Video & Transcript Research : 'banking regulation'

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US

US Federal 2025-2026 Regular Session

Hearings to examine the censorship industrial complex. Mar 25th, 2025 at 01:00 pm

Constitution Subcommittee

Transcript Highlights:
  • Federally funded NGOs are collaborating with foreign regulators, including… under the European Union's
  • And of course, when you're talking about a regulated industry, like the tech industry, so the starting
Summary: The meeting primarily focused on the implications of government involvement in censorship, particularly regarding social media platforms and compliance with misinformation standards. senators and witnesses discussed growing concerns over the influence of large tech companies, like Facebook and Google, in shaping public discourse and suppressing dissenting views. A significant part of the meeting included testimonies from various experts emphasizing the dangers of the 'censorship industrial complex'—a term used to describe the collaborative efforts between government entities and private organizations to control information flow. This collaboration is viewed as a violation of First Amendment rights, with calls for urgent legislative action to restore free speech protections.
LA

Louisiana 2026 Regular Session

Commerce Mar 17th, 2026

Commerce

Transcript Highlights:
  • The bank is charging points.” “Like a bank would charge points.
  • Banks have fraud officers, security officers.
  • Because if this is not connected to a bank at all, what protections are there in place that a bank would
  • Over time, we are not banks. All of our lending capital comes from lines of credit with banks.
  • So if you don't qualify to go to a bank or a credit union necessarily...
OK

Oklahoma 2026 Regular Session

Alcohol, Tobacco and Controlled Substances REVISED: HB3851 - Added Feb 18th, 2026

Alcohol, Tobacco and Controlled Substances

Summary: The Tobacco, Alcohol, and Controlled Substances committee met with a quorum and considered several bills related to alcohol distribution and hemp/THC products. House Bill 3334, presented by Rep. Hays, would create a limited retail on-supply alcohol act allowing on-premise licensees to buy alcohol beverages from off-premise licensees. Supporters said it could help rural businesses facing strained supply chains and delayed deliveries after alcohol market changes; the committee voted to pass the bill. The committee then heard House Bill 4248, which would add protections to keep children from ingesting alcoholic drinks containing hemp with THC-like effects. Members discussed whether the bill might be amended further, but the author said the goal was to protect kids and preserve the bill’s current structure. The committee voted to pass HB 4248. House Bill 4450, presented by Rep. Newton, would regulate THC gummies and liquids by requiring serving-size labeling, limiting servings to 10 milligrams of THC each, and prohibiting child-attractive shapes such as animals, cartoons, or human forms. Members raised concerns about vague language like “reasonable resemblance” and about color restrictions, and the author said he was willing to work on those provisions. The committee voted to pass the bill. Finally, the committee considered House Bill 3851, which Rep. Marti said concerns the process for selling and distributing private label products and clarifies the ABLE Commission’s interpretation of current law. An amendment deleting Sections 1 and 3 was adopted without objection, and the committee then voted to pass the bill as amended. The meeting ended with the chair noting it was the last meeting of the year and adjourning.
AL

Alabama 2025 Regular Session

Alabama House Health Committee Apr 9th, 2025

Health

Transcript Highlights:
  • So, Representative, would the ABC store be able to put regulations in effect if they didn't want this
  • They will regulate what is sold and have advertising requirements and things.
  • Well, I mean the more we put into the law, the more Law, the more regulation, more bureaucracy that we
  • It's not under the insurance department, it's not regulated as that, that you could drop somebody.
  • Um, we've got more regulations in this bill.
Bills: HB445, HB477, SB274, HB441
NM

New Mexico 2026 Regular Session

House - Judiciary Feb 16th, 2026

House Judiciary

Transcript Highlights:
  • Again, we regulate cannabis dispensaries more strictly than guns.
  • Do not destroy local businesses with excessive and unclear regulations.
  • We are regulated by federal regulations; thus, the reason our FFL is a federal firearms license and not
  • New Mexico regulates liquor stores and cannabis shops.
  • Magazine regulations under the federal Constitution.
Bills: SB38, SB17, SB41, SB264
Summary: The committee first heard Senate Bill 38, which would make permanent the New Mexico affordable spay-neuter program funded by fees on registered pet food. The sponsor and supporters said the program helps reduce companion animal overpopulation, shelter intake, and euthanasia, while opponents argued the charge is an unlawful tax, is tied to ongoing litigation, and that required annual reporting has not been done. After public testimony, the committee adopted a due pass motion on SB 38 by a 10-1 vote. The committee then took up Senate Bill 17, a gun-safety measure that would impose new requirements on firearms dealers and prohibit future sale of certain assault-style and high-capacity weapons. Supporters, including sponsors, gun-violence survivors, public safety advocates, and some local officials, argued the bill would address straw purchasing, trafficking, dealer accountability, and mass-casualty weapons. Opponents, including firearms retailers, ranchers, law enforcement, and gun owners, said the bill would burden lawful businesses, raise constitutional concerns, and do little to stop crime. After extensive testimony and questions about the bill’s legal basis, definitions, and dealer regulations, the committee did not vote and instead rolled the bill for further work on amendments. Later, the committee heard Senate Bill 41, as amended, which would eliminate the statute of limitations for second-degree criminal sexual contact of a minor. Support came from the Chamber of Commerce and sexual assault advocacy groups, who said delayed disclosure is common and justice should not expire before survivors are ready to come forward. Committee members asked detailed questions about the bill’s scope, including why certain offenses remained covered and how the criminal statutes are categorized. The committee adopted an amendment to correct drafting issues and then passed SB 41 as amended on a 10-0 vote. Finally, the committee began hearing Senate Bill 264, an elections safety bill that would strengthen penalties for election interference, create emergency polling-place protocols, and clarify when law enforcement may be present at polling places at the request of election officials. Supporters said it was needed to protect voters from intimidation, while an opponent argued it could put law enforcement at risk and restrict their ability to vote. The sponsor and Secretary of State explained that the bill was aimed at preventing ordered deployment of armed personnel to polling places, not barring officers or service members from voting. The discussion was still underway when the transcript ended.
NM

New Mexico 2026 Regular Session

Senate - Judiciary Feb 16th, 2026

House Judiciary

Transcript Highlights:
  • That's the reason there's now a whole bunch of regulation around oil drilling because of the Exxon Valdez
  • Insurance companies are horribly regulated in this country—horribly regulated.
Bills: SB38, SB17, SB41, SB264
Summary: The Senate Judiciary Committee heard extensive testimony on House Bill 99, a proposed reform of the Medical Malpractice Act. Representative Chandler said the bill is intended to address physician shortages, rising malpractice premiums, and litigation pressures by changing punitive damages rules, including a higher standard of proof, a requirement that punitive damages not be pleaded in the initial complaint, and limits tied to the type of provider. Supporters, including physicians, business leaders, and some patients, said the bill would help retain doctors, improve access to care, and create more predictable liability exposure. Several supporters also said current malpractice conditions are driving doctors out of the state and harming rural access to services. Opponents argued the bill would reduce patient recovery, create unequal treatment based on insurance status through the bill-versus-paid provision, and raise constitutional concerns involving equal protection, collateral source rules, and separation of powers. They also criticized the bill for not addressing other drivers of malpractice, such as hospital practices, prior authorization, staffing, and background checks for out-of-state doctors. Some witnesses urged amendments to protect the Patient Compensation Fund, ensure future medical expenses are covered, require minimum surcharge settings, and improve oversight of providers entering the state. Committee members questioned the sponsor and witnesses about whether the bill would actually lower premiums, whether it would improve access to care, and how it would affect hospitals, independent providers, and the Patient Compensation Fund. The sponsor said the bill was based on negotiations and comparisons with other states, and that it should help premiums over time. Members raised concerns about the fund’s solvency, the role of hospitals in the fund, and whether some provisions would survive legal challenge. No final vote was taken in the portion of the meeting provided; the chair indicated amendments would be discussed later and the committee would continue the hearing the next day.
OK

Oklahoma 2026 Regular Session

Alcohol, Tobacco and Controlled Substances REVISED: HB3530 - Added Feb 11th, 2026

Alcohol, Tobacco and Controlled Substances

Summary: The committee considered several alcohol, marijuana, nicotine, and ABLE Commission bills. House Bill 3011 was amended to clarify that home beer brewing would not be taxed if the beer is not being sold, and then passed by recorded vote. House Bill 3143, extending the moratorium on marijuana licenses, and House Bill 3144, adding a cap to prevent a large number of licenses if the moratorium is lifted, both passed. House Bill 3881, creating a regulatory framework for alternative nicotine products including e-liquids and vape products, passed after a question clarified it does not apply to medical marijuana vapes. The committee also advanced House Bill 3519, which replaces the current bond requirement for abandoned grow sites with an annual $2,000 fee paid to OMMA, creates a revolving fund capped at $5 million for cleanup costs, and waives the fee after five consecutive years of ownership in the same name as the license. Members discussed how the fund would be used and whether it was protected from legislative sweeps. House Bill 3522, requested by the Restaurant Association, requires the ABLE Commission to report its disciplinary actions annually and passed unanimously. Finally, House Bill 3530, with a committee substitute adopted as the working draft, sets timelines for ABLE licensees to produce requested documents. It also passed by recorded vote. The meeting then adjourned.
TX

Texas 89th Regular

Licensing & Administrative Procedures Apr 29th, 2025

Licensing & Administrative Procedures

Transcript Highlights:
  • Certification regulation of certain out-of-state certified public accounts sure moves that SB 522 amendment
  • voted out relating to combat. adding human trafficking by the Texas Department of Licensing and Regulation
  • Harless's bill that we previously voted out relating to the licensing and regulation of certain real
  • Baumgartner's bill that we previously voted out relating to the regulation of land service.
  • Department of License and Regulation.
HI

Hawaii 2026 Regular Session

CPN DEFER, CPN-HOU, CPN, CPN-EDT Public Hearings 02-03-2026

Commerce and Consumer Protection

Transcript Highlights:
  • I do want to note that the banks are already regulated and examined under the Community Reinvestment
  • </c><00:10:09.120><c> examined</c> already regulated um and and examined already regulated um and and
  • </c> regulate the amateur combat sports? regulate the amateur combat sports?
  • banks.
  • So anytime you see a bank that says First National Bank of whatever, that's a national bank chartered
Bills: SB2045, SB2354
Summary: The committees first took up SB 2071 on rent-to-own housing. Testimony was generally supportive from HHFDC and Hawaii Realtors, but Sierra Club of Hawaii and others opposed the bill unless it was amended to exclude ceded lands from the 99-year lease provision. Members discussed the scope of ceded versus non-ceded lands and whether an inventory exists. The committees ultimately recommended passage with amendments, including HHFDC’s proposal to make the fixed-price period flexible by tying it to an option period and Sierra Club’s language limiting the program to non-ceded state or county land. They then heard SB 2191 on limited profit housing associations. HHFDC supported the measure, while the Tax Foundation of Hawaii and the Office of the Auditor urged caution about tax exclusions and asked for clearer, more targeted limits and measurable outcomes. The committees adopted amendments to add a statement of purpose, include measurable metrics, apply the tax provisions to taxable years beginning after December 31, 2025, and delay the effective date to allow for administrative changes. SB 2191 was recommended for passage with amendments. The committees also considered SB 2197, which would have replaced the five-year fixed-price period in rent-to-own housing with an option period set by HHFDC, but deferred it indefinitely because its issues were addressed in SB 2071. SB 2180 on deposits of public funds drew comments from the Hawaii Bankers Association questioning definitions and noting banks are already subject to Community Reinvestment Act requirements; decision-making was deferred to the next day in the CPN committee and to a later date for the housing committee. Finally, SB 2210 on housing discrimination received support from disability advocates and the Hawaii Civil Rights Commission, which asked for one additional investigator; the committees passed it with amendments adding a blank appropriation for one full-time position and planned to notify Ways and Means for possible re-referral.
HI

Hawaii 2026 Regular Session

AEN-EDU-HWN, HWN Public Hearings 02-03-2026

Agriculture and Environment

Transcript Highlights:
  • . >> So for the USDA is uh um the state of Hawaii is being regulated by USDA right now, and they are
  • that is being put forward in this bill. >> So for the USDA is uh um the state of Hawaii is being regulated
  • We talk with them, and I think the first concern is this overlapping regulations and also added fees
Bills: SB2178
Summary: The committee heard testimony on SP 2178, which would create an industrial hemp program in the Department of Agriculture and Biosecurity, establish an advisory board, support research through the University of Hawaii, and promote hemp-based materials and partnerships with Native Hawaiian practitioners and cooperatives. Testimony was generally supportive from industry, Native Hawaiian advocates, the Hawaii Farm Bureau, and the department, with supporters emphasizing economic opportunity, community-based development, and potential uses such as hempcrete and fiber products. The Department of Agriculture and Biosecurity also said it supported the intent, but its representative explained that the bill would require additional staffing and resources for education, monitoring, testing, and enforcement. Members raised concerns about overlapping regulation with USDA hemp licensing and the cost of new positions; the department estimated three additional positions at about $80,000 each and noted current federal licensing does not charge fees. The committee recommended passage with amendments, including removing state licensing requirements to avoid duplication with USDA authority, making technical changes, and blanking the appropriation amount for later consideration, and the recommendation was adopted unanimously. The committee also heard and later took action on several other measures. SB 2702, relating to Hawaiian Homes and an irrigation system inventory, drew support but was postponed for decision-making until February 5 so additional amendments could be prepared. SB 2785, relating to economic development, received mixed testimony but was recommended and adopted for passage without amendments. SB 2790, relating to the Department of Hawaiian Home Lands and the Mākai irrigation system, received strong support and was also passed unamended. SB 2314, relating to the Hawaiian language and the legal effect of Hawaiian versions of laws, drew support from the Hawaii Civil Rights Commission and others, while the Attorney General’s office raised concerns about the wording; the committee adopted amendments incorporating language from the judiciary, clarifying that English and Hawaiian are official languages and that priority goes to the version consistent with legislative intent when there is a material difference, and then passed the bill with amendments. All final votes reported were in favor, with no recorded opposition.
TX

Texas 89th 2nd C.S.

Higher Education Apr 8th, 2025

Higher Education

Transcript Highlights:
  • determine what fair market value standards are for the compensation for physicians because it's highly regulated
Bills: HB42, HB125
Summary: The Committee on Higher Education met to hear several bills and first corrected the minutes from its April 1, 2025 meeting to reflect that a committee substitute for HB 271 had been adopted before the bill was reported favorably. The committee then heard HB 3326, which would help Texas higher education employees, especially adjunct faculty, qualify for federal Public Service Loan Forgiveness by counting classroom hours toward full-time status, requiring institutions to verify employment within 60 days, and requiring annual notice to eligible employees. No witnesses testified against the bill, and it was left pending. Members then heard HB 2853, authorizing UTEP to phase in a student union fee increase to fund demolition and reconstruction of its aging student union. Representative Perez and UTEP student and university witnesses said the current facility is outdated and insufficient for a campus of more than 25,000 students, while some members raised concerns about the size of the fee increase and its impact on low-income students. UTEP representatives said most students receive aid, the fee would be phased in over time, and the project was student-approved; the bill was left pending. The committee also heard HB 4066, a one-line bill to abolish the Texas Research Incentive Program after the state cleared its backlog of matching obligations, with the author saying the program was no longer needed in light of newer research funding approaches. The bill was left pending. The committee spent substantial time on HB 125, which would create the Tarleton State University College of Osteopathic Medicine. Supporters, including Tarleton leadership, the founding dean, a rural hospital CEO, and a feasibility consultant, argued the school would address severe rural physician shortages by recruiting Texas and rural students, training them in rural settings, and developing new residency slots rather than competing for existing ones. Members asked about affordability, residency placement, and whether the school would draw students from rural Texas; Tarleton said it would seek to keep tuition and debt low, had already raised private donations, and would request $25 million in state support over the biennium. The bill was left pending. Finally, the committee heard HB 42, which would increase the annual Higher Education Fund appropriation and adjust its allocation methodology. The chair and university witnesses described rising deferred maintenance, inflation, cybersecurity needs, and enrollment growth at HEAF-eligible institutions, with witnesses from Texas Tech, Sam Houston State, and UNT saying the additional funding would help address aging facilities and technology needs. After testimony, the committee left HB 42 pending and recessed.
WA

Washington 2025-2026 Regular Session

House Consumer Protection & Business Mar 3rd, 2026 at 08:00 am

Consumer Protection & Business

Transcript Highlights:
  • But the state regulations have gone a step further.
  • But the state regulations have gone a step further.
  • As background, interior design is not regulated in Washington.
  • And yes, other states regulate it.
  • They are technical, regulated, and directly tied to public safety.
Bills: HB2721, HB2616
OK

Oklahoma 2026 Regular Session

Business and Insurance 2ND REVISED Feb 26th, 2026

Business and Insurance

Summary: The Senate Business and Insurance Committee met to consider several bills, with the chair emphasizing pharmacy benefit managers (PBMs) and the impact on local and rural pharmacies. Before taking up the bills, the committee announced that Senate Bills 1620 and 1625 would be laid over. The committee also adopted an amendment to Senate Bill 1673 to exempt certain state-funded flexible benefit plans, and then passed the bill, which creates the Prosthetic Access and Accountability Act of 2026 and requires health plans that already cover prosthetic benefits to administer them without disability-based discrimination. The committee then passed several PBM-related measures. Senate Bill 1500 requires PBMs to reimburse rural pharmacies within 30 calendar days. Senate Bill 1447 adds safeguards to the Oklahoma Employee Insurance Plan by restricting PBM contracts, including disfavoring PBMs involved in recent lawsuits or those affiliated with insurers, retail pharmacy chains, specialty pharmacies, mail-order pharmacies, or drug manufacturers. Senate Bill 1646 strengthens utilization review standards for mental health and substance use disorder treatment, and Senate Bill 2007 prohibits PBMs from reducing reimbursement after a successful appeal and adds administrative fees when they fail to make required adjustments. The committee also passed Senate Bill 1275, which requires upfront disclosure of all fees for short-term rental bookings such as Airbnb and VRBO, with only tax added at checkout. Finally, the committee passed Senate Bill 2074 after extensive debate; it would require fairer and more transparent PBM reimbursement using a Medicaid-based methodology and a professional dispensing fee, with supporters arguing it would help independent and community pharmacies and opponents raising concerns about consumer costs and legal issues. All bills considered in the meeting were reported out with favorable votes, and the meeting adjourned after the chair noted one more meeting would be held the following week.
WA

Washington 2025-2026 Regular Session

House Postsecondary Education & Workforce Feb 25th, 2026 at 01:30 pm

Postsecondary Education & Workforce

Transcript Highlights:
  • Institutions Act through House Bill 1572, ensuring that accredited private nonprofit branch campuses are regulated
  • Institutions Act through House Bill 1572, ensuring that accredited private nonprofit branch campuses are regulated
NM

New Mexico 2026 Regular Session

House - Judiciary Feb 16th, 2026 at 11:18 pm

House Judiciary

Transcript Highlights:
  • Do not destroy local businesses with excessive and unclear regulations.
  • We are regulated by federal regulations, thus the reason our FFL is a federal firearms license and not
  • New Mexico regulates liquor stores and cannabis shops.
  • regulate sales.
  • ... ...regulations and high-capacity magazine regulations under the federal constitution.
Bills: SB38, SB17, SB41, SB264
OK

Oklahoma 2026 Regular Session

Administrative Rules May 4th, 2026

Administrative Rules

Summary: The committee considered three resolutions, all presented by Chairman Kendrick with full PCS substitutes. H.J.R. 1096 approved a medical marijuana rule that had originally been treated as a major rule but was later determined not to be one; members asked no questions and the resolution was adopted unanimously. H.J.R. 1099 was described as a direct result of H.B. 1576 from the prior session concerning Oklahoma Health Care Authority rules; it also drew no questions and passed unanimously. H.J.R. 1100 addressed a rule from the Oklahoma Management and Enterprise Services that was discovered late to be a major rule; after brief discussion and no substantive questions, it too passed unanimously. During the meeting, members voted on each resolution after motions for adoption and do pass. The recorded votes were unanimous in favor on all three measures, with no nay votes. After H.J.R. 1100 passed, Chairman Kendrick noted there would be one more committee meeting the next morning at 9 a.m. to address a late-arriving resolution, and he offered to discuss the late major-rule issue with Representative Chapman after adjournment.
AZ

Arizona 2026 Regular Session

03/18/2026 - Senate Health and Human Services

Health and Human Services

Transcript Highlights:
  • We have a relationship with P&C Bank.
  • We have a relationship with P&C Bank that does financial literacy, and they drive the mobile bank up
  • and sign our people up for bank accounts that have no charges and things like that.
  • Rules and regulations should have already been adopted.
  • Currently, the board regulates approximately 150,000 nurses and certificate holders.