Video & Transcript : 'overdraft lending' :

Page 69 of 116
ID
ID

Idaho 2026 Regular Session

Mar 31st, 2026

Business

Transcript Highlights:
  • And when our property is not needed for income anymore, a duplex lends the flexibility to provide housing
Committee: House Business
LA
LA

Louisiana 2026 Regular Session

Ways and Means Mar 16th, 2026

Ways & Means

AZ
AZ

Arizona 2026 Regular Session

03/11/2026 - House Federalism, Military Affairs & Elections

House Federalism, Military Affairs & Elections Committee of Reference

Transcript Highlights:
  • And if you can't check to see if the person actually satisfies that requirement, then it lends itself
Committee: House House Federalism, Military Affairs & Elections Committee of Reference
Summary: The Committee on Federal and Military Affairs and Elections met with all members present and began with an extended presentation on an investigative referral packet concerning alleged voter registration anomalies from March 2023 to the present. The presenter described multiple examples of registrations tied to out-of-state residents, deceased individuals, temporary residents, and registrations allegedly generated through Service Arizona, MVD, Access, county recorders, and third-party/NGO channels. The committee also discussed a Secretary of State email about party-preference changes, discrepancies between county and state counts, and a proposed criminal referral to the Department of Homeland Security and Department of Justice. Members asked questions about whether the issues were glitches or intentional, and several members said the examples reflected serious problems with voter-roll maintenance and automatic voter registration. A roll call was taken on whether members wished to sign onto the referral; some declined, while others agreed, and the committee said the referral would be transmitted after the meeting. The committee then considered Senate Bill 1259, which would allow certain protected individuals to use an alternate mailing address when filing candidate and financial disclosure paperwork. The sponsor said it closes a confidentiality loophole for people whose addresses are protected for safety reasons. Members raised concerns about how the bill interacts with in-district residency requirements, but the bill passed on a 6-1 vote. Senate Bill 1281, dealing with state land procedures for covered federal designations and notification of legislative leaders about land takings, drew opposition from the Sierra Club’s Grand Canyon Chapter, which argued the bill was unnecessary, unfunded, and insufficiently protective of tribal consultation; it passed 4-3. Senate Bill 1037, concerning election equipment security and internet connectivity, prompted debate over whether the bill could be read to permit internet-connected election equipment and over a hostile strike-everything amendment that would have expanded voter-registration and election-administration programs, including ERIC participation and new funding. The amendment failed, and the underlying bill also failed on a 3-3-1 vote. Finally, the committee heard Senate Bill 1040, which would require county recorders to provide public online access to voter registration rolls and prohibit fees for downloading them. Staff explained that the bill would replace the current chairperson-request process with public access, while still excluding sensitive information such as Social Security numbers. Members debated how much information would be public and whether the bill adequately defined “voter registration rolls.” The bill passed on a 4-3 vote. The chair closed by asking members to look into school app data-sharing contracts and offered to show unredacted materials privately, then noted that dinner had been provided.
LA
LA

Louisiana 2026 Regular Session

Commerce Mar 11th, 2026

Commerce, Consumer Protection, and International Affairs

Transcript Highlights:
  • To this day, like I spoke to you about, there’s no longer such thing as character-based lending, to be
Committee: House Commerce, Consumer Protection, and International Affairs
Summary: The House Committee on Commerce met on March 11, 2026, opened with roll call and adoption of prior minutes, interim amendments, and the committee rules for the new session. Members then took up several bills, with technical amendments adopted on multiple measures before final committee action. The committee also deferred House Bill 267 because the author was absent. House Bill 853 by Representative McMakin, dealing with misleading solicitations by non-government entities, drew the most discussion. The committee adopted technical amendments and a concept amendment tying enforcement to the Louisiana Unfair Trade Practices and Consumer Protection Law, with members and Secretary of State Nancy Landry discussing the meaning of “may” versus “shall,” the scope of “foreign” entities, and whether the bill covered mail, email, and other digital solicitations. The Secretary of State’s office supported the bill as a consumer-protection measure against deceptive government-like mailings, and the committee reported the bill favorably with amendments. House Bill 618, also by Representative McMakin, would adjust Louisiana Economic Development fees and related cost provisions. Secretary of LED gave a detailed presentation on the department’s recent restructuring, investment totals, job creation, small-business support, and the Source Louisiana platform, while members questioned fee impacts, hardship waivers, competitive effects, and how LED tracks incentives and job data. After adopting technical amendments and an amendment removing biannual inflationary adjustments, the committee reported the bill favorably with amendments. House Bill 207 by Representative Henry, revising the Louisiana Auctioneer’s Licensing Board’s membership, domicile, and related provisions, was amended to keep consumer members and clarify venue in East Baton Rouge Parish before being reported favorably. House Bill 300 by Representative Riser, raising the appraisal threshold for certain state bank residential loans from $250,000 to $400,000, was reported favorably after discussion of federal alignment and appraisal safeguards. House Bill 464 by Representative Riser, requiring more centralized reporting of damaged utilities through 811 and related notifications, received support from utility and 811 representatives and was also reported favorably. The committee adjourned after adopting a motion to do so.
AZ
AZ

Arizona 2026 Regular Session

03/11/2026 - House Federalism, Military Affairs & Elections

Federalism, Military Affairs & Elections

LA
LA

Louisiana 2026 Regular Session

Commerce Mar 11th, 2026

Commerce

OK
OK

Oklahoma 2026 Regular Session

House of Representatives Second Regular Session of the 60th Legislature Day 22 Morning Session Mar 10th, 2026 at 09:30 am

Oklahoma House Floor Meeting

WA
WA

Washington 2025-2026 Regular Session

House Finance Mar 4th, 2026 at 08:00 am

Finance

Transcript Highlights:
  • I had to lend money to my business to make payroll. Understand what we do. Call and ask us.
Committee: House Finance
MO
MO

Missouri 2026 Regular Session

Special Committee on Tourism Mar 4th, 2026

Special Committee on Tourism

Transcript Highlights:
  • Her decades of work and education and fungal research lend both credibility and passion to this proposal
Committee: House Special Committee on Tourism
Summary: The Special Committee on Tourism met with 11 members present, established a quorum, and first went into executive session, where House Bill 2796 was voted do pass unanimously, 13-0. The committee then moved to public hearings. House Bill 2307, sponsored by Rep. Hayden, would designate the Missouri Military Academy in Mexico as the official military academy of the state. The sponsor and supporters said the academy is active, nationally recognized, and important to tourism, recruitment, and the local economy. The academy president testified that it brings an estimated $20 million to $22 million in economic impact and employs 122 people, and other supporters, including alumni and staff, described its educational value and statewide visibility. Members asked about the closure of other military academies and whether the bill would bring tourism and help recruitment. House Bill 3264, sponsored by Rep. Johnson, would make Kansas City the barbecue capital of Missouri. The sponsor highlighted Kansas City’s barbecue history, meatpacking roots, signature styles, and major restaurants and events. Members joked about Kansas City versus St. Louis barbecue and discussed possible promotion, but no opposition was offered. House Bill 3074, sponsored by Rep. Fountain Henderson, would designate April 30 as William Lacy Clay Sr. Day. The sponsor and NAACP testimony emphasized Clay’s civil rights leadership, long congressional service, and legacy of public service and education, with support also noting plans for community and school observances. House Bill 1960, sponsored by Rep. Peters, would designate the smooth chanterelle as Missouri’s official state mushroom. The sponsor and a long list of witnesses from the Missouri Mycological Society, educators, and children testified that the mushroom is native, edible, easy to identify, ecologically important, and tied to Missouri’s hardwood forests and outdoor education. Members asked about safety, look-alikes, and whether it was hallucinogenic; witnesses said it is not psychoactive and is generally safe when properly identified. The chair closed by praising the testimony and indicating support for advancing the bill, and the committee adjourned after concluding the hearing on HB 1960.
WA
WA

Washington 2025-2026 Regular Session

House Finance Mar 4th, 2026

Transcript Highlights:
  • I had to lend money to my business to make payroll. Understand what we do. Call and ask us.
Summary: House Finance held public hearings on three Senate bills. SB 6129 would raise cigarette taxes, replace current nicotine/vapor product taxes with a 95% tax on nicotine products, and adjust revenue distributions to the Andy Hill Cancer Research account, the Foundational Public Health Services account, and a youth prevention account; staff and supporters said it would correct an unintended loss of public health funding and reduce youth nicotine use, while opponents argued it would be highly regressive, harm retailers and wholesalers, and push sales into illicit markets. SB 6231 would repeal the data center sales tax exemption for refurbishment and end replacement server equipment eligibility; the sponsor and staff said it would raise roughly $200 million and remove an obsolete preference, while labor, port, business, and data center representatives opposed it, citing lost jobs, reduced investment, and concerns about upsetting existing contracts and rural economic development. SB 6228 would repeal the preferential B&O rate for warehousing and reselling prescription drugs and create a lower preferential rate for critical access pharmacies; the sponsor said it would restore horizontal equity in the tax code and offset impacts on rural pharmacies, but pharmacy groups, wholesalers, retailers, and business organizations warned it would raise medication costs, worsen pharmacy closures, and be passed through to patients. The committee heard extensive public testimony on all three bills. Supporters of SB 6129 included public health, cancer, pediatric, and emergency medicine advocates who emphasized youth prevention, cessation funding, and long-term health savings; opponents included tobacco, vape, retail, and business groups who said the bill would increase black-market activity and burden small businesses. SB 6231 drew opposition from construction trades, ports, local governments, chambers, and data center interests, who argued the tax preference supports ongoing construction, permanent jobs, and local tax bases, while committee questions focused on whether the bill would affect existing refurbishment contracts. SB 6228 was opposed by pharmacy associations, independent pharmacists, wholesalers, grocery retailers, and AWB, who said the tax increase would be passed through and could accelerate pharmacy desert conditions; the sponsor and supporters framed the bill as a correction to an outdated preference and a way to protect critical access pharmacies. No votes were taken; each hearing was closed, and the chair announced amendment requests were due Thursday at 5 p.m. and amendments posted by Friday at 5 p.m.
MO
MO

Missouri 2026 Regular Session

Professional Registration and Licensing Mar 4th, 2026

Professional Registration and Licensing

Transcript Highlights:
  • And in fact, you know, it tends to lend itself to where you could actually recruit people because you're
Committee: House Professional Registration and Licensing
Summary: The committee first took up House Bill 3111, which concerns bail bonds oversight. Representative Phelps offered a committee substitute that moved bail bondsmen into the existing Board of Private Investigators, Private Fire Investigators, and Professional Surety Bail Bonds to avoid a fiscal note. An amendment was adopted to remove fee caps in the substitute, and the committee then adopted the revised substitute and voted it do pass 21-0. The committee then heard Senate Substitute No. 2 for Senate Bill 1233, the CPA licensure bill, along with related provisions for social work supervisors and speech pathologists. Senator Trent and supporters from the Missouri Society of CPAs, the speech-language association, the social work community, and the State Auditor’s Office said the bill would address CPA shortages by creating a new licensure path based more on experience, while preserving exam standards and adding reciprocity. No opposition was offered, and the hearing concluded without a vote. House Bill 2999 on optometry scope of practice drew extensive testimony and debate. The sponsor and ophthalmology witnesses described the bill as a negotiated compromise that would codify specific procedures optometrists may perform, while opponents from optometry argued it would freeze scope in statute, limit modernization, and require repeated legislative action as standards change. Witnesses disagreed sharply over whether the bill improved patient safety and access, whether the procedures were already within current practice, and whether surgical procedures such as lasers should be included. The bill was heard but no committee action was taken in the transcript. Finally, the committee heard House Bill 2957 on respiratory therapist licensure. Representative Castile and respiratory care witnesses said the bill would phase out the CRT as the entry credential for new applicants in favor of the higher RRT standard, while grandfathering current CRTs and adding renewal audits to confirm active credentials. Supporters said the change reflects current training standards and would raise patient-care quality without reducing workforce numbers. No opposition testimony was presented, and the hearing adjourned without a vote.
MA
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Transportation Mar 3rd, 2026

Joint Committee on Transportation

Transcript Highlights:
  • The ability also for us to know that there's flexibility in these dollars allows us to lend any expertise
Committee: Joint Joint Committee on Transportation
Summary: The Transportation Committee heard testimony on House Bill 4987, the Healey-Driscoll administration’s transportation bond bill financing long-term improvements to municipal roads and bridges. Administration officials said the bill would authorize more than $5 billion overall, including $1.2 billion for Chapter 90 over four years, $500 million for accelerated road and bridge repairs, $200 million for MBTA rail modernization and reliability, $200 million for transportation projects supporting housing development, $200 million for a new DCR parkway resilience and safety program, and reauthorizations for federal-aid highway projects, non-federal highway projects, municipal pavement, and Shared Streets and Spaces. They emphasized that the proposal is backed by Commonwealth Transportation Fund revenues, including registry fees, gas tax, and Fair Share surtax revenue, and said it would improve safety, reliability, housing production, and regional equity. Committee members asked about the four-year Chapter 90 authorization, the housing-related transportation funding, federal funding uncertainty, and how the MBTA money would support commuter rail electrification and regional rail. Administration witnesses said the multi-year structure would help municipalities plan and avoid more expensive deferred maintenance, that the housing funds would be flexible for infrastructure needs tied to development, and that the state is pursuing federal grants while relying on state-backed capital financing. They also described process improvements at MassDOT that have reduced project bid-to-notice timelines by 60% and said the rail modernization funds would support locomotive procurement, including battery-electric and Tier 4 diesel locomotives. The Massachusetts Municipal Association and local officials from Sherborn, Conway, and Yarmouth strongly supported the bill, saying the increased Chapter 90 funding and road-mile formula have made a major difference for small and rural communities and that four-year funding would improve predictability, project bundling, and cost savings. They cited local road, bridge, culvert, and gravel-road needs and urged favorable action. A Better City and MAPC also supported the bill but urged the committee to use it for broader transportation policy changes and new revenue tools, including possible reforms to TNC fees, regional pricing, and other funding mechanisms. The committee took no vote during the hearing and adjourned after testimony.
MA
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Transportation Mar 3rd, 2026

Joint Committee on Transportation

WA
WA

Washington 2025-2026 Regular Session

Senate Labor & Commerce Feb 23rd, 2026 at 10:30 am

Labor & Commerce

MO
MO

Missouri 2026 Regular Session

Utilities Feb 18th, 2026 at 08:00 am

Utilities

Transcript Highlights:
  • the PSC has to do that—but even the allowance of QIP under SB 4 has had a pretty positive effect on lending
Committee: House Utilities
MO
MO

Missouri 2026 Regular Session

Utilities Feb 18th, 2026

Utilities

Transcript Highlights:
  • PSC has to do that, but even the allowance of QIP under SB 4 has had a pretty positive effect on lending
Committee: House Utilities
Summary: The Committee on Utilities first met in executive session and adopted a House Committee substitute for House Bills 2658, 2147, 2472, and 2546 by a roll call vote of 20 ayes and 1 no. The substitute expanded telephone solicitation language to include unsolicited real estate solicitations, adjusted reassigned-number compliance language, and refined spoofing-related definitions to focus on intent to cause harm or wrongfully obtain value. Members also discussed how the no-call list, existing business relationships, and political fundraising calls would be treated under the substitute. The committee then heard House Bills 1626 and 2122, both relating to nuclear energy and construction work in progress (CWIP/QIP) financing for nuclear projects. The sponsors argued the bills would remove an outdated barrier to nuclear construction in Missouri, especially for small modular reactors, by allowing utilities to recover construction costs during construction and thereby reduce interest and overall project cost. They emphasized ratepayer protections through clawback provisions, the role of the Public Service Commission, future energy demand, economic development, and keeping Missouri competitive with other states. Several members raised concerns about higher utility rates, the risk of cost overruns, the possibility of ratepayers paying for projects that are delayed or never completed, and whether the proposal was premature given that SMRs are not yet widely deployed in the United States. In response, the sponsors and supporters said the bill would include refund protections similar to Senate Bill 4 and that the PSC would oversee prudence and timing. Public witnesses in support included business, utility, and municipal representatives, as well as Missouri S&T’s chancellor, who stressed workforce development and the growing national and global move toward nuclear power. The hearing on House Bills 1626 and 2122 was then closed.
OK
OK

Oklahoma 2026 Regular Session

Education Feb 17th, 2026

Transcript Highlights:
  • This is a bill that has the CLO taking inventory of themselves, lending themselves to become a more efficient
Summary: The Senate Education Committee considered a long agenda of education-related bills, with most measures receiving unanimous or near-unanimous support. Early actions included passage of SB 843, which allows certain rural schools with low average daily membership to hire teachers related to board members in the second degree, and SB 1733, which requires schools to report child sexual abuse allegations to law enforcement within 24 hours before conducting their own investigation. The committee also advanced SB 1476, a Commissioners of the Land Office cleanup bill that makes land exchange approvals permissive, updates terminology, and expands permanent school fund investment options to include private equity and private credit; members questioned CLO staff about appraisals, notices, ethics, and audits before voting it out 11-0. A major portion of the meeting focused on SB 1237, the Teacher Bill of Rights, which would codify various teacher protections involving religious expression, discipline, planning time, workplace safety, and due process. Senators raised extensive questions about religious symbols, prayer, Bible use, classroom discipline, and whether some provisions were already in law; the author said the bill was intended to protect teachers and improve recruitment and retention. Despite concerns that some language was vague or duplicative, the bill passed 7-4. The committee also passed SB 1410 to codify the Ag in the Classroom program after deleting a section that would have increased a license plate fee, and SB 1894, which would remove the five-year cap on professional development hours for certain teacher training, though the title was struck for further work. Later, the committee approved SB 1272 to raise the income cap for the Oklahoma Tuition Equalization Grant, SB 1204 to provide three days of bereavement leave for education employees after the loss of a spouse or child, including miscarriage, and SB 1721 to extend the sunset of the Oklahoma Advisory Council on Indian Education. It also passed SB 1725 on higher-education expressive activity and free speech training, SB 1735 giving CareerTech sole authority over its accreditation, SB 1337 establishing paid paternity leave for education employees, SB 1339 codifying funding for the 2023 teacher pay raise for off-formula districts, SB 1461 extending the OETA sunset to 2031, and SB 1975 centralizing notice of AP testing locations. Several bills drew brief discussion about fiscal impact, local control, and retention benefits, and the committee adjourned after noting one agenda item had been laid over.
CA
CA

California 2025-2026 Regular Session

Assembly Privacy and Consumer Protection Committee Feb 17th, 2026

Privacy and Consumer Protection

Transcript Highlights:
  • We'll be looking out for legislation and seeing any way that we can lend support. Thanks.
Committee: House Privacy and Consumer Protection
WA
WA

Washington 2025-2026 Regular Session

Senate State Government, Tribal Affairs & Elections Feb 16th, 2026

Transcript Highlights:
  • As Senator Hasegawa stated earlier, institutionalized racism exists in government, and I'm proud to lend
Summary: The committee began by suspending the five-day notice rule for Senate Gubernatorial Appointment 9066 and then heard confirmation testimony from Megan Matthews, director of the Washington State Office of Equity. Matthews described the office’s growth, its work with agencies and communities, and efforts on data, contracting, and statewide outreach. Senator Hasegawa raised concerns about the Office of Equity’s relationship to ethnic commissions and whether it should remain internally focused, while other members praised Matthews’ statewide presence. The committee also heard confirmation testimony for Women’s Commission appointees Reedy Miu Kapade and Kiana Daniels, both of whom emphasized their experience serving women and girls and their commitment to the commission’s work; both appointments were noted as coming up for a vote the following week. The committee then heard House Bill 2309, which would prohibit the civil service classification plan from requiring a postgraduate degree as the only way to show qualifications unless required by law. Supporters, including the sponsor, OFM, and public witnesses, said the bill would remove barriers to state employment and broaden applicant pools. House Bill 2249 would add certain Washington Technology Solutions network and security systems employees to civil service coverage; the sponsor said it would resolve a narrow inequity affecting about 20 workers, while WOTEC said it needed flexibility to recruit and retain technical talent and asked to be involved in further changes. Substitute House Bill 2411 would expand shared leave to employees affected by hate crimes or immigration enforcement actions involving themselves or family members; supporters cited a state worker detained at the border and said the bill would help employees through extraordinary hardships, while opponents warned about abuse and objected to extending benefits in immigration-related cases. Engrossed Substitute House Bill 1916, dealing with voter registration challenges and list maintenance, drew strong support from voting-rights groups and county election officials who said it would curb mass, bad-faith challenges and protect eligible voters, especially naturalized citizens, students, military members, and voters of color. The Secretary of State’s office and county auditors also raised concerns about ambiguity in parts of the bill, including who may challenge registrations and how deceased voters are removed from the rolls. House Bill 2417 would add a victim’s bill of rights to the Washington Code of Military Justice, aligning state military justice with federal protections; the Military Department and veterans advocates supported it as a consistency and fairness measure. Finally, the committee took executive action on Second Engrossed Substitute House Bill 1541, which changes the membership and selection criteria for the Veterans Affairs Advisory Committee, and advanced it to the Rules Committee on a due pass recommendation.
WA
WA

Washington 2025-2026 Regular Session

Senate Floor Session Feb 10th, 2026 at 10:00 am

Washington Senate Floor Meeting

Transcript Highlights:
  • And in 1977, the legislature passed the Fairness in Lending Act to ban redlining. Mr.
Summary: The Senate opened with roll call, colors, pledge, and a prayer by Sikh youth leader Gertit Singh Cocher, followed by recognition of guests from the Sikh Coalition and Kalsa Germath Center. The chamber approved the journal and then adopted Senate Resolution 8678 honoring the Chimicum High School Marching Band for being selected as Washington’s representative in the 2026 National Independence Day Parade in Washington, D.C.; senators praised the band’s dedication and rural-school achievement, and the band was recognized in the gallery. The Senate then confirmed two gubernatorial appointments by 49-0 votes: Ryan Moran as Director of the Health Care Authority and Dennis Worsham as Secretary of the Department of Health. Supporters highlighted Moran’s Medicaid and health system background and Worsham’s long public health career, including local health leadership and work on HIV/AIDS and community health. The chamber also advanced and passed Senate Bill 6011, expanding court bailiff authority to conduct threat assessments for the Court of Appeals, and Senate Bill 5831, creating safe harbors related to mortgage modification recording requirements. Several bills were debated and passed after amendment votes. Senate Bill 6188, concerning Labor and Industries’ asbestos training and certification rules, saw an amendment to align with federal standards rejected and then passed 38-19. Substitute Senate Bill 5917, dealing with access to abortion medications through the Department of Corrections pharmacy, had multiple proposed amendments rejected before passing 32-17 after extensive debate over access, labeling, distribution limits, and emergency status. The Senate also adopted an amendment to Senate Bill 6024 on developmental disability services confidentiality, then passed the bill 48-0-1 excused; passed Substitute Senate Bill 6091 on residential property marketing and fair housing by 49-0; and passed Substitute Senate Bill 5840 adjusting campaign finance expenditure reporting deadlines by 46-3. The body then recessed for caucus and lunch.