Video & Transcript Research : 'Consumer Financial Protection Bureau'

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MN

Minnesota 2025-2026 Regular Session

Committee on Finance - 01/08/25

Finance

Transcript Highlights:
  • Financial Health in betting on Consumer Financial Health in particular<00:36:32.280> that<00:
  • how that impacts the impact on Consumer how that impacts the impact on Consumer Financial Financial
  • some influence on adding consumer some influence on adding consumer protections<01:20:05.800>
  • will include best practices in consumer will include best practices in consumer protection<01:20
  • protections that we the best consumer protections that we can<01:26:46.199> do<01:26:46.719><
Keywords: 1187, senate, all
NH

New Hampshire 2026 Regular Session

House Resources, Recreation and Development (02/04/2026)

Resources, Recreation and Development

Transcript Highlights:
  • It is central to public health and consumer protection.
  • <00:41:42.560> A public health and consumer protection.
  • A public health and consumer protection.
  • And that would be to have consumer protection statutes recourse if someone put in treatment that adversely
  • And that would be to have consumer protection statutes recourse if someone put in treatment that adversely
Keywords: 928, house, all
Summary: The committee first took up HB 163FN, dealing with requiring current, verifiable evidence of a species’ presence before land-use restrictions are imposed for habitat protection. Members discussed an amendment that had been worked on with agencies and stakeholder groups. Fish and Game testified that, while the amendment improved the bill, the agency still opposed it because of concerns about citizen science, how the proposal would apply to public versus private property, and how the transition to DES would work. Representative Darby argued the amendment was ambiguous, lacked a full hearing, and did not clearly address record verification or private-property access issues. The amendment passed 8-7, and the committee then voted OTPA 8-7, with a minority report noted. The committee then moved to HB 1752FN, which would create a chain of custody for timber and carbon credits. Representative Davis presented an amendment saying it would help law enforcement investigate timber theft and add transparency to New Hampshire’s carbon registry by identifying buyers of carbon credits. Supporters said the change would impose little burden and align with practices in other states. Opponents, including Representative Darby, Representative Vale, and the state forester from DNCR, said the carbon market is complex, the amendment was not fully vetted, and a hearing with all stakeholders was needed; they also raised fiscal-note concerns. The amendment passed 8-7, and the committee then voted OTPA 8-7, again with a minority report. Finally, the committee opened a hearing on HB 1019, which would add an active water treatment professional to the state water well board. Representative Peter Petrino and Representative Wendy Thomas said the board should include expertise on contamination risks and treatment technologies, citing concerns about arsenic, radon, and PFAS in private wells. The chairman of the Water Well Board testified in opposition to the bill as drafted, saying the board supports the general idea of licensing water filtration work but does not currently have authority or rules to oversee that field and believes the proposal would put “the cart before the horse.” Members questioned whether the board’s current mandate even covers filtration systems, and the discussion ended with those concerns unresolved.
TX

Texas 89th Regular

Senate Session (Part I) Apr 14th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • We pray your protection over each and all their staff.
  • Among the many other organizations that benefited from her involvement were the Better Business Bureau
  • How can we make sure that this bill protects the students right to freedom of speech and expression while
  • So I believe we, I think, elegantly. crafted it to protect First Amendment discussions, particularly
  • However, current financial academic accountability systems did not catch these violations.
NM

New Mexico 2025 Regular Session

IC - Legislative Finance Oct 14th, 2025

Transcript Highlights:
  • Within there, we're protecting the environment, we're protecting consumer concerns, and we have government
  • Because we have never dealt with private financial information.
  • The division itself has a Minerals Bureau, Oil and Gas Bureau, and the Water Bureau.
  • The financial reports must come in on time. So I was wondering, Mr. Chair, Mr.
  • These are in civil Child protective services cases.
FL

Florida 2026 Regular Session

Agriculture Mar 11th, 2025

Agriculture

Transcript Highlights:
  • The bill requires truth in labeling for milk, meat, poultry, and eggs, while also protecting consumers
  • Next, I have Tripp Hunter, Farm Bureau, waving in support. Thank you.
  • Florida Department of Agriculture and Consumer Services, waving in support.
  • protections, and enhance transparency.
  • Tripp Hunter, Farm Bureau, waving in support.
Summary: The Senate Committee on Agriculture met and considered four bills. SB 178, by Senator Rouson, created an agronomic study to be conducted by Florida A&M University, subject to appropriation, to identify viable crops or products for land taken out of production by disease or weather and to assess environmental and economic impacts; it passed unanimously and was reported favorably. SB 980, by Senator Bernard, created a one-year Hunger-Free Campus Pilot Program within FDACS to help postsecondary institutions address student hunger through task forces, SNAP assistance, food pantries, and related measures; DACS support was noted, one student government representative appeared in support, and the bill was reported favorably. SB 786, by Chair Truenow, prohibited assignment of assessments on agricultural improvements for agricultural purposes on lands classified as agriculture; it also passed unanimously and was reported favorably. The committee then took up SB 700, the FDACS “farm bill,” via a strike-all amendment. The amendment included a broad package of technical and substantive changes, including restrictions on additives to public water systems, limits on ESG considerations in agricultural lending, criminal penalties related to drone harassment, updates to disaster loan programs, truth-in-labeling provisions, charity registration changes, on-farm worker housing provisions, and support for FFA and 4-H dues. A major point of discussion was the provision preempting local governments from deciding whether to fluoridate water; supporters argued for statewide consistency and consumer choice, while opponents, including the Florida Dental Association and local officials, warned it would remove local control and harm public health, especially for low-income residents. Other speakers addressed concealed carry due process concerns, landowner rights, and labeling issues. The strike-all was adopted, and CS/SB 700 was reported favorably, with some senators noting they would continue working on concerns before later stops. At the end of the meeting, Senator Burton asked to be recorded as voting yes on SB 178, SB 980, and SB 786, and the committee agreed. The chair also welcomed Warner University agriculture policy students visiting the Capitol, and the meeting adjourned without objection.
NM
Transcript Highlights:
  • , that's the bureau that I run.
  • The Literacy and Humanities Bureau has been one of my huge partners lately.
  • So, in terms of the programming, in terms of the Bureau, There are no protections.
  • If you'll turn to page 2, we have what we call a general fund financial summary.
  • And protecting those services.
CA
Transcript Highlights:
  • We see this in the wine industry, where we see younger consumers not consuming at the same level as many
  • I would like to say that I want to protect what we have here.
  • Yeah, so it is just time-consuming for them too. Yes.
  • Assembly members, Annali Augustine here on behalf of Consumer Brands Association, representing consumer
  • Brian Vanneberg, executive director, Merced County Farm Bureau.
Summary: The joint informational hearing of the Assembly Committees on Economic Development, Growth, and Household Impact and Agriculture, held at Fresno State, focused on cost pressures in California’s food system, household affordability, and the Central Valley’s role in agriculture. Opening remarks emphasized Fresno State’s regional importance, the Central Valley’s outsized contribution to food production, and the connection between agricultural health, food security, and the broader economy. Members also noted the impact of the federal shutdown on CalFresh benefits and the state’s efforts to respond with food assistance funding and National Guard support for food banks. The first panel featured academic and policy experts who described agriculture’s economic importance in the San Joaquin Valley and the rising pressures on farms and households. Dr. Conduro highlighted agriculture’s large share of regional GDP, farm receipts, jobs, exports, and food manufacturing, while identifying water scarcity, SGMA-related land fallowing, labor shortages and rising labor costs, market volatility, invasive pests, and production cost inflation as major barriers. Caroline Danielson of PPIC said food prices remain about 30% above 2019 levels, food insecurity affects about 1.8 million California households, and nutrition programs such as CalFresh, WIC, and school meals are essential in reducing poverty, especially in the Central Valley. Susie Pryor of the Central California Small Business Development Center described technical assistance, capital access, and training for small food and farm businesses, while warning that reduced funding limits support for rural and immigrant entrepreneurs. The second panel brought testimony from a small produce business owner, a food entrepreneur, and the Fresno County Farm Bureau. They said input costs for fertilizer, fuel, irrigation, labor, land leases, and compliance have risen sharply while commodity prices have remained flat or fallen, squeezing small farms and food businesses. Panelists stressed the need for small-batch processing facilities, local supply chains, education on food manufacturing compliance, land access for small farmers, and more pathways into agriculture through trade programs, community colleges, and FFA. Ryan Jacobson said California agriculture is facing a prolonged downturn, with farm bankruptcies, weak commodity prices, export-market uncertainty, water reliability problems, and costly ag-burning rules all contributing to financial strain. No formal votes or legislative actions were taken; the hearing was informational and concluded with discussion of possible policy solutions and continued engagement with stakeholders.
FL

Florida 2025 Regular Session

Commerce and Tourism Mar 10th, 2025

Transcript Highlights:
  • THIS BILL MAKES TWO CHANGES TO THE FINANCIAL COMMENTS GOVERNING HOME AND CONSUMER GOODS WARRANTIES.
  • AND CONSUMER TECHNOLOGY.
  • THREATENING THE INDUSTRY AND THE CONSUMERS AIDS TO PROTECT.
  • PROTECTION.
  • THESE BUSINESSES PROVIDE FLORIDIANS WITH EXTRA REPAIR SERVICES THAT PROTECT CONSUMERS AND DEVICES THROUGH
Keywords: 999, senate, all
TX

Texas 89th 2nd C.S.

Agriculture & Livestock Jun 18th, 2026

Agriculture & Livestock

Transcript Highlights:
  • They should have protective efficacy.
  • So that's kind of just added protection with that.
  • on the Texas Farm Bureau State Board.
  • They’re potentially going to protect the feed from the impala, and the impala is going to protect it
  • They're potentially going to protect the feed from the Impala, and the Impala is going to protect it
Keywords: 1184, house, all
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Thursday, April 30, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • There is a better way to protect national security, to protect our agricultural land, and protect our
  • There is a better way to protect national security, to protect our agricultural land, and protect our
  • There is a better way to protect national security, to protect our agricultural land, and protect our
  • time as I may consume. time as I may consume.
  • Speaker, I yield as much time as I may<04:05:35.359> consume. may consume. may consume.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, March 3, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • >> get serious right now protecting >> get serious right now protecting Americans<02
  • myself such time as I may consume. Mr. myself such time as I may consume. Mr.
  • I may consume. I may consume. >> is<04:21:03.760> recognized.
  • such time as I consume. such time as I consume.
  • facing financial strain. facing financial strain.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Monday, December 15, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • . consume. consume.
  • . consume. consume.
  • time as she may consume. time as she may consume.
  • such time as I may consume. such time as I may consume.
  • I may<03:46:56.720> consume. may consume. may consume.
NH

New Hampshire 2025 Regular Session

House Finance Division I (03/24/2025)

Transcript Highlights:
  • If I may, I'd like to start by explaining that the Bureau of Securities Regulation is a consumer protection
  • Securities Regulation is a consumer Securities Regulation is a consumer protection<01:32:22.800>
  • And consumer protection on the other.
  • consumer protection hat. I understand. consumer protection hat. I understand.
  • from securities bureau to protect them from securities bureau to protect them from maybe<01:37:51.760
Keywords: 928, house, all
Summary: The committee first took up House Bill 733, a third-party litigation financing reporting bill. Representative Cole explained that the bill shifts reporting from the Secretary of State to the courts, which he said removes the fiscal note and helps insurers obtain information for underwriting and premium-setting. The committee accepted the explanation and voted ought to pass; the roll call was 8-0 in favor, with one member taking a pause. The committee then heard House Bill 219, dealing with the renewable portfolio standard and the renewable energy fund. Representative Bose argued the bill would reduce electricity costs by lowering the REC purchase obligation from 220,000 to 170,000, which he said would reduce payments into the renewable energy fund by roughly $1 million to $2 million and save consumers only pennies a month. After questions about timing and whether to wait for a DOE report, the committee voted to retain the bill for further discussion rather than advance it; the motion to retain passed 5-4. House Bill 365 was then discussed as an election-related bill intended to help verify citizenship for voter registration and create a voucher process for people who cannot afford a birth certificate. The sponsor said the Secretary of State may be able to use federal and state databases to verify citizenship, and if not, indigent applicants could receive a voucher reimbursed by the state, with a $25,000 appropriation included. Members raised concerns about the Secretary of State’s access to databases and the bill’s timing and cost, and the committee decided to hold the bill until Secretary Scanlan could come testify. Finally, the committee heard House Bill 552, which updates retiree health coverage rules so dependent children can remain on the plan until age 26, consistent with the Affordable Care Act. DAS officials said retirees pay the full cost for dependents, about $1,000 per month, while the state covers only the retiree and spouse. The committee voted ought to pass unanimously, 9-0. The committee then began discussion of House Bill 572, a housing bill aimed at missing-middle housing, describing a voluntary program to identify developable public land, support construction, and streamline review, but the transcript cuts off before any action on that bill.
TX

Texas 89th Regular

Senate Session Apr 7th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • and making sure we protect those God-granted freedoms that I know you hold dear?
  • More specifically, it would require TDLR to adopt rules necessary to enforce consumer protections and
  • More specifically, it would require TDLR to adopt rules necessary to enforce consumer protections and
  • Likewise, we are building on the state's medical data privacy protections by ensuring that your financial
  • Senate Bill 3000 by Menendez, relating to consumer protections for earned wage access products, to Business
Summary: The Senate opened with a quorum call, invocation, approval of routine motions, and the reading of gubernatorial nominations and several honorary resolutions. The chamber adopted resolutions recognizing Jack and Jill of America Day and DJ Daniel Day at the Capitol, with multiple senators offering remarks praising youth leadership, perseverance, and public service. The Senate also introduced the Doctor of the Day and then proceeded to a long series of floor actions on bills. A major focus was Committee Substitute for Senate Bill 568, which overhauls special education funding and services in public schools by moving from a placement-based model to an intensity-based system tied to student needs and IEPs. Senators Bettencourt, Creighton, and Menendez emphasized transparency, parent input, evaluation funding, dyslexia services, and better alignment of funding with actual services; Senator Hinojosa shared a personal story about dyslexia and the importance of early intervention. The bill was advanced on second and third reading and finally passed 30-0. The Senate also passed SB 1396 to prohibit national sex education standards in public schools, SB 2065 on the Texas Emergency Services Retirement System, SB 1664 requiring clearer public disclosure of transmission and distribution utility rate changes, SB 1029 on advertising certain used motor vehicles, SB 1120 expanding rights for family violence victims, SB 1036 regulating residential solar retail transactions, SB 464 creating school-proximity restrictions and penalties for tobacco and vaping sales, SB 1035 giving farmers and ranchers equitable relief from certain local agricultural regulations, SB 1610 addressing civil commitment facility safety and prosecution issues, SB 1197 extending drone restrictions to spaceports, and SB 1386 changing legislative witness immunity from transactional to testimonial immunity. Another major bill was Committee Substitute for Senate Bill 1188, which updates electronic health record requirements. Senator Kolkhorst said the bill builds on Texas medical privacy law by requiring U.S.-based storage of EMR data, prohibiting recording of voter registration status and credit score information, requiring provider verification and disclosure for AI-assisted diagnosis or treatment recommendations, preserving parental access to minors’ records until age 18, and ensuring EMRs can capture metabolic health and biological sex information. A floor amendment clarified the bill’s scope and enforcement, and the bill passed 23-7. Several measures drew debate, especially SB 414 on bond ballot transparency, where Senators Eckhardt and Menendez questioned whether requiring estimated interest and total debt cost on ballots could be misleading or difficult to implement because interest rates and financing terms can change before issuance or over time. The transcript ends during that discussion, with no final action shown on SB 414.
MN

Minnesota 2025 1st Special Session

Committee on Agriculture, Veterans, Broadband and Rural Development - 03/21/25

Agriculture, Veterans, Broadband, and Rural Development

Transcript Highlights:
  • protection.
  • name of animal health and consumer name of animal health and consumer protection.<01:49:38.719><
  • Through cable franchising, we have protected consumers and have required uniform delivery of cable services
  • Broadband franchising will replicate the success of cable franchising, ensuring consumer protections,
  • <02:29:36.720> consumers franchising, we have protected consumers franchising, we have protected
Keywords: 1187, senate, all
NH
Transcript Highlights:
  • So the only consumer protection law.
  • 05:54.080> uh Consumer Protection Act 358, which uh Consumer Protection Act 358, which uh and
  • Secondly, it is our ongoing commitment to consumer protection.
  • As you know, our to consumer protection.
  • <03:37:07.040> that consumer protection, and we take that consumer protection, and we take
Keywords: 928, house, all
Summary: The committee first heard Senate Bill 47, sponsored by Sen. Regina Birdsell at the request of the Insurance Department. The bill would codify the department’s interpretation that a birth mother’s health insurance is the primary coverage for a newborn, unless the mother has no insurance or coverage under an employer-sponsored plan. Birdsell and Insurance Commissioner DJ Benton Court said the measure is a clarification of existing practice and intended to protect vulnerable newborns; a question from Rep. Miles clarified that if a young woman is on her parents’ policy, the newborn would generally be covered under that family coverage. The hearing on SB 47 was then closed. The committee then took up Senate Bill 121, introduced by Grant Bosi for Sen. Kevin Avard, which would require insurers to notify the Insurance Department when they stop writing an entire line of business or, in some cases, Medicare Advantage plans. Commissioner Benton Court said the bill arose from disruption in the Medicare Advantage market, where consumers, brokers, and the department were confused by carriers changing or ending offerings; he said the department wanted a simple notification requirement so it could better advise consumers. Members discussed network adequacy, county-based service areas, and the fact that the bill would make notice a condition of licensure, with possible fines or license action for noncompliance. Witness Paula Rogers of AHIP said her group supported the bill if amended, and the department indicated it would support a change from a 120-day notice period to 90 days to align with state rules; the committee planned to work on an amendment in subcommittee. Finally, the committee heard Senate Bill 247, introduced by Rep. Brian Cole, which would prohibit network exclusion of pharmacies that refuse to dispense prescriptions when PBM reimbursement is below acquisition cost. Cole argued the bill is meant to stop pharmacies from being forced to sell drugs at a loss, describing PBMs as middlemen and saying the measure is a compromise that protects local pharmacies. Members questioned whether consumers would pay more and whether pharmacies voluntarily enter PBM contracts; Cole responded that the bill would let pharmacies refuse unprofitable fills while consumers could still obtain the drug through mail order or other channels. He also said the issue has changed over time because the practice now affects a much larger share of generics and is concentrated among a few PBMs. The hearing remained open as questions continued, with no vote taken in the excerpt.
MN

Minnesota 2025-2026 Regular Session

House Fraud Prevention and State Agency Oversight Policy Committee 3/24/25

Fraud Prevention and State Agency Oversight Policy

Transcript Highlights:
  • On February 7, 2025, the Bureau of Criminal Apprehension Financial Crimes and Fraud Section combined
  • On February 7, 2025, the Bureau of Criminal Apprehension Financial Crimes and Fraud Section combined
  • On February 7, 2025, the Bureau of Criminal Apprehension Financial Crimes and Fraud Section combined
  • On February 7, 2025, the Bureau of Criminal Apprehension Financial Crimes and Fraud Section combined
  • On February 7, 2025, the Bureau of Criminal Apprehension Financial Crimes and Fraud Section combined
Keywords: 1183, house
WA

Washington 2025-2026 Regular Session

Senate Ways & Means Dec 4th, 2025

Transcript Highlights:
  • pessimistic scenario calls for higher tariffs, which lead to a slight recession and also tighter financial
  • sentiment, and consumers are not happy.
  • Has been data on consumer sentiment, and consumers are not happy.
  • Consumers are not optimistic about their income prospects, about their employment prospects, both current
  • Well, so this information comes from the Census Bureau, and it's an account from all jurisdictions in
Summary: The Ways and Means Committee held a work session covering the state revenue outlook, caseload forecasts, wildfire costs, budget balance, tort liability, water supply, and pension policy. The Economic and Revenue Forecast Council reported modest near-term U.S. growth, no near-term Washington employment growth in 2026, continued personal income growth, and elevated inflation, with tariffs and federal policy cited as major risks. Revenue forecasts were slightly improved for the current biennium by about $105 million but down about $185 million for the next biennium. Members asked about income inequality and housing permits; staff said personal income is an aggregate measure and housing production remains below long-term needs. The Caseload Forecast Council then reported that most forecasts were unchanged or only slightly changed, but several programs increased, including Washington College Grant, Working Connections, aged/blind/disabled cash grants, nursing homes, home and community services, and developmental disabilities personal care. The largest policy-driven change was in Medicaid low-income adult caseloads, where federal H.R. 1 was projected to reduce coverage substantially through narrower eligibility, community engagement requirements, and shorter eligibility periods. The committee also heard a wildfire funding update and a 2025 fire season review. Staff explained that the state budgets $93 million annually for suppression and uses supplemental appropriations for costs above that level, with an estimated state supplemental need of about $139 million for the current year. Department of Natural Resources officials said 2025 fire activity remained below the 10-year average in acres burned, but fires were more complex and closer to communities, contributing to higher residence loss. They described expanded use of aircraft, firefighters from other states, corrections crews, and the Arcadia 20 hand crew, and said the state did not need National Guard ground support this year. A budget preview then showed that the near general fund outlook had worsened after vetoes, lapses, and forecast changes, and that maintenance-level costs alone would leave a projected negative balance by fiscal year 2027 and about $4.3 billion by fiscal year 2029, before any policy decisions. Jason Seams, the state risk manager, reported a sharp rise in tort claim costs, with indemnity expenses nearly doubling from fiscal year 2023 to 2025 and DCYF accounting for most of the increase. He said the state self-insurance liability account has run deficits for four straight biennia and is now facing nearly $600 million in deficits, driven largely by a surge in DCYF claims, especially juvenile rehabilitation and long-running sex abuse cases. Members asked about the role of old claims, comparisons with other states, excess insurance, and whether more Attorney General staff could reduce special assistant attorney general costs. The committee then shifted to water policy, hearing from tribal leaders, Ecology, and the Washington Water Trust. Tribal witnesses emphasized overappropriation, declining flows, climate impacts, and the need for legislative oversight and tribal participation in water policy. Ecology described major projects in the Odessa sub-area, Yakima Basin, and Dungeness, along with the need for storage, recharge, conservation, and policy changes to support water supply development. The Washington Water Trust argued that climate change is reducing summer flows and that the state needs more funding, enforcement, and long-term commitment to restore instream flows. The final item was a pension update on LEOFF 1 surplus assets; staff reviewed two 2025 bills that would have merged or restructured the plan and used surplus assets, but neither passed, and instead the budget directed the Select Committee on Pension Policy to study the issue and report back.
MN

Minnesota 2025-2026 Regular Session

Committee on Agriculture, Veterans, Broadband and Rural Development - 03/24/25

Agriculture, Veterans, Broadband, and Rural Development

Transcript Highlights:
  • <00:09:10.240> crop from tax reform to protecting crop from tax reform to protecting crop
  • claiming decline protects claiming decline protects immunompromised<00:42:20.599> individuals
  • that move from an audited financial that move from an audited financial statement<01:29:42.880><
  • heard that those audited financial heard that those audited financial statements<01:29:45.920>
  • <01:33:22.960> Um with Minnesota Farm Bureau. Um with Minnesota Farm Bureau.
Keywords: 1187, senate, all