Video & Transcript Research : 'property coverage'

Page 86 of 500
FL

Florida 2025 Regular Session

Senate in Session Mar 4th, 2025

Florida Senate Floor Meeting

Transcript Highlights:
  • IT IS PUSHING PROPERTY INSURANCE AND PROPERTY TAX HIGHER AND HIGHER.
  • WE WILL EXPLORE OPTIONS FOR FLORIDIANS TO VOTE TO LOWER THEIR OWN PROPERTY TAXES, AND WE WILL CONTINUE
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, January 20, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • telehealth coverage will end and many patients will have to see their doctors in person only.
  • Losing coverage would put families at real risk. These subsidies are not a handout.
  • , often 5% to 10% more than standard property owners.
  • , often 5% to 10% more than standard property owners.
  • , often 5% to 10% more than standard property owners.
FL

Florida 2026 Regular Session

Appropriations Apr 17th, 2025

Appropriations

Transcript Highlights:
  • This is HB 5013, State-Funded Property Reinsurance Program, by the Budget Committee.
  • This is HB 5013, State-Funded Property Reinsurance Program, by the Budget Committee.
  • That is tab four is assessment of homestead property. SB 176 by Senator DiCeglie.
  • Eligible property must be either in an area where raising the property will be necessary to comply with
  • On tab 3, you will find SJR 174, assessment of homestead property.
Summary: The Appropriations Committee met with a quorum present and took up a long agenda of House and Senate bills, many of them conforming or “orphan” measures that were amended with delete-all or strike-all amendments to place them in conference posture. Among those reported favorably were HB 5015 on the State Group Insurance Program, HB 5009 creating the Florida Accountability Office, HB 5013 on state-funded property reinsurance, HB 5201 on state financial accounting, HB 5203 on the Capitol Center, and HB 5501 on documentary stamp tax distributions. The committee also approved SB 1292 on public records exemptions for certain email addresses, SB 1290 on highway safety and motor vehicle agency changes, SB 26 on an uncontested claims settlement, SB 176 and SJR 174 on homestead property assessment for flood-mitigation improvements, and SB 1122 on Florida Virtual School procedures. Several substantive bills drew discussion. SB 924, covering fertility preservation services for cancer patients under the state health plan, received supportive comments from members and was reported favorably. SB 1160 expanded health insurance premium coverage for law enforcement officers and their families when catastrophic injury or death occurs in the line of duty or during official training, and it also passed. HB 1662, the Department of Transportation package, established or revised programs involving the Florida Transportation Academy, transportation research, rural transit, airport and seaport accountability, advanced air mobility, landscaping, and HOV lane changes; it was amended after testimony from the Florida Airports Council about landing-fee language and questions from members about AAM and HOV lane implementation, then reported favorably. The committee also heard and approved SB 600, which codifies a statewide manufacturing office and creates a Florida manufacturing promotional campaign and grant framework, and SB 602, the fee bill tied to that campaign. That pair prompted the most extensive debate, with members asking about grant structure, eligibility, oversight, and whether the program could become a “slush fund”; the sponsor and Florida Makes said the program is aimed at small manufacturers, would be subject to rulemaking, and is intended to support training and modernization. SB 602 passed on a mostly party-line vote with Senator Pizzo voting no. At the end of the meeting, members recorded additional votes on selected bills, and the committee adjourned without further business.
NM

New Mexico 2025 Regular Session

IC - Radioactive and Hazardous Materials Jul 11th, 2025

Radioactive & Hazardous Materials Committee

Transcript Highlights:
  • The coverage will increase from $50,000 to $100,000, a one-time payment.
  • They will receive health care coverage; downwinders will not.
  • You have to assess it before you buy the property, and then it makes that funding available.
  • It's a blighted property. It's going to change it to something that's viable.
  • It's going to reduce the crime that goes along with any kind of a vacant property like this.
AR

Arkansas 2026 Regular Session

ALC-STATE INSURANCE PROGRAMS OVERSIGHT SUBCOMMITTEE Jun 17th, 2026

ALC-STATE INSURANCE PROGRAMS OVERSIGHT SUBCOMMITTEE

Transcript Highlights:
  • It’s just not an automatic coverage to allow for review.
  • Just to be clear, we’re not denying people coverage.
  • Next up, the Office of Public Property Risk. Mr.
  • They would act as our subrogation firm for the property insurance program.
  • That's what the state takes on with property damage.
Summary: The State Insurance Programs Oversight Subcommittee met on June 17 and reviewed a series of Employee Benefits Division and Office of Property Risk items. Grant Wallace presented March and April formulary changes, explaining that the updates favored lower-cost generics, re-tiered some drugs, left several new-to-market drugs uncovered pending more evidence, and added quantity limits in some cases. The committee approved those formulary recommendations. The subcommittee also approved a cell and gene therapy policy that would exclude automatic coverage of those therapies and route them through prior authorization and review, with members noting the process should not delay urgent cases and that appeals remain available. Members then discussed a UAMS professional consultant services contract amendment for pharmacy benefit consulting. The discussion focused on confusion over the dollar amount and scope, with Wallace clarifying that the committee was being asked to approve up to $2.596 million, including optional services related to coupon and rebate management that could be used later without returning for another approval. Several members raised concerns about matching the written contract to the approval amount and about the relationship to the current pharmacy benefit manager, but the committee ultimately approved the item with the understanding that any use of the optional services would return to the committee. The committee also reviewed, without objection, a Blue Cross/Blue Advantage third-party administrator contract, a CompSack employee assistance program contract, and approved proposed 2027 employee and public school health plan rates of 9.8% and 4.9% increases, respectively. Wallace also said the UnitedHealthcare rebid was in final negotiation and would return in August. On the property risk side, the committee reviewed permanent rules for the property insurance program, a contingency-fee subrogation contract with Denenberg-Tuffly, and extensions for Sedgwick Claims Management, Actuarial Advantage, and Stevens Capital Management. Members asked about claim-adjustment delays after a major winter storm, and Wallace said performance guarantees and communication requirements had been added, with claims still expected to vary by case. The committee also approved 2026-27 captive insurance program rates, which included no change to minimum deductibles, lower rates for K-12 and higher education, a higher rate for state agencies, and an overall 10% reduction. Wallace said the reductions reflected improved actuarial foundations, better claims management, and the program’s first-year performance. The meeting adjourned after approving the rate item.
TX

Texas 89th 2nd C.S.

89th Legislative Session Mar 14th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • HB 1739 by Tupper relating to a notice given to a property owner prohibiting certain persons from.
  • Of a real property prepared by an appraiser submitted to the district by the property owner in determining
  • the value of the property referred the subcommittee on Property tax appraisals HB 1767 by La Graf relating
  • The property in the appraisal district less than frequently than annually.
  • HB 2280 by Schofield relating to the authority of a property owners association to regulate a property
FL

Florida 2026 Regular Session

Children, Families, and Elder Affairs Feb 3rd, 2026

Children, Families, and Elder Affairs

Transcript Highlights:
  • It defines large family child care home, prohibits residential property insurance policies from providing
  • liability coverage for claims arising from operation of a family or large family child care home unless
  • property insurance policies because the insured operates a family or large family child care home.
  • property insurance policies because the insured operates a family or large family child care home.
  • It prohibits insurers from denying, canceling, or refusing new residential property insurance policies
Bills: S0996, S1022, S1462, S1690
Summary: The Committee on Children, Families, and Elder Affairs heard and advanced four bills. CS/SB 1690, on early childhood education, was amended with a delete-all amendment that required public posting of child care inspection reports and data on child deaths, injuries, and substantiated abuse; changed certain notice and insurance provisions for family and large family child care homes; created the Florida Endowment for Early Learning; and made related definitional changes. The amendment was adopted and the committee reported the bill favorably. SB 1022, on children’s initiatives, would add two new Florida Children’s Initiatives in Bay County and Pompano in Broward County; the sponsor described the program as a community-based service network model, and the bill was reported favorably without opposition. SB 996, on dependent children, would require DCF and community-based care lead agencies to coordinate and regularly meet with organizations focused on people with lived experience in the child welfare system, and to publish how suggestions are implemented. Several young adults with foster care experience testified in support, emphasizing the importance of youth voice, normalcy, and teaching financial responsibility through allowance. The bill was reported favorably after supportive debate. The committee also considered CS/SB 1462, on temporary cash assistance eligibility, after adopting an amendment that narrowed a SNAP eligibility carve-out to people who were victims of human trafficking at the time of a drug conviction. The sponsor said the bill was intended to remove barriers to reunification and redemption. After supportive testimony and no opposition, the committee reported the bill favorably. The meeting then adjourned.
MN

Minnesota 2025-2026 Regular Session

Legislative Commission on Pensions and Retirement - 04/14/26

Minnesota Senate Floor Meeting

Transcript Highlights:
  • The core issue is insurance coverage.
  • health insurance coverage. health insurance coverage.
  • , coverage, coverage, even<00:02:10.160> in<00:02:10.280> cases<00:02:10.720> of
  • trigger the loss of continued coverage. trigger the loss of continued coverage.
  • After 5 years, that coverage goes away. After 5 years, that coverage goes away.
Keywords: 918, senate, all
Summary: The Legislative Commission on Pensions and Retirement met on April 14, 2026, adopted the April 7 minutes, and then took up Senate File 4464, which the chair said would be laid over after hearing testimony. The bill would restore continued health insurance coverage for police officers and firefighters in the PERA Police and Fire Fund who suffer documented physical duty-related injuries, addressing the current 5-year cap and the loss of coverage at normal retirement eligibility. Senator Hal Hoffman and Senator Hoffman’s testimony emphasized that the bill is a narrow fix for injured public safety workers and not a broader restructuring of retirement benefits. Supporters, including Mike Ladue of Law Enforcement Labor Services, several injured officers, Sheriff Ryan Kruger, and Amber Waldner, described the personal and family impacts of severe line-of-duty injuries and argued that coverage should continue to age 65 so families are not left with uncertainty if injuries worsen or force medical retirement. They said the bill would honor the promise made to public safety workers and provide stability for long-term care needs. One witness, Officer Albert, said the 2025 changes significantly reduced the protection he believed he and his family would have if his injury forced retirement. Anne Finn of the League of Minnesota Cities opposed the bill as drafted, warning that restoring coverage to age 65 for all physical injuries would be fiscally unsustainable without additional state funding. She said the 2025 pension changes were part of a negotiated package, noted that duty disability retirements are common, and argued the employer cost could reach about $500,000 per employee and create significant property tax pressure, especially for smaller communities. She urged the committee to work on a broader solution and said revisiting only one part of the 2025 law would create imbalance.
MN

Minnesota 2025-2026 Regular Session

Committee on Health and Human Services - 02/25/26

Health and Human Services

Transcript Highlights:
  • that had their effectuated coverage. that had their effectuated coverage.
  • They shopped, value health coverage.
  • <01:21:15.600> really to lose their Medicaid coverage really to lose their Medicaid coverage
  • property taxes to mitigate these costs. property taxes to mitigate these costs.
  • <01:44:45.040> about know there's talk about a property about know there's talk about a property
Keywords: 1187, senate, all
TX

Texas 89th Regular

Senate Session Apr 9th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • Senator Bettencourt: The exemption is for market value from business personal property taxation.
  • I say let the people vote and vote themselves a property tax decrease.
  • It does not stop private nuisance claims as well, where your property rights are at issue.
  • You can still get damages for interference with your land or your property.
  • And then what they come back and do is limit, limit the coverage.
Summary: The Senate convened with a quorum, heard an invocation, recognized a Karnes County Day delegation and the Texas Association of Museums, received a governor’s message on Texas Diabetes Council appointments, and introduced the Doctor of the Day. The chamber then took up several resolutions, including SR 388 honoring the Texas Association of Museums, and adopted SRs 380, 382, and 387 by voice vote. Senator King was excused due to a family death, and the journal reading was dispensed with. The Senate then moved through a series of bills, most of them on expedited suspension of the regular order and three-day rule. Measures passed included SB 868 on Rural Volunteer Fire Department Assistance Program funding for high-wildfire-risk areas; SB 264 exempting certain family motor-vehicle transfers from tax; SB 2112 on oyster mariculture penalties; SB 1484 on catfish labeling and marketing; SB 660 on bollards near hospital emergency rooms; SB 1809 creating offenses for gift card fraud; SB 32 and SJR 81 providing business personal property tax relief and a related constitutional amendment; SB 1267 modernizing boat titling and adding disclosure for hidden hull damage; SB 1470 allowing DPS data sharing for voter list maintenance; SB 2406 and SB 2407 implementing Sunset recommendations for the Sabine River Authority and Lower Neches Valley River Authority; SB 609 on school district compliance with legally required policies; SB 921 on ex parte Medicaid eligibility renewals; SB 2320 increasing DWI penalties; SB 1822 requiring disclosure and oversight of AI-based utilization review algorithms; SB 693 on notaries public and deed theft prevention; and SB 664 setting statewide qualifications and oversight for magistrates and related judicial officers. One of the most contested items was SB 779 on common law public nuisance claims, which drew extended debate over whether the bill would limit lawsuits against lawful, regulated activities and whether it would preserve private nuisance and other existing remedies. Despite objections, the Senate suspended the rules and passed the bill to engrossment by a 17-12 vote, holding it there. Another debated measure was SB 1008 on state and local authority over the food service industry; after a perfecting amendment, it was passed to engrossment and then to final passage. Several bills were adopted or passed with near-unanimous support, while others, including SB 1267, SB 1470, SB 1822, and SB 2320, saw some opposition but still cleared the chamber.
MS

Mississippi 2026 Regular Session

MS Senate Floor - 25 February, 2026; 10:00 AM

Mississippi Senate Floor Meeting

Transcript Highlights:
  • offer or substain group coverage. offer or substain group coverage.
  • individual for for property tax. individual for for property tax. Correct. Correct. Correct.
  • They can sell that property or Okay?
  • a credit against your your property a credit against your your property taxes." taxes." taxes."
  • And after either you pay the property And after either you pay the property taxes<01:09:55.199><
Summary: The Senate convened with a quorum, opened with prayer by Reverend Max Smith of Jesus Name Tabernacle in Florence, and then led the Pledge of Allegiance. The chamber quickly dispensed with the reading of the journal and committee reports, and then spent much of the morning recognizing guests, including multiple FFA groups, the Mississippi FFA state officer team, the Mississippi Food Bank Collaborative, optometrists visiting for Optometry Day, and representatives from engineering and fire service organizations. On the calendar, the Senate took up several finance-related bills. Senate Bill 2824, extending deadlines related to renewable energy fee-in-lieu agreements and construction start dates, was explained and adopted, then passed by use of the morning roll call with three no votes and one present. Senate Bill 2867, revising the income tax credit for employer-provided dependent child care or child care stipends, was explained as a targeted, capped credit for actual employer spending on licensed child care; it was adopted and passed by morning roll call. Senate Bill 3109, clarifying that a nonprofit leasing and managing LaFleur’s Bluff State Park land is not subject to ad valorem taxes on state-owned park land, was adopted and passed by morning roll call with one no vote. The Senate also considered Senate Bill 2840, which would provide a 75% rebate or sales tax credit related to inventory taxes and eliminate local privilege taxes. After extended discussion, the committee substitute was adopted, a reverse repealer amendment was added, and the bill passed by morning roll call with one no vote. Senators discussed the burden of inventory taxes on retailers and the need for more data before fully implementing the proposal. Finally, Senate Bill 2868, creating a tax credit tied to employer contributions for individual coverage health reimbursement arrangements (ICHRAs), was introduced and explained as a way to encourage employer-supported health coverage for small and midsize businesses; the transcript cuts off during the explanation before final action on that bill.
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 04/01/25

Commerce and Consumer Protection

Transcript Highlights:
  • looking for insurance coverage right away.
  • uh issue coverage and I don't actually uh issue coverage and I don't think<01:05:29.119> that's
  • it or actual cash value coverage?
  • request to exempt the damage property request to exempt the damage property from<01:16:49.840>
  • Go ahead. coverage given that lithium ion battery coverage given that lithium ion battery use<01:39:29.880
Keywords: 1187, senate, all
NV
Transcript Highlights:
  • Currently, 22 other states have some form of infertility coverage. Nevada should be next.
  • Secondly, this bill establishes clearly... ...who often face coverage gaps.
  • It's just as property. SB 217 strips legal recognition of that term.
  • It's also bad because mandates insurance coverage for IVF is a very expensive procedure.
  • a Just on the costs of it with respect to adding coverage, I would turn it over to her.
Bills: AB52, AB76, AB163, AB388, AB483
AL

Alabama 2025 Regular Session

Alabama Senate Banking and Insurance Committee Apr 16th, 2025

Banking and Insurance

Transcript Highlights:
  • Self-employed families save 30 to 60% on the cost of their healthcare coverage.
  • month for healthcare coverage, often twice their home mortgage.
  • I mean, right now, Alpha Property Casualty is... ...Alpha Property Casualty is actually licensed insurance
  • You might ask, what coverage will children have access to in this plan?
  • However, with this move, we're no longer eligible for PHIP coverage.
Keywords: 923, senate, all
NH

New Hampshire 2025 Regular Session

Senate Judiciary (03/18/2025)

Judiciary

Transcript Highlights:
  • They thought they were discriminated against, denied property tax exemptions.
  • discriminated against denied property discriminated against denied property tax<00:52:18.000>
  • other that can devalue your property other that can devalue your property those<00:54:30.359>
  • open space and building coverage open space and building coverage requirements<01:00:20.400>
  • <01:00:27.799> so nature of the use of this property so nature of the use of this property
Keywords: 1191, senate, all
LA

Louisiana 2026 Regular Session

Insurance May 6th, 2026

Insurance

Transcript Highlights:
  • , including their effects on property values, disruption of daily life, and the property insurance market
  • And if a citizen wants to make an initiative or take an initiative to provide some type of coverage for
  • whether, as state policy, we should allow people to cut down trees when they pose a risk to their property
  • Usually, they should do an inspection of your property prior to them binding your policy.
  • Jordan is offering say that if you don't have coverage already, then you have to have an admitted coverage
Keywords: 965, house, all
Summary: The House Insurance Committee met on May 6 with a quorum and first reported favorably House Resolution 196 by Rep. Owen. The resolution creates a special study committee to examine the impact of fallen trees on residential property, property values, daily life, and the insurance market. Rep. Owen said the goal is to study whether homeowners who remove risky trees should be considered for incentives or discounts, and members discussed whether homeowners association restrictions on tree removal should also be examined. The committee next reported favorably Senate Bill 100 by Sen. Jenkins, which requires transportation network company drivers to provide the correct proof of insurance after an accident and disclose whether they were logged into the ride-share app or on a prearranged ride. Supporters said the bill would ensure the proper ride-share-specific coverage is produced and reduce administrative problems when accidents occur. House Bill 408 by Rep. Jordan, dealing with homeowners insurance cancellations after a homeowner timely mitigates risks, drew opposition from the insurance industry. Opponents argued the bill addressed a problem they said does not generally occur and could create confusion or litigation, especially given existing notice rules. After discussion, the committee adopted a committee amendment changing a notice period from 90 days to 60 days, and Rep. Jordan voluntarily deferred the bill. The committee then took up House Bill 625 by Rep. Jordan on peer-to-peer car sharing programs. Members adopted technical amendments and a substantive amendment requiring a state-admitted or approved physical damage policy when no contractual protection package is in place, with a deductible cap and subrogation rights. Enterprise representative Ryan Haney said the company supported the broader effort but disagreed with the amended approach; the committee nevertheless reported the bill favorably as amended. The meeting then adjourned.
OK
Summary: The House convened with prayer, the Pledge of Allegiance, and several recognitions, including Veteran of the Week Colonel Stanley L. Evans, Oklahoma City Young Professionals, state contest winners for America’s 250th anniversary, and a long series of page introductions. The chamber then moved into floor action on a large number of measures, many of them Senate bills and House joint resolutions dealing with administrative rules and agency oversight, public safety, education, health, agriculture, business, and tax policy. Among the major bills discussed were SB 1543 on aggregating multiple DUI charges within one year into a single felony case, HB 1933 on nitrous oxide violations, SB 1859 creating an OSBI Cybercrimes and Fraud Unit, SB 237 on ad valorem tax NAICS code changes, SB 2065 designating pollinator-related state symbols, SB 44 extending nonprofit sales tax exemptions to contractors, SB 2030 updating automated expungement procedures, SB 2045 expanding the Grow Your Own education program, and several water and agriculture measures including SB 1509, SB 1314, and SB 2071. Members also considered multiple joint resolutions approving permanent administrative rules for education, energy and agriculture, business and commerce, health agencies, and building code rules, with Kendricks explaining that some major rules were separated out for transparency and, in one case, a cost mitigation agreement had been reached. Testimony and debate were generally brief and focused on clarifying amendments. Several authors explained that amendments were added to address constitutionality, remove outdated or incorrect language, or reflect negotiated changes with agencies and stakeholders. Notable discussion included concerns about forum shopping in SB 1543, questions about the scope of the Grow Your Own program in SB 2045, and clarification that SB 1618’s pretrial report language had been changed to a public safety report agreed to by sheriffs and district attorneys. The House adopted numerous amendments without objection and passed the bills by wide margins, including some unanimous or near-unanimous votes, while a few measures drew more opposition, such as SB 1403, SB 1509, SB 2071, and SB 1618. The House also adopted HCR 1027 setting sine die adjournment for Thursday, May 14, and adjourned until the next day, May 5, 2026, at 9:30 a.m.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Financial Services Jun 21st, 2026 at 10:30 am

Joint Committee on Financial Services

Transcript Highlights:
  • We're responsible for that first bit of bodily injury coverage and property damage coverage, and that's
  • Just curious about the coverages and how they would differ for a driver from Massachusetts.
  • Right now, if I have an accident in a rental car, are the coverages comparable?
  • Property damage can differ.
  • Why I mentioned Connecticut, they're 10,000—or, excuse me, 5,000—for property damage.
Keywords: 995, all
Summary: The Joint Committee on Financial Services held a public hearing on a wide range of auto insurance and vehicle-related bills. Testimony focused heavily on autonomous vehicle regulation, auto insurance rating by ZIP code, rental car liability coverage, and surcharge thresholds for minor accidents. Representative Polito supported a bill to regulate autonomous vehicle testing and deployment, arguing for school-zone restrictions, slower speeds, a remote kill switch, and minimum insurance requirements to protect the public. Representative Mendez and Senator Payano testified for legislation to reduce racial and socioeconomic inequities in auto insurance pricing by limiting the weight insurers may place on territorial loss costs, while the Mass Insurance Federation and Consumer Federation of America offered opposing and supporting views, respectively, on the fairness and actuarial impact of geographic rating. The committee also heard support for a bill to remove inspection-sticker violations from license-point calculations, and for a bill to raise the damage threshold for insurance surcharges and minor/major accident classifications. A substantial portion of the hearing addressed House Bill 1301 on rental car liability. Enterprise Mobility, the American Car Rental Association, and a small Massachusetts rental company supported the bill, saying personal auto insurers should be primary when their insureds drive rental cars, that Massachusetts is an outlier compared with most other states, and that the change would reduce costs and simplify claims handling. The Mass Insurance Federation opposed the bill, arguing that current Massachusetts law already clearly makes the vehicle owner’s policy primary and that shifting liability would raise costs for private-passenger policyholders. Committee members asked detailed questions about how rental coverage works, whether premiums or rental rates would change, and how other states handle the issue. The committee also heard testimony on a bill to adjust surcharge rules for at-fault accidents, with sponsors arguing that repair costs and vehicle values have risen sharply and that the current thresholds are outdated. Members discussed how the point system affects drivers, whether the proposal should apply cumulatively or per incident, and how Carfax and out-of-pocket repairs factor into consumer costs. At the end of the hearing, the chair noted written testimony could still be submitted and, during a brief personal privilege, recorded support for two underinsurance bills, H. 1109 and S. 748. The committee then moved and seconded a motion to adjourn, and the hearing ended without any votes on the bills themselves.
MN

Minnesota 2025-2026 Regular Session

House Fraud Prevention and State Agency Oversight Policy Committee 7/8/25

Fraud Prevention and State Agency Oversight Policy

Transcript Highlights:
  • coverage rates in the state.
  • Um it may be motans will lose coverage.
  • , because if they don't get coverage, because if they don't get coverage, health<01:48:18.800>
  • It is not property is government data.
  • the personal property of the staff. the personal property of the staff.
Keywords: 1183, house