Video & Transcript Research : 'premium structure'

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KY

Kentucky 2026 Regular Session

Interim Joint Committee on Local Government.(7-8-26)

Local Government

Transcript Highlights:
  • One instance, which is probably the premium, is Pike County's coroner, who currently is making $32,000
  • It's all from general funds, from, you know, property tax, insurance premium tax, occupational tax, just
  • property general funds from you know property tax,<00:59:58.400> insurance<00:59:58.720> premium
  • <00:59:59.040> tax,<00:59:59.359> occupational tax, insurance premium tax, occupational
  • tax, insurance premium tax, occupational tax<01:00:01.200> um<01:00:01.599> just<01:00
Keywords: 958, all
LA

Louisiana 2026 Regular Session

House of Representatives Apr 7th, 2026

Louisiana House Floor Meeting

KY

Kentucky 2026 Regular Session

Senate Standing Committee on Banking and Insurance. (3-24-26)

Banking & Insurance

Transcript Highlights:
  • that we're not going to continue to have an industry that could be somewhat like Florida, where our premiums
  • <00:07:17.920> get<00:07:18.120> out<00:07:18.240> of Florida where our premiums
  • get out of Florida where our premiums get out of hand<00:07:18.560> to<00:07:18.640> where
  • <00:47:50.560> As<00:47:50.760> an of 500, you know, in premium.
  • As an of 500, you know, in premium.
AR

Arkansas 2026 1st Special Session

ARKANSAS LEGISLATIVE COUNCIL (ALC) Jun 19th, 2026

ARKANSAS LEGISLATIVE COUNCIL (ALC)

Transcript Highlights:
  • Members, the executive subcommittee met on June 9 and approved premiums and deductibles for the state
  • For both the contract and the premiums and deductibles, the subcommittee authorized ALC co-chairs to
Summary: The Arkansas Legislative Council met and first adopted the previous meeting minutes, then honored Lori McDonald of the Department of Human Services for nearly 28 years of state service. Members read a resolution recognizing her legislative, constituent, and leadership work at DHS, and the council adopted it unanimously. McDonald thanked members for their support, and the Senate also presented her with a citation, a flag flown over the Capitol, and a commemorative coin. The council then received the May 2026 revenue report, which showed gross adjusted collections of $7.76 billion year-to-date, up 4.4% from the prior year, and net available for distribution of $6.36 billion. The Bureau of Legislative Research noted collections were running above last year and that the updated forecast reflected a surplus. The Executive Subcommittee report was adopted after members were told it had approved captive insurance premiums and deductibles, a claims administration contract, emergency DHS rules, waiver requests, committee fund allocations, and the cancellation of the regular July ALC meeting in favor of only meeting for urgent matters. Several subcommittee reports were then adopted, including Administrative Rules, Game and Fish and State Police, Hospital/Medicaid/Developmental Disabilities, Lottery Oversight, Occupational Licensing Review, Peer Review, Review, State Insurance Programs Oversight, and Personnel. During the Administrative Rules discussion, members questioned the Department of Education about delays and vendor performance under the ClassWallet contract; department officials said they were meeting regularly with the vendor, keeping expense review in-house, and would consider other options if needed. In Personnel, the Department of Commerce clarified that a reallocation request was part of a broader departmental realignment and shared services move, not the Arkansas Workforce Connection waiver. The council also reviewed and took action on several communications, including filing retirement system investment summaries as reviewed, approving rural community grant funding, giving favorable advice for state park acquisitions/expansion, approving special maintenance funding for state parks, and filing proposed Office of State Technology service rates as reviewed before adjourning.
AR

Arkansas 2026 1st Special Session

ARKANSAS LEGISLATIVE COUNCIL (ALC) Jun 19th, 2026

ARKANSAS LEGISLATIVE COUNCIL (ALC)

Transcript Highlights:
  • Members, the executive subcommittee met on June 9th and approved premiums and deductibles for the state
  • For both the contract and the premiums and deductibles, the subcommittee authorized ALC co-chairs to
Keywords: 1204, all
CT
Transcript Highlights:
  • Additionally, on the Medicare population, we did see an increase in the overall premiums.
  • We did see an increase in the overall premiums. We went out to a competitive bid this year.
Keywords: 962, all
Summary: The Finance Advisory Committee approved the minutes from its May 14, 2026 meeting and then considered four fiscal transfers. FAC 2026-9 for the Office of the State Controller transferred $4.345 million among fringe benefit accounts in the General Fund and Special Transportation Fund. Members questioned several employee benefit accounts, including active and retiree health care, Social Security, higher education alternative retirement, and OPEB; agency staff explained the transfers were based on updated year-end projections, with some accounts showing surpluses and others needing additional funds. The item was approved, with two no votes noted. FAC 2026-10 for the Military Department transferred $150,000 from the Honor Guards account to personal services and Governor’s Guard accounts to cover operational needs, and it was approved without opposition. FAC 2026-11 for the Department of Social Services transferred $3.3 million among accounts. Most of the discussion focused on a surplus in the substance use disorder waiver/reinvestment account, lower-than-expected TANF/TFA caseloads, federal family planning backfill requirements, and staffing challenges in eligibility operations. DSS said some funds remained unused because a residential care vendor did not enter into a contract, some reserves were intended for future multi-year investments, and eligibility staff require 12 to 18 months of training; the item was approved. FAC 2026-12 for the Department of Children and Families transferred $3.05 million among accounts for year-end operational needs. Members asked about closures of day treatment and community-based prevention programs, and DCF said children were transitioned to other providers without service interruption, with closures driven by provider decisions and financial viability. DCF also explained that some prior funding had been used as gap funding and that ongoing support had been built into the budget. The committee approved the transfer and then adjourned.
FL

Florida 2026 4th Special Session

February 3, 2026 - 10:30 AM

Commerce Committee

Transcript Highlights:
  • Insurers, Florida domestic insurers must report at least 6.5% of the Bond amount as premium, even though
  • They can report lower premiums, pay less in taxes, show stronger financials, and offer rates under 6.5%
TX

Texas 89th 2nd C.S.

Licensing & Administrative Procedures Apr 8th, 2025

Licensing & Administrative Procedures

Transcript Highlights:
  • this bill will provide a cost break to rural areas where newspapers are not produced or charged at a premium
  • I understand like a structural engineer might be different than a rural water engineer not trying to
  • uh, the FE all, all engineers that are going to become licensed have to take it, whether you're structural
  • However, the fee structure poses some significant challenges.
  • It's, it's, it's a, it's a recommendation 50 ft from any structure or any vehicle.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Municipalities and Regional Government Jun 21st, 2026 at 01:00 pm

Joint Committee on Municipalities and Regional Government

Transcript Highlights:
  • city to make timely reforms to our operations without repeatedly returning to the legislature for structural
  • As one trustee put it, in practice, this structure fosters better communication, accountability, and
  • public improvements are, all of the clubhouse, driving range, restaurants, so all of the approved structures
  • leverage the longer lease to finance many projects or even sell their interest to another party at a premium
Keywords: 995, all
Summary: The committee opened its hearing with procedural remarks, including a strict three-minute testimony limit, livestream instructions, and a July 1 deadline for written testimony. Chairs Lewis and Rauch then heard testimony on a wide range of municipal home rule petitions and related bills, with many local officials and advocates being taken out of order because of the large turnout. A major topic was firefighter residency. Representatives of the Professional Firefighters of Massachusetts and Sen. Keenan supported H. 2260/S. 1449, which would replace the current 15-mile residency rule for non-civil-service fire departments with a negotiable standard, generally allowing residency within 15 miles and permitting expansion through collective bargaining. Supporters said the change would improve recruitment and retention amid the housing crisis and create parity with civil-service departments. Acton Fire Chief Anita Arnhum and Sen. Senna also backed H. 4168 for Acton, making similar arguments about recruitment, paramedics, and the need for local flexibility. The committee also heard strong support for charter overhaul petitions for Somerville and Lynn. Somerville officials, including Rep. Barber, Mayor Ballantyne, Councilor Jake Wilson, and charter committee member Beverly Schwartz, described a years-long public process to replace an 1890s-era charter with a modern document emphasizing transparency, public participation, clearer governance, and a possible change to the mayor’s term length. Lynn Mayor Nicholson similarly supported a charter update to modernize city operations and financial procedures. Cambridge-related charter and procurement reforms were also briefly endorsed by Rep. Cabral. Other bills discussed included a proposal by Sen. Eldridge and Rep. Scarsdale to create a state grant program for municipal sustainability directors, and regional school finance bills supported by Rep. Lanatra and Jason Frazier to expand special education reserve funds and create a regional school assessment reserve fund. Acton witnesses also supported library governance changes and a checkout bag charge proposal. The committee heard sharply divided testimony on Quincy’s H. 3897, a 50-year lease extension for Quarry Hills/Granite Links: Quincy officials and business supporters praised the public-private partnership and future investment potential, while residents argued the lease was too long, should be competitively bid, and deserved more oversight and auditing. The hearing also included testimony on Boston trash truck noise restrictions and a PEG access/cable funds bill supported by Mass Access, as well as a Southwick petition to elect part of the Conservation Commission, which one select board member opposed as contrary to current law and good governance.
LA

Louisiana 2026 Regular Session

Appropriations May 5th, 2026

Appropriations

Transcript Highlights:
  • down the clerk's office and have less activity there or make it more inefficient by changing the structure
  • But, you know, at this point, I'm just trying to say I think if we're going to look at the funding structure
  • But, you know, I'm just trying to say I think if we're going to look at the funding structure, it would
  • It will result in flood insurance premium reduction.
Summary: The committee first took up House Bill 513 by Representative Young, which would regulate name, image, and likeness activity for intercollegiate and interscholastic athletes, especially high school athletes. Young said the bill reflects recommendations from a task force and sets guardrails such as parental consent and prohibited NIL categories. The committee adopted a technical amendment and then reported the bill favorably as amended. Members then heard several Senate bills from Senator Mizell and Senator Cloud. Senate Bill 233 would create a statewide data exchange compact to allow state agencies to share information more efficiently; it was reported favorably. Senate Bill 300 would make various changes to the Procurement Code, including auction techniques, sole sourcing for consulting services in limited cases, and procurement process clarifications; it was reported favorably. Senate Bill 303 would allow executive branch agencies to buy or share technology solutions with other states and use the federal GSA schedule, and it was reported favorably as amended. Senate Bill 411, removing a 20-year lease limitation for certain Orleans Parish state property, was also reported favorably. The committee spent substantial time on House Bill 660 and House Bill 719, both dealing with district attorney funding and staffing. HB 660 would raise the state warrant amount for assistant district attorney salaries from $50,000 to $60,000, with supporters arguing it is needed to recruit and retain prosecutors; an opposition witness argued the state should fund both prosecutors and public defenders more equitably. The committee adopted an amendment making the bill effective only upon appropriation and reported it favorably as amended. HB 719 would increase the number of assistant district attorney warrants statewide, with most of the new warrants directed to Baton Rouge, St. Tammany, and Caddo; it too was amended to be subject to appropriation and reported favorably as amended. House Bill 596, which would have created an inactive well-feet assessment credit for oil and gas operators, was voluntarily deferred after concerns that it could reduce funding for the oil field site restoration fund. Later, the committee reported favorably as amended House Bill 802, which redirects existing revenue to watershed and flood restoration work in the Amite River Basin, and House Bill 940, which creates a task force and rules framework for law enforcement responses to unlawful drone activity. It also reported favorably House Bill 76 on coverage for orally administered anti-cancer medications, House Bill 950 on consumer protection materials for seniors, and began discussion of House Bill 1028, which would require higher Medicaid reimbursement rates for non-emergency medical transportation providers.
NM

New Mexico 2025 Regular Session

IC - Legislative Health and Human Services Sep 12th, 2025

Legislative Health & Human Services Committee

Transcript Highlights:
  • The way that we structure our work is that we developed a strategic plan with our community partners
  • The way that we structure our work and target our work is through three action networks, which are co-led
  • The workflow is structured intentionally so that the first referral for a mother can remain open early
  • Policy premiums in other states, and New Mexico, I think, is in the top five or top ten in terms of rising
NM

New Mexico 2025 Regular Session

IC - Economic and Rural Development Jul 7th, 2025

Economic & Rural Development & Policy Committee

Transcript Highlights:
  • It's really neat because they have these permanent cover structures, and they have plug-ins where you
  • We offer residential propane and anything from unleaded to premium to diesel.
  • We're looking at increasing response times for our structural fires. Thank you, Madam Chair.
  • can see from June 17th with the South Fork Fire, how many acres, salt, all of that, down to total structures
MN
Transcript Highlights:
  • bill is part of the overall governor's budget, the governor's budget cuts about one-half of the structural
  • cuts about one half of the uh budget um cuts about one half of the 28 28 28 29<00:02:31.400> structural
  • imbalance which is almost 29 structural imbalance which is almost 4<00:02:33.400> billion<00:
  • <01:02:25.960> conflict what I believe is a structural conflict what I believe is a structural
  • trying to solve the budget uh structural trying to solve the budget uh structural deficit<01:31:
Keywords: 919, house, all
Summary: The committee took up House File 2437, the governor’s proposed tax bill, and first adopted the A25-Z42 amendment to put the bill in the desired shape. Commissioner Paul Marquardt of the Department of Revenue then presented the bill as part of Governor Walz and Lieutenant Governor Flanagan’s budget, describing it as a response to budget pressures that would make the tax system more fair and stable while supporting economic development and jobs. Marquardt walked through the bill’s major provisions. These included sustainable aviation fuel policy, repeal of K-12 education credit assignment, elimination of the political contribution refund, expansion of the research and development credit, short-line railroad infrastructure modernization, changes to the state airport fund levy, replacement of attachments and appearances with distribution systems, a narrow personal property tax exception for low-income housing tenants, reduced aquatic invasive species aid, and a 34% reduction in PILT payments. He then focused on the sales tax article, saying it would lower the statewide rate by 0.75% while expanding the base to selected professional services such as accounting, banking, brokerage, and legal services, with business-to-business transactions exempt. He said the proposal would be effective for sales and purchases after September 30, 2025, and estimated a first-year rate-cut impact of about $99 million versus $215 million from the service expansion, while arguing that most households would see a net tax cut. He also noted other changes such as landlord penalty adjustments, a 30% reduction in sustainable aviation fuel incentive payments, repeal of local government cannabis aid, and repeal of the tax filing modernization account. Public testimony began with Kyle Playford of the Financial Planning Association of Minnesota, who strongly opposed the proposed sales tax on professional services, especially financial planning. He argued that financial planning is an essential service for retirement, investment, and long-term financial security, and said the tax would raise costs for consumers, reduce access for middle-class families, small business owners, and retirees, and put Minnesota firms at a competitive disadvantage. The chair then indicated that additional public testimony would continue before member questions.
ND

North Dakota 2026 1st Special Session

Advanced Nuclear Energy Committee Apr 22nd, 2026 at 09:30 am

Advanced Nuclear Energy Committee

Transcript Highlights:
  • We love to do the research, but space is at a premium.
  • We love to do the research, but spaces at a premium.
  • planned to be an exterior yard that is climate-controlled in here as well, with those additional structures
Keywords: 908, all
NV

Nevada 2025 Regular Session

Senate Floor Session Jun 2nd, 2025 at 12:00 pm

Nevada Senate Floor Meeting

Transcript Highlights:
  • companies simply cannot afford the risk or cost of doing business in Nevada without updated rate structures
  • companies to work with, while Nevadans are left with fewer choices, less competition, and rapidly rising premiums
  • With only one or two carriers left, consumers may face double or even triple the premiums they're paying
Keywords: 909, all
MN
Transcript Highlights:
  • It's structured in this case as a grant, but it's kind of in that same pot of we'll get to it in the
  • in this case as a grant, it's structured in this case as a grant, but<00:14:21.079> it's<00:14
  • and equity inequities in the form of economic resources, family structure, and health.
  • due to structural and equity inequities<00:41:13.640> in<00:41:13.720> the<00:41:13.800
  • resources, family structure, and health. resources, family structure, and health.
Keywords: 1183, house
MN

Minnesota 2025-2026 Regular Session

House Taxes Committee 1/21/25

Taxes

Transcript Highlights:
  • Tax expenditures are structured differently from expenditures of finance or appropriation committees.
  • <00:10:07.560> differently<00:10:07.880> from are structured differently from are structured
  • Williams, Chair Davids, and Representative Harder, our bracket structure and other provisions in our
  • Likewise, our bracket structure—the married joint brackets—are not double what they are for single filers
  • You know, the biggest marriage penalty in our tax code was from the bracket structure, so that credit
Keywords: 1183, house
Summary: The House Tax Committee met for an organizational and orientation session. Members and staff introduced themselves, with several lawmakers noting their districts, business backgrounds, and interest in tax policy. Chair Greg Davids then opened the committee’s first substantive item: a presentation from House Research and House Fiscal staff on how the committee works and on basic tax concepts. House Research staff Sean Williams and Chris Clayman explained their roles in drafting bills and amendments, writing bill summaries, answering legal and policy questions, and modeling tax proposals. They also described the committee’s key documents, including partisan and nonpartisan bill summaries, revenue estimates, fiscal notes, and supporting materials. Their presentation covered core tax concepts such as tax bases, rates, deductions, exemptions, credits, tax revenues, and tax expenditures, emphasizing that tax expenditures function like spending through the tax code and are reviewed by a legislative commission. The staff then reviewed Minnesota’s major taxes, focusing on the individual income tax and business taxation. They explained that Minnesota’s individual income tax starts with federal adjusted gross income, then applies state additions, deductions, subtractions, and credits, and that the state’s income tax brackets and rates are set separately from federal law. They also outlined the difference between corporate franchise taxes for C corporations and individual income tax treatment for pass-through entities, and discussed how the federal SALT cap led Minnesota and other states to adopt pass-through entity taxes so businesses could preserve federal deductibility of state taxes. Members asked questions about a duplicate “marriage penalty” entry on a slide, the purpose of Minnesota’s marriage penalty credit, comparisons with other states, and the timing and effect of the pass-through entity tax; staff answered that the duplicate was a mistake, the credit offsets bracket-related marriage penalties, and the pass-through entity tax was adopted in response to the federal SALT cap.
CO

Colorado 2026 Regular Session

Colorado House 2026 Legislative Day 021 Feb 3rd, 2026

Colorado House Floor Meeting

Transcript Highlights:
  • These outcomes are not surprising when we consider the structure of ICE itself.
  • ,<01:04:42.240> and bills, rising insurance premiums, and bills, rising insurance premiums
  • Re-examining sentencing<01:09:38.719> structure<01:09:39.040> so<01:09:39.199> that<
  • /c><01:09:39.359> lifelong sentencing structure so that lifelong sentencing structure so that
  • And that's how, like, structured and organized some of these criminal rings are.
Keywords: 981, all
Summary: The House convened with a quorum, approved the journal, and then moved out of order to consider Senate Joint Resolution 006 on immigration. The resolution reaffirmed support for immigrant Coloradans, emphasized their economic and cultural contributions, and called for transparent, accountable federal immigration enforcement, including an end to masked or unidentified enforcement tactics and limits on actions near schools, clinics, courthouses, faith spaces, and other sensitive locations. It also urged humane federal immigration reform, stronger state transparency tools, and protection of First Amendment rights and peaceful protest. Representative Joseph and Representative Brics spoke in strong support of the resolution, arguing that immigrants are integral to Colorado and that aggressive enforcement has caused fear, family separation, and harm in communities. They cited examples of alleged federal overreach and personal stories of affected constituents to argue for dignity, accountability, and reform. Representative Baron opposed the resolution as written, saying some parts were acceptable but others were too partisan; he offered an amendment that would emphasize legal immigration, federal authority over immigration enforcement, and a more bipartisan framing. The amendment debate centered on whether the proposal was truly bipartisan and whether the resolution should be narrowed to focus on legal immigration and federal jurisdiction. Supporters of the amendment said it better reflected shared values and legal realities, while resolution sponsors rejected the changes and asked for a no vote. The transcript ends during continued debate over the amendment, with no final vote on the resolution or amendment shown in the excerpt.
NM

New Mexico 2025 Regular Session

Senate Chamber Oct 1st, 2025

New Mexico Senate Floor Meeting

Transcript Highlights:
  • lead to the expiration of certain federal tax credits, which will result in increased health care premium
  • It cuts health care subsidies under the Affordable Care Act that will result in premiums potentially