Video & Transcript Research : 'Red Wing'

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HI

Hawaii 2026 Regular Session

CPN-AEN Informational Briefing 04-15-2026

Hawaii Senate Floor Meeting

Transcript Highlights:
  • Red, there's no red on this one, unfortunately, but red is, I think, there's a lot of work to be done
  • Red, there's no red on this one, unfortunately, but red is, I think, there's a lot of work to be done
  • Red, there's no red on this one, unfortunately, but red is, I think, there's a lot of work to be done
  • Red, there's no red on this one, unfortunately, but red is, I think, there's a lot of work to be done
  • It's only on Oahu. unfortunately, but red is, I think unfortunately, but red is, I think there's<00:14
HI

Hawaii 2026 Regular Session

WAM-HHS, WAM-TRS Informational Briefings 01-15-2026

Hawaii Senate Floor Meeting

Transcript Highlights:
  • As long as you get through it before it turns red. >> But get through it before it turns red. >> Yes.
  • The first one was on the red-light running.
  • this it was just on red light running. this it was just on red light running.
  • <01:53:54.880> The was on um the red light running. The was on um the red light running.
  • So photo photo red light running system.
Keywords: 912, senate, all
Summary: The Department of Health presented its supplemental budget requests and described several sources of uncertainty affecting federal funding, including policy changes, shutdown-related disruptions, and shifting appropriations proposals in Congress. Officials said some federal grants had been terminated and then restored, but the department still faces added administrative burden to access funds. They also said trust in public health institutions has declined, and outlined efforts to respond through community engagement, website cleanup, social media, and transparency dashboards. The department highlighted staffing and operations issues, noting a 29.7% vacancy rate and the success of its hiring pilot under Act 291, which has hired 38 candidates with an average 95-day hiring timeline. On the budget side, officials said the supplemental request includes increases in general, special, and revolving funds, and they walked through the first major general fund item for emergency medical services. After discussion, they said the EMS request was reduced from $8 million to $4.5 million to cover collective bargaining increases and keep contracts whole through August 2027. Behavioral health items included the payment crisis center in Ewa, which has connected more than 2,000 people to services, though roughly one-third remain unconnected or return frequently. Members questioned the quality of follow-up data and whether the program is reducing repeat use. The department also discussed state hospital decompression efforts, including use of the behavioral health crisis center, transfers to community hospitals, neighbor-island placements, and direct discharge to long-term care facilities; officials said the hospital is licensed for 292 beds and has seen census pressures rise again. A substantial portion of the hearing focused on Kalaupapa/Kalawao jurisdiction and preservation after patient care ends. Members pressed the department on the lack of a clear statewide plan, the roles of DOH, DNR, and DHHL, and what happens to land, buildings, and the cemetery after the last patient leaves. DOH said the current law is unclear on an end date, that the proposed bill would change the law, and that the landowners’ agreements with the National Park Service and each other will shape the transition. Officials said they would provide more information at a later hearing.
HI

Hawaii 2026 Regular Session

House Chamber - Wed Feb 25, 2026, 12:00PM HST - Day 22

Hawaii House Floor Meeting

Transcript Highlights:
  • So, the beautiful people wearing red, please rise.
  • So, the beautiful people<00:15:30.800> wearing<00:15:31.160> red,<00:15:31.440> please
  • people wearing red, please rise. people wearing red, please rise.
Keywords: 910, house, all
AZ

Arizona 2026 Regular Session

01/22/2026 - House Floor Session

Arizona House Floor Meeting

Transcript Highlights:
  • Anyway, they have their red, bright, and blue build day.
  • HB 2388, appropriation commerce authority; Red and appropriations. HB 2393, alternative product.
  • And Appropriations, or excuse me, Red and Appropriations.
  • HB 2804, rural affordable housing tax credit; Red and Appropriations.
Keywords: 1182, all
Summary: The House convened with prayer and the Pledge of Allegiance, approved the prior journal, and took attendance. Members then recognized several guest groups and individuals, including the West Valley Regional Chamber, Habitat for Humanity, Special Olympics Arizona, Vitalant for National Blood Donor Month, and veterans and military family representatives in advance of a Veterans Caucus meeting. A proclamation was read recognizing January as National Blood Donor Month in Arizona and honoring Vitalant’s role in supplying blood to Arizona patients. The chamber also heard a declaration naming January 22, 2026, West Valley Regional Chamber Day, and members made personal remarks, including a memorial tribute to Jennifer Marie Walker Skaggs and announcements about committee meetings and caucus events. The House recorded attendance, entered committee reports, and processed a large number of bills through first and second reading, covering elections, education, veterans, health, housing, taxation, artificial intelligence, public safety, and other topics. Several bills were also withdrawn and reassigned to different committees, including referrals to Artificial Intelligence and Innovation, Government, and Public Safety and Law Enforcement. No substantive floor debate or final votes on legislation occurred in the transcript beyond procedural motions. The House later recessed and reconvened, continued first-reading referrals for additional bills and resolutions, and then adjourned on a motion approved by voice vote until 1:15 p.m. Monday, January 26, 2026.
MN
Transcript Highlights:
  • This should be a non-partisan issue, not red, not blue.
  • , should be a non-partisan issue, not red, should be a non-partisan issue, not red, not<00:46:23.840
  • Um, this is not a red or blue issue for Minnesotans across the state.
  • Um, this is not a red or blue issue for Minnesotans across the state.
  • Um, this is not a red or blue issue for Minnesotans across the state.
Keywords: 918, senate, all
Summary: The conference committee on the housing omnibus bill began with member introductions and a staff walk-through comparing House and Senate provisions. House Research staff reviewed major policy differences affecting Minnesota Housing Finance Agency operations, including limits on how much the agency may retain from state appropriations for administrative costs, new reporting requirements, restrictions on transfers between appropriated accounts, and House-only language requiring annual expenditure of investment income from state appropriations. Senate provisions were also summarized, including tighter rules on when appropriations may be placed into Housing Development Fund bookkeeping accounts, updated operating-cost reporting, and Senate-only changes to how investment earnings may be used. Staff also described shared and differing provisions on program-money transfers, a lived-experience earnings exemption, and a long list of Senate-only policy changes, including manufactured home park tenant protections, low-income housing tax credit and bond-related changes, a task force on housing taxes and fees, and repealers affecting Housing Development Fund authority and certain older programs. Fiscal staff then reviewed the budget impacts. The House side included one-time appropriations for workforce housing development, family homeless prevention and assistance, a Minnesota Nice Home Share pilot, and homebuyer education, along with debt service for $100 million in housing infrastructure bonds and transfers/cancellations that produced a net zero general fund impact across the budget window. The Senate side noted a fiscal note for the housing taxes and fees task force and a smaller housing infrastructure bond authorization, with corresponding debt service costs and a total Senate budget-window impact of about $1 million in general fund debt service. After the staff presentations, the committee moved to public testimony. Commissioner Jennifer Ho of Minnesota Housing said the bill’s housing infrastructure bonds and continued support for family homeless prevention were important, and she supported the lived-experience earnings exemption, while noting concerns about the interest-earnings provisions. Testifiers from Greater Minnesota groups praised the workforce housing investments and Senate updates to the state housing tax credit and infrastructure grant program, though they suggested changes to the geographic distribution language. HOME Line urged funding for statewide tenant hotline services, citing rising demand and asking for $1 million if additional money becomes available. The Minnesota Consortium of Community Developers supported the bill’s investments and emphasized the need to pair housing development with supportive services. Housing First Minnesota praised housing infrastructure bonds and other investments but criticized the omission of the Minnesota Starter Homes Act. The Minnesota Multi Housing Association began testimony opposing certain rent-control-related provisions in the House bill. No votes or final actions were taken during the portion of the meeting provided.
ND

North Dakota 2025-2026 Regular Session

Information Technology Committee Mar 26th, 2026

Transcript Highlights:
  • We're going to talk about the three red ones. On the cost health side, on the left, one is red.
  • It's going to stay there and be red until the...
  • It's going to stay there and be red until that program is complete.
  • These are the ones that are red for schedule.
  • The ones that are red for schedule.
Summary: The committee received several informational reports from NDIT and DPI. Justin Data reviewed the quarterly major IT project portfolio, noting the portfolio was slightly under budget and behind schedule overall, with three red schedule items: Bed Management System and Vital Records were essentially complete and being closed out, and the Roadway Capital Planning Project was delayed by vendor bug fixes after testing. He also summarized recent project startups and closeouts, including the Victim Notification System, Medicaid data exchange, Highway Patrol’s motor carrier permit system, and several completed HHS and RIMS projects. Members asked for follow-up on ADA compliance work, the public-facing RIO website, and the state’s mainframe retirement timeline, and staff agreed to provide updates later. Craig Falkley reported on coordination of services with political subdivisions and higher education, including StageNet, cybersecurity, radio/911 services, and PeopleSoft coordination. He also explained distributed ledger technology as a tool for transparency and fraud prevention, but said it is not widely used in state government and suggested the report be modernized to focus more broadly on emerging technologies such as AI and cybersecurity. The committee generally agreed that the topic should be updated. Chris Gurgan presented the mandatory cybersecurity incident reporting program created by HB 1314, explaining how agencies and political subdivisions report incidents through NDIT’s website or service desk. He said 77 incidents had been reported since 2021, 47 met the statutory definition, and most were phishing-related; most reported incidents were resolved, with one recent ransomware matter still open. He also reviewed notable incidents since the last report, including the PowerSchool compromise, a SimpleHelp intrusion at a school district, a court intrusion, a WSUS vulnerability, a business email compromise, and a recent ransomware incident involving a non-state critical infrastructure entity. Members asked about recovery of stolen funds, early warning signs, smishing, training, MFA, conditional access, and cybersecurity maturity assessments; Gurgan said the state uses MFA and conditional access, provides awareness training to state employees, and would return with more information on maturity assessments. Tony Ambrose then updated the committee on the K-12 student information system bridge project. He said district implementation of Infinite Campus had begun statewide, but the data migration vendor originally selected was terminated for poor performance and replaced by Aurora Educational Technology, which had experience with similar statewide migrations. He also said DPI is migrating special education data from Tynet into Infinite Campus, and that some SLDS-based tools such as e-transcripts and Choice Ready may not function exactly as they do now at July 1, requiring interim or alternative solutions. Members raised concerns about summer school disruptions, the timing of the cutover, and whether the new system would support existing reporting and transcript functions; DPI said it was working on identity, authentication, data-sharing agreements, and post-go-live integrations, and would continue to refine the plan beyond June 30.
AZ
Transcript Highlights:
  • So Sedona Red Rock Ranger District has been a player on this.
  • I think there's an opportunity for partnership there if the red tape could be, you know, broached or,
  • I think there's an opportunity for partnership there if the red tape could be, you know, broached or,
  • This graph is the yellow is both warnings and citations, blue is the number of citations, and red is
  • This graph is the yellow is both warnings and citations, blue is the number of citations, and red is
Keywords: 1182, all
Summary: The committee met to review the state’s off-highway vehicle program, with opening remarks focused on balancing recreation, safety, tourism, and land-use conflicts among OHV users, hikers, bikers, ranchers, and land managers. Arizona State Parks and Trails reported on OHV fund revenues, grant balances, and process changes intended to speed up mitigation and law enforcement spending. The agency said it has tightened grant oversight, eliminated informal grant “buckets,” increased delegated authority for quicker project approval, and is using contracted trail crews for expedited maintenance and mitigation. Examples discussed included fencing and signage at Bulldog Canyon, erosion-control work at Charlew Gap, and a mitigation project at Windmill Mountain Ranch. Members emphasized that prior committee discussions helped recover nearly $4 million from stale grants and redirect it to current priorities. Arizona Game and Fish reported that OHV education and enforcement activity has increased. The mandatory online safety course has been taken by more than 149,000 people through ADOT and 15,000 through Game and Fish, and officers said compliance, especially helmet use by children, has improved. Game and Fish also described its OHV enforcement role, including seven dedicated officers and 97 field officers, training for about 40 agencies, and a new requirement that OHV law be included in police academy curricula starting in 2026. The department said most citations involve no decal, helmet issues, cross-country travel, habitat damage, and reckless driving. Members asked about speeding standards, road use, and a helmet-law conflict involving children in side-by-sides; Game and Fish said it is currently harmonizing the statutes and has treated children in side-by-sides as exempt under the newer provision. ADOT explained the decal and registration process, including the required safety course, the $25 decal, and the new non-resident 30-day permit for certain out-of-state OHVs. Staff also clarified that the course is required for owners, not every occasional operator, and that rental companies are not statutorily required to have each renter take the course, though some do so voluntarily. The committee then heard a legislative overview of recent OHV bills: 2024’s SB 1576 on safety, age, and helmet requirements; 2025’s SB 1517 creating the temporary non-resident permit and extending the study committee; and this year’s SB 1519, which would raise the OHV weight limit from 2,500 to 3,500 pounds and add a proposed new fee class. Members and stakeholders discussed whether the higher weight limit would broaden the OHV category, affect revenue, and better reflect newer, heavier side-by-sides, while some cautioned against blurring the line between OHVs and regular vehicles. No formal votes were taken in the portion provided.
NM

New Mexico 2025 Regular Session

IC - Radioactive and Hazardous Materials Jul 11th, 2025

Radioactive & Hazardous Materials Committee

Transcript Highlights:
  • Director Red City will take over now.
  • Stuff is with the Red Rock Regional Landfill.
  • Director Red City has a lot of experience and even worked for the US EPA for quite a while in terms of
  • And maybe over to a facility like Red Rock Landfill.
  • I have a red State of New Mexico license plate. It says "Uranium Mine Worker."
NH

New Hampshire 2026 Regular Session

Senate Ways and Means (02/18/2026)

Ways and Means

Transcript Highlights:
  • . >> So the first order of business is your red line changes.
  • The amendment would be to accept the red-line changes you have on your amendment on lines 13 and 22.
  • We're going to accept the red line on page 13 as well.
  • to accept the red line on page<01:26:11.679> 13<01:26:12.080> as<01:26:12.320> well
  • and we'll accept on line 22 the red and we'll accept on line 22 the red line.<01:26:25.040> Does
Keywords: 1191, senate, all
AR
Transcript Highlights:
  • So I guess my red light’s going up. I haven’t had a phone call in a long time.
  • So we’re reducing some of the red tape.” “Okay.
  • next year, which will be no savings to the taxpayer if we do nothing on this rule and keep the extra red
  • Chair, there’s a difference between red tape and a personal care agency sending their own nurse out to
  • That’s not eliminating red tape. That’s not an independent assessment.
Summary: The committee approved the December 8 minutes and referred items C1 and C2 to the labor and environment subcommittees, adopting the chair’s recommendations. The main substantive item was a DHS rule package revising the State Plan Personal Care Manual and the Arkansas Independent Assessment (ARIA) Manual. DHS said the revisions would repeal and replace the current manuals with streamlined versions, remove overlapping language, implement Act 853 by shifting licensure/certification for personal care agencies to the Department of Health, lengthen personal care prior authorizations from six months to one year, and keep the 64-hour monthly cap. For ARIA, DHS said it would remove references to state plan personal care, clarify telehealth and in-person assessments, and add/update sections for PASS, AR Choices, Living Choices, and PACE. DHS argued the current independent assessment process is costly and not controlling utilization, citing a 95% approval rate, annual spending of more than $212 million on personal care for about 17,000 people, and an estimated $6.173 million in savings from eliminating the Optum assessment and reducing prior-authorization frequency. Agency witnesses said the new process would reinsert primary care practitioner involvement, use standardized evaluation and prescription forms, and rely on personal care provider nurses for the assessment step, with training already available through an AFMC contract. Several members questioned whether PCPs should be used as gatekeepers, whether the change would delay services, and whether the savings estimate accounted for training or provider burden. Some members also raised concerns about conflicts of interest, the workload on physicians, and whether the agency had adequately worked with the existing vendor to improve the current system. The discussion became contentious, with Senator Irvin and others strongly opposing the proposal as inconsistent with the earlier independent-assessment approach and urging DHS to slow down and work with legislators. Other members asked for clarification on how the new process would work for new applicants and whether it would affect waiver or PASS participants; DHS said the rule would not apply to PASS and should not delay services. At the end of the hearing, the chair offered DHS the option to pull the rule down and work off-record with legislators on a revised proposal, and DHS agreed. The meeting then adjourned without further business or a final vote on the rule.
NM

New Mexico 2025 Regular Session

IC - Federal Funding Stabilization Subcommittee May 28th, 2025

Federal Funding Stabilization Subcommittee

Transcript Highlights:
  • Uh, I would suggest, uh, Either Taos or Red River. On that July 31st, August 1st.
  • Well, how about Red River? About Red Dosa Riodosa. We better check the room rates.
  • I made a red river, raise your hand. Why don't we um?
  • It'll either be Red River or Riodoso for, for that 3rd meeting.
LA

Louisiana 2026 Regular Session

Natural Resources and Environment May 26th, 2026

Natural Resources & Environment

Transcript Highlights:
  • It's really our red card; it's really more of a pink card. It's really more on the amendment.
  • No, I mean, look, I'm putting in a red card because I don't know what pink card...
  • No, I mean, look, I'm putting on a red card because I don't know what pink cards are.
  • I'm a red card on that, because I know this is our one and only shot to be able to get revenue share
  • Chairman, for our red card and our members' concerns a little bit.
Keywords: 965, house, all
NH

New Hampshire 2026 Regular Session

House Committee on Housing (04/21/2026)

Housing

Transcript Highlights:
  • And if it says contact the registration bureau with a red light, you don't get the permit till it gets
  • a written estimate with my contact information and the registration number on there. bureau with a red
  • He said the fact that the industry is calling for it is actually more of a red flag and indicative of
  • > and<00:52:41.359> indicative<00:52:41.839> of<00:52:42.000> regulatory a red
  • flag and indicative of regulatory a red flag and indicative of regulatory capture,<00:52:43.119>
Keywords: 1189, house, all
NM

New Mexico 2025 Regular Session

IC - Science, Technology and Telecommunications Nov 12th, 2025

Science, Technology & Telecommunications Committee

Transcript Highlights:
  • our project oversight is to make things quicker and faster, eliminating much of the bureaucracy and red
  • tell me what my risks are out there, especially when I look at something that is maybe a yellow or a red
  • I come from an environment where, boy, you show yellow or red to executives, you better have some sort
  • I think, you know, red, yellow, green—that's fairly accurate.
  • I had questions for our IV&V vendor about why this is not red. This should have been red.
TX

Texas 89th Regular

Public Education Apr 22nd, 2025

Public Education

Transcript Highlights:
  • Okay, Justin Wood is wearing a heavy red shirt on behalf of... of Shulman, Lopez, Hoffer, and Adelstein
  • And I show you a red shirt as Casey Wright, on behalf of the Intercultural Development Research Center
  • All right, and I'll show you red shirt is Maria. Is it Unda? Yes, Dr. Unda is fine. All right, Dr.
  • I don't feel requiring this creates unnecessary red tape.
  • The colors of red, white, and blue blended together indeed make up purple.
HI
Transcript Highlights:
  • but as we move to our discussions today, anything related to Red Hill will not be in this measure.
  • but as we move to our discussions today, anything related to Red Hill will not be in this measure.
  • but as we move to our discussions today, anything related to Red Hill will not be in this measure.
  • anything that had to do with the Red anything that had to do with the Red Hill<00:35:29.920>
  • Miss Chair, point of information on the SD1: this would remove Red Hill, yes?
Keywords: 912, senate, all
Summary: The committee first took up SB 534, a measure concerning development in Kakaʻako Makai involving the Hawaii Community Development Authority and the Office of Hawaiian Affairs. The chairs explained that the hearing was decision-making only and no testimony would be accepted, though members could ask clarifying questions. The chair outlined amendments to clarify HCDA’s approval process, require an environmental impact statement before residential development proposals are submitted, require Department of Health documentation on hazardous substances, and specify that only OHA-owned parcels would be eligible for certain residential development with a 400-foot height limit and maximum floor area ratio of 10.0. The amendments also addressed affordability, owner-occupancy, association fees, and a special fund, while noting Attorney General concerns that the fee could be construed as a tax and suggesting further review by Judiciary and Ways and Means. Members discussed the affordability threshold, with one senator suggesting 160% AMI instead of 140% due to high housing costs and concern that essential workers could be priced out. Others raised concerns about Native Hawaiian affordability, the long-term effect of perpetuity restrictions, and whether the process would protect OHA’s interests. An HCDA representative said 140% AMI was used in existing reserve housing rules and that lower thresholds could make development economically infeasible. OHA and other supporters said the proposal was still early in planning and emphasized the need for public hearings, community input, and compliance with environmental and remediation standards. The committees voted to pass SB 534 with amendments: Water and Land approved it 4-1, and Hawaiian Affairs also adopted the chair’s recommendation, with one member excused and one voting no. The meeting then moved to SB 3, relating to water resource management. The bill would authorize the Commission on Water Resource Management to retain independent legal counsel, create an executive director position, allow challenges to emergency orders under certain conditions, establish fines for water use offenses, and revise emergency and shortage declaration procedures; Red Hill-related provisions were noted as removed from this version. Testimony was largely supportive, including from DLNR, the Board of Water Supply, OHA, and Sierra Club, with OHA stressing the measure’s importance to Native Hawaiian water rights and past litigation. A Department of Hawaiian Home Lands representative supported the bill with amendments and recommended explicit language directing the commission chair or designee to advocate for water rights and reservations for homelands. The chair indicated the committees would use the prior Senate-passed version as the basis for further action, and the discussion then moved on to SB 130, a search-and-rescue reimbursement bill.
HI

Hawaii 2025 Regular Session

House Chamber - Opening Day Wed Jan 15, 2025, 10:00AM HST - Day 1

Hawaii House Floor Meeting

Transcript Highlights:
  • And the rockets' red glare, the bombs bursting in air... ...gave proof through the night that our flag
  • When she graduated from McKinley High School, my mom remembers wearing a white dress, a red carnation
  • When she graduated from McKinley High School, my mom remembers wearing a white dress, a red carnation
  • When she graduated from McKinley High School, my mom remembers wearing a white dress, a red carnation
  • When she graduated from McKinley High School, my mom remembers wearing a white dress, a red carnation
Keywords: House Agenda:, 910, house, all
MN

Minnesota 2025-2026 Regular Session

Fraud Committee Meeting - 2026-05-13

Fraud Prevention and State Agency Oversight Policy

Transcript Highlights:
  • That should be a huge red flag, folks.
  • That should be a huge red flag, folks.
  • That should be a huge red flag, folks.
  • That should be a huge red flag, folks.
  • That should be a huge red flag, folks.
MS

Mississippi 2026 Regular Session

Government Structure - Room 409, 12 January, 2026; 2:00 P.M.

Government Structure

Transcript Highlights:
  • It's a matter of red tape.
  • And it wasn't 100% administrative red tape. Let me be clear about that.
  • And it wasn't 100% administrative red tape. Let me be clear about that.
  • And it wasn't 100% administrative red tape. Let me be clear about that.
  • And it wasn't 100% administrative red tape. Let me be clear about that.
Summary: The committee held its first meeting under its new Government Structure Committee name and began by electing Senator Chris Johnson as secretary. The chair explained the committee’s purpose as improving efficiency, effectiveness, and stewardship of taxpayer dollars, and said members had asked statewide officials and agencies for ideas on streamlining government and reducing costs. Commissioner of Agriculture and Commerce Andy Gibson testified at length about ways his agency has found efficiencies, especially after the COVID-era consolidation of three agencies into one. He said state procurement and construction rules can add major time and cost to projects, citing a proposed $300,000 building that grew to about $1 million through the state process. He recommended raising repair and quote thresholds, streamlining construction procedures, reconsidering restrictions on payments between state agencies, and allowing more flexibility for agencies to help one another when authorized. Members questioned Gibson about the repair caps, the construction cost increase, Ticketmaster and other technology/vendor arrangements, and whether agencies should have more decentralized control over contracts. The chair and several senators agreed the committee should examine red tape, vendor relationships, and procurement rules, and Gibson said he would provide more information and work with the committee. No formal legislation was acted on in the portion provided. The transcript then shifted to testimony from the Insurance Commissioner, who said his department is heavily affected by IT and board structure issues and oversees 17 boards. He urged consolidation of some boards, criticized the effects of SB 2362 on special-fund agencies, and said the State Fire Academy and other operations have been constrained by general-fund treatment and limited authority. He also discussed insurance-rate pressures, including projected premium increases, wind pool rate concerns on the Gulf Coast, and the need for mitigation to stabilize costs.
NM

New Mexico 2025 Regular Session

House - Chamber Meeting Oct 2nd, 2025

Transcript Highlights:
  • Meeting my... say I'm operating in the red, and I'm operating in the red, say $100,000 for the quarter
  • And I need to defray some costs and I'm running in the red ahead of $100,000.
  • So if I'm running into the red, I need to make sure.
  • So I might be running in the red for up to a year.
  • So, for example, I'm running into the red. Do I wait till the end of the year?