Transcript Highlights:

• Today is Tuesday, March 31st, and this is a hearing of the House Insurance Committee.
• Referrals could be made directly to a direct insurer.
• The bill affords insurers the... to pay family leave insurance, to provide for definitions, to establish
• The bill affords insurers the Private market options.
• The bill affords insurers the option to offer paid family leave coverage.

Committee: House Insurance

Keywords: 965, house, all

Transcript Highlights:

• </c> insured and the insurer have insured and the insurer have contractually<00:33:30.560><c> agreed<
• . insureds. insureds.
• </c> chair of Hawaii Insurers Council. chair of Hawaii Insurers Council.
• what they're insuring.
• </c> insurance rates. insurance rates.

Bills: SB2960 , SB2347 , SB2272 , SB3137 , SB3132 , SB2271 , SB2804 , SB2175 , SB2487

Committee: House Consumer Protection & Commerce

Keywords: homeowners insurance, disaster recovery, replacement cost value, state of emergency, policyholder rights, insurance extensions, tenant rights, landlord obligations, housing crisis, eviction prevention, multilingual access, SB2272, Act 105, home health licensing, home health agency, home health services, Department of Health, DOH, CMS, Centers for Medicare and Medicaid Services

Summary: The committee heard several resolutions and one bill focused on energy reliability, utility infrastructure, insurance, tenant rights, and home health licensing. On the energy side, members heard HCR 203/HR 193 on a status update for the Hawaii Electric Reliability Administrator, HCR 204/HR 194 on a comprehensive PUC analysis of cost reduction and risk, and HCR 202/HR 192 creating a legislative task force on future energy pathways. Testimony on the energy measures was generally supportive from the PUC, DCCA’s Division of Consumer Advocacy, the Hawaii State Energy Office, and the Office of Hawaiian Affairs, with OHA urging that equity, native Hawaiian impacts, and public trust resources be considered alongside cost savings. The committee also heard HCR 125/HR 117 on coordinating with utilities to address aging utility poles and lines along Farrington Highway and other high-risk corridors; Hawaiian Electric supported the measure, Hawaiian Telcom and Charter Spectrum said much of the work is already underway and questioned whether the resolution was necessary, and committee questioning focused on existing double-pole tracking and the role of DOT and the PUC. The committee then took up HCR 137/HR 129 on timely reimbursement of health care claims under the clean claims statute. The DCCA Insurance Division and the Hawaii Insurers Council opposed the measure as drafted, saying it could be read to require payment beyond policy limits and could raise premiums or reduce market participation. United Policyholders supported the measure, arguing it would simply give policyholders more time to collect benefits they already purchased, and clarified that it was not intended to increase coverage beyond policy limits. The committee later amended the resolution to direct the DCCA Insurance Division to prioritize investigation and enforcement of clean claims complaints. In the decision meeting, the committee recommended and adopted passage of HCR 203/HR 193 as is, HCR 204/HR 194 with an amendment removing the eighth whereas clause, HCR 202/HR 192 with an amendment adding a committee representative to the task force, HCR 125/HR 117 as is, and HCR 137/HR 129 with amendments. The committee also heard SB 2960 SC1 on property insurance, which would extend the time policyholders have after a declared disaster to document replacement-cost claims. The Insurance Division and Hawaii Insurers Council opposed it, warning it could force coverage beyond policy limits and increase premiums, while United Policyholders supported it and said it would help disaster survivors recover benefits they already paid for; members questioned whether similar laws in other states had caused premium spikes and clarified that the bill was not intended to exceed policy limits. The committee also heard SB 2347 SD1 on multilingual tenant-rights notices, with OHA, Hawaii Appleseed, and others supporting the bill but urging restoration of language requiring landlords to directly provide the notice at lease signing. Finally, SB 2272 SD1 HD1 on home health licensing drew support from the Department of Health, SHPDA, and the Health Care Association of Hawaii, with the association requesting an effective date amendment; testimony explained that the bill would allow state licensing compliance to be demonstrated through CMS-approved accreditation or certification surveys, potentially reducing duplication and freeing state resources.

Transcript Highlights:

• TRS does not employee insurance.
• </c> them as far as health insurance goes. them as far as health insurance goes.
• </c> of retired teachers health insurance. of retired teachers health insurance.
• </c> it's self-insured. it's self-insured.
• </c> self-insured through um the state. self-insured through um the state. &gt;&gt; Yes.

Keywords: Meeting Start: 00:00:35 Attendance Roll Call: 00:00:55 Approval of Minutes: 00:02:56 Deferred Compensation Authority Update: 00:03:12 Retiree Health Update - TRS: 00:15:58 Retiree Health Update - KPPA: 00:56:13 Adjournment: 01:20:33, 958, all

Summary: The Public Pension Oversight Board received updates from the Kentucky Public Employees Deferred Compensation Authority and the Teachers Retirement System. Chris Biddle reported that deferred compensation assets had grown to about $4.787 billion with roughly 88,000 participants, crediting auto-enrollment, targeted marketing around pay raises, and retiree-focused services. He said the board’s self-directed brokerage account, authorized by last year’s legislation, is being designed around a $40,000 account-balance threshold with up to 25% transferable into the brokerage window, tentatively for July 1 of the coming year. He also described the free financial planning program, which has been used by about 3,300 to 3,500 participants with an 87% return rate, and noted that the plan is currently in a fee holiday; members asked about the fee structure and whether the CFP service is provided through Nationwide, which Biddle confirmed. Board members praised the deferred compensation program’s growth and asked for the legislation referenced by Biddle. He said the plan’s annual fees are capped, with a $1 monthly fee plus other charges up to a $225 cap, for a maximum of $237 per year absent a managed account. He also said the program is seeking unified payroll access to expand participation, especially among teachers, and that prior lineup changes saved about $6 million annually in participant fees. Bo Barnes of TRS then addressed retired teachers’ health insurance, first clarifying a prior question about declining federal contributions to the retirement annuity trust. He explained that federally funded school positions generated contributions that rose from $72 million in 2019 to $109 million in 2022, then fell to $85 million this year, with a projection of $80 million over the next three years; if those dollars do not come from federal sources, they would have to be replaced through the SEEK formula. Barnes then reviewed TRS health coverage, explaining that the statutory contract guarantees access to group coverage but not fixed premium levels, and that TRS administers two retiree plans: KEHP for retirees under 65 or otherwise not Medicare-eligible, and MEHP for retirees 65 and older or Medicare-eligible. Barnes said TRS completed RFPs for the 2026 plan year, retaining Express Scripts for prescription drugs and switching the Medicare Advantage medical provider from UnitedHealthcare to Humana, while keeping plan design, provider access, out-of-pocket costs, and benefits materially unchanged. He noted a modest hearing-aid improvement of $500 per ear beginning in 2026. He also reported that the TRS Board approved the maximum state contribution for KEHP at $1,044.96, up from $930.76, an 18% increase that he said would require about $15 million to $16 million more annually, while the MEHP premium would drop from $210 to $200 per month because of the new contract. Using the 2024 valuation, he said the KEHP increase would slightly reduce the health trust funded ratio from 80.4% to 80.1% and raise unfunded liability from $4.036 billion to $4.051 billion. Barnes closed by reviewing the 2010 shared-responsibility reforms that shifted retiree health costs away from a pay-as-you-go model, including phased employee and district contributions and Commonwealth stabilization funding. No votes were taken beyond approval of the minutes.

Transcript Highlights:

• carriers, whether they're voluntary market insurance carriers or your self-insured pooled risk-style
• Insurance carriers can then submit applications—we call them eligibility applications—if an insurance
• carriers, whether they're voluntary market insurance carriers or your self-insured pooled risk-style
• Insurance carriers can then submit applications—we call them eligibility applications—if an insurance
• carriers, whether they're voluntary market insurance carriers or your self-insured pooled risk-style

Keywords: 928, house, all

Summary: The committee first discussed a proposed increase to the annual elevator certificate fee in the Department of Labor. The commissioner said the fee had been $50 for years and generated just under $300,000 annually, while the Inspection Division’s broader revenue far exceeded its expenses. Members noted the fee only covered the certificate, not the inspection itself, which is billed separately at $100 per hour. After comparing the fee to neighboring states and discussing the department’s revenue and staffing, the committee agreed to rewrite the language to set the fee at $75 and to vote on an amendment later. The committee then took up Section 139, which would expand the list of labor-law violations that can be penalized without first issuing a warning. The Department explained the change was meant to align House Bill 157 with other chapters, including youth employment and workers’ compensation provisions, where immediate civil penalties are already allowed. The section was accepted unanimously. A longer discussion followed on the Second Injury Fund. The commissioner explained that the fund reimburses insurers for certain workers’ compensation costs tied to claims involving pre-existing conditions, is financed by assessments on insurers, and requires notice within 100 weeks of injury plus a $10,000 deductible before reimbursement. He said the fund currently holds roughly $16 million to $22 million, one full-time employee administers it, and total staff involvement is about five to six people. Members questioned whether the fund should be sunset, but the department said the current House Bill 2 language does not propose a sunset; instead, it addresses increased hearing and litigation burdens after a recent Supreme Court decision. Sections 140 and 141, dealing with hearings, were then accepted unanimously. The committee also briefly discussed fines for late insurance coverage reporting, with the department noting the current rubric allows up to $50 per day but uses $112 per day, and members suggesting a lower amount.

Transcript Highlights:

• Insurance is not my wheelhouse either.
• I think most insurance plans right now in Florida have to answer to the Office of Insurance Regulation
• I don't take the state insurance. I've worked for TMH, never took their insurance.
• I worked for FMU, never took their insurance. I've owned private insurance. I go out in the market.
• I worked for a family who never took their insurance. I've owned private insurance.

Summary: The Health Care Facilities and Systems Subcommittee met with a quorum present and took up five bills. The first, CS/HB 1119 on pediatric readiness in hospital emergency departments, would require hospitals with ERs to adopt evidence-based pediatric care policies, train staff, designate a pediatric emergency care coordinator, complete the National Pediatric Readiness Assessment, and meet minimum equipment and planning standards. Members discussed transport to the closest appropriate facility and implementation concerns, but the bill passed 16-0. The committee then approved HB 677, which would add standard fertility preservation services to the state group insurance program for employees undergoing chemotherapy, and CSHB 497, which would authorize nonprofit agricultural organization medical benefit plans for Florida Farm Bureau members, aimed at improving affordable coverage for farmers and ranchers. HB 677 passed 16-0, and CSHB 497 passed 18-0 after questions about membership, regulation, disclosures, and how the plan would compare with ACA coverage. The subcommittee also approved PCS/HB 791 on surrendered newborn infants, allowing infant safety devices at hospitals, EMS stations, and fire stations as an alternative safe-haven option. Members discussed alarms, unmanned stations, and whether churches should be included; the bill passed 18-0. Finally, HB 1529 on home health aides for medically fragile children was amended and passed 18-0. The bill seeks a federal waiver so compensation for parents serving as home health aides does not count against Medicaid eligibility, and the amendments added reporting of adverse incidents, set work-hour limits, and protected certain other benefits. The chair closed by emphasizing the committee’s role in implementation oversight and fixing problems after enactment.

Transcript Highlights:

• Uh, so the account itself, the insurance operating account, uh, the Department of Insurance calculates
• an insurance maintenance tax that assist on insurance policies, where the revenue is essentially set
• Across all lines of insurance, TDI regulates more than 2500 insurance companies and licenses more than
• And we saw that insurance carriers were trying to require bundling of insurance policies.
• Texans need insurance.

Transcript Highlights:

• and homeowners insurance in Florida.
• That is just insurance claims of many kinds.
• Gary Gozo, Florida Insurance Council...
• Number one, health insurance companies and health insurance is not designated to treat traumatic injuries
• Health insurance companies and health insurance is not designated to treat traumatic injuries.

Summary: The subcommittee considered a long agenda of civil justice and claims measures. HB 1173, relating to the Florida Trust Code, was presented as a clarification of standing in trust litigation after recent case law; after questions about who may sue, an amendment was adopted clarifying that an expressly named charity retains standing, and the bill passed 14-2. HB 1437, on attorney’s fees in motor vehicle PIP disputes, drew testimony from insurers and reform groups opposing a return to fee-driven litigation and from medical groups supporting fee recovery for prevailing parties; it passed 17-0. CS/HB 147, addressing prohibited debt-collection communications during nighttime and early morning hours, was described as a clarification of an outdated statute in light of modern communications, with support from business groups and no opposition in the vote; it passed 18-0. The committee then heard several claims bills against the Department of Children and Families. HB 6511, for relief of L.P., described severe injuries to a child after DCF allegedly failed to act on warning signs; a technical amendment was adopted and the bill passed 18-0. HB 6515, for relief of Michael Barnett, involved DCF’s alleged failure to investigate domestic violence that preceded the killing of three children and injury of a fourth; members asked about the settlement amount and the case’s circumstances, and the bill also passed 18-0. HB 1517, expanding wrongful death law to allow parents of an unborn child to recover for the child’s death, generated the most extensive debate. The sponsor said it aligns civil law with existing criminal definitions and excludes claims against mothers and providers of lawful medical care, including IVF; opponents warned it could be used to target reproductive care, support networks, and domestic violence survivors, while supporters framed it as a justice measure for families. An amendment clarifying damages rules for minors and unborn children was adopted, and the bill passed 13-4. Finally, HB 947, on evidence of medical damages in personal injury and wrongful death cases, sought to allow broader evidence at trial and to change “shall” to “may”; supporters said it would improve fairness and transparency, while opponents argued it would weaken post-2023 tort reforms and reintroduce inflated medical damages. The amendment was adopted and the bill was then taken up with additional opposition testimony.

Transcript Highlights:

• will be willing to sell insurance.
• The insurance companies are going to hire lawyers, but that's what the Insurance market is for, just
• like the insurance market for home insurance or car insurance.
• Well, a lot of people are equating high insurance rates to punitive damages, but insurance doesn't even
• How many physicians are covered by each insurer?

Committee: House Legislative Health & Human Services Committee

Transcript Highlights:

• </c> why even have private insurance? why even have private insurance?
• </c> insurance through the NCUA. insurance through the NCUA.
• insured by the Federal Deposit Insurance Corporation."
• insured by the Federal Deposit Insurance Corporation."
• Union Share Insurance Fund, just as it backs accounts insured by the Federal Deposit Insurance Corporation

Committee: Senate Commerce and Consumer Protection

Keywords: 1187, senate, all

Transcript Highlights:

• Senate Bill 509 by Senator Cloud provides relative to bank-owned life insurance, insurable interest,
• Senate Bill 509 by Senator Cloud provides relative to bank-owned life insurance, insurable interest,
• Then lines 14 through 16, a bank-owned life insurance policy insuring a former employee of the bank may
• The insurable interest was because he was an employee. Once he leaves, the insurable interest ends.
• We either have an insurable interest or we don't. We either have an insurable interest or we don't.

Bills: HR320 , HR321 , SCR55 , SCR69 , SCR75 , SCR77 , SCR78 , SCR79 , SB259 , SB295 , SB312 , SB348 , SB444 , SB485 , HR73 , HR118 , HR144 , HR196 , HR237 , HR249 , HR260 , HR267 , HR272 , HR278 , HCR85 , HCR100 , HCR105 , HCR107 , HCR114 , HR245 , SCR5 , SCR29 , SCR33 , SCR37 , SCR63 , SCR30 , SCR40 , HB62 , HB193 , HB210 , HB220 , HB246 , HB364 , HB420 , HB475 , HB584 , HB622 , HB772 , HB784 , HB949 , HB953 , HB1043 , HB1070 , HB1092 , HB1134 , HB1162 , HB1176 , HB1196 , HB1214 , HB119 , HB129 , HB233 , HB283 , HB538 , HB789 , HB850 , HB870 , HB1236 , HB1241 , HB54 , HB137 , HB321 , HB368 , HB386 , HB414 , HB431 , HB552 , HB555 , HB578 , HB590 , HB593 , HB618 , HB638 , HB670 , HB692 , HB707 , HB708 , HB715 , HB718 , HB732 , HB741 , HB748 , HB776 , HB796 , HB807 , HB822 , HB848 , HB856 , HB887 , HB888 , HB917 , HB921 , HB1082 , HB1243 , HB1246 , HB378 , HB509 , HB1090 , HB1259 , SB80 , SB131 , SB143 , SB251 , SB254 , SB279 , SB367 , SB384 , SB388 , SB389 , SB398 , SB408 , SB431 , SB468 , SB469 , SB496 , SB4 , SB52 , SB57 , SB83 , SB145 , SB152 , SB194 , SB276 , SB319 , SB333 , SB448 , SB450 , SB465 , SB484 , SB501 , SB509 , SB149 , HR168 , HB463 , HB998 , SB123 , SB353 , SB479 , SB495 , SB82 , SB97 , SB283 , SB326 , SB518 , SB197 , SB268 , HB901 , HR20 , HR74 , HCR65 , HCR71 , HCR98 , HB284 , HB306 , HB341 , HB366 , HB393 , HB458 , HB577 , HB603 , HB605 , HB614 , HB625 , HB646 , HB733 , HB752 , HB773 , HB798 , HB911 , HB955 , HB996 , HB1035 , HB1069 , HB1113 , HB1140 , HB1180 , HB1191 , HB1240 , HB1255 , SB89 , HB74 , HB134 , HB258 , HB359 , HB468 , HB956 , HB1117 , SB29 , SB42 , SB43 , SB78 , SB208 , SB217 , SB274 , SB300 , SB341 , SB379 , SB382 , SB387 , SB401 , SB441 , SB449 , SB487

Keywords: Arsenal, Arsenal F.C., Premier League, English football, soccer, football club, Mikel Arteta, Emirates Stadium, North London, Tottenham Hotspur, Gunners, sports resolution, commendation, celebration, championship, silverware, Louisiana House Resolution, ceremonial resolution, domestic violence, forensic medical examinations

Summary: The House was called to order, a quorum was established, and the meeting opened with prayer and the Pledge of Allegiance. Members also observed several personal privileges and recognitions, including International Preeclampsia Awareness Month, the Hudson Cup award presentation to Rep. John Illg Jr., recognition of the Delcambre Shrimp Festival Queen, and a visit from U.S. Sen. John Kennedy. The chamber also received Senate messages, conference committee appointments, enrolled reports, and a conference report on SB 483 dealing with psychedelic-assisted therapy, which was laid over. The House then moved through a long series of concurrence and rejection votes on Senate amendments to House bills. Among the measures concurred in were bills affecting the Louisiana Women’s Policy Research Commission, the Louisiana Sickle Cell Commission, child exploitation reporting on covered platforms, the Children’s Cabinet Advisory Board, DCFS background checks, AI disclosure in health care, foster care placement and related terminology, criminal history record confidentiality, parish court jurisdiction, court costs, developmental disability office renaming, insurance claims and contractor licensing, Medicare Advantage coverage, colorectal cancer screening, health facilities, highway memorial designations, jury compensation, school employee protections, juvenile court fees, off-road vehicle seizure, residential property insurance cancellation, child support enforcement, and several others. The House rejected Senate amendments on bills including ethics retroactivity, sex offender registration notification, plumbers licensing, and health insurance formulary placement, sending some to conference. Several bills were finally passed, including measures on obstructing public passages with motorized vehicles, class six injection well hearings, arson of religious buildings, wearing masks while committing felonies, professional board attorney fees, bulletproof vests for peace officers, critical infrastructure protection from foreign adversaries, debit card surcharges, electronic stock certificates, watershed restoration funding, and innovation economic development pilot hubs. The innovation hub bill drew extensive debate over no-bid contracting, transparency, and the role of elected versus unelected bodies; an amendment to limit contracting authority to parish governing authorities was withdrawn, and the bill later proceeded to final passage after extended floor discussion. The House also took up and passed or concurred in multiple other bills and resolutions, with recorded votes ranging from unanimous to divided on a few measures.

Transcript Highlights:

• 14.080><c> cover</c><00:04:14.320><c> a</c> Extending insurance coverage to cover a Extending insurance
• </c><00:07:29.240><c> covers</c> Studies show that when insurance covers Studies show that when insurance
• Without infertility insurance, families may pay out of pocket for care that insurers can negotiate at
• :20:48.440><c> pay</c> Taxpayer-funded insurance should not pay Taxpayer-funded insurance should not
• go back and have insurance.

Keywords: 1183, house

Transcript Highlights:

• So, have you estimated the cost that this would have on the insurance companies?
• Would that be more cost-effective for insurance carriers?
• I will say that if an individual is insured by a private insurer and they are only applying the law as
• The same benefit should be available to those with private insurance as well.
• Averting unintended pregnancy has economic benefits for insurance companies and for the insured, allowing

Committee: House Health and Mental Health

Summary: The House Committee on Health and Mental Health met in executive session and first adopted a substitute for House Bill 3401, Representative Phelps’s workplace violence bill, then voted the House Committee Substitute do pass. The substitute broadened language by removing a specific reference to bodily fluids, based on testimony from hospital security personnel that broader wording would be easier to prosecute. The roll call showed the substitute adopted and the bill passed out of committee. The committee then heard House Bill 2370, sponsored by Representative Peters, which would require private insurance to cover a one-year supply of self-administered hormonal contraceptives at one time, similar to Missouri HealthNet. Supporters included ACOG, the Missouri State Medical Association, Beacon Reproductive Health Network, and the Missouri Nurses Association, who argued the bill would improve access, reduce missed doses and unintended pregnancies, and save costs by reducing barriers such as transportation, work schedules, and pharmacy refill gaps. The Missouri Insurance Coalition opposed the bill, arguing it would impose a mandate on private plans, increase costs—especially for brand-name products—and raised questions about whether the bill would require bulk dispensing and how it would interact with existing refill rules. The committee also heard informational testimony from MoSPI noting rural access barriers, higher adherence with 12-month supplies, and that Missouri HealthNet already covers an annual supply. Finally, the committee heard House Bill 3278, sponsored by Representative Lobbinger, which would create a multidisciplinary adult protection team framework for adults 60 and older and adults 18 and older with cognitive impairments or disabilities. The bill is intended to improve coordination among agencies handling abuse, neglect, and exploitation cases by allowing limited information sharing and reducing duplicated investigations while preserving confidentiality and guardianship protections. DHSS testified in support, saying the bill would provide a clearer framework for existing multidisciplinary teams, streamline coordination, and help protect vulnerable adults without creating new positions or infrastructure. Committee members asked about membership, meeting frequency, conflicts of interest, and how the bill differs from the ombudsman system; the sponsor and DHSS explained that the teams would be case-specific, generally meet as needed or quarterly, and apply to community cases rather than facility residents. The sponsor also submitted letters of support from existing multidisciplinary teams and related organizations.

Transcript Highlights:

• COMPANY IS USING AN AI TOOL TO MAKE INSURANCE RELATED DETERMINATION, IT'S AN INSURANCE REGULATOR AND
• DIRECTION OF THE INSURER.
• ON INSURERS SELF REPORTING.
• FROM AN INSURANCE COMPANY.
• BOTH FROM THE INSURANCE SIDE AS THE TREATMENT CENTER OUTSIDE.

Transcript Highlights:

• . insurance. insurance.
• Most of those ladies all take family insurance. the insurance because either they the insurance because
• Z premium insurance plan. That'd be Z premium insurance plan.
• So they're getting health insurance. insurance. insurance. &gt;&gt; Nope. &gt;&gt; Nope.
• </c><03:20:55.520><c> Um</c> insurance business. Um insurance business.

Committee: Joint Select Committee on School Finance Recalibration

Keywords: 916, all

Transcript Highlights:

• division um we regulate insurance division um we regulate insurance<00:09:51.440><c> carriers</c><00
• </c><00:13:06.959><c> division</c> particularly in our insurance division particularly in our insurance
• </c> 187,000 motans um who purchase insurance 187,000 motans um who purchase insurance on<00:56:43.079
• <01:37:05.080><c> self-insured</c><01:37:05.679><c> market</c><01:37:06.480><c> I</c> self-insurance
• self-insured market I self-insurance self-insured market I think<01:37:06.719><c> it's</c><01:37:06.840

Committee: House Commerce Finance and Policy

Keywords: 1183, house

Transcript Highlights:

• The bill would require an insurance company to be primary for the losses caused by their insured drivers
• They would have to be insured.
• We have an insurance agent here who can insure these vehicles, as a company that can insure these vehicles
• I own Amherst Insurance.
• insurers should step up.

Committee: Joint Joint Committee on Transportation

Keywords: 995, all

Summary: The Joint Committee on Transportation held a hybrid hearing on a large slate of bills covering motor vehicle sales, registration, title processing, dealer regulation, and several local matters. Chair Cyrro noted that Senate Bill 2414 had been postponed at the sponsor’s request, though public testimony would still be accepted. The hearing then heard testimony on measures including S. 2367, which would make an insurer primary for losses caused by an insured driver in a rental car; H. 3698 and related bills on codifying registration of 25-year-old imported Japanese kei vehicles; H. 3701 on requiring lienholders to release titles within seven days; H. 3690 on capping dealer documentation fees; and H. 3641 on requiring education for class two motor vehicle dealers. Testimony also addressed e-titling and e-signatures, peer-to-peer car sharing, temporary license plates, duplicate plates, general registration plates for motor vehicle distributors, and a bill to ban tinted license plate covers. Supporters of the rental-car insurance bill argued Massachusetts is an outlier compared with 47 other states and said the change would improve fairness, competition, and consumer understanding without raising premiums. Dealers and industry groups generally supported e-titling/e-signature modernization and the inspection-related bill, but urged safeguards to preserve title, registration, and insurance verification. The Massachusetts State Auto Dealers Association opposed the doc-fee cap, saying documentation fees are a disclosed cost-recovery tool that varies by dealership. Representatives and advocates for kei vehicles said the RMV’s 2024 reversal showed the need to codify the rules in law, while opponents of the RMV’s approach described it as arbitrary and harmful to owners and importers. Supporters of the dealer-education bill said it would curb unregulated “curbstoning” and help ensure proper title handling and consumer protection. Several local and specialty bills also drew testimony. Hatfield officials supported a local bill allowing golf carts on certain town roads under strict safety rules, and Representative Ayers testified for a bill banning tinted license plate covers to aid toll collection, law enforcement, and vehicle identification. Senator Lovely and other advocates supported the “Easy ID” license plate proposal, saying it would improve vehicle recognition in crime and child-abduction investigations. The committee took no votes during the hearing and adjourned after public testimony concluded.

Transcript Highlights:

• I have a history of insurance defense litigation and insurance bad faith litigation.
• Rhodes explained, we represent insurers, insureds. My practice is doing insurance defense.
• Because, Because most of us have UIM insurance, underinsured or uninsured insurance.
• We have insurance for people that don't have insurance.
• doesn't have insurance, your own insurance company can force you to prove it.

Summary: The House Civil Rights and Judiciary Committee held a public hearing on HB 2095, which would create training requirements for law enforcement, prosecutors, and judges on negligent driving involving vulnerable users of public ways, and would establish a rebuttable presumption of negligence in certain civil claims when a vulnerable user is injured or killed in a protected area such as a sidewalk, crosswalk, bike lane, or similar designated space. Staff explained that the bill also allows recovery of actual damages, statutory damages, attorney’s fees and costs, and, in limited circumstances, punitive damages if the defendant has previously injured or killed three or more vulnerable road users. Members questioned the unusual nature of punitive damages, the burden-shifting presumption, the three-incident threshold, and whether the education component was tied to the bill’s purpose. The prime sponsor said the training is meant to improve reporting and understanding of existing vulnerable-road-user laws, and said the bill was intended to narrow liability to protected areas and could be amended further, including on the punitive-damages threshold. Supporters, including a widow whose husband was killed while bicycling, Washington Bikes, trial attorneys, a bicycle commuter advocate, and a physician, argued the bill would better protect pedestrians and cyclists, improve police reporting, and reduce the burden on injured people and families who currently must prove negligence after serious crashes. They said the presumption would encourage safer driving and align Washington with similar frameworks used elsewhere. Opponents, including defense lawyers, the Association of Washington Cities, the Association of Sheriffs and Police Chiefs, the Washington Trucking Associations, and the Washington Liability Reform Coalition, said the bill would expand litigation, create uninsurable risks through fee shifting and punitive damages, and could draw cities, businesses, and taxpayers into lawsuits. Some opponents also urged narrowing the bill to individuals and clarifying the protected areas and training requirements. No vote was taken; the chair closed the hearing and encouraged follow-up and amendment requests before executive session.

Transcript Highlights:

• OFFICE OF INSURANCE REGULATION.
• THIS BILL COVERS THE OFFICE OF INSURANCE REGULATION.
• CARRIERS THAT DO OUR PROPERTY INSURANCE.
• BILL THE GOAL OF BRINGING DOWN INSURANCE PREMIUMS, DECREASE THE LIKELIHOOD AN INSURER WILL GO INSOLVENT
• AND HOLD INSURERS ACCOUNTABLE FOR PRIOR POOR DECISIONS BY INSURANCE COMPANIES ARE IN THE BILL DOES THREE

Keywords: 999, senate, all

Transcript Highlights:

• ,</c><00:18:51.039><c> JRP</c> the plans, pension and insurance, JRP the plans, pension and insurance
• </c> nonrefundable health insurance nonrefundable health insurance contribution<00:29:24.480><c> what
• </c><00:42:50.880><c> uh</c> this is for the health insurance uh this is for the health insurance uh
• </c> health insurance and how it's uh funded. health insurance and how it's uh funded.
• </c> insurance trust reach 100% funding. insurance trust reach 100% funding.

Keywords: Meeting Start: 00:00:01 Attendance Roll Call: 00:01:26 Approval of Minutes: 00:02:27 Investment, Cash Flow, and Legislative Update: Bo Cracraft – Judicial Form Retirement System: 00:03:12 Ryan Barrow – Kentucky Public Pensions Authority: 00:21:52 Beau Barnes – Teachers’ Retirement System: 00:34:31 Adjournment: 01:07:25, 958, all

Summary: The meeting opened with the Pledge of Allegiance and prayer, followed by a roll call confirming a quorum and approval of the prior minutes. A special guest, Dave Eager, was welcomed before the committee moved to presentations from retirement system officials. Bo Craycraft, executive director of the Judicial Form Retirement System, gave a quarterly update on investment performance, asset allocation, and cash flow. He said the plans had held up well amid market volatility, with fiscal year-to-date returns above benchmark and long-term returns remaining strong. He explained that the plans are targeted to a 70% equity/30% fixed-income allocation, that some cash is being held for cash-flow management, and that negative cash flow is expected because of funding and contribution levels. He also said Senate Bill 183, dealing with proxy voting and economic analysis for certain votes, was not expected to materially affect the plans because of their small number of holdings and Bear Trust’s long-term investment approach. Ryan Barrow and Erin Surrod then presented for the Kentucky Pension Authority. They reported positive quarterly performance across the retirement and insurance funds, though results varied by period and remained tied to broader market conditions. They said recent asset-allocation changes had been completed and the funds were now within target ranges. On cash flow, they noted some plans remained negative or near zero, with one plan benefiting from a large appropriation. In the legislative update, they described House Bill 30 as codifying an exclusion from pension-spiking calculations for across-the-board raises, and Senate Bill 10 as increasing retiree health insurance subsidies and changing employee health insurance contribution rules for certain CERS members beginning in 2026. They also said Senate Bill 183 would likely have limited impact, though the agency would review voting policies and incorporate any required economic-analysis procedures.

Transcript Highlights:

• Health insurance, housing, homeowners' insurance, auto insurance, and grocery bills are all places where
• for-profit insurance.<00:37:44.400><c> Um,</c> insurance.
• Um, insurance.
• </c> just dropped their insurance? just dropped their insurance?
• Um, and fully insured and self-insured.

Committee: House Commerce Finance and Policy

Keywords: 1183, house