Video & Transcript Research : 'AMI'
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AL
Transcript Highlights:
- My name is Amy Alber. I'm a business owner in Birmingham, Alabama.
Keywords:
hospital liens, medical billing, government healthcare, insurance claims, patient rights, blood tests, DUI, law enforcement, traffic offenses, chemical analysis, public nuisance, event liability, local government, community health, legal action, transparency, reporting, public safety, regulation, accountability
FL
Florida 2025 Regular Session
Judiciary Mar 19th, 2025
CA
California 2025-2026 Regular Session
Assembly Floor Session Mar 17th, 2025
California House Floor Meeting
Transcript Highlights:
- Namu Ami Abbasu. Let us try to live with kindness and gratitude beyond words.
Summary:
The Assembly convened after a quorum call and prayer, then handled several procedural matters before moving to the daily file. Members approved a motion to withdraw Assembly Bills 100 through 219 to the second reading file by a roll call vote of 42-15, and unanimously approved re-referrals of AB 440 and AB 1265 to different committees. The chamber also welcomed international visitors, student and community guests, and later heard a series of guest introductions tied to agriculture, immigration, and Irish heritage.
The main floor action centered on two resolutions. H.R. 19, recognizing California Agriculture Day, drew strong support from members representing agricultural districts, who highlighted the state’s farm production, exports, and the role of farmworkers and ranchers; the resolution was adopted by voice vote after 65 co-authors were added. ACR 51, honoring Irish American Heritage Month, was also adopted by voice vote after 66 co-authors were added, with members speaking about Irish immigration, labor history, California-Ireland ties, and St. Patrick’s Day.
The Assembly also held multiple adjournment-in-memory tributes for the Honorable Leon Lawson Williams, a pioneering Black civic leader in San Diego who served on the City Council and County Board of Supervisors and helped expand public transit and advance civil rights. Members from San Diego and others described his barriers-breaking career and lasting influence on local government and community leadership. The House then received announcements about upcoming committee hearings and adjourned until Thursday, March 20, at 9 a.m.
NM
Transcript Highlights:
- I taught at community college back when CNM was TVI, and I was a founding teacher at Amy Beal High School
NH
New Hampshire 2026 Regular Session
House Science, Technology and Energy (01/27/2026)
Science, Technology and Energy
Transcript Highlights:
- Eversource does not have AMI smart meters in New Hampshire or Connecticut and recently started deploying
- As has been discussed, we believe that this bill is referring to advanced metering infrastructure, AMI
- As has been discussed, we believe that this bill is referring to advanced metering infrastructure, AMI
- <01:36:33.679>
We <01:36:33.840>have or AMI metering infrastructure. - We have or AMI metering infrastructure.
NH
New Hampshire 2025 Regular Session
Senate Health and Human Services (02/05/2025)
Health and Human Services
Transcript Highlights:
- Amy Moore, welcome. Good morning. Thank you. My name is Amy Moore.
- Amy Lee—I always want to call her like Amy Parker, I don't know why—but Dr.
- Amy Lee, who is an obstetrical resident at Dartmouth Hitchcock and also lives in the same city that I
- Amy Lee—I always want to call her like Amy Parker, I don't know why—but Dr.
- Amy Lee, who is an obstetrical resident at Dartmouth Hitchcock and also lives in the same city that I
FL
Transcript Highlights:
- Ala Evans, followed by Amy McCourt. You're recognized. Good afternoon.
- Amy McCourt. Followed by Barbara LaBello. Hi. Amy brought her an amendment, I see. Oh yeah.
Keywords:
child welfare, negligence, settlement, injury compensation, Department of Children and Families, motorcycle accident, compensation, Department of Transportation, legal claim, autism, autism spectrum disorder, ASD, special education, exceptional student education, ESE, teacher preparation, educator certification, micro-credential, loan forgiveness, student loan repayment
Summary:
The Appropriations Committee met and considered a large agenda of bills, reporting several measures favorably. Early action included SB 6, a settled claim bill involving the Department of Children and Families and the estate of Leila Estrada and Sapphire Williams, which was approved for $3.8 million. The committee also passed a cybersecurity internships bill creating a Department of Commerce program with Cyber Florida, and SB 532, which lets clerks of court retain the full amount of certain excess revenue and clarifies foreclosure-sale procedures. Veterans housing measures, CS for CS for SB 1602 and SB 1604, were approved to create a pilot program and a related trust fund for vacancy relief and risk mitigation for veteran housing. The committee also favorably reported SB 1110 on Medicaid and insurance coverage for orthotics and prosthetics, with emotional testimony from a student and family describing the high cost and importance of activity-specific prosthetics.
Members also approved CS for CS for SB 1012 after adopting an amendment that removed inmate emergency and specialty medical service compensation provisions while retaining changes to the contractor-operated institutions inmate welfare trust fund. Another bill, CS for CS for SB 1614, was narrowed by a delete-all amendment to focus on limiting the use of excess fees for new building construction by local governments. All of these measures were reported favorably after brief debate, with some support testimony submitted in writing or waived.
The most extensive discussion centered on CS for CS for SB 17, a major Medicaid and public assistance overhaul. The bill would create a Joint Legislative Committee on Medicaid Oversight, allow the Legislature to retain its own actuary, tighten Medicaid program oversight, update encounter-data reporting, set performance standards for managed care plans, revise pharmacy benefit manager rules, and require DCF to implement SNAP fraud-reduction and payment-accuracy reforms, including photo IDs on EBT cards and updated work requirements. It also would direct agencies to seek federal waivers for Medicaid work requirements for able-bodied adults and expanded behavioral health services. After lengthy questioning and testimony, the committee adopted amendments adding a transitional medical benefits glide path for people who gain employment and later lose Medicaid eligibility, and exempting hospice patients with six months or less to live. Supporters argued the bill would improve accountability, reduce fraud, and save money, while opponents warned it would create administrative burdens, increase paperwork, and cause eligible people to lose coverage or food assistance. The committee ultimately reported the bill favorably as amended.
HI
Hawaii 2026 Regular Session
HHS, HHS DEFER Public Hearings 02-13-2026
Transcript Highlights:
- Amy Chin, DCCA, Board of ... >> Okay. I have a question. Come on. Um, so >> Okay.
- <00:27:30.880>
Amy <00:27:31.279>Chin, <00:27:31.679>DCCA, <00:27:32.640> - Amy Chin, DCCA, Board of Nursing, in support. >> Yes.
Summary:
The committee heard testimony on a large number of health-related measures, with the most extensive discussion on SB 2283, which would expand mail-order pharmacy access for prescription drugs. Supporters including HMSA, the Board of Pharmacy, and health plan groups said mail order could lower costs, improve adherence, and reduce hospitalizations, while independent pharmacies and rural neighbor-island providers warned it could harm local pharmacies, reduce access for patients who rely on face-to-face service, and create delivery and storage problems for medications. No vote was taken on SB 2283 during the excerpt, and the chair moved on after hearing testimony.
The committee also heard SB 2855 on opioid antagonists, with the Insurance Division and HMSA noting that medically necessary opioid antagonists are already covered and suggesting the issue may be addressed through education or administrative fixes. Fentanyl and substance abuse groups supported the measure. SB 3045 on health insurance coverage for continuous glucose monitors drew broad support from diabetes and health organizations; HMSA said it had already expanded coverage for members on injectable insulin but raised concerns about supply constraints and said it had not yet seen an auditor study referenced in discussion. Members asked whether the bill would extend coverage beyond current policy.
SB 2843 on domestic violence received support from the Public Defender’s Office, prosecutors, and victim-related organizations, who said the pilot program for misdemeanor domestic violence cases had reduced backlogs and improved court efficiency. A prosecutor also supported retaining coercive control as a petty misdemeanor tool in larger domestic violence cases. SB 2845 on healthcare facility access drew strong support from many health, legal, and advocacy groups, who said it would protect patients and staff from disruptive interference at healthcare facilities; one opponent argued it would chill lawful speech and protest and unfairly exempt labor demonstrations. The committee then heard SB 2854 and SB 3202, both healthcare-related measures, with testimony largely in support. SB 2854 drew comments from health and dental groups, and SB 3202 focused on workforce and licensing issues, including support for retired physicians volunteering, preceptor tax credits, and adding advanced midwifery and physician assistant-related provisions. The chair repeatedly enforced a one-minute testimony limit and moved through the agenda without recorded votes in the excerpt.
NV
Nevada 2025 Regular Session
Senate Committee on Government Affairs May 30th, 2025 at 03:30 pm
Government Affairs
Transcript Highlights:
- for incentives for attainable housing projects, not just limiting those incentives to projects at 60% AMI
- effectively, what we're going to do in an allocation plan is to take what already exists federally absent AMI
- the space where we want homes to be developed—single-family homes—to those at 80%, 100%, and 120% of AMI
TX
Transcript Highlights:
- Chair calls Amy Calhoun with the Texas Department of Public Safety. We've been talking about.
- May we show you registered as Amy Calhoun and you're representing the Texas Department of Public Safety
- My name is Amy Calhoun. I'm with the Texas Department of Public Safety, Driver's License Division.
- Is there any other questions from Amy, otherwise we can bring up the other witness? Yeah.
MN
Minnesota 2025-2026 Regular Session
House Rules and Legislative Administration Committee 4/15/26
Rules and Legislative Administration
Transcript Highlights:
- And Amy Klobuchar, she'll be Governor Walz 2.0, because she will continue the fraud. Thank you, Mr.
- <01:13:01.400>
And <01:13:01.600>Amy <01:13:01.840>Klobuchar, <01:13:02.840>< - And Amy Klobuchar, she'll citizens safe.
- And Amy Klobuchar, she'll be<01:13:03.200>
Governor <01:13:03.720>Walz <01:13:04.320>
Keywords:
permanent school fund, school endowment fund, Minnesota constitutional amendment, school aid, public school funding, State Board of Investment, investment income, distributable amount, school districts, property taxes, income taxes, voter approval, ballot question, constitutional amendment 2026, education finance, fund perpetuity, purchasing power, trust lands, swamp lands, internal improvement land fund
MN
Transcript Highlights:
- And there are a few people here today who wish to testify in support of the bill, starting with Amy Schwartz
- And there are a few people here today who wish to testify in support of the bill, starting with Amy Schwartz
- testify in support of the bill, starting testify in support of the bill, starting with<01:17:24.000>
Amy - Chair and committee members, my name is Amy Schwartz.
Keywords:
property tax, tax refund, taxpayer relief, Minnesota taxation, one-time payment, taxation, property valuation, Tax Court, evidentiary standards, Minnesota Statutes, disparity reduction, aid payments, local government, funding, Fillmore County, education funding, managed forest land, classification, forest management plan, agricultural land
Summary:
The committee first approved the April 9 minutes, then took up House File 2988, which would extend for eight more years a sales tax exemption tied to Minnesota State High School League tournament ticket revenue that is funneled into the league’s foundation and returned to schools as grants. Chair Youakim and Executive Director Eric Martins said the program sends more than $1.1 million annually back to schools for activity fee reductions, scholarships, coaching and training, AEDs, late buses, and other school needs, with over 98% of funds going directly to schools. Representative Huot and others spoke in support, while Representative Robinson questioned the structure and suggested the state could instead simply reduce ticket prices and not tax the tickets. The committee laid HF 2988 over for possible inclusion in the omnibus tax bill.
The committee then heard House File 4906, as amended, which would create a one-time property tax refund in calendar year 2026 for owners of residential homesteads and the homestead portion of agricultural property, funded by a $4 billion appropriation in fiscal year 2027. The bill includes a clawback for delinquent taxpayers and offsets to ensure no one receives more in property tax refunds than they paid. A House Research staffer said the Department of Revenue viewed the refund as potentially taxable, while House Research said it likely should be treated as a recovery of prior taxes, and the two would follow up. The bill was introduced with testimony from Eric Bernstein of We Make Minnesota and Nan Madden of the Minnesota Budget Project, both of whom opposed it, arguing it would create a large budget hole, force future cuts, and disproportionately benefit homeowners while excluding renters and lower-income Minnesotans.
Several members also raised concerns. Representative Hewitt said the state should prioritize public safety, rural EMS, and safety-net hospitals rather than a large rebate, and Representative Youakim argued the money would be better spent on longer-term property tax relief and education funding. Representative Hollins said the proposal would worsen racial and wealth inequities because homeownership is lower among communities of color and renters would get nothing. In response, the author and supporters said the bill is meant to put money back into people’s budgets and that individuals should be able to decide how to use their own money. The discussion continued with questions about the bill’s size and fiscal impact, but no final action on HF 4906 was taken in the portion provided.
NE
Nebraska 2025-2026 Regular Session
Legislative Afternoon Session Apr 7th, 2026
Nebraska Unicameral Floor Meeting
Transcript Highlights:
- Amy Bond. During the hearing, she said: “Good afternoon, Senators. My name is Amy Bond.
- So the proponents were there from the Education Rights Council, Amy Bond, who's an attorney who helps
- Amy Bond, who's an attorney who helps kids with disabilities and families with disabilities get the educational
Bills:
LB815A, LB838A, LB912A, LB972A, LB1126A, LB962A, LB1114, LB921, LB937, LB803, LB803A, LB1032, LB1032A, LB1075, LB1075A, LB889, LB878, LB933, LB304, LB304A, LB1096, LB1096A, LB1165, LB1165A, LB958, LB958A, LB762, LB1187, LB966, LB929, LB962, LB753, LB788, LB913, LB1055, LB1195, LB429, LB721, LB722, LB727, LB743, LB745, LB749, LB778, LB787
Keywords:
LB815A, LB815, appropriation, appropriations bill, Nebraska Department of Revenue, Motor Fuel Tax Enforcement and Collection Cash Fund, motor fuel tax, gas tax, fuel tax, tax enforcement, tax collection, cash fund, budget, state spending, per diem, salaries, fiscal year, enrollment and review, final reading, Nebraska
MN
Minnesota 2025-2026 Regular Session
Legislative Commission on Pensions and Retirement - 03/24/26
Minnesota Senate Floor Meeting
Transcript Highlights:
- legislative liaison Jenkin Fingland, and from PERA, executive director Doug Anderson and policy coordinator Amy
- Anderson Anderson and<01:00:59.160>
policy <01:00:59.560>coordinator <01:01:00.280>Amy - <01:01:01.160>
They and policy coordinator Amy Strandy. - They and policy coordinator Amy Strandy.
Summary:
The commission approved the March 17 minutes and then heard testimony on Senate File 4419 / House File 4069, as amended, which would exempt J-1 visa-holding teachers and their school districts from Teachers Retirement Association contribution requirements during the teachers’ exchange term. Senator Pappas and Representative Feist said the bill is intended to help districts fill hard-to-staff special education and other positions by letting J-1 teachers keep more of their pay for immediate relocation costs, while also redirecting employer savings toward onboarding, mentorship, and cultural orientation. They argued the teachers are temporary by design, often cannot stay long enough to benefit from TRA, and that the bill would be roughly neutral for TRA because contributions and matching liability would both be removed.
Supportive testimony came from Matthew Connelly of Lattice Global Teachers and Melissa Schaller of Intermediate School District 917. Connelly said J-1 teachers arrive with significant upfront expenses and only a short window to establish themselves, and that the exemption could save them about $4,000 to $5,000 while helping schools afford recruitment and support costs. Schaller said her district has relied on international special education teachers to fill vacancies, that the H-1B option is no longer workable because of a large fee increase, and that J-1 hiring is needed to remain competitive; she noted 17 open special education positions for 2026-27 and no other applicants.
Caitlin Snyder of Education Minnesota opposed the bill, arguing it lowers compensation and removes a retirement option without enough input from teachers themselves. She said the bill does not ensure the employer savings would be used for housing or other supports, and urged more direct consultation with J-1 teachers. Several members raised concerns about fairness, pension protection, and whether the bill could create unintended consequences for teachers who later remain in Minnesota. Senator Pappas responded that the circumstances are unusual because J-1 teachers are temporary and often cannot return, and said TRA had indicated the proposal would be neutral or supportive, unlike a separate St. Paul teachers issue. Representative O’Driscoll asked about J-1 teachers in higher education and private schools, and Mr. Connelly said the visa is mainly used in K-12 settings but can also appear in charter and private schools; he also noted many J-1 holders face a two-year home-residence requirement. The chair indicated the bill was slated for inclusion in the omnibus pension bill, but no final vote on the bill itself was taken in the portion of the meeting provided.
MS
Mississippi 2026 Regular Session
MS House Floor - 5 March, 2026; 10:00 AM
Mississippi House Floor Meeting
Transcript Highlights:
- . >> I see in the gallery my dear friend Amy Lancaster with We Will Go Ministries, just a few blocks
- <00:18:34.640>
my <00:18:34.880>dear <00:18:35.200>friend <00:18:35.679>Amy - >> I see in the gallery my dear friend Amy >> I see in the gallery my dear friend Amy
Summary:
The House convened with prayer and the Pledge of Allegiance, then confirmed a quorum, dispensed with the journal reading, and moved into the calendar. Members also introduced several visitors and groups in the galleries, including AFL-CIO representatives, Volunteer Mississippi, the Mississippi Alliance of Nonprofits and Philanthropy, New England College students on a civil rights tour, and other guests and constituents. The chamber then proceeded through a series of motions to reconsider, table, or advance bills on the calendar.
On the appropriations calendar, the House passed several Senate bills after adopting strike-off or amendment language. Senate Bill 2896, described as a potential trooper pay raise measure, was amended and passed 128-0. Senate Bill 2898 increased the MIMA disaster assistance trust fund from $20 million to $40 million and passed 128-0, and Senate Bill 2924 authorized spending from that fund and passed 119-0. Other appropriations measures included Senate Bill 2825 on the healthcare industry zone act, Senate Bill 2832 extending a repealer for the short-line railroad tax credit, Senate Bill 2834 on motor vehicle specialty tags, Senate Bill 2835 allowing banks to use third-party vendors to check liens, and Senate Bill 2846 on conduit bonds; each was explained as largely conforming to House language or adding reverse repealers, and each passed overwhelmingly.
The Ways and Means calendar included Senate Bill 2850, which removed a reverse repealer and updated the Advantage Jobs Act to align incentives with prior commitments and future tax changes; it passed 119-0. Senate Bill 2873 expanded administrative forfeiture procedures to products on the cigarette and ends registry and passed 117-1. Senate Bill 2882 clarified that tax assessors cannot require settlement statements for homestead exemptions and passed 118-0. Senate Bill 3111, which would exempt up to 10 cases of wine donated annually to nonprofits from alcohol taxes, drew some concern and passed 97-13 after a reverse repealer was added. Senate Bill 316 added energy storage facilities such as batteries to the definition of alternative energy for local ad valorem tax purposes and passed 114-1. Senate Bill 3124 revised the Pregnancy Resource Act to allow individuals as well as businesses to participate in the tax credit, adjust reporting and in-state requirements, and incorporate House language; the transcript cuts off before the final vote on that bill.
HI
Hawaii 2026 Regular Session
WAM-HWN, WAM-PSM, WAM-CPN Informational Briefings 01-08-2026
Hawaii Senate Floor Meeting
Transcript Highlights:
- offering, or we want to offer, more Nahazda loans, which are 0% interest loans for beneficiaries who are AMI
- beneficiaries interest loans for am for beneficiaries who<00:09:09.839>
are <00:09:10.000>AMI - 12.320>
and <00:09:12.640>we <00:09:13.040>have <00:09:13.360>at who are AMI - 80% and below and we have at who are AMI 80% and below and we have at the<00:09:14.240>
the <00
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Health Services (8-27-25)
Transcript Highlights:
- I’m Representative Amy Neighbors, proudly serving the 21st District.
- <00:57:15.280>
I'm <00:57:15.520>Representative <00:57:16.160>Amy >> Good - I'm Representative Amy >> Good morning.
- I'm Representative Amy Neighbors,<00:57:17.040>
proudly <00:57:17.440>serving <00:57:17.839
Keywords:
1. Call to Order and Roll Call – 00:00:00
2. Approval of Minutes – 00:01:32
3. Getting to Know the Foundation for a Healthy Kentucky – 00:02:26
4. Healthy Kids Clinic – 00:26:58
5. Pharmacy Payment Parity – 00:56:36
6. Ibogaine – 01:17:37
7. Consideration of Referred Administrative Regulations – 01:53:05
8. Adjournment – 01:53:19, 958, all
Summary:
The committee first approved the prior meeting minutes and recognized Eric Clark for his service, noting this may be his last meeting before he leaves state government. The main presentation was from Allison Adams, president and CEO of the Foundation for a Healthy Kentucky, who described the organization’s history, nonpartisan mission, and focus on health equity, prevention, and upstream policy solutions. She said Kentucky’s poor rankings in chronic disease, preventable hospitalizations, and life expectancy show the need to shift resources toward prevention and community-driven strategies rather than relying mainly on treatment after people become sick.
Adams emphasized leading health indicators, arguing that lawmakers should track actionable measures such as quit attempts and smoke-free policies instead of only lagging indicators like disease rates and mortality. In response to questions, she said accountability should be shared across communities and systems, with possible incentives and disincentives tied to outcomes, and she supported creating a public data utility or dashboard, ideally with university partners, to help legislators and communities monitor progress. She also cited examples of accountable health community models and said Kentucky could adapt similar approaches.
The committee then heard from Meade County Schools Superintendent Mark Martin and district health coordinator Karen Kotche about the Healthy Kids Clinic partnership with Cumberland Health. They described a seven-year effort that led to full implementation in the district, which now has a nurse in every school and a nurse practitioner, allowing services such as sports physicals and other clinic functions to be provided on campus. They said the program has been a strong investment for students and the community and began explaining how the district built the partnership after earlier efforts and delays, including the pandemic.
HI
Transcript Highlights:
- Amy Aayani in support for the Friends of Civil Rights.
- <00:05:00.400>
Amy International Zen Dojo in support. - Amy International Zen Dojo in support.
- Amy Aayani<00:05:01.360>
in <00:05:01.600>support <00:05:01.840>for <00:05:02.000
Summary:
The Judiciary Committee heard Governor’s Message 790, the nomination of Karen T. Nakasone to serve as chief judge of the Hawaii Intermediate Court of Appeals for a 10-year term. The chair announced that no vote would be taken that day and that the committee would vote on Thursday. Testimony was overwhelmingly supportive, with the chair reading that there were 103 supporters, zero opposed, and one comment.
Supporters included current and retired judges, public defenders, bar association representatives, former elected officials, and community members. They described Nakasone as intelligent, fair, hardworking, well respected, and a strong leader with deep legal experience. Several speakers emphasized her judicial temperament, her work as an advocate and judge, and her community involvement, including leadership in civic and civil rights organizations. One pro se litigant also testified that she had been treated kindly and respectfully by Nakasone in prior interactions.
The Hawaii State Bar Association reported that it had conducted an interview and review process and found her qualified for the position. In her own remarks, Nakasone introduced family and colleagues, described her 30-year legal career, and said her first job after law school was as an ICA law clerk. She highlighted the court’s backlog reduction efforts under Acting Chief Judge Katherine Leonard, saying the number of older pending appeals had dropped significantly through team-based reforms, and stated that she would continue that work if confirmed. The hearing ended without questions from the committee and with the nomination held for a later vote.
MN
Minnesota 2025 1st Special Session
House Agriculture Finance and Policy Committee 4/2/25
Agriculture Finance and Policy
Transcript Highlights:
- So our farm-to-school coordinator, who is Amy Hag, she's been here before your committee in the past.
- so our farm to school coordinator<00:37:27.119>
who <00:37:27.240>is <00:37:27.520>Amy - c><00:37:27.760>
hag <00:37:28.040>she's <00:37:28.280>been coordinator who is Amy - hag she's been coordinator who is Amy hag she's been here<00:37:28.640>
before <00:37:28.920><
Keywords:
agriculture finance, broadband development, Department of Agriculture, Board of Animal Health, Agricultural Utilization Research Institute, Office of Broadband Development, food safety, food handler license, cottage food, home processed food, livestock dealer, meat packing company, milk marketer, milk marketing license, grain buyer, grain storage, beginning farmer, emerging farmer, farm down payment assistance, livestock investment grant
MN
Minnesota 2025-2026 Regular Session
House Children and Families Finance and Policy Committee 3/18/25
Children and Families Finance and Policy
Transcript Highlights:
- My name is Amy Smith. I'm the advocacy chair for the board of the Diaper Bank of Minnesota.
- members.<01:43:28.719>
My <01:43:28.880>name <01:43:29.040>is <01:43:29.119>Amy - My name is Amy Smith. I'm the members. My name is Amy Smith.
Keywords:
child welfare, fiscal analysis, third-party consultant, program evaluation, Minnesota, HF776, Minnesota Family Assets for Independence Initiative, family assets for independence, FAI, asset-building, matched savings, financial literacy, family savings, economic mobility, children youth and families, general fund appropriation, family support, low-income families, financial stability, budget bill