Video & Transcript : 'residential pools' :

Page 53 of 457
OK
Transcript Highlights:
  • wondering, with the increase, is this the increase per person getting the rebate or reincreasing the whole pool
  • This is this increases the pool. Thank you for that question. Not seeing the question.
  • Collaborative Psychology Internship in Kansas, serving individuals across the lifespan in inpatient residential
WA

Washington 2025-2026 Regular Session

House Civil Rights & Judiciary Jan 23rd, 2026 at 10:30 am

Civil Rights & Judiciary

Transcript Highlights:
  • For example, if Uncle Jack is there, can I remove him so I can put in a pool?
  • For example, if Uncle Jack is there, can I remove him so I can put in a pool?
  • provides significant potential for housing supply and homeownership, and it fits different types of residential
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Financial Services Jun 22nd, 2026

Joint Committee on Financial Services

Transcript Highlights:
  • So residential work, there's no field oversight.
  • The residential market operates differently.
  • setting Is there a difference in the additives in a residential setting versus commercial?
  • They're kind of standard, everyday mixes that the residential market uses.
  • The residential housing market, there's no control.
Bills: S3091, H5477
MS

Mississippi 2026 Regular Session

MS House Floor - 15 April, 2026; 1:00 PM

Mississippi House Floor Meeting

Transcript Highlights:
  • Gulf Coast Center for Nonviolence Incorporated, for funding to expand access to evidence-based residential
  • life skills training in 15 public schools across four counties Expand access to evidence-based residential
  • Section 52, providing a $250,000 appropriation to the Briarwood Pool to pay costs associated with facility
ID

Idaho 2026 Regular Session

Agenda Feb 19th, 2026

State Affairs

Transcript Highlights:
  • And when we've got, like, you know, for instance, a primary where there's a pool of Republicans on the
  • And what it does is it allows people who are creating an LLC, instead of providing their home residential
  • have to attest [is] that the physical address they have [is] no other physical address than their residential
Keywords: 989, all
Summary: The House State Affairs Committee considered several RS drafts and one bill. It introduced RS 33231, requiring in-person canvassers to be qualified electors and wear name badges, with exceptions for volunteers, campaign workers, and phone banking. It also introduced RS 33375, which lowers the threshold for ballot name rotation from 100,000 to 25,000 voters so candidate names are rotated more broadly on ballots. RS 33429 was introduced to merge the Office of Species Conservation and the energy and minerals coordinating agency, with members asking for more information later to ensure both missions are preserved. RS 33438 was introduced to allow LLCs to use an Idaho commercial registered agent address instead of a home address, aimed at protecting residential privacy for home-based businesses. The committee then debated RS 33449, a revised version of a bill restricting social transitioning of minors without parental knowledge or consent. The sponsor said the new draft changed the civil enforcement provisions, moved the penalty to an Attorney General action with funds going to the state general fund, and narrowed the covered entities to schools, child care providers, and medical, behavioral, or mental health providers. Several members raised concerns about the breadth of the definitions, possible conflicts with confidentiality obligations, and the size of the potential penalty; others questioned how educators or providers would know when a child’s name, appearance, or dress triggered the bill. Despite objections, the motion to introduce RS 33449 passed, with Representatives Church and Haas recorded as voting no. The committee also heard House Bill 548, which would require reasonable suspicion before law enforcement can stop and board a boat on the water, rather than allowing suspicionless stops for safety inspections. The sponsor said inspections could still occur at boat launches and that the bill was meant to protect Fourth Amendment rights. After discussion, the committee voted to send HB 548 to the floor with a do pass recommendation. Finally, the committee returned RS 33-408 to sponsor at the sponsor’s request, and the meeting ended with thanks to a departing page and an announcement that the committee would take the next day off.
WA

Washington 2025-2026 Regular Session

Senate Ways & Means Jan 27th, 2026 at 04:00 pm

Ways & Means

Transcript Highlights:
  • Within the property tax appeals, we adjudicate both commercial cases as well as residential cases.
  • We're looking at some new processes for accelerating residential review and also for getting settlement
  • It has all the ingredients: strong universities and colleges, a diverse talent pool, robust institutions
TX

Texas 89th Regular

Natural Resources (Part I) May 14th, 2025

Natural Resources

Transcript Highlights:
  • decades-old municipal solid waste permit being used to propose a landfill in a now densely developed residential
  • large investments to serve customer growth, such as extending gas mains to serve new commercial and residential
  • to the establishment of the temporary certified and insured prescribed burn manager self-insurance pool
Summary: The Senate Committee on Natural Resources heard several House bills dealing with environmental regulation, oil and gas safety, landfill permits, and utility cost recovery. HB 1237, by Rep. Geren and sponsored by Sen. Zaffirini, would extend TCEQ occupational license renewal deadlines from 30 days to 90 days, allow renewal up to one year with higher fees, and require a new application after longer expiration; the committee substitute clarified that applicants may continue working only until renewal is approved or denied and set a 180-day cutoff for renewal. HB 3071, sponsored by Sen. Hancock, would require TCEQ to cancel certain long-dormant municipal solid waste permits; members discussed concerns about precedent, ownership changes, and whether the bill should be narrowed, and the bill was left pending with a committee substitute expected. The committee also heard HB 2663, sponsored by Sen. Birdwell, which would require operators of inactive oil and gas wells to remove or de-energize electrical equipment after 10 years and authorize Railroad Commission penalties for false compliance. Testimony from landowners, cattle raisers, and the Sierra Club supported the bill as a wildfire-prevention measure, and the bill was left pending. HB 4384, also by Rep. Darby and sponsored by Sen. Birdwell, would let natural gas utilities defer certain infrastructure costs for later recovery through the GRIP process; utility representatives supported it as credit-positive and consistent with existing accounting, while consumer advocates opposed it as increasing rates without enough oversight. The committee discussed possible amendments to add more cost controls, and the bill was left pending. Later, the committee voted HB 2563, the companion to SB 2510, favorably to the full Senate by a 5-0 vote and ordered it certified for the local and uncontested calendar. The committee then took up HB 143, which would codify interagency procedures for addressing electrical power line safety at well sites and related facilities after wildfire concerns; members said a committee substitute had been negotiated with agencies and stakeholders to clarify responsibilities, timelines, and inspection authority while reducing fiscal impact. No final vote was taken on HB 143, and the committee recessed with several bills still pending.
FL

Florida 2025 Regular Session

Community Affairs Feb 4th, 2025

Transcript Highlights:
  • ABOUT HERE, SO MITIGATION PROJECTS CAN INCLUDE THAT AND ALSO SECONDARY POWER SOURCES SUCH AS FULL POOLS
  • THIS BRINGS ME TOO MY LAST SLIDE WHICH IS THE ELEVATE FLORIDA STATE RESIDENTIAL MITIGATION PROGRAM.
  • WE WILL WORK ON RESIDENTIAL RECONSTRUCTION HOMES OFF THE SLAB GETTING THEM RECONSTRUCTED IN MOVING THEM
Keywords: 999, senate, all
CA
Transcript Highlights:
  • But we are seeing now over 97% of jurisdictions offering residential organics collection.
  • Our proposal would allow additional residential properties and impacted communities to be remediated.
  • Our proposal would allow additional residential properties and impacted communities to be remediated,
  • Generally, we think of positions that a department has as a pool of authorized positions rather than
  • So the goal was really to shrink that overall pool and be able to reduce the amount of ongoing funding
Summary: The Assembly Budget Subcommittee on Climate Crisis, Resources, Energy, and Transportation heard an informational hearing with Secretary Garcia and CalEPA-related departments on the administration’s budget proposals and related environmental programs. Secretary Garcia highlighted CalEPA’s work on methane reduction, community air protection, water infrastructure, Exide cleanup, safer pesticide alternatives, Prop 4 implementation, and Bay-Delta water quality, while emphasizing the impact of federal rollbacks and the need for flexible state response. Members raised broader policy concerns about the polluter-pays principle, special fund vacancies, and whether the state is maintaining sufficient staffing and enforcement capacity, especially after recent fee increases. A major portion of the hearing focused on landfill support, response, and enforcement, particularly subsurface elevated temperature events at Chiquita Canyon and El Sobrante. CalEPA requested $5.1 million and 12 positions to improve monitoring, technical response, coordination, and enforcement across CalRecycle, CARB, DTSC, the Water Board, and OEHHA. Assembly Member Schiavo described severe community impacts from Chiquita Canyon and pressed for stronger state action, more transparency, and accountability from landfill operators; Assembly Member Rogers emphasized that accountability must mean forcing operators to take preventive measures and bear the costs. Agency staff said the proposal would help augment current response efforts, support local enforcement agencies, and improve early detection, while acknowledging that the causes of set events are not fully understood and may involve factors such as lithium-ion batteries, oxygen intrusion, and gas extraction practices. The committee then heard an update on the Safe and Affordable Drinking Water program and the effects of the new cap-and-invest structure. State Water Board Chair Joaquin Esquivel reported that the program has reduced the number of Californians without safe drinking water from 1.6 million to about 600,000 since 2019, while also bringing 320 systems back into compliance and distributing $1.8 billion in drinking water grants. The Legislative Analyst’s Office explained that under SB 840, SAFER is now in a lower funding tier, which could reduce annual proceeds from the prior $130 million level to a projected $92 million in 2026-27 and delay funding until later in the year. Members expressed concern that this deprioritizes rural drinking water needs, while the board said it would continue using SAFER’s flexible funds for emergency water, technical assistance, and construction, and would keep pushing consolidations and other long-term solutions for the remaining failing systems.
ND
Transcript Highlights:
  • Both residential and commercial projects are allowable in the Renaissance Zone program.
  • So we have 12,512 active stripper wells in the state, I'm sorry, pools; 11,332 stripper wells.
  • It was blind, wheelchair, geothermal, and other residential property exemptions.
  • For new construction and remodels of residential and commercial property,...
  • We've got ag, we have commercial, we have residential, and now this is a subset of residential.
Keywords: 908, all
Summary: The committee met to continue its tax reform and relief study agenda, approved the December 3, 2025 minutes, and announced a new subcommittee to examine property tax statement issues with counties, auditors, and the tax office. Representative Headland was named chair, Senator Rummel vice chair, and Representatives Dressler and Dr. Dr. and Senator Patton were also assigned. The chair noted the group may need an additional meeting and thanked staff and attendees. A major portion of the meeting focused on economic development incentives. The Department of Commerce presented on the Renaissance Zone program and TIF districts, describing Renaissance Zones as locally tailored tools that combine local property tax relief with state income tax incentives. Commerce said the program has supported thousands of projects since 1999 and cited examples from Beach and Mandan showing increases in property and taxable value, business retention, housing, and downtown revitalization. Committee members raised concerns that smaller rural communities often lack the staff and expertise to apply, and Commerce said it provides outreach through conferences, office hours, and one-on-one assistance. League of Cities and local officials from Bismarck and Ellendale echoed the capacity issue, discussed how the programs have worked in their communities, and suggested possible reforms or more targeted support for small towns. Ellendale’s mayor also described two TIF districts, one for industrial infrastructure in Oaks and one for housing infrastructure tied to a data center project in Ellendale. The committee then turned to stripper oil taxation. The Tax Department gave a comparison of oil and gas tax structures in selected states, noting that most have some form of stripper or marginal well provision, while Alaska does not appear to have a specific stripper-well exemption. Members asked for more detail on definitions and North Dakota’s annual adjusted rate. The Department of Mineral Resources followed with a detailed presentation on North Dakota stripper wells, explaining the statutory thresholds, the 12-consecutive-month production test, and the fact that once a well qualifies it remains on stripper status even if production later rises. DMR said about 11,332 stripper wells are active, representing roughly 54% of wells and about 16% of state production, and emphasized that stripper status can extend well life, preserve tax revenue, and reduce orphaned wells. Committee members and industry witnesses discussed refracs, the economics of keeping marginal wells active, and the competitive disadvantage created by North Dakota’s oil price discount. No votes were taken on these informational items.
MS

Mississippi 2026 Regular Session

MS Senate Floor - 10 February, 2026; 10:00 AM

Mississippi Senate Floor Meeting

Transcript Highlights:
  • Examples of this would be things like if a babysitter fails to watch a child in or around a pool, and
  • Examples of this would be things like if a babysitter fails to watch a child in or around a pool, and
  • The only thing it does is residential elevators.
  • </c> The only thing it does is residential The only thing it does is residential elevators.<03:18:20.720
  • And the residential elevators elevators.
CA

California 2025-2026 Regular Session

Assembly Housing and Community Development Committee Mar 11th, 2026

Housing and Community Development

Transcript Highlights:
  • it broadly available would mean anybody who has a CSA 4-like assessment has access to a dedicated pool
  • Some of this is due to a lack of true residential wage rates when prevailing wages are required, which
  • Some of this is due to a lack of true residential wage rates when prevailing wages are required, which
  • The council approved a three-year moratorium on development impact fees for residential construction
  • Unfortunately, despite eliminating those impact fees, we still do not have a single residential development
Keywords: 988, house, all
MO

Missouri 2026 Regular Session

Budget Feb 16th, 2026 at 12:00 pm

Budget

Transcript Highlights:
  • This is the core for the population growth pool.
  • This is the core for the population growth pool.
  • This is the core for the overtime pool, and the governor recommended no changes to the core.
  • Institution E&E pool, $568,377. On to page 143, wage and discharge.
  • It is not the most robust labor pool we have.
Keywords: 959, house, all
WY

Wyoming 2026 Regular Session

Select Committee on School Finance Recalibration, January 22, 2026 - AM

Select Committee on School Finance Recalibration

Transcript Highlights:
  • It's residential. So, Mr.
  • It's a it's residential. So, Mr. wealth. It's a it's residential.
  • pool across all employees and that there's no subdivisions of that risk pool.
  • pool across all employees and that there's no subdivisions of that risk pool.
  • pool across all employees and that there's no subdivisions of that risk pool.
Keywords: 916, all
HI
Transcript Highlights:
  • And this procedure, although going to residential treatment can be expensive, it's life-saving.
  • And this procedure, although going to residential treatment can be expensive, it's life-saving.
  • Thank you. >> Thank you, chair. >> Please. going to residential treatment can be going to residential
  • c><01:29:02.159><c> uh</c> issue of residential capacity uh issue of residential capacity uh specifically
  • c><01:42:55.840><c> the</c> new residential capacity, not the new residential capacity, not the [clears
Summary: The committee opened a hearing on multiple health-related bills and first took up HB 2315, which would create a Department of Health pilot program allowing eligible employees to defer unused vacation leave in exchange for a payout to help with home purchase assistance. The Department of Health testified in support, saying the proposal could aid recruitment and retention, and United Public Workers also supported it as a creative, cost-effective benefit that could help employees become first-time homebuyers. The chair likewise praised the department’s effort, and there were no questions or opposition before the committee moved on. The committee then heard HB 2562 on workplace violence in health care settings. The Department of Health said it preferred requiring licensed hospitals to adopt workplace-violence prevention policies and public reporting rather than creating a new state program. The Department of Labor and Industrial Relations said it appreciated the intent and explained that, absent a specific standard, enforcement would rely on OSHA’s general duty clause, guidance, and inspections. Nurses and the Hawaii Nurses Association gave emotional testimony describing harassment, threats, doxxing, and fears for patient and worker safety, arguing that existing processes were too slow and that hospitals needed immediate, enforceable requirements. The committee discussed current hospital alarm systems and OSHA enforcement, and Labor said it does inspect hospitals and can receive complaints from employees. HB 1532, concerning importation of large cigars and pipe tobacco, was announced as deferred at the request of the bill’s author so it could be refined with proponents and the Attorney General. The committee also discussed HB 1857, a very large measure redefining qualified health care provider and making extensive changes to health care law; the chair said the House would likely pass it without substantive changes and instead defer the effective date while using the Senate companion bill as the vehicle. Testimony on HB 1857 was generally supportive, including from the Hawaii Association of Nurse Anesthesiology and a certified genetic counselor, though both referenced proposed amendments. Finally, the committee heard HB 2209, which would require insurers to honor a patient’s written assignment of benefits to a substance use disorder treatment provider. The Insurance Division and HMSA opposed the bill as drafted, arguing it would create a special class of providers, raise fraud and litigation concerns, and potentially increase premiums. Treatment providers and advocates strongly supported the measure, saying insurers often refuse direct payment even when patients assign benefits, forcing families to front large sums and delaying access to residential treatment; they argued the bill would improve access and help keep care in Hawaii. A psychiatrist testified that he had not seen fraud in Hawaii and that the bill could help address long wait times for life-saving treatment. The committee also received written support from multiple individuals and organizations, and members began asking questions about HMSA’s network size and wait times, with follow-up information requested."}】【。final json to=commentary 天天中彩票出票 to=commentary code 彩神争霸邀请码 to=commentary 彩票平台招商 to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary ುತ್ತಾರೆ to=commentary
FL

Florida 2026 Regular Session

Judiciary Feb 10th, 2026

Judiciary

Transcript Highlights:
  • Density is capped at the average of all adjacent residential zoning or 25 acres a unit, whichever is
  • a right of first refusal to purchase property that is recreational and continue to operate as a residential
  • It adds public swimming pools into the residency restriction framework in 775.215 and a new statute,
  • same offenders to be on the premises of specified child-centered locations, including public swimming pools
  • homeless, from their homes, and prevent them from residing or being employed within 2,000 feet of a pool
Keywords: 999, senate, all
Summary: The Judiciary Committee took up a long agenda of bills, beginning with SB 1434 on infill redevelopment. A late-filed strike-all narrowed eligibility to certain properties in Miami-Dade, Broward, and Palm Beach counties, added environmental and zoning criteria, and included exemptions for agricultural land, parks, military-adjacent land, and other areas. The amendment was adopted without opposition, and the bill was reported favorably 8-0. The committee then heard SB 212 on sexual offenders and predators, as amended to add public swimming pools and related child-centered locations to residency and presence restrictions. Testimony was sharply divided, with supporters emphasizing child safety and opponents arguing the bill lacked empirical support and would worsen homelessness and impose retroactive burdens. The committee adopted the amendment and reported the bill favorably 8-1. Members next approved SB 686 on agricultural enclaves after adopting an amendment allowing certain enclaves adjacent to interstate highways to be developed for commercial, industrial, or single-family residential uses while clarifying protections for critical areas, the Florida Wildlife Corridor, and military installations. The bill drew opposition from a county Republican committee representative who argued it would weaken zoning and comprehensive planning and encourage urban sprawl, while homebuilders and industry groups supported it. The committee also reported favorably SB 554 on nonprofit corporations, a Florida Bar-backed update intended to modernize and harmonize nonprofit corporate law, and SB 1338 on charitable giving, which would create donor remedies for endowment restrictions and limit state reporting burdens on certain charitable organizations; members noted the latter would need further work on cy pres and related issues. The committee then approved SB 532 on court fees after a strike-all that would let clerks retain all collections above revenue projections rather than splitting excess with general revenue, with clerks’ groups supporting the change and members citing long-standing funding shortfalls. SB 218 on land use regulations was also reported favorably; it would restore normal land-use authority to counties unaffected by the 2024 hurricanes while keeping SB 180 protections in place for damaged areas. SB 692 on cybersecurity standards and liability passed 9-2 after debate over whether the bill created enough compliance incentives and whether its liability presumption was retroactive; supporters said it would encourage adoption of cybersecurity frameworks and reduce class-action litigation, while opponents wanted stronger compliance requirements. Finally, SB 1138 on qualified contractors was amended and passed unanimously as a process-reform measure allowing licensed professionals to conduct pre-application reviews, and SJR 1104 on religious expression in public schools was reported favorably 8-3 after extensive testimony and debate over whether it would protect free expression or invite coercion and litigation. The committee also began consideration of SB 1106 on requiring state agencies and instructional materials to use “Judea and Samaria” instead of “West Bank,” with the sponsor framing it as historical accuracy and opponents arguing it erased Palestinian identity; the transcript cuts off during that item.
NH

New Hampshire 2025 Regular Session

House Children and Family Law (04/08/2025)

Transcript Highlights:
  • </c> residential or they are child daycarees. residential or they are child daycarees.
  • </c><01:02:18.680><c> treatment</c> children and residential treatment children and residential treatment
  • </c><01:02:28.720><c> treatment</c> process of every residential treatment process of every residential
  • </c> specific child at a specific residential specific child at a specific residential treatment<01:02
  • residential residential placement.<01:18:09.600><c> They</c><01:18:09.920><c> are</c><01:18:10.080><
Keywords: 928, house, all
Summary: The committee opened with Senate Bill 22-FN, which would expand child care licensing background checks so the Department of Health and Human Services can receive fuller criminal history information, including pending charges and other non-conviction records, similar to the system already used for school staff. Grant Bossi, for Senator Pearl, and DHHS officials Melissa Clement and Christine Sheay testified in support, saying the bill closes a gap that can allow people with disqualifying charges to work with children. They explained that the FBI record is a snapshot in time, that juvenile records are not included, and that the bill would apply to child care programs including residential group homes. Questions focused on what “confidential criminal history” means and how often checks are repeated; DHHS said checks are done every five years or sooner if new charge information is received. The hearing on SB 22 was then closed. The committee then took up Senate Bill 23-FN, which would expand the child endangerment statute and remove the word “purposely” from part of the language. Senator Pat Long said the bill is intended to strengthen protection for children and allow more serious conduct to be charged appropriately. Testimony from law enforcement, including Executive Counselor Dave Wheeler, Sergeant Ryan Rooney of Nashua Police, and Nicholas Georgulis of Manchester Police, supported the bill as a way to distinguish routine misdemeanor cases from the most egregious abuse and neglect cases, such as children living in squalor or being exposed to severe danger. Wheeler and some members raised concerns that the language could be vague or overbroad and cited a prior Manchester firearm-in-a-car arrest as an example of possible unintended consequences; supporters responded that the bill still requires knowingly violating a duty of care and that the serious bodily injury or death standard limits its reach. Rooney also described a fentanyl overdose case involving an 11-year-old and said the current misdemeanor charge did not fully reflect the seriousness of the conduct. The committee recessed SB 23 briefly to open and close SB 161, then returned to SB 23, which remained under hearing with no final vote taken in the excerpt.
LA

Louisiana 2026 Regular Session

House of Representatives Apr 9th, 2026

Louisiana House Floor Meeting

Transcript Highlights:
  • Even if there is a valid jury pool, individuals do their best to get off of serving on a jury.
  • Have you talked to anyone from the courts about what this bill would do to that pool of people, being
  • to anyone from the courts on what this bill would do to what I believe is an already decreased jury pool
  • I'm worried that we're now affecting civil trials and decreasing that pool as well.
  • They can start their own company and they will be able to do residential work.
CA

California 2025-2026 Regular Session

Assembly Insurance Committee Jan 28th, 2026

Transcript Highlights:
  • We offer two policies: a dwelling policy or residential policy, and a commercial policy.
  • While we only offer two policy types, that residential policy or dwelling policy does cover renters,
  • So there's 34, give or take, states that have some type of beach plan, fair plan, wind and wind pool,
  • impacting children- and youth-serving organizations, particularly foster family agencies and short-term residential
  • We're not seeing them exit through the commercial clearinghouse or the residential side.
Summary: The Assembly Insurance Committee held an oversight hearing on the California Fair Plan, focusing on its rapid growth, financial stability, rate adequacy, and role in the homeowners insurance market. Committee members described the Fair Plan as increasingly functioning as a “safety net” rather than a true insurer of last resort, while Fair Plan representatives said the plan was created by statute, is privately funded by member insurers, and is now taking on more business because of non-renewals and limited availability in the admitted market. They emphasized that the plan offers residential and commercial coverage, but not a full HO-3 homeowners policy, and said expanding into that product would require major new staffing, vendor, and claims infrastructure. A major topic was pricing and assessments. Fair Plan officials said their rates have historically lagged their projected costs, especially because reinsurance costs were not fully recoverable in rates until recently. They reviewed recent filings, including a 2023 filing that was reduced from an estimated 80% need to a 35.8% request after working with the Department of Insurance. They also discussed the plan’s reinsurance tower, a new catastrophe bond, and the $1 billion assessment triggered by the 2025 Los Angeles fires after losses exceeded available capital. They said AB 226 helped secure a $600 million line of credit to reduce assessment risk, and they thanked lawmakers for supporting that measure. Members raised constituent concerns about coverage limits, underinsurance, and misinformation from agents. Fair Plan officials said they do not deny applicants because their homes exceed the plan’s $3.3 million limit; instead, policyholders can combine Fair Plan coverage with excess insurance. They said broker training and webinars are being expanded to address misunderstandings, and they noted that raising the cap would depend on achieving actuarially sound rates and sufficient financial capacity. Members also asked about smoke claims from the 2025 fires; the Fair Plan said it has paid covered smoke claims under California law, reviewed closed claims, and removed the “sight and smell” language from its policy form after litigation and CDI action. Public commenters from the insurance industry, builders, agriculture, and nonprofit service providers largely urged faster depopulation of the Fair Plan, more adequate rates, and reforms to the clearinghouse process. Some warned that the Fair Plan is now competing with the admitted market because it can be cheaper in some areas, while others said the plan is still essential because the private market is not serving high-risk or specialized properties. The hearing ended without a vote or formal action, but committee members and Fair Plan representatives agreed to continue working on rate, transparency, and depopulation issues.
MN

Minnesota 2025-2026 Regular Session

Human Committee Meeting - 2025-04-02

Human Services Finance and Policy

Transcript Highlights:
  • It expands the exception to licensed community residential settings only with a very narrow focus on
  • boarding in hospitals, and it creates a regional continuum of care for youth in our children's residential
  • We're working on a psychiatric residential treatment facility; we understand the need.
  • programs, county correctional facilities, long-acting injectable pilot programs, existing intensive residential
  • don't want to compete with providers for that funding, and so that's why we're establishing a separate pool