Video & Transcript Research : 'disaster loans'

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TX

Texas 89th Regular

State Affairs Apr 23rd, 2025

State Affairs

Transcript Highlights:
  • The events of the last few years have brought to light. the inadequacies in the disaster and emergency
  • If a disaster or emergency declaration is to exceed 30 days, or in the event of a nuclear or radiological
  • Okay, so he called and we declared a disaster or emergency.
  • The SB provides a distinction between disasters and emergencies.
  • It also limits the governor's suspension powers during disasters while still leaving nearly all of those
TX

Texas 89th Regular

State Affairs Apr 7th, 2025

State Affairs

Transcript Highlights:
  • started a company without external funding, unlike some of the large corporations and without taking any loans
  • even worse, hundreds of thousands of families who need a different approach to the pharmacopoeia disaster
  • It would be a disaster for consumers, law enforcement, and a boom for black markets. And he...
  • It would be a disaster for consumers, law enforcement, and a boom for black markets. And he...
  • It would be a disaster for consumers, law enforcement, and a boom for black markets.
Bills: SB 3, HB28, SB3
TX
Transcript Highlights:
  • pay the advertised cash sale price offered at the time of the sale with their own money or with a loan
  • pay, provided that the buyer fails to complete the sale transaction or does not timely finance the loan
  • A retail seller of motor vehicles would be required to accept unlimited amounts of cash and any loan
  • At the time, I worked for a company that sold a hybrid loan with a lower payment option through credit
  • Our bank can loan it to you, and we can get you a real good interest rate." "Really?"
TX
Transcript Highlights:
  • Commission and stuff have debated whether this is a loan or not a loan.
  • Well, they meet all the characteristics of a loan for the most part.
  • In fact, do you treat it as a loan or an equity position?
  • We understood that they did have an MCA loan in place.
  • Hard-working folks who often cannot get access to traditional loans.
HI

Hawaii 2026 Regular Session

EEP Public Hearing - Thu Feb 5, 2026 @ 9:00 AM HST

Energy & Environmental Protection

Transcript Highlights:
  • One is maybe consider making this a revolving loan fund so that loan repayments can be reent and reused
  • The comments from the procurement office, but as an existing loan program, we have other existing loan
  • >> So it's something that we could put into the design of the loan program.
  • So you the design of the loan program.
  • </c> continue capitalizing this loan program. continue capitalizing this loan program.
Summary: The committee heard testimony on several bills related to cesspools, wastewater, and clean water protections. On HB 2245, which would require additional denitrification capacity in wastewater systems near shorelines, the Department of Health offered comments, DLNR supported the bill, and multiple environmental and ocean groups testified in strong support, emphasizing nitrogen pollution from cesspools, reef damage, and the need to prioritize shoreline systems. Testifiers said the bill should move forward, with technical issues such as GIS mapping to be worked out later. No member questions or votes were taken on this measure. On HB 1985, concerning the Hawaii Green Infrastructure Authority and accessible conversion loans for cesspool homeowners, HGI supported the bill and suggested making the program a revolving loan fund; DLNR and the Public Utilities Commission also supported it, while the Department of Health supported the concept. Committee discussion focused on program design, possible forgivable loans for low-income homeowners, and whether the program should be administered through existing infrastructure rather than a new procurement process. The committee then moved to HB 1985’s companion discussion on cesspool conversion outreach and deadline extensions, where DLNR and DOH supported outreach but DLNR and ocean advocates expressed reservations about extending deadlines, especially for financial hardship, saying that issue would need careful work. The committee also heard testimony on HB 2079, which would reestablish the accessible upgrades inversion or connection income tax credit. The Department of Taxation raised administrative and fraud concerns about refundable credits, explaining that nonrefundable credits reduce tax debt while refundable credits can function like cash payments and require more oversight. DOH, DLNR, OPSD, counties, Hawaii Realtors, and environmental groups supported the bill, with one ocean coalition witness saying tax credits could help homeowners but grants would be preferable. Members asked about the difference between refundable credits and grants and about whether the credit would cover sewer connections versus individual wastewater systems. The committee then heard brief testimony on HB 1921, allowing certain priority-three cesspools to add a bedroom, with support from Hawaii Realtors and some other groups and no opposition discussion. HB 2232, preserving state water-quality protections at least as strong as the federal Clean Water Act, drew support from DOH and ocean advocates, with no questions. The committee also began hearing energy-related bills, including HB 1567 on energy equity and HB 1984 on self-certification for distributed energy resources, with a mix of support and some opposition or requested amendments, but no votes were taken in the portion provided.
NM

New Mexico 2026 Regular Session

House - Chamber Meeting Feb 10th, 2026 at 11:16 am

New Mexico House Floor Meeting

Transcript Highlights:
  • roles and responsibilities during times of emergency, ensure transparency and accountability in disaster
  • HB 180, what it does is it tightens up and clarifies that authority, separating natural disasters from
  • non-natural disasters.
TX

Texas 89th 2nd C.S.

Senate Session (Part II) Aug 27th, 2025

Texas Senate Floor Meeting

Bills: SB3, SB16
Summary: The Senate opened with an invocation by Senator Hagenbuch, who asked for wisdom, humility, courage, and guidance in serving Texas and conducting the chamber’s work with integrity and respect. After the prayer, the House messenger reported that the House had passed several congratulatory and commemorative resolutions, including HCR 2 honoring the victims of the July 2025 Hill Country floods, HCR 3 marking the dedication of the Children’s Emergency Relief International George M. Cowden Building in Austin, HCR 4 congratulating Ricky and Anne Lowe on their 47th wedding anniversary, and HCR 5 recognizing Don Sparks of Midland for receiving the 2025 Chief Roughneck Award. Following the House message, the Senate announced a brief recess while awaiting completion of the House calendar. Senator Zaffirini then moved that the Senate stand in recess until 4:00 p.m. on Wednesday, August 27, and the motion was adopted without objection.
TX

Texas 89th Regular

State Affairs May 19th, 2025

State Affairs

Transcript Highlights:
  • Any business interruption, such as a natural disaster like Hurricane Harvey, is the reason that we need
Bills: HB46, HB272
Summary: The Senate Committee on State Affairs heard several House bills and took no final votes, leaving each bill pending after testimony. HB 272 would align venue and evidentiary rules for fraudulent use or possession of credit/debit card information with existing credit card abuse law; the sponsor said it would improve prosecutions, and the Texas Financial Crimes Intelligence Center supported it. HB 1661 would increase penalties for certain election-related offenses, including failure to distribute election supplies and early release of election results; no substantive opposition was heard. HB 551 would protect the residential addresses of people who receive campaign expenditures on public Texas Ethics Commission reports, similar to donor privacy protections, and a witness from Texas Eagle Forum later indicated support for the privacy change. The committee also heard HB 2820, which would raise the amount charitable bingo organizations may keep in operating capital from $50,000 to $100,000. The sponsor and a Texans for Charitable Bingo representative said inflation and operating costs have made the current cap too low and that the bill would help charities maintain stable operations without expanding gaming. HB 3181 would impose stronger consequences for repeated denial of court-ordered child possession and access, including limiting probation and requiring attorney’s fees after multiple contempt findings; a family court judge and a parent testified in support, while another witness argued the bill should be paired with stronger criminal enforcement and that parents already face high costs. HB 4157 would update Texas law for commercial spaceflight by recognizing liability waivers and preserving workers’ compensation rights; no one testified against it. The committee also heard HB 4145, which would let health care providers satisfy a timely billing requirement by sending bills to a patient’s legal representative in a personal injury case, closing what supporters described as a loophole in letter-of-protection situations. Finally, HB 46, relating to the Texas Compassionate Use Program, drew the most extensive discussion: supporters said it should expand access for legitimate medical cannabis patients and add more delivery methods and conditions, while opponents warned against broader marijuana expansion and questioned adding chronic pain and other conditions. The sponsor said he still supports the program and wants a balanced, regulated expansion, but noted the bill is still being worked on. All bills were left pending at the close of the hearing.
HI

Hawaii 2026 Regular Session

AEN Public Hearing 02-04-2026

Agriculture and Environment

Transcript Highlights:
  • So, first up on the agenda is Senate Bill 2309 relating to a loans.
  • It requires the agricultural loan division to sell portions of its loan portfolio to permitted third
  • </c> the portion of the your loan portfolio. the portion of the your loan portfolio.
  • The recommendations are SP 2309 relating to a loans requiring a loan division to sell portions of its
  • loan portfolio to permitted third parties.
Summary: The committee heard testimony on several agriculture-related measures, beginning with SB 2309, which would require the agricultural loan division to sell portions of its loan portfolio and use the proceeds to expand the agriculture loan revolving fund. The Department of Agriculture and Biosecurity and the Hawaii Farm Bureau supported the bill, along with several other organizations and individuals. A committee question focused on the risk of not finding a qualified buyer for the loan portfolio; DAB said a mandatory sale of the full amount could force a less favorable rate, while flexibility to sell different amounts could produce a more equitable return. The measure drew eight supporters and no opposition. The committee then took up SB 2317, which directs DAB to study insurance coverage for small producers and report back to the Legislature. DAB and multiple farm groups supported the bill. In response to a question about cost, DAB estimated about $250,000 would be needed, with the study likely covering crop, health, and liability insurance. The next measure, SB 2318, would establish an agriculture statistics program in statute. DAB said it strongly supported the bill and could ramp up quickly if positions were provided; the committee discussed whether a first report could be completed by year’s end if the bill became law midyear, and DAB said yes. SB 2319, which would fund and make permanent a full-time grant writer position at DAB, also drew strong support from DAB, the Hawaii Farm Bureau, Ulupono Initiative, the Hawaii Cattlemen’s Council, the local food coalition, and others, with testifiers emphasizing the position’s return on investment and success in bringing in federal funds. The committee also heard SB 2321, establishing a two-year pilot program to respond to the twoline spittlebug. DAB, ranching groups, and many others supported the bill, citing the pest’s spread and the need to act before it becomes unmanageable. A DAB pest control manager said he would need to research past response details and provide them later. Members emphasized the importance of early intervention. For SB 2323, which creates a farmland transition commission to study barriers to farmland access and recommend solutions, DAB offered comments and support for the intent, while farm groups generally supported the concept but raised concerns about the proposed age range and whether a separate commission was necessary. DAB said the Board of Agriculture likely would not have the capacity to perform the commission’s duties and estimated there would be costs to establish it, though no figure was available at the hearing. Finally, the committee heard SB 2332, which reestablishes the agriculture and food security special fund, creates a carbon emissions tax and dividend fund, gradually raises carbon-related tax rates, and provides a refundable carbon cashback credit. DAB supported the measure and deferred to Taxation on details; the Department of Taxation said it would stand on its comments, and the Attorney General’s office offered comments and recommendations. Carbon Cashback Hawaii and the County of Hawaii Department of Research and Development supported the bill, arguing it would reduce emissions, protect lower-income households, and be relatively simple to administer.
TX
Bills: HB4, HB1, HB2, HB20, HB19, HB18
Summary: The House convened with a strict roll-call enforcement request, but only 95 members were present, so a quorum was not present. The chamber heard an invocation from Furman Carpenter, DPS chaplain, followed by the pledges to the U.S. and Texas flags. A member raised a parliamentary inquiry asking whether members must be present to make a motion and whether all members who requested strict enforcement were present; the Speaker said he would need to check the journal. The Speaker then announced that the House was about to receive a motion to adjourn sine die and noted that the governor might call another special session soon. Representative Garin moved that the House of Representatives of the First Called Session of the Eighty-Ninth Legislature adjourn sine die. There was no objection, and the motion carried, ending the session.
TX

Texas 89th 1st C.S.

Disaster Preparedness & Flooding, Select Aug 5th, 2025

Disaster Preparedness & Flooding, Select

Transcript Highlights:
  • The House Select Committee on Disaster Preparedness and flooding will come to order.
  • relief services during a declared disaster.
  • We don't know what the next disaster is.
  • response should go under a local or state disaster declaration.
  • And You know, the more disasters we go through.
Bills: HB1, HB 2, HB18, HB19, HB20
TX

Texas 89th Regular

S/C on Workforce Apr 15th, 2025

S/C on Workforce

Transcript Highlights:
  • , hurricanes in South Texas, or tornadoes in East Texas, Texas is not immune from facing natural disasters
  • When disaster strikes, especially in rural Texas, it's our responsibility to respond effectively.
  • Only when the president, governor, or local officials declare a disaster.
  • Disaster.
  • workers continue to labor without basic protections in place to keep them safe, is a recipe for disaster