Video & Transcript Research : 'filing fee exemption'

Page 92 of 500
FL

Florida 2026 5th Special Session

FL House Floor Session - 2025-04-03 (12:30PM Session)

Florida House Floor Meeting

Transcript Highlights:
  • Supervisors of elections already have voters' information, their identification number on file.
  • All right, so this one makes the sensitive information exempt from public records disclosure.
  • And prior to this experience, I had not opted for my exemptions that public defenders received.
  • And prior to this experience, I had not opted for my exemptions that public defenders received.
  • In 2006, voters demanded a $25,000 property tax exemption for low-income seniors.
Summary: The House convened with prayer, a moment of silence for Walton County Deputy Will May, the Pledge of Allegiance, and a quorum present. The Rules and Ethics Committee’s special order report for April 3, 2025 was adopted, and CS/HB 947 was recommitted to the Judiciary Committee. The chamber then moved through a series of bills, mostly reviser and technical measures, with several companion Senate bills substituted and passed: SB 36 (Florida statutes adoption act), SB 42 (general reviser’s bill), SB 40 (deleting inoperative statutory provisions), and SB 38 (renaming references from the Division of Investigative and Forensic Services to the Division of Criminal Investigations). All of those passed unanimously or near-unanimously. The House also passed HB 513 on electronic transmittal of court orders, requiring clerks to electronically send certain petitions, notices, summonses, and orders within six hours, including Baker Act, Marchman Act, and risk protection order documents. Members discussed whether judges needed to direct transmission and whether there were fail-safes if clerks did not comply. HB 615, on electronic delivery of notices between landlords and tenants, was amended to strengthen tenant protections and passed 108-0. HB 655 establishing a regulatory framework for pet insurance, HB 299 on elevator accessibility requirements, and HB 1145 on workforce education also passed, with HB 1145 receiving 100 yeas and 4 nays. HB 649, removing the paper supervised protocol for certified registered nurse anesthetists, passed 77-30 after structured debate. A major portion of the meeting focused on CS/HB 1205, which would significantly revise Florida’s citizen initiative process. The bill adds a $1 million bond requirement after 25% of required signatures are collected, requires petition handlers to be Florida residents and U.S. citizens, imposes background checks and training for paid circulators, shortens petition turn-in deadlines to 10 days, increases penalties, adds signature revocation notices, and creates additional criminal penalties and enforcement provisions. Supporters argued the changes were needed to address fraud and protect petition integrity; opponents said the bill would burden First Amendment activity and make citizen-led amendments much harder to qualify. Numerous amendments were offered, including proposals to remove sensitive personal information from petition forms, soften deadlines and penalties, change validation thresholds, and alter the estimating conference process; most failed, though one amendment clarifying who pays for background checks was adopted. The transcript ends during continued debate on an amendment to strike most of the bill and prohibit public funds from being used to advocate for or against constitutional amendments.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Municipalities and Regional Government Jun 21st, 2026 at 01:00 pm

Joint Committee on Municipalities and Regional Government

Transcript Highlights:
  • We did include the transfer fee in the housing bond bill.
  • I know this is something that we spent a lot of time between the last filing of this and this filing
  • We can look at different types of fees.
  • We want to include the exemption of snow hauling from Chapter 30B to match the snow removal exemption
  • Right now, snow removal is exempt, but snow hauling is not.
Keywords: 995, all
Summary: The hearing focused on Governor Healey and Lt. Gov. Driscoll’s Municipal Empowerment Act, with administration officials and municipal leaders broadly supporting the bill as a package of tools to help cities and towns manage rising costs, staffing shortages, and service demands. The administration highlighted procurement reforms, including raising Chapter 30B advertising thresholds, clarifying cooperative purchasing, and removing the Commbuys notice requirement; permanent authority to amortize emergency-related deficits over three years; expanded authority and enforcement for removing double poles; continued flexibility for hybrid and remote public meetings; regionalization options such as regional boards of assessors and intermunicipal agreements; cybersecurity reporting to EOTSS; and several local revenue options and other municipal finance changes. They said the bill was shaped by listening sessions with municipal officials and was intended to increase flexibility, efficiency, and stability without imposing broad mandates. Committee members asked about regionalization, cybersecurity costs, Commbuys, hybrid meetings, and double poles. Administration witnesses said cybersecurity reporting would help the state target resources and that existing Community Compact and capital grant programs, including IT and municipal fiber funding, could support local needs; they said EOTSS would absorb reporting within existing resources. On procurement, they said the Commbuys notice change would be optional and that other public notice methods would remain available. On hybrid meetings, they emphasized flexibility for different types of boards and the burdens a one-size-fits-all mandate could create for small towns and volunteer boards. On double poles, they said the bill’s main change from last session was to give utilities more time and improve the removal process while keeping enforcement mechanisms aimed at speeding removal rather than raising revenue. The Massachusetts Municipal Association, MAPC, the Pioneer Valley Planning Commission, and multiple mayors and town managers testified in support. They described the bill as a practical modernization measure that would help local governments operate more efficiently and respond to fiscal pressure. Witnesses from Northampton, Lynn, Gardner, Cambridge, Franklin, North Andover, Manchester-by-the-Sea, and Ashland praised the hybrid meeting provisions, procurement changes, regional service-sharing, and emergency deficit amortization. Several also urged adoption of local revenue tools, including meals and lodging tax options and other local fees, as ways to preserve services and staffing. No votes were taken during the hearing.
TX

Texas 89th 2nd C.S.

89th Legislative Session Feb 28th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • HB 327 by Vernal relating to an exemption from certain zoning requirements of developing receiving certain
  • HB 395 by Howard relating to exemptions and the repeal of certain laws prohibiting abortion referred
  • Me on delivery of government efficiency, HB 405 by Hayes, relating to fees on grants for fuel, ethanol
  • HB 410 by Rosenthal relating to pet deposits or fees collected by landlord referred to the Committee
  • HB 463 by Jones of Harris relating to the automatic expunction of arrest records and files of certain
AZ
Transcript Highlights:
  • must be paid, including towing fees and any fees owed to a body shop or other storage facilities.
  • must be paid including touring fees and any fees owed to a body shop or other storage facilities with
  • It also prohibits a provider from charging a late fee or compelling or...
  • Aguilar shared with us, an average of 333% to 1,456% APR if you add up those fees and things.
  • Madam Chair, members, HB 2265, courts fees assessments, prohibits the court from imposing certain fees
Keywords: 1182, all
Summary: The committee worked through a very long minority caucus calendar covering a wide range of bills, with many items being described and then either left on consent, pulled from consent, or noted for votes. Topics included bullion and state depository proposals, a produce incentive appropriation, a biennial budget change, veterans services funding, driver licensing and traffic enforcement measures, procurement and public records changes, school board and school facilities rules, SNAP work requirements and verification, child welfare and juvenile justice provisions, housing and homelessness measures, energy and fuel policy, election administration, and several tax, commerce, and licensing bills. Members repeatedly raised concerns about constitutionality, federal preemption, duplication of existing law, and whether some measures were policy priorities that had been vetoed in prior sessions and were returning unchanged. Several bills drew extended debate. Members objected to English-proficiency requirements for commercial drivers and motor carriers, arguing federal law and the supremacy clause would bar them. Earned wage access regulation prompted strong opposition over consumer harm, overdraft cycles, and high effective APRs. School-related bills were criticized for overregulating public schools while not imposing similar requirements on ESA/private-school programs, especially on fingerprint clearance and reporting. SNAP-related bills were also opposed as setting unrealistic mandates and repeating vetoed proposals. Other contested measures included a drag-show criminalization bill, a bill restricting photo enforcement, a bill limiting local regulation of unmanned aircraft, and a bill conforming Arizona tax law to federal changes, which members said would benefit wealthy taxpayers and corporations without a clear funding source. The committee also heard a number of supportive or less controversial measures, including bills on veterans awareness, dementia care telemonitoring, Braille transcription funding, CPA licensure pathways, cash acceptance by retailers, and some child safety and court administration changes. Several bills were pulled from consent for further discussion, while others were noted as having unanimous or near-unanimous votes. The meeting ended with caucus announcements, including an affordability award presentation, an upcoming Latino Caucus discussion on community land trusts, and an invitation to African American Legislative Day activities, followed by adjournment.
FL

Florida 2026 Regular Session

Banking and Insurance Mar 25th, 2025

Banking and Insurance

Transcript Highlights:
  • Senators, there is a late-filed strike-all amendment, barcode 8-61188.
  • So the first $500 is still exempt if you buy more than a $500 purchase.
  • Comprehensive resource center and access to rate filing information.
  • I don't know if they would be exempt from a state tax.
  • So I wouldn't see that they would be exempt in any way.
Summary: The committee first took up SB 794, as amended by a late-filed strike-all, which would require a human being to make insurance claim denial decisions and prohibit artificial intelligence from being the sole basis for a denial. The sponsor said the bill was intended to preserve human oversight while allowing innovation in claims processing. Public testimony included support from the Florida Insurance Consumer Advocate and the Florida Medical Association, along with one speaker urging additional protections for homeowners. The committee adopted the strike-all and reported SB 794 favorably with committee substitutes. Members then heard SB 134, which removes the $500 threshold on the sales tax exemption for bullion, making sales of gold, silver, and platinum bullion fully exempt and eliminating certain dealer documentation requirements. Supporters argued the change would reduce a regressive tax and help consumers preserve savings; the sponsor estimated a revenue impact of about $300,000. The bill was reported favorably. The committee also adopted a strike-all on SB 888, which directs the Office of Insurance Regulation to create a more consumer-friendly homeowners insurance website with premium comparison information, market data, rate filing access, and educational resources. The sponsor and Leader Boyd said the goal was to improve transparency and help consumers navigate a stabilizing market. SB 888 was reported favorably with committee substitutes. The final bill heard was SB 1578, covering mammograms and supplemental breast cancer screenings. The sponsor said it would expand coverage requirements in ACA plans and private insurance policies, including annual mammograms for women ages 40 to 50 and supplemental screening coverage, while noting Medicaid already provides these services. The Florida Insurance Consumer Advocate waived in support, and the bill was reported favorably. After the bills, the committee held a lengthy panel discussion on gold and silver as legal tender and transactional money, with testimony from officials from Utah and Florida, industry representatives, and advocacy groups. Panelists discussed constitutional authority, consumer protections, depository oversight, taxation issues, and possible transactional platforms for precious metals. No further action was taken after the discussion, and the committee adjourned.
TX

Texas 89th Regular

Senate Session (Part II) Jul 30th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • You filed it 10 times. Why do you think it hasn't passed?
  • Are they required to file reports? Sorry, I couldn't hear. Are they required to file reports?
  • There's an exemption.
  • They're kind of exempted from this bill?
  • The constraints are tied to local option homestead exemptions.
Bills: SB5, SB11, SB12, SB9, SB42, SB15, SB5, SB11, SB12, SCR1
TX

Texas 89th Regular

89th Legislative Session May 16th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • HB5499 by LaHood, relating to studies of towing fees and the amount of non-consent towing fees in certain
  • political subdivisions, authorizing an increase in existing fees.
  • So, this bill would authorize re-evaluation and an increase in towing fees.
  • To increase the rate of towing fees? Yes, ma'am. That's my understanding.
  • Members, Senate Bill 1883 simply provides transparency and predictability regarding impact fees.
Bills: HB2293, HB2694, HB2999, HB3694, HB3254, HB4662, HB5629, HB5632, HB5675, HB5664, HB5671, HB5680, HB5682, HB5693, HB4158, HB5695, HB4669, HB5696, HB5698, HB5677, HB5699, HB5694, HCR81, HCR83, HCR84, HCR89, HCR111, HCR142, HR868, SB682, SB1351, SB1895, SB1931, SB2141, SB3044, SCR1, SCR6, SCR37, SB458, SB482, SB927, SB984, SB651, SB1620, SB2124, SB2448, SB841, SB843, SB402, SB2662, SB2053, SB2332, SB2112, SB745, SB1247, SB1789, HB75, HB5354, HB4683, HB4847, HB1449, HB3833, HB265, HB1845, HB 108, HB1960, HB1955, HB2512, HB2581, HB2803, HB1738, HB636, HB2638, HB2655, HB871, HB 1107, HB1765, HB1822, HB3679, HB4099, HB3732, HB3171, HB3749, HB2814, HB3977, HB4204, HB4207, HB4449, HB1820, HB1876, HB1939, HB1347, HB2593, HB2136, HB2658, HB2757, HB2080, HB3063, HB3006, HB2844, HB3241, HB3680, HB3169, HB2078, HB2507, HB4559, HB3405, HB475, HB3463, HB3441, HB3520, HB3178, HB158, HB2060, HB4991, HB1991, HB5596, HB2014, HB2731, HB2417, HB2399, HB2301, HB3335, HB3234, HB3320, HB4848, HB4748, HB4769, HB4795, HB2086, HB2234, HB4916, HB5624, HB4505, HB5093, HB5302, HB5402, HB5606, HB4630, HB4924, HB3339, HB3793, HB3631, HB4882, HB5509, HB5499, HB5520, SB1177, SB1559, SB746, SB434, SB1383, SB1214, SB1079, SB3031, SB2141, SB2185, SB1895, SB1241, SB901, SB1883, SB552, HB 1249, HJR218, HB5623, SB687, SB1332, SB458, SB482, SB927, SB984, SB651, SB1620, SB2124, SB2448, SB841, SB843, SB402, SB2662, SB2053, SB2332, SB2112, SB745, SB1247, SB1789, HCR76, HCR127, HCR9, HCR40, HCR118, HR559, HCR59, HCR135, HCR141, HCR46, HCR109, HCR10, SB3037
FL

Florida 2026 Regular Session

FL House Floor Session - 2026-05-29 (10:00AM Session)

Florida House Floor Meeting

Transcript Highlights:
  • Stead Exemption if they rent their homes while they are deployed or stationed outside of Florida.
  • The extension of a documentary stamp tax exemption for certain promissory notes used by alarm system
  • Almost every part of our life has evolved to a subscription fee-based technology.
  • Again, I don't believe that that was a member project that was filed this year.
  • would be something open to be filed next year.
Keywords: 998, house, all
FL

Florida 2026 Regular Session

FL House Floor Session - 2026-02-25 (5:00PM Session)

Florida House Floor Meeting

Transcript Highlights:
  • The property owner agrees to pay all fees associated with connection The property is within a mile of
  • The property owner agrees to pay all fees associated with connection Including fees for infrastructure
  • Show the late filed amendment introduced.
  • Show the late filed amendment introduced.
  • Read the next amendment. >>> Late filed amendment barcode 3378 by Senator Martin.
Keywords: 998, house, all
AL

Alabama 2026 Regular Session

Alabama Senate Feb 12th, 2026

Alabama Senate Floor Meeting

Transcript Highlights:
  • to file a proof with the ethics director that we had filed.
  • to file a proof with the ethics director that we had filed.
  • <02:52:23.200> based exempt and some are not exempt based exempt and some are not exempt based
  • of<03:15:31.200> $10<03:15:32.239> per fee, incorporates a fee of $10 per fee, incorporates
  • and on several pages, I see fees and on several pages, I see fees >> fees<03:16:55.439>
Keywords: 920, all
Summary: The Alabama Senate convened with prayer and the Pledge of Allegiance, confirmed a quorum, excused absent senators, and adopted the previous day’s journal. The chamber also recognized guests, including members of Alpha Kappa Alpha Sorority and employees of the Central Alabama Electric Cooperative. A senator then delivered a Black History Month-style presentation highlighting James Weldon Johnson, A. Philip Randolph, Jan E. Matzeliger, and Percy Lavon Julian for their contributions to civil rights, labor, industry, and science. The Senate received House messages referring two Archives and History board appointments to the Committee on Confirmations, then took up numerous committee reports. Several bills from Finance and Taxation, Judiciary, Education Policy, Agriculture, Fiscal Responsibility and Economic Development, Healthcare, Tourism, Veterans and Military Affairs, State Government Affairs, and Local Legislation received favorable reports, some with amendments or substitutes, and were advanced to second reading and placement on the next legislative day’s calendar. The chamber also recommitted Senate Bill 266 to the Tourism Committee. The Senate confirmed multiple appointments, including Llaya McNair to the Alabama Trust Fund Board, several members to the Credit Union Administration Board, and Elizabeth Smithart, Leslie Sanders, and Wayne Sers to the Alabama State Board of Human Resources. It then adopted several resolutions, including commendations and memorials, such as resolutions honoring Mary Francis Holland, the Stanhope Elmore boys bowling team, and Alicia Cannon for more than 50 years of service to the Alabama judicial system. The Senate also adopted a resolution creating the Study Commission on Artificial Intelligence and Children’s Internet Safety, after discussion about its purpose, membership, and duties; an amendment to the commission resolution was adopted before the resolution itself was adopted.
AZ

Arizona 2026 Regular Session

04/28/2026 - Joint Appropriations

Appropriations

Transcript Highlights:
  • raising utility fees because...
  • But that also raises utility fees, so we're raising utility fees and preventing this budget does not
  • raise utility fees.
  • The bills require the director of ADEQ to maintain vehicle emission fees in Area A so that fees collected
  • Now they're filing. It's forecasted by the U.S.
OK

Oklahoma 2026 Regular Session

Criminal Judiciary Apr 7th, 2026 at 03:00 pm

Criminal Judiciary

Transcript Highlights:
  • This bill is part of our ongoing work addressing fines and fees.
  • protection of victims are made whole, just Simply provides consistency across county lines for fines and fees
  • Representative, when somebody gets fines and Fees they may be paying that in two or three different counties
HI

Hawaii 2026 Regular Session

TRS-EIG, TRS Public Hearings 02-05-2026

Transportation

Transcript Highlights:
  • But there's also a fee charging a registration addition to the registration.
  • and the potential of these fees being assessed on a commercial vehicle.
  • .<01:13:35.120> Um<01:13:35.760> do exemptions.
  • Um do exemptions.
  • This is the, uh, what is typically known as a fee-bait bill. Yes. Yeah.
Summary: The committees heard testimony on several transportation-related measures. SB 2356, relating to parking, drew support from the Office of Planning, the Climate Change Mitigation and Adaptation Commission, Appleseed Center, Realtors, and the Hawaii Bicycling League. Members discussed the bill in the context of the planned stadium-area mixed-use development, with questions about whether parking would be built in structures rather than as large surface lots. Senators expressed support and noted the measure’s broader housing and parking-reduction goals, but no vote was taken during the hearing. The bulk of the hearing focused on SB 2699, which would create a fare-free youth transit program, a special fund, annual evaluations, and appropriations tied to the environmental, energy, and food security tax. The Attorney General’s office raised technical concerns about whether the special fund met statutory requirements. The Department of Education and Department of Health supported the bill, as did the City and County of Honolulu DOT, Appleseed Center, Hawaii Youth Transportation Council, Public Health Institute, Hawaii Children’s Action Network, Hawaii Bicycling League, Our Children’s Trust, and numerous youth testifiers. Supporters emphasized reduced family transportation costs, better school attendance, improved health and mobility, and environmental benefits. One senator raised emergency-planning concerns about how children using free transit would be handled during events like tsunamis; DOT and DOE responded that emergency procedures are being developed. The chair said the committee would work on language changes, including a delayed effective date to July 2027, and defer decision-making until the 12th. The final measure discussed was SB 2470, which would require leading pedestrian intervals, accessible pedestrian signals, and other safety improvements at state-controlled intersections, and create a process for community requests for accessible pedestrian signals. Appleseed Center, the Hawaii Association of the Blind, and the Disability Rights Center supported the bill, citing pedestrian safety, reduced collisions, and the need for audible cues for blind and low-vision pedestrians. Testifiers urged a phased-in approach that prioritizes high-traffic intersections. The hearing ended with the bill still under consideration and no final vote announced.
TX
Transcript Highlights:
  • So they file.
  • And I still... had a $51 million civil lawsuit filed against me.
  • I was forced to file an enforcement action.
  • Filing suit by giving local officials the authority to enforce those laws.
  • And file of testimony is closed, we'll leave the bill pending.
TX

Texas 89th Regular

Business and Commerce (Part I) Apr 3rd, 2025

Business & Commerce

Transcript Highlights:
  • It allows the PUC to assess a fee, I'm sorry, a fee to cover the cost of reviewing the applications.
  • It also removes Section 2 of the filed version of the bill, which allowed for the disgorgement.
  • The question is: Is that enforceable by the PUC going forward once the filing is made tomorrow?
  • What's the procedure for them to file a complaint?
  • , as well as a 50% requirement as being able to file for partition.
Summary: The Senate Committee on Business and Commerce met with a quorum and first took up several pending and uncontested bills. It favorably reported SB 1405, SB 1762, SB 1977, SB 2077, SB 2148, and SB 1968, and also moved SB 2321 to the local and uncontested calendar. The committee then heard SB 819, which would change how the Public Utility Commission reviews proposed utility-scale solar and related interconnection projects. The committee substitute would shift the default so interconnection is allowed unless the PUC affirmatively prohibits it within 180 days, limit denial to cases where harm substantially outweighs benefits, remove public meeting requirements, retain setback and financial assurance provisions, add optional application materials such as national security and environmental information, and restore local control over county tax abatements. The substitute was adopted and SB 819 was favorably reported to the full Senate on a 7-3 vote. The committee then took up SB 231, focused on CenterPoint’s use of large emergency generators after Hurricane Beryl. Senator King explained that the original bill was intended to prevent customers from being charged for non-mobile generators that were leased at great cost and did not match the bill’s emergency-response purpose. CenterPoint’s Jason Ryan apologized for the company’s communication failures and said the company would make customers whole through a combination of rate reductions, foregone storm-cost recovery, and a donation of the 15 large generators to ERCOT for about two years to address a San Antonio-area reliability issue, with the company absorbing the associated costs. PUC Executive Director Connie Corona said the commission could enforce the agreement through its contested-case process. Public testimony included consumer and reliability advocates, one of whom argued utility-scale microgrids should be preserved as a policy option. SB 231 was left pending. The committee also heard SB 986, which would create an alternative process for routine Public Information Act requests so local governments can make initial redactions without sending every routine exception to the Attorney General, while preserving an appeal path and training requirements. Supporters said it would reduce backlog and speed access to records; opponents argued it would shift the burden to requesters and encourage delay. The AG’s office testified that the process could improve efficiency and still fit within current timelines if used promptly. SB 986 was left pending. Finally, SB 584 was briefly laid out to require consumer reporting agencies that buy data from others to ensure the information complies with Texas law on excluded items such as bankruptcies, judgments, and tax liens, and SB 600 was heard on heir property. SB 600’s substitute would strengthen notice, require an attorney ad litem, add an heir’s bill of rights, allow settlement conferences, and require fair-market-value sales protections; supporters said it would curb predatory partition practices, while opponents warned some provisions could burden or diminish minority heirs’ property rights. SB 584 and SB 600 were left pending after testimony.
TX

Texas 89th Regular

Senate Committee on Water, Agriculture, and Rural Affairs Mar 31st, 2025

Water, Agriculture and Rural Affairs

Transcript Highlights:
  • This bill will not add any additional fees or generate any new revenue.
  • I filed my complaint on April 20th, 2020, the same day I uncovered the agreed order.
  • There's a $10 fee down below that you didn't know about, and there's another $10 fee if the bird actually
  • If it runs, there's a $10 fee as well.
  • Members, Senate Bill 2112 was filed to amend Chapter 75 of the Parks and Wildlife.
AL

Alabama 2025 Regular Session

Alabama Senate County and Municipal Government Committee Feb 5th, 2025

County and Municipal Government

Transcript Highlights:
  • of wire transfer fee of wire transfer fee of $7.50 Plus plus one and a half% of $7.50 Plus plus one
  • if they are tax credit for these fees if they are tax credit for these fees if they are filing Alabama
  • income filing Alabama income filing Alabama income tax got it okay Senator Al Brittain uh tax got it
  • for um I file this these fees yes I file for um I file this these fees yes I file for um I file this
  • there is a fee because them to wire there is a fee because them to wire there is a fee because there
Bills: SB82, SB78, SB4, SB6, SB62, SB66, SB77, SB63, SB79, SB53, SB55, HB14
NH

New Hampshire 2026 Regular Session

House Commerce and Consumer Affairs (04/08/2026)

Commerce and Consumer Affairs

Transcript Highlights:
  • reports that get filed. Exactly. reports that get filed. Exactly.
  • and when they file, they file for all and when they file, they file for all their<00:26:33.760><
  • So, MetLife files, John Hancock files. It's not individual policies.
  • Some states put a fee cap in. So you'll see a fee cap.
  • is exempting um exempting or the author is exempting um universities.<03:40:26.800> What<03:40
Keywords: 928, house, all
Summary: The subcommittee focused primarily on a bill concerning long-term care insurance rate increases and consumer notice. Members and staff discussed replacing or supplementing a proposed public hearing requirement with annual reporting, website updates, and consumer-facing disclosures about approved rate increases, carriers writing the products, and how the products work. Several participants emphasized that long-term care policies are long-term products, that rate increases can be spread over many years for actuarial reasons, and that consumers need better information about trends and the impact of increases. A major point of disagreement was whether the bill should try to cap premium increases. One member argued the real problem is unexpected increases of 15% to 20% and urged a statutory cap to protect consumers. Insurance department representatives and others responded that hard caps had been struck down in prior case law, that the department’s core responsibility is solvency, and that carriers need sufficient premium to pay future claims. They also said the market is struggling because many carriers stopped selling the product, leaving in-force policies to bear the cost, and that overly restrictive caps could cause insurers to withdraw from the state. The discussion then shifted toward a compromise requiring carriers to notify policyholders before a rate increase is approved and allowing a 60-day comment period. Participants debated whether the notice should come from the carrier, how confidentiality rules would apply before approval, and what the department should do with public comments. The department said it already reviews filings carefully and that submitted rates are often adjusted before approval; lawmakers noted that prior commissioners had pushed back on increases in some cases, including a seven-year moratorium. No final vote was taken in the excerpt, and the chair repeatedly tried to move the subcommittee along to other bills.