Transcript Highlights:

• So the objective of a level three analysis, here's some information on that.
• The toll rates used for analysis were correct.
• and traffic and revenue analysis.
• That's exactly the diversion analysis.
• That's exactly the diversion analysis. And then finally, That's exactly the diversion analysis.

Summary: The Joint Committee on Interstate 5 Bridge met remotely with Washington legislative members to receive updates on the Interstate Bridge Replacement Program, including environmental review, cost and funding, tolling, and procurement for construction. Program staff said the final supplemental environmental impact statement was published in April 2026, with a federal record of decision expected in early summer. They described the recommended design as a single-level fixed-span bridge, centered I-5 alignment, C Street ramps, one auxiliary lane in each direction, and dispersed park-and-ride parking. Members raised concerns about transparency, the closed chat function, and the decision not to include two auxiliary lanes; staff said the one-lane option was recommended through consultation with partner agencies and analysis, but the final decision would come with the record of decision. Staff also said the diversion analysis projected less than 3% traffic diversion to I-205 in 2045, though members from Oregon and Washington expressed concern about impacts to their communities and asked for more detail on mitigation and decision-making. The committee also reviewed a major cost update. Staff said the full five-mile program is now estimated at $13.5 billion to $15.2 billion, with a likely cost of $14.4 billion, up from a 2022 estimate of $5 billion to $7.5 billion, citing inflation, schedule delays, scope changes, and more detailed risk modeling. They said the first funded phase has been reduced to a $5.68 billion package focused on the Columbia River bridge replacement, connections to I-5, Hayden Island and SR-14, bridge demolition, tolling infrastructure, and advancing light rail design. Funding for that phase was described as $5.69 billion, including $2.1 billion federal funds, $1 billion from each state, and $1.5 billion in projected toll revenue. Members asked what would happen if costs rise further; staff said the estimate includes substantial contingency, the project will use progressive design-build to manage risk, and the team will continue updating the finance plan annually. A separate tolling and traffic-revenue presentation explained that four toll scenarios were analyzed using regional travel demand modeling, a toll diversion model, and a post-processing review. All scenarios assume pre-completion tolling beginning July 1, 2028, a 50% low-income discount for eligible users, and exemptions for tribal preemptions, emergency vehicles, maintenance vehicles, and organized militia. Staff said the low-income discount would affect about 4% to 6% of annual transactions and reduce annual revenues by roughly 2% to 3%. They said Scenario 2 was used for the financial analysis and is sufficient to support the $1.5 billion toll contribution in the funded phase. Members asked about toll collection costs, revenue impacts of the discount, and how the scenarios differed; staff said collection costs are expected to be in line with other WSDOT toll facilities, but exact costs are not yet set because toll rates are not final. Finally, WSDOT staff outlined procurement and delivery steps for construction. They said WSDOT will be the lead contracting agency, using progressive design-build, with a request for qualifications targeted for early July 2026, a request for proposals in October, contractor selection in April 2027, construction starting in 2028, and tolling beginning in 2028. Staff said the approach is intended to consolidate scope, reduce interface risk, and allow transparent negotiation with an independent cost estimator, while preserving an off-ramp if a fair price cannot be reached. Members asked for more detail on timing, cost allocation, and the share of the first phase funded by tolls; staff estimated tolls account for about 26% of the first phase cost.

Transcript Highlights:

• Uh, the analysis that we're describing here, or the hypothetical analysis we've just been talking about
• > describing<01:07:59.920> here the analysis that we're describing here the analysis that
• <03:58:54.720> very Court went through the analysis very Court went through the analysis very
• Um, I can tell you that... that the the court's analysis left it that the the court's analysis left it
• about is is simply how the analysis about is is simply how the analysis operated<04:15:37.199>

Keywords: 1189, house, all

Transcript Highlights:

• It demonstrates a pattern of bad behavior while allowing parents the opportunity to correct it. state
• statute doesn't address burnouts, so it leaves law enforcement with limited tools to deter this behavior
• legislation on this before is that we're just seeing an increase... in street racing and this type of behavior
• us what's going on, even in cases where we know that there is a lab, and we're requesting a lab analysis

Bills: SB456, SB826, SB872, SB957, SB993, SB1660, SB2017, SB2611, SB2785, SB2794, SB442

Keywords: human organs, criminal penalties, physician license, medical ethics, illegal trade, SB 826, Texas, DWI, driving while intoxicated, intoxicated driving, school crossing zone, school zone, reduced speed limit, traffic safety, child safety, pedestrian safety, felony DWI, state jail felony, Penal Code Section 49.04, Transportation Code Section 541.302

Transcript Highlights:

• school teacher, with strong New Mexico values like accountability, and we are all responsible for our behavior
• It's taking a year or a year and a half because we do not have lab analysis analysts.
• The LFC, on the analysis online, reported that in FY25, there were 1,419 sexual assault exam kits that
• The LFC, on the analysis online, reported that in FY25, there were 1,419 sexual assault exam kits that
• The LFC, on the analysis online, reported that in FY25, there were 1,419 sexual assault exam kits that

Bills: HB99, HJR5, HM39, HB206, HB213, SB41, SB153, SB165, SB261, SB264

Keywords: medical malpractice, malpractice reform, patient's compensation fund, PCF, health care liability, tort reform, damage caps, punitive damages, hospital liability, physician liability, nurse practitioner, certified nurse-midwife, outpatient facility, ambulatory surgical center, urgent care, free-standing emergency room, insurance surcharge, superintendent of insurance, New Mexico hospitals, medical review process

Transcript Highlights:

• Is there a cost analysis on that?
• Does anybody have a cost analysis on how much we would need and how much it would cost us?
• The decline of rutting behavior is likely resulting in a decline in the screw worm infestation for the
• behavior was a key driver in suppressing the outbreak.
• Is that a good analysis of what happened? Right? Yes, sir.

Keywords: 997, house, all

Transcript Highlights:

• 23.159> that's<02:12:23.400> not<02:12:24.079> only<02:12:25.079> uh behavior
• and mood so that's not only uh behavior and mood so that's not only uh stimulants<02:12:25.840> that
• Ballard, and I'm happy to talk about some of the analysis that went into our cost projections of that
• <02:15:26.000> that talk about some of the the analysis that talk about some of the the analysis
• was the resource component the analysis was the resource component on<02:16:17.920> um<02:16:

Keywords: 1191, senate, all

Transcript Highlights:

• The data I'm going to use today is a combination of the American Health Rankings as well as the Behavioral
• > as<00:02:56.400> the health rankings as well as the health rankings as well as the behavioral
• We're ranked 12th in the physical environment, 30th in clinical care, 38th in behaviors, and then you
• risk factor survey in order behavioral risk factor survey in order to<00:08:14.879> be<00:08:
• <01:15:46.719> of Feeding America's national analysis of Feeding America's national analysis

Keywords: 958, all

Summary: The meeting opened with roll call and housekeeping, including moving standing attendees to an overflow room and asking the audience to avoid interruptions. The task force then heard testimony from Allison Adams of the Foundation for a Healthy Kentucky, who presented statewide health trend data showing Kentucky ranked 41st overall and 44th in health outcomes, with especially poor performance on premature death, chronic disease, diabetes, and vaccination rates. She emphasized that Kentucky has the highest rates of residents with multiple chronic conditions, that diabetes remains above the national average, and that childhood immunization rates have worsened. She also highlighted major provider shortages in rural areas, noting that 43 of 120 counties meet shortage criteria and that more than half of primary care providers are concentrated in Fayette and Jefferson counties. Adams urged the task force to focus on prevention, early intervention, access to care, physical activity, and healthier school and community environments, and said the foundation is prepared to share results from its demonstration projects. Task force members asked follow-up questions about the age range for chronic-condition data and whether the diabetes figure reflected type 1 or type 2 diabetes; Adams said the chronic-condition measure spans all ages and that the diabetes figure likely reflects type 2, though she offered to provide the full report. The task force then approved the minutes from the prior meeting. The committee next turned to SNAP benefits and heard from Lisa Dennis, commissioner of the Department for Community Based Services, and Roger McCann, director of the Division of Family Support. They explained that SNAP is not only a food assistance program but also a public health and family stability tool, arguing that poor diet contributes to chronic disease and that food insecurity is linked to family stress, child welfare involvement, and neglect-related CPS referrals. They cited research showing that more generous SNAP policies are associated with fewer CPS reports, fewer substantiated reports, and fewer foster care placements, and said SNAP helps reduce risk and promote stability across vulnerable populations including children, older adults, people with disabilities, and pregnant women. They also described SNAP-Ed as the nutrition education component that teaches healthy eating, cooking on a budget, and how to use fresh produce, but warned that recent federal legislation eliminates federal funding for SNAP-Ed beginning in federal fiscal year 2026. McCann outlined the remaining SNAP outreach and employment-and-training components, noting that outreach is typically run by nonprofits with a 50% match and that employment and training funds job-skills programs to help recipients move toward better jobs and self-sufficiency. The discussion emphasized that access to nutritious food, education, and job supports are all part of improving health outcomes and reducing food insecurity.

Transcript Highlights:

• Strategic planning and analysis can be dedicated to a single policy area, which will allow us to have
• Flex pools help individuals with significant behavioral health conditions who are experiencing or at
• The expansions, and let me read from the analysis, you're going to hire three staff attorneys—one for
• We agree with the committee analysis.
• This is a tax increase that is not rooted in research or economics or any particular analysis of what

Summary: The subcommittee first heard an informational presentation on the May Revision’s proposed reorganization of the Business, Consumer Services and Housing Agency into separate housing-focused and consumer/business-focused entities. Administration officials said the split would improve oversight, streamline decision-making, and create a dedicated California Housing and Homelessness Agency with a new housing development and finance committee. The Department of Finance said funding was needed in 2025-26 to begin implementation, while the LAO recommended rejecting the proposal without prejudice because the Little Hoover Commission review was still pending and the plan would require ongoing General Fund costs. Members raised concerns about the timing, the lack of alignment with the budget process, and whether the reorganization would improve accountability for homelessness spending; several public witnesses supported the concept but stressed it could not substitute for new housing and homelessness dollars. The committee then took up the Department of Veterans Affairs. CalVet requested funding for phase three of its electronic health care record project and a trailer bill to preserve authority for federal background checks, but the May Revision withdrew requests for deferred maintenance and additional administrative support. The LAO noted deferred maintenance can prevent larger future costs, and the chair criticized the withdrawal of less than $1 million for veterans’ homes as short-sighted given existing repair needs. No vote was taken. Next, the Department of Housing and Community Development presented its budget. HCD said the May Revision provides no new affordable housing or homelessness funding, but does retain existing rounds of funding and proposes a $31.7 million reversion from undersubscribed housing programs. Members from both parties expressed concern about zeroing out ongoing housing and homelessness investments, especially for LIHTC, the Multifamily Housing Program, and HAP. HCD also defended its homelessness accountability and compliance work, saying the unit includes about 30 program staff and six attorneys, with three additional attorneys requested mainly to handle public records and litigation workload. Public commenters largely opposed the lack of new funding and urged continued support for housing and homelessness programs, while some supported the reorganization and accountability efforts. Finally, the committee heard Go-Biz proposals. The administration requested authority to increase funding for a federal trade program match if needed, plus reappropriations for administrative funds tied to the Containerized Ports Interoperability Grant Program, zero-emission vehicle operations, and the Women’s Business Center Enhancement Program. It also proposed withdrawing the Cal Competes grant request and reverting remaining funds from the Performing Arts Equitable Payroll Fund. The LAO said Cal Competes is generally effective but could be cut as a budget solution, while warning that the performing arts fund was close to awards and should be considered carefully. Members objected to pulling back committed funds for performing arts organizations and questioned why the state would withdraw support after applications had already been submitted.

Transcript Highlights:

• We've also asked for money for a staffing analysis going forward that we've already begun to take some
• Director of the Division of Behavioral Health, and Meredith Tellis, Director of the Division of Program
• Although I do see that the certified community behavioral health clinics do provide mental health care
• Again, Katia Fox, director of the Division for Behavioral Health. That's a great question, Health.
• Uh, certified community behavioral health clinics are relatively new to New Hampshire.

Keywords: 928, house, all

Summary: The Fiscal Committee opened by approving the May 15 minutes and then recognized Pam Ellis for her long service with the Legislative Budget Assistant’s office and upcoming retirement. The committee adopted the consent calendar with two items removed for separate consideration, then approved transfers for the Administrative Office of the Courts and the Department of Environmental Services after questions about court benefit costs and dam project funding. The Department of Health and Human Services also received approval for a general fund transfer item. A major portion of the meeting focused on the Youth Development Center settlement fund. New administrator Jared Boyle, joined by the Attorney General, described the fund’s remaining caseload, the payment matrix, and the need for additional funding to begin hearings in August. Members raised concerns about administrative costs, attorneys’ fees, payday loans, structured settlements, and the long-term fiscal impact on the state. Boyle requested $55 million, but the committee ultimately approved a reduced appropriation of $20 million, with members noting the possibility of returning for more funding later depending on revenues and the October revenue review. The Department of Corrections then received approval for a smaller shortfall transfer and a larger overtime-related transfer, with officials citing a 52% corrections officer vacancy rate, ongoing recruitment, academy classes, and efforts to use civilian staff in some non-security roles. A late item from the Veterans Home was also approved to cover overtime, holiday pay, and indirect cost shortfalls within its existing budget. The committee then heard an informational presentation on implementation of Senate Bill 134 and the new federal Medicaid work-requirement rule. DHHS said it plans to submit a state plan amendment, seek approval for hardship exceptions, start with one eligibility check cycle, and use existing federal grant funding to make system changes. Finally, the committee received a performance audit of the Doorway opioid treatment program, which found weak written procedures, incomplete data use, reimbursement delays, and problems with the Governor’s Commission on Addiction Treatment and Prevention. Members discussed follow-up reporting, and the next Fiscal Committee meeting was scheduled for August 21 at 11:00 a.m.

Transcript Highlights:

• based on behaviors relevant to the<01:10:23.520> business<01:10:23.920> customer<01:10
• <01:10:40.719> as engaging in selfdestructive behavior as engaging in selfdestructive behavior
• ><03:23:00.800> the mean I genuinely thank you for the mean I genuinely thank you for the analysis
• 23:02.560> had<03:23:02.800> of<03:23:02.960> the<03:23:03.200> bill analysis
• that you had of the bill analysis that you had of the bill because<03:23:03.840> you<03:23:04.239

Keywords: 1189, house, all

Bills: HB3407, HB1242, HJR1081, HB3443, HB3781, HB1939, HB4237, HB3430, HB3321, HB3905, HB3329, HB4253, HB4421, HB4311, HJR1046, HB2015, HB3244, HB4265, HB3941, HB4203, HB2941, HB3695, HB3380, HB3132, HB3673, HB3134, HB3383, HB4490, HB4058

Keywords: property rights, abandoned homes, manufactured homes, notification, salvage, real estate, Oklahoma Tax Commission, landowner liability, redemption, HB1242, cervidae, deer, elk, sales tax exemption, agricultural exemption, livestock, ranching, farm tax, agricultural sales tax, agriculture

Bills: HB227, HB454, SB323, HB266, SB52, SB53, SB296, HB37, HB429, HB93, HB249, HB328, HB111, HB132, HB26, SB261, HB227, HB454, SB323, HB266, SB52, SB53, SB296, HB37, HB429, HB93, HB249, HB328, HB111, HB132, HB26, SB261

Keywords: firefighter benefits, occupational disease, line of duty, disability pension, death benefits, retirement benefits, hypertension, heart disease, respiratory disease, cancer presumption, HIV, hepatitis, municipal firefighters, state firefighters, fire districts, workers' compensation, public safety employees, post-retirement benefits, benefit eligibility cutoff, occupational illness

Transcript Highlights:

• As noted in the committee analysis, last October, the Sacramento County Registrar advised voters that
• the committee's work on this bill, and I accept the amendments that are proposed in your committee analysis
• As mentioned in the committee analysis in March 2025, in an interview with NBC, the president did not
• I think some things that were raised in the committee analysis on, you know, additional areas where some
• And I think that’s just human behavior, not in terms of political affiliations.

Summary: The Assembly Elections Committee met on March 25, 2026, with nine measures on the agenda and three bills taken on consent. The committee approved the consent calendar for AB 1736, AB 1853, and AB 2153. The committee also heard several election-related bills, including AB 1993 on ballot-envelope privacy, AB 1788 on nonprofit disclosure of travel payments for elected officials, AB 1560 on barring people convicted of public corruption from lobbying, AB 1539 on presidential and vice-presidential ballot eligibility certifications, AB 1919 on Santa Cruz Metro local tax initiative procedures, and AB 1562 on county selection of poll workers. The chair also noted membership changes and welcomed new and returning members and staff. AB 1993 drew the most debate. The author argued it was a common-sense safeguard to prevent voters’ choices from being visible through ballot-envelope holes, citing a Sacramento County incident and public concern about ballot privacy. County election officials, the Secretary of State’s office, and Disability Rights California opposed the bill, saying the holes also serve accessibility and processing functions, that existing voter instructions already address privacy, and that the measure would create implementation problems and an unfunded mandate. After extended discussion, the committee voted the bill out on a 2-6 roll call and it failed. AB 1788 was supported by the FPPC and the League of Women Voters and passed as amended to Appropriations, with members emphasizing transparency while seeking to avoid unintended coverage of organizations like NCSL and CSG. AB 1560 passed 6-0 despite the Secretary of State’s implementation concerns about how the office would learn of relevant convictions. AB 1539, which would require party representatives to certify presidential and vice-presidential nominees’ constitutional eligibility, passed 7-0 as amended. AB 1919, which would clarify procedures for a Santa Cruz Metro voter initiative to place a transit tax on the ballot, passed 6-2, and AB 1562, which would allow counties to randomly select poll workers, passed 7-1 after discussion about civic engagement, guardrails, and election administration. The committee then completed roll-call adjustments for absent members and adjourned.

Transcript Highlights:

• We will not accept disruptive behavior or behavior that incites or threatens violence.
• I specifically lead our behavioral health portfolio. And we focus on the whole child.
• The biggest and probably most talked about is what we've done in the Children Youth Behavioral Health
• So pre-Children and Youth Behavioral Health Initiative, we heard a lot of complaints. about the fact
• English, all these things, if kids are having anxiety struggles or behavioral challenges.

Keywords: 988, house, all

Transcript Highlights:

• your point, we do see a need as it relates to some of those specialty services, like an intensive behavior
• We also received funding from the legislature last year and have an LBR ask for behavioral qualified
• residential treatment programs, specifically serving youth with severe behavioral needs.
• ABA stands for applied behavior analysis, and it is behavioral treatment for people with a range of issues
• And RBTs are registered behavioral techs that serve under them. So sorry for the acronyms.

Summary: The Health Care Budget Subcommittee met to organize the new term, take roll, and hear introductory presentations from the six agencies under its jurisdiction: the Agency for Health Care Administration, Agency for Persons with Disabilities, Department of Children and Families, Department of Elder Affairs, Department of Health, and Department of Veterans’ Affairs. The chair outlined the committee process, including assigning members to review agencies and make budget recommendations. Each agency head gave a high-level overview of their budget, staffing, major programs, and priorities, with recurring themes including Medicaid, long-term care, disability services, child welfare, mental health, aging services, public health, and veterans’ health care. Several agency leaders highlighted recent initiatives and funding priorities. AHCA emphasized Medicaid managed care, provider regulation, Hope Florida, hospital-at-home, and cancer-related efforts; APD discussed iBudget services, Hope Florida, a managed-care pilot, online applications, and forensic care costs; DCF focused on child protection, foster care, adult protective services, food/cash/medical assistance, mental health, and opioid treatment; Elder Affairs highlighted Alzheimer’s services, community-based senior care, guardianship, ombudsman services, and disaster outreach; DOH covered cancer innovation, maternal telehealth, cybersecurity, HIV/hepatitis/syphilis screening, and school nursing; and Veterans Affairs described benefits and health care access for veterans, long-term care, and federal reimbursement. Several speakers also raised concerns about rising costs, provider rates, disaster response, and access to services. The committee heard two public comments from disability advocates about Medicaid redeterminations affecting iBudget waiver recipients and provider payment delays. In response, AHCA and APD said they were coordinating on data sharing, early outreach, escalation processes, and efforts to reduce disenrollments and make recertification smoother. Members then asked questions about provider rates, opioid settlement spending, managed care quality measures, pediatric rare disease grants, group home transparency, senior outreach, ABA services moving into managed care, annual Medicaid recertification, veterans’ service utilization, waiting lists for elder services, and prevention spending. No formal votes were taken during the meeting.

Transcript Highlights:

• It's actually consumer behavior. Retailers in border communities will be hit first and hardest.
• It's actually consumer behavior. Retailers in border communities will be hit first and hardest.
• facilities, in treatment and behavioral facilities, in treatment and behavioral health<00:59:35.200
• I'm curious, Madam Chair, as as we look at the revenue analysis whether it contemplates at all the hits
• whether it contemplates at all analysis whether it contemplates at all the<01:30:15.280> hits

Keywords: 1187, senate, all

Transcript Highlights:

• So, calling a behavioral legal concept junk science really misunderstands both science and law.
• It says pattern of behavior that would damage a relationship that's speculative, future tense.
• Further, alienating behaviors is in our statute. It’s in force 61.
• And the hope of alienating behaviors.
• people to recognize the behaviors people to recognize the behaviors they're<00:28:59.280> doing

Keywords: 1189, house, all

Transcript Highlights:

• So the savings to the general fund only represent the behavioral health costs of this population, and
• We have more details on our analysis in Appendix C and in the publication on our website.
• We have additional appendices that describe more of our analysis.
• We're doing an analysis of all 50 states: what did they do, what didn't they do?
• And I'm not going to subject any member of this committee to that type of behavior.

Bills: HB2190, HB2202, HB2233, HB2251, HB2252, HB2396, HB2437, HB2689, HB2796

Keywords: physician assistants, licensure compact, medical services, multistate practice, patient care access, healthcare workforce, military families, adverse actions, dementia care, telementoring, healthcare education, rural communities, grant funding, HB 2233, rural health transformation, rural health transformation program, AHCCCS, Arizona Health Care Cost Containment System, Joint Legislative Budget Committee, JLBC

Summary: The committee began with a presentation from the Alzheimer’s Association Desert Southwest Chapter and Dr. Anna Burke of Barrow Neurological Institute on the scope of Alzheimer’s disease, the shortage of specialists, low rates of timely diagnosis, and the need for caregiver support and early intervention. Speakers emphasized that Arizona is a leader in Alzheimer’s research and that lifestyle changes, new therapies, and research funding offer hope, but only if patients are diagnosed earlier and providers are better trained. The committee then heard House Bill 2202, which would appropriate $300,000 over three years for a dementia care telemonitoring/telementoring grant program through the Department of Health Services to help providers statewide learn best practices in dementia care. Supporters, including the Alzheimer’s Association, Dr. Danny Cabral, and a patient advocate, said the bill would address major gaps in provider training and improve early diagnosis and treatment. There was no opposition, and the committee voted 11-0 to give HB 2202 a do pass recommendation. The committee next took up House Bill 2251, the “Jordan and MacTerry Act,” which would expand licensed midwives’ authority to administer certain medications, require liability insurance disclosure and reporting, and create an Arizona Midwifery Advisory Committee. Supporters said the bill would improve safety, oversight, and access to emergency medications in home births, while opponents from ACOG and the Arizona Osteopathic Medical Association raised concerns about the adequacy of oversight, the medication list, and whether eight hours of pharmacology training is sufficient. After testimony from midwives, physicians, and stakeholders, the bill was held for further stakeholder work and anticipated floor amendments. House Bill 2252, which would allow certified nurse midwives, certified professional midwives, or licensed midwives to accompany a patient in a ground ambulance during transport if approved by medical direction, also drew support and opposition. Supporters argued it would preserve continuity of care in emergencies, while firefighters and EMS representatives objected to ambiguity and scene control concerns. That bill was likewise held for further stakeholder meetings. The committee then recessed and reconvened for later presentations on federal budget and health-related topics.

Transcript Highlights:

• It's hard to know um from our analysis.
• ,<01:22:57.520> demographic history, browsing behavior, demographic history, browsing behavior
• These steps study and a legal analysis.
• <02:35:14.640> for<02:35:14.880> us actuarial analysis for us actuarial analysis for
• <02:36:25.040> because study was also a legal analysis because study was also a legal analysis

Bills: HB20, HB2612, HB2404, HB2459, HB2194, HB1880, HB2284, HB1969, HB2458, HB1546, HB2161, HB1721, HB1641, HB2137, HB1782, HB2360, HB1965, HB1897, HB1513

Keywords: lava insurance, homeowners, insurance market, subsidy, Hawaii, mortgage, debt, secured transactions, real property, Hawaii Revised Statutes, cooperative associations, electric utility cooperatives, agricultural cooperatives, mutual help, food innovation, agribusiness, food safety, market access, branding, economic diversification

Summary: The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided. The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments. Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.

Transcript Highlights:

• Verbal outbursts, shouting, or disruptive behavior will not be tolerated.
• Verbal outburst, shouting, or<00:01:58.159> disruptive<00:01:58.799> behavior<00:01:59.360
• > will<00:01:59.680> not<00:01:59.920> be or disruptive behavior will not be or
• disruptive behavior will not be tolerated.<00:02:01.360> Applause<00:02:02.000> or<00:02
• Bureau of Economic Analysis website and Bureau of Economic Analysis website and the<01:41:03.199>

Keywords: 1183, house