Video & Transcript Research : 'cost of borrowing'

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AL

Alabama 2026 1st Special Session

Alabama House Public Safety and Homeland Security Committee Jan 28th, 2026

Public Safety and Homeland Security

Transcript Highlights:
  • So, I'm in favor of the bill. direction. So, I'm in favor of the bill.
  • is a true matter of public safety. is a true matter of public safety.
  • Pettus, just real quick, as I heard some of the objection kind of lie into a spot of not being able to
  • Now, could you kind of give us a little bit of what? >> Yes, sir.
  • bit of what? bit of what? >> Yes,<00:47:24.720> sir.
HI

Hawaii 2026 Regular Session

EIG-CPN, EIG, EIG-TRS Public Hearings 04-16-2026

Energy and Intergovernmental Affairs

Transcript Highlights:
  • So, getting an understanding of what is the right amount of thermal generation, the right amount of renewables
  • and distribution part of it.
  • I actually have three points of concern as part of my testimony.
  • a bunch of high-rises.
  • unamended of the four members present. unamended of the four members present.
Bills: HCR202
Summary: The joint committees on Energy and Intergovernmental Affairs and Consumer Commerce and Consumer Protection heard HCR 202 HD2, a resolution creating a task force to study Hawaii’s electric generation mix and related costs. Testimony from the Hawaii State Energy Office was neutral and stood on written comments, while another testifier supported the resolution, emphasizing affordability, reliability, and the need to understand the right balance of thermal generation and renewables as the state moves toward its 2045 renewable goals. The chairs said they had conferred on the measure and outlined recommended amendments, including adding study of the separation of ownership and control of generation versus transmission and distribution, and adding Senate committee representation to the task force. The Consumer Commerce and Consumer Protection committee voted to pass HCR 202 HD2 with amendments; the chair, vice chair, and another member voted aye, with one senator excused, and the recommendation was adopted. The Energy and Intergovernmental Affairs committee did not have quorum at that time and said it would take its vote later. The Energy and Intergovernmental Affairs committee also heard HCR 165, concerning pickleball courts in Hawaii Kai. One resident testified in opposition, citing concerns about permanent lights, permanent nets, noise, light pollution, safety, maintenance, and the loss of multi-use flexibility. After discussion, the chair recommended passing the measure as is, and the committee said it would vote the next day because it lacked quorum. The committee also heard HCR 154 and HCR 43 with the Transportation Committee; HCR 154 was passed unamended, and HCR 43, which urged raised crosswalks near Ala Wai Elementary School for pedestrian safety, was also passed unamended. Supporters of HCR 43 described heavy pedestrian traffic, schoolchildren crossing, and unsafe vehicle turning patterns at the intersections. The Transportation Committee adopted both recommendations, while the Energy and Intergovernmental Affairs committee scheduled its votes for the following day.
TX

Texas 89th Regular

Jurisprudence Apr 9th, 2025

Jurisprudence

Transcript Highlights:
  • Under current law, counties are required to pay for the cost of the traveling judge.
  • But if the estate or members representing the estate request it, it's a cost of up to $50,000 per case
  • But if the estate or members representing the estate request it, it's a cost of up to $50,000 per case
  • some attorneys come over and do some pro bono kind of work, they think, but it's really costing the
  • Some pro bono kind of work, they think, but it's really costing the county that they go into to have
Summary: The committee heard several probate, family law, judicial, property, and contract-related bills. Senate Bill 1335, relating to decedents’ estates, would remove outdated references to a clerk’s certificate, allow courts to remove personal representatives on their own motion with notice by qualified delivery method, and add independent administrators to provisions that referenced only independent executors; an estate-planning attorney testified in support, and the bill was left pending. Senate Bill 1760, concerning guardianship transfer fees and procedures, was described as setting a $45 filing fee for transferred guardianship cases and clarifying completion and dismissal procedures; it received no testimony and was left pending. Senate Bill 2127 would shorten the eligibility period for retired judges to serve as visiting judges from eight years to six, restrict practice in their assigned region for two years, and require conflict-related certification; it also was left pending without testimony. Senate Bill 302 would shift the cost of a traveling probate judge to the requesting estate or parties rather than the county; one witness registered in favor, no one testified, and the bill was left pending. The committee then considered a committee substitute for Senate Bill 252, which would clarify the parental presumption in conservatorship cases, require non-parents seeking relief against a parent to file an affidavit showing significant impairment to the child if relief is denied, require courts to state specific findings when overcoming the presumption, confirm the clear-and-convincing standard, and clarify that agreed prior orders do not defeat the presumption. The substitute was explained as consensus language from a work group, public testimony was reopened, and the bill was left pending. Senate Bill 1734, on deed fraud, would create a streamlined ex parte process for property owners to have fraudulent deeds declared void, modeled on the fraudulent lien statute; county clerk and title association representatives testified that it would provide a low-cost self-help remedy for a growing problem, and the bill was left pending subject to the chair. Senate Bill 1975 would prevent Texas contractors from being forced to litigate disputes in foreign jurisdictions and require disputes to be handled in the county where the project is located; it was presented as a repeat of a previously vetoed bill and was left pending. Finally, the committee took up a substitute for Senate Bill 1940, concerning transfer-on-death style beneficiary designations for manufactured homes. The substitute would allow one or more beneficiaries instead of only one, transfer the interest to surviving designated beneficiaries who survive by 120 hours, extend the application period for transfer to 365 days, void the designation if not timely filed, and require mailing by certified or registered mail with return receipt requested. The substitute was adopted without objection. The committee then recessed subject to the call of the chair.
HI

Hawaii 2026 Regular Session

WLA Public Hearing 02-04-2026

Water, Land, Culture and the Arts

Transcript Highlights:
  • of historic in terms of impact of historic preservation<00:10:52.640> of<00:10:52.800> historic
  • rights of humans and of Eevee in Havin. rights of humans and of Eevee in Havin.
  • <00:42:57.599> of<00:42:57.839> Consumer behalf of the Office of Consumer behalf of
  • of the Bureau of traditionally the role of the Bureau of Conveyances<00:43:56.960> is<00:43:57.119
  • of does some of and the arts which kind of does some of this<01:18:56.880> stuff<01:18:57.040
Summary: The committee heard testimony on Senate Bill 2603, which would designate the Hawaii Symphony Orchestra as the state orchestra of Hawaii. Testimony was uniformly supportive from the Attorney General’s office, the State Foundation on Culture and the Arts, Retail Merchants of Hawaii, Hawaii Youth Symphony, the Hawaii Symphony Orchestra, the Hawaiian Steel Guitar Association, and others. Supporters emphasized the bill’s value to arts education, cultural vitality, and the visitor economy. The chair noted there were also many written testimonies submitted, and the bill was left without questions or action in the excerpt. The committee then took up Senate Bill 2083, which would create a state-owned historic properties preservation plan working group within DNR. The State Historic Preservation Division supported the bill and said it would help create a statewide database and better planning for state-owned historic properties, while noting its current review work is reactive and project-by-project. The committee asked about duplication and existing consultation processes; SHPD said it already reviews state projects under existing law and has in-house architectural staff. The measure was then set aside after brief discussion, with no vote shown in the excerpt. Next was Senate Bill 2341, which would authorize phased review of certain private-property projects and change SHPD’s review deadlines. SHPD and the Office of Planning and Sustainable Development supported the bill, saying it could encourage more proactive, programmatic review and that the current average review time for simple projects is about 56 days. Several opponents, including Sierra Club of Hawaii, Bianca Isaki, Malama Kane Lua, and Tara Roas, argued phased review would delay projects, create conflict, and weaken historic preservation protections, especially for iwi kūpuna and burial sites. Committee members raised concerns about whether the bill conflicted with prior court decisions and asked SHPD for its view; SHPD said it was not a legal question for them and suggested a programmatic alternative. The bill was not voted on in the excerpt. Finally, the committee began hearing Senate Bill 2306 on administrative fees for the Bureau of Conveyances. HGEA opposed the measure, focusing on a provision allowing the special fund to be used for qualified contractors, while the Bureau of Conveyances supported the bill as a fee correction that would equalize recording fees between systems. The bureau said specialized technical work sometimes requires outside contracting and that it could consider a contract period; the chair and members discussed the HGEA concern and asked whether the issue could be addressed. No final action was shown in the excerpt.
HI

Hawaii 2026 Regular Session

PSM-HWN Informational Briefing 04-13-2026

Hawaii Senate Floor Meeting

Transcript Highlights:
  • And that helps us offset the cost of the purchase of food and vegetables. Thank you.
  • and General Services, servicing the Department of Corrections and Rehabilitation. cost of the purchase
  • of food cost of the purchase of food and<00:28:50.640> vegetables.
  • Now, it's his offset the cost of OCCC.
  • That would reduce the staffing cost of OCCC from the current complement of 412 officers to just under
TX
Transcript Highlights:
  • As a matter of pending business, HB1237 by Representative Guillen, sponsored by Senator Zaffirini.
  • Senator Zaffirini moves adoption of the committee substitute. Is there objection?
  • The Chair lays out House Bill 4384 as a matter of pending business.
TX
Transcript Highlights:
  • Most of the money to make these investments has a direct benefit to customers who pay the cost of money
  • Ryan: The impact on rates, your cost of money with this legislation or with this legislation?
  • I mean, what is the practical impact of that cost of money? Would it...?
  • I can borrow money, but just like all of us personally, I have a credit rating.
  • so you substantiate all of those costs and...
TX
Transcript Highlights:
  • The ghosts of the committee members are the spirits of the committee members.
  • basic cost-of-living exemption so that people are not rendered destitute.
  • Months and years of wages are kind of buried.
  • This includes future cost of living or longevity increases until they leave or are terminated.
  • of doing business.
TX
Transcript Highlights:
  • to require the Office of Court Administration (OCA) to submit a report of findings to the Governor and
  • Office of Court Administration? Oh, Office of Court Administration. Okay.
  • by Senator Johnson, about the confidentiality of information in a declaration of informal marriage.
  • It's about the rights of the sole managing conservator of a child in relation to enrollment in school
  • by Senator Parker, about the prosecution of barratry and solicitation of professional employment.
TX
Transcript Highlights:
  • a study about digital reporting and to require the Office of OCA to submit a report of findings to the
  • Office of Court Administration. Oh, Office of Court Administration. OK.
  • by Senator Johnson about the confidentiality of information and a declaration of informal marriage.
  • It's about the rights of the sole managing conservator of a child relation to the enrollment in school
  • of professional employment. 2733.
MN

Minnesota 2025 1st Special Session

House Transportation Finance and Policy Committee 3/24/25

Transportation Finance and Policy

Transcript Highlights:
  • the fiscal part of it kind of<00:04:01.120> self-explanatory of self-explanatory of self-explanatory
  • In the fiscal note, you'll see on the second page an estimated cost of about $770,000.
  • <00:47:37.160> of the second page um an estimated cost of the second page um an estimated
  • cost of about<00:47:37.440> $770,000<00:47:38.280> um<00:47:39.280> that<00:47:39.400
  • <00:59:19.760> of<00:59:20.160> of this bill forward um this issue of of of this bill
AL

Alabama 2025 Regular Session

Alabama Senate Fiscal Responsibility and Economic Development Committee Mar 19th, 2025

Fiscal Responsibility and Economic Development

Transcript Highlights:
  • This one has to do with the Alabama Board of Psychology. ...with the Alabama Board of Psychology, just
  • exorbitant based on the state of Florida.
  • With that as kind of the explanation of it, it's just allowing homeowners to fortify that roof.
  • I read it; it has a lot of details.
  • Let's get out of here. Thank you all!
HI

Hawaii 2026 Regular Session

CPN-LBT, CPN DEFER, CPN DEFER, CPN, CPN-EIG Public Hearings 02-10-2026

Commerce and Consumer Protection

Transcript Highlights:
  • Life of the Land with comments. high and volatile electricity costs high and volatile electricity costs
  • We agree that the cost of electricity is too high.
  • There's a lot of costs to that.
  • There's a lot of costs to that.
  • There's a lot of costs to that.
Bills: SB3326, SB2911
Summary: The committees heard SB 3001 on artificial intelligence in a joint Commerce and Consumer Protection/Labor and Technology hearing. Testimony included support from the Department of Education and Google, comments from the Office of Consumer Protection and the Attorney General’s office, and late opposition from Agentic LLC. The Attorney General raised constitutional and vagueness concerns and suggested clarifying amendments, while Google said the bill’s risk-based approach and proposed amendments could help establish industry-wide safety standards for minors. The committees recessed and then voted to pass SB 3001 with amendments, adopting DCCA/OCP recommendations on data minimization for minors and UDAP clarity, the Attorney General’s proposed clarifications and deletions, and Google’s nonconflicting amendments; the effective date was deferred to July 1, 2050. The vote passed unanimously among members present, with some members excused. The Commerce and Consumer Protection committee then took up several previously heard measures in decision-making. SB 2045 on combat sports passed with amendments reflecting DCCA and boxing commission recommendations, including clarifying the on-site medical professional requirement, reporting duties, promoter payment, removal of the combat sports registry and ambulance requirement, and other technical changes; the effective date was deferred to July 1, 2050. SP 2347 on the residential landlord-tenant code passed with amendments striking landlord requirements so OCP could work on a multilingual tenant-rights notice, and SP 2495 on consumer protection passed with amendments requiring OCP to publish an annual report on potential code violations. SB 2777 on insurance was deferred to February 17, 2026 for further decision-making. At a later CPN decision-making agenda, SB 2471 and SB 2829, both relating to the powers of artificial persons, passed with amendments clarifying the preamble, removing language about foreign artificial persons, and making other consistency and non-substantive changes; both effective dates were moved to January 1, 2027. SP 2033 on renewable energy also passed with amendments clarifying the definition of grid-ready homes, cost-sharing provisions, applicability to interconnecting customers, and safety/certification compliance, with the effective date deferred to July 1, 2050. In each case, the committee voted to adopt the recommendations without objections from members present. The committees also heard SB 3000 on insurance, which would authorize the Attorney General to bring civil actions to recover costs and losses tied to climate-attributable harm and future climate risk, including costs incurred by state insurance-related entities. The Insurance Division and Attorney General’s office offered comments seeking clarification and warning about redundancy, implementation issues, possible representation of private insurers, and concurrent litigation concerns. Supporters, including the Center for Climate Integrity, a resident testifier, Sierra Club, and Green America, argued the bill would help shift insurance costs to fossil fuel companies responsible for climate harms and address rising premiums and nonrenewals in Hawaii. Opponents, including the American Petroleum Institute, argued the bill singled out one industry, raised constitutional concerns, and should be deferred because related climate litigation is already pending. The transcript ends with the committee continuing testimony and discussion on SB 3000 and then moving into SB 3326 on energy, where the consumer advocate and Hawaiian Electric opposed the bill’s proposed separation of generation from transmission and distribution, while the PUC stood on written testimony, Retail Merchants of Hawaii supported it, and Life of the Land raised concerns about assumptions and the need for more substance.