Video & Transcript : 'unlicensed teacher' :

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CA

California 2025-2026 Regular Session

Senate Health Committee Jul 1st, 2026

Transcript Highlights:
  • prohibits the use of a tool, system, or device using AI in health care settings to guide or instruct an unlicensed
  • Californians a trusted place to compare licensed treatment providers, help families avoid fraudulent unlicensed
  • Californians a trusted place to compare licensed treatment providers, help families avoid fraudulent unlicensed
Summary: The committee heard AB 1887, which would speed prior authorization for FDA-approved rare disease treatments prescribed by specialists and, if a plan does not act within 30 days, deem the request approved. The author and supporters, including patients and clinicians, said delays can cause irreversible harm, hospitalizations, and death, especially for children and people with progressive rare diseases. Health plans and insurers opposed the bill’s automatic-approval provision and said the measure lacked safeguards for incomplete requests and shared responsibility for timely information. The chair encouraged continued work with opponents, and the author said the bill was narrowed from an earlier version that would have waived prior authorization entirely. The committee also heard AB 1979 on artificial intelligence in health care, AB 2161 on Medi-Cal work requirements, AB 539 on extending approved prior authorizations, AB 2311 on physician employment at public hospital districts, AB 1148 on banning phthalates and bisphenols in food packaging, AB 1825 on mental health offender reentry coordination, and AB 2282 on a temporary emergency stabilization unit in Patterson. AB 1979 would preserve licensed clinicians’ professional judgment, bar AI from directing unlicensed clinical functions, and protect medical records used by consumer chatbots; after amendments, several hospital, medical, and industry groups moved from opposition to neutral. AB 2161 would limit the harm of federal Medi-Cal work-reporting rules by using existing data, improving notices, and protecting due process; it drew broad support from patient, provider, and advocacy groups. AB 539 would keep prior authorization approvals valid for up to one year or the course of treatment, with supporters citing continuity of care and opponents warning about utilization, fraud, and cost concerns. AB 2311, as amended, would let certain high-payer-mix or distressed public health care districts directly employ physicians; CMA withdrew opposition after the bill was narrowed, while some hospital interests still objected to the carve-out. AB 1148 would prohibit two chemicals commonly used in food packaging, with supporters citing cancer and endocrine-disruption risks and opponents arguing DTSC should handle the issue through its existing regulatory process. AB 1825 would improve transition planning and Medi-Cal enrollment for offenders with mental health disorders leaving state hospitals, and AB 2282 would authorize a temporary rural emergency stabilization care unit in Patterson until a permanent hospital is built. Several bills were held for later action because the committee lacked a quorum, and the chair repeatedly noted that motions would be taken once enough members returned.
KY
Transcript Highlights:
  • Secondly, what the bill does is allow the Board of Cosmetology, because we do have in a few instances unlicensed
  • Secondly, what the bill does is allow the Board of Cosmetology, because we do have in a few instances unlicensed
  • Secondly, what the bill does is allow the Board of Cosmetology, because we do have in a few instances unlicensed
Summary: The committee first took up Senate Bill 100, which would place cigarettes, vapes, and related nicotine products under the Alcoholic Beverage Control (ABC) system, add enforcement tools against bad actors, and regulate nitrous oxide/laughing gas sales to those under 21. Supporters, including youth advocates Mallerie Jones and Griffin Kian Neth, argued the bill would reduce youth access to nicotine products through retail licensing, compliance checks, and escalating penalties. Higdon said the bill targets illegal sales rather than most retailers, and noted the measure also updates House Bill 11 from the prior year and raises the retail license fee from $250 to $500. The committee adopted the committee substitute and then passed the bill on a roll call vote, with members voting yes and no opposition recorded in the transcript. The committee then considered Senate Bill 202, focused on cannabis-infused beverages. Senator Julie Raque Adams said the bill was intended to create common-sense public health guardrails for a rapidly growing product category sold in gas stations, liquor stores, and vape shops, and to address enforcement gaps. She explained the committee substitute would define cannabis-infused beverages at a 5-milligram limit per 12-ounce can, place enforcement under ABC while keeping CHFS manufacturing and testing rules in place, require a University of Kentucky report back to the General Assembly, allow existing higher-dose inventory to be sold through June 1, exempt festivals and fairs until January 1, 2026, and allow stores to obtain licenses to continue selling the product. The committee adopted the substitute and then heard testimony from hemp-industry representatives and a consumer. Opponents of SB 202/SB 22, including Dee Taylor of the Kentucky Hemp Association, Cornbread Hemp co-founder Jim Higdon, Annie Rouse of Cannabuzz Barn, and consumer Nancy Roberts, argued the bill would hurt a legal Kentucky hemp industry, reduce consumer access, and force sales into liquor stores. They said the 100-milligram beverage referenced in debate is actually 10 servings with a resealable top, that hemp retailers educate customers, and that the industry already operates under 2024 regulations and needs better enforcement rather than new restrictions. Higdon and Rouse objected to the 5-milligram cap, the on-premise sales ban, the move to ABC enforcement, and the taxation approach, warning the bill could wipe out a large share of business and jobs. No final vote on SB 202 was taken in the portion of the transcript provided.
HI

Hawaii 2025 Regular Session

EDU-PSM, EDU-HHS, EDU Public Hearings 02-07-2025

Education

Transcript Highlights:
  • <01:25:40.040><c> teacher</c><01:25:40.480><c> and</c> a classroom teacher and a classroom teacher and
  • so teachers from International teacher so teachers from the<01:27:13.760><c> Philippines</c><01:27:14.719
  • teacher.
  • teacher.
  • teachers a year.
Committee: Senate Education
Keywords: 912, senate, all
Summary: The joint Committee on Education and Committee on Public Safety and Military Affairs heard Senate Bill 422, which would authorize the Department of Education to award a high school diploma to qualified people whose schooling was interrupted by military service or wartime practices during World War II, the Korean War, or the Vietnam War. The Department of Education testified in support, noting a prior law that created the Kono diploma program before it sunset in 2020. Several members of the public also testified in support. Both committees later recommended passage of SB 422 without amendments, and the recommendation was adopted by voice votes. The committees then heard Senate Bill 530 on Braille literacy. The bill would establish Braille literacy as state policy, require Braille-related literacy assessments for eligible blind and low-vision students, authorize DOE rulemaking, create a Braille Literacy Resource Center, and appropriate funds. DOE and the Department of Human Services supported the measure, as did the National Federation of the Blind, Hawaii Disability Rights Center, and a blind testifier who described the importance of early Braille instruction. The Attorney General’s office raised concerns about statutory language requiring yearly assessments and suggested revisions so annual decisions remain with IEP teams. The committees voted to pass SB 530 with amendments, including the Attorney General’s suggested changes, and adopted the recommendation. The next measure was Senate Bill 532, which would allow school staff and agents trained by a licensed clinician to volunteer to administer medication to students in public schools under certain conditions and clarify who may prescribe such medication. DOE and Department of Health testimony supported the bill. The Attorney General recommended replacing the term “licensed clinician” with the defined term “health care professional.” The Hawaii Academy of Physician Assistants supported the bill but asked that physician assistants be included among providers who may prescribe medications for school administration. After questions about current school health aide duties and field-trip medication procedures, the committees voted to pass SB 532 with amendments, including the Attorney General’s terminology change, and adopted the recommendation.
HI
Transcript Highlights:
  • She said unlicensed adjusters are not held to the standards of others in their field and are not required
  • She said unlicensed adjusters are not held to the standards of others in their field and are not required
Bills: HCR92 , HCR46 , HCR172 , HCR147 , HCR112 , HCR100 , HR84 , HR42 , HR139 , HR104 , HR92
Committee: House Labor
HI

Hawaii 2026 Regular Session

House Chamber - Thu Apr 9, 2026, 12:00PM HST - Day 42

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

House Chamber - Fri Apr 10, 2026, 12:00PM HST - Day 43

Hawaii House Floor Meeting

MN

Minnesota 2025-2026 Regular Session

Housing Committee Meeting - 2025-04-02

Housing Finance and Policy

Transcript Highlights:
  • For example, my unlicensed management company is a sole signer on a bank account of over 1.8 billion
FL
Transcript Highlights:
  • AND IMPLEMENTED A 17 WEEK PROGRAM FROM MARINE ENGINEERS WHO HAVE EXPERIENCE AND QUALIFICATIONS AS UNLICENSED
Keywords: 999, senate, all
FL

Florida 2026 Regular Session

Senate in Session Mar 5th, 2026

Florida Senate Floor Meeting

Transcript Highlights:
  • Teachers who wanted to go to the schools that needed the best teachers, they were not able to do that
  • teachers in their bargaining unit.
  • Senator Martin: My goal is to make sure that that teachers' union is representing all of the teachers
  • 41% of teachers participate, 883 teachers participate.
  • So can any teacher, even if they're not a dues-paying teacher, show up to this vote and vote on it?
Summary: The Senate convened with prayer, the Pledge of Allegiance, and a brief introduction of the doctor of the day before moving to the special order calendar. The chamber first took up several claims bills, including SB 6/HB 6507 for relief of L.E. through the Department of Children and Families, which was described as compensation for severe injuries after DCF returned the child to unsafe parents; the House bill was substituted and passed 34-0. SB 26 for the estate of Mark Legata, involving catastrophic injuries tied to FDOT negligence, was also substituted with the House version and passed 35-0. SB 42/HB 47 on specific medical diagnoses and child protective investigations passed 34-0 after supporters said it would require child protection teams to consider certain medical conditions that can mimic abuse. Later, SB 1002 on child welfare passed 37-0 after sponsors said it clarifies that parental drug abuse can constitute harm or neglect and allow earlier court intervention and services, while not changing parental rights law. The Senate then considered education and health-related measures. SB 206/HB 851 on students with autism spectrum disorder was amended to the House bill and passed 35-0; the sponsor said it expands teacher preparation, requires autism-related training, creates a loan forgiveness program, and adds salary supplements for teachers with autism endorsements. SB 556/HB 453 on high school diploma requirements passed 36-0 and would allow students with disabilities to use Special Olympics participation to satisfy PE requirements, while also fixing a marching band credit issue. SB 688 on naturopathic medicine passed 33-3, reestablishing licensure and regulation of naturopathic doctors. SB 878/HB 1347 on clinical laboratory personnel passed 37-0 to address staffing shortages by aligning Florida more closely with federal CLIA standards. SB 914/HB 867 on dry needling by occupational therapists passed 37-0, clarifying authority for that treatment. SB 530 on state lotteries passed 36-0 with updates to operations, security, and retailer rules. SB 964/HB 6011 on financial disclosures and gifts/honoraria passed 36-0 after an amendment restored a percentage-based reporting option. The chamber also approved several government-administration and public-records measures. SB 326/HB 131 on curators of estates passed 36-0, updating probate rules for temporary court-appointed curators. SB 758/HB 625 on the Justice Administrative Commission passed 37-0 after an amendment broadened the judicial member to a judge or senior judge rather than only a circuit judge. SB 830 on public records passed 31-5, creating exemptions for the personal information of county and city managers and certain family members. The Senate also passed SB 21/HB 218 on land use regulations, which preserves hurricane-recovery restrictions in affected counties while lifting them later for unaffected counties, and the sponsor thanked colleagues for helping address unintended consequences from prior law. SB 354 on Blue Ribbon Projects was debated extensively over concerns about local control, conservation protections, and vague standards; after a late amendment excluding data centers from commercial areas, the bill was temporarily postponed rather than passed. Finally, SB 1632/HB 1471 on ideologies inconsistent with American principles and domestic terrorist designations drew significant debate over references to Sharia law, religious freedom, notice, and due process; one amendment striking Sharia references failed, and a second amendment with broader revisions was under discussion when the transcript ended.
FL

Florida 2026 Regular Session

Senate in Session Mar 5th, 2026

Florida Senate Floor Meeting

Transcript Highlights:
  • teachers' unions were decertified?
  • They have 2,156 teachers.
  • So for Corey Simon's district, since only 41% of teachers participate, 883 teachers participate...
  • Only 41% of teachers participate. 883 teachers participate. It's not 50% of the 883.
  • So can any teacher, even if they're not a dues-paying teacher, show up to this vote and vote on it?
Keywords: 999, senate, all
FL

Florida 2026 5th Special Session

FL House Floor Session - 2026-03-05 (10:00AM Session)

Florida House Floor Meeting

Transcript Highlights:
  • Of the over 200 teachers unions that face that decertification vote, how many of those teachers unions
  • Teachers who wanted to go to the schools that needed the best teachers, they were not able to do that
  • My goal is to make sure that that teachers' union is representing all of the teachers and making sure
  • So for Corey Simon's district, since only 41% of teachers participate, 883 teachers participate— Only
  • 41% of teachers participate, 883 teachers participate.
Summary: The Senate convened with prayer, the Pledge of Allegiance, and several recognitions before taking up a special order calendar of bills. Early measures included a claims bill for relief to L.E. through the Department of Children and Families, which passed 34-0 after substitution from the House version, and a claims bill for the estate of Mark Legata, which passed 35-0 after the amount was reduced in the substitute. The chamber then approved CS for CS for SB 42 on child protective investigations and specific medical diagnoses, requiring investigators to consider certain medical conditions that can mimic abuse; the sponsor described it as a fix for cases where medical evidence is overlooked, and it passed 34-0. A bill on autism education for teachers was also substituted with the House version, amended to replace the Senate language, and passed 35-0 after supportive remarks from members. The Senate next passed a land-use bill, SB 218, adjusting hurricane-related development restrictions so they continue in storm-damaged counties but expire in unaffected counties in 2026, with debate focused on local control and recovery needs; it passed 36-0. The chamber then approved several other measures with little or no opposition: a probate bill modernizing curators of estates (36-0), a Blue Ribbon Projects bill creating a framework for large planned developments with conservation set-asides, which drew extensive debate over local control, growth management, and the bill’s breadth before being temporarily postponed, a state lotteries update (36-0), a diploma requirements bill allowing Special Olympics participation to substitute for PE and clarifying marching band credit (36-0), and a naturopathic medicine licensure/regulation bill that reestablishes a licensing framework and board, which passed 33-3. The Justice Administrative Commission bill was amended to broaden membership to include a judge or senior judge and passed 37-0. The Senate also passed a public records exemption for certain local administrators and their families (31-5), a clinical laboratory personnel bill easing staffing requirements by aligning more closely with federal CLIA standards (37-0), a dry needling bill clarifying occupational therapists may perform the practice (37-0), a financial disclosures bill revising gift/honoraria reporting and restoring a percentage-based reporting option via amendment (36-0), and a child welfare bill expanding when parental drug abuse can be treated as harm or neglect and allowing earlier court intervention and services (37-0). Later, the chamber took up a bill on ideologies inconsistent with American principles and terrorist organizations. The sponsor said it would prevent enforcement of foreign or religious law over the Constitution, create a due-process process for domestic terrorist designations, and bar public funds from supporting terrorism. Senators raised questions about the lack of a time limit on conduct used for designation and whether conviction is required; an amendment was then offered to remove specific references to Sharia law and the bill’s findings, with the sponsor of the amendment arguing the language stigmatized Muslim constituents and singled out Islam. The transcript cuts off during that amendment debate, so no final action on the bill is shown in the provided text.
FL

Florida 2026 Regular Session

FL House Floor Session - 2026-03-05 (10:00AM Session)

Florida House Floor Meeting

Transcript Highlights:
  • The Orange County Classroom Teachers Association has 14,000 classroom teachers in its bargaining unit
  • My goal is to make sure that that teachers union is representing all of the teachers and making sure
  • They have 2,156 teachers.
  • 41% of teachers participate, 883 teachers participate.
  • So can any teacher, even if they're not a dues-paying teacher, show up to this PERC and vote on it?
Summary: The Senate convened with prayer, the Pledge of Allegiance, and several guest introductions before moving into a long special-order calendar. The chamber first considered two claims bills: SB 6/HB 6507 for relief of L.E. through the Department of Children and Families, described as compensation for severe injuries after DCF returned the child to unsafe parents, and SB 26/HB 6509 for the estate of Mark Legata, involving catastrophic injuries tied to FDOT negligence. Both bills were substituted with their House companions and passed overwhelmingly. Members then approved several policy bills focused on child welfare, education, and professional regulation. CS/CS/SB 42/HB 47 required child protective investigators to consider certain medical diagnoses before proceeding in abuse cases; CS/SB 206/HB 851 expanded autism-related training and incentives for teacher preparation programs; SB 556/HB 453 allowed Special Olympics participation to satisfy PE requirements for students with disabilities and clarified marching band credit; SB 688 reestablished licensure and regulation for naturopathic doctors; SB 878/HB 1347 addressed clinical laboratory personnel shortages by aligning more closely with federal CLIA standards; and SB 914/HB 867 clarified that licensed occupational therapists may perform dry needling. Each of these measures passed, most by unanimous or near-unanimous votes. The chamber also approved bills on court administration, public records, financial disclosure, and child welfare. SB 326/HB 131 modernized rules for curators of estates; SB 758/HB 625 updated the composition of the Justice Administrative Commission, with an amendment broadening the judicial member to a judge or senior judge; SB 830 created a public records exemption for certain local government executives and their families; SB 964/HB 6011 revised how gifts and honoraria are reported and, via amendment, restored a percentage-based reporting option for financial disclosures; and SB 1002 clarified that acute or chronic parental drug abuse can constitute harm or neglect and allow courts to order assessment and services. These bills all passed, with SB 830 drawing the most opposition among them. The most contentious debate centered on CS/CS/CS/SB 354, the Blue Ribbon Projects bill, which would create a framework for very large planned communities with substantial conservation set-asides. Supporters argued it would provide a new growth-management tool and economic opportunity, while opponents warned it was too broad, lacked specificity, weakened local control, and could be exploited by large developers. After extensive debate and an amendment limiting data centers in commercial areas, the bill was temporarily postponed rather than brought to a final vote. The Senate also passed SB 530 on lottery operations, SB 1632/HB 1471 on foreign law and domestic terrorist designations after a lengthy and divisive amendment debate over references to Sharia law, and SB 21/HB 218 on land-use regulations tied to hurricane recovery, which preserves SB 180 restrictions in storm-affected counties while lifting them later for unaffected counties.
ND

North Dakota 2025-2026 Regular Session

Human Services Committee May 27th, 2026

Transcript Highlights:
  • I'm a teacher.
  • I'm a teacher.
  • Teacher-child interactions and relationships, strategies to engage children and their families, and the
  • So for program type 1, the regulated, unlicensed, CCDF-eligible providers, three additional hours of
  • teacher turnover.
Summary: The committee first heard an update on North Dakota’s Interagency Council on Homelessness and Continuum of Care funding. Jennifer Henderson of the North Dakota Housing Finance Agency reported that homelessness remains driven by tight housing markets, low incomes, rising rents, and barriers to rental assistance, public benefits, and disability determinations. She said the state’s one-time North Dakota Homeless Grant is serving all regions but reaches far fewer households than the former Rent Help program, and that aging homelessness, shelter staffing shortages, and limited affordable units are growing concerns. Members discussed the need for more housing supply, better coordination with Health and Human Services, landlord engagement, reentry housing, and possible continued one-time funding for the $10 million Homeless Grant and $25 million Housing Incentive Fund. Henderson also warned that federal Continuum of Care funding is uncertain, with HUD expected to issue a new notice June 1 and possible shifts away from permanent supportive housing toward transitional housing and other models. The committee then took testimony on accessibility of government services for people who are blind, visually impaired, deaf, or hard of hearing. Paul Olson of North Dakota Vision Services School for the Blind described the school’s services for infants, children, and adults, including screenings, mobility training, assistive technology, and outreach across the state. He said the agency works closely with Vocational Rehabilitation and is also involved in improving website and document accessibility, especially for PDF materials. Public testimony highlighted barriers such as inaccessible CAPTCHA systems, online forms, driver’s license requirements on job applications, and limited transportation in rural areas. A deaf resident urged broader use of video remote interpreting and video relay services, along with training so people know how to use them effectively. Finally, Kay Larson presented the final report on the child care provider licensing study. The report recommended streamlining North Dakota’s child care licensing structure into three provider types plus a preschool designation, while preserving health and safety standards and maintaining eligibility for child care assistance. The committee discussed simplifying training and qualification rules, revising ratio and group-size requirements, and adjusting age bands for infants and toddlers. The report also noted that some changes would require statutory amendments and later administrative rule changes, with a transition period likely extending through 2029. No formal votes were taken in the transcript, but the committee accepted the updates and scheduled follow-up presentations for a later meeting.
NM

New Mexico 2025 Regular Session

IC - Economic and Rural Development Aug 11th, 2025

Economic & Rural Development & Policy Committee

Transcript Highlights:
  • I hope that teachers will take a look into that.
  • Wireless or unlicensed fixed wireless is used in rare circumstances, particularly for student connectivity
CA

California 2025-2026 Regular Session

Senate Public Safety Committee Apr 21st, 2026

Public Safety

Transcript Highlights:
  • protect Medi-Cal members, especially children receiving behavioral health treatment services from unlicensed
  • The bill requires that unlicensed providers delivering Medi-Cal BHT services undergo fingerprint- or
  • Small businesses will be incentivized to turn to untrained, unlicensed personnel.
  • This proliferation... ...incentivized to turn to untrained, unlicensed personnel.
Keywords: 987, senate, all
HI

Hawaii 2026 Regular Session

LBT-GVO, LBT, LBT Public Hearings 02-11-2026

Labor and Technology

Transcript Highlights:
  • just share this: we have positions that we've downgraded to engineer three positions, which are unlicensed
  • <00:17:14.880><c> are</c> engineer three positions which are engineer three positions which are unlicensed
  • <00:17:15.839><c> engineers</c><00:17:16.559><c> right</c><00:17:16.880><c> maybe</c> unlicensed engineers
  • right maybe unlicensed engineers right maybe straight<00:17:17.439><c> out</c><00:17:17.600><c> of</
Keywords: 912, senate, all
Summary: The committees heard testimony on several personnel and employment bills. SB 2119 would require the state or counties to reimburse public officers and employees for approved work-related travel costs within 30 days; testifiers from the State Procurement Office, UPW, HGA, the University of Hawaii Professional Assembly, and others supported the measure, citing delayed reimbursements. SB 3131 would update state position titles by changing “private secretary” to “executive assistant” and “secretary” to “administrative assistant” where applicable, and it drew support from DEED and comments from the State Librarian. SB 3069 would permanently exempt a limited number of specialized positions in DAGS Public Works and the Comptroller’s office from civil service; DAGS, HCDA, and DEED supported it, while UPW opposed it. Committee members questioned whether the exemption should be narrower and whether the positions should be consultants or actual employees, and DAGS said the roles were narrowly tailored, highly specialized, and intended to help manage complex projects such as Aloha Stadium, the convention center, and other major redevelopment work. The committee then heard SB 3180, which would repeal the limit on temporary employment in a single position for two 89-day terms. Testimony included support from the Procurement Office, DOE, DHRD, the State Librarian in opposition, UPW written comments, HGA, the Grassroots Institute of Hawaii, and others. Discussion focused on whether the bill was needed to address abuse of repeated 89-day hires and whether it would affect recruitment and career pathways. Finally, SB 2137 would allow departments, divisions, and agencies to assume hiring and recruitment functions from DHRD under certain conditions. DHRD opposed the bill, saying existing law already allows delegation and that agency-level recruitment often lacks the expertise and staffing to do the work; UHPA supported it, and UPW submitted written support. In questioning, DHRD said it had reduced backlog and was now current on screening, while also offering programs like Operation Hire Hawaii for faster agency-led recruitment.
KY
Transcript Highlights:
  • the vast number of complaints that we get is from an internet payday loan that would have been unlicensed
  • internet payday loan that would have internet payday loan that would have been<00:53:45.200><c> unlicensed
  • ><c> some</c><00:53:46.240><c> way,</c><00:53:46.480><c> shape</c><00:53:46.720><c> or</c> been unlicensed
  • in some way, shape or been unlicensed in some way, shape or form.<00:53:47.680><c> And</c><00:53:48.000
Summary: The committee met with a quorum, approved the September 16 minutes, and then received an update from Insurance Commissioner Sharon Clark and staff on the Department of Insurance. Clark reviewed department activity, including growth in premium volume and licensing, consumer complaints and recoveries, and a rise in fraud referrals. She said the department has 66 open fraud cases and described common schemes such as staged auto accidents, inflated repair or cleanup charges, and roofing scams. She also said the department’s investigators often prepare strong cases but face reluctance from local prosecutors, especially in Fayette and Jefferson counties, to pursue them. Clark reported favorable workers’ compensation news, saying rates will decrease 9.7% next year for the 20th straight year. She contrasted that with a difficult property insurance market driven by storms, reinsurance costs, inflation, labor shortages, and litigation, but said Kentucky’s market remains relatively stable, citing the Kentucky Fair Plan’s small number of policies. She then warned of significant 2026 health insurance premium increases on the exchange: 16.1% for Molina, 23% for Anthem, and 37% for WCare, after CareSource withdrew. She said the rates were reviewed by actuaries and found fair, but that the biggest pressure point is the scheduled expiration of enhanced premium tax credits, which she said could leave about 90% of exchange enrollees facing a compounded increase. Members questioned Clark about fraud prosecution, the number of people in commercial versus public coverage, and the impact of expiring subsidies. Clark said the prosecution issue is mainly with Commonwealth attorneys and that rural counties are more cooperative than urban ones. She also said the health market is individually rated and that older enrollees would be hit harder, while the loss of tax credits could push some people out of the marketplace. One member asked about the attorney general’s recent opinion on SB 188, the PBM bill; staff said attorneys were still reviewing it. Clark closed by noting that Kentucky’s fraud and towing/storage legislation has become a model for other states.