Video & Transcript Research : 'insurance programs'

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TX
Transcript Highlights:
  • It's two parts. 2027, it's here's where we are in implementing this new testing program.
  • Okay, can you also tell me a little bit about the pilot program?
  • For insurance purposes, for flood insurance purposes, you can signify through a licensed surveyor that
  • In order to not be required to have flood insurance, and that's the problem.
  • While it is true that LOMAs and LOMRs are requested to show insurance companies that the structure may
NH

New Hampshire 2026 Regular Session

Senate Finance (05/05/2026)

Finance

Transcript Highlights:
  • insurance statutes.
  • the program is viable from day one. the program is viable from day one.
  • to insurers. to insurers.
  • than a traditional insurance company. than a traditional insurance company.
  • subdivision risk management programs. subdivision risk management programs.
Keywords: 1191, senate, all
KY
Transcript Highlights:
  • This is a program for life.
  • This is a program for life. We retirees. This is a program for life.
  • Uh financial planning program. Okay. Uh financial planning program.
  • on retired teachers health insurance. on retired teachers health insurance.
  • it's self-insured. it's self-insured.
Summary: The Public Pension Oversight Board met with a quorum, approved the prior minutes, and heard updates from the Kentucky Public Employees Deferred Compensation Authority and the Teachers Retirement System. The deferred compensation update highlighted continued growth in assets to about $4.787 billion and roughly 88,000 participants, strong retention from auto-enrollment, a marketing campaign tied to pay raises that generated additional participation, and a new self-directed brokerage account expected to launch July 1 of the coming year for participants with at least a $40,000 balance, allowing up to 25% of their account to be moved into the brokerage window. The director also described the free financial planning service, which has been used by about 3,500 participants with a high return rate, and said the plan is currently in a fee holiday; if fees are charged, they are capped at $237 per year for most participants. Members asked questions about who provides the CFP service, the fee structure, and the brokerage eligibility threshold. The director said the CFP service is provided through the authority’s service bundle with Nationwide, not as a separate paid service, and explained that the fee cap and current fee holiday are intended to keep the program low-cost. Board members praised the deferred compensation program’s performance and asked for a copy of the legislation referenced in the presentation. TRS then presented on retired teachers’ health insurance. Barnes first clarified how declining federal contributions for federally funded school positions affect the retirement annuity trust, explaining that if those federal dollars fall, the amounts would need to be covered through the SEEK formula and that the projection for those contributions is about $80 million over the next three years. He then reviewed TRS retiree health coverage, distinguishing between KEHP for retirees under 65 or not Medicare-eligible and MEHP for Medicare-eligible retirees, and explained that TRS recently completed RFPs for both prescription drug and medical coverage. TRS will keep Express Scripts for prescription drugs, but will move the Medicare Advantage medical plan from UnitedHealthcare to Humana on January 1, 2026, while keeping the plan design, provider access, and out-of-pocket structure largely unchanged, with a new hearing-aid benefit of $500 per ear. Barnes also reported the 2026 premium and contribution changes: the maximum TRS contribution toward KEHP will rise to $1,144.96 from $930.76, an 18% increase that he said will require roughly $15 million to $16 million more in the state budget, while the MEHP premium will drop to $200 per month from $210. He said the TRS board has statutory authority to set these amounts and that the changes will have mixed actuarial effects, with the KEHP increase being negative overall and the MEHP decrease positive.
MN

Minnesota 2025 1st Special Session

House Commerce Finance and Policy Committee 2/12/25

Commerce Finance and Policy

Transcript Highlights:
  • division um we regulate insurance division um we regulate insurance<00:09:51.440> carriers<00
  • reinsurance program.
  • reinsurance program.
  • I<01:36:42.159> um<01:36:42.960> U insurance reinsurance program and I um U insurance
  • self-insured market I self-insurance self-insured market I think<01:37:06.719> it's<01:37:06.840
Keywords: 1183, house
FL

Florida 2025 Regular Session

February 4, 2025 - 03:00 PM

Transcript Highlights:
  • Members, the Children's Health Insurance Program is a joint federal and state program.
  • Members, the Children's Health Insurance Program is a joint federal and state program that provides a
  • The Children's Health Insurance Program has been implemented.
  • Again, real quick here, the two main federally authorized subsidized health insurance programs, again
  • The Children's Health Insurance Program, known as CHIP, was created by Congress in 1997, and the Florida
Summary: The committee received a briefing from AHCA Deputy Secretary Brian Meyer and Florida Healthy Kids CMO Ashley Carr on implementation of HB 121, which was enacted in 2023 to expand Florida’s KidCare/CHIP eligibility from 200% to 300% of the federal poverty level and replace the sharp premium “benefits cliff” with a tiered premium glide path. Sponsor Rep. Bartleman described the bill as a bipartisan effort to help working families keep children insured while moving toward economic self-sufficiency. The presenters explained that the program remains a joint federal-state structure, with Medicaid unchanged and the bill affecting only the CHIP-related portions of KidCare. AHCA said implementation has been delayed by federal CMS actions. The agency reported that CMS first rejected a state plan amendment approach, then required revisions to the premium tiers under a new maintenance-of-effort interpretation, and later issued a new interpretation of continuous 12-month eligibility that would prevent disenrollment for nonpayment of premiums. AHCA said it submitted an 1115 waiver, but negotiations over special terms and conditions reached an impasse, and the state has filed litigation challenging CMS’s interpretation. Members asked about the cost of litigation, the effect on future bills, the review process for CMS documents, disenrollment and reenrollment rules, and whether any additional legislative action is needed; AHCA said no further state action is needed at this time and that the key issue is the pending federal litigation. Several members and the sponsor emphasized the need for immediate implementation and asked about possible interim relief. AHCA said current coverage remains in place under the preexisting program, that there is a 30-day grace period for premium payment, and that reenrollment does not require a penalty or back payment, though coverage is not active during lapsed periods. The committee also heard public comment from Nicholas Hessing of the Children’s Services Council of Broward County and the Florida Alliance of Children’s Councils and Trusts, who supported HB 121 and said the expansion could make about 17,600 additional children eligible in Broward County alone. The meeting ended with Rep. Bartleman thanking staff and expressing hope that the new federal administration would allow the program to move forward, and the chair adjourned the meeting.
MS
Transcript Highlights:
  • Tricare is the military insurance program, and this legislation would basically repay those members who
  • We could create an insurance program for them. I'll stop there, Mr. Chairman. Thank you, General.
  • programs which has been very helpful. programs which has been very helpful.
  • general lack of of uh insurance general lack of of uh insurance coverage.<00:02:24.000> And
  • > program<00:02:44.800> for could create an insurance program for could create an insurance
Summary: The committee took up Senate Bill 2018, which would create a state-funded reimbursement program to pay Tricare premiums for eligible Mississippi National Guard members. The sponsor explained the bill is intended to improve quality of life, recruiting, and retention, especially for part-time Guardsmen who lack other medical coverage. General Chris Thomas testified that the proposal is a major priority for the Guard and would help address a significant gap in insurance coverage among soldiers and airmen. Members asked how the reimbursement would work, when payments would be made, and whether the benefit would cover the full premium. Thomas said the mechanics were still being worked out, but the intent was to reimburse members fully for their monthly premium, likely through some recurring reimbursement process. He clarified the bill is aimed at traditional part-time Guard members, not full-time AGR or federal technicians who already have medical coverage. Senators also asked whether the benefit would extend to families. Thomas said the current version covers only the service member, though a family plan option exists and the committee discussed the possibility of pursuing that later if the numbers work. The sponsor noted an appropriation bill would be needed to fund the program, with a fiscal note estimated at $4.6 million if all eligible members participated, though that amount would likely be lower because some already have insurance. The committee then adopted a do-pass motion, approved the bill, and reported it out.
CA

California 2025-2026 Regular Session

Assembly Human Services Committee Jun 30th, 2026

Human Services

Transcript Highlights:
  • The goal is to reduce liability exposure and help make FFAs more insurable and lower the cost of insurance
  • While the insurance commissioner called on admitted insurers to step in, no state-admitted insurer has
  • We continue to serve these youth through programs such as our STRTP and specialty mental health programs
  • We continue to serve these youth through programs such as our STRTP and specialty mental health programs
  • that the insurance people use—that isn't coming to me, like the specialty insurance line.
Keywords: 988, house, all
HI

Hawaii 2025 Regular Session

FIN Info Briefing - Wed Jan 8, 2025 @ 9:00 AM HST

Hawaii House Floor Meeting

Transcript Highlights:
  • The next item is for the captive insurance branch of our insurance division.
  • The next item is for the captive insurance branch of our insurance division.
  • just now, Director, that you're hoping to attract more captive insurance through this IT program.
  • program.
  • <05:44:14.760> program also the reti health insurance program also the reti health insurance
Keywords: 910, house, all
Summary: The Committee on Finance held an informational briefing with the Department of Labor and Industrial Relations on its budget, staffing, and operations. The director reviewed department leadership and reported on recruitment and retention efforts, including a 14% vacancy rate, a 10.5% workforce increase from filling 189 positions, and the Hela Imua internship program, which has placed 516 interns since inception and led to 62 permanent hires. The department also described modernization efforts, including the UI Huakai project and the Disability Compensation Division’s electronic case management system, and said the unemployment compensation trust fund exceeded $71.5 million, triggering Schedule C for calendar year 2025. The department’s main budget requests included $2.9 million for fiscal year 2026 to support maintenance and operations of the electronic case management system, plus restoration of two enforcement specialist positions. Officials said those positions are needed to address a decline in investigators from 11 to six since 2009, improve compliance, and handle Hawaii Compliance Express certificate work. Additional requests included two human resources specialists to address recruitment backlogs, two labor enforcement specialists to reduce a backlog of Chapter 104 prevailing wage and wage cases, and two positions for the Office of Community Services to expand immigrant services and access centers. The department also discussed federal funding for unemployment insurance and workforce programs, including National Dislocated Worker Grants and Workforce Innovation and Opportunity Act funds, and said some funding is received in increments and may require extensions. Members asked about Kauai inspection coverage, federal funding uncertainty, the size of the special unemployment insurance fund, and whether the department could ramp up staffing during a future crisis. Officials said Kauai is currently served by inspectors from Honolulu and there are no plans to open a permanent island position because of staffing constraints. They said the department is meeting federal guidelines and is not in jeopardy, and that the special unemployment insurance fund has about $10 million, with current UI operations funded at a little over $15 million, meaning the fund may need to cover roughly $5 million if federal support declines. The director said the department would use the special fund to supplement shortfalls, but noted that federal funding cuts and the loss of ARPA support have already affected operations.
NM

New Mexico 2025 Regular Session

House - Health and Human Services Oct 1st, 2025

House Health & Human Services

Transcript Highlights:
  • potentially dropping that insurance.
  • Those are individuals that are paying for insurance, but we want to ensure they keep that insurance.
  • Okay, so help me with this, you know, I'm not an insurance coverage expert. an insurance coverage expert
  • Well, I've been an insurance agent for over 20 years. I used to sell independent insurance.
  • And so that would mean the existing programs that we have in place, as well as this program for those
HI

Hawaii 2025 Regular Session

WAM-CPN Informational Briefing 01-06-2025

Hawaii Senate Floor Meeting

Transcript Highlights:
  • with your testing program.
  • with your testing program.
  • with your testing program.
  • our insurance division.
  • our insurance division.
Keywords: 912, senate, all
Summary: The Joint Committee on Ways and Means and Commerce and Consumer Protection heard the Department of Commerce and Consumer Affairs present its biennium budget request for fiscal years 2025 to 2027. Director Nainoa Ando said the department’s requests were primarily special-fund ceiling increases to meet operational needs. Major items included an additional $12 million to complete the King Kamehameha V Post Office building roof project after hidden deterioration and water intrusion were discovered, plus funding related to fringe benefits and central services assessments. The department also outlined requests for a new medical compact implementation cost, an auditor position, an engineer position, and a captive insurance IT modernization project. A significant portion of the discussion focused on the Office of Consumer Protection’s landlord-tenant call line and public service access. Senators raised concerns that callers often reach voicemail, are told to leave a message, and sometimes are referred to look up the law themselves. DCCA said the Oʻahu line is staffed by one full-time employee backed by two to three investigators, with one investigator each on Maui and Hawaiʻi Island, and that calls are tracked in a case management system. The department said it plans to add one more Oʻahu staff position through a transfer from another division and that a new call-center/web system with time tracking is expected to go live in the summer. Members also discussed a possible bill related to Pearson VUE nursing certification testing, with one senator describing the burden on neighbor-island nursing graduates who must travel to Honolulu for a one-hour test. The senator said she intended to introduce legislation after receiving no response to repeated outreach. DCCA did not take action on that proposal during the hearing. For the PUC-related requests, the department explained a one-time $1 million request for outside consulting tied to Maui wildfire-related filings, including wildfire safety mitigation and hazard mitigation plans, and a separate $900,000 request through the Consumer Advocacy Division to hire consultants for review and analysis. The committee also discussed a captive insurance IT modernization request, which DCCA said would replace manual and spreadsheet-based processes with a cloud-based system to better handle filings, payments, and workflow; no vote or final action was taken on the budget items during the hearing.
TX

Texas 89th 2nd C.S.

89th Legislative Session Mar 27th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • graduate student in the MPA program.
  • Refer to the Committee on Insurance.
  • to the Committee on Insurance.
  • claims and property damage over the Committee on Insurance.
  • providing administrative penalty for the Committee on Insurance.
CA

California 2025-2026 Regular Session

Assembly Human Services Committee Jun 30th, 2026

Transcript Highlights:
  • The goal is to reduce liability exposure and help make FFAs more insurable and lower the cost of insurance
  • While the insurance commissioner called on admitted Insurers to step in, no state-admitted insurer has
  • We continue to serve these youth through programs such as our STRTP and specialty mental health programs
  • the root causes of the insurance crisis.
  • and not our regulated insurance market, but our—there's a line, there's a name for it that the insurance
Summary: The hearing covered several child welfare, human services, tribal housing, child care, and long-term care bills. SB 1099 would clarify local governments’ authority to provide state or local public benefits to all residents under PRWORA; SB 1190 would regulate private youth transport services by requiring permits, background checks, training, and bans on blindfolds, hoods, restraints, and overnight pickups; SB 1322 would streamline tribal access to Community Care Expansion housing grants and better align the process with tribal sovereignty; SB 1109 would require an annual license renewal review for STRTPs with five or more Type A citations in a year; SB 1234 would require fentanyl testing in juvenile dependency cases when a court finds a risk of fentanyl use; SB 991 would require DSS to identify the specific type of abuse on its public licensing database; SB 1200 would redefine “infant” for family child care ratio purposes as under 18 months; and SB 1345 would strengthen foster youth rights regarding access to and dignified transport of personal belongings. The committee also approved a consent calendar including SB 534, SB 1410, and SB 1421. Testimony was largely in support of the measures, often from authors, advocates, county officials, and people with lived experience. Supporters of SB 1190 described traumatic youth transport practices and argued for basic safety standards. SB 1322 supporters said tribal grantees face unnecessary delays and collateral demands that conflict with sovereignty. SB 1109 drew support from county probation officers who cited repeated serious violations and public safety concerns at STRTPs, while the chair ultimately opposed the bill as duplicative of existing CDSS authority. SB 1234 drew emotional support from a grandparent who lost a child to fentanyl, but also opposition from the Drug Policy Alliance and a dependency attorney, who argued the bill was redundant, vague, and could create biased or unnecessary testing; amendments were accepted to narrow the standard. SB 991 supporters said the public needs more specific information about abuse findings, SB 1200 supporters said the change would expand infant care capacity and help working families, and SB 1345 supporters said foster youth deserve dignity rather than having belongings packed in trash bags. Votes were taken after quorum was established. SB 991, SB 1200, SB 1345, SB 1190, SB 1234, SB 1322, and SB 1099 were all reported out of committee, most on unanimous or near-unanimous votes; SB 1234 passed 6-0 as amended to Appropriations, and SB 1099 later had a vote change recorded, ending 5-1. SB 1109 did not advance after the motion failed for lack of a second, and it was held in committee. The committee then adjourned and transitioned into an oversight hearing reviewing the outcomes of AB 2247 (placement stability and notice protections for foster youth) and AB 2496, with presenters discussing how the earlier foster youth placement law has changed practice and the importance of dignity, notice, and youth voice in placement decisions.
CA

California 2025-2026 Regular Session

Senate Energy, Utilities and Communications Committee May 12th, 2026

Energy, Utilities and Communications

Transcript Highlights:
  • homeowners insurance.
  • We recommend option 3.1.1 in the study, which is a state-administered wildfire liability insurance program
  • The first pillar in the study is a state-administered wildfire liability insurance program for utilities
  • insurance.
  • in insurance and insurance and insurance strategy.
Keywords: 987, senate, all
MN

Minnesota 2025 1st Special Session

Committee on Finance - 04/09/25

Finance

Transcript Highlights:
  • insurance<00:03:53.920> costs insurance costs insurance costs um<00:03:56.560> based<00
  • It's how this program was built. That's always been the intent of the program.
  • It's how this program was built. That's always been the intent of the program.
  • It's how this program was built. That's always been the intent of the program.
  • of the program. of the program. Senator<00:34:27.040> Murphy.
Keywords: 1187, senate, all
ND
Transcript Highlights:
  • I don't understand fire insurance premium taxes. We have insurance premium taxes.
  • Is this the same as what our Fire insurance premium taxes. We have insurance premium taxes.
  • insurance.
  • Workforce Safety and Insurance provides insurance for them.
  • I am the program director as well for Wilson State College for their paramedic and E&T program.
Keywords: 908, all
Summary: The committee was called to order, a quorum was established, and the minutes from the prior meeting were approved. The first major presentation came from Montana Public Employees Retirement System executive director William Hollahan, who gave an overview of Montana’s Volunteer Firefighters’ Compensation Act plan. He explained that the plan covers volunteer firefighters in unincorporated areas, is funded by 5% of state fire insurance premium taxes, and currently serves 228 departments with about 2,936 active members and 1,242 retirees. He described eligibility rules, annual training and reporting requirements, benefit levels for partial and full pensions, disability, death, medical, and funeral benefits, and said the plan is actuarially sound with roughly $60 million in assets and a funded ratio slightly above 100%. Committee members asked about prior-service credit, whether EMS personnel are included, the effect on recruitment and retention, and whether expanding coverage would require a funding analysis; Hollahan said prior service is not credited, EMS is not currently included, and any expansion would need financial review. Tim Walleen of Workforce Safety and Insurance then presented a draft North Dakota workers’ compensation solution for volunteer firefighters and volunteer EMS personnel. He explained that volunteer responders are already covered by workers’ comp for medical and wage-loss benefits, but the proposal would set a minimum annual wage of $30,000 for calculating wage-loss benefits for qualifying volunteers, with the benefit paid at two-thirds of that amount. Representative Porter suggested tying the volunteer definition to existing code rather than a fixed dollar amount, and Walleen agreed. Questions focused on whether search and rescue or other volunteer emergency services could be included, whether departments would face new paperwork, and whether volunteer organizations can already elect coverage; Walleen said there would be no additional paperwork and that volunteer coverage is already available. The committee also heard from volunteer fire service representatives and the state fire marshal. An Oakes-area firefighter, Mr. Olson, testified that small departments are struggling with retention, communication, and administrative burdens, especially around separate bookkeeping and funding rules for donated or fundraising money, and he said departments need clearer guidance from the state. State Fire Marshal Dr. Matthew Clark introduced himself and outlined a broader effort to improve education, support, and coordination for fire departments, including a planned 10% audit of certificates of existence beginning in 2027, more outreach through his office, and better assistance with training, reporting, and grant access. He said his office is authorized under current law to provide these services, but the role has been vague and underused. Finally, Arnagard Rural Fire District Chief Rick Schreiber testified in favor of new recruitment and retention ideas, including retirement-style benefits, health insurance, tax incentives, scholarships, grants, and more remote or regional training. He said volunteer departments are losing members, that local tax and donation funds are already stretched, and that any new retirement or incentive program should be sustainable and likely involve a mix of state and local support.
HI
Transcript Highlights:
  • <00:14:09.920> that program which is a federal program that program which is a federal program
  • Um I think provider tax program.
  • how the program is designed nationally. how the program is designed nationally.
  • malpractice concerns for insurance. malpractice concerns for insurance.
  • insurance companies do. insurance companies do. >> Thank<01:12:30.000> you.
Summary: The joint hearing covered House Bill 251, which would require hospitals to report costs associated with Medicare and uninsured patients, and House Bill 1875, which would expand protections for gender-affirming health care services. On HB 251, the Department of Health said it supported the intent but described the bill as complicated and potentially impractical as drafted because the department lacks the expertise to produce the required analyses without outside help. Hawaii Health Systems Corporation echoed those concerns, while the Queen’s Health System said it was willing to work with the department to provide the information. In committee discussion, officials explained that hospital support in Hawaii includes public hospital appropriations and the provider tax program, which uses hospital and nursing home contributions to draw federal matching funds; a department witness estimated the net benefit at about $150 million for hospitals and $20 million for nursing facilities, though exact figures would be provided later. On HB 1875, the Insurance Division testified with concerns that the bill’s language on prohibited actions by malpractice insurers was broad and vague, and that a rate-increase prohibition could conflict with actuarially based insurance pricing. The division also noted it was not the primary enforcement agency for the statute. In contrast, many testifiers strongly supported the bill, including the Hawaii State Commission on the Status of Women, the Hawaii State LGBTQ+ Commission, the Hawaii Public Health Institute, PFLAG Oahu, the ACLU of Hawaii, the Drug Policy Forum of Hawaii, the Hawaii County Democratic Party, and others. Supporters argued that gender-affirming care is medically necessary, evidence-based, and protected by privacy and bodily autonomy principles, and that the bill would protect patients and providers from outside political interference. No votes or final committee actions were taken during the portion of the hearing provided.
NM

New Mexico 2025 Regular Session

IC - Legislative Health and Human Services Nov 7th, 2025

Legislative Health & Human Services Committee

Transcript Highlights:
  • Are you looking for either a program, a non-profit program, or Medicaid-paid set aside... ...cooling
  • The New Mexico Care Program is a pilot program that provides financial assistance to caregivers for being
  • Contracts with those insurers.
  • You can imagine that they might get a... each insurer might set up its own gold card program, but then
  • There are 3,000 insurers.
NH

New Hampshire 2026 Regular Session

Senate Commerce (02/03/2026)

Commerce

Transcript Highlights:
  • And of insurance and insurance premiums.
  • insurance coverage. insurance coverage.
  • But we also have the FEMA flood maps, particularly for the coastal areas, National Flood Insurance Program
  • <01:48:00.880> program,<01:48:01.280> and national flood insurance program, and national
  • flood insurance program, and other<01:48:01.920> any<01:48:02.239> other<01:48:02.400>
Keywords: 1191, senate, all