Video & Transcript Research : 'irrevocable trust'

Page 8 of 436
HI
HI

Hawaii 2026 Regular Session

FIN Public Hearing - Wed Feb 25, 2026 @ 2:00 PM HST

Finance

OK
OK

Oklahoma 2026 Regular Session

House of Representatives Second Regular Session of the 60th Legislature Day 8 Feb 12th, 2026 at 09:30 am

Oklahoma House Floor Meeting

TX
TX

Texas 89th Regular

Senate Committee on Health and Human Services May 20th, 2025

Health & Human Services

Transcript Highlights:
  • During the COVID-19 pandemic, Texans responded with urgency and trust.
  • This isn't just a data problem; it's a trust problem.
  • It doesn't block access; it simply restores trust in our public health system by empowering patients
  • Well, as I just mentioned, later on down in the bill, it states that a relinquishment is irrevocable
  • I think women, we do spend a lot of time talking about their options with them and And we trust that
Bills: HB163, HB216, HB721, HB2035, HB2038, HB3057, HB3153, HB3233, HB3595, HB3801, HB3812, HB4076, HB4129, HB4377, HB4535, HB4666, HB4730, HB4743, HB4903, HB5149, HB5155, HB1534, HB163, HB216
Keywords: epinephrine, healthcare, emergency response, administration, medical policy, health care, itemized billing, patient rights, provider regulations, Texas Health and Safety Code, cost disclosure, insurance, benefit plan, administrators, chemical dependency, treatment facilities, minor admissions, parental notice, mental health, medical licensing
AZ
AZ

Arizona 2026 Regular Session

03/24/2026 - House Natural Resources, Energy & Water

Natural Resources, Energy & Water

Transcript Highlights:
  • State Natural Resource Conservation Board maintain authority over conservation permitting on state trust
  • State Natural Resource Conservation Board maintain authority over conservation permitting on state trust
  • manage these lands, balancing economic development with the state's fiduciary responsibility to the trust
  • It incorporates improvements, reporting, and documentation aligned with the trust best interests.
  • bill advances conceptual land use planning and five-year disposition planning, helping align state trust
Bills: SB1137, SB1176, SB1287, SB1335, SB1336, SB1445, SB1677
Keywords: underground utilities, utility locating, dig safe, call before you dig, 811, excavation safety, damage prevention, one-call center, locate request, white lining, large project coordination, buried infrastructure, subsurface utilities, utility marking, locator wire, locator strip, interactive positive response system, landlord duties, apartment community, mobile home park
Summary: The committee first received a presentation from the Arizona Water Banking Authority by Dr. Rebecca Burnett. She explained the authority’s role in storing Colorado River water as long-term storage credits, its funding sources, and its obligations to provide backup supplies for CAP municipal and industrial subcontractors, the Hualapai River Indian community, and Nevada. Members asked about future firming for CAP users, recovery of credits, water quality issues, and whether municipalities banking water themselves affects the authority’s supply. Burnett said the authority has no current firming policy for CAP M&I subcontractors, is waiting on Colorado River guidelines, and does not have excess water to bank because no surplus is available. No action was taken on the presentation. The committee then heard and voted on several bills. SB 1445, as amended, allows small municipalities to test bacteriological samples on site with EPA-approved equipment; the sponsor and a rural mayor argued it would save money and improve responsiveness, while some members questioned whether the change was already possible under existing law. The bill passed 6-4. SB 1137, with a Taylor amendment, modernizes Arizona’s 811 call-before-you-dig system by adding large-project coordination meetings, an interactive positive response system, and related procedures; it passed unanimously 10-0. SB 1287, which expands an existing groundwater use allowance for irrigation grandfathered rights from initial AMAs to all AMAs, passed 9-1. The committee also considered SB 1335, as amended, which in its final form addressed a temporary continuation of irrigation tied to the Ag-to-Urban program and groundwater savings credits; DWR said the amendment was still a placeholder and needed cleanup, while supporters said it would help manage timing issues for farmers and developers. It passed 5-4. SB 1336 reauthorized the State Land Department through 2030 and added oversight, reporting, and planning requirements; the department was neutral but raised concerns about the proposed oversight committee and implementation details. After debate over the need for another board and the length of reauthorization, it passed 5-4. Finally, SB 1677 appropriates $3 million to the Department of Forestry and Fire Management for salt cedar mitigation along the lower Gila River corridor. Supporters from Audubon Southwest, the City of Buckeye, and local landowners said the invasive trees increase flood and wildfire risk, consume large amounts of water, and crowd out native habitat; some members raised concerns about herbicide use and wanted more detail on the mitigation plan. The bill passed 9-0. The chair then thanked staff and members, and the meeting adjourned.
OK
OK

Oklahoma 2026 Regular Session

Commerce and Economic Development Oversight REVISION 2: HB3127 - Added Mar 5th, 2026 at 10:30 am

Commerce & Economic Development Oversight

AL
AL

Alabama 2026 1st Special Session

Alabama House Financial Services Committee Jan 28th, 2026

Financial Services

Transcript Highlights:
  • And then you also, that particular trust might be classified as what you call a grantor trust.
  • And then you also, that particular trust might be classified as what you call a grantor trust.
  • And then you also, uh, that particular trust might be classified as what you call a grtor trust.
  • And then you also, that particular trust might be classified as what you call a grantor trust.
  • And then you also, uh, that particular trust might be classified as what you call a grtor trust.
Bills: HB259, HB206, HB207, HB259, HB206, HB207
Keywords: income tax credit, tax incentive, recruitment, remote work, remote worker, recruited worker, rural counties, small counties, county population tiers, opportunity zone, teacher recruitment, nurse recruitment, law enforcement recruitment, workforce development, economic development, relocation incentive, Alabama Department of Revenue, nonrefundable tax credit, tax carryforward, state income tax
AL
AL

Alabama 2025 Regular Session

Alabama House Apr 1st, 2025

Alabama House Floor Meeting

Transcript Highlights:
  • question in the year in which we that question in the year in which we that's all I want and I see I trust
  • you that's all I want and I see I trust you that's all I want and I see I trust you enough you're going
Bills: HJR 4, HJR 6, HB 195, HB 13, HB 143, HB 135
Keywords: occupation tax, securities, financial regulation, tax exemption, legislative amendment, capital gains tax, realized gains, unrealized gains, investment income, asset sale, capital assets, wealth tax, estate tax, trust tax, tax limitation, constitutional amendment, Texas Constitution, Article VIII, property tax, sales tax
TX
TX

Texas 89th Regular

89th Legislative Session Apr 1st, 2025

Texas House Floor Meeting

MN
MN

Minnesota 2025-2026 Regular Session

House Energy Finance and Policy Committee 3/27/25

Energy Finance and Policy

Transcript Highlights:
  • Make no mistake, the impact of this bill would irrevocably harm NG's investments made in Minnesota to
  • Make no mistake, the impact of this bill would irrevocably harm NG's investments made in Minnesota to
  • would irrevocably harm NG's Investments<00:51:43.760> made<00:51:43.960> in<00:51:44.119
  • On top of that, this bill would erode trust with the business community by replacing their solid ground
  • On top of that, this bill would erode trust with the business community by replacing their solid ground
Bills: HF2103, HF2793
Keywords: energy, renewable energy, ammonia, hydrogen, certificate tracking, funding, environment, community solar, energy policy, sustainability, solar garden program, regulation sunset, 1183, house
MA
MA

Massachusetts 2025-2026 Regular Session

Special Legislative Commission on Emerging Firearm Technology Jun 21st, 2026 at 01:00 pm

Transcript Highlights:
  • The Americans who choose our technology do so trusting that we support their freedom of choice.
  • The existence of the technology and our ability to develop it rests upon that foundation of trust.
  • Whereas demonstrating the value of the product will earn trust over time.
  • And again, that is in a zero-trust environment.
  • And again, that is in a zero trust environment.
Keywords: 995, all
Summary: The commission met for its fourth hearing on emerging firearm technology, focused on personalized firearms and related privacy issues. Co-chairs noted the commission’s charge to study personalized firearm incentives, risks from digital manufacturing codes and AI, and the costs of requiring personalized firearm and microstamp technologies, and said the report deadline is being extended to July 31. They also announced the next public hearing for April 17 at 11:00 a.m., limited to Massachusetts residents. The first witness, Kai Kloepfer of Biofire, described the company’s personalized 9mm smart gun and argued it is designed to prevent unauthorized use through biometric authentication, local encrypted data storage, no wireless connectivity, and automatic disarming when released. He said Biofire opposes any mandate requiring personalized firearms, calling such mandates a de facto gun ban that would stifle innovation, limit consumer choice, and burden a still-developing market. He said the company has a patent portfolio, has received thousands of pre-orders, is shipping in all 50 states, and is approved for sale in Massachusetts; he also said the gun costs about $1,500, is currently sold online, and is intended mainly for home defense. Members questioned him about sales, manufacturing, battery life, repairability, transfer of ownership, possible expansion to other firearms, and whether microstamping could be incorporated. A Massachusetts firearms roster official, Michaela Dunn, explained the state’s testing and approval process for handguns and confirmed that the Biofire firearm is now on the Massachusetts roster and commercially available for retail sale in the state. Kate Crockford of the ACLU of Massachusetts testified only on facial recognition, warning that commercially available systems show significant demographic bias and that Massachusetts lacks comprehensive biometric privacy protections. She urged passage of pending data privacy and biometric privacy bills, including the Massachusetts Data Privacy Act and related measures, before any broader use of biometric verification in firearm laws. Commissioners discussed privacy concerns, and Biofire said its system is zero-knowledge and would likely comply with stronger biometric privacy laws. No votes were taken and no formal action was reported beyond the scheduling announcement and the extension effort.
KY
KY

Kentucky 2026 Regular Session

House Legislative Session Day 56 (3-31-26)

Kentucky House Floor Meeting

Transcript Highlights:
  • The owner of the trust can also withdraw the money at any time unless it is an irrevocable trust for
  • known as a trust, is one way to fund a known as a trust, is one way to fund a funeral.<01:28:45.120><
  • at any time unless it is an irrevocable at any time unless it is an irrevocable trust<01:29:23.040
  • trust for Medicaid qualifying purposes. trust for Medicaid qualifying purposes.
  • And uh this abatement trust fund.
Keywords: Convene 00:00:00 Senate Message 00:04:13 Report of Committees 00:06:00 Orders of the Day 00:06:39 HB 4 00:07:32 HB 7 00:10:19 Enrollment 00:12:49 HB 10 00:13:30 HB 58 00:14:31 HB 78 00:18:39 HB 96 00:21:59 Enrollment 00:25:31 HB 134 00:26:01 HB 139 00:28:20 HB 185 00:35:36 HB 213 00:38:16 HB 220 00:40:32 HB 253 00:41:45 HB 265 00:44:55 HB 280 00:47:10 HB 290 00:49:13 Enrollment 00:51:49 HB 355 00:52:25 HB 398 00:54:42 HB 622 00:57:07 HB 424 00:58:24 HB 456 01:01:43 HB 459 01:02:51 HB 470 01:04:54 HB 555 01:10:20 HB 562 01:12:35 HB 576 01:16:37 HB 648 01:18:59 SB 68 01:21:53 SB 226 01:27:40 SB 90 01:30:36 SB 137 01:34:08 SB 136 01:37:08 SB 198 01:41:55 Recess 01:46:14 Reconvene 02:47:31 Orders of the Day 02:48:28 HB 10 02:48:53 HB 67 02:50:01 HB 257 02:51:05 Senate Message 05:52:18 Enrollment 02:53:15 SB 183 02:57:00 SJR 23 03:00:24 SB 251 03:06:24 Announcement 03:24:34 Enrollment 03:25:28 Recess 03:26:50 Reconvene 07:04:07 Enrollment 07:04:12 Senate Message 07:06:54 Appointment of Conference Committees 07:09:38 Orders of the Day 07:10:03 SB 100 07:11:06 Appointment of Conference Committee 07:12:18 HB 778 07:12:37 HB 6 07:15:14 HB 142 07:18:48 HB 144 07:21:27 HB 236 07:24:13 HB 305 07:26:45 HB 651 07:29:16 HB 521 07:31:44 HB 692 07:36:04 HB 491 07:38:33 HB 689 07:40:50 HB 767 07:43:24 HB 627 07:46:33 HB 869 07:49:00 HB 566 07:50:21 Motions, Petitions, and Communications 07:54:31 Introductions 08:07:19 ConC & Rules Report 08:12:28 Floor Amendments 08:13:10 Adjournment 08:16:56, 958, all
AZ
AZ

Arizona 2026 Regular Session

01/27/2026 - House Commerce

Commerce

Transcript Highlights:
  • including criteria requiring a minor to be compensated and instructs those monies to be placed in a trust
  • , put that 50% aside into that trust.
  • Then under the terms of the trust, put that 50% aside into that trust.
  • So in terms of the Kugan trust, my apologies, Mr. Chair, and thank you, Representative Kavaro.
  • So are you asking about the compliance burden in terms of ensuring that the trust is set up?
Bills: HB2010, HB2192, HB2199, HB2279, HB2310, HB2459, HB2501, HB2555, HB2690, HB2693
Keywords: digital goods, advertising, ownership, license, consumer protection, refund policies, streaming services, minors, content creators, online platforms, compensation, trust accounts, child protection, video content, privacy, employment, mobile homes, recreational vehicles, landlord tenant laws, tenant rights
Summary: The committee heard and acted on several bills. HB 2192, a child influencer bill, would require compensation for minors featured in monetized content to be placed in trust, allow takedown requests for content as minors become adults, and create remedies for sexualized depictions of minors. The sponsor and Google described it as a modern Coogan-trust style protection; some members raised concerns about the age-13 and age-18 provisions, but the bill received a do pass recommendation on a 9-0 vote with two present. HB 2501, an agency bill, conformed Arizona’s definition of appraisal management company to federal law and passed unanimously. HB 2693, which revises bona fide association rules to allow statewide chambers or business leagues to operate self-funded multiple employer welfare arrangements, drew support from the Chamber and small-business advocates but opposition from a coalition citing possible federal preemption; it passed as amended on an 8-1 vote. HB 2010, the digital goods disclosure bill, required clearer notice that online “purchases” may be licenses, prorated refunds if access changes, and removed some penalty language in amendment; supporters said it would reduce consumer confusion, while retailers argued federal law already covers the issue. It passed as amended 11-0. The committee also approved HB 2279, which limits liability for Grand Canyon river outfitters for inherent risks of rafting while preserving claims for gross negligence or intentional acts, despite constitutional objections from opponents; it passed 7-4. HB 2690, which tightens unemployment insurance eligibility by adding work-search and fraud cross-check requirements, was opposed by advocates who said it would add red tape and burden eligible claimants, but it passed 7-4. HB 2310, clarifying that qualified marketplace contractor agreements may be terminated unilaterally by the contractor, passed 10-0. HB 2555, requiring retail businesses to accept cash for purchases of $100 or less and banning cash fees, passed as amended 9-1 after debate over consumer access and business flexibility. Finally, HB 2199, which expands required education for RV park managers and shifts some enforcement duties to the Department of Housing, passed as amended 7-0 with three present. The committee then considered HB 2459, which would let mobile home park landlords recover actual utility charges and add an administrative fee for submetering; supporters said it would address overcharges and improve transparency, while opponents warned it could increase costs and confusion. The transcript cuts off before the final action on HB 2459.
KY
KY

Kentucky 2026 Regular Session

Senate Standing Committee on Natural Resources & Energy. (3-4-26)

Natural Resources & Energy

Transcript Highlights:
  • to utilities via the Kentucky Certified Territory Act in 1972, and it states that they are not irrevocable
  • are<00:11:11.000> not and it states that they are not and it states that they are not irrevocable
  • franchises,<00:11:12.920> but<00:11:13.120> are<00:11:13.240> instead irrevocable
  • franchises, but are instead irrevocable franchises, but are instead grants<00:11:14.200> of<00
Keywords: Meeting Start 00:00:00 Attendance Roll Call 00:00:38 SB 213 Discussion 00:01:23 SB 213 Roll Call Vote 00:20:45 SB 8 Discussion 00:26:23 SB 8 Roll Call Vote 00:58:16, 958, all
Summary: The committee met with a quorum, approved the prior minutes, and first heard Senate Bill 213 from Senator Phillip Wheeler. He described the bill as a response to rising electric bills, especially in Eastern Kentucky, and said it would give the Public Service Commission more tools to push utilities toward least-cost planning, require stronger integrated resource plans, and address utility service territories, utility sales, and generation contracts. He argued that monopoly service territories are privileges granted by the Commonwealth, not irrevocable rights, and said the bill would help prevent ratepayers from bearing the cost of poor utility decisions or sale premiums. He also said the bill would allow large new loads, such as data centers, to choose alternative power sources in certain areas to encourage economic development. Members asked questions about how the bill would work, especially the section stating that service territory rights belong to the Commonwealth and the provision dealing with utility sale premiums. Senator Wheeler explained that if a utility is sold at a premium, that premium should not simply be passed on to customers, and he said the bill aims to reduce costs for ratepayers and create more competition. Several members spoke in support of the bill’s goals while noting the complexity of utility regulation. Senator West said some companies had not been responsive to concerns about rates, Senator Williams said he would pass but wanted utilities to have enough generation to serve Kentucky users, and Chair Smith said the bill was a smart approach within the legislature’s limited authority. The committee then voted to report Senate Bill 213 favorably with the expression that the same shall pass. The committee then took up Senate Bill 8 from Senator Brandon Smith, which would modernize the Public Service Commission. He said the bill and committee substitute were intended to help the PSC handle increasingly complex utility regulation, infrastructure investment, and rate cases by expanding the commission from three to five members, with three gubernatorial appointees and two appointed by the Auditor of Public Accounts. He also said the bill would adjust the threshold for PSC review of electric transmission construction from one mile to five miles, to reduce delays while preserving oversight of major projects, and would update appointment terms and other language in the substitute. Smith said the changes were meant to improve staffing and expertise at the PSC and speed transmission buildout. The discussion was still underway when the transcript ended, and no final vote on Senate Bill 8 appears in the provided excerpt.
LA
LA

Louisiana 2026 Regular Session

Health and Welfare Apr 14th, 2026

Health and Welfare

MN
MN

Minnesota 2025-2026 Regular Session

House Housing Finance and Policy Committee 3/11/26

Housing Finance and Policy

Transcript Highlights:
  • Additionally, as we've said before, these funds are going to go through trusted and vetted channels.
  • 07:54.319> through these funds are going to go through these funds are going to go through trusted
  • <00:07:56.400> And<00:07:56.639> in<00:07:56.879> all trusted and vetted channels
  • And in all trusted and vetted channels.
  • <00:18:57.039> community distribution through trusted community distribution through trusted
Bills: HF3403, HF2687, HF2381
Keywords: HF3403, emergency rental assistance, rental aid, homelessness prevention, housing crisis, imminent risk of homelessness, eviction prevention, county aid, Tribal governments, local government aids, general fund appropriation, Minnesota revenue commissioner, poverty level, low-income housing, housing stability, family homeless prevention and assistance, emergency housing assistance, HF2687, single-family homes, corporate landlords
AL
AL

Alabama 2026 1st Special Session

Alabama Senate State Governmental Affairs Committee Feb 25th, 2026

State Governmental Affairs

HI
HI

Hawaii 2026 Regular Session

LAB Public Hearing - Tue Feb 10, 2026 @ 9:30 AM HST

Labor

Transcript Highlights:
  • <00:28:54.000> This<00:28:54.159> allows Health Benefits Trust Fund.
  • This allows Health Benefits Trust Fund.
  • <00:29:13.360> First contributions to the trust fund.
  • First contributions to the trust fund.
  • Moving on to HB 1664, relating to the Hawaii Employer Union Health Benefit Trust Fund.
Bills: SB2119, SB3131, SB3069, SB3180, SB2137, SB2993, SB2778, SB2672, SB2014, SB2967
Keywords: reimbursement, public employees, travel costs, government travel policy, finance management, job title, administrative assistant, executive assistant, state personnel, civil service, modernization, employment standards, DAGS, Department of Accounting and General Services, comptroller, civil service exemption, collective bargaining exemption, public works special project branch, specialized public works, information technology modernization
AZ
AZ

Arizona 2026 Regular Session

02/10/2026 - Senate Natural Resources

Natural Resources

Transcript Highlights:
  • last just this winter I've had two friends bucked off out in the desert rounding up cattle on state trust
  • respectful of people who have, especially in my legislative district, I have a tremendous amount of state trust
  • land, a tremendous amount of people who lease state trust land for ranching, so I want to be respectful
Bills: SB1041, SB1363, SB1418, SB1419, SB1445, SB1447, SB1488, SB1519, SB1523, SB1560, SB1580
Keywords: electronic monitoring, nursing care, assisted living, resident rights, privacy, consent, surveillance, marijuana, rural opportunity, dispensary, economic development, licensing, social equity, unserved communities, Arizona, small modular reactors, energy regulation, environmental compatibility, utility construction, agricultural use
Summary: The committee took up several appropriations and policy bills, beginning with SB 1488, which would provide $600,000 for a workforce development study on coal-impacted communities in northern Arizona, including areas affected by the closure of the Navajo Generating Station. The sponsor and supporters said the study is intended to help communities transition economically, diversify, and support new jobs; the bill received a do-pass recommendation on a 7-0 vote. SB 1523, appropriating $340,000 to the Navajo Nation for the Ganado waterline pipeline project, was also advanced after testimony that the project would bring clean drinking water to about 235 homes and that the remaining funding gap had been reduced to the requested amount; it passed 7-0 with one member not voting. The committee then approved SB 1041, which would appropriate $500,000 to the Arizona Trail Fund. Supporters described the Arizona Trail as a statewide recreational and cultural asset that needs maintenance and continued support, and the bill received a do-pass recommendation on a 7-0 vote. SB 1445, which would allow smaller cities and towns to use approved on-site bacteriological testing equipment and limit how often ADEQ may require sampling, drew concern from one member about whether the language could be read as restricting sampling during discharge events, but supporters said it would save small towns money; it passed 5-3. Members also advanced SB 1580, a $2.545 million appropriation for fire incident management software and hardware for fire and law enforcement agencies. Fire officials said the platform would improve accountability, information sharing, drone integration, and interoperability during incidents; the bill passed 5-3. SB 1363, which would create additional rural dispensary licensing opportunities for underserved areas, drew support from rural advocates and opposition from the dispensary industry over the number of licenses and transferability language; it passed 8-0. SB 1418, which would streamline siting for small modular nuclear reactors in certain counties, was supported by proponents who argued it would help Arizona meet future energy demand and opposed by counties and environmental groups concerned about local zoning, public review, and waste; it passed 5-3. Finally, SB 1419, a rooftop solar consumer-protection bill requiring added disclosures and inspections, was supported by county officials and some consumer advocates but opposed by solar industry representatives and environmental groups who said it could discourage rooftop solar and restrict speech; it passed 6-2. The committee then began hearing SB 1447, which would extend the groundwater withdrawal fee moratorium and related fund deadlines for Pinal County water projects, with supporters saying the extension is needed to continue well rehabilitation and infrastructure work after Colorado River and CAP-related cuts.
TX
TX

Texas 89th 2nd C.S.

Natural Resources May 14th, 2025

Natural Resources

Transcript Highlights:
  • lease of water and water rights for years, four years later, the legislature created the Texas Water Trust
  • Senate Bill 1624 would allow for water rights to be held in the trust for the purpose of water conservation
  • Um, what this really does is expands the use of the water trust and the water bank.
  • some extra water, and wants to either permanently or temporarily put it in the water bank or water trust
  • Um, making the water bank and water trust more flexible will only help the state meet its water needs
Bills: HB 5208, SB 863, SB 1243, SB 1624, SB 1965, SB 2660, SB 2702, SB 2885
Keywords: water filtration, public drinking water, health and safety, well maintenance, water quality, Edwards Aquifer, water conservation, reclaimed water, aquifer storage, environmental protection, public utility agency, dissolution, local government, regulatory framework, municipal authority, Texas Water Bank, Texas Water Trust, water rights, water banking, instream flow
TX
TX

Texas 89th Regular

Natural Resources May 14th, 2025

Natural Resources

Transcript Highlights:
  • Four years later, the legislature created the Texas Water Trust, a program within the bank to. accept
  • Senate Bill 1624 would allow for water rights to be held in the trust for the purpose of water conservation
  • And what it really does is expands the use of the water trust and the water bank. So, let's say...
  • some extra water, and wants to either permanently or temporarily put it in the water bank or water trust
  • Making the water bank and water trust more flexible will not only help the state meet its water needs
Bills: HB5208, SB863, SB1243, SB1624, SB1965, SB2660, SB2702, SB2885
Keywords: water filtration, public drinking water, health and safety, well maintenance, water quality, Edwards Aquifer, water conservation, reclaimed water, aquifer storage, environmental protection, public utility agency, dissolution, local government, regulatory framework, municipal authority, Texas Water Bank, Texas Water Trust, water rights, water banking, instream flow