Video & Transcript Research : 'junk mail'

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HI
Transcript Highlights:
  • When we saw the credit rating dive from A-minus to junk, it happened overnight.
  • it happened overnight it took us to junk it happened overnight it took us years<00:25:03.480> to<
  • It's basically to lift them out of junk, to get them to a point where they are investment grade, right
  • right kind of lift them out of J junk right kind of lift them out of J junk respond respond respond
  • everything we will be borrowing at junk everything we will be borrowing at junk so<00:34:04.919>
Keywords: 910, house, all
Summary: The joint committees heard testimony on HB 982 HD1, a wildfire-related measure aimed at creating a wildfire recovery fund and a financing structure to address future catastrophic wildfire liability. The Department of Commerce and Consumer Affairs, the Division of Consumer Advocacy, and the Public Utilities Commission submitted comments and were available for questions. Supporters included IBW Local 1260, Kauai Island Utility Cooperative, Clearway Energy Group, Hawaiian Electric, Par Hawaii, and others, while Charter Communications and the Hawaii Association for Justice opposed or raised concerns. Life of the Land supported the bill but urged changes to the definition of a catastrophic wildfire and noted concerns about prudency review language. IBW Local 1260 asked to restore language from the original draft, and Charter warned the bill could impair existing contract and indemnity rights unless amended. A major focus of the hearing was Hawaiian Electric’s position on the HD1 version. Hawaiian Electric strongly supported the original bill but objected to the HD1 requirement for an additional $500 million shareholder contribution, arguing it was not feasible and could delay or prevent the fund from operating. The company said the bill would help protect customers and improve credit ratings by creating a dedicated revenue stream and a bankruptcy-remote financing structure, which it said would lower borrowing costs over time. Members questioned how the $1 billion securitization amount was chosen, whether credit rating agencies had indicated it was sufficient, and how the bill would work in bankruptcy; Hawaiian Electric said the amount was a balance among interests, not based on a specific agency directive, and that it would follow up on bankruptcy questions. Opponents and skeptics raised concerns about liability caps, the new claims process, and unclear language on damages above the fund’s limits. The Hawaii Association for Justice argued the bill limits victims’ remedies and gives too much authority to the new entity without clear guardrails. Committee members also pressed Hawaiian Electric on comparisons to California, the feasibility of the shareholder contribution, and whether alternative capital-raising or divestiture options had been considered. No vote or final action was taken in the portion of the hearing provided; testimony and questioning continued with follow-up information requested from Hawaiian Electric and others.
TX
Transcript Highlights:
  • Well junk food certainly doesn't fit that purpose.
  • And the bottom line is that taxpayer-funded junk food It turns into taxpayer-funded health care later
  • And, you know, companies that profit off the selling of junk food products and use our tax dollars to
  • Last Saturday I cajoled my junk food loving teenager to come to the farmers market with me.
  • , our most vulnerable citizens. should not be set up for lifelong health struggles and subsidizing junk
Keywords: 1185, senate, all
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Mar 26th, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • It's just the substandard buildings, junked cars, and whatever the third one is.
  • It's just the substandard buildings, junked cars, and whatever the third one is.
  • It's just the substandard buildings, junked cars, and whatever the third one is.
  • It's just the substandard buildings, junked cars, and whatever the third one is.
  • It's just the substandard buildings, junked cars, and whatever the third one is.
NH

New Hampshire 2026 Regular Session

House Finance Division III (02/20/2026)

Transcript Highlights:
  • fact that the people that are in line behind somebody with an EBT card are seeing luxury items and junk
  • Considering this, the number could get higher and higher, and so-called junk food could be the reason
  • <01:13:21.760> I with regards to so-called junk food.
  • I with regards to so-called junk food.
  • so-called junk food could be the reason. so-called junk food could be the reason.
Keywords: 1189, house, all
Summary: The work session was limited to House Bill 1750, a supplemental appropriation for the Department of Health and Human Services’ SNAP administration. Before testimony, Representative Terski distributed a written statement from Representative Priest for the record. Department officials Karen Heert and Nathan White then walked the committee through a chart showing SNAP participation, federal benefit dollars, and state administrative costs, emphasizing that the benefits themselves do not flow through the state budget. They explained that the reported administrative cost includes overhead and cost-allocation methods used to maximize federal reimbursement, and that the current participant count is about 75,000 with the trend steady in recent years. Members questioned whether the reported costs were stable, how much of the administrative expense was directly tied to SNAP, and whether reducing overhead would lower the need for the appropriation. The department said the cost per participant and per dollar distributed would be lower if SNAP were isolated, but that the broader allocation system also supports federal claiming across multiple programs. Officials said SNAP eligibility is redetermined every six months, that the department processes nearly 50 eligibility programs with about 250 field staff, roughly 70 unfunded positions, and a vacancy rate around 25%. They also said most errors in the program are unintentional and can come from either staff or participant mistakes, and that the department reviews errors to identify systemic fixes. The committee discussed the fiscal impact of the bill and related budget issues. DHHS said the current adjusted authorization for 2026 is about $31 million, but actual spending is expected to be closer to $25–26 million because of vacancies and unfilled positions. Members asked whether the $4.4 million shortfall identified in the fiscal note would come from the rainy day fund; staff said it would not be taken directly from that fund, but would reduce the amount available to flow into it at the end of the biennium. The committee also reviewed Senate Bill 603 FN, which was described as an alternative approach that would require DHHS to transfer funds within its existing budget rather than provide new money; officials said it would simply codify an option the department already has. No vote or final action on House Bill 1750 was taken during the portion of the meeting provided.
HI

Hawaii 2025 Regular Session

PSM-HHS, PSM DEFER Public Hearings 02-07-2025

Public Safety and Military Affairs

Transcript Highlights:
  • science and as excited delirium is junk science and as our<00:32:14.120> written<00:32:14.440
  • My concern about this is that we are doing what we call junk science, but before DNA was attributed,
  • I mean, like 10 years ago, DNA was considered junk science.
  • <00:36:49.440> science<00:36:50.040> this uh legislating around junk science this uh
  • legislating around junk science this doesn't<00:36:50.520> come<00:36:50.800> close<00
Keywords: 912, senate, all
Summary: On the deferred agenda, the Committee on Public Safety and Military Affairs took up SB 1364, which makes emergency appropriations for law enforcement personnel costs, and SB 1452, which relates to the Uniform Controlled Substances Act. The chair recommended both measures pass with amendments, including technical corrections and a committee-report effective date of July 1, 2077. For SB 1364, the amendments included specified general fund and transfer fund amounts for DAGS, the Judiciary, and the Department of Law. For SB 1452, the chair said the bill was being corrected to fix a drug-name error that had been replicated from a federal mistake. Both recommendations were adopted by vote, with Senator Dort excused. The committee then discussed SB 1612, a joint measure on fitness to proceed that would require and appropriate funds for a five-year pilot program involving the Department of Corrections and Rehabilitation and the Department of Health, with interim and final reports to the Legislature. Testimony was mixed: the Judiciary and Department of Health were supportive, while the Office of the Public Defender and the Disability Rights Center opposed it, arguing it conflicted with best practices and the Clark consent order, and that people found not fit to proceed must be sent to the state hospital. DCR said its main concern was that the bill would still require patients to be housed in its facilities, which it said are not rehabilitative and are already strained by staffing shortages and limited access. The bill’s author argued the proposal was meant to create joint custody and reduce the high cost of state-hospital placement, but the committee did not take final action in the portion provided. In the joint hearing with Health and Human Services, the committees heard SB 1322, a broad rewrite of the state mental health code. The Attorney General supported the measure as a comprehensive cleanup and modernization effort, but many testifiers raised concerns. Queen’s Health System and Hawaii Health Systems Corporation supported the concept but warned about emergency-room impacts and asked for amendments; IHS supported the bill with a caveat about assisted community treatment procedures; and the Public Defender, Disability Rights Center, and others opposed parts of it, citing due process, privacy, HIPAA, counsel rights, liability immunity, and the reduction of an involuntary-treatment panel from three clinicians to one psychiatrist. The hearing also covered SB 951 on child protection, where the Department of Defense supported the bill and proposed technical amendments and MOUs with military components to clarify reporting and coordination procedures; DHS and the Attorney General said they were still working through possible changes. Finally, SB 228 on excited delirium was heard, with the Public Defender and Disability Rights Center supporting the bill and arguing the term has been misused and that better police de-escalation training is the real solution.
AL

Alabama 2026 Regular Session

Alabama House Boards, Agencies and Commissions Committee Feb 4th, 2026

Boards, Agencies and Commissions

Transcript Highlights:
  • But doing that, especially those are really junk bonds issued by insurance companies.
  • But doing that, especially those are really junk bonds issued by insurance companies.
  • effort to try to more professionalize the industry, and those shy bonds essentially are considered junk
  • effort to try to more professionalize the industry, and those shy bonds essentially are considered junk
Bills: HB150
TX

Texas 89th 2nd C.S.

Transportation Apr 3rd, 2025

Transportation

Transcript Highlights:
  • And if I may say it plain, you can't say don't mess with Texas and then let somebody zip tie, we buy junk
  • stipulates that citations must be issued by law enforcement officers in person rather than being mailed
  • There's nothing wrong with a citation by mail. I know the confrontation part of it.
  • I hope everybody considers it, but I would also consider the fact that a citation by mail has the exact
  • If I issue one by mail, it has the same court date and appearance.
ND
Transcript Highlights:
  • A printer to be printed and mailed.
  • And they must be mailed prior to December 26th.
  • How many tax statements do you actually mail out?
  • How many tax statements do you actually mail out?
  • old statement, I'm as right as the mail.
Summary: The subcommittee of the Tax Reform and Relief Advisory Committee met to begin its study of whether the content of the real estate tax statement should be revised to improve transparency. Legislative Council staff reviewed the study directive from HB 1176 and the statutory requirements for tax statements, including required line items such as true and full value, mill levy, legislative tax relief, primary residence credit, legacy fund share, discounts for early payment, and special assessments. The Tax Department then explained how the current uniform statewide statement is prescribed and approved, and noted that changes are typically driven by statute and implemented collaboratively with counties and vendors. County officials from NDACO, including auditors from McKenzie and Richland counties, described the full annual property tax timeline from budgeting through mailing final statements. They explained how counties gather budgets, calculate levies, verify taxable values, handle centrally assessed property, and prepare required notices and statements. They also said public attendance at budget hearings is generally very low, though the notices and statements generate some calls, mostly about whether attendance is required or why taxes are changing. Several members questioned the usefulness of the legislative tax relief line and the complexity of the 5% discount calculation, and county officials said the current process can be confusing and depends on manual data entry and coordination among counties, vendors, and taxing districts. The committee also discussed assessment frequency, valuation equalization, the 3% cap, and whether more frequent reassessment would reduce large jumps in taxable value. County officials said they try to use rotating reassessments and sales-ratio reviews to keep values within statutory tolerance, but staffing, training, and local market changes make the work difficult. NDACO staff estimated, based on a small county survey, that tax statement preparation and mailing costs average about 74 cents per statement, with outsourcing generally cheaper than in-house printing, and said HB 1176 added some mailing and administrative costs even if the tax statement itself did not change dramatically. Software vendors from CPT and Tyler then began presentations showing how their systems handle budgeting, valuation notices, tax statement generation, primary residence credit processing, and levy worksheets, emphasizing that many of the required calculations and reports are still manually entered or verified by county staff.
ND
Transcript Highlights:
  • We send ours out to a printer to be printed and mailed.
  • And they must be mailed prior to December 26th.
  • How many tax statements do you actually mail out?
  • and then they shade what this mailing currently is.
  • old statement, I'm as right as the mail.
Summary: The subcommittee of the Tax Reform and Relief Committee met to begin its study of the feasibility and desirability of revising the content of the real estate tax statement to improve property tax transparency. Legislative Council staff reviewed the study directive under House Bill 1176 and the statutory requirements for tax statements, including required line items such as true and full value, mill levy, legislative tax relief, primary residence credit, and the Legacy Fund portion of that credit. The Tax Department then explained how the current uniform statement is prescribed and approved, and noted that changes are typically driven by statute and implemented collaboratively with counties and vendors. County officials from the North Dakota Association of Counties described the full annual tax cycle, from county budgeting and valuation notices to budget hearing notices, levy certification, cap calculations, and final tax statement mailing. They emphasized that counties and auditors do extensive coordination with taxing districts and neighboring counties, and that the process is labor-intensive and often manual. Members discussed the limited public response to budget notices and tax statements, the difficulty of explaining the legislative tax relief line, the 3% cap and valuation issues, and whether more frequent assessments or different timing would improve understanding. Several members and witnesses noted that many taxpayers only engage when they receive their final bill, and that clarity may be more important than adding more detail. NDACO also presented a rough cost survey from eight counties, estimating an average tax statement cost of about 74 cents and a statewide total near $600,000 for printing and mailing tax statements alone, with outsourcing generally cheaper than in-house printing. Witnesses noted that House Bill 1176 added other mailings and notices, increasing county workload and cost beyond the statement itself. The committee then heard from software vendors, who explained how their systems handle tax billing, budget notices, valuation notices, primary residence credit processing, and tax levy calculations, and they identified the 1600/1685 primary residence credit and discount interaction as a current programming challenge. No votes were taken; the meeting was informational and focused on gathering testimony and identifying issues for possible future recommendations or bill drafts.
FL
Transcript Highlights:
  • of the public derelict vessel is any vessel that has been left up on the water's estate and direct junked
  • or beached in a manner where it cannot be removed by its own power in these mechanical assistance, junked
  • components have been deteriorated to the point where there are no longer operative and it's abandoned this junk
Keywords: 999, senate, all
KY

Kentucky 2026 Regular Session

Senate Standing Committee on Natural Resources & Energy. (2-25-26)

Natural Resources & Energy

Transcript Highlights:
  • I think you're a junk science kind of deal." And if that witness does not pass the test, it's over.
  • Junk science doesn't come into evidence now.
  • you're a junk science kind of deal." you're a junk science kind of deal."
  • Junk science doesn't come it's over.
  • Junk science doesn't come into<00:35:09.600> evidence<00:35:10.200> now.
Summary: The Senate Natural Resources Committee met with a quorum, approved the prior minutes, and then took up Senate Bill 178 by Senator Greg Elkins. Supporters, including representatives of the U.S. Chamber, Kentucky Chamber, Kentucky Chemistry Council, and Kentucky Association of Manufacturers, said the bill would require state environmental regulations to rely on the best available science, align with federal standards when applicable, and use technologically achievable requirements. They argued it would improve predictability for businesses, promote national uniformity, and increase public confidence in regulatory decisions. Senator Elkins and supporters also said the bill is aimed at several environmental and public health areas, including emergency response, solid waste, water quality, radiation/NORM, environmental permitting, and coal-related regulation. Committee members asked questions about what “best available science” means and whether the bill duplicates existing law. Supporters responded that it means reliable, unbiased, peer-reviewed, scientifically sound studies and that the bill is intended to reduce political influence in regulatory decisions. They also said similar measures had passed in Tennessee and Alabama. Some senators expressed concern that science is already political and asked for clarification on the bill’s scope. Opponents, including Audrey Ernsberger of the Kentucky Resources Council, research scientist Erin Haynes, and attorney Katherine Harcourt Rice, argued that SB 178 would sharply limit Kentucky’s ability to protect public health and the environment. They said the bill would prevent agencies from adopting stronger protections than federal minimums, create ambiguity and regulatory paralysis, and impose an overly restrictive scientific standard. They also objected to language requiring a direct causal link and manifest bodily harm, saying it would force agencies to wait until people are already sick before acting. Harcourt Rice argued the bill is duplicative of existing law and evidentiary rules. No final vote or other action on SB 178 was taken in the portion provided.
FL

Florida 2026 Regular Session

Environment and Natural Resources Feb 4th, 2025

Environment and Natural Resources

Transcript Highlights:
  • A derelict vessel is any vessel that has been left upon the waters of the state in a wreck, junk, or
  • Junked is just like it sounds.
  • components have deteriorated to the point where they're no longer operative, and it's abandoned in this junk
Summary: The Committee on Environment and Natural Resources received a presentation from the Florida Fish and Wildlife Conservation Commission on derelict vessels, enforcement challenges, and a long-term stored vessel study. FWC reported about 1,040 derelict vessels currently in its database, with roughly 600 new cases entering each year, and noted that hurricanes account for a large share of recent cases. The agency explained the legal definition of derelict vessels, the environmental and navigation hazards they create, and its enforcement process, including investigation, notice to owners, administrative hearings, removal authorization, and recovery of costs through registration holds. FWC also described prevention efforts such as at-risk vessel enforcement, nuisance vessel designations, public awareness campaigns, and the vessel turn-in program, which has received more than 250 applications and removed more than 145 vessels since rollout. Committee members asked about owner resistance to removal, rapid-response options for hazardous vessels, county differences in derelict vessel numbers, and how local governments participate. FWC said only a small percentage of owners contest removals, that the agency relies on contractors and does not generally have its own removal equipment, and that local governments may conduct removals with their own funding but must still provide due process. Members also asked where removed vessels go; FWC said they are taken to landfills, with recyclable materials recovered, and that storage is used only when necessary for public safety because it is costly. The presentation also highlighted the long-term stored vessel study, which found a strong correlation between long-term anchored vessels and later derelict vessels, especially in Monroe County. No votes were taken on the presentation, and the committee adjourned after Senator Errington moved to adjourn and there was no objection.
MN

Minnesota 2025-2026 Regular Session

Minnesota Gov. Tim Walz delivers State of the State address 4/28/26

Minnesota House Floor Meeting

Transcript Highlights:
  • We've attacked junk fees that hide in the fine print, and we even cracked down on everyday annoyances
  • We've attacked<00:15:16.680> junk<00:15:17.040> fees<00:15:17.400> that<00:15:17.560
  • > hide<00:15:17.800> in<00:15:17.880> the<00:15:17.960> fine attacked junk
  • fees that hide in the fine attacked junk fees that hide in the fine print,<00:15:19.040> and<
Keywords: 919, house, all
Summary: This was Governor Tim Walz’s final State of the State address to the Minnesota Legislature. He opened by recognizing legislative leaders, constitutional officers, tribal leaders, the judiciary, and members of his administration, then asked for a moment of silence for the Hortman family and spoke at length about recent tragedies, including the Annunciation Church shooting, political violence, the COVID-19 pandemic, and what he described as the impacts of federal immigration enforcement in Minnesota. He framed the address around resilience, unity, and the state’s response to grief and disruption. Walz reviewed major accomplishments from his time in office, emphasizing investments in education, child care, free school meals, housing, infrastructure, climate initiatives, paid family leave, voting access, and worker protections. He also highlighted tax cuts, rebate checks, Social Security tax relief, medical debt protections, and efforts to lower costs for families. Looking ahead, he proposed expanding the dependent care tax credit, cutting the statewide sales tax for the first time, adding housing and first-time homebuyer support, and providing aid to businesses and households affected by Operation Metro Surge. A major portion of the speech focused on public safety and fraud prevention. Walz said he wanted lawmakers to reestablish the binary trigger ban, pass additional gun violence measures including bans on weapons of war and high-capacity magazines, and strengthen safe storage and insurance requirements for firearms. He also urged passage of his anti-fraud package, which would increase penalties, create a centralized fraud prevention office, and restructure human services administration to improve oversight and program integrity. He closed by urging lawmakers to act on these proposals during his remaining months in office and said the next governor would inherit a fiscally strong state.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, December 9, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • Larson has delivering the mail. Mr.
  • > was<05:34:37.920> more Because delivering the mail was more Because delivering the mail
  • His last mail route was March 27, 2024.
  • mail route was March 27th of 2024. mail route was March 27th of 2024.
  • And while she worked mailing department.
DE
Transcript Highlights:
  • the cash register, asking those questions rather than just assuming and just handing out all this junk
  • the cash register, asking those questions rather than just assuming and just handing out all this junk
  • And again, now I've got another two, three, four packets of junk that I don't need because I've got silverware
  • They don't have to buy all this junk that they're handing out unnecessarily.
Summary: The committee met in hybrid format on June 18, 2026, but initially lacked a quorum, so minutes were not approved until later in the meeting after additional members joined. The committee heard a series of bills, with most receiving supportive testimony from sponsors, agency officials, advocacy groups, and frequent public commenter Robert Overmiller. Several measures focused on transportation and public safety, including HB 363 on residential speed limits, HB 384 extending DelDOT open-end contracts from three to five years, HB 413 allowing green flashing lights on road work and emergency vehicles, HB 456 streamlining subaqueous lands permitting, and HB 388 letting drivers with temporary medical suspensions keep their license for ID purposes while being flagged in the system as not allowed to drive. Members asked questions mainly about implementation, enforcement, and scope, and sponsors or agency witnesses explained that the bills were intended to improve safety, efficiency, and administrative clarity. The committee also took up HB 111, which would require single-use food service items such as utensils, straws, napkins, and condiments to be provided only upon request, with exemptions for schools, nonprofits, health care facilities, correctional facilities, and similar settings. Supporters, including Plastic Free Delaware and the Sierra Club, said the bill would reduce waste and save businesses money, while opponents from the restaurant industry argued it could confuse customers, hurt tourism, and be difficult to enforce. Sponsors emphasized that restaurants could still ask customers if they wanted items and that the bill included a phase-in period and capped penalties. The committee also heard HB 393, a consumer protection bill for third-party electric suppliers that tightens oversight, training, reporting, renewal notices, and rate limits after concerns about misleading sales and unexpectedly high bills; it drew support from environmental advocates and members who had seen constituent complaints. Finally, the committee heard HB 412 on hunting and trapping education and wildlife drug administration, which was described as a safety and modernization measure and supported by the Division of Fish and Wildlife and sportsmen’s groups, and SB 346, which would speed up Environmental Appeals Board hearings and decisions. SB 346 drew broad support from DNREC, the Nature Conservancy, the Sierra Club, and business groups, though one witness asked to clarify that Superior Court appeal rights would remain intact; DNREC confirmed they would. The committee also approved the June 10, 2026 minutes after quorum was established, and the meeting ended with a motion to adjourn and unanimous approval.
OK

Oklahoma 2026 Regular Session

Senate Legislative Session May 5th, 2026 at 09:30 am

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • newspapers to be distributed without requiring the newspaper to have a United States Postal Service mail
  • Basically, it just gives the newspaper an option to mail or deliver the news papers.
  • Sometimes things go into junk mail or. Thank you for the question.
HI

Hawaii 2025 Regular Session

JHA Public Hearing - Wed Apr 2, 2025 @ 2:00 PM HST

Judiciary & Hawaiian Affairs

Transcript Highlights:
  • This bill is modeled after a federal rule, the Federal Trade Commission’s rule on junk fees.
  • Commission's rule on junk Commission's rule on junk fees.<00:51:35.960> And<00:51:36.960>
  • They're also required to notify people on the mailing list.
  • They're also required to notify people on the mailing list.
  • They're also required to notify people on the mailing list.
Keywords: 910, house, all
Summary: The committee heard several housing, landlord-tenant, and condominium-related measures. Senate Bill 62, relating to the Hawaii Public Housing Authority, would allow HPHA-owned parcels and related areas such as parking lots to be closed to the public with posted signage; HPHA strongly supported the bill, saying it would help reduce loitering, drinking, and other problems, and no further testimony was offered. Senate Bill 822, relating to the landlord tenant code, would create a three-year working group in the Department of the Attorney General to study and improve the residential landlord-tenant code. The Judiciary supported the measure but said the scope should be narrowed; the Attorney General opposed leading the group and suggested another agency should do so; Hawaii Realtors and the Hawaii Worker Center supported the concept and suggested moving the chairmanship to the Judiciary and including Legal Aid participation. The Judiciary said it could chair the group if the bill were narrowed to matters within the court’s purview. Senate Bill 38, relating to housing, would limit counties from imposing stricter conditions, AMI requirements, or fee-waiver reductions on certain affordable housing proposals if those changes would increase project costs. HHFDC supported the bill, saying county changes after state approval create uncertainty for developers, while the Hawaii State Association of Counties opposed it as an intrusion on local authority and a restriction on county safety and infrastructure conditions. Members asked about whether existing county review periods were sufficient, and the county association said the main concern was the bill’s language limiting counties from making cost-increasing conditions. Senate Bill 146, relating to condominiums, would revise alternative dispute resolution procedures for condo disputes, including evaluative mediation and binding arbitration. The Hawaii Real Estate Commission said it took no position overall but supported a $150 mediation fee and asked for a similar arbitration fee; Community Associations Institute supported the bill with suggested amendments; however, most testimony was strongly opposed by condominium owners and advocates, who said the bill had been changed to the detriment of owners and would increase costs and reduce protections. The committee noted 44 testimonies on the bill, with 2 in support, 37 in opposition, and 2 with comments. Senate Bill 253, relating to condominium reserves, would require a detailed budget summary to stand on its own, remove a good-faith defense for certain noncompliant budgets, and clarify standing and the association’s burden regarding substantial compliance. Hawaii Realtors and Community Associations Institute supported the measure as improving transparency and giving owners and buyers a clearer picture of association finances. Greg Msakian also supported it, arguing it would help owners and describing problems he experienced with budget committee exclusion and budget noncompliance in his own association. The discussion ended while testimony on the bill was still underway, with additional witnesses expected.