Transcript Highlights:

• To get insurance.
• insurance.
• Could you, is this mandate such that an insurance company offering insurance, any...
• That an insurance company offering insurance anywhere in the state would be required to offer insurance
• So I don't need flood insurance.

Bills: SB154 , SB187 , SB193 , SM3

Committee: Senate Senate Conservation

Keywords: insurance, wildfire, flood damage, natural disasters, property coverage, water projects, appropriation, New Mexico, finance authority, infrastructure, New Mexico Finance Authority, funding, SB193, acequia, community ditch, irrigation works construction fund, water infrastructure, ditch infrastructure, irrigation, New Mexico water law

Transcript Highlights:

• I'm a registered lobbyist for the American Property Casualty Insurance Association and Allstate Insurance
• from private homeowners insurance.
• There is a reason that flood insurance is provided by government-subsidized insurance programs because
• SB 154 requires property insurers that cover the flood, the same SB 154 requires property insurers that
• will not be able to get insurance or be able to afford insurance for something unrelated to wildfires

Bills: SB154 , SB187 , SB193 , SM3

Committee: Senate Senate Conservation

Keywords: insurance, wildfire, flood damage, natural disasters, property coverage, water projects, appropriation, New Mexico, finance authority, infrastructure, New Mexico Finance Authority, funding, SB193, acequia, community ditch, irrigation works construction fund, water infrastructure, ditch infrastructure, irrigation, New Mexico water law

Summary: The Senate Conservation Committee first took up Senate Memorial 3, presented by Senator O’Malley on behalf of Senator Bergman and a group of Rio Doso High School students and Wild Friends. The memorial asks state agencies to participate in a no-cost workshop on insect identification, ecology, monitoring, and management, and to help educate the public about insects. Students, conservation specialists, and an entomologist testified that insects are essential to pollination, ecosystems, agriculture, and biodiversity, while also noting declining insect populations and the need for more public understanding. Some senators raised concerns about the memorial’s wording, including whether it should be broadened from insects to arthropods and whether the Department of Agriculture, rather than Game and Fish, should be involved. The committee discussed timing and implementation, and the sponsor agreed to work on amendments. The memorial passed on a due pass motion by a vote of 8-0, with one excused. The committee then heard Senate Bill 154, which would require wildfire-related homeowners coverage to include flood damage caused by post-fire conditions for a five-year period. Senator Duhigg and the Office of the Superintendent of Insurance argued the bill responds to the Ruidoso fires and subsequent flooding, noting that many homes were destroyed by mudslides and that flood insurance is often unavailable or inadequate. Supporters, including Ruidoso officials, affected residents, and attorneys, said the bill would help homeowners recover from cascading wildfire and flood losses. Opponents from the insurance industry and business groups warned the bill would be an outlier, could significantly raise premiums, and might reduce availability of homeowners insurance statewide. Committee members questioned how the mandate would work, whether it should be optional, and how costs would be allocated. The bill passed on a 5-4 vote. Finally, the committee briefly heard Senate Bill 187, which appropriates $202,000 from the general fund to the New Mexico Finance Authority’s Water Project Fund for future water projects authorized by the legislature. The Finance Authority said the funding would help address a gap between available money and the 113 recommended projects, totaling about $522 million, including water conservation, flood prevention, storage, wastewater, and watershed projects. Members asked for more detail on the locations and types of projects, and the Finance Authority said it would provide the list from the companion authorization bill. The committee then moved the bill forward on a do pass motion.

Transcript Highlights:

• G1 any insurance company, bank, or other ... on page four with the following section. any individual
• G1 any insurance company, bank, or other ... on page four with the following section: any individual
• G1<00:05:36.639><c> any</c><00:05:37.120><c> insurance</c><00:05:37.600><c> company</c><00:05:38.160>
• <c> bank</c><00:05:38.639><c> or</c><00:05:38.960><c> other</c> G1 any insurance company bank or other
• G1 any insurance company bank or other obler on<00:05:43.440><c> page</c><00:05:43.840><c> four</c><

Bills: HB9 , HB52 , HB53 , HB99 , HB9 , HB52 , HB53 , HB99

Committee: House Children and Senior Advocacy

Keywords: elder abuse, elder exploitation, financial exploitation, elderly person, senior abuse, probate, inheritance forfeiture, slayer statute, intestate succession, will contest, joint tenancy, right of survivorship, joint bank account, beneficiary designation, life insurance proceeds, estate law, Alabama probate law, vulnerable adults, senior advocacy, forfeiture of benefits

Transcript Highlights:

• telephone-based programs and one training program funded through a covered lives assessment on health insurance
• telephone-based programs and one training program funded through a covered lives assessment on health insurance

Bills: HB2251 , HB2254 , HB2385

Committee: House Appropriations

Keywords: climate change, commitment act, emission reductions, sustainability, environmental policy, HB 2254, Washington, Health Care Authority, partnership access line, psychiatric consultation line, first approach skills training, behavioral health, mental health, assessment, administrative costs, health insurance, health carriers, self-funded plans, multiple employer welfare arrangement, MEWA

Bills: SB 312 , SB 945 , SB 946 , SB 1367 , SB 1861 , SB 2044 , SB 2337 , SB 2403 , SB 2819 , SJR 54

Committee: Senate State Affairs

Keywords: public school funding, education, budget allocation, financial transparency, state law, local control, fiduciary responsibility, public retirement systems, investment management, proxy voting, financial factors, insurance, political shareholder proposals, fossil fuels, greenhouse gas emissions, environmental regulation, discrimination, credit extension, social credit, value-based standards

Bills: SB312 , SB945 , SB946 , SB1367 , SB1861 , SB2044 , SB2337 , SB2403 , SB2819 , SJR54

Committee: Senate State Affairs

Keywords: public school funding, education, budget allocation, financial transparency, state law, local control, fiduciary responsibility, public retirement systems, investment management, proxy voting, financial factors, insurance, political shareholder proposals, fossil fuels, greenhouse gas emissions, environmental regulation, discrimination, credit extension, social credit, value-based standards

Summary: The Senate Committee on State Affairs was called to order and a roll call showed most members present, with one absent. The chair explained that the committee had arranged witnesses for a later meeting but had received responses from some parties declining to testify, prompting Senator Bettencourt to offer a written motion for subpoenas. The motion authorized the committee chair, under Senate Rule 11.20, to issue subpoenas to BlackRock, State Street, or other financial services companies affecting Texas public pension investments, along with their subsidiaries, affiliates, officers, employees, agents, or representatives. The subpoenas would require testimony and production of records concerning investment practices, the impact on Texas public pension funds, and any investments intended to further political or social causes. Members discussed the importance of obtaining testimony and the limited but necessary use of subpoena power. The committee then voted, with 10 ayes, no nays, and one absent, to adopt the motion. With no further business, the committee recessed until the call of the chair, planning to return after the local calendar.

Transcript Highlights:

• In recent years, they've proposed resolutions at multiple insurance companies to require the insurers
• These resolutions aren't designed to help the insurance company provide better insurance; they're designed
• These resolutions aren't designed to help the insurance company provide better insurance; they're designed
• business insurance industry.
• An insurance company insures. What's its gas mileage? How much is the driver driving it?

Bills: SB312 , SB945 , SB946 , SB1367 , SB1861 , SB2044 , SB2337 , SB2403 , SB2819 , SJR54

Committee: Senate State Affairs

Keywords: public school funding, education, budget allocation, financial transparency, state law, local control, fiduciary responsibility, public retirement systems, investment management, proxy voting, financial factors, insurance, political shareholder proposals, fossil fuels, greenhouse gas emissions, environmental regulation, discrimination, credit extension, social credit, value-based standards

Summary: The committee heard Senate Bill 945, 946, 2044, 2819, 2403, 2337, and 312, with all bills left pending after testimony. SB 945 would restrict insurance companies from denying or limiting coverage based on oil and gas activity or ESG-related goals, and supporters argued it would protect Texas energy producers from politically motivated shareholder activism and insurance discrimination. SB 946 would bar creditors from using social credit, ESG, DEI, or religious/political affiliation as a basis for denying or limiting credit; witnesses said it would prevent viewpoint-based financial discrimination and protect access to capital for Texas businesses. SB 2337 would require proxy advisory firms to disclose when recommendations are based on non-financial factors or when they give conflicting advice to different clients; supporters said the measure would increase transparency and curb ESG-driven influence over shareholder voting. SB 312 would direct public retirement systems to focus on financial returns rather than social or political objectives, with the author saying the bill responds to activist pressure on pensions and would reinforce fiduciary duty. The committee also took up election and ethics measures. SB 2044 would strengthen electioneering restrictions for publicly funded education institutions and personnel, prohibiting use of official resources to promote political agendas; testimony focused on alleged school district electioneering in bond and tax elections. SB 2819 would prohibit county elections administrators from holding certain officer positions appointed by elected officials, addressing potential conflicts of interest. SB 2403, the Texas Ethics Commission sunset bill, would restructure complaint handling with a three-tier violation system, risk-based complaint prioritization, longer response times, bipartisan preliminary review panels, and expanded hearing options; members discussed amendments aimed at dismissing minor complaints, clarifying categories, and adjusting lobbying and penalty provisions, but the amendments were withdrawn during committee consideration. Across the ESG and finance bills, invited witnesses from the American Energy Institute, Heartland Impact, Consumers Research, ADF Action, Texas Civil Justice League, and related groups generally supported the measures, arguing that banks, insurers, proxy advisors, and asset managers have used ESG or reputational-risk standards to discriminate against energy, agriculture, firearms, and religious organizations. No opposition testimony was presented in the excerpt, and the committee closed public testimony on each bill and left them pending.

Transcript Highlights:

• show you registered as Alan Craddick, Deputy Commissioner for Hearings for the Texas Department of Insurance

Bills: HB669 , HB 1306 , HB3173 , HB3807

Committee: House S/C on Workforce

Keywords: healthcare, Medicare, insurance, financial assistance, families, wage theft, employers, penalties, Texas Workforce Commission, employee rights, employer database, worker rights, death investigation, emergency services, medical benefits, exposure claims, public safety, workforce development, TWC, youth workforce

Transcript Highlights:

• A large and focused unit that focuses on financial crimes, traditional financial crimes, insurance fraud

Bills: HF2432

Committee: House Public Safety Finance and Policy

Keywords: HF2432, judiciary finance bill, public safety finance bill, corrections policy, crime victims, victim services, Minnesota victims of crime account, court fees, marriage license fee, financial crimes, fraud investigations, insurance fraud, Bureau of Criminal Apprehension, BCA, Commerce Fraud Bureau, wage theft, automobile theft prevention, nonprofit security grants, 911 funding, POST Board

Transcript Highlights:

• into one large and focused unit that focuses on financial crimes, traditional financial crimes, insurance
• into one large and focused unit that focuses on financial crimes, traditional financial crimes, insurance

Bills: HF2432

Committee: House Public Safety Finance and Policy

Keywords: HF2432, judiciary finance bill, public safety finance bill, corrections policy, crime victims, victim services, Minnesota victims of crime account, court fees, marriage license fee, financial crimes, fraud investigations, insurance fraud, Bureau of Criminal Apprehension, BCA, Commerce Fraud Bureau, wage theft, automobile theft prevention, nonprofit security grants, 911 funding, POST Board

Transcript Highlights:

• Women's Life Care Center is not a covered entity under the Health Insurance Portability and Accountability
• Act, as we do not take health insurance and do not bill for services, but we do follow the Minnesota
• Women's Life Care Center is not a covered entity under the Health Insurance Portability and Accountability
• Act, as we do not take health insurance and do not bill for services, but we do follow the Minnesota

Bills: HF25 , HF1 , HF428

Committee: House Judiciary Finance and Civil Law

Keywords: pregnancy support, women's health, maternity homes, nonprofit organizations, grant funding, abortion, family services, Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices

Bills: HF1 , HF779 , HF1034

Committee: House Education Finance

Keywords: Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices, government transparency, accountability, law enforcement referrals, sanctions, debarment, payment withholding, public assistance fraud

Transcript Highlights:

• exemptions so desperately is that our property cash flows are really suffering, mostly because of insurance
• So just to give you an example, I had one building that the insurance premium was $17,000 a year, and
• I mean, there's a million things that are going right now around the insurance problem, which is a huge
• With every month of delay, we have increased carrying costs, financing exposures, higher insurance risks
• some of the work in the legislature this year, we're going to start to see movement in for-sale condominium

Keywords: 988, house, all

Transcript Highlights:

• establishment of the Health Impact Cost and Coverage Analysis Program, authorizing a fee for the insurance
• Referred to the Committee on Insurance.
• Referred to the Committee on Insurance.
• Referred to the Committee on Insurance.
• to the Committee on Insurance.

Summary: The House met to read a large slate of newly filed bills and resolutions and refer them to committees. The measures covered a wide range of topics, including health care and insurance, public education, elections, criminal justice, public safety, taxes, transportation, agriculture, environmental regulation, higher education, housing, and local government. Several proposals focused on abortion and reproductive health, firearms, voter registration and ballot access, school curriculum and accountability, property tax and homestead issues, and state contracting and agency oversight. A number of constitutional amendments were also filed, including proposals on initiative and referendum, veto override authority, vaccination refusal, parental rights in education, gun rights, Medicaid expansion, and various tax exemptions. No substantive debate, testimony, or votes occurred during this portion of the meeting; the clerk simply read the bills and resolutions and announced their committee referrals. The list included both general legislation and joint resolutions, with many items sent to standing committees and several to subcommittees. The House then adjourned without objection until 2 p.m. on Tuesday.

Transcript Highlights:

• The day labor center is responsible for providing workers' compensation, liability insurance, automobile
• insurance on transportation, all of those coverages.
• purpose of House Bill 897 is to clarify the conflicting provisions inadvertently created by the 2024 condominium
• complex association issues and property management issues, particularly in the different forms of condominiums

Summary: The Civil Justice and Claims Subcommittee heard and voted on four bills. HB 587 on self-storage spaces would let rental agreements include an alternate contact person and allow default notices to be published online instead of only in newspapers, while keeping existing notice timelines and servicemember protections. Newspaper and press witnesses opposed the online-notice change, arguing it could reduce public reach and transparency, especially in rural areas; the sponsor said newspapers could still be used and the bill was only adding another option. The committee adopted an amendment changing the effective date to October 1, 2025, and then reported the bill favorably 12-2. HB 6033 would repeal the Florida Labor Pool Act. The sponsor argued the act duplicates other state and federal protections, while opponents said it contains unique safeguards for day laborers, including limits on fees, transportation charges, and deductions, and a private right of action. Testimony from labor advocates and workers warned repeal would reduce protections for vulnerable workers; the sponsor and supporters said other laws already cover the issues. The committee reported the bill favorably 11-3. HB 897, dealing with timeshare plan management, was presented as a clarification of conflicts created by recent condominium legislation and would require faster records responses, more disclosure of contracts, and clearer remedies for mismanagement. Support came from industry groups, and the bill passed unanimously, 14-0. The final measure, PCS for HB 1385, created a civil remedy for parental abduction or unlawful withholding of a child in violation of a timesharing order. Family law attorneys opposed it over concerns about added litigation, child involvement, and overlap with existing remedies, while the sponsors and supporters said it would provide needed deterrence and compensation in serious cases. The committee adopted the PCS and reported it favorably 13-0.

Transcript Highlights:

• The Secretary will read: An act relating to increasing the supply of condominiums by expanding the types
• of condominium buildings that may be subject to express warranty of quality and express warranty insurance
• This bill helps solve that by creating an express warranty of quality and an express warranty insurance
• This bill helps solve that by creating an express warranty of quality and an express warranty insurance

Bills: SB5223 , SB6071 , SB5966 , SB6061 , SB6016 , SB5973 , SB5053 , SB5249 , SB6190 , SB5574 , SB6263 , SB6282 , SB5950 , SB6074 , SB6096 , SB5609 , SB5943 , SJM8016 , SB5907 , SB6155 , SB6158 , SB6227 , SB6085 , SB6234 , SB6274 , SB5909 , SB6045 , SB6089 , SB6170 , SB5954 , SB5762 , SB6032 , SB6082 , SB6164 , SB6176 , SB6319 , SB6308 , SB6177 , SB6052 , SB6182 , SB6335 , SB6017 , SB5470 , SB5990 , SB5046 , SB5387 , SB5637 , SB5647 , SB5839 , SB5888 , SB5962 , SB6018 , SB6037 , SB6047 , SB6078 , SB6130 , SB6147 , SB6256 , HB2155 , HB2304 , HB2367 , HB2606 , SB5998 , SB6005

Keywords: criminal offense, fingerprinting, law enforcement, state regulations, public safety, overpayment recovery, modernization, health care, legislation, healthcare, nutrition, medically tailored meals, dietary support, food security, chronic illness, tourism, self-supported assessment, funding, statewide promotion, economic development

Transcript Highlights:

• An act relating to increasing the supply of condominiums by expanding the types of condominium buildings
• that may be subject to express warranty of quality and express warranty insurance.
• This bill helps solve that by creating an express warranty of quality and an express warranty insurance
• This bill helps solve that by creating an express warranty of quality and an express warranty insurance

Bills: SB5223 , SB6071 , SB5966 , SB6061 , SB6016 , SB5973 , SB5053 , SB5249 , SB6190 , SB5574 , SB6263 , SB6282 , SB5950 , SB6074 , SB6096 , SB5609 , SB5943 , SJM8016 , SB5907 , SB6155 , SB6158 , SB6227 , SB6085 , SB6234 , SB6274 , SB5909 , SB6045 , SB6089 , SB6170 , SB5954 , SB5762 , SB6032 , SB6082 , SB6164 , SB6176 , SB6319 , SB6308 , SB6177 , SB6052 , SB6182 , SB6335 , SB6017 , SB5470 , SB5990 , SB5046 , SB5387 , SB5637 , SB5647 , SB5839 , SB5888 , SB5962 , SB6018 , SB6037 , SB6047 , SB6078 , SB6130 , SB6147 , SB6256 , HB2155 , HB2304 , HB2367 , HB2606 , SB5998 , SB6005

Keywords: criminal offense, fingerprinting, law enforcement, state regulations, public safety, overpayment recovery, modernization, health care, legislation, healthcare, nutrition, medically tailored meals, dietary support, food security, chronic illness, tourism, self-supported assessment, funding, statewide promotion, economic development

Summary: The Senate opened with ceremonial remarks, approved the previous day’s journal, and then moved through introductions, committee referrals, and caucus breaks. A resolution recognizing Ramadan, Senate Resolution 8680, was adopted after remarks from Senator Trudeau emphasizing charity, self-reflection, and restraint, and several members spoke in support of religious inclusion and community recognition. The chamber then took up several bills on final passage. House Bill 2304, expanding warranty options to encourage more condominium construction, passed overwhelmingly. Substitute House Bill 2492, requiring behavioral health and wellness training in construction apprenticeships, also passed after supporters cited high rates of mental health struggles and suicides in the trades. Substitute House Bill 2228, directing work on scissors stairs to improve housing efficiency, passed as well, as did Second Engrossed Substitute House Bill 1541, which revises the Veterans Affairs Advisory Committee to add more military and veteran experience. The most extended debate centered on Substitute House Bill 2355, the Domestic Workers’ Bill of Rights. Supporters argued it would provide basic labor protections, written agreements, minimum wage, and remedies for domestic workers, while opponents warned it would burden families, independent contractors, and small jobs with contracts, notice requirements, and private lawsuits. Several proposed amendments to narrow coverage or remove the private right of action were rejected, and the bill ultimately passed 28–20. The Senate also passed House Bill 2155 on nursing title use in the context of AI, Engrossed Substitute House Bill 2242 on preventive services and state health guidance, Substitute House Bill 2269 on middle housing in unincorporated areas, and Engrossed House Bill 1501 on HOA/unit-owner inquiries after adopting a committee striking amendment. The Senate adjourned until the next morning.

Transcript Highlights:

• policy with a approve an insurance policy with a building<00:19:13.080><c> coverage</c><00:19:13.400
• The insurance industry that offers coverage for these types of associations are very rare now.
• Minnesota homeowners are already absorbing historic increases in insurance premiums, expanded reserve
• Minnesota homeowners are already absorbing historic increases in insurance premiums, expanded reserve
• </c> mostly they're insurance fraud. mostly they're insurance fraud.

Bills: SF1750 , HF2700 , HF1606 , HF3356 , HF3946 , HF3970 , HF3658 , HF3875 , HF2627 , SF856 , HF1268 , HF1338

Committee: House Judiciary Finance and Civil Law

Keywords: common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan

Transcript Highlights:

• It authorizes condominium associations and planned community associations located in a zoning district
• We have some concerns about whether this bill will actually do anything because the powers that condominium
• First up, we have House Bill 972, relating to impact fees and authorizing condominium associations and

Committee: House Tourism

Keywords: 910, house, all

Transcript Highlights:

• Members, the conference committee report simply keeps the Texas Department of Insurance under review

Bills: SB27 , SB8 , SB15 , SB30 , SB268 , SB568 , SB650 , SB1405 , SB1540 , SB1610 , SB1637 , SB1660 , SB2024 , SB2217 , SB2308 , SB2753 , SB2878 , SB2900 , SB2972 , SB3059 , HB4 , HB40 , HB46 , HB119 , HB145 , HB493 , HB705 , HB1545 , HB2017 , HB2516 , HB2885 , HB2963 , HB2974 , HB3642 , HB3909 , HB5138 , HB5246 , SJR36 , SJR50 , SJR63 , SCR12 , SCR39 , SB2023 , SB62 , SB666 , SB847 , SB284 , SB854 , SB810 , SB1505 , SB583 , SB507 , SB1434 , SB1772 , SB2016 , SB1122 , SB731 , SB397 , SB508 , SB1436 , SB287 , SB1882 , SB393 , SB1791 , SB209 , SB2429 , SB1085 , SB1975 , SB2717 , SB1262 , SB636 , SB2056 , SB884 , SB1200 , SB1845 , SB2458 , SB801 , SB3014 , SB3013 , SB758 , SB2797 , SB2076 , SB2876 , SB1640 , SB1449 , SB1181 , SB1234 , SB2926 , SB2841 , SB1528 , SB1854 , SB317 , SB1250 , SB2082 , SB1237 , SB2819 , SB629 , SB2608 , SB1602 , SB2009 , SB867 , SB640 , SB1698 , SB2680 , SB913 , SB1071 , SB1086 , SB1087 , SB1483 , SB1444 , SB1553 , SB1556 , SB1703 , SB2133 , SB2297 , SB2298 , SB2622 , SB2955 , SB2334 , SB1367 , SB2044 , SB2363 , SB2565 , SB1888 , SB3036 , SB3057 , SB3043 , SB3063 , SB3035 , SB203 , SB2688 , SB2522 , SB2459 , SB2655 , SB2251 , SB1884 , SB2928 , SB2566 , SB2549 , SB2553 , SB2919 , SB1944 , SB1232 , SB1798 , SB2603 , SB2607 , SB2683 , SB1319 , SB3045 , SB3071 , HB796 , HB1523 , HB5294 , HB748 , HB3395 , HB180 , HB3171 , HB146 , HB5596 , HB5694 , HB1135 , HB3225 , HB186 , HB1449 , HB3793 , HB112 , HB104 , HB3336 , HB3520 , HB3320 , HB5663 , HB2399 , HB111 , HB3483 , HB4580 , HB3748 , HB632 , HB4730 , HB5690 , HB5689 , HB3385 , HB4359 , HB5381 , HB123 , HB5606 , HB1057 , HB3664 , HCR141 , HCR40 , HCR59

Keywords: immigration enforcement, ICE agreements, sheriff grants, law enforcement, county jail, federal immigration law, SB 15, Texas Local Government Code, zoning preemption, housing affordability, small lots, lot size, lot density, single-family zoning, residential subdivision, municipal land use, local control, state preemption, parking requirements, setbacks