Video & Transcript Research : 'Alabama insurance code'

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OK

Oklahoma 2026 Regular Session

Senate Legislative Session Apr 9th, 2026 at 09:30 am

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • Business and Insurance will meet immediately after session as soon as we get a quorum in room 535.
  • The Administrative Rules Committee will meet after the adjournment of Business and Insurance and Energy
TX

Texas 89th Regular

Disaster Preparedness & Flooding, Select Aug 22nd, 2025

Disaster Preparedness & Flooding, Select

Transcript Highlights:
  • Requiring more modern building codes is essential, as more modern building codes make a reference to
  • Insurance Program.
  • coverage other than flood insurance at the time, and the insurer or FEMA...
  • We have home insurance and NFIP flood insurance, which is full of loopholes and many reasons why they
  • My son had insurance on his car, but the insurance for his car does not cover replacement.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 23rd, 2025 at 10:04 am

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • I understand that not having insurance, nobody wants everyone to be properly insured more than we do,
  • The Texas Department of Insurance estimates that this drives up insurance costs by over a billion annually
  • Yeah, I don't have the exact code in front of me, but it's going to be in the Health and Safety Code,
  • You have the Water Code, and the local government has the Water Code.
  • Texas Election Code Section 253...
Summary: The committee heard House Bill 4961, which would bar uninsured motorists from recovering non-economic damages after a collision. The author said the bill is intended to create incentives to maintain insurance and to address what he described as an unfair system for insured drivers. Texans for Lawsuit Reform and Texas Eagle Forum testified in support, while the Texas Trial Lawyers Association opposed it, warning the bill could also affect pedestrians, passengers, children, and others who did not choose whether a vehicle was insured. The bill author clarified that passengers would be included in the bill’s coverage. No vote was taken and the bill was left pending. House Bill 5570 would extend a legislative attorney CLE exemption to attorneys appointed by the governor and confirmed by the Senate to boards or commissions. The author said the measure is meant to ease time burdens and encourage service, and a witness supported it as a modest incentive for public service. A committee member noted a discrepancy in the number of affected attorneys, and the author agreed to verify the correct figure. The bill was left pending. The committee also heard House Bill 2969, which would restrict the State Bar from adopting rules or penalties that unreasonably burden attorneys’ religious exercise or free speech based on sincerely held beliefs. The author and several witnesses from Texas Values, Alliance Defending Freedom, and Cecilia Wood argued the bill protects lawyers of faith from an ABA model rule they described as a speech code. No one testified against the bill, and it was left pending. House Bill 4260, which would prohibit county judges and county commissioners from practicing law in courts over which they have jurisdiction, drew opposition from the County Judges and Commissioners Association, which argued existing ethics rules already address conflicts and that the bill would burden rural officials. The author said the bill was prompted by concerns about judges using their office to pressure others. The bill was left pending. House Bill 5134 would limit Rule 202 pre-suit depositions to people who have suffered or reasonably expect actual damages and would allow attorney’s fees against abusive petitioners. The author said the bill is aimed at preventing harassment and fishing expeditions, especially in family-law disputes. Questions focused on how the standard would work and how it differs from current law; the author said the main change is fee-shifting and a clearer legislative directive. The bill was left pending. House Bill 3095, a committee substitute version of a similar uninsured-motorist bill, would bar uninsured motorists from recovering non-economic damages and limit economic recovery, with several exceptions. Trial lawyers argued it was unconstitutional because it capped economic damages and could unfairly affect innocent drivers, pedestrians, and older people who no longer drive. The author acknowledged constitutional concerns and said the bill would need further work; the committee withdrew the substitute and left the bill pending. Finally, House Bill 4388 would require all judges, including county judges who perform administrative duties, to remain subject to the Code of Judicial Conduct. Supporters said some elected judges avoid accountability by relinquishing judicial functions, while opponents argued the bill is too rigid and unnecessary because existing remedies already exist. House Bill 3964 would limit public nuisance claims to their historical role and bar such claims against lawful conduct, conduct already covered by other remedies, and products. The author and supporters said the bill is meant to prevent courts from using public nuisance to make policy, while opponents argued it would eliminate useful remedies and could affect local actions against environmental or product-related harms. The author said the bill would not affect statutory nuisance claims, private nuisance claims, or other causes of action, and would be amended to clarify some provisions. The bill was left pending.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 23rd, 2025 at 10:04 am

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • used as a speech code for lawyers.
  • Texas Department of Insurance estimates that drives up insurance costs by over a billion annually for
  • If your insurance lapsed within 45 days, and you can show proof of insurance up to a year before that
  • And so I was wondering, lastly, how much does underinsurance or insurance... ...insurance or insurance
  • You have the Water Code, and the local government has the Water Code.
Summary: The committee heard testimony on several bills affecting civil practice, judicial conduct, and attorney regulation. HB 4961 and the similar HB 3095 would bar uninsured motorists from recovering non-economic damages after a collision, with HB 3095 also addressing certain exceptions and limiting economic damages in some cases. Supporters said the measures would encourage insurance coverage and fairness for insured drivers, while opponents argued they would unfairly punish injured people who were not responsible for the lack of insurance, including pedestrians, passengers, children, and others. HB 3095 drew constitutional concerns from witnesses, and the committee later withdrew the committee substitute and left the bill pending; HB 4961 was also left pending after questions about its scope, including passengers. HB 5570 would expand a continuing legal education exemption to attorneys appointed by the governor and confirmed by the Senate who serve on boards or commissions. The author and witness said the bill would free up time for public service while still requiring ethics training. A committee member raised a discrepancy in the number of attorneys covered, and the bill was left pending. HB 2969 would prohibit the State Bar from adopting rules or penalties that unreasonably burden attorneys’ religious exercise or free speech, especially in relation to sincerely held religious beliefs. Supporters framed it as a protection for lawyers of faith against an ABA-style speech code, while no one testified in opposition; the bill was left pending. HB 4260 would prohibit county judges and county commissioners from practicing law in courts over which they have jurisdiction. The author described it as an ethics measure to avoid conflicts of interest, but county officials and the County Judges and Commissioners Association opposed it, saying existing ethics rules already address conflicts and that the bill would impose hardships, especially in rural counties. The bill was left pending. HB 4388 would require all judges, including those who serve only in administrative roles, to remain subject to the Code of Judicial Conduct; supporters said some judges avoid discipline by relinquishing judicial functions, while opponents said the bill was unnecessary and could burden county judges who serve as administrators. It was also left pending. The committee also heard HB 5134, which would limit Rule 202 pre-suit depositions to people who have suffered or reasonably expect to suffer actual damages and allow attorney’s fees against abusive petitioners. The author said the bill would curb harassment and fishing expeditions, but members questioned how the standard would work in practice; the bill was left pending. Finally, HB 3964 would narrow common-law public nuisance claims by barring suits over lawful conduct, conduct already addressed by other remedies, and products, while preserving other causes of action. Supporters said the bill would prevent regulation through litigation and protect legislative authority; opponents said it would eliminate important remedies and that no Texas abuse had been shown. The author indicated he would revise the bill, and it was left pending.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 23rd, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • We're getting controverting affidavits even on health insurance.
  • Our insurance policy from 2022 cost us $24,800.
  • Insurance premiums should come down.
  • In 2024, our insurance premiums were just around $11,000.
  • This will ensure that the Civil Practices and Remedies Code mirrors the Texas Administrative Code, reducing
TX
Transcript Highlights:
  • Adding Chapter 446 to the Health and Safety Code, the Texas State Board of Pharmacy will adopt rules
  • Are you aware that in 2021 the United States insurers had to reimburse 130 million in again ineffective
  • Chapter 429 of the Government Code, which governs Homeland Security operations directly.
Bills: HB25, HB48, HB149, HB254, HB26, HB192
TX
Transcript Highlights:
  • Currently, at this time, Parks and Wildlife Code 12.0011 gives us the authority to provide recommendations
  • we've suggested some language in there, and also making it clear that both Chapter 26 of the Water Code
  • facilities with underground and above-ground storage tanks already regulated under the Texas Water Code
  • natural resources code.
  • And lastly, to find... ...engine and energy source to align with existing definitions in the code.
TX

Texas 89th 2nd C.S.

Human Services Apr 15th, 2025

Human Services

Transcript Highlights:
  • As drafted, 5243 would require retailers to individually analyze thousands of products and manually code
  • restrictions that, that we're talking about in this bill, that HHSC also develop a, a similar UPC code
  • Chapter 551 of the Government Code lays out how Open Meetings Act has to apply.
  • The standards are in the Texas Family Code and the Texas Administrative Code, period.
  • Um, So you're adding, you're adding two, The local building codes.
TX

Texas 89th Regular

Human Services Apr 15th, 2025

Human Services

Transcript Highlights:
  • There could be a life safety code component of the survey and then a health survey, and they would have
  • Medicaid and other insurance have been fraudulently billed for services that were never delivered.
  • It could also involve our code enforcement or anyone like that down the line. Thank you.
  • There is a life safety code.
  • It's assisted living facilities under the health and safety code.
TX

Texas 89th Regular

Human Services Apr 15th, 2025

Human Services

Transcript Highlights:
  • A list of UPC codes that specify which products cannot be purchased with WIC.
  • Family Code and the Texas Administrative Code, period.
  • And the permitting process done in the towns would all be taken care of under these codes.
  • You're adding to the local building codes, which are already there.
  • Insurance providers. So our community, as I mentioned, recently went through this.
TX

Texas 89th Regular

89th Legislative Session Apr 2nd, 2025

Texas House Floor Meeting

Transcript Highlights:
  • Absolutely, it will take it completely out of our tax code. so that future legislatures will not have
  • Is it just savings and loans and insurance business? or is it more than that?
  • OK, and which is currently now in the tax code.
  • It is in the tax code. But your bill would simply. take it out of the tax code.
  • Company, we'll put the committee on insurance.