Transcript Highlights:

• Operators must have liability insurance that meets or liability insurance that meets or exceeds the minimum
• Operators must have liability insurance.
• It establishes a certification process, requires insurance, and does give...
• It requires insurance and does give restricted use.
• They're on the roads, but they're on the roads, and they're not insured, and they don't have those safety

Bills: HB352, HB366, SB272, SB296

Keywords: HB352, cotton, cotton bale assessment, cotton levy, cotton producers, agriculture, forestry, Agriculture, Conservation, and Forestry Committee, per bale fee, commodity assessment, producer referendum, cotton sales tax, Alabama Code 2-8-199, cotton commission, agricultural funding, HB366, Lakyn Canine Act, police dog, K9, K-9

Transcript Highlights:

• We lead to another issue, the hazard liability.
• We lead to another issue, the hazard liability.
• But they also have to have commercial liability insurance coverage of $750,000.
• Insurance coverage of $750,000.
• Okay, because they don’t have the proper insurance, your insurance is going to have to cover the damage

Bills: HB309, HB487, HB503, HB590, HB606, HB679, HB693, HB695, HB707, HB720, HB728, HB733, HB746, HB777, HB846, HB849, HB856, HB868, HB873, HB875

Keywords: pedestrian safety, cellphone usage, crosswalk regulations, traffic laws, distracted walking, red light, traffic signal, traffic-control signals, traffic violation, traffic safety, road rage, shoulder lane, turn lane, passing stopped vehicle, overtaking at intersection, intersection safety, motor vehicle, driver fine, citation, Louisiana traffic law

Summary: The House Transportation Committee met on March 16 with a quorum present and first deferred three local bills at the sponsor’s request: HB 590, HB 679, and HB 873. The committee then advanced HB 503, which cleans up prior local language for Golden Meadow by removing a reference to electric golf carts and updating the definition of utility terrain vehicles; the technical amendment set was adopted and the bill was reported with amendments. HB 720, dealing with tacit dedication of roads and preserving historic public access to waterways and related access points, was reported favorably after members agreed to continue working on the amendment language before floor debate. The committee spent substantial time on HB 309, which originally made it a crime to walk in a crosswalk while looking at a cell phone. After amendments converted the proposal to a $25 civil fine and added a rebuttable presumption of liability for damages, members from both parties raised concerns about enforceability, tourism and urban pedestrian patterns, free-will and overreach arguments, and the lack of data tying the conduct specifically to crosswalk crashes. The author argued the measure was intended to promote situational awareness and reduce pedestrian injuries and fatalities, but after opposition testimony the bill was voluntarily deferred. Members then reported HB 856, which expands DOTD’s use of indefinite delivery/indefinite quantity construction contracting and adds the Office of Louisiana Highway Construction, after technical amendments clarified the contracts are for construction-phase work. HB 487, increasing penalties for drivers who use shoulders or turning lanes to bypass red lights, was reported with a technical correction after police support testimony. HB 846, prohibiting license plate coverings or films that obscure plates, was reported favorably after law enforcement support and discussion of clear frames versus obscuring covers. HB 733 and HB 875, both tied to OMV fee and lapse-of-insurance recommendations from the Legislative Auditor, were reported with amendments adjusting grace periods and offense timing. The committee also took up HB 695 on consensual non-commercial towing permits. After extensive questioning about whether the bill applied to multiple vehicles, interstate travel, OMV implementation, and the practicality of an honor-system QR code permit, the sponsor agreed to amend the bill to cover multiple vehicles and then voluntarily defer it for further work with OMV and State Police. HB 777, requiring a driver’s license renewal knowledge exam, was amended at the department’s request and then voluntarily deferred for further review. HB 868, prompted by a fatal trailer accident involving a farmer’s wife, would require trailers to meet safety-chain and braking standards consistent with manufacturer specifications or federal standards; after concerns from members and the Agriculture Commissioner about impacts on older farm equipment, the bill was reported with amendments. Finally, HB 707 moved the LPG Commission’s marketing functions to the Department of Agriculture and Forestry and was reported with a technical amendment, HB 693 on legislative district highway signs was voluntarily deferred after amendments, and HB 746 on local oversized trucking permits opened a broader discussion about parish-by-parish permit disparities, with the sponsor proposing a one-year moratorium on new local standards while stakeholders work toward a more uniform system.

Transcript Highlights:

• already happening across insurance sectors.
• I'm testifying opposed to 6159 on behalf of our Washington insurers.
• insurance companies, not health insurance companies.
• insurance companies, not health insurance companies.
• more heavily than their domestic or in-state insurers.

Bills: SB5845, SB5916, SB6102, SB6071, SB6103, SB6159, SB5877, SB5967, SB5904, SB5915, SB6025

Keywords: health insurance, health carrier, insurance carrier, prompt pay, timely payment, claims processing, clean claim, remittance advice, provider reimbursement, hospital billing, medical billing, prior authorization, claims denial, interest on late claims, administrative penalty, Washington insurance commissioner, RCW 48, public employees benefits board, school employees benefits board, Medicaid managed care

Summary: The committee heard public testimony on several health care bills. SB 6159 would create a public hospital infrastructure account funded by a new coverage assessment on insurers and other premium-tax payers, to help public hospital districts and other public health entities finance major construction and modernization projects and allow more cooperative agreements among public hospitals. The sponsor and supporters said it would help public hospitals remain competitive and better serve rural and underserved patients, while opponents argued the assessment would raise health care costs, could sweep in property and casualty insurers and mutual companies, and might create legal and affordability problems. Testimony also raised concerns that the bill’s cooperation language could unintentionally narrow existing affiliations with nonpublic entities. The hearing closed with 5 signed in pro, 74 con, and 2 other. The committee then heard SB 5845, which would replace the current 95% timely-payment standard with a requirement that all clean claims be paid or denied within 30 days, with notice requirements for incomplete claims and interest or penalties for late payment. Hospitals, physicians, and health systems strongly supported the bill, saying delayed and unpredictable payments create major cash-flow and administrative burdens and that some large claims can remain unpaid for months or longer even when care was approved. Health plans opposed the bill, saying they already meet current standards, that the bill could limit their ability to investigate fraud, waste, and abuse or review high-dollar claims, and that it should include more balanced timelines and exceptions. The hearing closed with 69 signed in pro, 4 con, and 2 other. The committee also heard SB 5916, which would prohibit health plans, Medicaid managed care organizations, and public employee plans from disadvantaging non-opioid pain treatments relative to opioids through formulary placement or utilization management, and would require a Department of Health educational pamphlet on non-opioid options. Patients, recovery advocates, and rare disease advocates supported the bill as a way to improve access to safer pain care and reduce barriers like prior authorization and step therapy. The Health Care Authority and an insurers’ representative said they support access to non-opioids but were concerned the bill could require preferred status for all non-opioids whenever any opioid is preferred, increasing costs and limiting formulary management. The hearing closed with 8 signed in pro, 1 con, and 2 other. Later, the committee heard SB 6102, a technical bill to align the ambulance transport quality assurance fee with federal rules after changes in federal law limited new provider taxes. The ambulance association supported the bill, saying the existing fee has significantly improved wages and benefits for EMS workers and that the change is needed to preserve the program. The hearing closed with 50 signed in pro, 1 con, and 0 other. The committee also heard SB 6103, which would make Medicaid payments for rural emergency hospitals subject to appropriation and create a state framework for a rural hospital conversion model. Supporters from East Adams Rural Health Care and the Washington State Hospital Association said the bill would help keep rural emergency services viable, especially for communities along the I-90 corridor. The hearing closed with 58 signed in pro, 1 con, and 0 other. Finally, the committee heard SB 6071, which would shorten the time limit for insurers to seek overpayment recoveries from providers from two years to six months, or nine months for coordination-of-benefits cases, extending a standard already enacted for mental health and substance use disorder services. Providers from acupuncture, massage, podiatry, and other small practices supported the bill, saying long clawback periods create financial instability and administrative burden, while the remaining testimony was still being taken when the transcript ended.

Transcript Highlights:

• Chairman, I've added back the requirement to show liability insurance when the business owner is applying
• How would you assess liability?
• Follow up: So don't we talked earlier about insurance? So businesses can get insurance, can't they?
• in businesses and property, the insurance company basically, you're paying for the insurance company
• business that buys liability insurance in case you're negligent, that would also include the duty to

Bills: SB1241, SB1242, SB1442, SB1592, SB1623, SB1625, SB1913, SB1940, SB1949, SB2102, SB592, SB992

Keywords: ticket sales, resale, consumer protection, fraud, bots, transparency, refunds, event tickets, medical marijuana, cannabis, marijuana license, commercial grower, grow operation, bond requirement, land reclamation fee, revolving fund, environmental remediation, redevelopment, Oklahoma Medical Marijuana Authority, OMMA

Transcript Highlights:

• Chairman, I've added back the requirement to show liability insurance when the business owner is applying
• I have been working with all parties on this with the insurance department, insurance carriers, insurance
• So we talked earlier about insurance, and so businesses can get insurance, can't they?
• and property, the insurance company, basically, you're paying for the insurance company to have two
• business that buys liability insurance in case you're negligent, that would also include the duty to

Bills: SB1241, SB1242, SB1442, SB1592, SB1623, SB1625, SB1913, SB1940, SB1949, SB2102, SB592, SB992

Keywords: ticket sales, resale, consumer protection, fraud, bots, transparency, refunds, event tickets, medical marijuana, cannabis, marijuana license, commercial grower, grow operation, bond requirement, land reclamation fee, revolving fund, environmental remediation, redevelopment, Oklahoma Medical Marijuana Authority, OMMA

Summary: The Business and Insurance Committee considered a series of bills focused on credit card interchange fees, insurance regulation, alcohol licensing, utility contractor authority, medical marijuana bonding, and business liability. Senators Thompson’s SB 2102 and SB 1940 sought to limit swipe fees on large financial institutions and on taxes and tips, respectively; both passed after questions about the asset thresholds and their impact on merchants and banks. SB 1625, by Senator Fricks, would let the Oklahoma Insurance Department prepare impact analyses on health benefit plan legislation, and passed unanimously. SB 1442, by Senator Dossett, lowered distiller licensing fees, created a microdistillery license, and restored a liability insurance proof requirement through an amendment; it passed 11-0. SB 1623, by Floor Leader Daniels, would revise the state credit union charter and passed 11-0. SB 1242, by Senator Hamilton, increased the bond required for medical marijuana grows from $50,000 to $100,000 and passed 10-0. The committee also heard SB 1949 from Senator Logan, which would allow utility contractors to work closer to buildings on private property, up to five feet from structures, instead of stopping at the property line. The bill drew extended questioning from Senator Brooks about permitting, training, liability, and the relationship between utility contractors and plumbers; an industry representative testified that utility contractors already do much of the work under licensed plumbers and that the bill would reduce costs and speed projects, especially in rural areas. SB 1949 passed 8-2. Senator Reinhardt’s SB 1592 and SB 1913, both insurance-related committee substitutes, were described as ongoing negotiations aimed at homeowner insurance transparency and consumer protections; members were told the bills were still being refined, but both passed, 9-1 and 10-0, respectively. Additional measures included SB 592, which would let distributors issue credits to retailers after repeated product replacements, aimed at reducing losses from poor inventory control at large retailers; it passed 9-0. SB 992 would provide civil liability protection for businesses and property owners when violent criminal acts occur on their premises, except in cases of gross negligence; it prompted debate over gun-free zones, security, insurance, and whether the bill would reduce incentives for safety measures, but passed 5-3. Finally, SB 1241 created the Oklahoma Fraud and Ticketing Accountability Act to address fake tickets, bots, deceptive resale websites, and venue liability in the live-event market; supporters included arts venues, and the bill passed 8-0. The committee adjourned after completing its agenda.

Transcript Highlights:

• Business and insurance will meet in room 535 immediately after this session.

Bills: SB1246, SB1510, SB1979, SB1929, SB1930, SB1976, HCR1019, SB1459, SB1673, SB1500, SB1447, SB1646, SB2007, SB1275, SB2074

Keywords: environmental permitting, Oklahoma, Department of Environmental Quality, public participation, regulatory framework, administered applications, energy, wind energy, financial assurance, property restoration, environmental regulation, mining, blasting, residential protection, buffer zone, Department of Mines, public utilities, electric transmission lines, landowner rights, payment regulations

Transcript Highlights:

• Business and insurance will meet in room 535 immediately. Thank you, Mr. President.
• Business and insurance will meet in room 535 immediately after this session. Further announcements.

Bills: SB1246, SB1510, SB1979, SB1929, SB1930, SB1976, HCR1019, SB1459, SB1673, SB1500, SB1447, SB1646, SB2007, SB1275, SB2074

Keywords: environmental permitting, Oklahoma, Department of Environmental Quality, public participation, regulatory framework, administered applications, energy, wind energy, financial assurance, property restoration, environmental regulation, mining, blasting, residential protection, buffer zone, Department of Mines, public utilities, electric transmission lines, landowner rights, payment regulations

Summary: The Senate convened with a quorum, offered the invocation, and recognized the Doctor of the Day and Nurse of the Day. Members also welcomed guests in the gallery, including supporters of a prosthetic coverage bill. The chamber then took up HCR 1019, which designates the planned turnpike corridor from I-44 to I-40 as the Toby Keith Expressway in honor of the late Oklahoma country music star. The resolution was read, discussed in celebratory terms, and adopted by voice vote. The Senate also acted on Senate Bill 202 by rejecting House amendments and requesting Senate conferees to be named later. Senate Bill 1459, which extends the sunset date for the Oklahoma Abstractors Board to 2031, was explained by its author, advanced, and then passed on third reading by a roll call vote of 41-6. The Senate then approved the emergency clause for the bill, making it effective immediately. During announcements, members noted an upcoming legislative drive for the OIE fair project, a Business and Insurance Committee meeting, and recognized the agenda clerk for a birthday. The Senate then adjourned until Monday, March 2 at 1:30 p.m. when the clerk’s desk is clear.

Transcript Highlights:

• options. of companies writing health insurance right now.
• In a 2021 study, it was found that 50% of state insurance commissioners nationwide had joined the insurance
• That way, the insurance cost that we're trying to buy would be less.
• overall availability of insurance in the marketplace.
• It exempts TWIA from insurance premium maintenance taxes under .017.

Bills: SB1642, SB1643, SB2530

Keywords: Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance, commercial automobile insurance, rate approval, consumer protection, windstorm insurance, Texas Windstorm Insurance Association, administrative penalties, coastal counties, 1184, house, all

Bills: SB 82, SB 1807, SB 2254, HB 119, HB 130, HB 581, HJR 98, SB 1988

Keywords: business liability, concealed carry, handgun policy, premises liability, criminal acts, civil liability, business premises, concealed handgun, property liability, property rights, gun regulations, criminal liability, protective order, confidentiality, personal information, court records, victim protection, charitable raffle, nonprofit, wildlife conservation

Transcript Highlights:

• I would like to call this meeting of Business and Insurance to order.
• Believe me, I am in the insurance industry. I\'ve done this for 17 years.
• or will it save costs to the insurers?
• Captive Insurance Association to improve the statutes surrounding the captive insurance framework.
• Chair. 3796 is the Oklahoma Insurance Department's requests omnibus bill.

Bills: HB4322, HB4202, HB4203, HB4457, HB3983, HB3660, HB3802, HB2933, HB2955, HB2956, HB3781, HB3521, HB3794, HB3796, HB3800

Keywords: funeral services licensing, funeral director, embalmer, funeral director in charge, dual licensure, mortuary science, Oklahoma Funeral Board, funeral establishment, commercial embalming establishment, crematory, cremation, alkaline hydrolysis, apprenticeship, licensing requirements, professional regulation, undertaker, mortician, burial services, death care industry, workers' compensation

Transcript Highlights:

• I'd like to call this meeting of Business and Insurance to order.
• insurers?
• Captive Insurance Association.
• Captive Insurance Association to improve the statutes surrounding the captive insurance framework.
• House Bill 3794 is a request from the Insurance Department.

Bills: HB4322, HB4202, HB4203, HB4457, HB3983, HB3660, HB3802, HB2933, HB2955, HB2956, HB3781, HB3521, HB3794, HB3796, HB3800

Keywords: funeral services licensing, funeral director, embalmer, funeral director in charge, dual licensure, mortuary science, Oklahoma Funeral Board, funeral establishment, commercial embalming establishment, crematory, cremation, alkaline hydrolysis, apprenticeship, licensing requirements, professional regulation, undertaker, mortician, burial services, death care industry, workers' compensation

Summary: The Business and Insurance Committee first handled a series of executive nominations, including appointments or reappointments to the Oklahoma Securities Commission, Real Estate Commission, State Athletic Commission, Accountancy Board, Commission on Consumer Credit, Uniform Building Code Commission, Abstractors Board, Used Motor Vehicle Dismantler and Manufactured Housing Commission, and State Banking Board. Most nominees briefly addressed the committee, and the nominations were advanced by unanimous or near-unanimous votes. One HB 4488 was laid over at the start of the meeting. The committee then considered several bills. HB 4322, which would remove a dual-licensure requirement for funeral directors and embalmers, drew questions about consumer protection and body care procedures and passed 6-3. HB 4202, changing workers’ compensation fee schedule treatment for radiology, passed unanimously. HB 4203, directing the Uniform Building Code Commission to explore guidelines for single-exit configurations in certain buildings up to four stories, passed 7-2 after concerns were raised about fire safety. HB 4457, dealing with specialty pharmacies, pharmacy benefit managers, and access to specialty medications, passed unanimously. Members also debated HB 3983, which would move Oklahoma’s moist smokeless tobacco tax to a weight-based system; supporters argued it would improve fairness and revenue stability, while opponents said it would raise taxes on some products and lacked consumer protections. It passed 6-3. HB 3660, authorizing natural organic reduction as an additional end-of-life option, prompted a lengthy debate over dignity, religious concerns, and consumer choice; it passed 5-4. HB 3802, prohibiting auto insurers from raising premiums solely because a spouse died, passed unanimously. HB 2933, a consumer protection insurance bill, passed 9-0 after extensive discussion of claims handling and insurer accountability. Additional insurance and regulatory measures—HB 2955, HB 2956, HB 3781, HB 3521, HB 3796, HB 3794, and HB 3800—were also advanced, most with little or no opposition. The chair closed by noting all executive nominations and legislation had been cleared from the committee for the year.

Transcript Highlights:

• If the claimant or the insured...
• Flood Insurance Program policies.
• It also under flood insurance policy would not just be limited to flood insurance program policies, but
• So, in essence, if insurance companies feel the need to raise insurance rates below a 5% threshold, they
• in a variety of insurance products.

Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635

Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory

Transcript Highlights:

• Insurance will come to order. The clerk will call the roll. Dean. That's it.
• Members, healthcare provider insurance credentialing is a process by which insurers validate the qualifications
• The Texas Department of Insurance requires an insurer to determine a provider's eligibility within 90
• The insurer isn't required to include the applicant in its provider directory until approved under the
• The insurer is entitled to payment from the provider and/or their practice to cover the difference from

Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635

Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory

Transcript Highlights:

• basically says that if you're building a house, the home builder must disclose that they do not have liability
• insurance.

Bills: HB418, SB138, SB215, HB418, SB138, SB215

Keywords: financial services, banking, insurance, debanking, social credit score, ESG, environmental, social, and governance, diversity, equity, and inclusion, DEI, religious freedom, free speech, viewpoint discrimination, political discrimination, firearms, gun industry, ammunition, fossil fuels, oil and gas, mining, timber

Transcript Highlights:

• So this would just add more strain and more liability to all involved. Madam Chair...
• or an insurer in a capacity other than as a salaried employer.
• It also affects the large workforce that exists with other insurers here as well.
• We worked this out with the Department of Insurance.
• Arizona does not license staff adjusters who are direct employees of insurance companies.

Bills: SB1021, SB1144, SB1164, SB1178, SB1181, SB1241, SB1247, SB1286, SB1415, SCR1011

Keywords: health profession, regulatory boards, criminal activity, notification, auditor general, investigations, veterinary technicians, certification, education alternative, Arizona Revised Statutes, veterinary education, ALTCS, providers, ownership change, healthcare, Arizona Long Term Care System, naturopathic physician, naturopathic medicine, naturopathic doctor, naturopathic physicians medical board

Transcript Highlights:

• I don’t know how we can afford higher insurance rates. Insurance rates are—you’ve got to have it.
• There are no insurance companies knocking on our door to ask us to provide insurance.
• So the question to liability, liability doesn't get discussed in court if this case goes into the NICA
• Somebody who hasn't bought the insurance shouldn't get the insurance. Follow-up? You recognize.
• You would have to have a separate fee to pay for the liability insurance, not for the liability insurance

Bills: S0036, S0620, S0796, S0934, S1080, S1096, S1366, S1536, S1548, S1580, S1588, S1620, S1756, S7034, S7044

Keywords: nursing title, advanced practice registered nurse, advertising, professional standards, disciplinary action, candidate qualifying, federal office, election integrity, regulatory compliance, political candidacy, veterinary medicine, telehealth, veterinary professional associate, animal health, public safety, access to veterinary services, payment bond exemption, Habitat for Humanity, Florida Forever Act, land acquisition

Summary: The committee first took up SB 354, the “Blue Ribbon Projects” bill, which creates a framework for large planned communities on at least 15,000 contiguous acres with 60% reserved area and a streamlined local review process. Senator McLean presented the bill and a strike-all amendment, and members raised concerns about local control, conservation enforceability, data centers, concurrency, multi-county projects, and whether reserve lands could later be converted. Audubon Florida and 1,000 Friends of Florida opposed the bill, arguing the conservation protections were not permanent enough and that the reserve areas could be changed later; small-county representatives also worried about tax-base impacts. Supporters argued the bill would better manage growth, preserve green space, and provide a more orderly alternative to sprawl. After debate, the committee voted to report the bill favorably. The committee then approved SB 620 on candidate qualifying, which requires candidates for federal, state, county, district, judiciary, school, and school board offices to disclose any non-U.S. citizenship. Amendments added disclosure about whether federal candidates intend to trade stock if elected and adjusted 2026 congressional qualifying procedures in the event of redistricting, including a new qualifying window and petition rules. The bill was reported favorably after brief support from a member of the public and discussion about candidate vetting. The committee also reported favorably CS/CS/CS/SB 1452, a Department of Financial Services bill with amendments addressing My Safe Florida Home notices, condo pilot eligibility, firefighter hiring, unclaimed property, and related financial-services provisions. Next, the committee approved CS/CS/SB 1620, a school board members’ bill of rights. A substitute amendment narrowed the bill to access to records, fiscal transparency, and nondisclosure agreements, while preserving board members’ rights to timely documents, budget information, and public comment, and setting deadlines for records requests. Superintendents and a school board member testified in support, saying the bill clarifies roles and prevents board members from being frozen out. The committee also passed CS/HB 245, which replaces the term “child pornography” with “child sexual abuse material”; one senator supported the terminology change but warned about preserving legal precedent and avoiding appellate issues. The committee then reported favorably SB 1548, an update to the Live Local affordable housing law expanding eligible sites and clarifying setbacks, airport proximity, and fair-housing protections. Finally, the committee took up the veterinary medicine bill creating veterinary professional associates. The bill allows trained master’s-level VPAs to perform limited veterinary services under a veterinarian’s supervision, and an amendment tightened the standard to immediate supervision on premises. Supporters said the measure would expand access to care, especially in rural areas with vet shortages, while opponents argued it added unnecessary regulation. After testimony from veterinary educators and others, the bill continued with support expressed by committee members, including praise for the direct-supervision amendment.

Transcript Highlights:

• But unfortunately, the federal law does not cover life insurers, long-term care, or disability insurers
• She said, secure life insurance now before you get tested.
• She said, secure life insurance now before you get tested.
• I have pretty good insurance.
• Third, this bill does not undermine the insurance market.

Bills: H5112, S2921, H4914

Keywords: genetic discrimination, genetic testing, genetic information, DNA, hereditary risk, insurance underwriting, life insurance, health insurance, long-term care insurance, disability insurance, medical privacy, consumer protection, anti-discrimination, insurer regulation, Commissioner of Insurance, chapter 176D, underwriting, hereditary disease, genomics, travel insurance

Transcript Highlights:

• The reason it wouldn't go under insurance is because it's not insurance, right?
• This is a warranty that you're able to purchase for a service beforehand so whereas insurance is providing
• This is clearly not insurance, which meets a different need than what this does.
• So, out-of-state providers Are out-of-state transport providers exempt from the Oklahoma insurance code
• we finally classify it in order to protect consumers so they know what they're purchasing is not insurance

Bills: HB3081, HB3127, HB3128, HB3498, HB2035

Keywords: fire extinguisher, licensing, public safety, age qualification, State Fire Marshal, medical marijuana, employment rights, safety-sensitive positions, workplace policies, public assistance, workforce development, economic competitiveness, task force, apprenticeships, training programs, training barriers, business growth, industry coordination, business entities, corporation law

Bills: HB342, HB342, HB168, HB220, SB187, SB270, SB265, SB220, SB242, SB277

Keywords: religious instruction, elective credit, released time, public education, school policy, tax credit, scholarship, education funding, financial aid, federal participation, HB168, Alabama, emergency management, local emergency management organization, mutual aid, mutual aid agreement, disaster response, public safety, public health, state emergency management plan

Transcript Highlights:

• You got one lawyer in Birmingham, you got a dentist in Madison County, you got an insurance guy in Decatur
• Birmingham, you got a dentist in Madison County, you got a couple, an insurance guy in Decatur, you got
• :21.520><c> an</c> in Madison County, you got a couple an in Madison County, you got a couple an insurance
• 22.400><c> in</c><00:29:22.480><c> Decatur,</c><00:29:23.040><c> you</c><00:29:23.159><c> got</c> insurance
• guy in Decatur, you got insurance guy in Decatur, you got somebody<00:29:23.760><c> in</c><00:29:23.880

Bills: SB118, SB203, HB420, HB414, HB363, HB405, HB261, HB263, HB327, HB348, HB228, HB282, SB273, HB7, SB296, SB199, SB47, SB204, HB80, HB11, HB192

Keywords: bail, offenses, constitutional amendment, criminal justice, law enforcement, public safety, dental insurance, medical loss ratio, premium regulation, insurance commissioner, rebate, consumer protection, Baldwin County, local bill, education funding, school tax, privilege license tax, county tax revenue, municipal school board, Baldwin County Board of Education