Video & Transcript Research : 'utility validation'
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MI
Transcript Highlights:
- As a utility, our overarching goal is safe, reliable, and affordable power.
- In turn, this encourages transparent communication between the utility and the residents.
- They believe the utility needs to be there.
- In turn, this includes. loop by setting a statutory guideline for utilities to adhere to.
- They believe the utility needs to be there.
Summary:
The Senate Committee on Energy and Environment met with 13 members present, approved the June 4, 2026 minutes, and took up Senate Bill 947, which concerns dam registration, inspections, and related enforcement. The committee discussed a substitute that made technical changes and implementation adjustments, including lower registration fees for counties with multiple dams, extending registration validity from five to ten years, allowing conditional permits, giving EGLE flexibility to modify deficiency schedules, and adding provisions related to inspection reports and low-hazard dam evaluations. Members also raised an unresolved issue involving FERC preemption and hydroelectric dams; the chair and EGLE said that issue would continue to be worked on, likely through the floor process. Public testimony cards were read in support from a range of environmental and policy groups and individuals. The committee adopted the S-1 substitute 13-0 and then reported SB 947 to the floor on an 8-3 vote with two passes.
The committee then considered Senate Bill 627, which also had been heard previously. No additional questions were raised, and testimony cards were read in support from several organizations, including the Michigan Environmental Council, Sierra Club, the Michigan Conservative Energy Forum, and the Michigan League of Conservation Voters. The committee voted to report SB 627 to the floor with the recommendation that it pass, and the bill was reported on an 11-1 vote with one pass.
Finally, the committee took testimony only on House Bill 4361, sponsored by Representative Green, which would direct the Public Service Commission to create a rule allowing utilities broader vegetation management within rights-of-way to improve grid reliability. Representative Green and Thumb Electric Cooperative’s Kevin Mazur testified that the bill would reduce outages, improve safety, and align statutory standards with existing utility practices. Several senators raised concerns that the language was too broad and could allow extensive tree removal, harming property owners, local control, tree canopy, and environmental and health interests; others said utilities already have similar authority and emphasized reliability and homeowner coordination. The committee did not take action on HB 4361 and adjourned after reading in testimony cards from utilities, environmental groups, and others both supporting and opposing the bill.
FL
Florida 2025 Regular Session
October 8, 2025 - 10:30 AM
Transcript Highlights:
- train school and district staff in November and December on the course resources and process for validating
- including workplace safety and that ESE or exceptional student education instructional staff will validate
- The process for validation of the school level include 2 ESE certified staff and one or more portable
- Now, Apple has tremendous accessibility and I utilize them on a daily basis or vision.
- So it's just not utilizes that is that somewhat a crater could look into that because I like to make
TX
Transcript Highlights:
- approval of an Economic Development Authority and capital improvement plans, including pavement and utilities
- Because remember, you are not there to validate the will of the beholder.
- You're there to validate the will of the people onto the BRA. Senator, thank you for that question.
- Do you see some utility in looking at that?
- Not simply validate the system's desire for whatever it wants onto the people of the state of Texas.
OK
Transcript Highlights:
- an eight-year revolving review to make sure that they're verifying that it's still current, still valid
- point, take this to where we're doing a review of the administrative code to make sure that it's still valid
- If we can utilize that process to assist us to where it can mark specific things.
Bills:
HJR1088, SB1280, SB1316, SB1433, SB1455, SB1456, SB1457, SB1459, SB1461, SB1463, SB1465, SB1466, SB1721
Keywords:
education rules, administrative rules, joint resolution, Oklahoma State Department of Education, higher education, State Regents for Higher Education, Teachers' Retirement System, charter schools, Statewide Charter School Board, career and technology education, CTE, OEQA, rule approval, legislative oversight, permanent rules, school governance, teacher retirement, education agencies, excise tax, oil tax
TX
Texas 89th Regular
Senate Committee on Health and Human Services May 20th, 2025
Health & Human Services
Transcript Highlights:
- I think those are valid questions.
- ECFMG, which administers this process, actually does a background check and validates the licensure of
- and utilized in the United States.
- Pre-authorization is a process used by health plans to manage costs and the utilization of services.
- The three-share program has been around for a long time, and many people utilize it.
Bills:
HB163, HB216, HB721, HB2035, HB2038, HB3057, HB3153, HB3233, HB3595, HB3801, HB3812, HB4076, HB4129, HB4377, HB4535, HB4666, HB4730, HB4743, HB4903, HB5149, HB5155, HB1534, HB163, HB216
Keywords:
epinephrine, healthcare, emergency response, administration, medical policy, health care, itemized billing, patient rights, provider regulations, Texas Health and Safety Code, cost disclosure, insurance, benefit plan, administrators, chemical dependency, treatment facilities, minor admissions, parental notice, mental health, medical licensing
WA
Washington 2025-2026 Regular Session
Senate Housing Jul 24th, 2025
Transcript Highlights:
- , let's be very clear..." "...There have been multiple, multiple attempts in this state to try to utilize
- of them have failed and will continue to fail if we do not take a systems-based approach to how we utilize
- In the past, the legislature has funded higher education planners in college so they could be utilized
- So it's not just a one size fit all approach to connecting to our utility.
- I believe those are publicly available to be utilized.
Summary:
The Senate Housing Committee work session focused first on Civic Commons’ “starter home production plan,” a statewide strategy intended to increase production of homes affordable to households roughly between 60% and 120% of area median income. Presenters said the Covenant Home Ownership program will not succeed without more starter homes, and outlined recommendations including a temporary cross-sector crisis task force, a developer network, new financing tools, public seed funding, and a multi-site demonstration program to test off-site construction and standardized designs. Committee members asked about silos in the current system, the role of off-site and modular construction, target income ranges, and where the plan would be most useful. Civic Commons said the plan is meant to be statewide, community-informed, and respectful of local context, with pre-approved plans and standardized approaches for both single-family and multi-unit housing.
The Department of Labor and Industries then gave an update on factory-built housing oversight. Officials said residential factory-built structures are a small but important part of their work and described progress in prioritizing residential plan reviews, which they said has reduced review time from months to about two days. They also reported creating a plans examiner supervisor position, moving forward with rules for third-party plan review and inspection, and beginning analysis of national standards from the Modular Building Institute to see whether they align with state code. Committee members and L&I discussed the value of standardized plans, real-time tracking for applicants, and the role of state inspection in reducing local jurisdictional variation.
The Washington State Building and Construction Trades Council testified that it supports efforts to reduce permitting delays and increase housing production, but warned against weakening safety standards or labor protections. The labor representatives said prefabrication and modular construction can help if the workforce is protected, wages and apprenticeship opportunities are preserved, and projects use tools such as community workforce agreements. They also raised concerns about wage theft, misclassification, and unlicensed contractors in residential construction, and suggested stronger front-end contractor education or licensing. Committee members responded that the goal is to expand production without sacrificing safety or good jobs.
The committee also heard city perspectives on local housing reforms. Olympia described its affordable housing emergency ordinance, which gives qualifying projects priority in the permitting queue, and said success depends on communication among housing staff, planners, engineers, and developers. Walla Walla, an early adopter of middle housing, reported increased ADUs, duplexes, and smaller-lot development after eliminating single-family zoning and expanding tools such as MFTE and ADU flexibility. Des Moines described adopting middle housing and ADU ordinances in June 2025 after a lengthy public process, while Poulsbo described proactive code changes including duplexes on corner lots, unit lot subdivisions, manufactured home protections, expanded ADU allowances, and pre-approved ADU plans shared with neighboring jurisdictions. No votes were taken during the work session.
TX
Texas 89th Regular
Senate Committee on Water, Agriculture, and Rural Affairs Feb 10th, 2025
Water, Agriculture and Rural Affairs
Transcript Highlights:
- Yes, sir, we utilized our SRF.
- The agency also has the authority to create municipal utility districts, special utility districts, municipal
- an acquisition by a larger utility.
- Often, this means a small utility in need of assistance is being acquired by a larger utility that has
- of the acquired utility.
TX
Transcript Highlights:
- It also requires legislative updates from the Texas Education Agency on test development and the validity
- Sometimes there are sort of validity standards and reliability standards that are required, which is
- And that has to meet the same standards of validity and reliability.
- New authority to remove indicators at any time, without clear definitions of valid or reliable.
- That limits the role of teachers, raises validity concerns, and erodes public trust.
Bills:
HB8
Keywords:
HB 8, Texas public school accountability, school accountability, public school transparency, STAAR, state assessments, instructionally supportive assessment program, Student Success Tool, Texas Education Agency, TEA, accountability ratings, A-F ratings, through-year assessment, benchmark testing, norm-referenced assessment, college career military readiness, CCMR, local accountability plan, school district performance, campus turnaround
CA
California 2025-2026 Regular Session
Assembly Privacy and Consumer Protection Committee Jul 1st, 2026
Transcript Highlights:
- Furthermore, the bill explicitly prevents regulatory stagnation by utilizing structured working groups
- or study aids, but a growing number of consumers are utilizing these tools for companionship.
- It utilizes approximately cause language, which also is problematic.
- Because I think it's valid.
- What we're saying is it severely restricts the utility of the technology.
Summary:
The committee heard several bills focused on artificial intelligence, child safety, mental health, and privacy. SB 574 by Senator Umberg would require transparency and human oversight when attorneys, judges, and court neutrals use AI; it drew support from privacy advocates and committee members, with no opposition. SB 1276, the End Child Exploitation Act, would update child sexual exploitation laws to cover live-streamed and AI-generated abuse material and clarify that viewing such content can be criminally punishable; prosecutors, child advocacy groups, and others supported it, while no one appeared in opposition despite opposition on file. SB 813 would create a California AI standards and safety commission and a voluntary two-tier certification framework for AI safety standards; supporters said it would create scalable, independent oversight, while TechNet and CalChamber opposed it as duplicative, under-defined, and likely to create a de facto mandate. The committee discussed market pressure, federal preemption concerns, and the role of voluntary standards, but no final vote was taken in the excerpt.
Senator Padilla also presented SB 300, which would strengthen protections for minors from sexually explicit chatbot content by moving from a reasonableness standard to an affirmative duty to prevent such exposure and to prohibit facilitation. Supporters said new evidence showed greater risks and that companies can and should build stronger safeguards; opponents, including TechNet and CCIA, argued the bill was premature because SB 243 had only recently taken effect and warned it could create strict-liability-like exposure. Padilla then presented SB 903, which would bar AI chatbots from being advertised as therapists, require licensed clinician oversight and informed consent for AI use in psychotherapy, and protect patient confidentiality; it received broad support from mental health professionals and labor groups, while industry and health associations were opposed unless amended over triage and crisis-detection language. The committee members emphasized the need for human judgment in mental health care and noted ongoing negotiations on amendments.
The committee also heard SB 1119, a companion to AB 2020, which would require annual risk assessments, crisis-response protocols, default child settings, parental controls, limits on data use, public incident reporting, and third-party audits for chatbots used by children. Supporters argued the bill would address documented harms and improve transparency, while industry groups objected to ambiguous standards, liability exposure, and the private right of action. A roll call vote was taken on SB 1119 after quorum was established; the motion to pass to Appropriations succeeded on a 5-1 vote, with one no vote and the measure left on call for absent members. Finally, SB 354, a privacy bill for insurance consumers, would modernize outdated insurance privacy rules, bar sale of personal information, and expand consumer rights to know, correct, and delete data. Supporters said it would implement Proposition 24’s privacy mandate, while a large coalition of insurers, agents, brokers, and related businesses opposed unless amended, mainly seeking a small-business exemption and narrower treatment of publicly available information; members and the author said negotiations were ongoing and the bill had already been substantially revised.
NH
New Hampshire 2026 Regular Session
House Health, Human Services and Elderly Affairs (03/04/2026)
Health, Human Services and Elderly Affairs
Transcript Highlights:
- Research evidence that skin in the game doesn't really impact utilization.
- And we're somehow going to come up with a valid study of any kind with no money.
- And we're somehow going to come up with a valid study of any kind with no money. ...valid study of any
- and I will— And we're somehow going to come up with And we're somehow going to come up with a a a valid
- valid study of any kind with no money. valid study of any kind with no money.
CA
California 2025-2026 Regular Session
Assembly Floor Session Jun 3rd, 2025
California House Floor Meeting
Transcript Highlights:
- This bill aims to enhance the Public Utilities Commission...
- address affordability or the cost of utilities without addressing the Public Utilities Commission.
- And we cannot address affordability or the cost of utilities without addressing the Public Utilities
- public utilities that we all depend on.
- Utilities were cut off. Electricity was cut off. Gas was cut off.
Summary:
The Assembly met after a quorum call and first dealt with a procedural dispute over four amendments to AB 1240. The Speaker ruled the amendments out of order as not germane, and the Assembly sustained that ruling on a 49-16 vote. Members then added co-authors to several consent-calendar resolutions, including measures on the National Conference of State Legislators, Suicide Prevention Awareness Month, ALS Awareness Month, and Men’s Mental Health Month, before adopting the consent calendar. The chamber also heard guest introductions, including a welcome for Oakland Mayor Barbara Lee, and took up a motion to bring AB 41 up out of file, which failed 19-48.
The bulk of the meeting was floor action on a long series of bills and resolutions, many of which passed with broad bipartisan support. Measures approved included ACR 40 supporting immigrant students and FAFSA privacy; AB 917 on permanent status for certain school employees; AB 985 on anesthesia access; AB 7 and AB 42 on higher education and student services; AB 245 providing property tax relief for wildfire victims; AB 255 allowing funding for drug-free recovery housing; AB 279 updating K-12 library standards; AB 289 creating a pilot for automated speed enforcement in highway construction zones; AB 291 on an educator apprentice program; AB 327 addressing swatting; AB 340 on confidential union communications; AB 341 creating an oral health technical assistance center for people with disabilities; AB 356 on San Diego health care infrastructure; AB 410 on bot disclosure; AB 476 on copper theft enforcement; AB 477 on educator pay targets; AB 485 on stolen wages and business licensing; AB 487, the insurance committee’s technical omnibus bill; AB 573 on tobacco retail license fees; AB 598 on school mapping technology; AB 635 on mobile home law enforcement referrals; AB 651 on remote participation for incarcerated parents in dependency hearings; AB 654 on homelessness hotline assistance in Los Angeles County; AB 662 creating a South County higher education task force; AB 667 on language access in professional licensing; AB 669 limiting early denial of addiction treatment; AB 670 on naturally occurring affordable housing; AB 695 on online continuation of community college for deported students; AB 723 on disclosure for digitally altered real estate images; AB 727 placing Trevor Project information on student IDs; and AB 736, a $10 billion affordable housing bond for the June 2026 ballot, which passed on a 61-11 urgency vote after extensive debate.
Debate on AB 736 was the most extensive of the day, with supporters arguing the bond would help address California’s housing crisis and give voters a chance to weigh in, while opponents criticized the state’s bond debt and past spending results. The Assembly then recessed for caucus meetings and later returned to continue the daily file, where additional measures were taken up, including AB 798 adding diapers and wipes to the emergency food bank reserve program, which passed 56-0, and AB 821 on career technical education, which was presented as bipartisan-supported as the transcript continued.
FL
Florida 2026 Regular Session
FL House Floor Session - 2026-02-17 (1:00PM Session)
Florida House Floor Meeting
Transcript Highlights:
- So is it really a valid argument?
- This bill does not affect someone with a valid reemployment or unemployment claim. It does not.
- This bill does not affect someone with a valid reemployment or unemployment claim. It does not.
- It doesn't affect one with a valid claim. I heard this: no compassion or do not care.
- So this bill, again, does not affect the person with a valid claim.
Summary:
The House opened with prayer, a moment of silence for the Reverend Jesse Jackson and Joseph Di Alessandro, the Pledge of Allegiance, and announcements confirming a quorum. Members also adopted the special order report and recognized several guests in the gallery, including former Speaker Dan Webster and law enforcement and civic visitors. The chamber then moved through a long special-order calendar of bills, mostly on third reading, with several measures passing unanimously or by wide margins.
Among the bills considered were measures on civil procedure and estates, including C.S. HB 1407 on commencement of civil actions, HB 895 on trustee settlement and discharge, C.S. HB 1337 on estates, HB 131 on curators of estates, and C.S. HB 351 on concurrent legislative jurisdiction over military installations. The House also passed C.S. HB 441 on conservation lands, which would lengthen notice and increase transparency for land swaps involving conservation property, and C.S. CS HB 919 on commercial service airports, which created a statutory definition for major airports and preempted local naming authority for several airports. HB 919 drew extensive debate over the proposed naming of Palm Beach International Airport after President Donald J. Trump, with amendments to delay or alter the naming failing before the bill passed.
Other bills approved included HB 409 requiring K-12 schools to observe Veterans Day, CS HB 461 allowing certain students to volunteer at polling places for community service hours, CS HB 1115 creating grants for genetic counseling education, HB 569 revising forensic client services, CS HB 505 regulating virtual currency kiosks to address fraud, and HB 271 on foreign and alien bail bond insurers. The House also passed HB 191 on re-employment assistance eligibility verification after extended questioning about its effects on benefits, appeals, and suitable work standards. One bill, CS HB 243 on electric bicycles, was temporarily postponed, and CS HB 1073 on school districts was also postponed.
TX
Transcript Highlights:
- Members, I guess this validates that the early worm gets, uh, the early bird gets the worm.
- I'm sometimes a little bit skeptical about its, its utility. So thank you. Any other questions?
- Ultimately, In order for us to separate whether a person has a, a valid claim, uh, for asylum or not,
- In short, this bill will prevent people with valid immigration claims from getting relief while slowing
- Our main concern with HB 4852 is that it does not allow for valid objections to discovery.
Bills:
HB 256, HB 1308, HB 1554, HB 1743, HB 2308, HB 2351, HB 2858, HB 3676, HB 3784, HB 4312, HB 4552, HB 4823, HB 4852, HB 5007, HB 5010, HB 5520, HB 5524, HCR 19
Keywords:
E-verify, employment verification, illegal employment, state contracts, government entities, license suspension, immigration compliance, state grant funding, E-Verify, compliance, penalties, immigration, government contracts, employee status, state contractors, E-verify program, legally present, employment practices, legal services, public money
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 58-2 May 14th, 2026
Oklahoma House Floor Meeting
Transcript Highlights:
- software is a little different because with cyber attacks you do not need to be in close proximity to utilize
- And I mean, I think there's a lot of validity in...
- And I mean, I think there's a lot of validity in... ...be true zoning.
- And I mean, I think there's a lot of validity in that conceptually, but at the end of the day, I do think
Keywords:
legislative procedure, session calendar, deadline schedule, bill deadlines, joint resolution, Oklahoma Legislature, 61st Legislature, regular session, adjourn sine die, floor deadline, third reading, committee deadlines, bill drafting, appropriations, budget bills, ethics commission, agency rules, administrative procedures act, local and special laws, pension legislation
Summary:
The House first took up Senate Bill 893, a conference committee report on property and critical infrastructure. The bill would bar foreign principals from countries designated as foreign adversaries from owning agricultural land or other land, especially within 10 miles of military installations or critical infrastructure, and also restrict certain state software purchases tied to adversarial countries. Members asked about how later-designated adversary countries would be covered and about the delayed effective date, which was explained as giving current owners time to divest. The conference report was adopted without objection, and the bill then passed the House 89-0.
The chamber then considered Senate Bill 2, another conference committee report on wind energy setbacks. The measure would establish statewide setback standards for industrial wind turbines, including 2.5 tip heights from occupied dwellings and 1.5 tip heights from nonparticipating property lines, with exceptions for projects that had already secured most site control or queue positions before the effective date and for small community-scale systems. Supporters said it was a compromise that at least put some protections into statute, while opponents argued it weakened earlier House language and eliminated county local-control options. After debate, the bill failed on a 20-67 vote.
Later, the House voted 60-19 to override the governor’s veto of Senate Bill 1589, allowing it to become law notwithstanding the governor’s objections. The session also included prayers and announcements, including updates about Representative Cantrell’s hospitalization and a note that the Senate had adjourned sine die. The House then adjourned sine die for the second regular session of the 60th Oklahoma Legislature.
NM
New Mexico 2025 Regular Session
Legislative Finance Sub Committee Nov 19th, 2025
Transcript Highlights:
- So there's a gap there that we're not recognizing, and so some best practice validation, whether it seems
- well that this is... have been in practice for, I think, 15 years now, but they haven't been fully utilized
- And then how long is The prescription valid? Is it valid for a year? Is it three months?
NH
Transcript Highlights:
- You're talking about extending my utility payments into a larger envelope.
- You're talking about extending my utility payments into a larger envelope.
- You're talking about extending my utility payments into a larger envelope.
- <02:05:22.480>
bill <02:05:23.119>and between a utility bill and between a utility - less valid an argument for this bill. less valid an argument for this bill.
NJ
New Jersey 2026-2027 Regular Session
Senate Budget and Appropriations Jun 4th, 2026
Senate Budget and Appropriations
Transcript Highlights:
- The amendments provide that, as an alternative to the training session, an employer may utilize training
- We are the statutory representative of utility ratepayers here in the State of New Jersey.
- In favor of the bill, and no need to testify, are the Utility and Transportation Contractors Association
- The ABC test is there for a reason, and multiple state Supreme Court decisions have upheld its validity
- The ABC test is there for a reason, and multiple state Supreme Court decisions have upheld its validity
TX
Transcript Highlights:
- Create a situation where the stay was no longer valid. I don't think so. No, not under this.
- So in the example that we've utilized here, but I've, I've got others, but in the witness testimony,
- I work on that, but whenever you have an easement, you have the, uh, easement for utilities.
- First, um, I do encourage the judges to utilize remote interpretation services, so OCA, as well as a
- And so judges are welcome to utilize Zoom court or video court to bring in those interpreters at a much
Bills:
HB113
Keywords:
HB 113, Texas, Government Code Chapter 1253, general obligation bonds, bond election, voter approval, political subdivision, local government, city bonds, county bonds, school district bonds, capital projects, public finance, bond referendum, ballot measure, five-year waiting period, rejected proposition, election law, municipal finance
KY
Kentucky 2026 Regular Session
Senate Legislative Session Day 51 (3-20-26)
Kentucky Senate Floor Meeting
Transcript Highlights:
- The key difference is that it is valid in Kentucky only, while a standard license includes reciprocity
- in Kentucky only it is a it is valid in Kentucky only while<01:06:02.960>
a <01:06:03.280> - workers who provided cooperative utility workers who provided vital<01:48:01.840>
support <01: - Whereas world electric<01:50:56.960>
cooperative <01:50:57.600>utility <01:50:58.080> - workers electric cooperative utility workers electric cooperative utility workers skill,<01:50:59.360
CA
California 2025-2026 Regular Session
Assembly Select Committee on Housing Finance and Affordability May 11th, 2026
Transcript Highlights:
- They will re-engage a subset of the groups from previous rounds, collect feedback, and validate their
- But how do we, for example, better utilize the Surplus Land Act?
- I mean, it seems as though we're not really utilizing surplus land.
- But how do we, for example, better utilize the Surplus Land Act?
- I mean, it seems as though we're not really utilizing surplus land. the Surplus Land Act.
Summary:
The committee heard testimony on several housing-finance and permitting reforms aimed at making affordable and middle-income housing projects “pencil.” The first panel focused on the welfare property tax exemption, with witnesses arguing that annual recertifications are outdated, burdensome, and costly for both residents and operators. They urged streamlining by aligning eligibility rules with TCAC or HCD monitoring, allowing one-time qualification at occupancy, and preserving exemptions for projects that remain in compliance, especially as insurance costs and operating deficits are rising sharply.
A major portion of the meeting centered on social housing and community land trusts under SB 555. HCD described the state’s ongoing study, due by December 31, 2026 and to be included in the 2027 annual report, and outlined public engagement already completed with residents and practitioners. Community land trust and policy witnesses argued that social housing will require legislative action beyond the study, including expanded tax abatements, public land use, soft loans, and simpler capital stacks. They emphasized that the model should include mixed-income and “missing middle” households, and several members discussed the stigma around the term “social housing,” suggesting a rebrand toward generational or multi-generational housing to broaden public support.
The committee also discussed a proposed certified professional program modeled on Vancouver, Canada, to speed plan checks and inspections by allowing state-certified private professionals to perform certain code-compliance functions under local oversight. The witness said this would reduce delays, repeated reviews, and cost overruns while preserving local authority over zoning and enforcement. Members raised concerns about local control, infrastructure costs, and political resistance, but expressed interest in exploring a pilot and further recommendations.
In the final panel, housing advocates supported allowing HCD loan funds to be disbursed during construction rather than only after completion. They said this would reduce interest costs, improve project feasibility, and could produce additional affordable homes without new appropriations. Members agreed the current system is fragmented and outdated, and several speakers and legislators repeatedly called for streamlined, more flexible financing and permitting tools to support housing production.