforcement, and ethnic media funding. SB 885 by Senator Strickland proposed requiring legislative approval for major regulations with an estimated economic impact over $50 million; supporters argued it would restore accountability and help address affordability, while labor and environmental opponents warned it would delay important health and safety rules. After discussion of committee amendments and concerns about timing, the bill was moved out on a due-pass motion, with the roll held open for absent members. The committee also heard SB 986, a similar regulatory oversight bill by Senator Saryato, which accepted committee amendments and advanced after supporters emphasized separation of powers and opponents raised delay concerns. SB 1025 by Senator Hurtado created an Office of Food Security and Affordability to coordinate food programs across departments; members generally supported the goal but urged stronger reporting and oversight guardrails, and the bill was moved forward with the roll held open. The committee then heard several symbolic designation bills. SB 1214 by Senator Ochoa Bogh would designate the Western monarch as California’s state butterfly; supporters highlighted the species’ ecological importance and conservation value, and the bill advanced as amended. SB 1178 by Senator Reyes would designate the California yellow jacket as the state wasp; testimony emphasized its role in pest control and agriculture, and it also moved forward as amended. SB 1286 by Senator Richardson would designate the California sea lion as the official state pinniped; the author and Marine Mammal Care Center described sea lions as a conservation success story and a sentinel species, and the bill passed out of committee as amended. The committee also considered SB 1171 by Senator Caballero, which would make private entities that contract with ICE ineligible for state-funded loans or grants. Supporters framed it as a response to harmful ICE enforcement practices, while opponents warned it could sweep in providers of essential services such as food, medical care, and legal research for detainees and could invite retaliation against California funding. The bill was approved on a 7-3 vote, with the roll held open. Finally, SB 1358 by Senator Rubio, the Ethnic and Community Media Equity Act, would create a database and contracting framework to direct more state advertising and outreach funds to ethnic and community media; supporters said it would improve reach, trust, and effectiveness in underserved communities, and the bill advanced on a strong vote with the roll held open. The committee also took up the consent calendar after quorum was established, and several items were held open for absent members.
NM

New Mexico 2025 Regular Session

IC - Investments and Pensions Oversight Aug 13th, 2025

Investments & Pensions Oversight Committee

Transcript Highlights:
  • You can do that for loans if you want.
  • How is the median price of homes impacted by what they're doing in the area?
  • Banks don't necessarily have to have all the money in reserve when you go and get a loan.
  • So, in 2016, the nominal price of a home in dollar terms was $288,000.
  • This is why young kids So they can't buy homes anymore. They can't compete.
HI

Hawaii 2025 Regular Session

CPC Public Hearing - Tue Mar 25, 2025 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • All right, SP moving on to SP 1438, SD1, relating to home care agencies.
  • </c><00:14:41.680><c> care</c><00:14:42.120><c> agencies</c> 1438 SD1 relating to home care agencies
  • 1438 SD1 relating to home care agencies uh<00:14:43.440><c> department</c><00:14:43.680><c> of</c><00
  • </c> a licensed mortgage loan a licensed mortgage loan originator<00:25:37.600><c> there</c><00:25:37.919
  • Moving on to SB 1438 SD1, relating to home care agencies.
Summary: The Committee on Consumer Protection and Commerce heard testimony on several measures. SB 1402, relating to vessels in state commercial harbors, drew opposition from Captain Andy Sailing Incorporated, and later the committee agreed to amend the bill to exempt tour boat operators before passing it. SB 1411, relating to Medicaid third-party liability, received strong support from the Department of Human Services, which asked that the effective date be restored to upon approval. SB 1438, relating to home care agencies, was supported by the Department of Health and one individual testifier, with the department arguing that unlicensed personnel performing skilled nursing services puts kupuna at risk. The committee later moved that bill forward with a clean date. SB 1449, relating to prior authorization of health care services, drew support from the Hawaii Medical Association and comments from the Hawaii Association of Health Plans and HMSA. Health plans asked that reporting requirements align with upcoming CMS regulations, and HMSA noted the work of the stakeholder process. The committee discussed the bill as consumer-focused and adopted amendments to add laboratory and diagnostic tests and to require the working group’s first report before the 2026 session and before each session thereafter. SB 1291, relating to certified public accountants, received support from the Board of Public Accountancy, the Hawaii Society of CPAs, Hong Consulting LLC, and Ron Heler, who said it was substantially the same as a previously passed House bill and would help increase the CPA pipeline in Hawaii. The committee also heard SB 752, relating to insurance, with opposition and comments from the Hawaii Insurance Council and Liberty Mutual, which requested amendments on non-payment of premiums, material misrepresentation, and limiting the bill to homeowners insurance. Greg Mskian testified in support but urged clearer notice and denial explanations for homeowners. SB 385, relating to condominiums, drew support from Hawaii Realtors and detailed comments from Ray Tenno and Greg Mskian about making governing documents available online or by email to owners and agents, with discussion of website costs and access. Finally, SB 140, relating to invasive species, received support from the Department of Land and Natural Resources and CAPS, while the Department of Agriculture offered comments and proposed streamlining language; supporters emphasized firewood treatment standards and the need to prevent invasive pests. After a brief recess, the committee took votes on several measures, adopting the chair’s recommendations on SB 1402, SB 1411, SB 1438, SB 1449, and SB 1291.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Ways and Means Mar 23rd, 2026

Joint Committee on Ways and Means

Transcript Highlights:
  • is proudly home to the first public school.
  • So obviously, compensation packages also include things like loan forgiveness or loan repayment.
  • So obviously, compensation packages also include things like loan forgiveness or loan repayment.
  • And adding also $7.5 million for loan forgiveness for our educators.
  • And adding also $7.5 million for loan forgiveness for our educators.
MN

Minnesota 2025-2026 Regular Session

Special Session - Senate Floor Session - Part 3 - 06/09/25

Minnesota Senate Floor Meeting

Transcript Highlights:
  • </c> people who might be um in nursing homes? people who might be um in nursing homes?
  • NDAs that do provide loans and grants to NDAs that do provide loans and grants to local<01:40:00.960>
  • </c> access, state parks, veterans homes. access, state parks, veterans homes.
  • I don't care what district they're in. critical loan uh and matching grant critical loan uh and matching
  • </c> and really penalizing our nursing homes and really penalizing our nursing homes by<02:12:47.199>
MN

Minnesota 2025-2026 Regular Session

Committee on Housing and Homelessness Prevention - 02/24/26

Housing and Homelessness Prevention

Transcript Highlights:
  • When we talk about homes, we're talking about both rental homes as well as single-family homes and home
  • </c> homes or units? homes or units?
  • homes? homes?
  • So, it family homes and home ownership.
  • I run a bank that does loans to help people buy homes and does lending around multifamily and construction
NM

New Mexico 2025 Regular Session

IC - Land Grant Aug 14th, 2025

House Rural Development, Land Grants And Cultural Affairs

Transcript Highlights:
  • find in the cafeteria just to provide for those kids that didn't have a chance to eat breakfast at home
  • going on. to provide for those kids that come in late and didn't have a chance to eat breakfast at home
  • My grandmother's great grandfather was General José María Chávez, who owned the Giorgio O'Keefe home.
  • That's a zero-interest loan disaster loan program.
  • I was just wondering if you could help me understand this 50 million zero-interest loan program.
CA

California 2025-2026 Regular Session

Assembly Public Safety Committee Jun 9th, 2026

Public Safety

Transcript Highlights:
  • He was killed at 3:49 in the afternoon, driving home after his workout.
  • He filled our home with his music. And he loved music. Piano was everything to Connor.
  • He filled our home with his music. To not hear it anymore is just unimaginable.
  • When someone is arrested, their family members fight to bring them home.
  • Please come to room 126 so we can cast our votes and go home. All right.
Committee: House Public Safety
ND

North Dakota 2026 1st Special Session

Government Finance Committee Mar 19th, 2026 at 01:00 pm

Government Finance Committee

Transcript Highlights:
  • Home ownership changes all the time.
  • Whether it's a rental, whether it's a second home, whether it's an exempt farmstead, a home residence
  • And we saw a lot of state employees working from home.
  • Then we saw a lot of state employees working from home.
  • How have agency leaders responded to having people working at home type stuff?
ND

North Dakota 2025-2026 Regular Session

Government Finance Committee Mar 19th, 2026

Transcript Highlights:
  • Home ownership changes all the time. Home ownership changes all the time.
  • They might buy it for a rental property, or they buy a home that was being rented out.
  • Then we saw a lot of state employees working from home.
  • How have the agency leaders responded to having people working at home type stuff?
  • How have agency leaders responded to having people working at home type stuff?
Summary: The Government Finance Committee met with new leadership, approved the December 11 minutes, and received a series of informational updates on the state’s finances and related policy issues. The Office of Management and Budget reported the general fund is tracking very close to forecast, with revenues about $2 million above forecast and an estimated ending balance of about $397 million, higher than previously expected. OMB also reviewed balances in major funds, including the budget stabilization fund, legacy fund, foundation aid stabilization fund, social services fund, and strategic investment and improvements fund, and answered questions about oil tax revenues and fund management. The Tax Department provided updates on taxable sales and purchases by county and industry, noting Cass County as the largest county by taxable sales and that retail trade remains the largest industry sector. Tax Commissioner Brian Kroshus also discussed the federal One Big Beautiful Bill Act and its estimated effects on North Dakota income tax collections, explaining that the projected revenue impacts are measured against a 2025 baseline and that some provisions are temporary while others are permanent. He also reported that primary residence tax credit applications were running ahead of last year, with more than 154,000 received so far and an expectation of roughly 160,000-plus applications. The committee also heard fee-study presentations from the Department of Transportation and the Information Technology Department. DOT explained that driver’s license fees cover only about half of program costs and that the shortfall is subsidized by the highway fund, while also noting recent changes such as the blackout plate and motor vehicle excise tax distribution changes. NDIT described its internal service fund model, current billing structure, and possible future changes to simplify invoices and billing frequency. Legislative staff also updated the committee on office space needs in Bismarck-Mandan and on legislative branch space planning, and subcommittees reported progress on fixed-route transit funding and regional jail capacity, including a visit to the Burleigh-Morton detention facility and discussion of future prison bed needs. No formal votes or legislative actions beyond approving the minutes were taken, and the committee adjourned with its next meeting set for June 25.
WA

Washington 2025-2026 Regular Session

Senate Law & Justice Jan 19th, 2026 at 10:30 am

Law & Justice

Transcript Highlights:
  • heard from yours, about folks who lose their entire life savings in a matter of months, those who take loans
  • Medical debt is like a loan that provides... of all Washingtonians are getting their hospital care for
  • Medical debt is like a loan that provides Medical debt is important. Medical debt is like a loan.
  • I survived a home invasion by two people, but because of that, I became a...
  • I survived a home invasion by two people, but because of that, I became a certified firearms instructor
Bills: SB5720 , SB5833 , SB5936 , SB5993 , SB5735