Transcript Highlights:

• <00:16:26.920> Unthinkable<00:16:27.920> more choice virtually Unthinkable more choice
• virtually Unthinkable more importantly<00:16:28.480> transgender<00:16:28.920> gender<
• including athletic programs alongside their peers, is harmful to all students and undermines the learning
• As adults, we shall not abdicate our responsibility to create safe learning spaces for all students free
• I'd love to call her up and learn where she lands on this and her thoughts and things that we should

Bills: HF1233

Keywords: women's athletics, gender, sports competition, Human Rights Act, biological sex, participation limits, 1183, house

Transcript Highlights:

• Montsbury's virtually, who I'm interested to be heard first.
• Next up, I've got a virtual with...
• Next up, I've got a virtual with Councilor Breeden or Council President Breeden.
• She's going to be joined virtually. Okay. She's going to be joining virtually.

Keywords: 995, all

Summary: The Joint Committee on Election Laws held a hearing on ranked choice voting, focusing primarily on Boston’s home rule petition (H. 4262) and Bedford’s petition (H. 4916). Committee chairs Dan Hunt and Senator Keenan opened the hearing, explained the three-minute testimony limit, and noted that written testimony would also be accepted. The hearing featured testimony from a wide range of supporters, including advocacy organizations, community leaders, Boston City Council members, and Bedford residents. Witnesses generally argued that ranked choice voting would produce majority-supported winners, reduce vote-splitting and negative campaigning, encourage coalition-building, and give voters more freedom to rank candidates without fear of wasting their vote. Several speakers emphasized local control and said Boston and Bedford should be allowed to decide for themselves whether to adopt the system. Others highlighted potential benefits for women, historically marginalized communities, and voter participation more broadly. Boston councilors and supporters also described the city’s local approval process and said the proposal would still require voter ratification if enacted by the legislature. No opposition testimony was presented in the excerpt. The committee took no substantive vote on the bills during the hearing; after testimony concluded, the chairs thanked participants and the committee adjourned.

Transcript Highlights:

• Okay, coming back into the room—oh no, we are still virtual, excuse me.
• Greg Snedeker, followed by Alan Genovese, also virtual. Also virtual, followed by you.
• We have one testifier virtually, and then we'll come in the room for a couple of folks.
• Worthington, but I just want to say that the reason I'm here today is to say that this is the tale of virtually

Keywords: 995, all

Summary: The Joint Committee on Municipalities and Regional Government held a hybrid hearing on late-filed bills and formal petitions, with testimony focused mainly on Senate Bill 3026 and House Bill 5294. The committee heard from legislators and local officials about S. 3026, which would give equal voting access in a six-town regional school district process. Testifiers from the Sixth Town Regional Planning Board and local select boards said the current voting setup is unfair because one town can vote during normal polling hours while others have a narrower voting window, and they argued the bill would ensure equal voter opportunity for a major regional school decision amid declining enrollment and financial pressure on the districts. The committee also heard extensive testimony on H. 5294, a Worthington home rule petition seeking a one-year solar moratorium. Worthington officials, residents, and advocates said the town is facing multiple large-scale solar and battery storage proposals and lacks the staff, legal resources, emergency response capacity, and technical expertise to evaluate them. Witnesses raised concerns about fire risk, groundwater and drinking water impacts, forest and wildlife impacts, decommissioning, and the effect on rural character and farmland, while emphasizing that the moratorium was framed as a planning tool rather than opposition to clean energy. Several speakers said the state’s solar siting and approval process is too complex and top-down for small rural towns, and that volunteer boards are being asked to manage industrial-scale projects without adequate support. One witness from a statewide group said Worthington’s situation reflects broader problems across western Massachusetts and urged the committee to address solar siting more broadly in a future session. The hearing concluded after testimony and committee questions, with no votes or final actions taken during the meeting.

Transcript Highlights:

• Some of this has changed where they might get labs and have a virtual visit instead of actually presenting
• But rather than start behind, this last summer I was able, with my assistant, to look at virtually every
• But I will say, Senator, excuse me, if I finish my sentence, I will say that virtually every state has
• The amount for, I can testify to physicians, is well above virtually every other state.
• The amount for physicians is well above virtually every other state.

Bills: SB20, SB111, SB211, SB218, SB14

Keywords: prior authorization, pharmacy benefits manager, PBM, health insurer, prescription drugs, step therapy, formulary, auto-adjudication, electronic portal, appeals, medical necessity, serious mental illness, mental health, schizophrenia, bipolar disorder, major depression, substance use disorder, addiction treatment, cancer, autoimmune disorder

Transcript Highlights:

• So, expect a virtual meeting at 11:00 tomorrow. >> All right, members.
• So, expect<00:03:22.120> a<00:03:22.160> virtual<00:03:22.519> meeting<00:03:22.840
• > at<00:03:22.959> 11:00 expect a virtual meeting at 11:00 expect a virtual meeting at

Keywords: 1183, house

Transcript Highlights:

• So moving on to Article 5, this is the early care and learning finance article, and it starts on page
• Are we just learning as we go? If that's the case, by all means, I'm okay with that.
• And so we are learning every day as we go.
• Some of that justice has come because of the fact that Small World Learning Center had cameras.
• I'm the owner of Iron Range Learning Center.

Bills: HF2436

Keywords: child welfare, economic assistance, child care, grant program, video security cameras

Transcript Highlights:

• He famously shared that from ancient times, He famously shared that from ancient times, virtually every
• We've all learned a lot from him, and he's going to serve us well in Congress, and just... ...blessed
• We've all learned a lot from him, and he's going to serve us well in Congress. And just thank you.
• And she's having to enjoy a good time back there and learning at Chico State right now.
• I am deeply grateful to have learned from him.

Summary: The Assembly convened, established a quorum, and handled a number of procedural motions, including suspending rules for adjournments in memory and guest introductions, rescinding prior action on SB 493, and re-referring several Senate bills to different committees. Members also recognized guests on the floor, including family members, interns, firefighters from the Corona Fire Department, and the Quartz Hill High girls’ soccer team, which was honored for its historic championship season. The main floor action was on AB 1795 by Assembly Member Gibson, the Smoke Damage Recovery Act, which would create statewide standards for inspecting, testing, and remediating wildfire smoke damage and set clearer insurance claim practices. Supporters said the bill would help wildfire survivors return home safely and urged science-based standards and a rebuttable presumption that contamination after a wildfire was caused by the fire; opponents warned the bill could raise costs and should better address government failures in fire recovery. The bill passed on a 54-6 vote, including the urgency clause. Members also adopted SCR 137, proclaiming March 15 as Justice Ruth Bader Ginsburg Day, with remarks praising her role in advancing gender equality and equal rights. The resolution was adopted after 65 co-authors were added and then approved by voice vote. The consent calendar, including SJR 11, was adopted 71-0. A large portion of the session was devoted to adjournments in memory, including tributes to Larry Vane, Dr. William A. Burke, Colonel Alfred P. Glover, and Rita Semmel. The Assembly also honored departing Member James Gallagher, who gave extended farewell remarks before leaving for Congress. The house then announced upcoming committee meetings and adjourned until Thursday, June 11, at 9 a.m.

Transcript Highlights:

• He famously shared that from ancient times, He famously shared that from ancient times, virtually every
• We've all learned a lot from him, and he's going to serve us well in Congress.
• We've all learned a lot from him, and he's going to serve us well in Congress. And just thank you.
• And she's having a good time back there and learning, as at Chico State right now.
• I am deeply grateful to have learned from him.

Keywords: 988, house, all

Summary: The Assembly convened after a quorum call, opened with prayer and the Pledge of Allegiance, and handled several procedural motions, including re-referrals of a few Senate bills and permission for members to make special introductions and adjournment remarks. Members then offered a series of guest introductions recognizing family members, interns, first responders from the Corona Fire Department, and the Quartz Hill High girls’ soccer team for its historic championship season. The chamber also held a lengthy tribute to Assembly Member James Gallagher as he prepared to depart for the U.S. House of Representatives. Colleagues praised his leadership, convictions, and relationships across the aisle, and Gallagher thanked his family, staff, and colleagues while reflecting on his service and the importance of minority voices, stewardship, and the legislative branch. The Assembly later adopted SCR 137, proclaiming March 15 as Justice Ruth Bader Ginsburg Day, after supportive remarks highlighting her legacy on gender equality and equal rights. On the floor file, AB 1795 by Assembly Member Gibson, the Smoke Damage Recovery Act, was debated at length. Supporters said it would create statewide standards for smoke-damage inspection, testing, remediation, and insurance claims handling after wildfires; opponents warned it could raise costs and should better address government failures in fire recovery. The bill passed with 54 ayes and 6 noes on both the urgency and the measure. The Assembly also adopted the consent calendar and then spent the remainder of the session on adjournments in memory for Larry Vane, Dr. William A. Burke, Colonel Alfred P. Glover, and Rita Semmel, honoring their community service and legacies before adjourning until June 11 at 9 a.m.

Transcript Highlights:

• A trial judge can declare a mistrial for virtually any reason or no reason at all.
• Because I've had a situation where I learned of something. ...before trial started in the morning of
• prior to impaneling a jury, I approached the judge related to the evidence that was hidden that I learned
• He didn't pay me a dime, but I was there to learn before I took my first murder case.
• you see third and fourth chair on death... penalty cases because people want to be involved and to learn

Bills: HB 115, HB507, HB1765, HB1847, HB2046, HB2239, HB2328, HB2309, HB2417, HB2728, HB2794, HB3206, HB3566, HB3694, HB3744, HB4254, HB4697, HB4733, HB4915, HB5465, HB2813, HB115

Keywords: habeas corpus, postconviction, criminal procedure, indigent defense, scientific evidence, legal representation, judicial power, capital felony, criminal law, death penalty, attorney qualification, training standards, law enforcement, no-knock warrant, search warrant, peace officer, attorney workload, criminal justice, caseload limits, fair representation

Transcript Highlights:

• to<00:11:52.560> be<00:11:52.760> able<00:11:53.000> to<00:11:53.279> learn
• the Next Generation to be able to learn the Next Generation to be able to learn and<00:11:53.880
• Last year we did 65 job fairs, which was a combination of in-person job fairs and virtual job fairs in
• People virtually none, um, thank you. But they're not listed in our book, right?
• um thank people virtually none um thank you<01:55:56.880> but<01:55:57.040> they're<01

Keywords: 928, house, all

Summary: The committee heard testimony from Insurance Commissioner DJ Bettencourt on the New Hampshire Insurance Department budget. He said the department is self-funded through assessments on insurers based on New Hampshire premium volume, with about $8 billion in premiums written in the state and a department budget of roughly $15.5 million. He explained that the department has 88 authorized positions, eight vacancies, and that three full-time positions were unfunded after the governor’s requested 4% reduction exercise. He also said the department is trying to balance staffing needs with not overburdening carriers during a hard insurance market. A major topic was the department’s $2.6 million rebate to industry from the prior fiscal year, which Bettencourt described as a credit against the next assessment rather than a direct cash payment. Members questioned why that credit was not reflected as a reduction in the upcoming budget, and Bettencourt and staff explained that the budget assumes full staffing and full spending, with any year-end surplus returned to insurers. The commissioner said the department had added staff in recent years for succession planning and to preserve institutional expertise, and that the rebate reflects careful budgeting rather than excess spending. Members also asked about staffing changes by division, including positions unfunded in fraud, property and casualty examinations, life and health examinations, and tax. Bettencourt said fraud investigations remain strong and that the department can use outside contractors for examinations, with those costs billed to the company being examined. He also described the department’s examination process, including periodic financial exams and targeted market conduct reviews triggered by consumer complaints or trends. Additional questions covered OIT transfers, the department’s oversight of fully insured health coverage, the insurance premium tax and fines going to the general fund, and the department’s limited role in auto repair reimbursement disputes, where he said complaints have recently declined.

Transcript Highlights:

• and machine learning.
• Machine does not learn like that.
• I've even learned how to make myself young. So I'm trying to learn.
• We have this thing called one-hour quick learns, and you can see the learning topics on the right-hand
• because everybody learns differently.

Summary: The Committee on Education Pre-K through 12 held a panel discussion on artificial intelligence in K-12 education. Dr. Maya Israel of the University of Florida gave an overview of AI literacy, emphasizing that AI can support personalized learning, school operations, and teacher efficiency, but also raises concerns about data privacy, overreliance, mental health, and the need for human oversight. She described the Florida K-12 AI Task Force, which has produced guidance on policy, ethics, privacy, cybersecurity, classroom integration, and professional development, and is now working on district surveys, webinars, case studies, and teacher/family resources. Superintendents Van Ayers of Hillsborough County and Kevin Hendrick of Pinellas County described district-level implementation. Hillsborough outlined a governance council, a district AI policy, and an implementation guide; it prohibits generative AI for students below eighth grade, allows limited use for older students with teacher permission and district-vetted tools, and uses models for classroom AI expectations. The district also reported growing student enrollment in AI courses, teacher training through summer academies and quick learns, and pilots with tools such as Magic School and Microsoft Copilot. Pinellas emphasized academic integrity, student data privacy, digital responsibility, and the importance of human interaction in learning; it said state assessments already limit technology use and that districts need clear governance and parent transparency. Committee members asked about whether AI improves academic performance, the risk of student dependence, the possibility of returning to more paper-based testing, and who should set guardrails. Witnesses said reliable achievement data is still limited because the technology is new, though districts reported anecdotal gains in tutoring and early literacy. They also said there is no established statewide baseline for teacher AI training yet, so districts are using professional development, stipends, and partnerships with universities to build capacity. The committee also heard from Drew Andrew of FSU’s Inspire program, who argued that industry is moving faster than schools and that education should focus on teaching how AI works, building teacher confidence, and aligning training with workforce needs. No bills were considered and the meeting ended with a motion to adjourn, which was adopted.

Transcript Highlights:

• making sure that our kids are learning making sure that our kids are learning healthy<00:12:16.040
• I appreciate the support of virtually every member of the Republican side of the aisle.
• I was one of her lucky students to have learned from Mrs. Payne.
• <04:37:17.920> your world you got to start learning your world you got to start learning your
• causing but I expect that we will learn causing but I expect that we will learn that<06:09:58.000

Keywords: U.S. House of Representatives Floor Proceedings on Thursday, January 9, 2025, 1012, house, all

Transcript Highlights:

• The program provides immersive English language learning opportunities while also introducing students
• program provides immersive English program provides immersive English language<00:26:43.919> learning
• <00:26:44.240> opportunities<00:26:44.960> while language learning opportunities while
• language learning opportunities while also<00:26:45.679> introducing<00:26:46.240> students

Bills: HB2246, HB2119, HB1929, HB1953, HB1572, HB2549, HB2594, HB2551, HB2595, HB2548, HB2459, HB1931, HB1604, HB1616, HB1736, HB2233, HB2241, HB1891, HB1803, HB2567, HB2534, HB2399, HB2172, HB1595, HB1811, HB2168, HB1780, HB1781, HB1785, HB2122, HB2012, HB2398, HB1779, HB2296, HB1894, HB1925, HB2019, HB1896, HB2294, HB2298, HB2300, HB2344, HB2345, HB2391, HB2037, HB2201, HB1941, HB1635, HB1943, HB2325, HB1926, HB2490, HB1710, HB2545, HB1976, HB2173, HB1804, HB1563, HB2015, HB1619, HB2475, HB1889, HB2367, HB2187, HB1765, HB1452, HB2231, HB1700, HB1705, HB1626, HB1897, HB1642, HB1523, HB2593, HB815, HB1655, HB1596, HB1732, HB1842, HB2476, HB2478, HB2022, HB1588, HB2575, HB1163, HB2153, HB772, HB1519, HB2050, HB2309, HB2147, HB2329, HB2274, HB2280, HB2547, HB2275, HB2452, HB2306, HB2148, HB2088, HB1764, HB2438, HB2117, HB1860, HB2604, HB2118, HB2017, HB2155, HB1832, HB2216, HB1601, HB1934, HB2297, HB2397, HB1893, HB2533, HB1890, HB2454, HB2004, HB2427, HB2207, HB1810, HB1840, HB1644, HB1645, HB1946, HB1648, HB2324, HB2323, HB1509, HB1514, HB1515, HB2164, HB2165, HB2283, HB1691, HB2386, HB2423, HB2121, HB1984, HB1593, HB1671, HB2619, HB1481, HB2314, HB2319, HB1643, HB2558, HB1864, HB1898, HB2214, HB2167, HB2488, HB2009, HB2007, HB322, HB1964, HB2218, HB2616, HB1535, HB1574, HB1977, HB2054, HB2046, HB146, HB2094, HB2181, HB2250, HB2515, HB2444, HB2385, HB1740, HB1724, HB1733, HB1799, HB1725, HB2049, HB2161, HB1970, HB2519, HB1790, HB2416, HB1873, HB2001, HB2151, HB1603, HB1880, HB1753, HB2198, HB1511, HB1991, HB2546, HB1615, HB1939, HB2140, HB2429, HB1870, HB1850, HB1782, HB2137

Keywords: agriculture, federal grants, Hawaii, grant administration, revolving fund, department of agriculture and biosecurity, grant compliance, financial support, coffee, pest control, subsidy program, coffee berry borer, coffee leaf rust, economy, biosecurity, invasive species, Molokai, advisory board, quarantine, environmental protection

Transcript Highlights:

• He told them to get involved, learn your history, speak your mind, and stand firm in your beliefs.
• , learn your history, speak your mind,<00:18:11.200> and<00:18:11.440> stand<00:18:11.760
• Her classroom is a place where students don't just learn about the government, they learn about their
• There would be virtually no federal review for natural gas pipelines running from Texas to Mexico.
• power plants, grid efficiency, virtual power plants, grid enhancing<03:42:37.200> technologies,

Keywords: U.S. House of Representatives Floor Proceedings on Thursday, September 18, 2025, 1012, house, all

Transcript Highlights:

• Maybe we can learn from them later.
• Maybe we can learn from them later.
• Maybe we can learn from them later.
• Maybe we can learn from them later.
• I've learned a lot. Use Commission. I've learned a lot.

Keywords: 912, senate, all

Summary: The committee heard several gubernatorial nominations for confirmation, beginning with GM 788 for Karen Knudsen to the Hawaii Sister State and International Partnerships Commission. DBEDT strongly supported her nomination, describing her decades of Asia-Pacific and East-West Center experience. Senators asked about the new commission structure, confirming that the old committee was abolished and replaced by a five-voting-member commission with two governor appointees before the Senate, other ex officio and legislative appointees, and one OHA vacancy still pending. Knudsen said the commission would help review new sister-state and international partnership proposals, while existing relationships would remain in place. Members also discussed the commission’s lack of a separate budget and its use of DBEDT international relations funding. The committee then moved to GM 789 for Wesley Fong to the same commission; DBEDT supported him based on his military, legal, and international trade background. A concern was raised that he also served on the State Ethics Commission, and Fong stated he had resigned from that post effective the 20th of the month to avoid a conflict. Senators questioned his reasons for leaving ethics, and he explained that his term was ending and he wanted to continue public service in a role aligned with his background in international agreements, education, and Indo-Pacific relations. No votes were taken in the portion provided. The committee next considered GM 769 for Patrick Branco to the State Foundation on Culture and the Arts. The foundation and the Hawaii Regional Council of Carpenters both testified in strong support. Branco appeared by Zoom and said he was currently on temporary military orders on the East Coast, but had prior experience in public diplomacy as cultural attaché in Caracas and had worked on Fulbright and cultural exchange efforts. The committee then took up GM 770 for Makanani Salā to the same board. The State Foundation on Culture and the Arts supported her nomination, and Noe Wong-Wilson testified in person, citing Salā’s work at Windward Community College and her role in organizing the Best Fest festival, saying she would bring Hawaiian cultural perspective to the foundation. Salā said her county experience included arts, culture, and sister-city work, and that she would emphasize public-private partnerships and helping other agencies use the foundation’s expertise. Members briefly discussed FESTPAC and its rotating international location. Finally, the committee heard GM 767 for Miles Miyatso to the Land Use Commission. The Land Use Commission and the Hawaii Regional Council of Carpenters both supported the nomination, and Avalon Development Company was listed but did not appear on Zoom. The discussion in the provided transcript ended during this item, with no vote or final action shown for the nominations covered.

Transcript Highlights:

• And uh what you'll learn is some growth.
• So that's something learned today. Um, then my final question is a maximum request.
• something learned today. something learned today.
• She was trying to learn to drywall to put her house back together.
• <01:14:05.120> no exploded, but with virtually no exploded, but with virtually no infrastructure

Keywords: Meeting Start 00:00:03 Roll Call 00:00:08 Discussion of Indiana Residential Infrastructure Fund 00:01:27 Discussion of Affordable Housing Trust Fund 00:33:30 Discussion of Urban Infill 01:12:37 Approval of Minutes from July Meeting 01:39:00 Adjournment 01:39:42, 958, all

Summary: The Housing Task Force heard a presentation from Anita Sanford of the Homebuilders Association of Kentucky and Sheri Cybert of Indiana’s Residential Infrastructure Fund about Indiana’s low-interest loan program for local housing infrastructure. They described the program as a voluntary, locally driven model that helps communities finance roads, sewers, sidewalks, traffic lights, turning lanes, and other infrastructure needed for new housing development. Sanford emphasized that infrastructure and regulation are major drivers of housing costs, citing estimates that infrastructure can account for up to 30% of a home’s cost and regulations another 25%, and said the association is studying Kentucky-specific regulatory costs. She also noted that every $1,000 added to new home construction can price out about 2,000 Kentucky households. Cybert explained that Indiana’s program, administered through the Indiana Finance Authority, began in 2023 with $75 million appropriated over two years and has since closed 17 loans totaling $60.7 million, with more than 2,700 projected housing units. The program reserves 70% of funds for rural communities and 30% for urban communities, requires applications from local governments rather than developers, and asks communities to show need through a market study, describe the infrastructure and housing to be built, and provide preliminary engineering plans and a repayment source. She said the loans currently carry an interest rate around 3.5%, reset quarterly, and that the program has generated about $25 million in savings to communities compared with private borrowing. She also described recent Indiana legislative changes that encourage higher density and other zoning reforms, and said a majority of those local ordinance changes must be adopted for an application to be fundable. Members asked about the ordinance requirements, the funding split between rural and urban areas, repayment mechanisms, and whether there were caps on project size. Cybert said repayment is worked out case by case, often through existing or project-specific TIFs, temporary tax agreements, or letters of credit, and that the program has no cap on request size or income/affordability restrictions. She said the largest request funded was $19 million for a 700-unit project. Co-chair Mills and others discussed whether Kentucky could adopt a similar model and what it would cost, while Sanford and Cybert said they were still refining budget estimates. Later, Scott Welch, president of the Homebuilders Association of Kentucky, testified that upfront infrastructure costs are a major barrier in his projects, citing a $1 million pump station and road-widening and utility relocation costs as examples, and said an infrastructure fund would help get projects off the ground.

Transcript Highlights:

• We are here to learn more about the siting of the new landfill, the potential environmental impacts of
• This was an eight-member committee that met nine times between 2021 and 2022 to learn about the city's
• about the city's solid waste learn about the city's solid waste management<00:10:04.519> system
• Would you say it's fair to say we haven't learned our lesson from Red Hill?
• Would you say it's fair to say we haven't learned our lesson from Red Hill?

Keywords: 910, house, all

Summary: The informational briefing focused on the City and County of Honolulu’s effort to site a replacement landfill for Oahu before the Waimanalo Gulch landfill closes in 2028. Chair Nicole Lowen and other legislators opened the meeting by framing the issue as important statewide and encouraging recycling, composting, and proper use of the curbside bins. The city’s Department of Environmental Services, led by Director Roger Babcock and Deputy Director Mike O’Keefe, then presented the background and siting process. ENV explained the legal and technical constraints that shaped the search, including the 2019 Land Use Commission decision requiring closure of Waimanalo Gulch by March 2, 2028, and the 2020 Act 73 restrictions on landfill siting near residences, schools, hospitals, conservation districts, airports, and tsunami inundation areas. They said a landfill advisory committee reviewed six candidate sites in 2021-2022 and rejected them because they fell within the Board of Water Supply’s no-pass zone. After further evaluation and an extension of the naming deadline, the city selected a site in central Oahu near Wahiawa, on agricultural land currently used as a Dole pineapple field. City officials said the selected site was chosen as the best of the evaluated options and, in their view, could be permitted under state and federal law. They described planned environmental protections, including a modern sanitary landfill design with double liners, leachate collection systems, monitoring wells, and post-closure monitoring, and said the existing Waimanalo Gulch landfill has operated for 35 years without leachate leaks. They also emphasized that the site would still require a special use permit, Department of Health approvals, an environmental impact statement, and other public permitting processes, and that public engagement would continue over the next several years.

Transcript Highlights:

• And we'll learn from it.
• And in every disaster, we learn from it.
• I always learned something. So you'll have a safe trip out.
• , but also the new knowledge, AI, machine learning.
• It is, I think, something that I've learned from my past.

Summary: The joint Senate and House disaster preparedness hearing convened in Kerrville with quorum, public testimony limited to three minutes and invited testimony to 10 minutes. Leaders from both chambers, along with the lieutenant governor and speaker, framed the hearing as an unprecedented joint effort focused on learning from the July 4 flood, honoring victims, and identifying actions to reduce future loss of life. The committee also heard opening remarks about decorum, logistics, and the intent to continue work in future sessions. The first panel included Kerr County Judge Rob Kelly, Sheriff Larry Leitha, Emergency Management Coordinator William B. Thomas IV, Kerrville Mayor Joe Herring Jr., Kerrville City Manager Dalton Rice, Upper Guadalupe River Authority representative William Rector, Kendall County Judge Shane Stolarczyk, and Real County Judge Bella Rubio. They described the flood as sudden and catastrophic, with Kerr County reporting 108 deaths and two missing. Local officials emphasized that they received no timely warning of the scale of the event, that responders and volunteers acted heroically under extreme conditions, and that communications, cell coverage, and rural emergency resources were strained. Several witnesses said the county’s existing alert systems were limited by geography, sparse broadband, and the speed of the flood. Testimony focused on possible improvements, including real-time flood gauges and predictive monitoring, stronger rural emergency management staffing and training, better interoperability and alerting tools such as IPAWS, CodeRED, WENS, and sirens, and expanded broadband and radio coverage. Kerrville asked for a flood warning system before next summer and state help for stormwater, floodplain, and disaster recovery funding. UGRA described its past and current flood-warning and mitigation efforts, including gauge funding, a new software-based flood prediction project, and consideration of additional retention dams. Kendall and Real counties highlighted successful or needed alerting and evacuation practices, while also stressing the difficulty of funding and maintaining such systems in small rural counties. Members asked detailed questions about the timeline of the flood response, low-water crossings, communications failures, sirens, bridges, and whether regional consolidation or additional infrastructure could improve future preparedness.

Transcript Highlights:

• Horton, and then we'll go virtually to John Call. Thank you, Mr. Chair and committee members.
• We'll now go to Nan Madden and then we'll go virtually to Mr.
• Nan Madden and then we'll go a virtual Nan Madden and then we'll go a virtual to<00:58:20.640>
• I think, okay, so let's go to the virtual testifier, if we could. Mr.
• Thank you for allowing me to share my perspective today, especially virtually during a busy time of year

Keywords: 919, house, all

Summary: The committee took up House File 2437, the governor’s proposed tax bill, and first adopted the A25-Z42 amendment to put the bill in the desired shape. Commissioner Paul Marquardt of the Department of Revenue then presented the bill as part of Governor Walz and Lieutenant Governor Flanagan’s budget, describing it as a response to budget pressures that would make the tax system more fair and stable while supporting economic development and jobs. Marquardt walked through the bill’s major provisions. These included sustainable aviation fuel policy, repeal of K-12 education credit assignment, elimination of the political contribution refund, expansion of the research and development credit, short-line railroad infrastructure modernization, changes to the state airport fund levy, replacement of attachments and appearances with distribution systems, a narrow personal property tax exception for low-income housing tenants, reduced aquatic invasive species aid, and a 34% reduction in PILT payments. He then focused on the sales tax article, saying it would lower the statewide rate by 0.75% while expanding the base to selected professional services such as accounting, banking, brokerage, and legal services, with business-to-business transactions exempt. He said the proposal would be effective for sales and purchases after September 30, 2025, and estimated a first-year rate-cut impact of about $99 million versus $215 million from the service expansion, while arguing that most households would see a net tax cut. He also noted other changes such as landlord penalty adjustments, a 30% reduction in sustainable aviation fuel incentive payments, repeal of local government cannabis aid, and repeal of the tax filing modernization account. Public testimony began with Kyle Playford of the Financial Planning Association of Minnesota, who strongly opposed the proposed sales tax on professional services, especially financial planning. He argued that financial planning is an essential service for retirement, investment, and long-term financial security, and said the tax would raise costs for consumers, reduce access for middle-class families, small business owners, and retirees, and put Minnesota firms at a competitive disadvantage. The chair then indicated that additional public testimony would continue before member questions.

Transcript Highlights:

• Financial Services Law in relation to requiring certain... ...disclosures in advertisements involving virtual
• governance, as well as economic research, and then I was responsible for all of our supervision of virtual
• So we're continuing, you know, on the virtual currency side, continuing to monitor GENIUS implementation
• York, that's why I think it's really, I think, positive and novel that we've created structures for virtual
• I know there's a big concern over crypto mining, you know, and, you know, just, you know, virtual currencies

Keywords: 993, senate, all

Summary: The Senate Banking Committee met for its first meeting of the session, with Chair James Sanders Jr. and Ranking Member George Borrello opening the hearing and noting a collaborative approach to committee work. The committee first considered and advanced several bills: S.114, which would prohibit state-chartered banks from investing in or financing private prisons; S.2040, which would require money transmitters to provide a consumer warning; S.5473, which would require disclosures in advertisements involving virtual tokens; and S.8406, Sanders’ bill to amend the community bank deposit program. Each bill was moved and approved by committee, with S.8406 passing unanimously. The committee then heard from Caitlin Azar, Acting Superintendent of the Department of Financial Services (DFS), who outlined her background and DFS priorities. She emphasized affordability, consumer protection, stability, and innovation, and discussed DFS-led initiatives in the governor’s budget, including Banking Development Districts, non-bank mortgage CRA regulations, CDFI investment guidance, and consumer restitution. She also said DFS plans to issue buy-now-pay-later regulations in February, expand student lending protections and borrower education, and continue work on insurance affordability, including auto and homeowners insurance reforms, anti-fraud efforts, and discounts tied to telematics, dash cameras, and safe-driving courses. Members questioned Azar about the balance between regulation and access, especially in crypto, buy-now-pay-later, and insurance markets. She said DFS aims to preserve competition while preventing discriminatory or excessive practices, and described existing oversight of virtual currency, including coordination with federal regulators. Another member asked about AI in auto insurance underwriting and pricing; Azar said DFS requires transparency, bias review, governance controls, and consumer recourse, and that credit scores cannot be used to deny or increase rates. The chair also raised concerns about foreclosure in Southeast Queens, improving BDD paperwork and data collection, and increasing the number of state-chartered credit unions. Azar said DFS is working on process improvements, community input, and maintaining open communication with the committee, but no additional votes or formal actions were taken during the DFS hearing.