Video & Transcript Research : 'default judgment'

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NM

New Mexico 2026 Regular Session

Senate - Rules Jan 30th, 2026 at 09:10 am

Senate Rules

Transcript Highlights:
  • It empowers commissioners to use their best judgment on behalf of the public and wildlife without fear
  • It empowers commissioners to use their best judgment on behalf of the public and wildlife without fair
Bills: SB104, SJR3, SM3
FL
Transcript Highlights:
  • kind of actual background and education in the sciences, which I just think is kind of a lapse in judgment
  • And education in the sciences, which I just think is kind of a lapse in judgment for a wildlife foundation
Summary: The Senate Environment and Natural Resources Committee first took up the appointment of Joshua Kellum to the Fish and Wildlife Conservation Commission (FWC). Kellum described his background in diversified land, agricultural, materials, and real estate operations and said he views himself as a conservationist. Senators questioned him closely about his development background, the balance of perspectives on the commission, his vote supporting the black bear hunt, and the use of Fish and Wildlife Foundation funds for the “Yes on 2” campaign. Supporters argued he is primarily a land steward and conservation-minded landowner, while opponents said the commission is already dominated by developers and lacks scientific or conservation expertise. After debate, the committee voted to recommend Kellum’s confirmation, with Senator Smith voting no and the rest of the voting members in favor. The committee then received a presentation from FWC on implementation of recently enacted boating and vessel laws. Bill Holcomb outlined changes under SB 1388 (the Boater Freedom Act), including limits on vessel stops and boarding, a new Florida Freedom Boater Safety Inspection decal, and revised rules for Springs Protection Zones. He also reviewed SB 164 on derelict and at-risk vessels, including new enforcement tools, a long-term anchoring permit, and updated penalties; HB 289, Lucy’s Law, which strengthens boating safety penalties and education requirements; SB 830 on the disposition of migrant vessels; and HB 735 on water access facilities and boating infrastructure. Holcomb said FWC is in rulemaking, training officers, and updating forms and permitting systems to implement the laws. Members asked follow-up questions about derelict vessel cost recovery and whether penalties go back to the state, and about the Springs Protection Zone standard. Holcomb said the state can recover removal costs from responsible owners and that the new springs standard requires “significant harm” and that vessel activity be the predominant cause, with subject matter experts and partner agencies helping make those determinations. He said Silver Glen Springs remains a proposed zone but was paused pending the new criteria and rulemaking. The committee took no further action on the presentation and adjourned after completing the agenda.
FL
Transcript Highlights:
  • Personally, I'm making a judgment call.
  • So when people go to social media and make those judgment calls, at least they have the facts.
Keywords: 999, senate, all
FL
Transcript Highlights:
  • The problem is in Florida, you can't collect judgments against people because it's The problem is in
  • Florida, you can't collect judgments against people because it's next to impossible to go after their
Summary: The Appropriations Committee on Transportation, Tourism, and Economic Development met to review its fiscal year 2025-2026 budget proposal and several bills. The chair outlined a roughly $18 billion budget area, including major funding for the Department of Transportation work program, Visit Florida, library/cultural/historical initiatives, affordable housing, National Guard tuition assistance, and Highway Safety and Motor Vehicles needs. The committee adopted a motion allowing technical adjustments and then approved the budget proposal as a recommendation to the full Senate Appropriations Committee. The committee next heard and approved CS/SB 666, creating a Miami Northwestern Alumni Association specialty license plate, with proceeds supporting scholarships, academic, athletic, and arts programs at Miami Northwestern Senior High School. Members praised the school’s academic and athletic achievements, and the bill was reported favorably without opposition. The committee also heard extensive testimony on CS/SB 1318, which would rename Florida’s texting-while-driving law as the hands-free driving law and expand the prohibition to handheld use of wireless devices, including in work zones. Supporters, including law enforcement, health care, bicycling, and crash victims’ advocates, argued it would save lives and make enforcement clearer; some senators supported the goal but raised concerns about enforcement, privacy, and impacts on drivers with older vehicles. The bill was reported favorably. The committee then approved SB 1408, designating memorial highways in Hillsborough and Charlotte counties for Master Patrol Officer Jesse Madsen and Sergeant Elio Diaz, and SB 1516, creating the International Aerospace Innovation Fund to be administered by Space Florida to support partnerships between Florida and international aerospace companies. Both bills were reported favorably with little debate. Senators also requested to be recorded in the affirmative on selected bills, and the meeting adjourned.
CA

California 2025-2026 Regular Session

Assembly Health Committee Mar 25th, 2025

Transcript Highlights:
  • emergency services law, which encourages emergency departments and physicians to use their best medical judgment
  • emergency services law, which encourages emergency departments and physicians to use their best medical judgment
Summary: The Assembly Health Committee met on March 25, 2025, with Chair Mia Bonta presiding and initially operating as a subcommittee until quorum was established. The committee heard several health-related bills, including AB 73 on creating a Black Mental Health Navigator certification, AB 499 on lowering the state reimbursement trigger for the Robert F. Kennedy Farm Workers Medical Plan, AB 843 on aligning California health insurance language-access rules with federal standards, AB 257 on a specialty care network using telehealth and virtual services for Medi-Cal and underserved communities, AB 64 on allowing diacritical marks on vital records, AB 315 on the Home and Community-Based Alternatives waiver, and AB 40 on clarifying that emergency services include reproductive health services such as abortion. Testimony generally emphasized disparities in access, culturally competent care, language access, rural provider shortages, and the importance of preserving or expanding programs that help vulnerable populations. Supporters included authors, state and local health organizations, advocacy groups, and affected individuals. AB 73 was backed as a way to address stigma, mistrust, and culturally competent mental health access for Black Californians. AB 499 was described as helping keep a self-insured farmworker health plan operational while maintaining a low-cost, labor-management model. AB 843 was supported as a way to prevent children and families from having to translate sensitive medical and insurance information and to protect limited-English-proficient Californians. AB 257 drew support as a demonstration project to improve specialty care access through California-based clinicians and virtual care, with examples of reduced wait times and costs. AB 64 received emotional testimony from the author, a child and his family, and others about the importance of accurately recording names with accents and other marks. AB 315 was presented as a cost-neutral or cost-saving way to expand home- and community-based care for medically fragile people, with strong support from disability, health, and provider groups. AB 40 drew support from reproductive health and medical organizations, while one opposition witness argued it could conflict with emergency care standards and overburden emergency departments. The committee took roll-call votes and advanced AB 499, AB 73, AB 843, AB 257, AB 64, AB 315, and AB 40 to Appropriations, with AB 40 receiving some no votes. The committee also adopted its 2025-26 rules and approved a consent calendar that included AB 225, AB 304, AB 403, AB 688, and AB 951. Several measures were initially placed on call and later lifted and recorded as passing out of committee before adjournment.
TX

Texas 89th 2nd C.S.

89th Legislative Session Mar 18th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • renewal, the failure to appear in court, failure to pay a fine or costs or failure to satisfy a judgment
  • HB 2698 by NNCHA relating to the representation of certain judgment applicant indigent applicants of
FL

Florida 2025 Regular Session

Judiciary Feb 11th, 2025

Transcript Highlights:
  • everything we can engage in plea bargaining and like in any other case, those are called consent judgments
  • Sanchez Medina said, sometimes it's difficult to get at a member of the public to agree to sit in judgment
Keywords: 999, senate, all
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, June 3, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • Credit Risk Management to report on fraudulent loans made by a loan agent, as well as the overall default
  • <04:01:19.600> overall loan agent as well as the overall loan agent as well as the overall default
  • rate on loans issued by those default rate on loans issued by those agents.<04:01:22.960> Loan
  • Second, by requiring information on loan performance, default rates, and risk analysts, it gives Congress
  • Second, by requiring information on loan performance, default rates, and risk analysts, it gives Congress
NH

New Hampshire 2025 Regular Session

House Education Funding (02/07/2025)

Transcript Highlights:
  • He said they came in with a budget that was lower than the default rate, a mere $179,000 lower than what
  • are in many ways beyond our control, but he thinks the state has traditionally made a qualitative judgment
  • limitations that would be coupled with that to make it palatable, and I mean palatable just in a judgmental
  • limitations that would be coupled with that to make it palatable, and I mean palatable just in a judgmental
Keywords: 928, house, all
Summary: The committee first heard HB 659, which would establish the New Hampshire College Graduate Retention Incentive Program. A Department of Revenue Administration analyst explained technical issues in the bill, focusing on whether the incentive is intended to operate as a rebate or a tax credit, how it would be administered, and how it would interact with the business enterprise tax and business profits tax. She said the bill’s language was unclear on the administering agency, effective tax years, caps, and carry-forward treatment, and noted that reducing BET can also reduce the BET credit against BPT, though not on a one-for-one basis. Committee members asked follow-up questions about the BET/BPT interaction, administrative costs, and whether the Department of Business and Economic Affairs would need additional staffing. Andrew Horn then testified in support, saying the bill is meant to address the large number of New Hampshire college graduates who leave the state after graduation by encouraging them to stay and by incentivizing businesses to hire them. The chair closed the hearing on HB 659 after no further public testimony. The committee then took up HB 770, a bill to establish a program allowing New Hampshire high school students to earn tuition credits at state higher education institutions through community service. Representative Schultz described the bill as a “triple play” intended to increase volunteerism, expand service and internship opportunities for students, and make college more affordable. Ryan Casey, a junior at Bishop Brady High School, testified that the proposal would help students reduce future loan debt while benefiting communities and encouraging young people to attend college in New Hampshire. Committee members asked about eligibility, including why private and preparatory school students were excluded, whether public school students would qualify, whether mandatory service hours would count, and how the bill’s references to education and business eligibility should be read. Schultz said the exclusion of private and prep schools was intended because public school students are more clearly New Hampshire residents, and she noted that mandatory school service hours had been excluded in revisions. The Department of Education then testified that the program would require significant administration, estimating at least three full-time staff, software or tracking systems, and rulemaking to oversee volunteer sites, schools, student eligibility, and tuition credit distribution. No vote was taken in the excerpt, and the hearing remained in testimony phase.
NH

New Hampshire 2026 Regular Session

House Labor, Industrial and Rehabilitative Services (02/03/2026)

Labor, Industrial and Rehabilitative Services

Transcript Highlights:
  • Um, and if there are no modifications, it uses the two-hour rule as a default.
  • policy to compensate their workers and policy to compensate their workers and the<00:12:10.480> default
  • the default is we'll go to two hours. the default is we'll go to two hours.
Keywords: 1189, house, all
AZ

Arizona 2026 Regular Session

02/18/2026 - Senate Judiciary and Elections

Judiciary and Elections

Transcript Highlights:
  • Processing speed slows, risk judgment shifts, working memory declines, and hearing and vision loss make
Summary: The committee approved the minutes and then took up a long agenda of election, criminal justice, corrections, and county-government bills. Early election measures included SB 1436, requiring ballot language for certain school override and bond elections to estimate the secondary property tax impact; SB 1568, requiring election systems’ internal clocks to stay within 60 seconds of official time and making violations a misdemeanor; SB 1569, limiting special election board members from collecting or processing voter registration while assisting confined voters; and SB 1746, requiring voting centers to supplement rather than replace precinct polling places, requiring public offices and schools to provide polling space, and closing schools on primary and general election days for in-service training. SB 1436 and SB 1568 were eventually given do-pass recommendations, SB 1569 also passed committee, and SB 1746 passed despite concerns raised about school safety and access. Some bills were held earlier in the meeting and voted on later after testimony concluded. The committee also heard SB 1295, which would allow the Department of Corrections to release certain seriously ill inmates to contracted medical institutions if they qualify for ALTCS, with an amendment replacing disability language with illness-based criteria; the sponsor described it as a cost-saving measure that could shift care costs to federal programs. SB 1067, the so-called Gila County blight bill, would let counties place abatement costs for rubbish, debris, and dilapidated buildings on property tax bills and liens; county officials testified that it would help recover cleanup costs for blighted properties and heirs’ property, and it passed unanimously. SB 1413 would remove the $100,000 cap on restitution for serious injury or death caused by moving violations and passed after the sponsor said the cap had already been found unconstitutional. SB 1476 would make child neglect a class six felony when a custodian exposes a newborn to dangerous or narcotic drugs or causes fetal alcohol syndrome; supporters framed it as accountability and child protection, while opponents warned it could deter treatment and worsen family separation. The bill passed on a split vote. Later, the committee considered several criminal-justice and public-safety bills. SB 1512 would expand the definition of vulnerable adult and broaden “position of trust and confidence” for theft cases involving seniors and other vulnerable adults; testimony highlighted scams and exploitation of grieving or isolated elders, and the bill passed. SB 1585 would regulate sex-offender-specific evaluations, treatment, and polygraph services through the Sex Offender Management Board, add a surcharge fund and assessment on sexual-offense convictions, and appropriate funds to DPS; supporters said it would create uniform standards, while opponents questioned the need for additional fees, and it passed. SB 1662 would require probation conditions to be the least restrictive necessary and tailored to a defendant’s risk and needs; supporters from the Justice Action Network and criminal-defense advocates said it would improve rehabilitation and public safety, and it passed. The committee also began SB 1664, which would change constable petition-signature requirements in Maricopa and Pima counties, but the transcript cuts off before the full discussion and vote on that bill.
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 04/14/26

Commerce and Consumer Protection

Transcript Highlights:
  • and all the arguments that have been made were presented in the state of Wisconsin, and the best judgment
  • Wisconsin and the best judgment of that Wisconsin and the best judgment of that legislature,<01:23:06.760
  • exercise them to exercise uh<01:27:46.400> their<01:27:46.600> own<01:27:46.720> judgment
  • uh their own judgment how they see fit. uh their own judgment how they see fit.
  • modifies provisions related to lead generators and requires notice to the Commissioner of a civil judgment
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

House Public Safety Finance and Policy Committee 3/3/26

Public Safety Finance and Policy

Transcript Highlights:
  • Local law enforcement might feel like they can rely on ICE judgments about who to detain, who to hold
  • Unfortunately, we know that ICE judgments in this regard are unreliable.
  • /c><00:48:05.520> rely<00:48:05.760> on<00:48:05.920> ISIS<00:48:06.319> judgments
  • <00:48:06.720> about they can rely on ISIS judgments about they can rely on ISIS judgments
  • judgments in this regard are unreliable. judgments in this regard are unreliable.
Summary: The committee approved the minutes from February 25, 2026, and then took up several Department of Corrections-related bills. House File 3768, as amended by the A1 amendment, would extend the DOC’s graduated licensing and enforcement tools to juvenile detention facilities and state-licensed halfway houses, allowing corrective action plans and conditional licenses instead of only revocation. Commissioner Paul Schnell and Dakota County Juvenile Services Center Deputy Director Matt Bower testified in support, saying the bill would improve consistency, stability, and accountability without changing jail licensing. Members asked about costs and sheriff input; the commissioner said the bill is cost-neutral and that sheriffs were informed but did not provide input. The committee adopted the amendment and recommended the bill to the general register. The committee then heard House File 3769, another DOC technical update bill, which would clarify tuberculosis screening procedures when incarcerated people refuse testing, allow mental health units at more than one facility and short-term stabilization at Oak Park Heights when clinically appropriate, and clarify the department’s substance use disorder treatment programs. Schnell said the changes were technical but important for effective operations. Members again asked about county costs and sheriff support, and the commissioner said the bill affects only DOC facilities and is cost-neutral. The committee approved the motion to re-refer the bill to the Health Finance and Policy Committee. The final major item was House File 3405, the chair’s bill, as amended by the A3 amendment. The amendment broadened the definition of federal agents, made the effective date retroactive, and removed a sexual assault investigation section to eliminate the fiscal note. The bill would require the BCA’s use-of-force unit to investigate deaths caused by federal agents in Minnesota, not just Minnesota peace officers. Chair Mohler argued the bill closes a loophole and ensures state-level, independent investigations; Dr. B.B. Newman testified in support, saying it preserves Minnesota’s investigative authority and public confidence. Deputy Superintendent Scott Mueller said the BCA already investigates deadly-force cases and has handled some federal-related cases, but he did not think the bill was necessary and recommended a no vote. Members debated whether the bill was needed given existing practice, with supporters saying the statute should clearly require state investigation and opponents questioning whether it would change anything. The committee adopted the amendment and continued discussion of the bill as amended.
MN

Minnesota 2025-2026 Regular Session

House Floor Session 3/17/25 - Part 2

Minnesota House Floor Meeting

Transcript Highlights:
  • The question before the body is: Shall the decision of the Speaker stand as a judgment of the House?
  • speaker stand shall the decision of the speaker stand as<01:32:14.719> a<01:32:14.880> judgment
  • of the house a yes or a as a judgment of the house a yes or a green<01:32:18.480> vote<01:32:
  • There being 67 ayes and 66 nays, it is a judgment of the House that the decision of the Speaker shall
  • of the house that the a judgment of the house that the decision<01:34:26.440> of<01:34:26.600
Keywords: 1183, house
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Mental Health, Substance Use and Recovery Jun 21st, 2026 at 11:00 am

Joint Committee on Mental Health, Substance Use and Recovery

Transcript Highlights:
  • They don't end up with judgment.
  • a bridge for people into treatment and recovery services, but it only works if offered in a non-judgmental
  • There's also no value judgment around using a defibrillator, no discussion of preserving defibrillators
  • in treatment and recovery, the possibility of engaging with staff members who are caring and non-judgmental
  • And there's no judgment on this question; I'm just trying to clarify it.
Keywords: 995, all
Summary: The Joint Committee on Mental Health, Substance Use, and Recovery held a public hearing on several harm reduction bills, including measures to decriminalize simple possession and paraphernalia, authorize overdose prevention centers, and expand access to naloxone for first responders. Chair Mindy Domb and Senator John Velis opened by describing harm reduction as an evidence-based public health strategy and noting Massachusetts’ recent decline in fatal overdoses. They emphasized that testimony would help shape whether and how the bills advance, and explained the hearing process, including time limits and written testimony. Testimony was sharply divided. Supporters, including Rep. Kate Donaghue, Sen. Cindy Friedman, Rep. Marjorie Decker, Rep. Manny Cruz, public health professionals, recovery advocates, and people with lived experience, argued that harm reduction saves lives, reduces stigma, and can connect people to treatment. They supported overdose prevention centers and decriminalization as tools to keep people alive long enough to enter recovery, and several speakers described personal losses to overdose or family experiences with addiction. Some supporters also framed the bills as racial justice measures, arguing that criminal penalties for possession have disproportionately harmed Black and brown communities. Opponents, including Sen. Nick Collins and several South End residents, argued that overdose prevention centers and decriminalization would worsen public drug use, crime, and neighborhood disorder, especially around Mass and Cass. They said current approaches such as Section 35, diversion, and police leverage into treatment are more effective, and they urged more treatment beds and recovery facilities instead of harm reduction sites. Committee members questioned witnesses about research, local siting, crime data, and the relationship between harm reduction and treatment, and several members said neighborhood impacts must be considered alongside overdose prevention. The committee did not take a vote during the hearing; it continued receiving testimony and announced a later break before resuming on H. 2196 and S. 1393.
ND
Transcript Highlights:
  • I usually use dynamics, because I think the word dysfunctional is extremely judgmental of just the reality
  • things like showing up consistently when we say we're going to, you know, not showing up with a judgmental
  • things like showing up consistently when we say we're going to, you know, not showing up with a judgmental
  • thinking about schools and thinking about kids and, you know, kids are, we're not very wise in our judgments
  • We're not very wise in our judgments, you know, when we're in high school.
Summary: The committee met to approve prior minutes and then heard a presentation from Dr. Ramona Danielson on adverse childhood experiences (ACEs), focusing on the economic and public-system impacts in North Dakota. She explained that ACEs are a population-level measure, not a diagnostic tool for individuals, and said higher ACE exposure is consistently associated with more chronic illness, mental health challenges, child welfare involvement, justice-system contact, and reduced workforce participation. She emphasized that precise dollar estimates are difficult because of the many interacting factors across a person’s life course, but said the direction of the impact is clear and that evidence-based prevention and protective factors can reduce harm. Members asked about definitions of a “healthy family,” same-sex couples, divorce, substance abuse, historical trends in ACEs, and the role of positive childhood experiences and home visiting. The committee then heard from Allison Mahoney and Missy Barranco about evidence-based home visiting programs in North Dakota, including Healthy Families, Early Head Start, Nurse-Family Partnership, and Parents as Teachers. They described home visiting as voluntary, relationship-based, and tailored to family needs, with referrals coming from hospitals, WIC, human service zones, pregnancy navigators, self-referrals, and other community sources. A parent, Abby, shared that home visiting helped her family after premature births and NICU stays by providing support with postpartum mental health, breastfeeding, developmental screenings, referrals, and parenting guidance. The presenters said the programs are funded through a mix of federal MIECHV/Title IV-E dollars, Medicaid targeted case management, state and tribal funds, philanthropy, charitable gaming, and grants, and they noted that current funding is fragmented and insufficient to serve all eligible families statewide. Members discussed whether the state should expand or better fund these services and how to improve outreach and referrals. Later, the committee received a memorandum on artificial intelligence and sexual exploitation, followed by a presentation from a BCI special agent on how AI is already affecting child exploitation investigations in North Dakota. The memo and testimony described AI-generated child sexual abuse material, deepfakes, sextortion, and risks posed by chatbots, along with relevant federal and state law and recent executive orders. The agent said North Dakota saw 2,698 cyber tips in 2025, the highest on record, and that investigators are increasingly encountering AI-assisted exploitation that is harder to detect and verify. Members discussed the need for child-safety protections, the limits of executive orders, and broader concerns about AI undermining critical thinking and spreading misinformation. No votes were taken on the AI materials during the portion provided, and the committee recessed briefly after the report.
CO

Colorado 2026 Regular Session

Colorado House 2026 Legislative Day 107 May 1st, 2026

Colorado House Floor Meeting

Transcript Highlights:
  • It protects the independence of good legal judgment.
  • says they shall not do a lot of things, and then it excludes any portion of a settlement, verdict, judgment
  • portion of a then it it ex any portion of a settlement,<01:36:08.960> verdict,<01:36:09.360> judgment
  • ,<01:36:09.920> award, settlement, verdict, judgment, award, settlement, verdict, judgment
  • lucky to be in a district where my constituents expect me just to vote the right way and to use the judgment
Keywords: 981, all
Summary: The House convened, established a quorum, approved the journal, and heard several committee and floor announcements about upcoming hearings. The chamber then took up House Resolution 1006, a resolution honoring Colorado law enforcement officers. The resolution was read at length and supported by Representatives Woo and Clifford, who emphasized officers’ service, public safety role, and the need for community trust. Several members spoke in favor, including Representative Bacon, who tied the resolution to broader discussions of policing, transparency, body cameras, and community relationships. The resolution passed unanimously, 60-0, with five excused. After the resolution, the House received committee reports and then considered Senate Bill 143, which renames the Colorado Youth Advisory Council Review Committee to honor Senator Faith Winter. Supporters, including Representatives Wilford and Garcia, said the change recognizes Winter’s commitment to youth leadership and civic engagement and does not alter the committee’s function or create new costs. The bill passed on a voice vote. The chamber also passed Senate Bill 124, which updates the automated protection order notification system by requiring the Colorado Integrated Criminal Justice Information System, in addition to CBI, to provide information needed for notifications. The House then considered House Bill 1421, concerning prohibiting certain compensation arrangements in the legal profession and creating the Colorado Legal Practice Integrity and Fee Sharing Prohibition Act. Sponsors said the bill is aimed at preventing non-lawyer ownership and fee-sharing arrangements that could let outside investors influence legal strategy, while clarifying that it does not interfere with court regulation of the profession. Supporters from the business community argued it addresses profit-driven incentives in litigation, while one member objected to the late-night committee process and the number of amendments. The Judiciary Committee report was adopted, and the bill was then debated further as the transcript ended.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Wed Mar 18, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • sections uh 6310, it's clear that the policy holder has entered into a settlement or obtained a judgment
  • c><00:11:11.480> or<00:11:11.640> obtained<00:11:11.960> a<00:11:12.040> judgment
  • into a settlement or obtained a judgment into a settlement or obtained a judgment against<00:11:
  • I mean, the settlement doesn't happen, or the judgment doesn't happen, what if it happens? True.
  • I mean, the settlement doesn't happen, or the judgment doesn't happen, what if it happens? True.
Summary: The committee heard SB 1166 SD2, a bill on insurance and climate-related damages that would authorize the Hawaii Property Insurance Association and, in amended versions discussed during testimony, other public and private entities to pursue civil actions to recover losses tied to climate disasters and extreme weather. DCCA’s Insurance Division and the Department of the Attorney General raised legal concerns, saying the bill’s scope may not fit the insurance code section being amended, that it could create subject-matter and title issues, and that some subrogation language may be duplicative of existing rate-filing practice. Lawyers for Justice opposed the measure, arguing it conflicts with existing subrogation law and recent Hawaii Supreme Court rulings that treat the judicial lien process as the exclusive remedy. The American Petroleum Institute also opposed, warning the bill would add liability and litigation risk for companies operating under existing permits and could undermine energy reliability and investment. Supporters said the bill would help shift climate-related insurance costs away from residents and onto fossil fuel companies and other responsible parties. Testimony in support came from the Polluters Pay Hawaii Coalition, Center for Climate Integrity, Hawaii Island Council, Our Hawaii, Sierra Club of Hawaii, and others, who described recent flooding, storm damage, rising premiums, non-renewals, and underinsurance as evidence of a worsening climate-driven insurance crisis. Several supporters urged amendments to give the Attorney General explicit authority to recover insurance-related losses for the Hurricane Relief Fund, HPIA, and private insurers, and to ensure recovered amounts benefit policyholders. Committee members questioned whether HPIA is a private entity, whether the Attorney General could represent it, whether the bill could create double recovery or affect pending climate litigation, and whether insurers would have standing or damages if they are only paying contractual claims. The committee then took up SB 888 SD2, a consumer protection bill that would restrict smart household security device operators from sharing user data with law enforcement without consent or a judicial order, and would bar conditioning device use on such consent. The Office of Consumer Protection testified in support and said an Illinois law could serve as a useful template for exceptions to the warrant requirement. An individual supporter said the measure would protect immigrant communities, judges, and others from surveillance and misuse of private data. No vote was taken during the portion of the meeting provided, and the chair noted additional written testimony submitted in support of SB 1166.