Video & Transcript Research : 'premium structure'
Page 66 of 489
AZ
Transcript Highlights:
- Meanwhile, the premiums for everybody else on the plans... ...health care.
- Their premiums are going to go up. And that is a serious problem for our whole system.
- I fear that it would cause the premiums for everybody else... ...on the whole.
- I fear that it would cause the premiums for everybody else to become higher.
- , causing everybody else's premiums to be higher.
Summary:
The Senate opened with prayer, the Pledge of Allegiance, attendance, approval of the journal, and several guest introductions, including the doctor of the day, Arizona State Troopers Day participants, the Arizona Speech-Language-Hearing Association, and a Delta Sigma Theta delegation. A Senate proclamation was read recognizing the Arizona Speech-Language-Hearing Association for its work serving people with communication disorders. The chamber then moved into Committee of the Whole and later third-reading votes on a large number of House bills, with several members offering floor explanations on controversial measures.
Among the bills considered in Committee of the Whole were HB 2133 on sexual material and synthetic depictions, HB 2167 relating to the Attorney General, HB 2600 on school clubs and parental consent, HB 255 on brackish groundwater recovery, HB 2787 on Mexican wolf reintroduction cooperation, HB 2795 on small modular reactor zoning, HB 2985 on state land water allocations, and HB 2003 on driver instruction permits. HB 2133 was amended, including a floor amendment adding exemptions for parody, comedy, artistic expression, and criticism, and the committee recommended it do pass as amended. HB 2787 and HB 2985 advanced after divided votes, while HB 2795 failed in the later floor vote. HB 2003 was amended to add a delayed effective date of December 1, 2026 and advanced out of committee.
On third reading, the Senate passed HB 2013, 2031, 2102, 2103, 2117, 2226, 2262, 2278, 2378, 2584, 2693, 2270, 2370, 2665, 2666, 2876, 487, 2003, 255, 2133, 2167, 2600, 2787, 2811, and 2985, with several votes split largely along party lines. HB 2795 was defeated. Debate focused heavily on water policy, public safety, school parental consent, speech and sexual-material regulation, local control over zoning, and the Attorney General’s authority. The Senate also agreed to a free conference committee for HB 2874 and appointed Senators Finchem, Bolick, and Ortiz, then adjourned until the next scheduled meeting.
NH
New Hampshire 2025 Regular Session
Health and Human Services Oversight Committee (09/26/2025)
Transcript Highlights:
- Um and we will be able to do premium.
- <00:32:33.919>
So <00:32:34.080>the potentially subject to a premium. - So the potentially subject to a premium.
- <00:32:46.799>
can limits the amount that the premium can limits the amount that the premium - subject to a premium. subject to a premium.
Summary:
The committee first approved the draft minutes of its May 16, 2025 meeting, with one correction removing Representative Dry from the attendance list because she was present as a guest rather than an appointed member. The committee then received a Department of Health and Human Services update from Commissioner Lori Weaver, who focused on the rural health transformation grant process. She said the department has been gathering stakeholder input since July, issued a request for information on September 22, and is working toward an end-of-October draft and a November 3 deadline, with a grant writer request expected to go before Governor and Council at no cost to the state.
The bulk of the meeting centered on federal changes affecting SNAP and Medicaid. Karen Heert explained that the federal law changes commonly referred to as the “Big Beautiful Bill” or HR1 will affect SNAP eligibility and state costs, including a shift in administrative cost sharing from 50/50 to 75/25 beginning in October 2026 and a possible state share of benefits if New Hampshire’s error rate is too high. She said the program affects about 43,000 households, that New Hampshire’s federal fiscal year 2024 error rate was 7.57% versus a national rate of 10.93%, and that the state must get below 6% to avoid liability. She also said DHS is preparing remediation steps, auditing cases, and seeking technology and staffing support, including a grant for automation and training.
Henry Litman then described Medicaid changes under HB2 and the new federal law. He said New Hampshire returned to pre-pandemic eligibility verification rules on July 1, including a 10% income compatibility standard and reduced ex parte renewals, which has increased manual work and contributed to a drop in enrollment from about 185,000 in late June to about 178,000 in early September. He also reviewed new child premiums, pharmacy copays, Granite Advantage premiums, and possible Medicaid work requirements, noting that DHS is working with CMS on implementation details and may use a state plan option rather than an 1115 waiver because it would be less expensive and faster. Members asked several questions about the SNAP error-rate rules, the distinction between administrative and client errors, the effect of unpaid copays, and the timing and legal risk of the Medicaid work requirement; no votes were taken on those policy issues.
NM
New Mexico 2025 Regular Session
IC - New Mexico Finance Authority Oversight Aug 11th, 2025
New Mexico Finance Authority Oversight Committee
Transcript Highlights:
- When we started In '93, we were really trying to structure this, and our first issue was in '95.
- The intention here is to just show you what the PPRF, kind of the lien structure of it right now.
- So, the capacity is there; the basic structure has been blessed by the rating agencies.
- The par amount doesn't reflect how much we actually issued because they were sold as premium bonds.
- So we have the flexibility to kind of tailor the structure.
NM
Transcript Highlights:
- House Bill 47 is to provide educators and public school employees the 80-20 insurance premium split that
- Our K-12 brothers and sisters have been paying 30 and 40 percent of their health insurance premiums for
- We're basically just getting hammered with premiums.
- In the middle of the year, they would raise their premiums or they would reduce benefits in order to
- Chair and Senator, health insurance premiums are going to be...
NV
Nevada 2025 Regular Session
Senate Committee on Revenue and Economic Development May 31st, 2025 at 01:00 pm
Revenue and Economic Development
Transcript Highlights:
- the law firm of Fox Rothschild, and I'm here representing the Cigar Association of America and the Premium
- I see people in them all the time enjoying a premium cigar.
- I can tell you within the Premium Cigar Coalition, six of the seven companies will exceed the thresholds
- I will say we've done some research on the way that premium cigar consumers can buy purchase patterns
- This legislature two years ago passed a provision putting a cap on the excise tax for premium cigars.
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 3/10/26
Human Services Finance and Policy
Transcript Highlights:
- So that if they were going up, of course their premium would go up.
- If they wanted to go from 3% down to 1%, then that would make an impact on their premiums.
- It would reduce their premiums a little bit.
- So if people are having a tight time at a certain point they could reduce their premium down.
- <00:03:55.040>
uh they could reduce their premium down. uh they could reduce their premium
Keywords:
long-term care, insurance policy, healthcare, partnership policy, Minnesota, human services, wage increase, support workers, shared services, community first services, medical assistance, sanctions, healthcare services, monetary recovery, government accountability, assisted living, training, unlicensed personnel, resident rights, safety regulations
VT
Transcript Highlights:
- Because the premium loading issue that led the creation of reflective health benefit plans only affects
- Because the premium loading issue that led the creation of reflective health benefit plans only affects
- Because the premium loading issue that led the creation of reflective health benefit plans only affects
- [gasps] Because the<00:16:03.199>
premium <00:16:04.171>[clears throat] <00:16:04.240> the premium [clears throat] loading the premium [clears throat] loading loading<00:16:05.440- > loading
Summary:
The House opened with a devotional by Reverend Kemp Randolph, who reflected on the idea that simpler solutions often require letting go of existing assumptions and urged lawmakers to consider what they may need to give up to achieve the greatest good. After the prayer, the chamber introduced House Bill 889, exempting disability-related income on candidate disclosure forms, and House Bill 890, aimed at reducing barriers for nonprofit religious organizations providing preventive health care services. Both bills were read the first time and referred to committee. The House also referred three bills to money committees under House Rule 35A: H.548 to Appropriations, and H.557 and H.567 to Ways and Means.
Members then offered several announcements, including welcoming the guest pastor Kemp Randolph and visiting European Parliament member Maria Walsh, along with her mother and aunt. There were also notices about caucus meetings and a correction to a prior vote explanation regarding H.70. The House then took up H.611, a technical and housekeeping bill affecting the Department of Vermont Health Access. Committee testimony and floor remarks described provisions to reduce administrative burdens, update advisory committee membership, remove outdated references tied to the individual/small group market split, adjust the VARMM prescription drug assistance program, increase the allowable amount in Medicaid-related prepaid funeral arrangements, and delay Medicaid coverage for doula services by one year while federal approval is sought. The Health Care and Appropriations committees both recommended the bill, with Appropriations noting no fiscal impact and correcting a prior vote tally.
The House adopted the Health Care Committee amendment to H.611 and ordered the bill to third reading. It then passed H.540, relating to recommendations of the post-adjudication reparative program working group. Finally, the House concurred in the Senate proposal of amendment with further amendment on H.50, concerning identification of underutilized state buildings and land; the committee explained changes restoring annual reporting, removing leased buildings from the inventory, and directing annual reports to the Department of Housing and Community Development through 2030. The chamber concluded with announcements about a Joint Fiscal Committee meeting on a rural health transformation grant and then adjourned until February 10, 2026.
MN
Minnesota 2025-2026 Regular Session
Committee on Judiciary and Public Safety - 02/19/25
Judiciary and Public Safety
Transcript Highlights:
- These websites offer premium features for different sex poses of the victim.
- These websites offer premium features for different sex poses of the victim.
- These websites offer premium features for different sex poses of the victim.
- totally open to how we want to structure totally open to how we want to structure the<00:31:35.039
- <00:32:01.240>
it suggestions for structuring it suggestions for structuring it differently
TX
Transcript Highlights:
- mindful of what they buy now; they have to downscale the amount or maybe not necessarily buy the premium
- what they buy now that they have to downscale the amount or the or maybe not necessarily buy the premium
- Any time you talk about structuring the salaries in a way that could give judges an incentive to... .
- Well, the way things are currently structured is that everything is keyed off of, this is in a statute
- Recommendations include $200,000 for increased benefits premiums provided by Walker County and $600,000
Bills:
SB 1
Keywords:
campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards
Summary:
The Senate Finance Committee convened for its first hearing of the 89th regular session, confirmed a quorum, adopted committee rules by a 15-0 vote, and began review of Senate Bill 1, the state budget for fiscal years 2026-27. Chair Huffman outlined the committee’s organization, introduced staff, and described the budget as conservative and focused on one-time investments. She highlighted major SB 1 priorities including property tax relief, full funding for public education formulas, teacher pay, school safety, border security, Medicaid growth, dementia research, energy and water infrastructure, transportation, wildfire suppression, and other capital and public safety needs.
Comptroller Glenn Hager presented the biennial revenue estimate, saying the state has $194.6 billion available for general-purpose spending in 2026-27, with a projected $23.8 billion ending balance from the current biennium. He cautioned that revenue growth is returning to more normal levels and that lawmakers should avoid committing short-term surpluses to ongoing expenses. He also explained that the Economic Stabilization Fund is projected to hit its constitutional cap, meaning an estimated $5.6 billion in severance tax and related revenue would remain in general revenue in the upcoming biennium rather than flow into the fund. Senators discussed whether to raise or rename the fund and the implications of keeping more severance-tax revenue in general revenue.
The Legislative Budget Board then gave an overview of SB 1 and the budget’s major funding changes. LBB staff explained that the bill is essentially flat at $332.9 billion in all funds, but includes large method-of-finance shifts and major property tax relief. They detailed how prior property tax relief enacted in the 88th Legislature grew from an estimated $18 billion to $22.7 billion because of higher property values and hold-harmless provisions, and said SB 1 continues that relief with a total of $51 billion in ongoing and new property tax support. Members asked extensive questions about the automatic growth in school tax compression, the constitutional homestead exemption, COVID-era federal funding, Medicaid assumptions, and the sunset of the non-homestead circuit breaker. No additional votes or final budget actions were taken beyond adoption of the committee rules.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 2/24/26
Commerce Finance and Policy
Transcript Highlights:
- It's going to impose arbitrary caps and structures on the ability of the association to incentivize timely
- It's going to impose arbitrary caps and structures on the ability of the association to incentivize timely
- It's going to impose arbitrary caps and structures on the ability of the association to incentivize timely
- It's going to impose arbitrary caps and structures on the ability of the association to incentivize timely
- likely to raise insurance premiums likely to raise insurance premiums including<00:48:32.880>
Keywords:
common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan
MN
Minnesota 2025 1st Special Session
House Health Finance and Policy Committee 3/12/25
Health Finance and Policy
Transcript Highlights:
- so pharmacies can fight another day, but also look forward to working with members on the more structural
- so pharmacies can fight another day, but also look forward to working with members on the more structural
- so pharmacies can fight another day, but also look forward to working with members on the more structural
- > tax that will add to new costs on tax that will add to new costs on Commercial<01:19:35.840>
premium - /c><01:19:36.440>
payers <01:19:37.440>instead <01:19:37.880>this Commercial premium
LA
Louisiana 2026 Regular Session
House of Representatives May 27th, 2026
Louisiana House Floor Meeting
Transcript Highlights:
- Madam Clerk, this bill, SB 485 by Senator Edmonds, transfers authority over insurance premium taxes within
- It clarifies that insurers may only be subject to one local insurance premium tax for that same risk.
- There has been no report or request from the Supreme Court, the Judicial Council, or the Judicial Structure
- Over time, this creates structural strain, not efficiencies.
- fact that there has been no recommendation from the Judicial Council, the fact that the Judicial Structure
Bills:
SCR59, SCR70, HR275, HR279, HR282, HR289, HR307, HCR112, SCR61, SCR62, SCR64, SB121, HR310, HR314, HR316, HR317, HR321, HCR117, SCR5, SCR29, SCR33, SCR37, SCR63, SCR30, SCR40, SCR65, HCR3, HCR49, HCR66, HCR67, HB54, HB137, HB321, HB368, HB386, HB414, HB431, HB552, HB555, HB578, HB590, HB593, HB618, HB638, HB670, HB692, HB707, HB708, HB715, HB718, HB732, HB741, HB748, HB776, HB796, HB807, HB822, HB848, HB856, HB887, HB888, HB917, HB921, HB1082, HB1243, HB1246, HB1, HB2, HB42, HB45, HB71, HB79, HB126, HB133, HB159, HB213, HB218, HB222, HB289, HB291, HB312, HB313, HB324, HB352, HB383, HB398, HB403, HB429, HB457, HB459, HB549, HB571, HB579, HB591, HB608, HB616, HB624, HB766, HB769, HB783, HB804, HB864, HB874, HB909, HB951, HB971, HB983, HB1005, HB1017, HB1051, HB1056, HB1126, HB1186, HB1193, HB1223, HB1224, HB1235, HB1249, SB259, SB295, SB312, SB348, SB444, SB485, SB441, SB149, HB359, SB29, SB43, SB78, HB463, HB998, SB197, SB268, SB123, SB276, SB326, SB80, HB901, HR20, HR74, HCR65, HCR71, HCR98, HB284, HB306, HB341, HB366, HB393, HB458, HB577, HB603, HB605, HB614, HB625, HB646, HB733, HB752, HB773, HB798, HB911, HB955, HB996, HB1035, HB1069, HB1113, HB1140, HB1180, HB1191, HB1240, HB1255, SB82, SB89, SB97, SB479, HB74, HB119, HB134, HB210, HB258, HB468, HB784, HB870, HB953, HB956, HB1117, HB1236, SB42, SB208, SB217, SB274, SB300, SB341, SB379, SB382, SB387, SB401, SB449, SB487
Keywords:
Major Richard Star Act, veterans, military retirement, disability compensation, VA benefits, combat-wounded, medically retired, military retirees, service members, veterans benefits, Department of Veterans Affairs, Department of Defense, concurrent receipt, retirement offset, combat-related disability, bipartisan support, memorial resolution, Congressional memorial, Louisiana delegation, Richard Star
Summary:
The House convened with a quorum and opened with prayer by Archbishop Checchio, the pledge, and the national anthem. Members also used personal privilege to recognize visiting officials, university leaders, grocers, Governor’s Fellows, and several special guests and honorees, including Grambling State University for its 125th anniversary, Tiger Athletics, and the Tiger Marching Band, as well as CASA volunteers and advocates. The chamber adopted a number of ceremonial resolutions and made several conference committee appointments and committee discharge motions.
The floor then took up a series of Senate and House resolutions, many of which were adopted without objection or after brief debate. These included resolutions creating or studying task forces on topics such as homeowner catastrophe claims and insurance-related litigation, the Louisiana-Ireland Trade Commission, informed consent laws, fiscal note procedures, K-12 student success pathways, and military funding alignment. Members also adopted resolutions on domestic violence protective-order access, flood risk mapping, seismic activity in North Louisiana, illegal dumping enforcement, toll signage and customer service, and other local or commemorative matters. Several Senate resolutions were temporarily returned to the calendar, while others were adopted by recorded vote, including SCR 29, SCR 33, SCR 37, SCR 63, SCR 30, SCR 65, and SCR 40.
The House then considered Senate Bill 259, which authorizes an online application process for civil protection orders and restraining orders for domestic violence victims; it passed 93-0. Senate Bill 312, dealing with public-sector labor organizations and dues/withdrawal procedures, prompted extended debate focused on whether the bill unfairly singled out teachers’ unions and whether teachers already have the ability to opt out; the bill ultimately passed 60-38. Senate Bill 348, allowing the City of St. George to contract for administrative assistance in motor-vehicle crash response, passed 84-9 after questions about citations, reports, and the role of third parties. Senate Bill 485, concerning St. George’s municipal fiscal authority and insurance premium taxes, passed 91-0 after an amendment removed new public facility charge authority.
The House also debated Senate Bill 197, which would reduce the number of judges on the Fourth Circuit Court of Appeal from 12 to 10 based on a workload and population study by the National Center for State Courts. Supporters cited the circuit’s smaller population and lower per-judge workload, while questions focused on the study’s publication and whether it actually recommended a reduction. The transcript ends during that debate, before final disposition is shown.
LA
Transcript Highlights:
- Amendment number three removes language that is relative to the increase of premium upon renewal.
- Amendment number three removes language that is relative to the increase of premium upon renewal.
- . ...go the other way, but I do see the insurers lower your premium based on a new roof because some
- companies use the age of the roof to set the policy premium.
- And I've also never had a situation where the premium is increased based on them not fixing something
Summary:
The House Insurance Committee met on May 6 and first heard H.R. 196, which would create a special study committee to examine the impacts of fallen trees on residential property, property values, daily life, and the insurance market. Representative Owen said the goal was to explore whether homeowners who proactively remove hazardous trees should receive some kind of insurance incentive or discount. Members generally supported the idea, with comments noting tree-related losses in hurricane damage and suggesting the study also consider homeowners association restrictions on tree removal. The resolution was reported favorably.
The committee then considered Senate Bill 100, concerning proof of insurance for transportation network company drivers. Senator Jenkins explained the bill would require ride-share drivers involved in accidents to provide the correct ride-share-specific insurance and disclose whether they were logged into the app or on a prearranged ride, with penalties for failing to do so. Supporters from the Chiefs of Police were noted, and the bill was reported favorably.
House Bill 408, dealing with homeowners insurance cancellations when policyholders timely mitigate risks, drew the most discussion. Representative Jordan said the bill was intended to prevent mid-policy cancellations after homeowners complete requested mitigation work, and committee amendments changed the bill from renewal language to cancellation language and shortened a notice period from 90 to 60 days. Insurance industry representatives opposed the bill, arguing the problem was not occurring in practice, that current notice rules already address the issue, and that the bill could create confusion and litigation. After debate, the committee adopted the amendment and then voluntarily deferred the bill.
The committee also took up House Bill 625 on peer-to-peer car sharing programs. Representative Jordan described it as a measure to clarify insurance and liability rules for services like Turo, and the committee adopted two sets of technical and substantive amendments, including a requirement for admitted or approved physical damage coverage when no contractual protection package exists. Enterprise Rental Car’s representative said the company supported the broader policy discussion but disagreed with the amended version and wanted the issue revisited through NCOIL. The bill was reported favorably as amended, and the meeting adjourned.
LA
Transcript Highlights:
- Amendment No. 3 removes language relative to the increase of premium upon renewal.
- . ...go the other way, but I do see the insurers lower your premium based on a new roof because some
- companies use the age of the roof to set the policy premium.
- And I've also never had a situation where the premium is increased based on them not fixing something
- And I've also never had a situation where the premium is increased based on them not fixing something
Summary:
The House Insurance Committee met on May 6 with a quorum and first reported favorably House Resolution 196 by Rep. Owen. The resolution creates a special study committee to examine the impact of fallen trees on residential property, property values, daily life, and the insurance market. Rep. Owen said the goal is to study whether homeowners who remove risky trees should be considered for incentives or discounts, and members discussed whether homeowners association restrictions on tree removal should also be examined.
The committee next reported favorably Senate Bill 100 by Sen. Jenkins, which requires transportation network company drivers to provide the correct proof of insurance after an accident and disclose whether they were logged into the ride-share app or on a prearranged ride. Supporters said the bill would ensure the proper ride-share-specific coverage is produced and reduce administrative problems when accidents occur.
House Bill 408 by Rep. Jordan, dealing with homeowners insurance cancellations after a homeowner timely mitigates risks, drew opposition from the insurance industry. Opponents argued the bill addressed a problem they said does not generally occur and could create confusion or litigation, especially given existing notice rules. After discussion, the committee adopted a committee amendment changing a notice period from 90 days to 60 days, and Rep. Jordan voluntarily deferred the bill.
The committee then took up House Bill 625 by Rep. Jordan on peer-to-peer car sharing programs. Members adopted technical amendments and a substantive amendment requiring a state-admitted or approved physical damage policy when no contractual protection package is in place, with a deductible cap and subrogation rights. Enterprise representative Ryan Haney said the company supported the broader effort but disagreed with the amended approach; the committee nevertheless reported the bill favorably as amended. The meeting then adjourned.
AL
Alabama 2025 Regular Session
Alabama Senate Banking and Insurance Committee Apr 16th, 2025
Banking and Insurance
Transcript Highlights:
- Premiums of these plans? No, sir. Thank you, Mr. Chairman. This is a self-funded plan.
- Each year, our premiums are based on our projected income.
- The higher the premiums negate our potential profit. Farming is extremely unpredictable.
- With the option of an Alpha Health plan, we could rest easy knowing that our insurance premiums would
- Uh, how do your current premiums compare to your other expenses? Well, for instance, on my gas...
KY
Kentucky 2025 Regular Session
Public Pension Oversight Board (8-26-25)
Transcript Highlights:
- We saw significant increases in our Medicare Advantage premiums.
- And so our premiums did increase dramatically last year around 45%.
- We saw significant increases in our Medicare Advantage premiums.
- We saw significant increases in our Medicare Advantage premiums.
- Um most of it was driven again premiums.
Summary:
The meeting opened with a quorum call, the Pledge of Allegiance, a prayer, and approval of the prior meeting minutes. The first presentation was from Bo Craycraft of the Judicial Form Retirement System, who gave an update on investment performance, asset allocation, cash flow, and projected employer costs. He reported strong fiscal year 2025 investment results, with both the legislative and judicial retirement plans outperforming their actuarial assumed rates of return and benchmarks, driven largely by U.S. equity performance. He also noted the plans remained near their target asset allocation and continued to experience negative cash flow, though he said that was manageable in context of strong asset growth.
Craycraft then discussed a recent experience study and actuarial assumption changes, especially a revised salary growth assumption and a higher cash balance interest credit rate. He said these changes increased projected employer costs, with contributions rising from about $700,000 to a projected $2 million in later years, though he expected the eventual 2025 valuation and investment gains to reduce that estimate. Members asked about mortality assumptions, the impact of the experience study on liabilities, and the sharp increase in the judicial plan’s projected employer cost. Craycraft explained that the increase was driven mainly by the updated assumptions and that no other major plan changes were involved.
At the chair’s request, Craycraft also addressed the recent rise in Medicare Advantage premiums for the plan’s health coverage, saying the 2025 increase was largely tied to Part D changes and the Inflation Reduction Act and had been about 45%, but that future growth was expected to be under 5%. After his presentation, the committee moved to the Kentucky Public Pensions Authority update, where the next speaker began by saying the funds had exceeded actuarial assumed returns for the fiscal year.
AL
Alabama 2025 Regular Session
Alabama Senate Finance and Taxation Education Committee Feb 26th, 2025
Finance and Taxation Education
Transcript Highlights:
- They can take advantage of that state's tax structure and be able to move forward.
- revisit and allow another carrier to come in and maybe make a better bid and a lower rate on the premiums
Keywords:
aircraft, tax exemption, sales tax, lease tax, maintenance, Alabama, health insurance, Medicare, retirees, public education, contracts, education, high school, community college, dual enrollment, secondary credit, Move on When Ready, parental leave, state employees, local education agencies
FL
Florida 2025 Regular Session
November 18, 2025 - 01:00 PM
Transcript Highlights:
- That means businesses have to pay higher premiums because this is insurance. They're not taxes.
- These are insurance premiums that business owners pay into to make sure that they still have business
- business community came to the legislature and said, please give us a waiver of these increases in premiums
- The solution was we're not going to raise premiums, insurance premiums on the business owners.
- The premium paid by employers. Also the lowest in the nation. $7 per month per employee.
NM
New Mexico 2025 Regular Session
IC - Legislative Education Study Jun 27th, 2025
Transcript Highlights:
- First of all, they are willing to play their part in a structured environment, a highly structured environment
- That is tied into our structured environment in a way that I didn't anticipate when I moved into this
- Um You indicated, you know, that it's for the structured environment.
- The, on the backside is a story, uh, article about health insurance premiums, again, discussing what
FL
Florida 2026 5th Special Session
Senate in Special Session F Jun 2nd, 2026
Florida Senate Floor Meeting
Transcript Highlights:
- We're talking about how this bill was structured and what was missed, which is very important. ...and
- We should have been talking about lowering insurance premiums, expanding affordable housing, and reducing
- Meanwhile, Floridians have been debating how they're going to pay their insurance premiums, afford their
- And now here we are, not my word, I read it, but I liked it, detonating the property tax structure because
- It's about young families caught between rising insurance premiums, increasing utility bills, and the
Summary:
The Senate took up Committee Substitute for Senate Joint Resolution 2F, a proposed constitutional amendment to expand homestead property tax relief, lower the assessment cap on non-homestead property from 10% to 5%, and limit county and municipal ad valorem tax revenues to specified uses. Senator Avila presented the measure as a major property tax reform intended to provide relief to homeowners and restrain local government spending, while opponents argued it would shift costs to fees, services, and state appropriations and could harm local budgets, public safety, schools, and other services. Several senators also raised concerns about the ballot language and the lack of a completed fiscal analysis.
The chamber considered and rejected multiple amendments. Senator Sharif’s income-based “circuit breaker” amendment failed, as did Senator Smith’s sunset clause amendment and Senator Berman’s amendment to rewrite the ballot statement for greater accuracy. During questioning, Avila said the revised language was meant to preserve flexibility for local governments and that future legislatures could set implementing procedures and, if necessary, prohibit certain local expenditures by general law. He also confirmed that the proposal would not affect refinancing or portability, and said the measure would not prevent local governments from continuing to fund many services such as libraries, parks, animal control, code enforcement, mosquito control, public housing, county health departments, and elections.
Debate on final passage was extensive. Supporters described the proposal as overdue relief for homeowners and a way to force local governments to prioritize spending, while critics called it a risky tax shift that could reduce local revenue by billions and force cuts or higher fees. Some senators emphasized concerns about public safety funding, mental health and social services, and the accuracy of the ballot summary; others argued the measure would give voters a chance to decide on property tax reform. After debate, the resolution was rolled over for third reading and the Senate continued discussion, but the transcript provided does not include a final vote on the joint resolution.