Transcript Highlights:

• Well, I'd like to know more about the types of discrimination that we're seeing.
• because nobody wants to discriminate against the actual vet.
• The spouses experience a lot of discrimination. So this bill extends to...
• But you're right, the spouses experience a lot of discrimination.
• It's a ticklish issue of employment law that I don't think is discrimination.

Bills: SB2007, SB2104, SB2543, SB2545, SB2926, SB2938

Keywords: military status, vehicle registration, veterans, Texas transportation, state records, discrimination, employment rights, spouses of service members, labor code, SB 2543, Texas veterans cemeteries, state veterans cemetery, Texas Veterans Commission, Veterans Land Board, Natural Resources Code, veterans land fund, veterans housing assistance fund, veterans burial, burial eligibility, cemetery location

Summary: The Senate Committee on Veteran Affairs heard several bills focused on veterans’ mental health, criminal justice coordination, cemetery expansion, housing, vehicle registration, and anti-discrimination protections. SB 2926 would transfer administration of veterans’ mental health initiatives from HHSC to the Texas Veterans Commission, create a community-based mental health grant program, require a statewide veteran suicide prevention action plan, and add annual reporting requirements. SB 2938 would require county jails to verify and report veteran status at intake, help veteran inmates apply for federal benefits, and provide access to county veteran services and free visitation with service coordinators. Both bills were described as joint or practical efforts to improve coordination and service delivery for veterans, and both were left pending after no public testimony was offered. The committee also heard SB 2543, which would give more flexibility to expand the Texas veterans cemetery system, and SB 2545, which would explore using manufactured homes as another affordable housing option for veterans through the Veterans Land Board. SB 2545 drew questions about how manufactured-home loans would work; a Texas Veterans Land Board witness said implementation would likely require closing at a title company rather than through a retail bill of sale, and the Texas Manufactured Housing Association testified in support. Both cemetery and housing bills were left pending. Members then heard SB 2007, which would let vehicle registration applicants voluntarily designate military status so the DMV could record it and help with benefits and towing/impound issues involving deployed service members. Witnesses from the towing industry and DMV supported the bill, saying the current system lacks enough identifying information to run military-status checks and that the indicator could help prevent vehicles from being sold while owners are deployed. SB 2104 would add military status as a protected class under state anti-discrimination laws for employment, housing, and utilities; the author said it would address ongoing discrimination against service members, veterans, and military families. The Texas VFW supported the bill, citing the Leroy Torres case as an example of why additional state protections are needed. After discussion about overlap with federal law and existing state protections, SB 2104 was also left pending.

Transcript Highlights:

• Lower their premiums, and they can use that.
• Again, try to make sure that we can lower premiums over time, and people can raise their deductibles

Bills: HB2929, HB2956, HB2955, HB3128, HB3880, HB4294, HB2970, HB3338, HB3443, HB3783, HB3800, HB3818

Keywords: homeowner insurance, insurance premium, claim history, insurance regulation, at-fault claims, flood insurance, state law, consumer protection, appraisal management, Real Estate Appraiser Board, appraiser registration, background checks, ownership requirements, captive insurance, protected cell, sponsored captive, captive insurer, insurance commissioner, premium tax, dormant captive

Bills: HB2929, HB2956, HB2955, HB3128, HB3880, HB4294, HB2970, HB3338, HB3443, HB3783, HB3800, HB3818

Keywords: homeowner insurance, insurance premium, claim history, insurance regulation, at-fault claims, flood insurance, state law, consumer protection, appraisal management, Real Estate Appraiser Board, appraiser registration, background checks, ownership requirements, captive insurance, protected cell, sponsored captive, captive insurer, insurance commissioner, premium tax, dormant captive

Bills: HB3407, HB1242, HJR1081, HB3443, HB3781, HB1939, HB4237, HB3430, HB3321, HB3905, HB3329, HB4253, HB4421, HB4311, HJR1046, HB2015, HB3244, HB4265, HB3941, HB4203, HB2941, HB3695, HB3380, HB3132, HB3673, HB3134, HB3383, HB4490, HB4058

Keywords: property rights, abandoned homes, manufactured homes, notification, salvage, real estate, Oklahoma Tax Commission, landowner liability, redemption, HB1242, cervidae, deer, elk, sales tax exemption, agricultural exemption, livestock, ranching, farm tax, agricultural sales tax, agriculture

Transcript Highlights:

• This kind of discrimination is not new.
• In Texas of discrimination against military service members.
• Of discrimination, we'll see that it's a lot of spouses because nobody wants to discriminate against
• But you're right, the spouses experience a lot of discrimination.
• Discrimination can be, but it isn't necessarily. Discrimination.

Bills: SB2007, SB2104, SB2543, SB2545, SB2926, SB2938

Keywords: military status, vehicle registration, veterans, Texas transportation, state records, discrimination, employment rights, spouses of service members, labor code, SB 2543, Texas veterans cemeteries, state veterans cemetery, Texas Veterans Commission, Veterans Land Board, Natural Resources Code, veterans land fund, veterans housing assistance fund, veterans burial, burial eligibility, cemetery location

Bills: HR3, HR80, HB4, HB172, HB189, HB623, HB944, HB1185, HB1199, HB1222, SB105, SB125, SB461

Keywords: housing assistance, state-owned property, cost-burdened, state employees, affordable housing, fiscal audit, higher education, public funds, underrepresented minorities, Board of Regents, Louisiana legislation, constitutional convention, Louisiana constitution, electoral process, government structure, delegate elections, airport authority, fire protection, supplemental pay, public safety

Transcript Highlights:

• What we have right now, your premium smokeless tobacco products are taxed at a higher rate than the cheaper
• More premium product and buying the cheaper products that's tax less.
• I think I showed in my explanation that these premium products are trying to do things right and have

Bills: HB2933, HB3041, HB3048, HB3081, HB3297, HB3338, HB3673, HB3790, HB3983, HB4105, HB4139, HB4203, HJR1023

Keywords: insurance regulation, homeowner claims, premium discounts, catastrophe mitigation, civil penalties, credit card transactions, payment methods, service charge, consumer rights, financial regulation, insurance, nonadmitted insurers, surplus lines, Oklahoma, fire extinguisher, licensing, public safety, age qualification, State Fire Marshal, towing services

Transcript Highlights:

• reasonably explain changes in premium upon written request by the policyholder for any premium increase
• Insurers shall of premium increase.
• reasonably explain changes in premium reasonably explain changes in premium upon<00:51:17.200>
• <00:51:22.160> I for any premium increase at renewal.
• I for any premium increase at renewal.

Bills: HB1697, HB1678, HB1679, HB2282, HB1940, HB1671, HB1481, HB2015, HB2207, HB2486

Keywords: natural hair braiding, registration, Barbering and Cosmetology Licensing Act, public health, sanitation, cumulative voting, associations, unit owners, board of directors, elections, Hawaii Revised Statutes, condominium, association meetings, electronic voting, proxy voting, mail voting, insurance, premium increase, policy cancellation, licensing

Summary: The committee heard testimony on HB 1697, which would exempt natural hair braiders from licensing requirements under certain conditions. The DCCA Board of Barbering and Cosmetology said it recognizes braiding as within the scope of cosmetology practice but warned that a broad exemption could create consumer protection gaps, especially around sanitation training, tool use, and enforcement. Supporters from the Institute for Justice and the Grassroots Institute of Hawaii argued the current licensing regime is overly burdensome and unrelated to braiding, citing the 1,250-hour training requirement, high tuition costs, barriers for low-income entrepreneurs, and the fact that many other states already exempt braiders. Committee members asked whether a standalone sanitation course or similar training could address the board’s concerns, and the board said it would bring that idea back for discussion. The committee also noted 16 written testimonies in support and 2 in opposition. The committee then took up HB 1678, relating to condominium and planned community association elections using cumulative voting. Supporters, including the Hawaii State Association of Parliamentarians, said the bill would clarify that cumulative voting applies to all candidates, including write-ins, and would help resolve confusion in association elections. One testifier urged the committee to remove proxy voting, calling it an abuse of power in some associations, while another asked whether cumulative voting and proxies could be manipulated to stack votes. In response, the parliamentarian explained that cumulative voting and proxy voting are different, that proxies simply allow someone to vote on another’s behalf, and that existing deadlines and counting procedures reduce opportunities for abuse. Testimony also emphasized that electronic or mail voting can be secure and efficient, and that the bill would make the process clearer and more democratic. Finally, the committee heard testimony on HB 1679, which would clarify an association board’s authority over electronic meetings, electronic voting, voting without a meeting, and mail voting without a meeting. Supporters said the measure would clean up statutory language, make electronic voting optional, and fix problems created by a 2024 change that made written-consent timing rules difficult to use for association actions. They also said the bill would clarify that proxies are only used at meetings, not for actions taken without a meeting. One opponent argued the bill needs further amendment because electronic voting is not well defined and could be abused, and questioned the neutrality of parliamentarians testifying on condominium bills. No votes were taken on any of the measures during the portion of the meeting provided.

Transcript Highlights:

• for the director of labor and natural relations to complete an investigation of a discharge or discrimination
• for the director of labor and natural relations to complete an investigation of a discharge or discrimination
• for the director of labor and natural relations to complete an investigation of a discharge or discrimination
• 01:19:05.520> a<01:19:05.679> discharge<01:19:06.080> of<01:19:06.320> discrimination
• of a discharge of discrimination of a discharge of discrimination complaint<01:19:07.520> pertaining

Bills: SB2543, SB2014, SB2115, SB3095, SB3264, SB2114, SB2117, SB2246, SB2519, SB3055, SB3131, SB3144

Keywords: state construction, construction manager, design review, public works, capital improvement, DAGS, Department of Accounting and General Services, DOE, Department of Education, comptroller, pilot program, design review special fund, county permit review, accessibility compliance, Disability and Communication Access Board, state infrastructure, government construction, project oversight, civil service exemption, county agencies

Bills: SB1433, SB1434, SB1435, SB1567, SB1571, SB1686, SB1745, SCR1024, SCR1025, HB2671, HB2676, HCR2044

Keywords: county boundaries, Maricopa, Gila, Pinal, Yavapai, Yuma, La Paz, local governance, Arizona Revised Statutes, Maricopa county, county division, new counties, intergovernmental agreements, special election, shared use agreements, education, explicit material, parental consent, student protection, library access

Summary: The committee approved the February 4, 2026 minutes and held SB 1571 until the following week. It then heard and advanced several measures, beginning with SB 1745, which would cap transaction privilege/excise tax rates in the state’s largest cities at 2.5% per classification unless approved by voters, and would allow enforcement through the attorney general and state-shared revenue withholding. Supporters argued it would protect taxpayers and restrain municipal tax increases; the bill received a technical amendment and a due pass recommendation. The committee also advanced SB 1686, renaming Wesley Bolin Memorial Plaza as the Wesley Bolin and Charlie Kirk Freedom Plaza and authorizing memorial placements for Don Bowles and Charlie Kirk, after brief supportive discussion and no substantive opposition testimony. The committee spent substantial time on SB 1567 and SB 1435, both aimed at restricting public entities, schools, and libraries from exposing minors to sexually explicit materials and from using public facilities for sexually explicit filming or access. Supporters framed the bills as child-protection measures and cited examples of explicit books and materials in libraries and schools; opponents, including the ACLU, warned the definitions were broad, could chill speech, and could criminalize librarians and educators for handling constitutionally protected literature or sex-education materials. Both bills were amended and passed on 4-3 votes, with supporters emphasizing existing obscenity standards and opponents stressing First Amendment concerns and implementation problems. The committee also advanced SB 1433 and SB 1434, which would redraw Maricopa County boundaries and, in the latter bill, create three new counties with a transition board and staggered elections. The sponsor argued Maricopa County had become too large and politically dominant, making government less representative and less responsive; opponents called the proposals expensive, disruptive, and politically motivated, citing concerns about debt division, duplicated county systems, and fiscal impacts. Both bills received due pass recommendations on 4-3 votes. Finally, the committee approved SCR 1024, requiring legislators to live in their district for one year before election, and SCR 1025, moving the legislative session start date from the second Monday to the fourth Monday in January; both resolutions passed unanimously or near-unanimously after sponsor testimony that they would modernize outdated rules and improve use of time.

Transcript Highlights:

• the Director of Labor and Industrial Relations to complete an investigation of a discharge or discrimination
• know that there are already protections in place in terms of state and federal law that prohibit discrimination
• does lack a dispute mechanism to address the employee-employer share of contributions to medical premium
• employer share of contributions<00:30:16.480> to<00:30:16.799> medical<00:30:17.440> premium
• contributions to medical premium plans. contributions to medical premium plans.

Bills: SB2119, SB3131, SB3069, SB3180, SB2137, SB2993, SB2778, SB2672, SB2014, SB2967

Keywords: reimbursement, public employees, travel costs, government travel policy, finance management, job title, administrative assistant, executive assistant, state personnel, civil service, modernization, employment standards, DAGS, Department of Accounting and General Services, comptroller, civil service exemption, collective bargaining exemption, public works special project branch, specialized public works, information technology modernization

Bills: SB1001, SB1011, SB1016, SB1052, SB1072, SB1100, SB1112, SB1113, SB1116, SB1118, SB1120, SB1121, SB1122, SB1123, SB1124, SB1125

Keywords: appropriation, economic security, blind individuals, older adults, state funding, medical examiners, sudden infant death, autopsy protocols, forensic pathology, public health, religious exemption, employment practices, COVID-19 vaccination, accommodation, discrimination, assisted living, health care, hyperbaric oxygen therapy, physician orders, informed consent

Summary: The committee began with member and staff introductions, then took up a series of health and human services bills. The first group focused on radiation protection in cardiac catheterization and other ionizing-radiation procedure rooms: SB 1120 would require at least half of procedure rooms in covered facilities to have a radiation protection system by July 1, 2027; SB 1118 would create a state grant program for rural hospitals to help pay for those systems; and SB 1121 would prohibit requiring lead aprons in rooms equipped with such systems, while allowing voluntary use with a real-time dosimeter. Physicians, nurses, and a hospital CEO testified that long-term radiation exposure and heavy lead aprons have caused cancer, cataracts, and orthopedic injuries, and that commercially available systems can reduce exposure to near zero. Some members raised questions about cost, vendor involvement, FDA clearance, and whether the bills should be discussed with stakeholders; the Health Systems Alliance of Arizona said it was neutral and wanted further stakeholder meetings. All three bills were adopted by 7-0 votes, with SB 1120 and SB 1121 amended. The committee then heard SB 1001, which would appropriate $1 million to the Department of Economic Security for the Older Individuals Who Are Blind program. Blind and low-vision speakers described long waitlists, the need for independent living training, and how services help seniors remain at home rather than enter more costly care. The bill passed 6-0 with one member not voting. Next, SB 1072 proposed ongoing General Fund and Medicaid spending to raise reimbursement rates for home- and community-based services for people with intellectual and developmental disabilities, plus room-and-board funding and a workforce survey/reporting requirement. Providers testified that the system is underfunded, staff turnover is high, overtime is extensive, and many people wait for services; the bill passed 6-0 with one not voting. The committee also approved SB 1125, requiring the Department of Child Safety to annually seek MOUs with tribes and improve tribal access to information about placements and enforcement actions involving licensed group homes, after members asked about the stakeholder process and tribal participation. SB 1123, which removes the requirement that a supervising forensic pathologist be board-certified before delegating autopsy-related tasks to trainees, passed after Maricopa County said the change would help address training delays and workforce shortages. SB 1052, allowing mild hyperbaric oxygen therapy in assisted living facilities under specified safeguards, drew support from the sponsor and an assisted-living operator but also opposition from a member concerned about off-label treatment in nonmedical settings; it passed 5-2. Finally, SB 1112, reducing the number of acquaintance witnesses required in court-ordered treatment proceedings from two to one and allowing a judge to waive the witness requirement in some cases, passed 5-2 after testimony from supporters who said the current rule often blocks treatment for seriously mentally ill people and from opponents who argued it weakens due process. The committee then began SB 1113, which would allow service of court-ordered evaluation and treatment documents by evaluation-agency employees or other court-authorized persons, but the transcript cuts off before action on that bill.

Transcript Highlights:

• This bill closes the door on ideological discrimination by trade organizations.
• stood firm, I was found guilty by my peers under the 10.5 hate speech code for hate speech and discrimination
• Even those who filed the complaints admitted under oath that they had never seen me with hate, discrimination
• The code of ethics, Article 10, states, and I'm going to paraphrase, that a realtor cannot discriminate
• It says nothing about discriminating against folks or engaging in speech online in the code of ethics

Bills: SB2101, SB2334, SB2633, SB2637, SB2713, SB2781, SB2782, SB3059, HB 1130

Keywords: minors, sexually explicit materials, public libraries, age verification, civil penalties, library collection review, alcohol storage, airline permits, beverage regulations, airport, commercial flights, alcoholic beverages, local option election, zoning regulations, municipality control, land use, state law, social media, bot accounts, misinformation

Summary: The Committee on State Affairs heard several bills, mostly on alcohol regulation, ethics procedures, the Alamo, and free speech in professional associations. SB 2633 would let the City of Garland hold local option elections on alcohol sales within designated zones and use zoning/land-use rules for alcohol-selling businesses; Senator Johnson and Garland officials said it would reduce the burden of the petition process and support economic development. SB 2637 would require social media platforms to disclose when posts are made by bot accounts and allow Attorney General enforcement; supporters framed it as consumer protection against misleading automated content, while members raised questions about how platforms would identify bots and how enforcement would work. SB 2334 would allow airlines with passenger transportation permits to store sealed alcoholic beverages within five miles of an airport in the same county, which the sponsor and an American Airlines witness said would improve logistics without changing permits, taxes, or alcohol sourcing. The committee also heard SB 2781 and SB 2782, both related to Texas Ethics Commission procedures. SB 2781 would cap civil penalties tied to certain campaign contribution violations by former legislators who later lobby, and SB 2782 would require TEC to adopt discovery control plans and align discovery rules more closely with the Texas Rules of Civil Procedure to limit costly, open-ended discovery. Both bills were left pending after no public testimony. SB 3059 would transfer oversight of the Alamo from the General Land Office to a new Alamo Commission beginning in 2027; Senator Campbell said it would provide long-term stewardship and transparency, while Senator Birdwell questioned the need for a change and the commission’s structure, and GLO witnesses said they were not aware of any problem prompting the shift. HB 1130, a House companion to a previously passed Senate bill, would provide liability protections for cavern entities that post warning signs, and it was also left pending. A major portion of the meeting focused on SB 2713, which would bar professional or trade associations from denying membership or access based on protected characteristics or lawful speech and assembly. Senator Middleton and invited witnesses described disciplinary actions by realtor associations against members for social media posts, sermons, or political speech, arguing that the National Association of Realtors’ ethics rules were being used to punish private expression and threaten livelihoods through loss of MLS access. Committee members and witnesses discussed whether the bill should be narrowed to avoid affecting religious organizations, how association discipline works, and whether the measure should address existing penalties or only future conduct. The bill was left pending after extensive invited testimony and committee discussion.

Transcript Highlights:

• That is the rule that we’re talking about: do not discriminate against people.
• Discrimination is discrimination regardless of where it happens.
• But it has to be, it— Discrimination is discrimination regardless of where it happens.
• We're just trying to explain that our code deals with discrimination.
• It's about discrimination, right, but it's about speech.

Bills: SB2101, SB2334, SB2633, SB2637, SB2713, SB2781, SB2782, SB3059, HB 1130

Keywords: minors, sexually explicit materials, public libraries, age verification, civil penalties, library collection review, alcohol storage, airline permits, beverage regulations, airport, commercial flights, alcoholic beverages, local option election, zoning regulations, municipality control, land use, state law, social media, bot accounts, misinformation

Summary: The committee first reopened public testimony on Senate Bill 2713, which concerned protections for freedom of conscience in the context of Realtor association discipline. Texas Realtors representatives testified that their organization is a separate Texas legal entity but affiliated with the National Association of Realtors through a charter and code of ethics. They said Texas Realtors is neutral on SB 2713, that their ethics process is focused on fair housing and equal professional service, and that they have not suspended or terminated anyone in Texas for religious or political speech. Senators pressed them on whether national standards could override Texas law and on examples from other states; the witnesses said state and federal law control and that they would comply with Texas law if the bill passed. Public testimony then closed and SB 2713 was left pending. The committee then took up Senate Bill 1698 on e-cigarettes. Senator Parker explained a committee substitute that tightened enforcement, required distributor registration, expanded regulation to nicotine from any source, added restrictions on child-appealing packaging, authorized inspections and audits, and set compliance deadlines later in 2025 and 2026. After questions, the substitute was adopted and SB 1698, as substituted, was reported favorably to the full Senate on a 6-0 vote, with a recommendation for the local and uncontested calendar. Next, the committee considered Senate Bill 2487 on crisis and mental health facilities. Senator Parker described a substitute that renamed the program a crisis service model, allowed multiple county facilities, added local siting limits, expanded staffing options, shortened clinical timelines, required discharge referrals, directed law enforcement and EMS to transport people there first, and created local boards and expanded reporting. The substitute was adopted and the bill was reported favorably on a 6-0 vote, also recommended for the local and uncontested calendar. Senate Bill 2819, dealing with political activities of county elections administrators, was then reported favorably on a 6-0 vote and likewise sent to the local and uncontested calendar. Senate Bill 2043 was withdrawn. The committee spent substantial time on Senate Bill 2101, which would require municipal public libraries to move sexually explicit materials out of minors’ sections and impose age-verification and review requirements. Supporters argued the bill would protect children from explicit material in public libraries and that libraries should not be left to self-regulate. Opponents, including librarians, parents, authors, and ACLU representatives, argued the definitions were vague, the bill would be costly and burdensome for small libraries, could function as a book ban, and would restrict teens’ access to classics, research materials, and other books. Several witnesses said parents should make those decisions, not the state. The bill’s author said the committee substitute was still being worked on and asked witnesses to review it; public testimony remained open in the portion provided, with no final action on SB 2101 shown.

Transcript Highlights:

• Emergencies by prohibiting employers from firing, suspending, or discriminating against an employee who

Bills: HB446, HB1609, HB4443, HB4464, HB4735, HB5476

Keywords: heat illness prevention, workplace safety, Texas Workforce Commission, advisory board, employee rights, administrative penalties, training requirements, employee training, occupational health, employer penalties, worker rights, heat illness, volunteer firefighter, volunteer emergency responder, emergency medical services volunteer, EMS volunteer, firefighter, fire department, emergency services, declared disaster

Transcript Highlights:

• It would hit insurance companies, which in turn raise premiums.
• It would roll into premiums.
• The premium increase would be very minimal to It would roll into premiums, the premium increases would
• It would roll into premiums.
• The premium increase would be very minimal to It would roll into premiums, the premium increases would

Bills: SB83, SB135, SB143, SB155, SB157, SB202, SB237, SB261, SB276, SB295, SB450, SB465, SB506, HB1070

Keywords: human trafficking, trafficking prevention, school safety, public schools, elementary and secondary education, charter schools, mandatory reporting, victim identification, victim services, child trafficking, sex trafficking, labor trafficking, commercial sexual activity, DCFS, Department of Children and Family Services, Louisiana State Police, governor's office of human trafficking prevention, counselor training, mental health professional, administrator training

Transcript Highlights:

• But if they work the program, they actually see their premiums go down.
• I had an insurance agent whose life insurance premium went down.
• Currently, policyholders are paying for these borrowing costs via premiums.
• It's endured through your premiums; you just don't see it.
• Much more of that premium will go into the CRTF.

Bills: HB106, HB144, HB145, HB252, HB1732, HB2221, HB2467, HB2468, HB2517, HB2518, HB2963, HB3016, HB3689, HB3960, HB4386, HB4490, HB4751, HB5247, HJR175, HB2213, HB106, HB144, HB145, HB252

Keywords: HB 106, oil and gas, Railroad Commission of Texas, overhead electrical lines, electrical distribution system, power line maintenance, administrative penalty, Natural Resources Code, oil and gas lease, well operator, energy safety, utility infrastructure, regulatory compliance, cleanup fund, oil and gas regulation and cleanup fund, production safety, leasehold operations, electric utility, distribution poles, inspection

Bills: HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458

Keywords: insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage

Transcript Highlights:

• But also, if you waive their premiums, we believe that would have to get a 1099.
• The Texas Fair Plan continues to see an increase in premiums.
• Reports indicate that premiums charged covered 97% of claims paid in the past 20 years.
• charged and creating their income through investing the premiums before paying claims.
• We already have premiums that have not been secured in this fight. We appreciate your testimony.

Bills: HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458

Keywords: insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage

Bills: SCR47, SCR21, SCR163, SCR169, SCR170, SCR50, SCR75, SCR149, HCR83, HCR111, HCR110, HCR122, HCR118, HCR61, HCR162, HCR36, HCR19, HCR106, HCR14, HCR178, SB3022, SB3102, SB3144

Keywords: sister-state, Hawaii, Okayama, Japan, cultural exchange, economic partnership, tourism, agriculture, international relations, healthcare, rural clinic, feasibility study, access to care, community health, Volcano community, Hawaiʻi Health Systems Corporation, emergency services, health assessment, Pacific Inter-Parliamentary Assembly, Legislative Cooperation