Video & Transcript Research : 'premium classification'
Page 66 of 217
NH
Transcript Highlights:
- income based premium tax that we have and still have extra money left over uh by doing this.
- >
tax paid premium income based premium tax paid premium income based premium tax that<00:21:08.799 - expenditure or the premium repealing the premiums<00:21:59.600>
for <00:21:59.760>children - So basically the pre the premium >> Yeah.
- premiums. I don't need to know. premiums. I don't need to know.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, December 16, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- I issue of the ACA premium tax credits.
- <01:03:21.119>
tax an extension of the ACA premium tax an extension of the ACA premium tax - It will not lower premiums.
- It will not lower premiums.
- It will not lower costs. 80% premiums.
AR
Arkansas 2026 Regular Session
ALC-STATE INSURANCE PROGRAMS OVERSIGHT SUBCOMMITTEE Jun 17th, 2026
ALC-STATE INSURANCE PROGRAMS OVERSIGHT SUBCOMMITTEE
Transcript Highlights:
- Still, the premiums are the same or they go up, but then we have to fight to get the medication we need
- Still, the premiums are the same or they go up, but then we have to fight to get the medication we need
- You're going to get questions as, okay, well, does that mean that my premium is going down by 11%?
- there is that very transparent, very solid actuarial foundation to what is deriving the rates and premiums
- there is that very transparent, very solid actuarial foundation to what is deriving the rates and premiums
Summary:
The State Insurance Programs Oversight Subcommittee met on June 17 and reviewed a series of Employee Benefits Division and Office of Property Risk items. Grant Wallace presented March and April formulary changes, explaining that the updates favored lower-cost generics, re-tiered some drugs, left several new-to-market drugs uncovered pending more evidence, and added quantity limits in some cases. The committee approved those formulary recommendations. The subcommittee also approved a cell and gene therapy policy that would exclude automatic coverage of those therapies and route them through prior authorization and review, with members noting the process should not delay urgent cases and that appeals remain available.
Members then discussed a UAMS professional consultant services contract amendment for pharmacy benefit consulting. The discussion focused on confusion over the dollar amount and scope, with Wallace clarifying that the committee was being asked to approve up to $2.596 million, including optional services related to coupon and rebate management that could be used later without returning for another approval. Several members raised concerns about matching the written contract to the approval amount and about the relationship to the current pharmacy benefit manager, but the committee ultimately approved the item with the understanding that any use of the optional services would return to the committee. The committee also reviewed, without objection, a Blue Cross/Blue Advantage third-party administrator contract, a CompSack employee assistance program contract, and approved proposed 2027 employee and public school health plan rates of 9.8% and 4.9% increases, respectively. Wallace also said the UnitedHealthcare rebid was in final negotiation and would return in August.
On the property risk side, the committee reviewed permanent rules for the property insurance program, a contingency-fee subrogation contract with Denenberg-Tuffly, and extensions for Sedgwick Claims Management, Actuarial Advantage, and Stevens Capital Management. Members asked about claim-adjustment delays after a major winter storm, and Wallace said performance guarantees and communication requirements had been added, with claims still expected to vary by case. The committee also approved 2026-27 captive insurance program rates, which included no change to minimum deductibles, lower rates for K-12 and higher education, a higher rate for state agencies, and an overall 10% reduction. Wallace said the reductions reflected improved actuarial foundations, better claims management, and the program’s first-year performance. The meeting adjourned after approving the rate item.
CA
California 2025-2026 Regular Session
Senate Revenue and Taxation Committee May 6th, 2026
Revenue and Taxation
Transcript Highlights:
- We also have a looming threat of a 38% increase in Fair Plan premiums in 2026.
- We also have a looming threat of a 38% increase in Fair Plan premiums in 2026.
- And when losses are lower, pressure on premiums and state-backed insurance programs is reduced.
- This is the year that we can make a difference in terms of the cost of insurance premiums in California
- But every month, that premium came out of our tight budget.
Summary:
The Revenue and Taxation Committee heard a long agenda of tax and housing measures, beginning with SB 1329 on solar property tax assessment. The author and solar industry witnesses argued the bill would create a uniform, predictable statewide method as the current solar property tax exclusion sunsets, while county assessors and local county representatives opposed it as a departure from market-based valuation that would reduce assessed values and local revenue. The committee also heard SB 1406, which would target the so-called Montana loophole used to avoid California vehicle taxes and fees; it drew support from CTA and no formal opposition. Both bills were moved to Appropriations and placed on call after committee votes. The consent calendar was also adopted and placed on call.
The committee then took up several tax relief and wildfire-related measures. SB 984 would conform California law to the federal tipped-income deduction; restaurant, taxpayer, and enrolled agent representatives supported it, and the committee approved it 3-0 to Appropriations, on call. SB 1084 would create a fire-safe home tax credit for home hardening and defensible space improvements; supporters included the Town of Truckee and the California Association of Realtors, while members raised questions about cost and interaction with Prop. 98, and the bill passed 3-0 to Appropriations, on call. SB 1118 would provide a tax credit for backup generators or solar battery systems in high fire-threat areas; the author and supporters framed it as a resilience measure, but committee members questioned the use of taxpayer funds, diesel generators, and the benefit relative to cost. The bill was not advanced in the portion of the transcript provided.
Later, the committee heard SB 1249, a narrowly targeted senior deduction for taxpayers ages 86 to 90, supported by LeadingAge California and the California Senior Legislature; it passed 4-0 to Appropriations, on call. SB 1424 would extend a partial sales and use tax exemption to zero-emission vehicle refueling equipment, including charging and hydrogen stations; it received support from hydrogen and electric transportation groups and passed 4-0 to Appropriations, on call. SB 1113 would conform California tax law to the federal tonnage tax regime for U.S.-flag international shipping companies; maritime industry witnesses supported it as a competitiveness and national security measure, while ILWU opposed it over the estimated general fund impact, and the bill passed 4-0 to Appropriations, on call. SB 1137 would expand the medical expense deduction for lower-income taxpayers, and SB 1415 would extend a partial welfare property tax exemption to mixed-income housing; both were presented with support from advocacy and local government witnesses, with assessors and housing stakeholders seeking amendments on SB 1415. The transcript ends before final action on SB 1415 is completed.
NM
New Mexico 2025 Regular Session
IC - Legislative Health and Human Services Aug 20th, 2025
Legislative Health & Human Services Committee
Transcript Highlights:
- In 2025, we will refuse that excess insurance, and our premium went from $1.2 million to $1.4 million
- **Witness**: We pay our premiums.
- And those premiums cover physicians, nurse practitioners, and PAs that are employed by Rehoboth.
- What are the premiums? How much have premiums gone up, Madam Chair?
- Quotes on this year, but we're looking at a 20% premium increase on top of some other things.
AZ
Arizona 2026 Regular Session
03/24/2026 - House Democratic Caucus Calendar #12
Transcript Highlights:
- Madam Chair members, Senate Bill 1540, motor fuel theft classification as amended, creates a new criminal
- consent certainly and no okay SB 1540 Celiana Madam Chair Member Senate Bill 1540 mortar fuel theft classification
Summary:
The caucus reviewed a long list of Senate bills covering elections, transportation, health care, land use, water, criminal justice, and local government. Several election-related measures were described, including SB 1037 on voting equipment custody and internet/port restrictions, SB 1568 on election system software timekeeping, and SB 1687 moving the primary date to May starting in 2028. Members also discussed bills on photo enforcement fines, roadable aircraft registration, motor vehicle booting, assisted living occupancy limits, and municipal permit and exaction rules. A number of measures were noted as third-read consent items, while others were flagged for further discussion or amendments.
Health and public safety bills drew substantial discussion. The committee heard bills on insurance coverage for breast cancer screening, safe-haven hospital surrender of newborns, dialysis documentation, behavioral health licensing compliance, naturopathic IV drug administration, traumatic event counseling for public safety employees, sex offender registration limitations, and probation rules for dangerous crimes against children. Members raised concerns or requested removal from consent on several items, including SB 1095 and SB 1094 related to gender-affirming care for minors, SB 1346 on AHCCCS claims processing, and SB 1178 on naturopathic drug administration. There was also debate over SB 1520 on immigration data sharing and SB 1635 on warning someone about an imminent arrest, with objections citing civil liberties and First Amendment concerns.
The committee also considered multiple property, water, and development bills. These included measures on effluent water use for landscaping, groundwater fee diversion in Pinal County, increasing the Water Supply Development Revolving Fund loan cap, creating a foreign entity review commission for real property transfers, and restricting transport of Mexican gray wolf pups into Arizona. Members discussed SB 1419 on solar roof inspections and financing disclosures, and SB 1787 on municipal exactions and appeals, with an amendment proposed to limit it to commercial property. Several members explained their votes or asked to pull bills from consent, and some items were noted as having split votes or anticipated floor amendments. The caucus ended with Rhonda’s election-related bills and a note that the group would move immediately into a closed caucus afterward.
AZ
Transcript Highlights:
- Lastly, the bill changes the classification from a Class 1 misdemeanor to a Class 5 felony for an individual
- The bill changes the classification from a Class 1 misdemeanor to a Class 5 felony for an individual
Summary:
The House Committee on Government heard several measures related to property fraud, assisted living regulation, and memorials tied to free speech. SB 1479 would require photo identification and other identifying measures for deeds and real property documents notarized at county recorder offices, and would increase the penalty for knowingly submitting a false claim or forgery against real property from a Class 1 misdemeanor to a Class 5 felony. Testimony from a deed fraud victim, county assessors, the Attorney General’s Office, and an online notary stakeholder emphasized the prevalence of deed fraud and the value of parcel-specific notification systems; the chair also said he would run a floor amendment to tighten the bill. The committee voted 7-0 to return SB 1479 with a do pass recommendation.
SB 1473 would bar municipalities and counties from capping the number of residents in assisted living homes, restricting such homes on residentially zoned property, or imposing extra administrative requirements based solely on resident count. Supporters from the Arizona Assisted Living Homes Association and an assisted living home operator said recent local occupancy reductions, especially in Paradise Valley, threatened small homes, affordability, and access to care for seniors and vulnerable adults. Members discussed parking concerns and the need for residential care options; the bill was described as a property rights issue as well as a care-access issue. The committee approved SB 1473 on a 7-0 vote.
The committee then considered SB 1663, which creates a Freedom of Speech Monument Committee to nominate two deceased individuals each year from different political parties for recognition on a monument in the Governmental Mall. The sponsor’s statement framed the measure as honoring Arizonans who preserved free speech, while one public witness opposed it. The bill passed 4-1, with Rep. Márquez voting no. Finally, SB 1686, which renames Wesley Bolin Plaza and authorizes memorials for Charlie Kirk and Don Bowles, drew extended debate over whether the memorials should be combined. An amendment to separate the memorials failed 3-4, and after sponsor testimony and public comment both for and against, the committee approved SB 1686 on a 4-3 vote.
FL
Florida 2025 Regular Session
October 14, 2025 - 11:00 AM
Transcript Highlights:
- THE REGULATORY CLASSIFICATION IS BASED UPON THE RISK THE SPECIES POST THE ENVIRONMENT OR THE ECONOMY
- THEIR PROHIBITED CLASSIFICATION ALSO ELIMINATES COMMERCIAL SALES OF THE SPECIES WITH SOME LIMITED EXCEPTIONS
TX
Transcript Highlights:
- Specifically, it amends Sections 22.01(c) and (d). of the Penal Code to raise the classification of assault
- And so we're increasing the limitation by one year per classification here.
Bills:
SB1099, SB1896, SB1980, SB127, SB614, SB955, SB1278, SB1372, SB1936, SB1937, SB2580, SB2595, SB2798
Keywords:
SB 1099, illegal alien, undocumented immigrant, unauthorized immigrant, immigration status, felony sentencing enhancement, criminal penalty increase, Texas Penal Code, Code of Criminal Procedure, affirmative finding, judgment finding, deportation, public safety, immigration enforcement, sentencing reform, felony offense, first-degree felony, minimum sentence, Criminal Justice, Criminal Jurisprudence
FL
Transcript Highlights:
- It changes the classification from a vehicle with a tank holding capacity of 1,000 gallons or more to
- This changes the classification from a vehicle with one or more tanks, each with a capacity above 119
Summary:
The Transportation Committee took up several bills and agency priorities. SB 44, as amended, increased penalties for operating a vehicle with unauthorized red or blue lights and for obscuring a license plate, including new penalties for using, possessing, manufacturing, or selling license-plate obscuring devices. The sponsor and supporting law enforcement witnesses said the bill addresses widespread plate obstruction and enforcement problems; the committee adopted the amendment and reported the bill favorably. The committee also passed SB 654, designating a railroad overpass in Starke as the Heroes Memorial Overpass, and SB 620, creating a Miami-Dade College specialty license plate with proceeds supporting scholarships and limited administrative/marketing costs.
The committee then considered SB 594, which would allow Florida deep-water ports to seek Fish and Wildlife Commission approval for no-anchoring/no-mooring buffer zones adjacent to port channels and turning basins. An amendment clarified the application process, review timeline, rulemaking, and enforcement. Port representatives supported the bill as a way to protect channels and commerce, while several boating and cruising advocates opposed it, arguing the 5,000-foot buffer was excessive, could create safety issues, and would displace anchored vessels without adequate alternative dockage. Despite the opposition, the committee adopted the amendment and reported the bill favorably.
The committee also heard a presentation from the Department of Highway Safety and Motor Vehicles on its 2025 legislative priorities, including stricter proof-of-address and identification requirements for vehicle registration, changes to tank vehicle and IFTA rules, a higher crash-report damage threshold, and electronic notice options. Secretary Perdue then outlined FDOT priorities focused on workforce development, research, rural road funding, small business participation, consistent traffic-control standards, modal infrastructure, transit accountability, spaceport support, advanced air mobility, and shifting some power-consumption revenues to the Transportation Trust Fund to offset electric vehicle impacts. No votes were taken on the agency priorities, and the meeting adjourned after members recorded additional affirmative votes on SB 44 and SB 654.
AL
Transcript Highlights:
- I'm not certain how those fit into this, particularly if they're handling this classification of crimes
- or not. classification of crimes or not.
Keywords:
criminal procedure, split sentencing, probation, Class A felony, Class B felony, minimum confinement, custodial sexual misconduct, sexual misconduct, inmate abuse, prisoner exploitation, correctional staff, jail staff, detention center, probation officer, parole officer, Department of Corrections, Department of Youth Services, sheriff, county jail, municipal jail
US
US Federal 2025-2026 Regular Session
An oversight hearing to examine Native communities' priorities for the 119th Congress. Feb 12th, 2025 at 01:30 pm
Indian Affairs Committee
Transcript Highlights:
- legislation determined that It is political in nature rather than based on an unconstitutional racial classification
- tribal nations is rooted in a political relationship between sovereigns, not a racial or any other classification
Keywords:
tribal sovereignty, healthcare, education, public safety, Economic Development, Tax Parity Act, PROTECT Act, trust obligations, bipartisan support, Indian Health Services
Summary:
The committee meeting focused on crucial issues facing tribal nations, particularly emphasizing the federal government's trust and treaty obligations. The discussions highlighted ongoing challenges such as disparities in healthcare, education, and public safety within Native communities. Chair Murkowski underscored the importance of listening to Native leaders and aligning congressional efforts with community needs, advocating for legislative actions that support tribal sovereignty and economic development. Various initiatives, including the Tax Parity Act and the PROTECT Act, aimed at addressing jurisdictional and financial disparities, were discussed in detail. A call for bipartisan support to alleviate the funding shortages affecting Indian Health Services was made several times during the meeting. Testimonies from tribal leaders and representatives emphasized the dire need for legislative support to enhance infrastructure, healthcare access, and public safety initiatives in tribal communities.
FL
Florida 2025 Regular Session
Appropriations Committee on Agriculture, Environment, and General Government Jan 15th, 2025
MN
Transcript Highlights:
- premium subsidies.
- premium subsidies.
- premium subsidies.
- premium subsidies.
- As<00:40:34.920>
the <00:40:35.040>premium As the premium As the premium rises, rises,
Bills:
HF4343
Keywords:
sales tax, use tax, advertising tax, taxable services, digital advertising, online marketing, marketing services, search engine marketing, lead generation, internet advertising, ad agency, media buying, campaign planning, Minnesota tax law, service tax, broadening tax base, web advertising, promotional services, 1183, house
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (10/08/2025)
Transcript Highlights:
- Speaker: High deductible, low premium, high premium, low deductible.
- premium, high premium,<00:23:26.720>
low <00:23:27.039>deductible. - And it is premium, low deductible.
- for the high deductible and low premium for the high deductible and low premium right<00:23:34.880
- more thing that can increase premiums. more thing that can increase premiums.
Summary:
The committee first took up an insurance-related chronic pain bill and an amendment modeled on language from Massachusetts and Maine. The sponsor explained the amendment was developed after stakeholder meetings because the original bill would have created an unaffordable insurance mandate in New Hampshire. The amendment was intended to improve access to non-opioid therapies by limiting prior authorization and step-therapy barriers so they are not more restrictive than for other treatments, including opioid therapies. After questions, the committee took a straw vote and advanced the amendment.
The next item was a department-sponsored bill involving the state’s all-payer claims database. Insurance Department officials explained that the bill would encourage self-funded employer plans to opt in voluntarily by giving them aggregated, deidentified claims information in return. They said self-funded plans cannot be required to report data because of federal law, but the bill would provide an incentive while protecting employee privacy. Members asked detailed questions about who would see the data, whether individual employees could be identified, and how privacy would be enforced; the department said access would be aggregated and deidentified, and employer privacy issues would be governed by ERISA and the U.S. Department of Labor.
The committee also discussed a glucose-monitoring bill. Members debated whether the bill was aimed at type 1 diabetes coverage or broader access to continuous glucose monitors, and whether it would amount to an unnecessary insurance mandate that could raise premiums. Department testimony estimated the equipment cost and said the annual impact per member would be modest, but also noted that non-insulin therapies have not consistently shown clinically significant A1C reductions. The chair and some members emphasized that the bill should be considered on its own terms as a CGM coverage issue, not as a general diabetes mandate. The committee discussed the bill’s cost implications and asked the department for any prior cost analysis.
NM
New Mexico 2025 Regular Session
IC - Legislative Finance Dec 12th, 2025 at 09:39 am
Transcript Highlights:
- Page four, you can see the recurring framework that really focuses on backfilling health insurance premiums
- , paying for the big increases in health insurance premiums.
- next interim to figure out how to do more cost containment around health insurance and liability premium
- And We put a lot of money into premium increases to agencies. But we didn't settle the problem.
HI
Transcript Highlights:
- The next three requests, Chair, are for adjustments for health premium payments for the EUTF, and this
- The next three requests, Chair, are for adjustments for health premium payments for the EUTF, and this
- The next three requests, Chair, are for adjustments for health premium payments for the EUTF, and this
- for adjustments for health premium for adjustments for health premium payments<00:04:07.280>
- the second year for health pay premium the second year for health pay premium payments<00:04:23.520
MA
Massachusetts 2025-2026 Regular Session
Status of Persons with Disabilities Jun 21st, 2026 at 11:00 am
Transcript Highlights:
- Nearly 90% of respondents reported premium increases averaging 11%.
- directly constrain their ability to offer competitive wages and benefits, while higher employee premiums
- Also, given the health insurance premium increases... ...hundred people waiting.
- Also, given the health insurance premium increases, that's a growing concern, with 90% of the providers
- Also, given the health insurance premium increases, that's a growing concern with 90% of the providers
Summary:
The Workforce Support Subcommittee of the Status of Persons with Disabilities met, approved the prior November minutes, and heard a presentation from the Association of Developmental Disabilities Providers (ADDP) on its 2025 workforce metrics survey. ADDP described its membership and the survey’s scope, noting 102 of 132 members responded. The report showed continued improvement in staffing: overall vacancy rates fell from 19% in 2024 to 15% in 2025, with declines across programs such as adult long-term residential, community-based day supports, supported employment, and day rehabilitation. However, vacancies remain high, especially for licensed practical nurses and clinicians, and nearly 4,000 positions were still unfilled. Providers also reported that almost 1,800 people remain waiting for day services.
A major new focus in the survey was health insurance costs. Nearly 90% of respondents reported premium increases averaging 11%, and providers said those increases make it harder to offer competitive wages and benefits and hurt recruitment and retention. ADDP said the survey will be repeated in the fall and emphasized that while Chapter 257 investments appear to have helped reduce vacancies, rising insurance costs, immigration-related workforce pressures, and other affordability issues could threaten progress. Commissioners and presenters discussed the need to maintain gains, the importance of keeping the survey manageable while preserving historical comparisons, and the role of immigration and workforce policy in staffing stability.
The subcommittee then elected new co-chairs, unanimously approving Rachel Caprillion and Leo Sarkisian. Members discussed possible topics and speakers for the next meeting, including training and turnover, direct support professional pipelines, apprenticeships, PCA training, and workforce models from other states. Several names and organizations were suggested for outreach, including Josh Cutler, Juan Vega, JVS, HSRI, and NASDDDS. The meeting ended with a motion to adjourn, which was seconded and approved.
AR
Arkansas 2026 1st Special Session
ALC-STATE INSURANCE PROGRAMS OVERSIGHT SUBCOMMITTEE Mar 18th, 2026
ALC-STATE INSURANCE PROGRAMS OVERSIGHT SUBCOMMITTEE
Transcript Highlights:
- And then whatever's left over that needs to be revenue to cover the claims is what the premium is to
- Some of the major funding there will come out: national average bid, national average premium.
- either through a direct subsidy and catastrophic, the manufacturer's portion of it, and then member premiums
- information will get released in August, what's the national average bid, what's the national average premium
- direct subsidy is funded is the national average bid times the risk score, less the national average premium
Summary:
The committee received an update from Grant Wallace on the state employee Medicare Advantage group plan and the ongoing rebid with UnitedHealthcare. Wallace said the agency is exploring “decoupling” the medical and pharmacy portions of the plan, and that preliminary estimates suggested potential savings of about $100 to $200 per participant per month. He said the final CMS rate-setting process would conclude in April, with a revised contract amendment likely to come before the committee in May or June after review by the EBD Advisory Commission and State Board of Finance. He also clarified that the plan covers post-65 teacher and state employee retirees, including retirees from state agencies and K-12 public schools.
Representatives from Segal Consulting then gave a broader presentation on Medicare Advantage and Part D market trends, reviewing Arkansas’s prior decision to adopt a Medicare Advantage prescription drug plan and the savings generated since the 2023 RFP. They explained that the Inflation Reduction Act significantly changed Part D financing by shifting more federal support into a direct subsidy tied to risk scores, which makes accurate risk adjustment more important and creates a larger difference between Medicare Advantage prescription drug plans and standalone Part D plans. They said this has led to a growing divergence in funding, especially for standalone Part D, and is the main reason decoupling medical and pharmacy coverage is being considered.
Committee members asked about how the risk-score changes affect costs and members. Segal said the new structure has reduced member out-of-pocket costs, with the annual cap now at $2,000 and many members reaching it after roughly $600 to $800 in spending, but that the plan absorbs more of the cost. They also said the market appears to be adjusting through annual bids, and that a decoupled structure could allow the state to capture more favorable funding on the Part D side. No votes were taken, and the committee adjourned after being told to expect further information once the April rate notice and renewal proposal are available.
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 2nd, 2026 at 01:30 pm
Oklahoma Senate Floor Meeting
Bills:
SB2065, SB1641, SB1642, SB1589, SB1597, SB1216, SB2173, SB2028, SB2117, SB2127, SB2134, SB2014, SB1805, SB2044, SB1836, SB1380, SB2179, SB1436, SB1558, SB933, SB1651, SB1328, SB1572, SB1966, SB175, SB1475, SB1950, SB2049, SB2052
Keywords:
pollinator, state symbols, agriculture, insects, environment, business entities, limited liability company, LLC, foreign LLC, domestic LLC, limited partnership, foreign limited partnership, registered agent, Secretary of State, annual certificate, good standing, certificate of authority, designated office, email address, electronic mail