Transcript Highlights:

• for many categories of loans. for many categories of loans.
• <00:19:58.880> I'll state's medical assistance program.
• I'll state's medical assistance program.
• But it's important to emphasize this does not automatically flow to programs.
• But it's important to emphasize this does not automatically flow to programs.

Keywords: 919, house, all

Summary: Minnesota Management and Budget Commissioner Aaron Campbell, State Economist Dr. Tony Becker, and State Budget Director Anna Mingi presented the November 2025 budget and economic forecast. Campbell said the state now projects a nearly $2.5 billion surplus at the end of the 2026-27 biennium, about $575 million better than the end-of-session estimate, but also a projected negative balance of about $2.9 billion in FY 2028-29, reflecting a worsening structural imbalance. He said the budget reserve stands at $3.4 billion, with cash flow and budget reserves totaling $3.8 billion after a $244 million addition, and emphasized that Minnesota’s AAA bond rating and reserve policy remain strengths even as future sessions will need to address the long-term gap. Becker said the national economic outlook has changed only modestly since February, but growth remains below trend through the forecast horizon. He cited slower consumer spending, weak private investment, continued tariff uncertainty, lower projected immigration, and modest inflation that stays near 3% through 2026 before easing. Revenue forecasts for the next biennium were revised up to $66.3 billion, driven mainly by higher individual income tax receipts and other revenue, partly offset by lower sales and corporate tax forecasts. He also noted risks from federal policy changes, the recent shutdown’s effect on data availability, and possible equity market volatility. Mingi said general fund spending is projected to rise sharply, with current biennium spending up $3.4 billion from end-of-session estimates and planning-year spending up $1.9 billion. She attributed much of the increase to carryforward from prior one-time appropriations, discretionary inflation, and especially Medical Assistance. MA costs are projected to be about $2.5 billion higher over 2025-29, largely because managed care rates rose more than expected due to higher utilization and higher-cost services, including pharmacy costs, while long-term care and disability waiver costs also increased. In response to questions, officials said the federal reconciliation bill had only a relatively small effect on the health care changes, and that the carryforward amounts reflect unspent prior appropriations that now show up in later years rather than new spending.

Transcript Highlights:

• Phenomenal<02:05:20.800> programs, Phenomenal programs, Phenomenal programs, you<02:05:23.280>
• the<02:07:44.800> programs the programs, many of the programs the programs, many of the
• Those are loan programs set up by the legislature long before most of us were ever serving here, and
• Those are<02:26:54.880> loan<02:26:55.200> programs<02:26:55.600> set<02:26:55.840
• > up<02:26:56.000> by<02:26:56.160> the are loan programs set up by the are loan

Keywords: 916, all

Transcript Highlights:

• This morning are, of course, the reductions in the department's workforce, the grant and loan funding
• freezes, the contract uncertainties, and the so-called hit list of programs targeted for termination
• Unfortunately, that program didn't do as much as we had hoped in the last administration.
• The Tribal Energy Financing Program closed its first tribal loan guarantee this past September.
• Program Office, Transmission Facilitation Program. as helping us meet that demand.

Keywords: nominations, Undersecretary of Energy, Undersecretary of Science, Preston Griffith, Dario Gil, energy policy, scientific innovation

Summary: The meeting was convened to discuss several significant nominations, particularly focusing on Preston Wills Griffith III for Undersecretary of Energy and Dr. Dario Gil for Undersecretary of Science. The committee underscored the importance of these roles in shaping American energy policy and scientific innovation. The discussion highlighted the nominees' backgrounds, with Griffith having extensive experience at the Department of Energy and the White House, and Gil bringing expertise in quantum technology and energy research. Members expressed a strong desire to understand the nominees' perspectives on current challenges facing the energy sector, including regulatory mandates and national security concerns. The meeting concluded with a commitment to ensuring thorough evaluations of the candidates and their proposed approaches to pressing issues.

Transcript Highlights:

• So QB3 in this building right now helps programming and helps entrepreneurship and innovation here at
• We got low-interest loans, WIFIA loans from the EPA.
• We got low-interest construction loans from the state.
• here to tell you, I have sort of achieved that, but now we're going to make wastewater treatment... loans
• There's the state revolving fund, which provides low-interest loans, and WIFIA at the federal level,

Summary: The Assembly Select Committee on Biotechnology and Medical Technology held an informational hearing on the role of biotechnology industries in wastewater treatment, hosted at Bakar Labs on the UC Berkeley campus. Opening remarks emphasized California’s water scarcity, the rising cost of wastewater infrastructure, and the need to reuse and clean contaminated water. Committee members framed the hearing as a look at both current treatment challenges and emerging technologies that could improve water quality, affordability, and resilience over time. The first panel focused on statewide wastewater challenges. BACWA Executive Director Laurie Fono described wastewater plants as part of a broader circular economy, noting their roles in recycled water, environmental enhancement, biosolids management, carbon sequestration, and renewable energy generation. She highlighted major challenges including aging 1970s-era infrastructure, nutrient reduction mandates, sea level rise, evolving regulations, and PFAS source control. She said Bay Area agencies face about $11 billion in nutrient reduction costs, with rate increases, state revolving funds, WIFIA loans, and bonds as the main financing tools. Members asked about regional differences, energy revenue opportunities, smaller decentralized plants, and agricultural collaboration. The second panel featured researchers and lab experts discussing biotechnology solutions. Lawrence Berkeley National Lab’s Dr. Romine Chakarvati described using microbial communities and machine learning to help break down PFAS and treat produced water. CEL Analytical’s Dr. Yigi Dearborn explained pathogen testing for direct potable reuse, wastewater monitoring, and the need for larger sample volumes and more funding to validate methods for viruses and protozoa. Stanford’s Dr. Chunhung-Shin presented an anaerobic membrane system that turns domestic wastewater into clean water and energy with less biosolids and lower operating costs. Committee members asked about AI, assay development, scaling technologies, and funding priorities. Public comment from the California Association of Sanitation Agencies stressed the need to balance scalability, reliability, and affordability, and the hearing adjourned without any formal vote or action.

Transcript Highlights:

• act to amend the public health law and the state finance law in relation to an emergency insulin program
• repayment program and physician practice support program.
• An act to amend the Public Health Law in relation to providing for dentist loan repayment and practice
• It might have been called Dentists Across New York, the campaign program, and I'm certainly supportive
• of the idea that we help future dentists pay their loans that made them dentists.

Keywords: 993, senate, all

Summary: The meeting covered a long list of health and social services bills, many of them recurring proposals that had passed the Senate before or been vetoed in prior years. Topics included primary care investment, penalties for adult care facility safety violations, emergency insulin access, limited nursing services in adult care facilities, a State Medical Indemnity Fund ombudsman, hospital ownership and private equity oversight, controlled substances for people with substance use disorder, rescue inhaler information in the immunization system, nursing home closure procedures, Medicaid coverage for complex care assistance, increased personal needs allowances, parental education for minors with disabling conditions, physician and dentist loan repayment/support, higher public health penalties, direct Medicaid billing for licensed creative arts therapists, adoption registry information release, fetal and infant mortality review boards, reusable food and beverage containers, DNR and hospice decision rules, a special needs assisted living demonstration program, temporary licensure for out-of-state health professionals at a triathlon event, and lead reporting and mitigation in school water. Sponsors described most bills as straightforward efforts to improve access, transparency, or care quality, while several members noted technical fixes or fiscal concerns on a few measures, including outdated program references and the need for funding to support expanded loan repayment eligibility. Some bills were framed as responses to prior vetoes or as renewed attempts to advance previously passed Senate measures. The chair also noted the committee still lacked a budget and expected additional meetings. For each bill, members generally moved and seconded the measures, and the committee voted favorably, usually with some members recorded as without recommendation. Most bills were advanced either to first reading, finance, or higher education, depending on referral. No bill was defeated in the transcript.

Transcript Highlights:

• announced in February that it would quote unquote repurpose bond funds from the district's 2018 bond program
• the total amount of money that you are going to have to pay if you sign and agree to take out this loan
• Disclosing the interest on the loan on the, well, as you've already heard this morning, it's not unusual
• They're gonna refinance that loan if they can and get their interest rate lower, but you don't know that
• If you can find it in the yellow Book, is a new government program or service of the same sort really

Transcript Highlights:

• <00:04:57.759> um could apply to have the loans um could apply to have the loans um partially
• This would service to success program.
• This is a newer program.
• better for us to have this new program? better for us to have this new program?
• train locally at like the CNA programs train locally at like the CNA programs at<00:58:03.599>

Bills: HF4598, HF4884, HF3732

Keywords: workers' compensation, Minnesota workers' compensation, Workers' Compensation Advisory Council, reinsurance association, Workers' Compensation Reinsurance Association, WCRA, occupational disease, presumption, first responders, firefighter cancer, PTSD, post-traumatic stress disorder, police officer, paramedic, emergency medical technician, correctional officer, security counselor, public safety dispatcher, temporary total disability, permanent partial disability

Transcript Highlights:

• than they can support with the program. than they can support with the program.
• SNAP education, and Sunbucks program. SNAP education, and Sunbucks program.
• trails program. trails program.
• um increase for the Hathaway program. um increase for the Hathaway program.
• conservation program is passed. conservation program is passed.

Keywords: 916, all

Transcript Highlights:

• All of our programs, all of our websites, all of our service providers from, you know, Programs and we
• represent 25 programs Programs and we represent 25 programs statewide<00:44:38.000> and<00:44
• a loan a loan basically.
• This one has only one program.
• Stacy Tonuchi childcare subsidy program. Stacy Tonuchi childcare subsidy program.

Keywords: 910, house, all

Summary: The committee heard testimony on SB 281 SD1, which would define and prohibit torture as a Class A felony. The Honolulu Prosecutor’s Office, HPD investigators, and other supporters said the bill is needed because existing laws do not adequately capture torture, especially cases involving children and vulnerable persons. Several testifiers emphasized that starvation is a common method of torture that often leaves little visible evidence, and they urged the committee to restore the original starvation language removed from the measure. The Office of the Public Defender said it did not oppose the bill’s purpose but raised concerns that the language was too broad and could create trial issues, particularly around minors and vulnerable people, and suggested narrowing amendments. The chair indicated the testimony had made a strong impression and said the committee would try to move the bill forward. The committee then heard SB 292 SD1, relating to sexual exploitation and safe harbor protections for survivors seeking medical or law enforcement help. The Honolulu Prosecutor’s Office supported the measure, noting that a prior version raised equal protection concerns that were no longer present, and said survivors should be able to seek help without fear of prosecution. Written support was also noted from several advocacy and state groups. Testimony in support focused on retaliation fears, trafficking, and the need for manpower and resources to address exploitation and related crimes. Finally, the committee took up SB 295 SD1, which would increase penalties for violating temporary restraining orders and orders for protection and treat a violation of one as a second offense for the other. The Public Defender’s Office objected to the mandatory jail component, arguing judges should retain discretion and that there was no clear evidence mandatory jail deters violations. The transcript cuts off before any final committee action or vote on SB 295 was recorded.

Transcript Highlights:

• 81 uh metropolitan loan 81 uh metropolitan loan authorized.<00:32:28.480> I've authorized
• to charge MNDOT interest on this loan? to charge MNDOT interest on this loan?
• > repayment loan agreement, including repayment loan agreement, including repayment terms,<00:
• authorized to make a zerointerest loan authorized to make a zerointerest loan to<00:42:44.640>
• money through publicly funded programs. money through publicly funded programs.

Keywords: 1187, senate, all

Transcript Highlights:

• I think about 3 years ago, I had to use loan me. about 3 years ago, I had to use loan me. about 3 years
• ago, I had to use loan me.
• offered by an employee any programming offered by an employee any programming offered by an employee
• We're going to basically program. We're going to basically program.
• Uh community service program which 1.5%. Uh community service program which 1.5%.

Bills: HB 200, HB 541, HB 1803, HB 30, HB 175, HB 249, HB 721, HB 851, HB 897, HB 1128, HB 1904, HB 1916, HB 5560, HB 3071, HB 5627, HB 5435, HB 3913, HB 2921, HB 2695, HB 2688, HB 3045, HB 3483, HB 3673, HB 4213, HB 4226, HB 783, HB 4373, HB 4735, HB 5155, HB 5057, HB 4984, HB 4944, HB 4813, HB 5339, HB 5196, HB 5033, HB 4853, HB 3486, HB 4211, HB 74, HB 4670, HB 4730, HB 4743, HB 4603, HB 4463, HB 3892, HB 4139, HB 4752, HB 4520, HB 4517, HB 4486, HB 4437, HB 4426, HB 4396, HB 4263, HB 3487, HB 3418, HB 2284, HB 2266, HB 2229, HB 4912, HB 2189, HB 4506, HB 5269, HB 5224, HB 5195, HB 3317, HB 4166, HB 3947, HB 3358, HB 3370, HB 4438, HB 3745, HB 3602, HB 3697, HB 2001, HB 1968, HB 3371, HB 3909, HCR 7, SB 1744, SB 1364, SB 1316, HB 2026, HB 3302, HB 3368, HB 1639, HB 5652, HB 4655, HB 5654, HB 5658, HB 5656, HB 4894, HB 4996, HB 5088, HB 5650, HB 4464, HB 3751, HB 5665, HB 5661, HB 1237, HB 2802, HB 5437, HB 2703, HB 5666, HB 5667, HCR 113, HCR 86, SB 2196, SB 463, SB 856, SB 1245, SB 1169, SB 509, SB 985, SB 305, SB 552, HB 1535, HB 123, HB 1804, HB 426, HB 1773, HB 1871, HB 2035, HB 2492, HB 1411, HB 4753, HB 4666, HB 4529, HB 1499, HB 1610, HB 2028, HB 1506, HB 886, HB 3546, HB 796, HB 223, HB 3556, HB 2448, HB 4638, HB 111, HB 180, HB 1027, HB 1178, HB 610, HB 1277, HB 1615, HB 1620, HB 5342, HB 4885, HB 4751, HB 4530, HB 4488, HB 2149, HB 2071, HB 2282, HB 2248, HB 2243, HB 2522, HB 2310, HB 2513, HB 2300, HB 1902, HB 1813, HB 3719, HB 4284, HB 3743, HB 3778, HB 5153, HB 5147, HB 4877, HB 4850, HB 3261, HB 3005, HB 3033, HB 2849, HB 2967, HB 3531, HB 1768, HB 333, HB 2914, HB 2613, HB 3717, HB 3704, HB 2697, HB 3801, HB 3099, HB 3488, HB 3477, HB 3466, HB 3396, HB 3469, HB 2594, HB 2776, HB 2564, HB 2298, HB 5331, HB 5646, HB 5247, HB 5323, HB 4384, HB 3896, HB 4014, HB 3627, HB 3594, HB 2524, HB 510, HB 561, HB 5111, HB 5446, HB 1181, HB 3963, HB 2785, HB 1661, HB 2460, HB 200, HB 541, HB 1803, HB 30, HB 175, HB 249, HB 721, HB 851, HB 897, HB 1128, HB 1904, HB 1916, HB 5560, HB 3071, HB 5627, HB 5435, HB 3913, HB 2921, HB 2695, HB 2688, HB 3045, HB 3483, HB 3673, HB 4213, HB 4226, HB 783, HB 4373, HB 4735, HB 5155, HB 5057, HB 4984, HB 4944, HB 4813, HB 5339, HB 5196, HB 5033, HB 4853, HB 3486, HB 4211, HB 74, HB 4670, HB 4730, HB 4743, HB 4603, HB 4463, HB 3892, HB 4139, HB 4752, HB 4520, HB 4517, HB 4486, HB 4437, HB 4426, HB 4396, HB 4263, HB 3487, HB 3418, HB 2284, HB 2266, HB 2229, HB 4912, HB 2189, HB 4506, HB 5269, HB 5224, HB 5195, HB 3317, HB 4166, HB 3947, HB 3358, HB 3370, HB 4438, HB 3745, HB 3602, HB 3697, HB 2001, HB 1968, HB 3371, HB 3909, HCR 98, HCR 92, HCR 126, HCR 7

Keywords: juvenile offenders, parole eligibility, youth justice, criminal justice reform, inmate rehabilitation, direct patient care, healthcare, physicians, medical services, insurance regulation, dentist, dental hygienist, interstate practice, licensure, compact privilege, public health, military members, disaster relief, tax rates, local government

Transcript Highlights:

• They don't have it because they got $80,000 in student loans.
• a financial instrument almost like a VA loan.
• a financial instrument almost like a VA loan.
• time during the loan and so can I time during the loan and so can I proceed<01:47:08.599> follow
• Mahalo for the opportunity to testify. community and also fund programs for community and also fund programs

Keywords: 912, senate, all

Summary: The joint hearing of the Water and Land, Hawaiian Affairs, and Housing committees on January 29, 2025 focused on SB 534, with the chairs outlining hearing procedures, public testimony limits, and plans to allow extended presentations from the Office of Hawaiian Affairs (OHA) and the Hawaii Community Development Authority (HCDA) before moving to other testifiers. The hearing was presented as a public, transparent discussion of OHA’s plans for Kakaʻako Makai, with committee members noting that decision-making would follow if time permitted. OHA testified in strong support of SB 534. The chair of OHA’s Board of Trustees said the bill was a novel proposal for the legislature and emphasized that OHA was bringing together a broad coalition of partners and stakeholders, including representatives from construction, hospitality, education, law enforcement, civil service, and schools, as well as longtime community advocates who have opposed development in Kakaʻako Makai. OHA’s presentation reviewed the history of the area, the creation and role of HCDA, prior master plans, the 2012 land conveyance to OHA, and the argument that OHA has not been able to realize the full economic value of the lands because desired entitlements were not secured. OHA linked the bill to its constitutional mission to improve conditions for Native Hawaiians and argued that the state’s housing crisis makes additional development, including residential use, especially important. A major theme of the testimony was housing. OHA argued that Hawaiʻi faces severe affordability pressures, out-migration, and workforce shortages, and said that residential development in Kakaʻako Makai would help address those needs while also supporting the value of the trust lands. The presentation described HCDA’s authority over zoning and development in Kakaʻako, the existing reserved housing requirements, and the need for a master plan that could move forward if SB 534 becomes law. No votes or final committee action were taken in the portion of the hearing provided; the discussion remained in the presentation and testimony phase.

Transcript Highlights:

• staff,<00:37:40.320> 90<00:37:40.720> program program areas, 30 staff, 90 program
• So the medtech soldering program that is a new program that we're launching.
• So the medtech soldering program that is a new program that we're launching.
• :45:53.920> Program.
• <00:45:54.960> 116J.658 Tourism Loan Program. 116J.658 Tourism Loan Program. 116J.658 Minnesota

Keywords: 1187, senate, all

Transcript Highlights:

• Program.
• And then I want to touch on the last program, which is a newer program.
• there is one program.
• Do not touch school meal programs. Do not touch the CalFresh program.
• Like other programs, The CalFresh Fruit and Vegetable EBT program, like other programs you've heard about

Summary: The joint oversight hearing focused on food insecurity in California and how state and federal nutrition programs, agricultural production, and food distribution systems intersect. Assemblymembers emphasized that many Californians, including farmworkers, seniors, children, and communities of color, remain food insecure despite California’s agricultural abundance. Panelists and members discussed CalFresh, WIC, school meals, Sun Bucks, food banks, and the impact of federal policy changes, including possible nutrition cuts, tariffs, and immigration enforcement, on access to food and the agricultural workforce. Secretary Karen Ross described CDFA programs aimed at improving access to fresh food and supporting local agriculture, including the senior farmers’ market program, California Nutrition Incentive Program, Healthy Refrigeration Grant Program, Community Food Hubs, Farm to School, urban agriculture, and a proposed tribal food sovereignty program. She said these efforts help connect local producers to consumers, expand healthy food access, and build infrastructure such as refrigeration, mobile markets, and aggregation hubs. Department of Social Services Deputy Director Alexis Fernandez Garcia outlined CalFresh, CFAP, Sun Bucks, CACFP, emergency food programs, and tribal nutrition assistance, noting that CalFresh and related programs significantly reduce poverty and food insecurity, but participation gaps remain for non-English speakers, some Asian American communities, and undocumented households. PPIC researcher Tess Thorman presented data showing that 13% of California households experienced food insecurity in 2023, with higher rates among households with children and Latino, Black, and other households. She said nutrition programs reduce poverty and food hardship, but federal rules, income thresholds, immigration restrictions, and high living costs limit their reach. Members asked about simplifying applications, improving call center access, increasing outreach in multiple languages, and adjusting benefits for inflation. Officials said the state has used available federal options to streamline enrollment, improve customer service, and target outreach, but many core rules and benefit levels are set federally. The second panel shifted to food production and market access. A farmer, a UC food systems leader, and a produce distributor described efforts to connect small and medium farms with food banks, schools, universities, and Medi-Cal food-as-medicine programs. They highlighted programs such as Farms Together, the USDA Southwest Regional Food Business Center, Farm to School, food hubs, and climate-smart infrastructure grants as ways to create stable markets for local growers while improving food access. Speakers also raised concerns about land tenure, consolidation, regulatory burdens, labor constraints, and the loss of federal funding, and members discussed whether state investments and Prop. 4 funds could help sustain and expand these efforts.

Transcript Highlights:

• This fund also has the ability to issue both grants and loans.
• So this would mean there are fewer loans in any given period of time.
• back out, the interest and principal, is immediately loaned back out.
• So I wouldn't lean toward saying it means less loans.
• Chair, if I could please add to that, none of WIFA's other loan funds have a cap.

Bills: SB1137, SB1200, SB1419, SB1447, SB1560, SCM1004

Keywords: underground utilities, utility locating, dig safe, call before you dig, 811, excavation safety, damage prevention, one-call center, locate request, white lining, large project coordination, buried infrastructure, subsurface utilities, utility marking, locator wire, locator strip, interactive positive response system, landlord duties, apartment community, mobile home park

Summary: The committee heard several water and energy-related measures. SB 1200, as amended, addressed Arizona Department of Water Resources treatment of certain “conduit lakes” in active management areas, allowing some existing lake systems to continue using groundwater mixed with effluent for irrigation or landscaping purposes. ADWR testified in opposition to the amendment’s policy implications and enforcement concerns, while HOA, homebuilder, and resident witnesses argued the bill would grandfather existing communities, avoid costly system redesigns, and reflect prior agency practice. The committee adopted the strike-everything amendment and then passed SB 1200 on a 6-3 vote. SB 1419, dealing with residential rooftop solar installations, was amended to add consumer-protection and disclosure requirements, including roof inspection and installation standards, clearer contract disclosures, and contractor responsibilities. County and industry witnesses said the bill was the product of a lengthy stakeholder process aimed at addressing misleading sales practices and installation problems, though some technical issues were still to be resolved on the floor. The committee adopted the amendment and passed SB 1419 on a 6-1 vote with two members present and one absent. SB 1447, which extends Pinal AMA groundwater withdrawal fee provisions and related fund deadlines, was supported by irrigation and agricultural interests as a way to finance local infrastructure and conservation during Colorado River uncertainty; it passed 7-1 with one present and one absent. SB 1560 raised the maximum single loan amount from the Water Supply Development Revolving Fund from $3 million to $20 million. WIFA said the current cap was too low for larger rural water projects and that the change would better match demand without harming the fund’s revolving nature; the bill passed 8-1 with one absent. The committee also approved SCM 1004, urging Congress to clearly define EPA powers and duties, despite some members saying it was unnecessary or backward-looking; it passed 6-2 with one absent. The meeting then adjourned.

Transcript Highlights:

• > important<00:12:34.240> to >> The program is very important to >> The program
• <00:18:31.440> that been supportive of programs that been supportive of programs that are<
• and approximately how much have you loaned out or are you loaning out every year?
• approximately how much have you loaned approximately how much have you loaned out<01:19:43.920><
• out or are you loaning out every year? out or are you loaning out every year?

Keywords: Meeting Start 00:00:00 Call to Order and Roll Call 00:00:58 Putting Young Kentuckians to Work: First Year Update 00:04:06 Kentucky Talent Attraction Initiative 00:21:59 Kentucky Manufacturing Extension Partnership 00:57:15, 958, all

Summary: The committee met with a quorum, approved the October minutes, and heard first a progress report on the state-funded “Putting Young Kentuckians to Work” initiative. Workforce leaders from Cumberland Workforce Development Board and Kentucky Works said the HB 1 funding has allowed them to contract with all 10 workforce boards and build new pipelines with high schools, area technology centers, school districts, and community and technical colleges. They reported an end-of-year goal of 3,600 job placements, with 218 placements reported as of October 2025 and enrollment numbers continuing to rise. Testimony emphasized that the program is aimed at disconnected youth and high school seniors, that federal WIOA funds are too limited to support this work alone, and that the flexible state funding has enabled short-term training and placements in fields such as welding, CDL, and CNA. Members asked about barriers to implementation, wage levels, and services for students with disabilities; presenters said the main challenge was building school relationships and that wage growth should improve as students gain more skills and credentials. The committee then received an update on the Kentucky Talent Attraction Initiative. Representatives from Greater Louisville Inc. and Commerce Lexington explained that the General Assembly previously provided $250,000 for a consultant to develop a statewide talent attraction and retention strategy, and that more than 13 organizations across the state support the effort. Development Counsellors International described its research process, including statewide stakeholder engagement, and said the goal is to create a Kentucky talent value proposition that combines job opportunities with quality-of-place messaging. They reported that Kentucky faces a shrinking labor force and a projected national worker shortfall, while internal research found 47% of working-age respondents could consider leaving the state within two years because they are not confident in career opportunities. At the same time, they said 96% of surveyed higher education students would stay if offered a full-time job, and 72% of employers expect to expand staffing in the next two years. The presenters said they are moving from research into messaging and an action plan, and that the strategy should be customized and measurable rather than one-size-fits-all.

Transcript Highlights:

• IF THIS HAPPENS, IF PLANNING COUNCILS WERE REMOVED FROM STATUTE IT WOULD DISRUPT CRITICAL PROGRAMS THAT
• IT IS AMAZING TO ME THE AMOUNT OF SUPPORT THE COUNCILS HAVE AND IT IS BECAUSE OF THE PROGRAMS AND HOW
• REMOVING REGIONAL COUNCILS FROM STATUTE WILL DISRUPT PROGRAMS THAT LOCAL COMMUNITIES RELY ON.
• THIS COMES THROUGH THE BUSINESS FUNDING SUPPORT PROGRAMS.
• PROGRAM.

Keywords: 999, senate, all

Transcript Highlights:

• <00:49:53.760> Um<00:49:55.119> so have a robust compliance program.
• Um so have a robust compliance program.
• We have a robust anti-money laundering program.
• Um, but you know, focused outreach programs, um, social media-based scam monitoring.
• that you take out for payments on a loan that you take out for your<01:40:38.239> system.

Keywords: 910, house, all

Summary: The committee held an informational briefing on fraud in the community, with presenters from ARP, CoinFlip, HPD, the Hawaii Bankers Association, DCCA’s Office of Consumer Protection, and the Department of Law Enforcement. The chair described widespread scams targeting kupuna and other residents, including impersonation of grandchildren, lottery/inheritance schemes, romance scams, online shopping fraud, investment scams, and tech-support scams. Members emphasized the emotional manipulation used by scammers, the difficulty of getting victims to report losses, and the need to educate the public on warning signs and available resources. ARP said scams are an epidemic and highlighted national data showing major losses among older adults, including $4.8 billion lost by people age 60 and over in 2024. ARP focused especially on cryptocurrency kiosks as a growing scam channel in Hawaii, citing 64 complaints totaling $922,000 in 2024 and noting that complaints nearly doubled from the prior year. ARP urged stronger safeguards such as limits on transactions, refunds, live customer support, and a law-enforcement contact for operators, and said its Fraud Watch Network can help victims freeze credit, identify next steps, and track current scams. The chair said he intends to introduce legislation to lower and ultimately eliminate the amount of Bitcoin that can be purchased through ATMs. CoinFlip said it supports consumer-protection regulation and described its compliance practices, including scam warning screens, anti-money-laundering controls, blockchain analytics, wallet pinning, transaction monitoring, and cooperation with law enforcement. The company said it is registered as a money services business, files suspicious activity and currency transaction reports, and holds money transmitter licenses in many jurisdictions. It also pointed to Illinois-style refund protections for new users and said it refunds fees to scam victims, though not the underlying funds. In response to committee questions, members and the company discussed whether crypto kiosks are necessary, how scams can be traced, and whether banks and kiosks can better intervene when suspicious activity is detected.

Transcript Highlights:

• the University of Louisville to explore opportunities to participate in federal nuclear-related programs
• and to expand their curricula programs and to expand their curricula to<00:05:52.440> offer<00
• These are app-based workers like those who work for DoorDash, Uber, or um those types of programs.
• These are app-based workers like those who work for DoorDash, Uber, or um those types of programs.
• House Bill 583, an act relating to the school-based Medicaid program. Representative Riley.

Keywords: 958, all

Transcript Highlights:

• <00:01:44.840> was Um the North Star Promise Program was Um the North Star Promise Program
• They are also developed the program.
• > people<00:36:34.600> like These programs have allowed people like These programs have
• North Star Promise program really is. North Star Promise program really is.
• opportunity to shape academic programs opportunity to shape academic programs with<00:51:10.640>

Keywords: 1187, senate, all