Transcript Highlights:

• So, I appreciate the compensation conversation as well as uh the support in the budget.
• Uh the compensation was huge. efforts. Uh the compensation was huge.
• Representative Nicholas was an attorney representing the workers' compensation side.
• I dealt with it in compensation.
• Lewis noted the Workers' Compensation Fund.

Keywords: 916, all

Summary: The committee opened by taking roll for the Joint Transportation, Highways, and Military Affairs Committee and noting that 20 topics had been submitted for discussion, including one late addition. Members were asked to number the topics for reference, and the chair explained that each presenter should give a brief overview before the committee returned to the dais for questions and possible ranking or action. No votes were taken during the portion provided. The first topic was a request from the Associated General Contractors of Wyoming to have TRIP, a third-party transportation research organization, present a report on Wyoming’s highway system. The report is intended to identify transportation needs and 25 priority projects, and the committee generally supported hearing the report and methodology directly from TRIP. The next topic combined two similar railroad safety proposals. Representative Chestek described a bill addressing train length, wayside detectors, and track inspections, citing the East Palestine derailment and concerns about reduced inspection frequency. Committee members raised questions about federal preemption and enforcement authority; Chestek said states can be more protective of safety where federal rules leave gaps, and WYDOT said it would need additional expertise and staffing to administer such a program. No public testimony was offered on the railroad topic. The committee then heard two proposals from the Wyoming Military Department. One would study Tricare subsidies for mental health providers by comparing Tricare reimbursement rates with other insurers, gathering de-identified data on eligible members and provider participation, and then returning to the committee with findings before any legislative recommendation. Members discussed whether the issue might fit better in Labor, Health, and Social Services, but the military department said it believed the committee had a strong connection to the topic. The second military topic would study Service Group Life Insurance for state active duty, comparing state and federal death benefits for Guard members to identify any shortfalls. The committee also briefly discussed a VSO program review raised by Representative Neff, focusing on the number of veterans service officers and retention, but no action was taken in the excerpt.

Transcript Highlights:

• <00:05:53.759> account enforcement compensation account enforcement compensation account payments
• Section 12 provides a subtraction for the amount of consumer enforcement public compensation payments
• Section 12 provides a subtraction for the amount of consumer enforcement public compensation payments
• Sections 23 and 30 also exclude the consumer enforcement public compensation payments for purposes of
• received under specific compensation received under specific pension<00:33:46.919> systems.

Keywords: 1187, senate, all

Transcript Highlights:

• provider great start compensation provider great start compensation payments<00:54:36.160> which
• compensation for both federal<01:10:26.800> employees<01:10:27.280> and<01:10:27.600><
• duration of unemployment compensation duration of unemployment compensation when<01:10:54.719>
• And then there was Mixed Earner Unemployment Compensation. So that was a $100 weekly supplement.
• And then there was Mixed Earner Unemployment Compensation.

Keywords: 1183, house

Transcript Highlights:

• This is just the authority of the attorney general to have some place to find compensation for people
• for people who are victims compensation for people who are victims of<00:20:57.120> fraud<00:
• where they really have no compensation where they really have no other<00:21:24.799> realistic
• have no ability to obtain compensation have no ability to obtain compensation for<00:42:46.400><
• . compensated. compensated.

Keywords: 1187, senate, all

Transcript Highlights:

• Credit Unions could through compensation Credit Unions could retain<00:28:50.840> talented<00
• compensation could take various<00:28:56.960> forms<00:28:57.360> including<00:28:57.720
• members of the board can be compensated members of the board can be compensated and<00:29:27.320
• There was no testimony or documentation to show any financial compensation to participating agencies
• <01:57:11.040> to any financial compensation to any financial compensation to participating

Keywords: 1191, senate, all

Transcript Highlights:

• Disability compensation is not a source of wealth.
• Disability compensation is not a source of wealth.
• housing instability by ensuring that the tax code does not punish them for receiving disability compensation
• SB 888 simply excludes VA service-connected disability compensation from the calculation of household

Summary: The Assembly Committee on Revenue and Taxation heard several bills focused largely on veterans’ tax relief, disaster-related property tax rules, contractor tax compliance, and nonprofit property tax exemptions. The chair reviewed committee procedures, including the suspense file process for bills with significant revenue impacts, and noted that only one bill would be voted on immediately. Most measures were presented with supportive testimony and then referred to suspense. SB 888 would exclude VA service-connected disability compensation from household income when determining eligibility for the low-income disabled veterans’ property tax exemption. The author argued the bill would prevent disabled veterans from being unfairly penalized and help them remain in their homes; a VFW representative testified in support, and there was no opposition. SB 1053 would allow county boards of supervisors, for disasters declared on or after January 1, 2026, to extend the five-year period for transferring a damaged property’s base-year value by up to three years. Support came from the California Assessor Association, and the bill was also sent to suspense. SB 1407 would exempt the first $40,000 of military retirement pay and surviving spouse benefit payments from state income tax for qualifying filers, with the author and witnesses arguing it would improve veteran retention in California and support the state economy. Multiple organizations and veterans spoke in support, and the committee members expressed strong sympathy for the measure, but it too was referred to suspense. SB 420 would deny charitable property tax exemption to organizations tied to private immigration detention facilities; the author and supporters said the bill would close a loophole that had allowed a detention facility in Imperial County to avoid millions in property taxes. Members voiced strong support and concern about the reported conditions at the facility, and the bill was also sent to suspense. The only bill taken up for a vote was SB 1165, which would improve coordination between the CDTFA and the Contractors State License Board so unpaid tax liabilities by contractors could be used in licensing enforcement, while preserving due process and installment agreement flexibility. After supportive testimony from the author and the California Tax Reform Association, the committee approved a due pass motion to Appropriations on a 7-0 vote. The committee then adjourned.

Transcript Highlights:

• Disability compensation is not a source of wealth.
• Disability compensation is not a source of wealth.
• housing instability by ensuring that the tax code does not punish them for receiving disability compensation
• SB 888 simply excludes VA service-connected disability compensation from the calculation of household

Keywords: 988, house, all

Transcript Highlights:

• extends the time to fill vacancies that occur during an island burial council term, provides for DM compensation
• <00:15:26.240> DM term members term, provides for DM term members term, provides for DM compensation
• compensation compensation in<00:15:28.320> the<00:15:28.440> form<00:15:28.720> of<

Bills: HB2241, HB1163, HB1514, HB1696, HB2021, SB2135, SB2466, SB2727, SB3082, SB3097, SB2861, SCR100, SB3096, SB99, SB2138, HB2289, HB2319, HB1711, HB2270, SB3138, SB3076, HB1642, HB2338, HB2171, HB1785, SB2881, HB2505, SB2552, HB1518, HB1815, SB3125, SB3234, SCR162, SB2614, SB3118, SB2053, SB2494, SB2851, SB3073, HB1678, HB1721, HB2475, HB2246, HB1667, HB1516, SB2532, SB3131, SB3154, HB2297, HB1737, SB2143, SB2398, SB2623, HB1740, HB1920, HB1682, SB2153, SB3140, HB2158, HB1718, HB2207, HB1801, SB3229, SB2338, SB3069, SB2600, HB2300, HB1800, HB1960, SB2999, SB2060, SB2866, SB2239, HB1741, HB1713, HB2023, HB2417, SB2877, SB2598, SB2921, SB2645, HB2547, HB2275, HB2452, HB2329, HB2339, HB1838, HB1509, HB1661, HB2271, HB2272, HB2344, HB1888, HB1707, SB2340, HB2474, HB1576, HB1853, HB1804, HB1854, HB2095, HB2050, HB472, SB3215, SB2247, SB2400, HB1618, HB1802, HB1969, HB1541, HB2310, HB2498, HB2443, HB2218, HB649, HB2104, HB1710, SB2802, HB1973, HB1974, HB1894, HB1891, HB1890, SB177, SB2101, SB3320, SB2487, HB2429, HB1870, HB1839, HB2583, HB1391, HB2094, SB2671, SB2673, SB2892, SB2057, SB3245, HB306, HB2592, SB3157, SB3204, SB3324, SB2580, SB2074, SB411, SB3025, SB2934, SB2567, SB2125, SB3238, SB2367, SB2599, SB3007, SB2001, SB2756, SB3029

Keywords: renewable energy, income tax credit, solar energy, wind energy, low-income households, energy policy, commercial drivers license, non-domiciled, federal regulations, commercial learner's permit, citizenship, lawful residency, Department of Transportation, workers' compensation, vocational rehabilitation, injury recovery, employment services, return to work, commercial driving, driver's license

Transcript Highlights:

• It requires student athletes to be compensated for their name, image, and likeness, retained and registered
• <00:14:41.320> athletes<00:14:41.600> to<00:14:41.680> be<00:14:42.000> compensated
• <00:14:43.280> for student athletes to be compensated for student athletes to be compensated

Keywords: 910, house, all

Summary: The committee heard SB 3263 SD2, which would create a University of Hawaii NIL (name, image, and likeness) endowment trust fund, require UH to establish an NIL program and distribution criteria, allow student athletes to be compensated through registered athlete agents, permit parents or guardians to assist in some areas by agreement, require annual reporting to the legislature, and appropriate funds. UH Athletics Director Matt Helliot testified in strong support, saying NIL funding is critical to recruit and retain athletes and keep UH competitive, especially as the program moves into the Mountain West Conference. He cited the men’s basketball team’s success and said UH had already raised private NIL money for that team. The Iron Workers Stabilization Fund also supported the bill, calling it a modest but important investment in UH athletics and a way to help keep local talent in Hawaii. One supporter said the bill would help UH compete with larger schools and retain athletes amid rising costs and large NIL deals elsewhere. Another supporter, Cliff LaBoy, said the current NIL environment makes funding essential and argued UH needs more money than the bill’s structure provides. A testifier noted the Senate version’s corpus may be insufficient and said they preferred the House version. During questioning, Helliot said UH’s private fundraising target for the current year was $3 million and that the department was already more than two-thirds of the way there. In decision-making, the chair said the committee would move the bill forward as an HD1 replacing the contents with the House version, remove the blank appropriation section because $5 million had already been inserted into the UH budget through HB 1800, and focus the bill on the framework rather than the funding amount. The committee then voted to pass SB 3263 SD2 with amendments, with all voting members present voting in favor and one member excused.

Transcript Highlights:

• The thresholds were originally set at $500 for lobby expenditures and $1,000 for compensation.
• annually for inflation upwards, and they are currently at $990 for lobby expenditures and $1,990 for compensation
• The new proposed rule sets the registration threshold at $650 for expenditures and $1,200 for compensation
• whether or not these things are not a lobby communication entirely, or if they only apply to the compensation

Summary: The Texas Ethics Commission convened at 9:03 a.m. and held an executive session, reconvening at 10:18 a.m. During the meeting, the Commission approved a settlement agreement with Michael Quinn Sullivan, ending ongoing litigation. The agreement involved Sullivan dropping his legal challenges regarding a civil penalty previously imposed by the Commission. The Commission also announced personnel changes, including the departure of the director of enforcement, Marie Prim, and the appointment of Jordan Hun as interim director. The Commission discussed outside counsel contracts, approving the addition of Bickerstaff, Heath, Delgado, Acosta LLP to their pool of qualified vendors. They scheduled their next meeting for September 23rd and approved minutes from previous meetings. The agenda included several rulemaking items, with three rules adopted and five proposed for publication in the Texas Register. Notably, amendments to Chapter 20 regarding reporting contributions and expenditures were approved, as well as changes to lobbyist registration thresholds in Chapter 34, which were proposed for publication. The Commission also addressed advisory opinions, adopting several, including one regarding political advertising by charter schools and another concerning the revolving door prohibition for former state employees. Appeals for administrative waivers and reductions of fines were considered, with several fines waived or reduced based on individual circumstances. Lastly, the Commission discussed policies related to alternative dispute resolution and clarified responsibilities between the Commission and staff, concluding the meeting at 11:15 a.m.

Transcript Highlights:

• The bill extends workers' compensation and disability protections to Sacramento County park rangers.
• Despite this, the Sacramento County park rangers are not given the same workers' compensation.
• Despite this, the Sacramento County Park Rangers are not given the same workers' compensation.
• Despite this, the Sacramento County Park Rangers are not given the same workers' compensation and disability

Summary: The Assembly Insurance Committee met to hear several bills related to insurance coverage, wildfire risk, workers’ compensation, and paid family leave. SB 8 by Senator Ashby would extend workers’ compensation and disability protections to Sacramento County park rangers, with testimony emphasizing that they perform law-enforcement-like duties and should receive the same protections as comparable officers. SB 429 by Senator Cortese would create a public wildfire catastrophe model and related wildfire safety program, with support from the Department of Insurance and consumer advocates who said public access to modeling data would improve transparency and help evaluate private insurance risk models. The committee also heard SB 525 by Senator Jones, which would require the FAIR Plan to offer coverage options for manufactured and mobile home owners, including replacement cost coverage. Supporters said the bill would help lower-income residents obtain meaningful insurance protection, while no opposition testified. SB 495 by Senator Allen, as amended, would require insurers to provide a larger contents-coverage advance after a total loss during a declared emergency without requiring an immediate itemized inventory, extend proof-of-loss deadlines, and require insurers to provide catastrophe modeling and reinsurance data to the Department of Insurance. Several insurers withdrew opposition after amendments, and the Department of Insurance and United Policyholders supported the measure. SB 590 by Senator Durazo would expand paid family leave to cover care for designated persons or chosen family members, with strong support from AARP, labor, civil rights, caregiving, and health organizations, and testimony from a parent describing the need to care for a non-legal family member during surgery recovery. The committee also took up consent items SB 230 and SB 854. After roll calls, SB 8, SB 429, SB 495, SB 525, and SB 590 all received do-pass votes, with SB 429 sent to the Committee on Emergency Management, SB 495 to Judiciary, and SB 525 and SB 590 to Appropriations. The consent calendar bills were also approved, and the committee adjourned.

Transcript Highlights:

• experience with programs of this sort, having served on the board of trustees of the deferred compensation
• the board of trustees of<00:02:12.800> the<00:02:13.040> deferred<00:02:13.520> compensation
• <00:02:14.160> plan<00:02:14.400> for of the deferred compensation plan for of the
• deferred compensation plan for several<00:02:14.959> years<00:02:15.200> when<00:02:15.440

Keywords: 912, senate, all

Summary: The Labor and Technology Committee met on April 4, 2025, to consider four governor’s messages involving nominations to the Hawaii Retirement Savings Board and the Hawaii Workforce Development Council. Barbara Creek, nominated to the Retirement Savings Board for a term ending June 30, 2029, testified that she had already served two years on the board, had prior experience with deferred compensation plans, and wanted to help operationalize the program quickly and efficiently. In response to a question about Senate Bill 855, she explained that an opt-out auto-enrollment model is the gold standard for retirement savings programs, would increase participation and contributions, and would help Hawaii avoid being an outlier and improve the chances of joining a multi-state compact for a cost-effective program. Amber Aana, nominated to the Workforce Development Council for a term ending June 30, 2029, emphasized her maritime-industry background and commitment to diversity, inclusion, and training opportunities for women and underrepresented groups. Scott Collins, nominated to the same council for a term ending June 30, 2028, said he had served on the board since 2022 and could contribute public-sector and union experience to help address government workforce challenges. Pane Mayonga II, also nominated to the Workforce Development Council for a term ending June 30, 2029, was absent due to union travel, but the committee heard extensive testimony in support from labor, industry, and community representatives. Support testimony was recorded for all four nominees, including from the Department of Labor and Industrial Relations, United Public Workers, Hawaii State AFL-CIO, Hawaii Nurses Association, Hawaii Ports Maritime Council, and other organizations and individuals. For Pane Mayonga II, the committee noted support from a broad coalition including labor unions, maritime and construction groups, and community advocates. No opposition testimony was presented, and members did not raise substantive questions on the Workforce Development Council nominees. After a brief recess, the committee reconvened for decision-making and voted to recommend advice and consent on all four governor’s messages: GM 727 for Barbara Creek, GM 744 for Amber Aana, GM 717 for Scott Collins, and GM 728 for Pane Mayonga II. Each recommendation was adopted unanimously, and the committee congratulated the nominees before adjourning with no further business.

Transcript Highlights:

• state of North Dakota and the great nation, and benefits to the mineral owners, who will get paid compensation
• We're actually trying to provide compensation to those royalty owners.
• Strayley, has any part of your compensation amount been derived from the work that UND in the engineering
• Do you feel that would be a fair place to go to help derive a compensation package versus grabbing numbers

Bills: SB2339

Keywords: wildfire mitigation, utility liability, strict liability, electric utility, public service commission, PSC, rural electric cooperative, municipal utility, transmission provider, vegetation management, power lines, reclosers, electrical safety, wildfire prevention, grid reliability, public safety, first responders, ANSI A300, National Electrical Safety Code, community outreach

Summary: The Energy and Natural Resources Committee continued work on House Bill 1459, which concerns rare earth and critical mineral recovery from North Dakota lignite coal. Testimony from UND researcher Dan Ludo and industry representative David Straely focused on the urgency of developing the process quickly, the technical differences between extracting minerals from coal versus ash, and the potential value of elements such as terbium, dysprosium, gallium, germanium, and synthetic graphite. Straely argued the bill is constitutional, limited to minerals within the coal seam, and needed to avoid years of quiet title litigation and provide certainty for development and compensation to royalty owners. Committee members raised questions about landowner rights, compensation levels, possible amendments from the Department of Trust Lands, and whether the bill should be modified to address constitutional concerns or sunset provisions. No final action was taken on HB 1459; the chair said parties could work on language until Monday before the committee revisits it. The committee then returned to House Bill 1579, a high-load study bill with a possible energy infrastructure investment amendment. Jody Smith of the Retirement and Investment Office presented updated language adding guardrails for in-state infrastructure investing, including requiring approved projects to be underwritten and managed by a qualified investment manager or financial institution and to follow the Legacy Fund investment policy. Members discussed whether the amendment had been shared with the House sponsor and noted that the related bill 1330 was still pending, so HB 1579 was being held for the time being. Finally, the committee took up House Bill 1566, which had an amendment from the Agriculture Commissioner’s office. The committee adopted the amendment 7-0, then passed a due-pass motion on the amended bill and referred it to Appropriations, also by a 7-0 vote. Members discussed the bill’s fiscal impact, including an estimated $580,000 for two FTEs over two years, and clarified that the study component remains in the bill. Senator Gerhardt was assigned to carry the measure.

Transcript Highlights:

• Chairman, members, Senate Bill 2452 closes a loophole in how chief appraisers are compensated.
• Current law prohibits the chief appraiser of an appraisal district from having their compensation linked
• Senate Bill 2452 closes this loophole, ensuring that chief appraisers cannot receive any form of compensation

Transcript Highlights:

• in Wheatland and compensation in Jackson.
• in Wheatland and between compensation in Wheatland and compensation<00:44:17.760> in<00:44:18.079
• compensation in Jackson. compensation in Jackson.
• If the person is in a rural area, then it triggers a higher rate, um, to compensate for those extra costs
• for those extra costs and a compensate for those extra costs and a higher<00:51:18.720> cost<

Bills: HB0004

Keywords: medical assistance, birthing centers, healthcare, Medicaid, Wyoming, 916, all

Transcript Highlights:

• Total compensation for the metals industry is almost $7 billion.
• Total<00:12:32.240> compensation<00:12:32.880> for<00:12:33.040> the<00:12:33.279
• > metals Total compensation for the metals Total compensation for the metals industry<00:12:34.079
• That's one of our biggest school districts, and they're talking about how do we compensate the ACT because
• That's one of our biggest school districts, and they're talking about how do we compensate the ACT because

Keywords: Meeting Start 00:00:00 Call to Order and Roll Call 00:00:22 Forging the Future: Kentucky's National Leadership in Metals Manufacturing 00:01:33 Improvements to Kentucky’s Incentive Programs 00:52:05, 958, all

Summary: The committee met for its third interim meeting, approved the prior meeting minutes, and heard a presentation from the Metals Innovation Initiative (MI2) on Kentucky’s metals industry. Speakers described metals manufacturing and recycling as a major economic backbone for the Commonwealth, including steel, aluminum, stainless steel, and copper operations, with broad impacts across production, fabrication, supply chains, and related businesses. They emphasized that the industry supports high-paying jobs, significant capital investment in Kentucky, and is aligned with broader efforts to expand U.S. manufacturing. A central theme was workforce development. MI2 leaders said the industry faces a persistent talent gap and that current education programs do not always produce the skills needed for modern metals jobs. They argued for stronger exposure and awareness, more direct industry involvement, and a dedicated metals career pathway through high schools, area technology centers, career and technical centers, and KCTCS. They also described pilot efforts in Logan, Warren, and Carroll counties that would introduce students to metals careers in middle school, move them into credits and pathways in high school, and connect them to internships, apprenticeships, and postsecondary training. Recycling and supply-chain security were the other major topics. Testimony stressed that recycled inputs are far cheaper than raw ore extraction and that recycling is increasingly important to competitiveness, environmental performance, and keeping materials from leaving the U.S. Speakers also raised concerns about China’s large steel and aluminum capacity and said unfair trade and global market manipulation make it harder for Kentucky producers to compete. Committee members and presenters framed MI2 as a collaborative effort among industry, state government, and academia to strengthen workforce pipelines, recycling, and long-term industry growth. No votes or formal actions were taken beyond approving the minutes.

Transcript Highlights:

• Now the compensation is pre-negotiated in that.
• We have cases where compensation the employee would have gotten anyway is just put into the agreement
• , or really nominal compensation, a few thousand dollars, is put into the agreement, so an employee at
• Their entire garden leave compensation they've given it away for perhaps a thousand dollars or no dollars
• Why do you think the compensation will go away that you just mentioned in non-compete?

Keywords: 995, all

Summary: The committee held a hearing on Governor Healey’s economic development proposal, H. 5386, also referred to as the Mass Winds Act, focused on global investment, talent, innovation, housing, and business competitiveness. Governor Healey, Secretary of Economic Development Eric Paley, and Secretary of Administration and Finance Matt Gorzkowicz described the bill as a response to federal uncertainty and global competition, building on the 2024 Mass Leads Act. They highlighted proposed investments in a Global Mass initiative, including a $50 million innovation access fund and $20 million for sites to help international companies locate or expand in Massachusetts, along with support for AI, quantum, robotics, defense innovation, climate tech, downtown revitalization, and creative/cultural economy projects. They also emphasized measures to lower business costs, including reducing the LLC filing fee, expanding the small business energy tax exemption, and streamlining housing and development rules. Committee members questioned the administration about non-compete reform, AI and data-center infrastructure, housing affordability, and whether the bill would help retain workers and companies in Massachusetts. The governor and secretaries argued that the non-compete changes would restore the original compromise by requiring any alternative to garden leave to be negotiated at separation, and they said the bill’s housing and workforce provisions are intended to help young workers stay in the state. They also said Massachusetts is already investing in AI training, an AI hub, and energy-related planning, while acknowledging that data-center growth will require careful attention to water, electricity, and ratepayer impacts. Several witnesses testified on specific sections. Northeastern University supported the internship tax credit, saying experiential learning helps students gain jobs and remain in Massachusetts. The Latino Empowerment Advisory Council supported the waiver of redundant English testing for internationally trained nurses, saying it would speed entry into the workforce without lowering clinical standards. Russell Beck opposed the non-compete changes, arguing they would undermine the 2018 compromise and could reduce other forms of employee compensation. The Secretary of the Commonwealth’s office opposed the LLC fee reduction, citing revenue loss and fraud concerns. Municipal and regional groups, including the MMA and the Metro Mayors Coalition, supported site plan review codification and downtown/arts investments, while urging continued municipal input. The AFL-CIO asked for trigger language to preserve labor protections if federal law changes, and business and industry witnesses generally supported the bill’s competitiveness and global investment provisions. No votes were taken; the hearing was informational, with written testimony invited after the meeting.

Transcript Highlights:

• But yes, all superintendent hiring decisions and compensation packages are discussed in public board
• So we wanted to know the total compensation.
• So it's a level of compensation that's just being hidden.
• Chairman, because when you look at the amount of perks that are involved—compensation that is fairly
• I do see it as an easy way to have all the total compensation in one place.

Keywords: 1182, all

Transcript Highlights:

• Other states have recognized this imbalance through vendor compensation programs that acknowledge retailers
• So I respectfully urge this panel to consider a capped vendor compensation framework tied to timely filing
• Other states have recognized this imbalance through vendor compensation programs that acknowledge retailers
• So I respectfully urge this panel to consider capped vendor compensation framework tied to timely filing
• The state picks up that vendor compensation.

Keywords: 995, all

Summary: The Special Legislative Commission on the Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses held a public hearing focused on interchange fees, sales tax and tip processing, chargebacks, fraud, surcharging, and the broader future of payment systems. Chair Paul Feeney and co-chair Rep. Jamie Murphy opened by explaining the commission’s charge and inviting testimony from small businesses, industry groups, banks, and policy experts. Representative Sean Garballey testified first, arguing that Massachusetts tourism depends on universal card acceptance and stable interchange, and urging the commission not to disrupt the current system ahead of major events expected to bring millions of visitors to the Commonwealth. A large portion of the hearing featured independent restaurant owners and advocates describing thin margins and the burden of paying percentage-based processing fees on sales tax and tips that are not business revenue. Jen Ziskin, Kristen Canty, Nancy Cushman, Kerry Colzer, and others said restaurants often operate on very small profits and that processing fees on taxes and gratuities can amount to tens or hundreds of thousands of dollars annually. Ryan Lotz also urged reforms to chargebacks, including refunding chargeback fees when merchants prevail, requiring consumers to contact businesses before disputing charges, and limiting repeat abuse. Commission members pressed witnesses on whether tax and tip amounts could be separated at the point of sale, and several witnesses said current consumer card systems do not transmit that level of detail. Testimony from credit union, banking, and payments representatives largely opposed state-level changes that would carve out taxes or tips from interchange, warning of compliance burdens, higher costs, reduced rewards, and possible effects on fraud protection and access to credit. Alex Verine of America’s Credit Unions and Deb Peters and Keely McEwen of the Electronic Payments Coalition said the payment system is complex, that interchange funds fraud prevention and network infrastructure, and that new state mandates could create operational and legal uncertainty. Dan Swanson argued states have authority to act and pointed to Illinois litigation and federal court rulings, while Julian Morris and Brad Popolado emphasized the benefits of card acceptance, the decline of cash, and the need to consider other payment methods and check fraud as well. Several witnesses discussed international payment systems, instant payments, and QR standards as possible future directions. The chairs and members engaged in extended back-and-forth with witnesses about whether Massachusetts could exempt sales tax from swipe fees, whether surcharging should be revisited, and whether vendor compensation or other targeted relief might be more workable than broad changes to interchange. No votes were taken. At the close of the hearing, the chairs said the commission would hold one additional public hearing date to be determined, after which members would begin developing next steps and a report.

Transcript Highlights:

• And so I think that there was a lot on community participation that, you know, how to properly compensate
• They have to learn policy and they have to do all this work, how to properly compensate them, how to
• They have to learn policy and they have to do all this work, how to properly compensate them, how to
• This particular appointment has no compensation. Why do you want it? Yeah. Yeah.
• My only connection is that I once represented a jockey, a workers' compensation attorney, and represented

Keywords: 987, senate, all