Video & Transcript Research : 'insurance code'

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TX
Transcript Highlights:
  • administrators failing to report, then we should use the laws already in place. including Texas Family Code
  • 261.109 and Texas Penal Code 39.06 to hold those individuals accountable rather than implement a blanket
  • Specifically, I described the section... section 29.916A1 of the Education Code.
TX
Transcript Highlights:
  • So, adding this into the Code of Criminal Procedure, expanding the venue for its use, will greatly enhance
  • However, the Commission's public report would only include the person's city, state, and zip code, just
  • However, the Family Code lacks some needed tools to curtail a repeated pattern of one parent denying
  • The mechanism is interference with child custody under Texas Penal Code 2503, yet law enforcement and
  • The mechanism is Chapter 152 of the Texas Family Code.
TX

Texas 89th Regular

Senate Committee on Water, Agriculture, and Rural Affairs May 5th, 2025

Water, Agriculture and Rural Affairs

Transcript Highlights:
  • HB 1633 addresses this by amending the Water Code to add exempt wells to the list of factors that a groundwater
  • We are absolutely not protected by the current water code.
  • These are the people that are not currently considered under the Water Code.
  • remove any ambiguity surrounding the necessity of interlocal agreements. in Chapter 36 of the Water Code
TX

Texas 89th Regular

State Affairs (Part I) Apr 28th, 2025

State Affairs

Transcript Highlights:
  • An important part of this 10.5, this hate speech code, is any realtor is on duty now 24-7.
  • I was the first national test case under this so-called hate speech code.
  • This also has to do with 10-5 and the Code of Ethics.
  • They exist to provide explanations and opinions on interpretations of the code of ethics.
  • So it's actually antithetical to the code of ethics.
Summary: The Committee on State Affairs heard several bills, mostly on alcohol regulation, ethics procedures, the Alamo, and free speech in professional associations. SB 2633 would let the City of Garland hold local option elections on alcohol sales within designated zones and use zoning/land-use rules for alcohol-selling businesses; Senator Johnson and Garland officials said it would reduce the burden of the petition process and support economic development. SB 2637 would require social media platforms to disclose when posts are made by bot accounts and allow Attorney General enforcement; supporters framed it as consumer protection against misleading automated content, while members raised questions about how platforms would identify bots and how enforcement would work. SB 2334 would allow airlines with passenger transportation permits to store sealed alcoholic beverages within five miles of an airport in the same county, which the sponsor and an American Airlines witness said would improve logistics without changing permits, taxes, or alcohol sourcing. The committee also heard SB 2781 and SB 2782, both related to Texas Ethics Commission procedures. SB 2781 would cap civil penalties tied to certain campaign contribution violations by former legislators who later lobby, and SB 2782 would require TEC to adopt discovery control plans and align discovery rules more closely with the Texas Rules of Civil Procedure to limit costly, open-ended discovery. Both bills were left pending after no public testimony. SB 3059 would transfer oversight of the Alamo from the General Land Office to a new Alamo Commission beginning in 2027; Senator Campbell said it would provide long-term stewardship and transparency, while Senator Birdwell questioned the need for a change and the commission’s structure, and GLO witnesses said they were not aware of any problem prompting the shift. HB 1130, a House companion to a previously passed Senate bill, would provide liability protections for cavern entities that post warning signs, and it was also left pending. A major portion of the meeting focused on SB 2713, which would bar professional or trade associations from denying membership or access based on protected characteristics or lawful speech and assembly. Senator Middleton and invited witnesses described disciplinary actions by realtor associations against members for social media posts, sermons, or political speech, arguing that the National Association of Realtors’ ethics rules were being used to punish private expression and threaten livelihoods through loss of MLS access. Committee members and witnesses discussed whether the bill should be narrowed to avoid affecting religious organizations, how association discipline works, and whether the measure should address existing penalties or only future conduct. The bill was left pending after extensive invited testimony and committee discussion.
TX

Texas 89th Regular

State Affairs (Part II) Apr 28th, 2025

State Affairs

Transcript Highlights:
  • That is the code of ethics for all realtors if you call yourself a realtor.
  • And if the code of ethics that you have has an ethical process, And if the code of ethics that you have
  • We still have to comply with the Code of Ethics.
  • I would say that the Code of Ethics requires certain actions.
  • We're just trying to explain that our code deals with discrimination.
Summary: The committee first reopened public testimony on Senate Bill 2713, which concerned protections for freedom of conscience in the context of Realtor association discipline. Texas Realtors representatives testified that their organization is a separate Texas legal entity but affiliated with the National Association of Realtors through a charter and code of ethics. They said Texas Realtors is neutral on SB 2713, that their ethics process is focused on fair housing and equal professional service, and that they have not suspended or terminated anyone in Texas for religious or political speech. Senators pressed them on whether national standards could override Texas law and on examples from other states; the witnesses said state and federal law control and that they would comply with Texas law if the bill passed. Public testimony then closed and SB 2713 was left pending. The committee then took up Senate Bill 1698 on e-cigarettes. Senator Parker explained a committee substitute that tightened enforcement, required distributor registration, expanded regulation to nicotine from any source, added restrictions on child-appealing packaging, authorized inspections and audits, and set compliance deadlines later in 2025 and 2026. After questions, the substitute was adopted and SB 1698, as substituted, was reported favorably to the full Senate on a 6-0 vote, with a recommendation for the local and uncontested calendar. Next, the committee considered Senate Bill 2487 on crisis and mental health facilities. Senator Parker described a substitute that renamed the program a crisis service model, allowed multiple county facilities, added local siting limits, expanded staffing options, shortened clinical timelines, required discharge referrals, directed law enforcement and EMS to transport people there first, and created local boards and expanded reporting. The substitute was adopted and the bill was reported favorably on a 6-0 vote, also recommended for the local and uncontested calendar. Senate Bill 2819, dealing with political activities of county elections administrators, was then reported favorably on a 6-0 vote and likewise sent to the local and uncontested calendar. Senate Bill 2043 was withdrawn. The committee spent substantial time on Senate Bill 2101, which would require municipal public libraries to move sexually explicit materials out of minors’ sections and impose age-verification and review requirements. Supporters argued the bill would protect children from explicit material in public libraries and that libraries should not be left to self-regulate. Opponents, including librarians, parents, authors, and ACLU representatives, argued the definitions were vague, the bill would be costly and burdensome for small libraries, could function as a book ban, and would restrict teens’ access to classics, research materials, and other books. Several witnesses said parents should make those decisions, not the state. The bill’s author said the committee substitute was still being worked on and asked witnesses to review it; public testimony remained open in the portion provided, with no final action on SB 2101 shown.
TX

Texas 89th Regular

Trade, Workforce & Economic Development Apr 23rd, 2025

Trade, Workforce & Economic Development

Transcript Highlights:
  • HB2226 addresses an important issue within Chapter 162 of the Texas Property Code, namely the ability
  • The greater frequency of natural disasters is leading to increases in the cost of homeowners insurance
  • Our suggested revision cross-references the statutory definition of property ownership in Property Code
  • House Bill 2760 makes a simple change to the labor code.
  • The labor code requires the plaintiff to bring the suit in a court of competent jurisdiction.
TX

Texas 89th Regular

S/C on Workforce Apr 15th, 2025

S/C on Workforce

Transcript Highlights:
  • And we show you registered as Alan Craddock on behalf of the Texas Department of Insurance Division of
  • It's more costly to deal with lawsuits, lost productivity, and insurance claims from preventable heat-related
MN

Minnesota 2025-2026 Regular Session

House Human Services Finance and Policy Committee 3/27/25

Human Services Finance and Policy

Transcript Highlights:
  • life safety code life safety code standards<00:25:39.240> so<00:25:39.679> some<00
  • Representative Noor said it was Article 2, Section 12, line 8.17, regarding the Life Safety Code for
  • Ubie. mechanical electrical and fire codes not mechanical electrical and fire codes not having<01:24:
  • <01:38:37.760> oversight county and fire code oversight county and fire code oversight mechanisms
  • <01:41:52.800> since disabilities through zoning codes since disabilities through zoning codes
AL

Alabama 2025 Regular Session

Alabama House State Government Committee Feb 26th, 2025

State Government

Transcript Highlights:
  • leadership on the AI task force over the summer, we talked about some of the needs for updates to state code
  • This bill would modernize and update the code to include cybersecurity explicitly, with all the definitions
Bills: HB320, HB207, HB208, HB290
HI
Transcript Highlights:
  • the conformity relating to conformity to the Internal<01:54:41.840> Revenue<01:54:42.239> Code
  • Internal Revenue Code. Internal Revenue Code.
  • We have relating to conformity to the Internal Revenue Code. This is HB 2329.
  • to the We have relating to conformity to the Internal<02:12:57.520> Revenue<02:12:57.840> Code
  • Internal Revenue Code. This is HB2329. Internal Revenue Code. This is HB2329.
AL

Alabama 2026 1st Special Session

Alabama Senate Finance and Taxation General Fund Committee Apr 7th, 2026

Finance and Taxation General Fund

Transcript Highlights:
  • Children's Insurance Fund is funded through food stamp benefits.
  • Children's Insurance Fund is funded through food stamp benefits.
HI
Transcript Highlights:
  • though, like within the scope of the working group that this would be under Hawaii State Building Code
  • start with a smaller scope and to really nail that down and to make it easier for the state building code
  • Building Code? Building Code?
  • to make it easier for the state down and to make it easier for the state building<00:36:34.400> code
  • um restoring the state building code um restoring the state building code council<02:02:36.960><
Summary: The House Housing Committee heard testimony on a series of housing-related Senate bills. SB 2190 SD2 on inclusionary zoning drew support from HHFDC, Hawaii YIMBY, Grassroot Institute, Housing Hawaii’s Future, and Hako Seed Center, with opposition from OHA and Aloha Independent Living Hawaii. SB 2338 SD1, dealing with housing agency personnel authority, received comments from the Attorney General cautioning that the bill should be clarified to avoid conflicts with civil service and collective bargaining laws and recommending removal of a provision limiting employment contracts; HHFDC said its comments addressed those concerns and supported the measure. SB 2424 SD1, concerning HHFDC, received broad support from housing, business, and community groups, with one opposition. Testimony focused on changing the definition of “qualified resident” so people who already own an HHFDC-assisted unit could later purchase another if their housing needs change; HHFDC said the current rule forces people to sell before buying again and that the bill would help people move up the housing ladder and encourage more housing development. SB 2356 on parking also drew broad support from state agencies, housing advocates, business groups, and local officials, with Unite Here Local 5 in opposition. SB 2981 on land use had strong support from many organizations and 67 individuals, with Unite Here Local 5 opposing. SB 3028 SD2 on property conveyance generated the most detailed policy debate. Supporters, including Catholic Charities Hawaii, Hawaii Children’s Action Network, Indivisible Hawaii, and others, backed restructuring the conveyance tax into a marginal rate system and urged changes to revenue allocations, including dedicated funding for homeless services, DHHL, and the rental housing revolving fund. The Tax Foundation of Hawaii supported the marginal-rate concept but opposed dedicated special-fund allocations and criticized the bill’s blank sections. Committee members questioned the historical purpose of the conveyance tax, and the Tax Foundation explained it was originally a modest tax tied to property-value tracking when the state still ran the property tax system. The committee also heard SB 3187 SD2 on off-site construction, SB 2378 SD2 on housing permitting, and SB 2398 SD2 on residential housing utilities. OPSD supported SB 3187 but said it preferred the House version and wanted clarification that off-site certification should apply to factories in Hawaii, not out of state, to avoid outsourcing labor; it also suggested starting with a small scope. SB 2378 SD2 drew support from engineering, housing, and labor groups, with testimony that the House version included needed fixes to make the program insurable. On SB 2398 SD2, the Board of Water Supply opposed the bill, saying it could require disclosure of sensitive infrastructure information beyond ordinary water-availability assessments and raise critical-infrastructure and cybersecurity concerns; developers and housing groups supported the measure. No votes or final actions were taken in the portion of the hearing provided.
FL

Florida 2026 Regular Session

Rules Mar 3rd, 2026

Rules

Transcript Highlights:
  • There is one amendment, bar code 309020.
  • I don’t know how we can afford higher insurance rates. Insurance rates are—you’ve got to have it.
  • There are no insurance companies knocking on our door to ask us to provide insurance.
  • Somebody who hasn't bought the insurance shouldn't get the insurance. Follow-up? You recognize.
  • You would have to have a separate fee to pay for the liability insurance, not for the liability insurance
Summary: The committee first took up SB 354, the “Blue Ribbon Projects” bill, which creates a framework for large planned communities on at least 15,000 contiguous acres with 60% reserved area and a streamlined local review process. Senator McLean presented the bill and a strike-all amendment, and members raised concerns about local control, conservation enforceability, data centers, concurrency, multi-county projects, and whether reserve lands could later be converted. Audubon Florida and 1,000 Friends of Florida opposed the bill, arguing the conservation protections were not permanent enough and that the reserve areas could be changed later; small-county representatives also worried about tax-base impacts. Supporters argued the bill would better manage growth, preserve green space, and provide a more orderly alternative to sprawl. After debate, the committee voted to report the bill favorably. The committee then approved SB 620 on candidate qualifying, which requires candidates for federal, state, county, district, judiciary, school, and school board offices to disclose any non-U.S. citizenship. Amendments added disclosure about whether federal candidates intend to trade stock if elected and adjusted 2026 congressional qualifying procedures in the event of redistricting, including a new qualifying window and petition rules. The bill was reported favorably after brief support from a member of the public and discussion about candidate vetting. The committee also reported favorably CS/CS/CS/SB 1452, a Department of Financial Services bill with amendments addressing My Safe Florida Home notices, condo pilot eligibility, firefighter hiring, unclaimed property, and related financial-services provisions. Next, the committee approved CS/CS/SB 1620, a school board members’ bill of rights. A substitute amendment narrowed the bill to access to records, fiscal transparency, and nondisclosure agreements, while preserving board members’ rights to timely documents, budget information, and public comment, and setting deadlines for records requests. Superintendents and a school board member testified in support, saying the bill clarifies roles and prevents board members from being frozen out. The committee also passed CS/HB 245, which replaces the term “child pornography” with “child sexual abuse material”; one senator supported the terminology change but warned about preserving legal precedent and avoiding appellate issues. The committee then reported favorably SB 1548, an update to the Live Local affordable housing law expanding eligible sites and clarifying setbacks, airport proximity, and fair-housing protections. Finally, the committee took up the veterinary medicine bill creating veterinary professional associates. The bill allows trained master’s-level VPAs to perform limited veterinary services under a veterinarian’s supervision, and an amendment tightened the standard to immediate supervision on premises. Supporters said the measure would expand access to care, especially in rural areas with vet shortages, while opponents argued it added unnecessary regulation. After testimony from veterinary educators and others, the bill continued with support expressed by committee members, including praise for the direct-supervision amendment.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Thu Feb 26, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • us with liability insurance.
  • where they might not have insurance. where they might not have insurance.
  • But does it ever cost money to add an additional insured to an insurance policy?
  • I mean, that would be a question for the insurance side. >> What it cost money to add an insurance to
  • insured under the same policy. Right. insured under the same policy. Right.
Summary: The committee on Consumer Protection and Commerce met on February 26, 2026, and heard several bills, mostly in the areas of workers’ compensation and consumer protection. HB 1946 HD1 on timeshare registration renewal drew support from DCCA’s timeshare program and major industry groups including Hilton Grand Vacations, the American Resort Development Association, and Marriott Vacations Worldwide, with no opposition noted. HB 1515 HD1, which would allow an attending physician to request a functional capacity examination without employer permission, was supported by DLIR and the Department of Human Resources Development and had no other in-person testimony; the bill was then moved on without questions. The committee spent substantial time on HB 1514 HD1, which would streamline workers’ compensation vocational rehabilitation by clarifying provider selection and requiring vocational plans within 90 days. DLIR supported the intent but asked for amendments, saying the 90-day deadline was too rigid given case-by-case complexity, limited staffing, and the need for coordination among injured workers, employers, and counselors; members discussed possible extensions and whether a 120-day timeline or other flexibility would be better. Testimony on the bill included one individual in support and seven in opposition. HB 1648 HD1, concerning workers’ compensation and physician dispensing of non-prescription drugs, drew support from DHRD and comments from DLIR and industry witnesses. DLIR said the bill should be narrowed so it does not restrict medically necessary over-the-counter medications or oral guidance from providers, while Aloha Billing Company and Solera Integrated Medical Solutions urged tighter limits on physician dispensing and raised concerns about pricing abuse through average wholesale price. Members discussed clarifying the bill’s language so it targets written prescriptions rather than oral advice. HB 1644 HD1, requiring a standardized disclosure form for residential solar contracts, received support from the Hawaii Solar Energy Association and Kauaʻi Island Utility Cooperative, while DCCA’s Office of Consumer Protection supported the consumer-protection goal but proposed stronger remedies, including a three-day cancellation right, voidability for missing disclosures, and possible lender liability; members questioned how those remedies should apply to lenders, and no vote was taken on the measures in the portion provided.