Video & Transcript Research : 'need analysis'
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AZ
Arizona 2026 Regular Session
01/28/2026 - Senate Regulatory Affairs and Government Efficiency
Regulatory Affairs and Government Efficiency
Transcript Highlights:
- the bill not impose unnecessary staffing requirements or resource demands on cities beyond what is needed
- Stuart Goodman, Arizona Association for Behavioral Analysis. He coughed when I said that, but okay.
- It's a cost-benefit analysis, I suppose—a risk-benefit analysis by the thief.
- This seems like there's a great need for it. Two questions: one, why a study committee?
- But all of this I pretty much call work we do in the interim, so why do you need a study committee?
Keywords:
scrap metal theft, study committee, Arizona, regulated industries, public safety, underground utilities, utility locating, dig safe, call before you dig, 811, excavation safety, damage prevention, one-call center, locate request, white lining, large project coordination, buried infrastructure, subsurface utilities, utility marking, locator wire
Summary:
The Committee on Regulatory Affairs and Government Efficiency heard several bills and took action on three of them. Senate Bill 1137 would update underground facility excavation rules by requiring white lining before notice, creating coordination meeting requirements for large projects, adding an interactive response system, and directing the Arizona Corporation Commission to adopt rules. Supporters from SSC Underground, Arizona 811, and the Associated General Contractors said the bill would improve communication, reduce delays, and modernize the 811 system; the League of Arizona Cities and Towns raised concerns about staffing, project scope, meeting requirements, and liability, but said it was working on amendments. The committee passed SB 1137 on a 7-0 vote.
Senate Bill 1145 would shift licensing and regulation of behavior analysts to the Committee of Behavior Analysts under the Psychology Board, reduce the board from 10 to 8 members, and remove the requirement for two behavior analysts on the board. Supporters said the current structure creates delays and that the change would let the board focus on psychology issues while the committee handles behavior analyst matters. A self-advocate also supported the bill, citing long waitlists and the importance of behavior analysts for people on the autism spectrum. The committee passed SB 1145 on a 7-0 vote.
Senate Bill 1128 would create a study committee on scrap metal theft to review current laws, industry compliance costs, and penalties, and report recommendations by December 1, 2026. The Arizona Scrap Recyclers Association supported the bill as a way to evaluate whether current reforms remain effective, while members discussed the difficulty of tracing stolen metal and the need to keep the process bipartisan. The committee passed SB 1128 on a 7-0 vote. Senate Bill 1238, which adopts the Physician Assistant Licensure Compact to allow multistate licensure privileges, also received support from the Arizona State Association of Physician Assistants, who said it would improve workforce mobility, help military families, and expand access to care; the committee passed it on a 7-0 vote. The committee then held SB 1235 at the sponsor’s request and adjourned.
NV
Nevada 2025 Regular Session
Assembly Committee on Legislative Operations and Elections May 29th, 2025 at 01:00 pm
Legislative Operations and Elections
Transcript Highlights:
- We also need to pay security guards that we need to have on hand as well.
- I think that we need to recognize.
- So is this bill truly needed?
- So is this bill truly needed?
- Voters need confidence and clarity, not layered bureaucracy.
Keywords:
election reform, voter accessibility, conditional ballots, voter registration, mechanical voting systems, election audits, voter access grants, provisional ballot, voting technology, AB562, Nevada, Secretary of State, elections, elections management system, HAVA, Help America Vote Act, automatic voter registration, AVR, election technology, state appropriations
TX
Transcript Highlights:
- If you want to bring it up, I think it just needs to do this. Thank you. Okay. Okay.
- I need you to just clarify the answer to that. Thank you.
- I think it just needs clarification.
- If the author of the bill needs clarification, then certainly you do too.
- In those situations, we certainly need to come down hard on them.
Keywords:
biological sex, government information, definitions, sex-based distinctions, public health, flags, display, state law, municipalities, government buildings, drug enforcement, local control, home rule, municipal charter, county policy, ordinance preemption, state preemption, attorney general enforcement, civil penalties, mandamus
TX
Transcript Highlights:
- what it is they actually need.
- Legal analysis of the bill, yes, okay.
- We don't need more children being forced to give birth to their rapist babies, and we don't need rapists
- I was the lead policy expert and legal analysis, providing legal analysis for the Texas heartbeat law
- There's a need for them.
Keywords:
HB 229, Texas, political subdivision, local government, county dues, county association, state association of counties, lobbying, lobbyist, public funds, taxpayer lawsuit, injunctive relief, attorney's fees, Government Code Chapter 556, Local Government Code Section 89.002, legislative advocacy, municipal government, county government, city government, special district
AL
Transcript Highlights:
- So, we need 110 to 120 acres. That's all we need. We got the acres. That's all we need.
- But whatever we need to do to hurry up and whatever we need to do to hurry up and whatever we need to
- So anything we need to do I urge the So anything we need to do I urge the So anything we need to do I
- So much needed. difficult situations. So much needed. difficult situations. So much needed.
- I know it's needed and there are so many things that are needed, but it many things that are needed,
Keywords:
regulatory reform, government efficiency, administrative law, rulemaking, agency deference, judicial review, de novo review, Texas Government Code, Administrative Procedure Act, state agencies, plain language, regulatory burden, regulatory reduction, cost-benefit analysis, fiscal note, public benefits and costs, contested case, rule challenge, Texas Regulatory Efficiency Office, advisory panel
TX
Transcript Highlights:
- And as I sort of said before, there need to be more black lawyers.
- If we have this new government regulatory office, would we need them anymore?
- They review agencies to make sure that they're still needed, right? Right.
- This structure lacks the balance needed to ensure meaningful oversight.
- Unfortunately, it appears that we need a little bit of a refresher of what Doge is all about.
Keywords:
regulatory reform, government efficiency, administrative law, rulemaking, agency deference, judicial review, de novo review, Texas Government Code, Administrative Procedure Act, state agencies, plain language, regulatory burden, regulatory reduction, cost-benefit analysis, fiscal note, public benefits and costs, contested case, rule challenge, Texas Regulatory Efficiency Office, advisory panel
OK
Transcript Highlights:
- I need to continue to work on it. But as we are approaching a deadline and it's...
- Still assigned, I needed to get it through committee.
- And I need to be a no vote today. Thank you. Will there be an additional debate?
- And I Need guidance quite frankly on what to do with the tea aspect.
- This vehicle does need to move forward.
Keywords:
firearm safety, public schools, education policy, student safety, gun control, opt-out option, grading system, student assessment, academic integrity, state funding, opinion conduct, open meetings, school boards, transparency, public access, education governance, HB2961, TSgt Marshal Dakota Roberts Gold Star Survivor Act, Gold Star family, Gold Star recipient
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Committee 3/11/26
Health Finance and Policy
Transcript Highlights:
- It could go to fraud, but it does not need to.
- It could go to fraud, but it does not need to.
- needs. So there's peace in the valley. needs. So there's peace in the valley.
- I've also to perform the needed surgery.
- But to me, just need to be made to this.
Keywords:
hospital moratorium, hospital construction, bed capacity, hospital expansion, health care facilities, hospital licensing, safety-net hospital, level I trauma center, Ramsey County, Minnesota health law, hospital beds, new hospital exception, certificate of need, inpatient capacity, emergency care, trauma services, health system regulation, state moratorium, hospital modernization, health infrastructure
LA
Bills:
HR174, HR194, HCR98, SB39, SB124, SB190, SB236, SB270, SB273, SB359, SB415, SB426, SB437, SB451
Keywords:
fenbendazole, cancer treatment, public health, FDA, clinical trials, patient safety, visual acuity, student health, de-identified data, longitudinal analysis, education policy, SNAP, food stamps, Supplemental Nutrition Assistance Program, grocery delivery, delivery fees, service charges, online grocery, food access, food insecurity
AZ
Transcript Highlights:
- The state of Arizona will not need to fund these efforts.
- We really need that next step to make sure... ...being very careful about it, and we really need that
- And growth needs to pay for growth. We don't have an argument with that.
- ... ...and provide the level of infrastructure that the cities need and our residents need.
- The Department of Revenue needs to issue those forms much sooner than that.
Bills:
HB2091, HB2140, HB2320, HB2384, HB2398, HB2502, HB2780, HB2918, HB2939, HB2950, HB2999, HB4020, HB4026, HB4029
Keywords:
insurance, financial surveillance, regulations, assessments, Arizona Revised Statutes, investment, state treasurer, gold bullion, treasury management, financial regulations, school districts, bonds, financial advisors, elections, municipal advisors, cost of borrowing, lease agreements, school property, tax exemptions, impact aid revenue bonds
Summary:
The Senate Finance Committee approved the minutes from March 16, 2026, then heard testimony on a series of bills, with the chair noting that testimony and votes would be handled in batches because members were coming and going. HB 2939 would raise the rural qualified facilities tax credit from $20,000 to $25,000 per job for certain projects with initial investment under $2 billion. Lucid Motors supported the change as a tool to attract manufacturing jobs to rural Arizona, while opponents questioned whether the higher credit would actually create new jobs and pointed to a fiscal note that could reach $48 million. The committee later passed the bill 5-2.
HB 2950 would authorize municipalities and counties to form tourism improvement areas funded by lodging business assessments for marketing and tourism promotion. The Arizona Lodging and Tourism Association and Visit Phoenix supported the measure, describing TIAs as voluntary, locally controlled tools already used in other states and useful for rural destinations; senators pressed on whether the assessments were truly voluntary and how the districts would be formed and administered. The bill passed 5-2. HB 2780, a technical cleanup bill related to property tax lien foreclosure and excess proceeds sales, was described as conforming changes to a prior law creating a mechanism for delinquent taxpayers to recover equity; it passed 6-1.
HB 2502 would allow certain ASRS members who are elected officials to retire at normal retirement age without resigning their elected office, with the employer paying the alternate contribution rate. ASRS said it was neutral, and the sponsor and a lobbyist argued the bill would create parity with non-elected members who can retire and return to work; the committee passed it 5-2. HB 2140, as amended by a striker, would let the state treasurer invest up to 10% of trust and treasury monies in physical gold or silver bullion held in secure U.S. depositories. The sponsor and Sound Money Defense League supported it as a diversification and inflation hedge, while opponents argued gold is volatile, costly to store, and not a better use of taxpayer funds; the committee adopted the striker and passed the bill 4-2.
HB 2398 would require commercial liability insurance for watercraft rented or hired in Arizona, including peer-to-peer boat-sharing programs, while not affecting ordinary personal boat ownership. The sponsor, insurers, and rental operators said the bill responds to uninsured boats being rented through apps and to safety and liability problems; some members said training should also be addressed. The committee adopted an amendment and passed the bill 6-1. Finally, HB 2999 would create state affordable infrastructure districts to finance public infrastructure for housing through bonds, taxes, and assessments, with unanimous landowner consent and disclosure requirements. Home builders and contractors said the districts could lower upfront housing costs and improve financing, but contractors sought stronger payment protections and some senators worried the bill could add red tape and costs without guaranteeing savings to homebuyers. After adopting a large amendment, the committee passed HB 2999, though at least one member voted no and another passed on the vote.
TX
Transcript Highlights:
- God knows we need it.
- House Bill 2109 is needed. It's needed to help fix a flaw in the state water planning process.
- House Bill 2109 is needed. It's needed to help fix a flaw in the state water planning process.
- the future, and we may not need it in the future.
- So you do need additional water supplies.
Bills:
HB1523, HB2109, HB2694, HB3525, HB3898, HB4646, HB5188, HB5219, HB5320, HB5651, HB5655, HB5659, HB5662, HB5672
Keywords:
aquifer conservation, Class V injection well, environmental regulation, groundwater protection, municipal water supply, temporary prohibition, water management, reservoir construction, state water plan, Texas Water Code, environmental impact, Brazoria Drainage District, commissioners, elections, vacancies, resignation, HB 3525, North Texas Groundwater Conservation District, groundwater permit, permit amendment
Summary:
The Committee on Natural Resources heard House Bill 2109, which would remove certain long-proposed reservoir projects from the state water plan after 50 years without progress. Chairman Van Deaver and many landowners, local officials, timber interests, and conservation advocates testified in support, arguing that the Marvin Nichols Reservoir has burdened Northeast Texas landowners for decades with the threat of eminent domain, depressed property values, and uncertainty over homes, farms, ranches, schools, churches, and cemeteries. Supporters also said the project would flood tens of thousands of acres, require extensive mitigation, harm timber and agriculture, and that Texas now has better alternatives such as conservation, reuse, aquifer storage and recovery, and desalination. Several members expressed sympathy for the affected families and questioned whether a project could remain in the plan indefinitely without progress.
Opposition came from North Texas water interests, including the North Texas Commission, Tarrant Regional Water District, and the Texas Water Association, who argued that the bill would interfere with the state’s long-term water planning process and remove needed future supply options for a fast-growing region. They said Region C faces major projected shortages by 2070, that conservation and reuse have already delayed the need for new supplies, and that reservoirs remain one tool in the state’s water-planning toolbox. TWDB staff explained the existing inter-regional conflict process and noted that the substitute would affect several unique reservoir sites, not just Marvin Nichols. After testimony, Chairman Van Deaver closed by urging passage of the bill, but the committee withdrew the substitute and left HB 2109 pending.
The committee then took up House Bill 5188, a brackish groundwater bill. The author said the bill would reduce permitting burdens for wells in designated brackish groundwater production zones, and the committee substitute added requirements on monitoring, groundwater-rights ownership, and allocation of pumpage limits while removing some exclusions and export-fee provisions. Texas Wildlife Association testified against the bill, warning that the exemptions could weaken groundwater conservation districts’ ability to protect freshwater resources and surface-owner rights. San Antonio Water System testified in favor, saying brackish groundwater is a key future supply and that the substitute would help speed development of desalination and brackish projects. The Texas Alliance of Groundwater Districts testified neutrally but raised concerns about reduced district oversight, especially around injection-well exclusions and the loss of export fees, and said discussions on the bill were ongoing.
TX
Transcript Highlights:
- Our infrastructure, God knows we need it.
- And you do not need to come take my 172.
- future, and we may not need it in the future.
- So you do need additional water supplies.
- It's needed; we cannot lose Red River County.
Bills:
HB1523, HB2109, HB2694, HB3525, HB3898, HB4646, HB5188, HB5219, HB5320, HB5651, HB5655, HB5659, HB5662, HB5672
Keywords:
aquifer conservation, Class V injection well, environmental regulation, groundwater protection, municipal water supply, temporary prohibition, water management, reservoir construction, state water plan, Texas Water Code, environmental impact, Brazoria Drainage District, commissioners, elections, vacancies, resignation, HB 3525, North Texas Groundwater Conservation District, groundwater permit, permit amendment
TX
Transcript Highlights:
- I'm gonna need you to say that in your Trump... Thank you. Look, we really appreciate it.
- But we need water. We need water. water and the Rio Grande River ain't cutting it.
- We need this bill. Thank you. Representative Bell. I was just listening to your...
- All we want is a detailed analysis, and that's basically what this is doing.
- This time recognizes representatives. we need to close. I close. Thank you.
Bills:
HB1523, HB2109, HB2694, HB3525, HB3898, HB4646, HB5188, HB5219, HB5320, HB5651, HB5655, HB5659, HB5662, HB5672
Keywords:
aquifer conservation, Class V injection well, environmental regulation, groundwater protection, municipal water supply, temporary prohibition, water management, reservoir construction, state water plan, Texas Water Code, environmental impact, Brazoria Drainage District, commissioners, elections, vacancies, resignation, HB 3525, North Texas Groundwater Conservation District, groundwater permit, permit amendment
TX
Transcript Highlights:
- Trains there can't run over 10 miles an hour because tracks and bridges need to be upgraded.
- But we need one more partner: you.
- I just need you to stick to your script. That's fine, Mr. Chairman. I'll do that.
- No, this is, what we've been doing is wrong; it needs to stop.
- There are no witnesses and one resource witness, if needed. Members?
Bills:
HB1589, HB2208, HB2297, HB2560, HB2725, HB3080, HB4417, HB4473, HB4520, HB4662, HB4888, HB4905, HB4906
Keywords:
HB 1589, toll road, toll project, toll project entity, voter approval, local control, county election, commissioners court, Transportation Code, Chapter 372, road construction, highway funding, infrastructure, public referendum, ballot measure, transportation policy, Texas toll roads, regional mobility, toll collection, vehicle registration
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/25/26
Commerce Finance and Policy
Transcript Highlights:
- For school districts, this is a big change and we need more discussion and analysis to implement it.
- analysis.
- more discussion and change and we need more discussion and analysis<00:51:47.680>
to <00:51:47.800 - analysis to implement it. analysis to implement it.
- with the necessary analysis. with the necessary analysis.
Bills:
HF3794, HF4472, HF4410, HF4347, HF4412, HF4398, HF4397, HF4201, HF4199, HF4203, HF3706, HF4071, HF4120, HF4175, HF4188
Keywords:
surveillance, price discrimination, wage discrimination, automated decision systems, consumer protections, data privacy, biometrics, school district health insurance, charter school health benefits, employee benefits, public sector health insurance, health insurance survey, Legislative Budget Office, LBO report, premium costs, retiree coverage, broker commissions, third-party administrator, health plan transparency, health reimbursement arrangement
OK
Oklahoma 2026 Regular Session
Health and Human Services 2ND REVISED Feb 16th, 2026 at 02:00 pm
Health and Human Services
Transcript Highlights:
- They can be difficult to walk through, but I think This is needed.
- The members need to have them.
- We need to redo the due pass, as the staff is saying.
- I'd just like to say, you all, when somebody's in crisis, we need to know where those beds are.
- I feel like in public health, a lot of times we take actions and we need more data.
Bills:
SB1421, SB1427, SB1484, SB1503, SB1553, SB1557, SB1564, SB1566, SB1567, SB1591, SB1642, SB1794, SB1837, SB2044
Keywords:
mental health, nonphysical intervention, training, youth care, conflict resolution, staff training, pediatric screenings, type 1 diabetes, health care providers, parental consent, reimbursement, state funding, public health, medicolegal investigation, medical examiner, coroner, sudden infant death syndrome, SIDS, sudden unexpected infant death, SUID
HI
Hawaii 2026 Regular Session
HSH Public Hearing - Tue Mar 24, 2026 @ 10:00 AM HST
Human Services & Homelessness
Transcript Highlights:
- So any there is really this need<00:16:51.120>
for <00:16:51.280>a <00:16:51.360>pairing - 16:51.839>
of <00:16:52.400>a <00:16:52.440>continuum <00:16:53.160>of need - for a pairing of a continuum of need for a pairing of a continuum of care<00:16:54.079>
and <00 - I mean we know there's a lot of need on I mean we know there's a lot of need on Oahu<00:30:31.160>
- <00:32:40.480>
with increasingly complex care needs with increasingly complex care needs with
Keywords:
criminal procedure, family violence, dating violence, child abuse, evidence admissibility, reduced sentencing, homelessness, reporting requirements, statewide office, housing solutions, kauhale projects, public oversight, SB2861, Hawaii, Office of Wellness and Resilience, OWR, Department of Human Services, DHS, Kakou Pilot Program, Kakou
Summary:
The committee heard testimony on several measures related to criminal procedure, homelessness, family resilience, Medicaid-funded services, and school Medicaid reimbursement. On SB 2479 SD2, the Judiciary testified in neutral opposition with concerns that the bill could require imprisonment even for probation-eligible defendants, expand sentence reconsideration in ways that could undermine finality for victims, conflict with existing sentencing statutes, and require additional judicial resources. The Office of the Public Defender supported the bill’s intent but asked for language changes so people serving sentences could raise the new evidence in Rule 40 petitions and so probation would remain available in appropriate felony cases. Written testimony also included opposition from several county prosecutors and police, and support from the Office of Hawaiian Affairs. The chair later deferred SB 2479 SD2, citing unintended consequences and problems with the bill.
For SB 2557 SD1, which would require annual reporting by the State Office on Homelessness and Housing Solutions, the office said it supported the intent but noted it already produces annual and quarterly reports, that some requested data is already available, and that staffing and cost constraints could make the new reporting burdensome. The State Council on Mental Health supported the measure and suggested narrowing the reporting language to data on individuals with serious mental illness or co-occurring behavioral health conditions, to the extent practicable and in collaboration with relevant agencies. A committee member asked about the availability of point-in-time count data, and the office explained that some figures may not be available every year and may need to be generated through HMIS. Dr. Jack Lewin testified in support, saying the data would be useful for understanding health care costs. The committee passed SB 2557 SD1 with amendments, including a deferral of the effective date.
The committee also heard SB 2861 SD2 and SB 3204 SD1, both family resilience pilot program measures. For SB 2861 SD2, the Office of Wellness and Resilience and DHS supported the bill but requested amendments to clarify that the office’s role is planning and advisory, that DHS is a key partner, and that federal compliance safeguards are included. The chair raised concerns about overlap with DHS’s existing Ka Ohana program and asked for language to avoid redundancy while allowing the bill to cover other at-risk children; decision-making was deferred to the next hearing. For SB 3204 SD1, which would create a peer-navigator-based family resilience pilot, the Office of Wellness and Resilience and DHS supported the measure, with the office requesting a two-year pilot period, and both agencies and several advocacy groups submitted support. The committee discussed funding, the proposed five peer navigators, and whether the pilot should be limited to one or two geographic areas; no final action was taken in the portion provided. The committee also heard and supported SB 3324 SD1 on Medicaid home and community-based services, with the Department of Health emphasizing caregiver shortages and the cost-effectiveness of community care, and SB 3325 SD1 HD1 on public school Medicaid reimbursement, where DOE and the Attorney General requested clarifying amendments to reporting language and position titles.
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Apr 27th, 2026 at 01:30 pm
Oklahoma Senate Floor Meeting
Transcript Highlights:
- to fix that, we need to fix that going forward.
- That we have assistant defense attorneys who need to go to what they call 'aha high-need areas,' which
- But we still need to have prosecutors out in those high-need areas.
- This is a program that the DA's council came up with to help fill the need in their high-need areas.
- It's the key is high-need areas.
Bills:
SJR50, SJR51, SJR52, SJR53, SJR54, SJR39, SB1290, HB4028, HB4029, HB4073, HB4074, HB4075, HB4076, HB4077, HB4078, HB1250, HB2951, HB2961, HB3151, HB3581, HB3705, HB3970, HB3972, HB3980, HB3981
Keywords:
Medicaid, federal funding, state law, healthcare, low-income adults, Oklahoma Constitution, healthcare regulations, Oklahoma Health Care Authority, permanent rules, joint resolution, OHCA, health care rules, administrative rules, major rule, Title 75, Title 317, Oklahoma Administrative Code, OAC 317:30, health policy, state health programs
HI
Hawaii 2026 Regular Session
House Chamber - Mon Mar 23, 2026, 12:00PM HST - Day 32
Hawaii House Floor Meeting
Transcript Highlights:
- And I know that when Alan contacts me about an issue or bill, it's always something that needs to be
- a further announcement that I would like to remind members to email me a description of any urgent needs
- <00:34:06.160>
of <00:34:06.360>any <00:34:07.120>urgent <00:34:07.679>needs - <00:34:08.159>
in a description of any urgent needs in a description of any urgent needs in
Bills:
HR206, SB3083, SB2377, SB2816, SB3248, SB2436, SB2259, SB2928, SB2577, SB2697, SB2399, SB2665, SB2851, SB3102, SB2521, SB3157, SB3255, SB3016, SB2765, SB1432, SB17, SB2401, SB2972, SB3014, SB3032, SB3137, SB847, SB2261, SB2271, SB2272, SB2804, SB3007, SB3019, SB3250, SB2603, SB3022, SB2256, SB2147, SB2014, SB2114, SB2115, SB2117, SB2246, SB2519, SB3055, SB3095, SB3144, SB3264, SB2325, SB2211, SB3245, SB2090, SB2803, SB2866, SB2250, SB2497, SB2032, SB2487, SB3136, SB2756, SB2615, SB3262, SB2024, SB2177, SB2552, SB2319, SB2407, SB2153, SB2321, SB2805, SB3010, SB2892, SB2781, SB2489, SB2174, SB2169, SB3123
Keywords:
Robert Bob Toyofuku, Hawaii legal community, House Resolution, commendation, honorary resolution, legal education, continuing legal education, CLE, William S. Richardson School of Law, University of Hawaii law school, Pacific Law Institute, attorney training, legal ethics, professional responsibility, legal mentorship, legal profession, court-annexed arbitration, alternative dispute resolution, appellate decisions, Hawaii Supreme Court
MN
Minnesota 2025-2026 Regular Session
Commerce Committee Meeting - 2026-03-26
Commerce Finance and Policy
Transcript Highlights:
- <00:04:18.280>
to time banks are the ones that need to time banks are the ones that need to - Um, I don't think that we need to take action on this today, and I think that we really need to do our
- Um, I don't think that we need to take action on this today, and I think that we really need to do our
- Um, I don't think that we need to take action on this today, and I think that we really need to do our
- repeat the question if you um need to. repeat the question if you um need to.
Keywords:
trusted contact, financial exploitation, elder abuse, elder financial abuse, fraud prevention, financial institution, banking, credit union, broker-dealer, account security, dormant account, consumer protection, scam, suspicious activity, protective services, law enforcement reporting, Minnesota Statutes chapter 45A, HF3388, Minnesota premium security plan, reinsurance