Transcript Highlights:

• I know I have a son who's type 1 diabetic, and if I walk into an establishment and I really need juice

Bills: SB279, HB478, SB279, HB478

Keywords: Alabama State House, Montgomery, Legislative Council, demolition, state capitol, state capitol building, historic preservation, state property, inventory removal, fixtures, furnishings, reuse, recycling, upcycling, surplus property, public assets, legislative chambers, desk sale, chair sale, state auditor

Transcript Highlights:

• WOULD IT BE CALLED OAT FLUID, WOULD IT BE CALLED AN OAT EXTRACT, OAT JUICE, OAT CREAM?

Bills: SJR39, SB22, SB30, SB33, SB34, SB37, SB75, SB209, SB310, SB505, SB552, SB618, SB626, SB636, SB732, SB747, SB762, SB769, SB819, SB825, SB870, SB926, SB964, SB1030, SB1080, SB1099, SB1124, SB1177, SB1208, SB1233, SB1314, SB1325, SB1333, SB1405, SB1455, SB1506, SB1524, SB1541, SB1577, SB1579, SB1596, SB1646, SB1667, SB1727, SB1750, SB1758, SB1760, SB1791, SB1804, SB1806, SB1869, SB1923, SB1927, SB1951, SB1960, SB1962, SB2023, SB2024, SB2056, SB2078, SB2122, SB2129, SB2180, SB2183, SB2185, SB2207, SB2252, SB2361, SB2365, SB2368, SB2405, SB2411, SB2420, SB2425, SB2569, SB2717, SJR36, SJR50, SJR39, SJR63, SJR68, SCR12, SCR39, SCR38, SCR37, SCR42, SCR29, SB762, SB1596, SB62, SB666, SB847, SB284, SB854, SB1073, SB810, SB1539, SB1505, SB583, SB957, SB1502, SB507, SB1026, SB1349, SB1433, SB1434, SB310, SB505, SB264, SB1364, SB1376, SB1585, SB1772, SB2016, SB1163, SB619, SB1122, SB1877, SB732, SB731, SB397, SB508, SB1333, SB1436, SB964, SB287, SB2143, SB261, SB1247, SB1882, SB618, SB393, SB2243, SB2226, SB1919, SB1791, SB22, SB651, SB1080, SB826, SB1079, SB1243, SB1504, SB1851, SB1879, SB2237, SB1257, SB2034, SB1522, SB1151, SB596, SB1191, SB226, SB570, SB870, SB991, SB60, SB1401, SB1728, SB586, SB529, SB217, SB209, SB1923, SB1839, SB387, SB1874, SB1872, SB1873, SB1921, SB1883, SB1620, SB1838, SB2024, SB2429, SB1999, SB511, SB2309, SB2166, SB510, SB33, SB2420, SB1860, SB1541, SB1314, SB1398, SB1869, SB1750, SB855, SB1233, SB2425, SB2037, SB1758, SB1759, SB2365, SB1924, SB1818, SB1405, SB1762, SB1968, SB1977, SB2077, SB2321, SB1662, SB1663, SB2124, SB2204, SB1855, SB863, SB37, SB819, SB2078, SB2252, SB1962, SB2253, SB825, SB1577, SB1184, SB2018, SB2206, SB1901, SB1030, SB2368, SB1963, SB1960, SB1643, SB1625, SB1299, SB841, SB668, SB584, SB231, SB2411, SB1085, SB2431, SB2231, SB1490, SB530, SB34, SB1261, SB552, SB1099, SB1646, SB2180, SB1804, SB1937, SB1936, SB2569, SB1372, SB1208, SB1124, SB1506, SB1806, SB1868, SB2361, SB2314, SB769, SB1409, SB2122, SB434, SB1214, SB1951, SB2183, SB2046, SB1667, SB1870, SB1727, SB2405, SB2127, SB1975, SB1760, SB1734, SB1335, SB2066, SB2129, SB2246, SB2439, SB1624, SB1244, SB1468, SB2717, SB1612, SB1262, SB604, SB2395, SB2185, SB1832, SB1745, SB1746, SB2207, SB2023, SB1784, SB1524, SB626, SB528, SB437, SB269, SB1137, SB968, SB636, SB747, SB1325, SB1789, SB1455, SB2056, SB75, SB1940, SB2052, SB1927, SB2010, SB1579, SB2068, SB3034, SB844, SB1920, SB1177, SB1558, SB1236, SB1044, SB926, SB884, SB463, SB331, SB227, SB240, SB517, SB1200, SB1410, SB1626, SB1845, SB1863, SB2216, SB2681, SB1717, SB2053, SB546, SB2141, SB2949, SB2323, SB2200, SB2332, SB2199, SB1642, SB1150, SB1757, SB2050, SB1138, SB2051, SB2626, SB2458, SB1864, SB30, SB2201, SB1862, SB1583, SB1583, SB1055, SB2660, SB1898, SB2662, SB2662, SB2161, SB2161, SB2964, SB2881, SB1065, SB1065, SB801, SB2743, SB2533, SB2533, SB1413, SB1413, SB1, SB34, SB310, SB819, SB1030, SB1124, SB1208, SB1233, SB1333, SB1405, SB1541, SB1750, SB1758, SB1869, SB2078, SB2365, SB2411, SB762, SB33, SB37, SB505, SR402, SR409, SB2695, SB2695

Keywords: constitutional amendment, veto override, legislature power, governor, Texas Constitution, Texas, moving image industry, incentive program, film production, grant funding, job creation, economic development, wildfire, wildfire mitigation, wildfire prevention, volunteer fire department, Texas A&M Forest Service, West Texas A&M University, prescribed burning, fuel loading

Transcript Highlights:

• WOULD IT BE CALLED OAT FLUID, WOULD IT BE CALLED A OAT EXTRACT, OAT JUICE, OAT CREAM?

Keywords: 998, house, all

Transcript Highlights:

• Joe Lopez, General Manager of the Green Electric Utility Systems, or JUICE, Alicia Hooks, and President

Bills: SJR3, SB5, SB21, SB72, SB703, SB764, SB790, SJR36, SJR3, SJR34, SJR18, SCR9, SB616, SB565, SB384, SB5, SB21, SB72, SB140, SB262, SB370, SB372, SB495, SB627, SB703, SB764, SB842, SB971, SB790, SB767, SB480, SB1066, SB929, SB765, SB523, SB62, SB19, SB18, SB666, SB688, SB707, SB888, SB687, SB706, SB847, SB869, SB890, SB992, SB1145, SB494, SB290, SB766, SB11, SB10, SB13, SB263, SJR3, SB5, SR172, SR176, SR177, SR190, SR193, SR194, SR202, SR203, SR208

Keywords: dementia, Alzheimer's disease, Parkinson's disease, research funding, state budget, prevention, healthcare, medical research, Dementia Prevention and Research Institute, research institute, funding, grants, state health initiatives, cryptocurrency, bitcoin, investment reserve, economic resilience, financial security, vehicle rental, damage waiver

Transcript Highlights:

• lemonade<04:55:56.878> or<04:55:57.120> a<04:55:57.360> orang<04:55:58.320> juice
• or a orang juice or something like<04:55:59.280> that.
• >> Best thing that I would give if somebody was having a problem, I'd give them orange juice. >> Okay
• Well, if you can't get the orange juice, you going to give them a piece of candy. >> Well, yeah. >> I'm
• if you can't get orange, if you can't get to anything with sugar kind, if you can't get to orange juice

Keywords: 1136, house, all

Transcript Highlights:

• Um, and give people even more juice to threaten and harass people.
• Um and give people even more<00:26:26.560> juice<00:26:27.080> to more juice to more juice

Bills: HF3542, HF3819

Keywords: data privacy, investigative data, welfare system, public funds, transparency, child care, licensing, inspections, compliance, program integrity, 1183, house

Summary: The committee took up House File 3542, authored by Representative Hudson, and first adopted the February 25 minutes. Hudson explained that the bill, as amended in a DE1, would require agencies to disclose to the public, legislators, or the press the existence of certain investigations only after the subject has been notified and the agency has decided to reduce, suspend, or withhold payments. He said the amendment was intended to avoid tipping off subjects before notification while still increasing transparency about investigations involving public funds. A separate A3 amendment was withdrawn after the DE1 was adopted. Several members questioned the bill’s scope and timing, asking what “existence of an investigation” meant and whether the proposal would disclose information before findings were complete. Hudson clarified that the bill was aimed at identifying who is being investigated, not revealing investigative details. The committee then heard extensive public testimony from child care providers and advocates, who opposed the bill and argued it would expose providers to harassment, threats, and stigma before any findings were made. Testifiers described recent threats, ICE-related disruptions, audits, overpayment findings, and the burden of CCAP compliance, saying the bill would punish providers for paperwork errors and worsen safety concerns, especially for Somali and other providers of color. A board member of the Minnesota Child Care Association also opposed the bill, saying providers had been chilled from speaking publicly because of death threats and harassment, and warning that disclosure of investigations could intensify that climate. In response, Hudson said the bill was not about targeting child care providers generally and was limited to confirmed ongoing investigations after notice to the subject. The committee then heard from Inspector General Keys, who explained that CCAP investigations are administrative, not criminal, and are based on evidence of repeated errors or financial misconduct rather than intentional fraud. He said the office looks for patterns beyond simple mistakes and that the bill’s notice requirement would not impede investigations. The discussion ended amid a brief procedural dispute over comments directed at Hudson, after which the chair returned to the bill and the Inspector General’s testimony.

Transcript Highlights:

• Putting it simply, she said, the juice is not worth the squeeze.
• > added to our plates putting it simply added to our plates putting it simply the<00:43:04.119> juice
• <00:43:04.440> isn't<00:43:04.640> worth<00:43:04.880> the the juice isn't worth
• the the juice isn't worth the squeeze<00:43:06.800> I'll<00:43:06.960> be<00:43:07.119

Bills: HF1621, HF1701, HF1796, HF1676, HF40, HF1428, HF1540

Keywords: HF1621, CelluComp, Minnesota Department of Agriculture, appropriation, grant, commercialization, fiber-based barrier packaging, packaging materials, PFAS, perfluoroalkyl substances, polyfluoroalkyl substances, plastic reduction, sustainable packaging, environmental health, materials innovation, bio-based packaging, food packaging, agriculture finance, one-time grant, state subsidy

Transcript Highlights:

• Franklin County and who no longer uses vapes that have tobacco in them but does use a vape with e-juice

Summary: The Committee on Regulated Industries heard and voted on several bills. SB 986 would prohibit smoking or vaping marijuana in public places and also restrict smoking in rooms and bars; the sponsor said it is intended to protect public health and outdoor spaces, while the Florida Restaurant and Lodging Association supported the goal but raised concerns about impacts on designated smoking areas, and cannabis advocates warned about unintended effects on patients and property rights. The committee reported SB 986 favorably. The committee also passed SB 678, which restores statutory authority for DBPR’s long-standing rule allowing alcohol distributors to deduct unsellable alcohol from monthly excise taxes; a strike-all amendment was adopted, including retroactive application to January 1, 2025, and the bill was reported favorably. SB 800, which increases penalties for repeat unlicensed engineering practice and creates an engineering student loan assistance program for engineers working for state agencies and water management districts, was amended and reported favorably as well. Members then considered SB 408 on vaccine advertising and liability. The sponsor argued the bill would address declining public trust in vaccines by allowing claims against manufacturers that advertise in Florida, while opponents said the measure is preempted by federal law, raises First Amendment concerns, and would create unnecessary litigation. After extensive testimony and debate, the committee reported SB 408 favorably. The committee also heard SB 484 on data centers, which would set PSC tariff requirements so large load customers pay their own costs, preserve local planning authority, and limit water permits for large data centers; testimony was mixed, with supporters emphasizing ratepayer protections and economic benefits and critics warning about overregulation and confidentiality limits. The bill was reported favorably. Finally, the committee approved SB 1118, which creates a time-limited public records exemption for certain data center development information held by local governments, after the sponsor said it was meant to prevent extended NDAs while still allowing local notice and input. SB 1050, requiring veterinarians to provide written prescriptions so pet owners can choose their pharmacy, was also reported favorably. The meeting ended after several members recorded votes on bills they had missed.

Transcript Highlights:

• Franklin County and who no longer uses vapes that have tobacco in them but does use a vape with e-juice

Bills: S0408, S0986, S0678, S0800, S1050, S0484, S1118

Keywords: vaccine advertisement, manufacturer liability, harmful vaccine, healthcare, court action, smoking regulation, public health, vaping, marijuana, public places, Florida Statutes, alcohol distribution, tax deductions, extraordinary losses, warehouse breakage, regulatory compliance, veterinary, prescription, pharmacy, client rights

Summary: The Committee on Regulated Industries considered several bills and took final action on each. SB 986, by Senator Gruters and presented by Senator Rodriguez, would prohibit smoking or vaping marijuana in public places and in certain indoor spaces; restaurant and lodging representatives supported adding marijuana and vaping to clean indoor air rules but asked to preserve designated smoking areas on private property, while cannabis advocates warned the bill was overly broad and could affect patients and property rights. The committee voted the bill favorably. SB 678, by Senator Mayfield, would restore statutory authority for DBPR to continue allowing alcohol distributors to deduct unsellable alcohol from monthly excise tax calculations; the committee adopted a strike-all amendment and reported the committee substitute favorably. SB 800, also by Senator Mayfield, increases penalties for repeated unlicensed engineering practice and creates an engineering student loan assistance program for engineers working for state agencies and water management districts; after adopting an amendment clarifying eligibility, the committee reported the bill favorably. The committee then heard SB 408, by Senator Grall, which would create a Florida cause of action against vaccine manufacturers that advertise in the state, allowing injured individuals to sue in Florida courts. Supporters argued the bill would rebuild public trust and hold manufacturers accountable, while opponents from the Florida Justice Reform Institute, American Tort Reform Association, BIO, the U.S. Chamber Institute for Legal Reform, and several medical and business groups argued the field is largely preempted by federal law, that existing federal compensation programs already address vaccine injuries, and that the bill raises First Amendment and policy concerns. After debate focused on vaccine injury data, compensation rates, and liability, the committee voted SB 408 favorably. The committee also considered SB 484 and SB 1118, both by Senator Avila, dealing with data centers. SB 484 would preserve local planning authority, bar nondisclosure agreements that prevent disclosure of potential data center development, require the PSC to set large-load tariff requirements so data centers pay their own costs, and limit consumptive use permits for large-scale data centers absent no harm to water resources and compliance with local zoning; supporters emphasized ratepayer protection and economic development, while some witnesses urged flexibility for behind-the-meter projects and confidentiality in negotiations. The bill was reported favorably. SB 1118 would create a time-limited public records exemption for county or municipal information about data center siting and protect proprietary business information; Senator Pizzo raised concerns about how the exemption would affect disclosure of competing projects and local officials’ ability to speak, but the sponsor said he would work on clarifying the language. The committee also passed SB 1050, by Senator Calatayud, which requires veterinarians to provide pet owners with written prescriptions and information about pharmacy choice while preserving veterinary judgment and emergency dispensing authority. The meeting concluded after all bills were reported favorably and members recorded additional votes on prior items.

Transcript Highlights:

• It is more often when we talk about the contrast between people consuming pasteurized dairy and unpasteurized

Bills: HB3000, HB2622, HB2283, HB541, HB1776, HB1803, HB1669, HB2588, HB220, HB3415, HB50, HB1314, HB 107, HB220, HB50, HB107

Keywords: ambulance service, rural healthcare, grants, financial assistance, qualified counties, mental health, patient transport, female attendants, security measures, healthcare regulation, epinephrine, anaphylaxis, health care, school safety, training, emergency response, direct patient care, healthcare, physicians, medical services

Transcript Highlights:

• If the farmers violate the Clean Air Act by tweaking or juicing their equipment, absolutely, there is
• Where is this data on the epidemic of farmers juicing their farm equipment and poisoning our air?

Keywords: 995, all

Summary: The committee heard testimony on House Bill 452, a right-to-repair bill for agricultural equipment. Farm Bureau and several manufacturers’ representatives opposed the bill, arguing that existing memorandums of understanding already provide farmers access to parts, diagnostics, and repair information, and warning that broader software access could increase emissions tampering and safety risks. Supporters, including repair advocates, a legislator, and a farmer representative, argued that the MOUs are not binding, that farmers need enforceable repair rights to avoid costly delays during critical harvest periods, and that owners should be able to repair equipment they bought without dealer lock-in. No vote was taken during the hearing. The committee also heard testimony on bills to limit or eliminate “grab-and-go” alcohol sales at large venues, including House Bill 325 and Senate Bill 225. Union workers from Fenway Park and the TD Garden described self-checkout alcohol kiosks as creating public safety and compliance problems, including underage access, over-serving, theft, and difficulty monitoring intoxication in crowded settings. They said workers are often understaffed and bear discipline when violations occur. In contrast, the Boston Red Sox and Aramark defended the supervised self-checkout model, saying it speeds service, is widely used, and operates with multiple layers of supervision, training, and regulatory oversight; they said they had not received violation notices and that any incidents are isolated. Senator Edwards also testified in support of House Bill 369, aimed at restricting marketing of certain harsh cosmetic products to children, and in support of the grab-and-go bill. She argued that children should not be targeted with products containing toxic chemicals and that alcohol service should remain supervised by trained staff to protect consumers and jobs. Senator Collins and other legislators also spoke in favor of restricting grab-and-go alcohol service, citing concerns about underage drinking and overconsumption. The hearing additionally included a separate bill on Sunday morning alcohol service, with Representatives Scanlon and Lewis arguing for allowing sales beginning at 8 a.m. on Sundays rather than 10 a.m., but that bill was only discussed briefly and no action was taken.

Transcript Highlights:

• Just as an example, I recall the city of Melier for a while experimented with beet juice as a deicing
• Just as an example, I recall the city of Melier for a while experimented with beet juice as a deicing

Keywords: 927, senate, all

Transcript Highlights:

• so in the K through 8 space, you will find that our products include milk, bottled water, and 100% juice

Summary: The Senate Education Committee met with enough members present to conduct business and approved the June 17 minutes. It first heard HB 459 with House Amendment 1, which would prohibit the sale of energy drinks on public middle and high school campuses during school hours or school events. The sponsor and Department of Education explained that the bill targets beverages containing caffeine and marketed as energy drinks, not ordinary soft drinks or coffee/tea products. Public testimony from the Medical Society supported the bill on health grounds, while the beverage industry said its companies already voluntarily limit school offerings and that the bill does not reflect current practice. No vote was taken in the transcript. The committee then heard HB 461, a follow-up to prior legislation on New Castle County property reassessment and school tax rates. Senator Cruz said the bill would let New Castle County school districts adjust and reset tax rates to reflect reassessment changes without increasing projected operating revenue, and that it includes a sunset. DSEA supported the measure, saying fair property values are important to public education funding. The committee also heard HB 452, which would require additional background checks and training for DIAA sports officials and strengthen DIAA enforcement procedures. Members questioned how checks would be handled, who would see the results, and who would provide training; the DIAA compliance coordinator said the checks would be maintained through the state process and that associations would verify eligibility. The bill’s sponsor and DIAA said the goal was to align officials with existing child-safety standards. Next, the committee considered HS1 for HB 425, which raises the salary supplement from 6% to 12% for nationally certified school counselors, nurses, and school social workers, and allows DOE to identify additional qualifying positions by regulation. Supporters, including school social workers, nurses, and DSEA, argued the change would improve retention and recognize advanced credentials. Senator Hansen raised concerns that school psychologists were not included; sponsors said a broader study and possible future legislation or budget language would address other nationally certified school-based professionals. The committee then heard HS1 for HB 358 on student elopement notifications, inspired by Ace’s Law, but administrators and the chair raised concerns that the bill may be too prescriptive and difficult to implement in practice, especially when schools may not immediately know a student has left campus. Finally, the committee discussed HB 379 on the comprehensive school discipline improvement program; DOE said the substitute was intended to consolidate prevention and intervention supports and avoid competition for funding, while DASA asked that the bill be paused or tabled. The meeting ended before action on the remaining bill, and HB 443 was deferred to a future executive meeting.

Transcript Highlights:

• And if it's harder to catch them, we want to make sure that we get more juice for the squeeze, that we

Bills: S0050, S0052, S0432, S0436, S0524, S0536, S0590, S0676

Keywords: veterans, treatment court, nonviolent felony, probation, mental health, places of worship, house of worship, church, mosque, synagogue, religious security, armed security, volunteer security, private security, security guard licensing, licensure exemption, Florida Statutes chapter 493, Class G license, Class C license, security services

Summary: The committee met with a quorum and considered several criminal justice bills. SB 50 on Veterans Treatment Courts was amended to clarify that entry into the program requires approval of the state attorney and to make the bill prospective only. Supporters, including veterans advocates and crime survivors, argued the bill would expand access to treatment-focused diversion for veterans with nonviolent charges and service-related trauma. The committee adopted both amendments and reported the bill favorably. SB 52, which creates an exemption from security licensing requirements for unpaid armed volunteers providing security at places of worship, also drew support from law enforcement and faith leaders who said it would clarify a legal gray area for churches; the committee adopted a strike-all amendment and reported the bill favorably. The committee then considered SB 436 on felony battery and prison release reoffender enhancements. An amendment was adopted to align felony battery involving injury to law enforcement with the bill’s intent to address the disparity between battery on an officer and resisting with violence. Members discussed concerns about mandatory minimums and the scope of the enhancement, including how it might apply in cases involving older prior offenses or mental health crises, but the bill was ultimately reported favorably. SB 676, which creates graduated penalties for adults who involve minors in animal cruelty offenses and increases penalties for related conduct, was supported by animal welfare advocates and reported favorably and unanimously. Later, the committee approved SB 536 on criminal gang members after adopting an amendment clarifying the definition of gang-related conduct and requiring multiple criteria for gang membership. Members raised concerns about social media, neighborhood association, juvenile application, and overbroad labeling, but the sponsor said the bill was aimed at gang-related criminal activity and recruitment, not innocent association. The committee also reported favorably SB 432 on controlled substances, which adds concentrated 7-OH to Schedule I and creates penalties for xylazine products that resemble candy or food and for trafficking in xylazine; SB 524, an FDLE bill updating duties related to medical examiners, training, and complaint service procedures; and SB 590, which tolls the statute of limitations for failure-to-report child abuse offenses until the crime is known to law enforcement. All of these bills were reported favorably, and the meeting adjourned after a final vote correction was entered for SB 524.

Transcript Highlights:

• To get more juice out of our current system saves people money and deals with the massive growth that's

Bills: HB551, HB 1281, HB1378, HB1617, HB2868, HB2881, HB3374, HB4439, HB4726, HB4732, HB4878, HB4914, HB4921, HB4958, HB5200, HB5318, HB5360, HB5402, HB5568, HB5573, HB5623, HJR218

Keywords: political contributions, address privacy, Texas Ethics Commission, election transparency, campaign finance, international organizations, World Health Organization, jurisdiction, state law, enforcement, United Nations, World Economic Forum, attorney general, Texas attorney general, state sovereignty, legal enforcement, Texas Attorney General, electric energy storage, municipal regulation, county regulation

Transcript Highlights:

• I believe that you have the juice that you can call any principal in your district and say I would like
• I believe that you have the juice that you can call any principal in your district and say, 'I would
• that<01:58:02.000> you<01:58:02.160> have<01:58:02.440> the<01:58:02.560> juice
• <01:58:02.920> that<01:58:03.120> you believe that you have the juice that you believe
• that you have the juice that you can<01:58:03.400> call<01:58:03.840> any<01:58:04.120

Keywords: 1136, house, all

Transcript Highlights:

• They have a little cart that has water, juice boxes, snacks to help welcome that student back, reintegrate
• They have a little cart that<01:16:26.640> has<01:16:26.840> water,<01:16:27.160> juice
• <01:16:27.400> boxes,<01:16:27.880> snacks that has water, juice boxes, snacks that
• has water, juice boxes, snacks to<01:16:29.600> help<01:16:29.840> welcome<01:16:30.200

Keywords: 1187, senate, all

Transcript Highlights:

• Um, leachate, as we should all know, is the toxic trash juice, and I've spent so much time on this.
• c><02:08:28.240> the<02:08:28.440> toxic<02:08:28.880> trash<02:08:29.280> juice
• ,<02:08:29.760> and all know, is the toxic trash juice, and all know, is the toxic trash juice

Keywords: 1191, senate, all

Transcript Highlights:

• A farmer selling apple juice as a food and beverage service from her apples, 100% product of the farm
• A farmer selling<00:29:37.279> apple<00:29:37.600> juice<00:29:37.840> as<00:29:
• 38.080> a<00:29:38.240> food<00:29:38.399> and selling apple juice as a food and
• selling apple juice as a food and beverage<00:29:38.960> service<00:29:39.279> from<00

Keywords: 1187, senate, all

Transcript Highlights:

• The risk is not worth the juice isn’t worth the squeeze.” Right? That’s what I’m saying.
• The risk is not worth the<01:16:20.560> juice<01:16:20.880> isn't<01:16:21.120> worth
• the juice isn't worth the squeeze." the juice isn't worth the squeeze." Right? Right? Right?

Keywords: 910, house, all

Summary: The joint committees held an informational briefing on efforts to expand insurance capacity in Hawaii’s property market, especially for condominium and homeowners coverage. The Insurance Commissioner reviewed the background: a legislative task force, the governor’s emergency proclamation in August 2024, and Senate Bill 1044 in May 2025 led to new condo insurance products. He said the work over the past two and a half years was producing positive results and introduced representatives from HPIA and HHRF/HHR to provide updates. HPIA’s board chair and its administrator described the organization’s history, structure, and current products. HPIA said it was created in 1991 as a residual market for homeowners insurance, now writing four residential products: HO2 homeowners, renters, HO6 condo unit owners, and dwelling fire. They reported policy counts have grown again as admitted-market carriers tightened underwriting, and they discussed financial pressure from reinsurance costs, though those costs had declined in 2025 after different purchasing decisions. They also said the market has become more favorable overall, with some capacity returning and deductibles beginning to ease. Members focused much of their questioning on HPIA’s proposed higher dwelling limits. HPIA explained that the current $450,000 limit for homeowners and dwelling fire was set in 2023, but agents are now asking for a higher limit in the $650,000 to $750,000 range because construction costs have risen and many policies are not being submitted when the limit is too low. HPIA said it has the authority to raise the limit through a filing with the Insurance Division and expects more submissions if the cap increases. They also discussed the shift in the book of business from roughly 70% lava-zone coverage to closer to a 50/50 split between lava and non-lava risks. HPIA outlined strategic initiatives: a new policy administration system that went live October 1 and now allows online payments, online claims reporting, and electronic notices; a filed request to raise the homeowners and dwelling fire limit to $650,000 effective March 1 for new business and April 1 for renewals; an increase in the HO6 condo unit owners limit from $5,000 to $100,000; and a planned commercial property all-other-perils-excluding-hurricane condo product targeted for filing by January 31. No votes were taken, and the meeting was informational only.