Video & Transcript : 'condominium insurance' :

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WA

Washington 2025-2026 Regular Session

Senate Floor Session Feb 28th, 2026 at 10:00 am

Washington Senate Floor Meeting

Transcript Highlights:
  • in the state, that they'd be insured.
  • So people have been paying their insurance premiums, and these insurance companies have been taking that
  • is how much they're paying for insurance every month.
  • So that does affect the cost of insurance, small.
  • And that's 16 cents federal of... ...affect the cost of insurance. Small.
AL

Alabama 2025 Regular Session

Alabama Senate Judiciary Committee Apr 9th, 2025

Judiciary

Transcript Highlights:
  • amendment that I think is a favorable amendment, which deals specifically with ensuring that if insurance
  • So, The lawsuit now would be that if they didn't have any other private insurance but only had Medicare
  • The insurer. Let's just say it's Medicaid. That's the only policy that he has.
  • Do we want their health insurance, be it Medicare, Medicaid, or insurance, be it Medicare, Medicaid,
  • We're trying to force hospitals to use the force hospitals to use the healthcare insurance that you have
Bills: SB210 , SB292 , HB360 , HB233 , HB66 , HB356 , HB164 , HB238 , HB209 , SB223 , HB307 , SB210 , SB292 , HB360 , HB233 , HB66 , HB356 , HB164 , HB238 , HB209 , SB223 , HB307
Committee: Senate Judiciary
NE

Nebraska 2025-2026 Regular Session

Legislative Morning Session Apr 10th, 2026

Nebraska Unicameral Floor Meeting

Transcript Highlights:
  • for visualized certain injury approach to find term change for visualized workers' compensation, insurance
  • Task Force, Advisory Council on Public Water Supply, Breast Cancer Advisory Commission, Critical Insurance
  • Law Enforcement and Criminal Justice, the Department of Correctional Services, the Department of Insurance
  • Insurance general fund, fiscal 2025-26, 2026-27, cash fund, program total, and other appropriations are
  • One, Bill for Nackling, insurance, defined terms prior to coverage treatment, certain pediatric, autoimmune
OK

Oklahoma 2026 Regular Session

Senate Legislative Session Apr 13th, 2026

Oklahoma Senate Floor Meeting

Summary: The Senate convened, established a quorum, offered the invocation and pledges, and recognized the doctor, psychologist, and nurse of the day. The chamber then hosted several honorary introductions and citations, including congratulations to the Murray State College shotgun team for winning back-to-back national championships and to the Coedah High School varsity wrestling team for a record-setting 5A season and state title. Both groups were formally presented citations and received Senate applause. The Senate also considered Senate Resolution 30, which reaffirmed Oklahoma’s sister-state relationship with Taiwan, supported stronger economic and diplomatic ties, and celebrated the anniversaries of the Taiwan Relations Act and the Oklahoma-Taiwan relationship. The resolution was adopted by voice vote after brief remarks from Senator Peterson and a representative from Taiwan’s office in Houston, who thanked the Senate and spoke about Taiwan’s trade relationship, economic growth, and international challenges. The meeting included introductions from several student pages, who described their schools, sponsoring senators, and future plans. Announcements were made for committee meetings, including Revenue and Taxation, Health and Human Services, and Appropriations and Budget, along with a reminder about Diabetes Awareness Day. The Senate then adjourned until Tuesday, April 14th at 9:30 a.m.
NV
Transcript Highlights:
  • This bill eliminates the account for the regulation and supervision of captive insurers and redirects
  • the fees and assessments associated with the account to instead be placed in the fund for insurance
  • companies to provide associated services and insurance coverage for associated services.
  • companies to provide associated services and insurance coverage for associated services.
  • The bill, as amended, mandates that certain public and private health insurers, including Medicaid, by
AZ

Arizona 2026 Regular Session

03/16/2026 - Senate Floor Session

Arizona Senate Floor Meeting

Transcript Highlights:
  • HB 2128, Homeowners Association Condominiums Action Meetings.
Keywords: 1182, all
MD

Maryland 2026 Regular Session

Senate Floor Session, 2/11/2026 #1

Maryland Senate Floor Meeting

Transcript Highlights:
  • Senator Kagan, Real Property, Condominiums, and Homeowners Association elections rules. >> The majority
MN

Minnesota 2025-2026 Regular Session

Senate Floor Session - 05/06/26

Minnesota Senate Floor Meeting

Transcript Highlights:
  • </c> here that says insurance here that says insurance can<01:07:09.920><c> be</c><01:07:10.079><c> exempt
  • If<01:07:21.200><c> an</c><01:07:21.520><c> insurance</c><01:07:22.160><c> requires</c> If an insurance
  • Uh, one had to do with not paying for the insurance, the increased insurance costs, and one had to do
  • Uh, one had to do with not paying for the insurance, the increased insurance costs, and one had to do
  • Uh, one had to do with not paying for the insurance, the increased insurance costs, and one had to do
Keywords: 1187, senate, all
CA

California 2025-2026 Regular Session

Assembly Judiciary Committee Jun 23rd, 2026

Transcript Highlights:
  • The California Commissioner of Insurance, Ricardo Lara, came and visited at the grand opening.
  • Many consumers were struggling to find insurers that would allow them to add an endorsement for the HOA
  • in an increasingly unaffordable broad-based insurance market, especially for HOAs.
  • And it's great because we had a lot of discussions, the three of us and members here and in insurance
  • No, this is a good issue that reminds you that insurance undergirds so much of our economy and so many
Summary: The committee heard several bills focused on civil rights, housing, public safety, and administrative process. Early items included SB 46, which would authorize the Secretary of State to remove constitutionally ineligible presidential and vice presidential candidates from California ballots; SB 1078, requiring notice to the Civil Rights Department when court filings involve civil rights violations; SB 989, expanding access to Care Court by letting first responders refer cases through county behavioral health agencies; SB 998, clarifying and expanding discrimination prevention coordinators in the new Office of Civil Rights; SB 1146, requiring disclosure for AI-generated health advertisements and giving physicians a limited private right of action; SB 1164, a California Voting Rights Act expansion responding to federal voting-rights rulings; SB 1256, a housing bill aimed at limiting repeated litigation over the Harmony Grove Village South project; SB 1267, addressing HOA liability and indemnification for EV charger installations; and SB 1425, authorizing an encroachment permit program for high-speed rail right-of-way management. The committee also later heard SB 873, restricting ICE arrests near courthouses, and SB 1160, requiring eviction data reporting by zip code. Most bills drew support from sponsors, advocacy groups, labor organizations, or local officials, while opposition centered on concerns about county workload, due process, fire safety, civil liberties, or the scope of the policy changes. Members generally expressed support for the bills while noting unresolved issues and the need for amendments or further stakeholder work, especially on SB 1164, SB 1256, SB 1267, SB 1425, and SB 1160. The Judicial Council opposed SB 1160 because of the burden of adding zip-code reporting to court systems, while the author and supporters argued the data would help target eviction-prevention efforts. SB 873 drew strong support from public defenders, immigrant-rights groups, and court-related stakeholders, with the San Bernardino County Sheriff’s Department opposing. SB 989 drew support from firefighters and family advocates, while Disability Rights California opposed, arguing Care Court is too costly and diverts resources from community-based services. SB 1164 received broad civil-rights and voting-rights support, with cities opposing unless amended over definitions, cure periods, and litigation risk. SB 1256 drew support from housing and labor interests and opposition from local residents and environmental groups concerned about fire safety and evacuation. SB 1267 was supported by the HOA and utility stakeholders after amendments addressing liability concerns. After quorum was established, the committee voted to pass a consent calendar and then approved the listed bills, sending them to the appropriate committees or to Appropriations, including SB 46, SB 873, SB 989, SB 998, SB 1078, SB 1146, SB 1164, SB 1256, SB 1267, and SB 1425. The transcript ends with SB 1160 still under discussion, with members indicating support for the bill’s goals but acknowledging the Judicial Council’s implementation concerns and the need for further work.
CA

California 2025-2026 Regular Session

Assembly Judiciary Committee Jun 23rd, 2026

Judiciary

Transcript Highlights:
  • The California Commissioner of Insurance, Ricardo Lara, came and visited at the grand opening.
  • Many consumers were struggling to find insurers that would allow them to add an endorsement for the HOA
  • in an increasingly unaffordable broad-based insurance market, especially for HOAs.
  • And it's great because we had a lot of discussions, the three of us and members here and in insurance
  • No, this is a good issue that reminds us that insurance undergirds so much of our economy and so many
Committee: House Judiciary
Keywords: 988, house, all
DE

Delaware 2025-2026 Regular Session

House Health & Human Development Committee Meeting Jun 17th, 2026

Health & Human Development

Transcript Highlights:
  • Representative Flynn, I was just wondering, would this apply also to condominium complexes or apartment
  • Every Delawarean feels the impact of rising health care costs, whether through higher insurance premiums
  • The costs are driven by spending across the health care system, including hospitals, insurance, long-term
Bills: SB274 , SB301 , SB249
Summary: The committee heard and advanced several measures related to health care, public health, and patient protections. House Concurrent Resolution 148, urging a statewide educational strategy on menopause, was presented as a workplace awareness measure and received supportive comments from members before being released. Senate Bill 274, updating Delaware’s MOST program to POLST and clarifying capacity determinations and documentation for end-of-life orders, also drew supportive testimony from medical and nursing groups and was released. House Bill 458, limiting local backflow preventer requirements for certain low-hazard buildings, was presented as a cost-relief measure for homeowners and small businesses; DHSS expressed concerns but said it was willing to work on amendments and a sunset provision, and the bill was released. Senate Joint Resolution 18, designating August 31, 2026 as International Overdose Awareness Day and ordering flags at half-staff, was released after brief supportive remarks. The committee then considered Senate Bill 339, a technical correction to the advance health care directive form clarifying that an agent’s authority for voluntary mental health admission cannot exceed 72 hours, consistent with existing law. Members asked detailed questions about how the 72-hour limit works and whether it applies to voluntary directives; the sponsor and a Disability Rights Delaware witness explained that the bill only aligns the form with current statute and does not expand authority. The bill was released. House Bill 301, requiring hospitals to create discharge plans for pregnant patients discharged while showing signs of labor, prompted extensive discussion. The sponsor and supporters said it would improve safety, transportation planning, and aftercare, while some members noted Delaware hospitals already do much of this work and questioned whether codifying it was necessary; supporters emphasized maternal mortality disparities and the need for guardrails. The bill was released. Senate Bill 196, creating ownership disclosure requirements for long-term care facilities and resident notice rules after ownership transfers, was presented as a transparency measure for seniors and families and was released after supportive testimony from the Delaware Nurses Association and elder-care advocates. Senate Bill 320, expanding pharmacists’ independent prescriptive authority for certain non-controlled medications and allowing opioid use disorder medications under standing order, with added malpractice reporting requirements in Senate Amendment 2, was supported by pharmacists and nurse practitioners as an access-to-care measure and was released. Senate Substitute 1 for Senate Bill 161, establishing a unified licensing and oversight framework for adult behavioral health providers under DSAM, was presented as a patient-protection measure; providers supported the goal but cautioned that regulations must be workable, and the substitute was released. Senate Joint Resolution 19, directing DHSS to study strategies to reduce health care costs, was released with a note reflecting concerns about broadening the analysis to include additional cost drivers and alternatives. Finally, Senate Bill 249 with Senate Amendment 2, modernizing harm-reduction programs and paraphernalia laws, generated the most extended debate: supporters framed it as life-saving public health policy, while opponents raised concerns about needle litter, community impacts, and whether the approach facilitates addiction. Despite the objections, the bill was released.
NH
Transcript Highlights:
  • or their homeowners insurance, where insurers will say, oh, you own a Rottweiler; we either won't provide
  • or their homeowners insurance, where insurers will say, oh, you own a Rottweiler; we either won't provide
  • or their homeowners insurance, where insurers will say, oh, you own a Rottweiler; we either won't provide
  • So although, under the Fair Housing Act, someone who is a tenant or wants to move into a condominium
  • or something like that could condominium or something like that could have<02:17:16.280><c> a</c><02
Keywords: 928, house, all
Summary: The committee held a work session on a bill arising from the Lee case involving animal seizures and humane society involvement. Members and the commissioner discussed concerns about due process, lack of clear notice to animal owners, the need for owners to understand when they are surrendering ownership, and whether humane agents should have additional training or certification. Several members also questioned the role of the NH SPCA and humane societies, the absence of oversight, and whether there was any financial or policy conflict in their involvement. The commissioner said the Department of Agriculture does not have a direct relationship with humane societies, but does coordinate with police on seizures, and noted that problems tend to arise when agencies do not consult the department first. Testimony and discussion focused on possible fixes to the bill, including clearer written notice of rights, requiring a third-party qualified veterinarian or other neutral evaluator, establishing the condition of animals at the time of seizure for later court proceedings, and possibly using teleconferencing with a veterinarian in limited circumstances. Some members suggested the bill may need a broader study committee, while others said it should be amended now rather than delayed. The chair said the bill would be worked on further and sent to the subcommittee for more detailed review. The committee then opened a hearing on HB 250, which would allow local governing bodies to regulate dog muzzling. Representative Jodi Newell testified that the bill was intended to let municipalities respond to dangerous dogs, citing Keene’s attempt to require muzzling after a serious incident but lack of clear authority under current law. Deborah LeBlanc also testified about a dog attack that seriously injured her dog and said a muzzle requirement could have prevented the attack. Committee members asked about the incident, existing dog-control laws, and whether the dog had been leashed; the discussion suggested the bill was meant to clarify local authority over muzzling as a public safety measure.
NH

New Hampshire 2025 Regular Session

House Ways and Means (01/14/2025)

Transcript Highlights:
  • A big component is auto insurance.
  • A big component is auto insurance.
  • </c> can relate but my I I my auto insurance can relate but my I I my auto insurance certainly<00:41:
  • </c><04:41:15.878><c> premium</c> motor fuels tax and insurance premium motor fuels tax and insurance
  • </c><04:41:50.280><c> premium</c> estate transfer tax insurance premium estate transfer tax insurance
Keywords: 928, house, all
Summary: The meeting was a Ways and Means briefing opened by the vice chair, who introduced Jason Wong of the Federal Home Loan Bank of Boston to discuss the national and regional economy. Wong focused on inflation, asking why it had fallen from about 9% in 2022 to the 2%–3% range, and what that meant for monetary policy and the risk of an economic downturn. He said the Fed’s target is 2%, noted that recent PCE inflation was about 2.4% and core PCE about 2.7%, and described the ongoing debate over whether interest rates should stay tight or be lowered further to protect the labor market. Wong explained that the improvement in inflation has been driven largely by goods prices, especially durable goods such as cars, appliances, and furniture, as well as non-durable goods like food. He said supply-chain disruptions during the pandemic caused major price spikes in 2022, but those pressures have eased and many goods prices are now at or below the Fed’s target. He also referenced the New York Fed’s Global Supply Chain Pressure Index, saying it showed extreme pandemic-era disruptions that have since receded. The main remaining inflation problem, he said, is in services, especially housing. Wong broke services into rent of shelter and all other services, explaining that shelter is a large share of household budgets and that housing inflation has a lag because rent measures often reflect older lease terms rather than current market rents. He said monthly Zillow data suggest market rents have cooled and may eventually feed through to official inflation measures. Members asked several questions about the chart’s time scale, the treatment of real estate, property taxes, and utilities, and Wong clarified that housing costs are counted in services and that the slides would be shared digitally. No votes or formal actions were taken.
TX

Texas 89th Regular

89th Legislative Session Apr 7th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • to the Committee on Insurance.
  • to the Committee on Insurance.
  • to the Committee on Insurance.
  • insurance. insurance for the Committee on Insurance.
  • Committee on Insurance.
Keywords: 1184, house, all
CA
Transcript Highlights:
  • You brought up insurance. They are not covered as deeply as the property owner.
  • And most of them now are, if they get paid out from their insurance, they'd rather just walk away and
  • to cover either a rebuild or substantial repair to the property, because the cost of insurance is just
  • to cover either a rebuild or substantial repair to the property, because the cost of insurance is just
  • Insurance agents have told us this is just too hard to define the difference between property that's
Summary: The committee heard several housing bills, with the longest discussion focused on SB 79, which would allow more housing near high-capacity transit stops and on transit agency-owned land. The author and supporters argued it would address California’s housing shortage, reduce vehicle miles traveled, and strengthen transit systems by putting more residents near rail and rapid transit. Supporters included housing advocates, local officials, environmental groups, and transit-oriented development organizations. Opponents, including many cities, the League of California Cities, and some tenant and legal advocacy groups, raised concerns about affordability requirements, displacement, demolition protections, local control, and the bill’s interaction with existing local planning efforts. The committee discussed amendments to strengthen anti-displacement protections, minimum density, affordability standards, and a local flexibility alternative, and SB 79 was moved out on a due-pass-as-amended vote of 8-1, with one member not voting. The committee then took up SB 21, which would amend the Housing Crisis Act to allow limited unit reductions when converting deed-restricted SRO buildings into larger, more livable affordable units with private bathrooms, kitchens, and supportive services. The author and nonprofit housing providers said many SRO buildings are financially unsustainable and that the bill would preserve deeply affordable housing while improving conditions for residents. There was no organized opposition testimony at the hearing, though one business property group registered opposition. Members expressed support for the preservation-focused approach, and SB 21 was approved on an 8-0 vote and sent to the Assembly Committee on Local Government. Next, SB 92 was heard, a measure to close a density bonus loophole by limiting how much additional commercial floor area a project can receive and preventing the law from being used to justify very large nonresidential projects with only minimal affordable housing. The author cited a San Diego project as an example of the problem, and the City of San Diego supported the bill as a reasonable fix. Several labor and housing groups also supported it, while no formal opposition witnesses testified. The committee accepted amendments, members praised the effort to curb abuse while preserving feasibility, and SB 92 passed on a 7-0 vote. Finally, the committee began hearing SB 522, which would extend just-cause eviction protections to units rebuilt after disaster if they had previously been covered by the Tenant Protection Act. The author and the Los Angeles City Attorney said the bill would help preserve rental housing in disaster-affected communities, especially after the Pacific Palisades fires, and would not create new rent control. Opponents, including apartment, realtor, and property owner groups, argued it would add burdens to rebuilding and could discourage reconstruction. Members raised questions about whether existing law already protects returning tenants and whether the bill was necessary, and the hearing continued into committee discussion.
NH

New Hampshire 2025 Regular Session

House Session (03/27/2025)

New Hampshire House Floor Meeting

Transcript Highlights:
  • coverage you must have health insurance coverage you must intentionally<05:30:13.040><c> seek</c><05
  • </c><05:45:58.718><c> was</c><05:45:58.920><c> between</c> the surgery with insurance was between the
  • surgery with insurance was between 3,000<05:46:00.120><c> and</c> $7,000<05:46:04.000><c> without</c
  • ><05:46:04.360><c> insurance</c><05:46:05.120><c> it</c><05:46:05.200><c> would</c><05:46:05.360><c>
  • have</c> $7,000 without insurance it would have $7,000 without insurance it would have been<05:46:05.600
Keywords: 1189, house, all