Transcript Highlights:

• Has your organization been before Congress? Yes, ma'am.
• I have personally testified in front of Congress multiple times.
• Do you have any indication that Congress is willing to act on a national level to curtail what is happening
• Chair, has the association consulted, advised, or expressed concern about this problem with Congress
• Traugden said earlier...” “...we’re constantly bringing this topic up with our federal members of Congress

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses. Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively. Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.

Transcript Highlights:

• Senator Flowers: Has your organization been before Congress? Paul Benda: Yes, ma'am.
• I have personally testified in front of Congress multiple times.
• Senator Flowers: Do you have any indication that Congress is willing to act on a national level to curtail
• Chair, has the association consulted, advised, or expressed concern about this problem with Congress
• Traugden said earlier, we're constantly bringing this topic up with our federal members of Congress and

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members and witnesses describing scams targeting seniors, small businesses, and working families. The committee first approved the November 3, 2025 minutes, then heard from the Arkansas Bankers Association, the American Bankers Association, banks, the Attorney General’s Consumer Protection Division, the Arkansas Mortgage Bankers Association, the State Bank and Securities Department, the Insurance Department, and AARP. Witnesses described common schemes including spoofed bank calls and texts, government imposter scams, romance and investment scams, business email compromise, fake job postings, gift card scams, check fraud, wire fraud, reverse mortgage scams, identity theft, and insurance fraud. Several witnesses emphasized that cryptocurrency kiosks and crypto transfers make recovery difficult or impossible, and that artificial intelligence is making scams more convincing and scalable. Witnesses repeatedly stressed education, verification, and coordination among banks, law enforcement, regulators, and consumers. Bank and mortgage representatives urged consumers to slow down, independently verify wire instructions, avoid clicking unexpected links, use tap-to-pay rather than chip or swipe when possible, and never share account credentials or one-time codes. The Attorney General’s office said it investigates consumer complaints, mediates disputes, works with social media platforms to remove scam ads, and recently created a Financial Fraud Task Force with bankers and other stakeholders. The State Bank and Securities Commissioner highlighted the Safe AR Act, the state’s crypto kiosk framework, and fraud education efforts such as “fraud bingo,” while the Insurance Department described its law-enforcement role and a range of insurance-related fraud schemes it prosecutes. AARP said fraud is widespread and underreported, especially among older adults. Members asked about reporting scams, how losses are handled, whether tap is safer than chip, how crypto fraud works, whether Arkansas has model legislation to address telecom and social media impersonation, and how local law enforcement and state agencies coordinate investigations. Witnesses said banks generally absorb much of the financial loss under federal rules, while consumers bear the inconvenience and account changes. Several witnesses said Arkansas should consider additional legislation to hold telecom companies and social media platforms accountable for spoofed caller IDs and impersonation ads, and one witness said a federal Scam Act is moving in Congress. No additional votes or formal actions were taken beyond approval of the minutes, but witnesses agreed to share consumer education materials and model legislation with committee staff.

Transcript Highlights:

• Supreme Court has repeatedly ruled that states, in particular, can't regulate conduct in areas that Congress
• this bill better than some of the other states' versions and the federal version currently before Congress
• As a former staffer for a Republican member of Congress from here in the Sunshine State, having worked
• Congress mandated ADS-B to enhance safety and efficiency. Part 135, for example.
• Congress mandated ADS-B to enhance safety and efficiency.

Summary: The committee first took up SB 1236, which would condition state economic development incentives on employers at subsidized companies using secret-ballot union elections and prohibiting neutrality agreements. The sponsor said the bill is meant to protect workers and taxpayer dollars, and he noted he would amend the Attorney General enforcement language to allow appeals. Supporters argued it protects secret ballots and transparency, while opponents said it is a form of union-busting, could conflict with federal labor law, and would burden contractors and workers. After debate, the committee reported the bill favorably on a roll call vote, with Senators Bracey Davis, Smith, and Errington voting no and the remaining recorded votes in favor. The committee then heard CS/SB 198, which regulates cryptocurrency kiosks to combat fraud, especially against seniors. The bill requires kiosk registration, fraud warnings, blockchain analytics, transaction limits, receipts, and refund protections for certain first-time transactions involving non-U.S. wallets. Supporters from consumer and senior advocacy groups said the bill would help stop widespread scams, while one industry witness praised the bill’s fraud protections but suggested narrowing the daily limits and new-customer period. The committee reported the bill favorably by roll call vote. Next, the committee considered CS/SB 1356 on dog breeding, pet sales, and breeder registration. The sponsor described it as a work in progress aimed at ending inhumane breeding conditions, improving consumer disclosures, and creating breeder standards and penalties; an amendment removed state oversight of local animal shelters. Pet store representatives supported many animal welfare provisions but objected to the three-day financing waiting period, shelter-space requirements, expanded reimbursement, and litigation exposure. Animal welfare supporters backed the bill, and the committee reported it favorably. The committee also heard SB 1722 on app stores and minors’ access to apps. The bill requires age verification, parental consent for minors, notice of app changes, and enforcement by the Department of Legal Affairs. Supporters said it would better protect children online and help enforce existing age-based restrictions, while opponents warned it could require overcollection of personal data, create privacy and constitutional problems, and duplicate tools parents already have. After debate, the committee reported the bill favorably. Finally, the committee took up CS/SB 422, which would bar use of ADS-B aviation data to calculate or collect certain airport fees, with an amendment adding departures to the covered activities. A pilot supported the bill as a safety and privacy measure, while airport advocates opposed it, saying it would undermine airport finances and force less efficient fee collection methods. The transcript ends during testimony on this bill, before final action is shown.

Transcript Highlights:

• committee successfully worked to get $3 billion in rip-and-replace at the... ...end of the last Congress
• Congress to make this moment a reality.
• So using Ecuador as an example, should Congress be concerned that China could extract significant leverage
• Chairman Sola, given our enormous stake in the Canal's operation, do you believe Congress or the FMC
• monitor the situation, and if we do need more regulations. ...or statutes that we would come back to Congress

Transcript Highlights:

• We'll come back to a delegate, Congress, Fowler. Mr. Chair.
• Delegate Congress Fowler. Mr. Chair, I have comment. It might have a question. Is that okay?
• Delegate Congress Fowler. Thank you, Mr. Chair.

Keywords: House Committee Room A, General Assembly Building, 976, house, all

Transcript Highlights:

• Congress possesses the quote means of inquiry as founding father James Wilson put it to help inform our
• This authorization vote stems from an investigation that I initiated last Congress as ranking member.
• refusal in similar circumstances failure to answer such congressional inquiries has resulted in Congress

Keywords: oversight, subpoena, illegal immigrants, Massachusetts Port Authority, O'Hare Airport, legislative practices

Summary: The meeting was convened by the Senate Committee on Commerce, Science, and Transportation, where robust discussions were held regarding the need for improved oversight within the Senate. The chairman emphasized the historical decline in oversight activities and proposed motions to authorize subpoenas related to an ongoing investigation involving the Massachusetts Port Authority and allegations of illegal immigrant sheltering at airports. This prompted a detailed examination of the current practices and measures needed to address such issues effectively, particularly in light of recent reports from O'Hare Airport. The committee engaged in deliberations that highlighted the importance of maintaining legislative oversight to safeguard national interests.

Transcript Highlights:

• Look with favor upon the public servants that represent us in Congress, as well as their staffs and families
• LOOK WITH FAVOR UPON THE PUBLIC SERVANTS THAT REPRESENT US IN CONGRESS, AS WELL AS THEIR STAFFS AND FAMILIES

Keywords: U.S. House of Representatives Floor Proceedings on Saturday, May 17, 2025, 1012, house, all

Transcript Highlights:

• But in 1992 Congress decided to defund that action that was being taken by the ATF.
• Congress then defunded that particular activity to the ATF.
• <00:26:56.799> Congress They delegated it to the ATF.
• Congress They delegated it to the ATF.
• Congress then<00:26:57.440> defunded<00:26:58.320> that<00:26:58.799> particular

Bills: HB0108, HB0039, HB0091, HB0070

Keywords: audit, transparency, government reporting, accountability, public access, firearm rights, restoration of rights, criminal justice, felony convictions, Wyoming law, artificial intelligence, social scoring, biometric data, privacy rights, government regulation, foreign censorship, digital innovation, constitutional rights, Wyoming GRANITE Act, extraterritorial laws

Transcript Highlights:

• It's one of my first memories. They did a great job, and it was attempted.
• Uh, they did a great job memories.
• The federal Congress retains this power, by the way. They can do the same thing.
• The federal Congress retains this power, by the way. They can do the same thing.
• The federal Congress retains this power, by the way. They can do the same thing.

Keywords: 1189, house, all

Transcript Highlights:

• Signed, sincerely, Kat Cammack, Member of Congress.
• SIGNED, SINCERELY, CAT CAMMACK, MEMBER OF CONGRESS.

Keywords: U.S. House of Representatives Floor Proceedings on Friday, August 8, 2025, 1012, house, all

Transcript Highlights:

• In all the deliberations of the whole Congress and in all the proceedings of our government, strengthen
• IN ALL THE DELIBERATIONS OF THE WHOLE CONGRESS AND IN ALL THE PROCEEDINGS OF OUR GOVERNMENT, STRENGTHEN

Keywords: U.S. House of Representatives Floor Proceedings on Tuesday, June 17, 2025, 1012, house, all

Transcript Highlights:

• they're going to be still aggressive in trying to install more monitoring wells and get support from Congress
• more monitor Wells and get<00:13:10.760> support<00:13:11.120> from<00:13:11.399> Congress
• <00:13:11.760> to<00:13:12.040> put<00:13:12.519> more get support from Congress
• to put more get support from Congress to put more monitor<00:13:13.160> wells<00:13:13.399>

Keywords: 912, senate, all

Summary: The joint committees on Energy, Intergovernmental Affairs, and Economic Development and Tourism met on February 11, 2025, and heard testimony on several measures. Senate Bill 1338, relating to long-duration clean energy storage, received support from the Energy Office, DEED, HTDC, and the gas company. With no opposition or questions, the committees recommended passage with technical, non-substantive amendments and a deferred effective date of 5/13/2040. The committees then heard Senate Bill 233 on climate resilience, which drew support from the Hawaii State Community Office and other testifiers. SB 492, relating to the general excise tax, had mixed testimony, with support from DHHL, the Office of Planning, county representatives, and others, and opposition from the Grassroots Institute and another testifier. The chair explained that SB 492 would be amended to remove language that would prevent DHHL from benefiting, along with technical amendments and the same deferred date of 5/13/2040. For Senate Bill 1634, relating to water resources, the Board of Water Supply testified in support and urged expanding the bill from two to six monitoring wells, citing Red Hill contamination concerns, PFAS detections in Halawa Shaft, and the need for a broader monitoring grid to track groundwater movement. Members discussed the connected aquifers and the need for more data. The committee recommended passage of SB 1634 with amendments to allow funding for six monitoring wells, include a sentinel monitoring system, and make technical, non-substantive changes. The committee also voted to pass SB 233 unamended, and all recommendations were adopted by the members present.

Transcript Highlights:

• long and venerable history in our Constitutional Republic, dating back to the first Continental Congress
• Thursday in May, and each year is National Day of Prayer, was passed unanimously by both Houses of Congress

Transcript Highlights:

• Congress right now, and I think we would all be very interested to watch the House Republicans in Congress
• Congress right now, and I think we would all be very interested to watch the House Republicans in Congress
• Congress right now, and I think we would all be very interested to watch the House Republicans in Congress
• Congress right now, and I think we would all be very interested to watch the House Republicans in Congress
• Congress right now, and I think we would all be very interested to watch the House Republicans in Congress

Keywords: 1187, senate, all

Transcript Highlights:

• <00:52:20.960> and remedies is a matter for Congress and remedies is a matter for Congress
• > the<00:52:51.280> exclusive Congress made federal law the exclusive Congress made federal
• against federal employees, but Congress against federal employees, but Congress wrote<00:52:57.360
• Congress left this door open on purpose. All right.
• Congress has the Section 8, Clause 4.

Keywords: 981, all

Summary: The House convened with a quorum, approved the previous day’s journal, and heard several announcements, including recognition of the University of Denver men’s hockey championship and a sesquicentennial flag presentation for Colorado’s 150th anniversary. Members also received committee meeting notices and a reminder about open enrollment benefits. Committee reports were then read, advancing several bills from Appropriations, Judiciary, and Transportation, Housing, and Local Government to the Committee of the Whole or to Appropriations with favorable recommendations. The chamber adopted the majority leader’s motion to add a slate of bills to the special orders calendar for May 6, including Senate Bill 5 and several House and Senate bills. The House also adopted a motion limiting debate on Senate Bill 5 to one hour, with the vote recorded at 36 aye, 24 no, and five excused. The House then resolved into committee of the whole and took up Senate Bill 5, which creates a state-court civil remedy for constitutional violations committed during civil immigration enforcement and includes an appropriation. Supporters of Senate Bill 5 argued that the bill is needed to provide a meaningful remedy when federal immigration enforcement violates Fourth Amendment and other constitutional rights, citing alleged abuses, surveillance practices, and court decisions narrowing federal remedies. Opponents argued the bill is likely unconstitutional, duplicates existing federal remedies, and would be struck down in court; they also criticized the use of Rule 14 to limit debate and said Colorado should wait for litigation in other states. The transcript ends during continued debate on the bill, with no final vote shown.

Transcript Highlights:

• c><00:40:58.120> to<00:40:58.280> members<00:40:58.640> of<00:40:58.760> Congress
• other legislators to members of Congress other legislators to members of Congress or<00:40:59.560
• c><00:41:10.960> to signing on to letters that went to signing on to letters that went to Congress
• including<00:41:12.000> members<00:41:12.440> that<00:41:13.200> uh Congress
• including members that uh Congress including members that uh it<00:41:13.960> would<00:41:14.080

Keywords: 1183, house

Transcript Highlights:

• That Congress provides the FAA goes down.
• Typically, we don't get grants even if Congress is giving an appropriation for the entire fiscal year
• Of course, if Congress can't get an appropriation across the finish line for the TEAHUD package.

Keywords: 914, all

Transcript Highlights:

• I was in Congress for a little while, so we called you gentlemen and gentle ladies over there.
• welcome your support to the gentlelady of your comments and I might speak a little different I was in Congress
• I was in Congress for a little while. So we called you gentlemen and gentle ladies over there.

Summary: The Assembly Housing and Community Development Committee met with a quorum and announced that SB 340 would be moved to a later hearing. The consent calendar included HR 44, SB 233, and SB 410, which were later approved. The committee then heard several housing-related bills, with testimony largely focused on streamlining accessory dwelling unit (ADU) rules, regional planning, and homelessness response. SB 9 would require local agencies to submit ADU ordinances to HCD within 60 days and respond to HCD findings within 30 days, or the ordinance would become null and void and state standards would apply. Supporters, including California YIMBY, Casita Coalition, UnidosUS, Housing Action Coalition, and Power California, argued the bill would strengthen enforcement of existing ADU law and reduce local barriers. The bill passed 7-0 with two abstentions and was sent to the Assembly Local Government Committee. SB 486 would exempt UC and CSU projects from having to analyze a no-project alternative under CEQA while requiring the universities to share enrollment forecasting data and participate in regional sustainable communities planning. It passed 9-0 and was referred to the Assembly Natural Resources Committee. SB 748, as amended, would expand funding and authority for safe parking sites and related services for people living in RVs or vehicles, using encampment resolution funding and requiring reporting by the California Interagency Council on Homelessness. The City of Compton, the Western Manufactured Housing Communities Association, and the League of California Cities supported the measure, emphasizing public health, neighborhood safety, and humane alternatives to displacement. The committee members discussed the limits of current encampment cleanup approaches and the need for services and temporary shelter; the bill passed 11-0 and was sent to the Assembly Human Services Committee. SB 543, a cleanup bill for ADU and junior ADU law, clarified review timelines, size standards, and consistency with existing ADU statutes; it also passed unanimously and was referred to the Assembly Local Government Committee.

Transcript Highlights:

• Congress in this state is $3,125. It takes me about four months to raise that kind of money.
• Now, I understand that the 24th Amendment is talking about voting, but it says that Congress shall not
• She wanted me to spend that money on a campaign for Congress, not on a poll. I'll stop there.

Bills: HB2139, HB2253, HB3632, HB4171, HB4309, HB4508, SB760, SB1470

Keywords: voting access, polling place, disability, caretaker provisions, ballot delivery, election code, HB 2253, Texas Election Code, bond election, bond issuance, local government, election cancellation, disaster declaration, natural disaster, emergency election, county election officer, polling place notice, open meeting, election workers, voter safety

Transcript Highlights:

• RECYCLING AND GASTON MULCH AND SOIL AND I AM BOARD OF DIRECTORS WITH RECYCLED TODAY AND FLORIDA CONGRESS
• SOURCES. >> Chair Truenow: AND THE NEXT QUESTION IS SHOULD WE CREATE A RESOLUTION IN SENATE THE CONGRESS
• Martin: THANK YOU, I THINK PASSING A STATUTE IS AS STRONG A RESOLUTION AS WE CAN SEND TO CONGRESS TO

Keywords: 999, senate, all