Video & Transcript : 'insurance liability' :

Page 84 of 500
LA
Transcript Highlights:
  • I don't know about the insurance connection there.
  • We lead to another issue: the hazard liability.
  • But they also have to have commercial liability insurance coverage of $750,000.
  • Insurance coverage of $750,000.
  • Because they don’t have the proper insurances, your insurance is going to have to cover the damage.”
Summary: The House Transportation Committee met on March 16 and first disposed of several local bills without controversy. House Bills 590, 679, and 873 were voluntarily deferred. HB 503, allowing certain utility terrain vehicles and golf carts in Golden Meadow, was amended and reported. HB 720, clarifying tacit dedication and public access to waterways and related access points, was reported favorably. HB 856, expanding indefinite delivery/indefinite quantity contracting authority for DOTD and the Office of Louisiana Highway Construction, was amended and reported. HB 487, increasing penalties for drivers who run red lights by using shoulders or turn lanes to pass stopped traffic, was amended and reported. HB 846, prohibiting obscured or covered license plates, was reported favorably. HB 733 and HB 875, both dealing with OMV reinstatement fees and lapses of insurance, were reported with amendments after discussion of audit findings and fee timing. HB 707, moving liquefied petroleum gas commission functions to Agriculture, was amended and reported. HB 693, creating legislator district signs, was amended and then voluntarily deferred. HB 777, requiring a driver's license renewal knowledge exam, was amended and voluntarily deferred for further work with the department. HB 746, concerning oversized trucking permits issued by local governments, was introduced but not advanced, with the author signaling a desire to work on the issue further rather than force a vote. Several bills drew extended debate over safety, enforcement, and government overreach. HB 309, which would have penalized pedestrians for looking at cell phones while crossing crosswalks, was amended from a criminal offense to a $25 civil fine but then voluntarily deferred after members raised concerns about enforceability, tourism, free will, and whether the bill targeted the right party. HB 695, requiring permits and QR-code documentation for consensual non-commercial towing of multiple connected vehicles, was heavily questioned over how it would work in practice, whether it applied to single or multiple vehicles, and how out-of-state travelers would know about the requirement; the committee asked the author to work with OMV and State Police and voluntarily returned the bill to the calendar. HB 868, removing the farm exemption from trailer safety-chain and attachment requirements after a fatal accident involving a trailer separation, was amended and reported despite concerns from members and the Agriculture Commissioner about impacts on older farm equipment and the need to preserve flexibility for agricultural operations. The committee also heard testimony from law enforcement, the auditor’s office, the Department of Transportation and Development, the Department of Agriculture and Forestry, and industry groups. Chiefs of police supported the red-light and license-plate bills as common-sense public safety measures, while the Legislative Auditor explained that the OMV fee bills were intended to align Louisiana’s reinstatement fees and grace periods more closely with other states and with audit recommendations. DOTD and the secretary supported the procurement bill as a tool to speed construction and maintenance work. Agriculture Commissioner Mike Strain supported the propane commission bill and urged caution on the farm trailer safety bill so that older and specialized equipment would not be unintentionally burdened.
TX
Transcript Highlights:
  • Insurance costs are increasing.
  • Do not whip out your insurance card, period.
  • That employee, that injured person's insurance would be expected to pay, or if they're not insured, they
  • It requires and it admits your health insurance information, your health insurance policy.
  • This assumes that the child has maintained liability to insurance and is not left under the Medicaid
MN

Minnesota 2025-2026 Regular Session

Committee on Housing and Homelessness Prevention - 03/17/26

Housing and Homelessness Prevention

Transcript Highlights:
  • Uh so, basically, these banks and insurance companies are using this tax credit to offset their tax liability
  • </c> So, basically, these banks and insurance So, basically, these banks and insurance companies<00:11
  • </c> uh their tax liability uh their tax liability in<00:12:05.760><c> exchange</c><00:12:06.360><c>
  • And so, insurance companies, etc.
  • Are you insurance companies, etc.
LA

Louisiana 2026 Regular Session

Senate May 25th, 2026

Louisiana Senate Floor Meeting

Transcript Highlights:
  • Members, this is a self-insurance fund for nonprofit religious organizations.
  • We're going to have to work with the Department of Insurance on it.
  • Actually, workers' compensation insurance is some of the more reasonable insurance in this state.
  • How does the insurance defense lawyer get paid when he represents the employer?
  • They're going to still have immunity from liability as regular law enforcement.
Bills: SR145 , SR146 , SR147 , SR148 , SCR78 , SCR12 , HB302 , HB221 , HCR58 , HB59 , HB89 , HB153 , HB243 , HB335 , HB342 , HB350 , HB407 , HB451 , HB513 , HB595 , HB682 , HB688 , HB690 , HB730 , HB762 , HB802 , HB816 , HB940 , HB944 , HB1003 , HB1011 , HB1029 , HB1053 , HB1058 , HB1062 , HB1064 , HB1079 , HB1084 , HB1098 , HB1161 , HB1189 , HB1203 , HB1215 , HB1247 , HB1248 , HB1251 , HB1253 , HB1257 , HB1258 , SCR3 , SB393 , SB401 , SB415 , SB426 , SB435 , SB487 , SB488 , SB523 , SB56 , SB163 , SB341 , SB504 , SB322 , SR125 , SCR54 , SCR59 , SCR9 , SCR58 , SB35 , SB65 , SB215 , SB246 , SB249 , SB269 , SB282 , SB296 , SB323 , SB363 , SB369 , SB474 , SB490 , SB492 , SB500 , SB514 , HCR27 , HCR28 , HCR66 , HCR67 , HCR72 , HCR5 , HCR32 , HCR49 , HCR50 , HCR53 , HCR60 , HCR62 , HCR64 , HCR68 , HCR78 , HCR81 , HCR86 , HCR97 , HCR102 , HCR31 , HCR47 , HCR3 , HB1095 , HB1096 , HB1103 , HB1129 , HB1154 , HB1166 , HB1195 , HB1230 , HB316 , HB511 , HB799 , HB1039 , HB12 , HB66 , HB145 , HB167 , HB196 , HB213 , HB218 , HB222 , HB256 , HB291 , HB326 , HB352 , HB401 , HB430 , HB433 , HB434 , HB448 , HB456 , HB476 , HB481 , HB487 , HB492 , HB549 , HB579 , HB608 , HB621 , HB624 , HB626 , HB632 , HB637 , HB656 , HB722 , HB745 , HB804 , HB818 , HB821 , HB833 , HB864 , HB867 , HB874 , HB893 , HB909 , HB951 , HB968 , HB969 , HB978 , HB979 , HB988 , HB989 , HB1001 , HB1005 , HB1007 , HB1024 , HB1032 , HB1038 , HB1050 , HB1051 , HB1056 , HB1059 , HB1077 , HB1080 , HB1081 , HB1086 , HB1108 , HB1112 , HB1153 , HB1172 , HB1173 , HB1175 , HB1192 , HB1193 , HB1204 , HB1218 , HB1242 , HB1244 , HB1249 , HB1252 , HB1254 , HB1 , HB2 , HB3 , HB42 , HB45 , HB71 , HB79 , HB158 , HB160 , HB169 , HB227 , HB251 , HB289 , HB312 , HB313 , HB314 , HB330 , HB383 , HB394 , HB410 , HB429 , HB769 , HB971 , HB983 , HB1017 , HB1126 , HB1234 , HB1235 , HB17 , HB27 , HB36 , HB41 , HB47 , HB73 , HB126 , HB133 , HB140 , HB159 , HB166 , HB205 , HB211 , HB226 , HB259 , HB271 , HB308 , HB310 , HB324 , HB337 , HB351 , HB399 , HB403 , HB571 , HB712 , HB723 , HB726 , HB740 , HB750 , HB759 , HB812 , HB844 , HB966 , HB1006 , HB1009 , HB1018 , HB1036 , HB1107 , SB29 , SB42 , SB43 , SB78 , SB208 , SB217 , SB274 , SB300 , SB379 , SB382 , SB387 , SB441 , SB449 , HB74 , HB134 , HB258 , HB359 , HB468 , HB956 , HB1117 , SB149
Summary: The Senate met with a quorum, received a Memorial Day guest minister introduction and prayer, and then moved through journal and legislative bureau matters. The chamber adopted or advanced several Senate resolutions, including SR 149 directing DOTD to study hazards from increased Norfolk Southern rail activity at the Alabo Street Wharf, SR 153 commending a Miss St. Tammany Parish Fair Queen, SR 154 asking LDH to study the in-home skilled nursing market, and SR 145 recreating the task force on protecting Louisiana critical infrastructure from foreign adversaries. It also adopted SCR 78 designating Bonfuca Museum and Research Center Day at the Capitol, and later adopted SCR 54 and SCR 59 memorializing Congress on the Mississippi River Basin Fishery Commission and Comite River Diversion Canal flood-risk map review, respectively. The Senate also considered a large number of House bills and Senate bills on concurrence or final passage, with most passing overwhelmingly. Topics included education and school policy, health care, criminal justice, natural resources, transportation, insurance, and local government. Among the measures discussed were bills on adolescent literacy, vocational training in graduation plans, special education due process, school crisis plans, autism therapy accommodations during the school day, Medicaid dental coverage, workers’ compensation procedures, prior authorization for certain generic drugs, boiler inspection authority, money transmission licensing, and alternative power sources for nursing facilities. Several bills drew brief explanations from sponsors about technical corrections or policy clarifications, while a few were returned to the calendar or recommitted to committee. A few measures prompted more substantial debate. Senate Bill 456 on workers’ compensation generated extended discussion over whether employers should be allowed to file actions to investigate questionable claims without first cutting off benefits; supporters framed it as a transparency measure, while opponents argued it would increase litigation and disadvantage injured workers. The bill ultimately passed 20-17. Senate Bill 401 on the Prescription Drug Affordability Board had House amendments rejected, and Senate Bill 487 on charitable gaming premises rental agreements also had House amendments rejected. Other bills, including SB 393, SB 415, SB 426, SB 435, SB 488, SB 523, and SB 163, had House amendments concurred in, while HB 1095, HB 1103, HB 1129, HB 1166, HB 1195, HB 220, HB 316, HB 511, HB 799, HB 12, HB 66, HB 145, HB 167, HB 196, HB 213, HB 218, HB 222, HB 256, HB 291, HB 326, HB 352, HB 430, HB 433, HB 434, HB 448, HB 456, and HB 1039 were among the House bills finally passed, many by wide margins.
CA
Transcript Highlights:
  • see, Include in our compacts broad environmental review terms, broad family law terms, broad tort liability
  • We have managed to include some more narrow and focused terms here relating in particular to tort liability
  • We are also very happy to have worked out with the tribe an agreement that the tribe could self-insure
  • rather than purchase commercial insurance when it comes to that liability.
  • Then purchase commercial insurance when it comes to that liability.
Summary: The Assembly Committee on Governmental Organization held an informational hearing on seven tribal-state gaming compacts and amendments, with Chair Blanca Rubio noting that no formal vote would be taken because the Legislature cannot amend the compacts. The committee heard briefings from the Governor’s Office and tribal representatives on the Pechanga Band of Indians, Agua Caliente Band of Cahuilla Indians, Fort Mojave Indian Tribe, Picayune Rancheria of Chukchansi Indians, Yocha Dehe Wintun Nation, Santa Ynez Band of Chumash Indians, and the Urok Tribe. A recurring theme was updating compact terms in light of the Ninth Circuit’s Chicken Ranch decision, including narrowing or clarifying revenue-sharing, regulatory, labor, and liability provisions while preserving state and tribal interests. For the Pechanga, Agua Caliente, and Yocha Dehe amendments, witnesses described commitments not to sue over certain revenue terms, additional gaming-device flexibility, and continued or enhanced payments to the special distribution fund, revenue-sharing trust fund, and tribal nation grant fund. Pechanga and Yocha Dehe each sought flexibility for 1,000 additional devices, while Agua Caliente sought 500 additional devices and a restructuring of its trust-fund contributions. Tribal leaders emphasized economic development, government services, public safety, education, cultural preservation, and community investments, and local government representatives from San Bernardino County and other jurisdictions spoke in support of the agreements. The committee also heard two new compacts: Fort Mojave’s compact, which replaces an expired 2004 agreement and allows up to 1,200 devices at up to two facilities, including a future site near Needles subject to federal approval and gubernatorial concurrence; and the Urok Tribe’s compact, which replaces an expiring 1999 compact and allows up to 349 devices at up to three facilities. The Picayune Rancheria of Chukchansi Indians sought a fifth amendment extending its existing compact while litigation continues, and the Santa Ynez Band of Chumash Indians sought a second amendment extending its compact term and refining liability and insurance provisions. After hearing testimony and brief public comment, the chair closed the hearing and indicated the measures would move to the floor for formal consideration.
TX

Texas 89th Regular

89th Legislative Session Mar 11th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • to the provision of uninsured or undocumented... underinsured, motorist coverage, and automobile liability
  • insurance policies.
  • Refer to the Committee on Insurance. HB 1365 by Hernandez.
  • HB 1375 by Schatzlein relating to a civil liability for obscenity.
  • Benefit issuers and employers referred to the Committee on Insurance.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Thu Feb 5, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • </c><00:44:50.480><c> for</c> with and placed under liability for with and placed under liability for
  • </c> we take issue with the liability we take issue with the liability shifting<00:53:50.559><c> and<
  • here and it is a bit odd have liability here and it is a bit odd to<00:55:19.680><c> isolate</c><00:
  • Is there any way to look at—I mean, this committee hears a lot of things on insurance and secondary insurers
  • We would have to look insurance market? We would have to look at<01:14:34.400><c> that.
Summary: The committee on Consumer Protection and Commerce met on February 5, 2026, and heard testimony on several bills, beginning with HB 227 relating to eviction records. Supporters, including the Public First Law Center and the Office of Hawaiian Affairs, argued the bill would help people who prevail in eviction cases avoid long-term housing harm from online court records, while the Public First Law Center said keeping records off eCourt Kokua would not violate the First Amendment because the records would still be available in person. Members discussed access-to-justice concerns, and a witness said legal aid attorneys could still access the records through the attorney-only Jeff’s system and the court’s access-to-justice room. The chair also asked about precedent, and a witness cited a Hawaii Supreme Court case as supporting removal from the online database rather than sealing records entirely. The committee then took up HP 1775 relating to foreclosures, but the transcript only shows in-person opposition comments from the Hawaii State Bar Association Collection Law Section, the Hawaii Credit Union League, and the Hawaii Bankers Association. The credit union and banking groups said they had concerns about broader negative impacts on mortgage lending and other requirements, but no detailed discussion or action was captured before the committee moved on. The next measure, HB 1560 relating to consumer protection, drew support from the Office of Consumer Protection and cryptocurrency companies including Coinflip and America Digital, which said they already use wallet-pinning and other safeguards to prevent fraud. AARP Hawaii did not take a formal position but said the bill addressed a real problem, noting that Hawaii residents, especially in Kona, had lost more than $920,000 in 2024 to cryptocurrency ATM scams and arguing that stronger oversight was needed. The committee also heard HB 1642, which would ban cryptocurrency kiosks. The Office of Consumer Protection supported the ban as the best way to protect consumers from fraud, while Coinflip, Bitcoin Depot, and America Digital opposed it, arguing kiosks provide cash-based access to crypto, especially for unbanked or underbanked consumers, and that targeted regulation would be better than an outright ban. AARP Hawaii took no formal position but strongly emphasized the harm caused by scams, saying victims are often frightened into acting quickly and that kiosk transactions currently lack enough friction or intervention. Finally, HB 1647, also on consumer protection, would impose liability on host businesses that provide space for crypto kiosks. The Office of Consumer Protection warned small businesses might not understand the liability, while Coinflip, Bitcoin Depot, and America Digital opposed the bill, saying it would unfairly shift enforcement duties to host stores and could discourage businesses from hosting kiosks, effectively creating a de facto ban. No votes or final committee actions were taken in the portion of the meeting provided.
ND

North Dakota 2026 1st Special Session

Legislative Audit and Fiscal Review Committee Jun 17th, 2026 at 10:00 am

Legislative Audit and Fiscal Review Committee

Transcript Highlights:
  • North Dakota Insurance Reserve. Mr.
  • “During the insurance crisis of the 1980s, many public entities could not afford or even obtain insurance
  • Who's at fault, that liability?
  • insurance paying?
  • If somebody runs a stop sign, hits a bus, and they're insured, where is their insurance in this process
OK
Transcript Highlights:
  • House Bill 3818 by Sneed of the House and Coleman of the Senate, an act relating to insurance.
  • House Bill 3818 by Sneed of the House and Coleman of the Senate, an act relating to insurance.
  • Members, House Bill 4425, with the amendment, creates a liability...
  • House Bill 3048 by Tedford of the House and Reinhardt of the Senate, an act relating to insurance.
  • For clarification, we are seeing a lot more insurance claims processed by AI.
Summary: The House met in session with prayer, the Pledge, and several recognitions, including Veteran of the Week Jake Searock, Doctor of the Day Dr. Nicole Bowden, Psychologist of the Day Dr. Amy Cherry, Nurse of the Day Eileen Cooper Grubbs, and a presentation for Developmental Disabilities Awareness Day. Members also welcomed student and community guests in the galleries. The chamber then moved through a long calendar of House bills, with most measures advancing on unanimous consent or broad bipartisan votes. Among the major bills discussed, lawmakers passed measures on county jail medication reimbursement (HB 2059), a sales tax exemption for LifeShare (HB 3920), ratepayer protections for large data centers and crypto mining facilities (HB 2992), a felony offense for breaking and entering an occupied dwelling without intent to commit another crime (HB 3267), PBM access protections for specialty pharmacy patients (HB 4457), adjunct teacher guardrails in K-4 tested subjects (HB 4427), malpractice coverage for state-employed nurse practitioners and physician assistants (HB 4430), and several higher education, water, and state government cleanup bills. The House also approved bills addressing the 988 mental health lifeline, juvenile oversight disclosures, school support employee tracking, a federal education tax credit opt-in, firearms education curriculum development, AI personhood restrictions, child safety reviews related to fentanyl, and expungement relief for trafficking victims. Debate centered most heavily on HB 2992, where supporters argued data centers should pay their share of infrastructure costs so residential and other ratepayers are not burdened, while some members questioned why the bill singled out data centers instead of all large-load users. HB 3267 drew questions about how the new offense would affect people with cognitive impairments, and HB 3312, the firearms education bill, prompted concerns about who would teach the curriculum. HB 3546 on artificial intelligence personhood also generated discussion about accountability and future regulation. Several bills were amended on the floor, including HB 492, HB 4302, and HB 4105. The House recorded numerous final passage votes, with many bills passing overwhelmingly and some by narrower margins, including HB 3800, HB 4333, HB 3704, HB 4159, and HB 3619. Emergency clauses were adopted on some measures, including HB 4427 and HB 3312, while others were passed without emergency action. The chamber also reconsidered and then passed HB 1979 after a motion to reconsider a prior failure.
WA

Washington 2025-2026 Regular Session

Senate Law & Justice Feb 20th, 2026

Transcript Highlights:
  • Under the federal HR1 law, one in every 20 Washingtonians are at risk of losing their insurance in the
  • Under the federal HR1 law, one in every 20 Washingtonians are at risk of losing their insurance in the
  • For the record, I'm Nico Jansen with the Office of the Insurance Commissioner.
  • You've heard from the Office of the Insurance Commissioner today.
  • It also creates liability as to Section 3.
Summary: The committee first waived the five-day notice rule for five House bills, then held public hearings on several measures. On Engrossed Substitute House Bill 2548, the committee heard staff and sponsor testimony on expanding health care merger notice requirements to the Attorney General, adding transactions involving majority ownership/control and asset sales, requiring public posting of notices, pausing closings until information requests are substantially complied with, and adding filing fees. Supporters, including the sponsor, the Attorney General’s Office, the Office of the Insurance Commissioner, nurses, and patient advocates, said the bill would improve transparency and oversight of consolidation and private equity in health care; the Washington State Medical Association and Washington State Hospital Association were neutral after compromise language, though the hospital association raised concern about the added fees. The hearing closed with many people signed in pro and con but not testifying. The committee then heard Second Substitute House Bill 2333, which would allow candidates and elected officials to use campaign or surplus funds to reimburse personal security expenses related to threats tied to their public roles. The sponsor and several prosecutors described personal threats and argued the bill is needed to protect public servants, while public disclosure officials said current PDC processes and the state Address Confidentiality Program already provide some protections and cautioned against over-codifying agency discretion. Some testimony urged restoring earlier address-protection provisions, while county auditors said the revised bill removed operationally unworkable redaction language and was acceptable as amended. The bill had broad signed-in support and opposition, but no vote was taken. For Engrossed House Bill 1574, staff explained the bill would expand Good Samaritan-style protections for people seeking overdose help, bar arrest or conviction for possession in those circumstances, limit related penalties and forfeiture, and allow hospitals and other health facilities to distribute public health supplies without committing paraphernalia infractions. Supporters said it would save lives and improve access to drug checking and harm reduction services, while prosecutors and law enforcement groups said the bill was too broad, especially regarding arrest limits, protection-order violations, probation/parole, warrants, and civil forfeiture. The sponsor said the bill was intended to keep people alive and encourage calls for help. The committee also heard Engrossed House Bill 2156, which would let Attorney General investigators be designated limited authority peace officers to electronically serve search warrants in economic and financial crime cases; the AGO and retailers supported it as a tool against organized retail theft and wage theft, while sheriffs and police chiefs opposed it and urged added guardrails and deconfliction with local law enforcement. Finally, on Engrossed Substitute House Bill 2320, the committee heard a bill to regulate 3D-printed and digitally manufactured firearms and digital firearm manufacturing code. The sponsor and supporters, including students, pediatricians, and a gun-violence survivor’s family member, said it was needed to address untraceable ghost guns and keep pace with technology, while opponents argued the bill was overbroad, raised constitutional concerns, and targeted files and speech rather than criminal conduct. No votes were taken in the hearing excerpts provided.
MS

Mississippi 2026 Regular Session

Finance - Room 216, 3 February, 2026; 10:30 AM

Finance

Transcript Highlights:
  • </c> insurance.
  • Lowers the cost of insurance insurance.
  • </c><00:04:03.519><c> The</c> pool and receive that insurance. The pool and receive that insurance.
  • </c><00:04:12.080><c> pool</c> will be pulled out of the insurance pool will be pulled out of the insurance
  • </c> way to receive insurance from this pool. way to receive insurance from this pool.
Committee: Joint Finance
NH

New Hampshire 2026 Regular Session

Senate Session (03/05/2026)

New Hampshire Senate Floor Meeting

Transcript Highlights:
  • </c> credit for the cost of health insurance credit for the cost of health insurance for<01:12:20.800
  • </c> business faces no liability whatsoever. business faces no liability whatsoever.
  • <04:21:16.800><c> exemption</c> liability exemption liability exemption began<04:21:19.120><c> donating
  • That liability, that is a product liability claim that you can bring today, you can bring it 10 years
  • That is not a malfun liability claim.
FL

Florida 2025 Regular Session

December 2, 2025 - 03:30 PM

Transcript Highlights:
  • Christopher Dawson Frs a self-insurance fund waives in support. Kerry Brink.
  • We represent large national insurance companies are right, auto and homeowners insurance.
  • George Page, you, Florida Insurance Council. He's an opponent wishing to speak.
  • Is their liability associated with that person doing the inspection?
  • We worked the insurance companies to get to the language that's in this bill for the insurance companies
NM

New Mexico 2026 Regular Session

Senate Chamber Feb 19th, 2026 at 08:53 am

New Mexico Senate Floor Meeting

Transcript Highlights:
  • Senator, on the wheelchair insurance coverage, can you show me in the bill?
  • She is the Director of Health and Life Insurance at the Office of the Superintendent of Insurance.
  • So, Senator, in the bill on this insurance coverage, do the insurance companies do they dictate based
  • Is there insurance coverage for batteries on wheelchairs? Mr. President, Senator, yes. Mr.
  • So there was a big kerfuffle over which type of insurance was going to pay for that.
Bills: SB273 , SB37 , SB100
NH
Transcript Highlights:
  • </c> insurance and it the co- Insurance insurance and it the co- Insurance obviously<01:54:16.920><c>
  • If you have insurance, you have great insurance, you have comprehensive liability, you're going to be
  • You know, a lot of people with older cars only buy liability insurance.
  • car</c> only by liability insurance uh the car only by liability insurance uh the car is<02:37:43.160
  • Have you seen cases we talked about where they don't have liability insurance?
Summary: The committee took up HB 297 with a non-germane amendment proposed by the Insurance Department to create the Granite State Home Mitigation and Resiliency Program. Commissioner DJ Beton explained that the program is intended to help homeowners reduce rising insurance premiums and avoid surplus lines coverage by funding proactive home and property improvements such as roof fortification, exterior and foundation work, flood protection, and tree removal. He said the proposal was developed after leadership asked for more statutory detail and for the idea to be vetted through policy committees rather than handled only in the budget process. Beton said the program would be funded by the first $1 million collected annually from the insurance premium tax, with grants of up to $10,000 awarded on a first-come, first-served basis. He described the program as modeled on similar efforts in other states, with means testing tied to the Department of Energy’s weatherization/home heating assistance criteria. He also said the department would administer the program using one existing staff position, with coordination through Treasury, and that unspent funds would roll over for several years before reverting to the general fund. Members asked about the unusual use of a non-germane amendment and how the bill would be handled procedurally, since the underlying bill and the new insurance proposal were unrelated. The chair explained that the amendment was being used as a vehicle to move the department’s proposal through the committee process and that the committee could later accept one part, both parts, or neither. No vote was taken in the portion of the meeting shown; the discussion ended with questions about administration, staffing, and the relationship between the underlying bill and the amendment.
WA

Washington 2025-2026 Regular Session

House Transportation Jan 19th, 2026 at 04:00 pm

Transportation

Transcript Highlights:
  • To operate a motor vehicle in the state of Washington, a person must be insured under a motor vehicle
  • liability policy, covered by a certificate of deposit, or covered by a liability bond.
  • To provide a valid driver's license, insurance identification card, proof of financial responsibility
  • Vehicle registration, the vehicle insurance card, and an emergency contact.
  • My son, Nick, has his registration and insurance in his blue envelope.
Bills: HB2096 , HB2134 , HB2323
MO

Missouri 2026 Regular Session

2026 Legislative Session - Day Fifteen - Wednesday, February 4 -Morning Session-

Missouri House Floor Meeting

Transcript Highlights:
  • Not to go too deep in insurance.
  • Not to go too deep in insurance.
  • So it says any savings from benefits from the employer or the employer's insureds for liability under
  • I look at the witness testimonies, and I see insurance company after insurance company after insurance
  • company after insurance company for this.
Summary: The House convened with prayer and the Pledge of Allegiance, then approved the House Journal for February 3, 2026 by roll call vote, 131-1. Members then spent much of the morning introducing special guests, including a page for the day, Missouri State University Citizen Scholars, JAG program students, school counselors, elementary students observing online, interns, and a tribute honoring Josephine Baker’s life and legacy. The chamber then moved to first reading of several bills and to perfection of multiple House Committee Substitutes. The most substantial debate centered on a composite anti-trafficking bill, House Committee Substitute for House Bills 2273, 1946, 1814, and 2551. Supporters said it would strengthen Missouri’s response to trafficking, grooming, sextortion, and child sexual abuse material by updating terminology, creating a permanent Attorney General’s statewide council, expanding training for professionals, extending the civil statute of limitations for trafficking claims, increasing penalties, and allowing expungement for victims. Members cited testimony from survivors and advocates and emphasized the need for coordinated enforcement and education. The House adopted the committee substitute and ordered the bill perfected and printed. Members also debated House Committee Substitute for House Bill 1694 and related bills, a package aimed at curbing abusive website-accessibility lawsuits against Missouri businesses. Supporters described “sue-and-settle” tactics targeting small businesses with little notice and high settlement demands, while opponents of the abusive practice argued the bill preserves legitimate ADA claims and gives businesses a chance to cure problems. The House adopted the substitute and ordered it perfected and printed. Finally, the House considered House Committee Substitute for House Bill 2375 on workers’ compensation, which supporters said would clarify the “prevailing factor” standard, address preexisting-condition claims, adjust treatment and appeal rules, and reduce costs; opponents warned it could make it harder for injured workers to obtain care and create disputes between insurers. The House adopted the substitute and ordered it perfected and printed. The chamber then moved to announcements and recessed until 2 p.m.
ND

North Dakota 2025-2026 Regular Session

Government Finance Committee Jun 25th, 2026

Transcript Highlights:
  • Okay, next up, we have the Insurance Department with us today.
  • I serve as the Chief of Staff for the North Dakota Insurance and Securities Department.
  • I am the State Fire Marshal of North Dakota, and I work with the Insurance Department.
  • insure these buildings?
  • So how much of this is a question of reducing their liability or transferring their liability with the
Summary: The committee began with roll call, introductions of a new fiscal analyst and a new member, and approval of the March 19 minutes. The first major presentation was from the Office of Management and Budget on the state’s general fund and special fund status through May. OMB reported general fund revenues were running below the legislative forecast by about $76 million, driven largely by weaker individual income tax and sales tax collections, though the projected ending balance remained positive and above the budgeted level. The budget stabilization fund was above its cap and would transfer excess earnings to the general fund, and the legacy fund balance continued to grow. Members also asked about federal funding uncertainty and mineral leasing revenue variability. The committee then reviewed compliance reports and trust fund analyses, followed by discussion of a bill draft for the fixed-route city transportation network study. The draft would create a $15 million general fund grant program with a formula-based distribution to eligible fixed-route transit cities, intended to support operating and capital needs and help match federal transit funds. Transit officials from Minot and Fargo testified in support, explaining local fare and match structures and the difficulty of replacing aging buses and securing federal matching dollars. Several members questioned whether the program should be limited to the current four cities or broadened to future eligible urban areas, and whether local funding sources should be explored further. The committee did not finalize the bill draft at that point and planned to continue discussion at a later meeting. The committee also approved a bill draft repealing obsolete language related to approval of a bi-state authority with South Dakota, after staff explained that no agreements had ever been implemented and the provision appeared outdated. A roll call vote was taken and the motion carried. Later, the Department of Commerce and the Northern Plains UAS Test Site presented updates on uncrewed aircraft systems initiatives, including the Vantis radar data enclave, the drone replacement program, and efforts to build a revenue model for Vantis. Test site officials said FAA approval had been secured for the radar data program, replacement of noncompliant drones was underway, and future revenue could come from state and external users once pricing and intellectual property arrangements are finalized. Members asked about Chinese-made drones, supply chain issues, automation, and how the system would manage beyond-visual-line-of-sight operations. The Department of Corrections and Rehabilitation then presented on the design of a new minimum-security prison and a reentry housing study. Officials said the proposed facility would relocate the minimum-security prison to the penitentiary campus, reduce costs from an earlier estimate, and provide more beds and programming space, with construction potentially beginning in 2027 and opening around 2031. They also described staffing needs, the planned move of women to the New England facility, and possible expansion of men’s housing there. The parole and probation chief described a reentry housing task force studying housing needs for people leaving incarceration, with a goal of developing data-driven recommendations for subsidies and support services; a representative from Protection and Advocacy closed by expressing general support for fixed-route and paratransit funding.
MN

Minnesota 2025-2026 Regular Session

House Health Finance and Policy Committee 2/25/26 - Part 2

Health Finance and Policy

Transcript Highlights:
  • And attorneys for insurance companies.
  • </c><00:12:22.079><c> companies</c> mentioned by uh insurance companies mentioned by uh insurance companies
  • </c> or the background of a life insurance or the background of a life insurance policy<00:12:30.720>
  • </c> records are attorneys for insurance records are attorneys for insurance companies.<00:21:51.760>
  • </c> your records are for the insurance your records are for the insurance company.<00:25:45.919><c>
Bills: HF3521 , HF1807 , HF1270 , HF2070 , HF3136
ID

Idaho 2026 Regular Session

Mar 17th, 2026

Commerce and Human Resources

Transcript Highlights:
  • Barber, can you tell me what liability insurance requirements counselors who are working in clinics with
  • So when it comes to getting malpractice insurance, liability insurance, we did talk to the same one I
  • And so, but to answer your question directly, we don't diagnose to insurance because we don't bill insurance
  • He then turned to insurance, saying insurance is accountability.
  • If they can get that insurance and they got that license, they get the insurance.