Video & Transcript : 'federally insured securities' :
Page 47 of 500
AZ
Transcript Highlights:
- But let's be clear, this is not going to stop the federal program.
- But let's be clear, this is not going to stop the federal program.
- But let's be clear, this is not going to stop the federal program.
- As long as the federal government okays them.
- This year, the federal government secretly slashed environmental and security protections for experimental
CA
California 2025-2026 Regular Session
Joint Hearing Assembly Select Committee on the Nonprofit Sector and Senate Select Committee on the Nonprofit Sector Aug 5th, 2026
Transcript Highlights:
- On one side, they face deep federal spending cuts.
- There are things in federal tax court.
- None of these... federal part of that having to do with health care and food security.
- They are facing significant challenges, including massive cuts from the federal government and an insurance
- They are facing significant challenges, including massive cuts from the federal government and an insurance
Summary:
The joint Senate and Assembly Select Committee on the nonprofit sector held a hearing focused on the importance of California’s nonprofit sector and how state systems can better support it. Chair and co-chair remarks emphasized that nonprofits are essential to the state’s economy and public services, especially as federal cuts and administrative burdens increase pressure on organizations that deliver health care, food assistance, homelessness services, disaster response, and other safety-net functions. CalNonprofits CEO Jeff Green described the sector’s size and complexity, citing roughly 110,000 nonprofits in California, about 1.4 to 1.5 million nonprofit workers, and major concerns about funding uncertainty, delayed reimbursements, and federal threats to nonprofit funding and nonpartisanship. He said many organizations are being forced to use reserves, reduce services, or take out loans while waiting for state payments.
The Little Hoover Commission presented findings from its study of state grant and contract administration, arguing that nonprofits often subsidize state services because of late payments, insufficient advance funding, and inadequate reimbursement for overhead. The commission recommended requiring advance payments, expanding prompt-payment protections, matching federal indirect-cost rates, standardizing emergency contract amendments, creating an Office of Nonprofit Empowerment, reducing duplicative reporting, moving to electronic payments, improving feedback to unsuccessful applicants, and using longer grant periods. Committee members expressed support for these ideas and discussed shifting state contracting culture toward outcomes and better coordination. The commission also noted that SB 1240, which would create the Office of Nonprofit Empowerment, and SB 1366, related to payment delays, align with its recommendations.
The Attorney General’s Charitable Trusts Section then outlined its rollout of a new online filing system for charities and charitable fundraisers. Elizabeth Kim said the system, launched in stages beginning in 2024, is intended to replace paper filings, reduce incomplete submissions and bounced checks, and speed processing; the final phase is expected to cover renewals, delinquency, raffles, professional fundraisers, dissolution, and complaints. Committee members asked about staffing impacts and complaint handling, and DOJ explained that complaints are reviewed based on allegations, public filings, and, when needed, requests for additional information. A final panel featured Matt Gonzalez of Nonprofit New York, who described New York City’s Mayor’s Office of Nonprofit Services as a model for reducing contract backlogs, increasing advance payments, and improving coordination through ombudsman-style support and chief nonprofit officers. Public commenters from the California Alliance of Child and Family Services, SEIU, and CalNonprofits urged support for stronger state-nonprofit partnerships, transparency, and modernization of contracting systems. No formal vote was taken; the hearing concluded after testimony and public comment.
LA
Transcript Highlights:
- SB 194 updates state law along with federal law.
- provide through a self-insurance pool.
- It's a statute, a federal statute? Yes.
- Insurance provide for an insurable interest. Senator Claude, thank you, Mr. President.
- insurers to... ...between the Department of Insurance and the health insurers to ensure that we are
Bills:
SB524 , SR108 , SR109 , SCR56 , SCR57 , SCR12 , HB227 , HB398 , HB689 , HB897 , HB1029 , HB1107 , HB1217 , HB221 , HCR58 , HB136 , SB162 , SB382 , SCR33 , SCR30 , SB112 , SB194 , SB307 , SB341 , SB346 , SB363 , SB495 , SB503 , SB507 , SB509 , SB513 , SB408 , SB131 , SB145 , SB333 , SB464 , SB466 , SB500 , SB283 , SB338 , SB488 , SB35 , SB65 , SB215 , SB228 , SB246 , SB249 , SB268 , SB269 , SB282 , SB296 , SB312 , SB319 , SB323 , SB369 , SB431 , SB474 , SB484 , SB490 , SB492 , SB501 , HCR14 , HB537 , HB652 , HB653 , HB661 , HB726 , HB756 , HB851 , HB964 , HB966 , HB34 , HB35 , HB48 , HB474 , HB553 , HB758 , HB852 , HB10 , HB16 , HB36 , HB44 , HB46 , HB52 , HB61 , HB78 , HB98 , HB102 , HB124 , HB126 , HB131 , HB135 , HB141 , HB142 , HB164 , HB170 , HB171 , HB179 , HB194 , HB231 , HB245 , HB280 , HB292 , HB294 , HB297 , HB305 , HB336 , HB337 , HB351 , HB436 , HB594 , HB789 , HB956 , HB957 , HB995 , HB1040 , HB50 , HB117 , HB120 , HB122 , HB139 , HB148 , HB149 , HB185 , HB199 , HB247 , HB271 , HB286 , HB301 , HB358 , HB359 , HB384 , HB413 , HB428 , HB450 , HB462 , HB547 , HB613 , HB631 , HB657 , HB669 , HB675 , HB680 , HB691 , HB712 , HB716 , HB720 , HB723 , HB727 , HB728 , HB735 , HB747 , HB759 , HB825 , HB842 , HB845 , HB846 , HB903 , HB904 , HB907 , HB923 , HB929 , HB941 , HB962 , HB965 , HB1036 , HB287 , HB370 , HB515 , HB521 , HB570 , HB1200 , HB29 , HB39 , HB58 , HB67 , HB73 , HB76 , HB77 , HB82 , HB112 , HB121 , HB125 , HB132 , HB134 , HB151 , HB154 , HB155 , HB161 , HB166 , HB187 , HB191 , HB207 , HB211 , HB224 , HB238 , HB241 , HB242 , HB250 , HB260 , HB265 , HB275 , HB300 , HB320 , HB338 , HB339 , HB349 , HB379 , HB399 , HB427 , HB463 , HB464 , HB468 , HB545 , HB550 , HB551 , HB565 , HB588 , HB639 , HB725 , HB782 , HB805 , HB808 , HB834 , HB847 , HB853 , HB858 , HB861 , HB883 , HB916 , HB937 , HB977 , HB1012 , HB1027 , HB1044 , HB1054 , HB1071 , HB1091 , HB1117 , HB119 , HB129 , HB677 , HB850 , SB68 , SB149
Keywords:
Jump Start, career and technical education, CTE, career diploma, career pathways, workforce development, high school diploma, career major, individual career and academic plan, ICAP, individual graduation plan, IGP, work-based learning, apprenticeship, internship, dual enrollment, articulation agreement, transfer credit, rural schools, rural LEA
Summary:
The Senate opened with a quorum, a guest minister prayer, the Pledge of Allegiance, and a St. Charles Parish presentation featuring a youth national anthem singer. The chamber then moved through a large number of House and Senate messages, committee reports, and introductions, including measures on career and technical education, flood risk maps, public-private partnership contracting, arts day, and a task force on work-based learning. Several resolutions were adopted, including SCR 56 honoring the YMCA and SCR 57 honoring Jonathan Nicole, both by unanimous votes. A House concurrent resolution supporting elimination of the U.S. Department of Education also passed 26-9.
On Senate bills, the chamber gave final passage to SB 112 on voluntary release time for K-12 religious instruction with a criminal background check amendment, SB 194 on public assistance and citizenship verification, SB 307 on public displays of historical/religious documents, SB 341 expanding church and nonprofit religious self-insurance coverage, SB 346 prohibiting deepfake materials used against students, SB 495 on campaign finance reporting and unitemized contributions, SB 503 on age assurance for minors using mobile apps, SB 507 creating a statewide process for determining non-enrollment, SB 509 on bank-owned life insurance, SB 131 limiting attorney fee recovery in occupational licensing disciplinary cases, SB 145 requiring backup power for adult residential care providers, SB 333 on child-in-need-of-care proceedings and federal reimbursement, SB 464 on severe obesity treatment coverage, SB 466 on expropriation and foreign adversaries, SB 488 on a school safety drone response pilot program, SB 312 on union dues and withholding procedures, and SB 319 on voter identification and provisional ballot procedures. Most passed with little or no opposition, though SB 194, SB 307, SB 503, SB 131, SB 333, and SB 319 drew some dissenting votes.
The chamber also passed multiple House bills, including HB 1071 on public records exceptions for aerospace critical infrastructure, HB 537 repealing the Workers’ Compensation Advisory Council, HB 652 and HB 653 adjusting Oyster Task Force membership, HB 661 narrowing nepotism restrictions for certain school board hires with an amendment, HB 756 aligning watercraft enforcement with Coast Guard standards, HB 851 banning intentional balloon releases, HB 964 authorizing a Caddo Parish property transfer, and HB 34 and HB 35 on sheriff pension fund eligibility and contribution rules. Several items were returned to the calendar or referred to committees. A major discussion centered on SB 484, which would restructure parts of higher education governance and transfer certain Board of Regents functions; it drew extensive questioning and amendments, including a new Lumcon board structure and financial reporting requirements, but was returned to the calendar for further work rather than final passage.
LA
Transcript Highlights:
- SB 194 updates state law along with federal law.
- provide through a self-insurance pool.
- It's a statute, a federal statute? Yes.
- insurers to...
- Between the Department of Insurance and the health insurers to ensure that we are able to make sure that
Bills:
SB524 , SR108 , SR109 , SCR56 , SCR57 , SCR12 , HB227 , HB398 , HB689 , HB897 , HB1029 , HB1107 , HB1217 , HB221 , HCR58 , HB136 , SB162 , SB382 , SCR33 , SCR30 , SB112 , SB194 , SB307 , SB341 , SB346 , SB363 , SB495 , SB503 , SB507 , SB509 , SB513 , SB408 , SB131 , SB145 , SB333 , SB464 , SB466 , SB500 , SB283 , SB338 , SB488 , SB35 , SB65 , SB215 , SB228 , SB246 , SB249 , SB268 , SB269 , SB282 , SB296 , SB312 , SB319 , SB323 , SB369 , SB431 , SB474 , SB484 , SB490 , SB492 , SB501 , HCR14 , HB537 , HB652 , HB653 , HB661 , HB726 , HB756 , HB851 , HB964 , HB966 , HB34 , HB35 , HB48 , HB474 , HB553 , HB758 , HB852 , HB10 , HB16 , HB36 , HB44 , HB46 , HB52 , HB61 , HB78 , HB98 , HB102 , HB124 , HB126 , HB131 , HB135 , HB141 , HB142 , HB164 , HB170 , HB171 , HB179 , HB194 , HB231 , HB245 , HB280 , HB292 , HB294 , HB297 , HB305 , HB336 , HB337 , HB351 , HB436 , HB594 , HB789 , HB956 , HB957 , HB995 , HB1040 , HB50 , HB117 , HB120 , HB122 , HB139 , HB148 , HB149 , HB185 , HB199 , HB247 , HB271 , HB286 , HB301 , HB358 , HB359 , HB384 , HB413 , HB428 , HB450 , HB462 , HB547 , HB613 , HB631 , HB657 , HB669 , HB675 , HB680 , HB691 , HB712 , HB716 , HB720 , HB723 , HB727 , HB728 , HB735 , HB747 , HB759 , HB825 , HB842 , HB845 , HB846 , HB903 , HB904 , HB907 , HB923 , HB929 , HB941 , HB962 , HB965 , HB1036 , HB287 , HB370 , HB515 , HB521 , HB570 , HB1200 , HB29 , HB39 , HB58 , HB67 , HB73 , HB76 , HB77 , HB82 , HB112 , HB121 , HB125 , HB132 , HB134 , HB151 , HB154 , HB155 , HB161 , HB166 , HB187 , HB191 , HB207 , HB211 , HB224 , HB238 , HB241 , HB242 , HB250 , HB260 , HB265 , HB275 , HB300 , HB320 , HB338 , HB339 , HB349 , HB379 , HB399 , HB427 , HB463 , HB464 , HB468 , HB545 , HB550 , HB551 , HB565 , HB588 , HB639 , HB725 , HB782 , HB805 , HB808 , HB834 , HB847 , HB853 , HB858 , HB861 , HB883 , HB916 , HB937 , HB977 , HB1012 , HB1027 , HB1044 , HB1054 , HB1071 , HB1091 , HB1117 , HB119 , HB129 , HB677 , HB850 , SB68 , SB149
Keywords:
Jump Start, career and technical education, CTE, career diploma, career pathways, workforce development, high school diploma, career major, individual career and academic plan, ICAP, individual graduation plan, IGP, work-based learning, apprenticeship, internship, dual enrollment, articulation agreement, transfer credit, rural schools, rural LEA
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, May 19, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- H.R. 7432, a bill to amend section 477 of the Social Security Act to improve coordination with federal
- Reciprocal deposits are secure, fully FDIC-insured deposits that enable community banks to retain local
- Reciprocal deposits are secure, fully FDIC-insured deposits that enable community banks to retain local
- Reciprocal deposits are secure, fully FDIC-insured deposits that enable community banks to retain local
- H.R. 5317, a bill to amend the Federal Deposit Insurance Act to ensure that certain custodial deposits
AZ
Arizona 2026 Regular Session
02/18/2026 - House Federalism, Military Affairs & Elections
Federalism, Military Affairs & Elections
Transcript Highlights:
- The Committee on Federalism, Military Affairs, and Elections called the order.
- license in the state of Arizona, and they comply with all the federal guidelines to sell insurance programs
- insurance company.
- We have a data match with the Social Security Administration to verify applicant's Social Security number
- I love the idea of bidders, but the federal government now requires insurance providers to bid on their
Keywords:
international organizations, government resources, public institutions, Arizona Board of Regents, foreign adversaries, campaign finance, contributions, termination statements, reporting, penalties, electoral processes, healthcare, public benefits, eligibility verification, fraud prevention, Medicaid, SNAP, transparency, accountability, state land
AZ
Transcript Highlights:
- Social Security Act.
- the Social Security Act.
- My home insurance, $6,500. My taxes, $4,500. My insurance, my medical insurance, another $20,000.
- My home insurance, $6,500. My taxes, $4,500. My insurance, my medical insurance, another $20,000.
- My insurance, my medical insurance, another $20,000.
TX
Transcript Highlights:
- Under current law, municipalities collect separate fees for municipal security and technology, and these
- So House Bill 1950 allows these municipal courts to consolidate their security and technology funds.
- Into a single account enabling these resources to be used more efficiently and enhance court security
- And that is in alignment with a recently passed federal law that also expands the program.
- Unemployment insurance in the state. So I, I can qualify for it.
Committee:
Senate Economic Development
WA
Washington 2025-2026 Regular Session
Senate Labor & Commerce Jan 27th, 2026
Transcript Highlights:
- I'm Chris Teft on behalf of the Washington Self-Insurers Association.
- It is by request of the Employment Security Department.
- My name is Josh Dye, and I’m here on behalf of the Employment Security Department.
- First, in both the state and federal law, state agencies and political...
- The Federal WARN Act also excludes tribes, and Senate Bill 6106 brings state law in line with that federal
Summary:
The Labor and Commerce Committee heard public testimony on several bills. Senate Bill 618, the Eric Schrauss Memorial Act, would remove the current time-and-exposure qualifiers for the workers’ compensation presumption that certain heart problems in firefighters and law enforcement officers are occupational diseases. The sponsor and family members of fallen firefighters testified in support, describing delayed claims and arguing the bill would spare grieving families from lengthy appeals. Opponents including counties, self-insurers, cities, and L&I’s research staff said the current qualifiers are based on science, warned the change would greatly expand claims and costs, and noted a 2023 advisory committee did not recommend the change. No vote was taken.
The committee also heard Senate Bill 5379, which would extend interest arbitration rights to Washington State Parks and Recreation Commission law enforcement rangers. The sponsor and a park ranger testified that rangers are commissioned peace officers who cannot strike and are paid less than comparable law enforcement, leading to staffing shortages and turnover. The bill was presented as a fairness and retention measure. Testimony on Senate Bill 6147, concerning grocery store closures in food deserts, was split: supporters from Tacoma, labor, and local government said a six-month notice requirement would help communities respond to closures like the Fred Meyer shutdown in South Tacoma, while grocers and industry groups argued the bill was too prescriptive, would add legal risk, and would not solve underlying crime and business pressures.
Senate Bill 6106, requested by the Employment Security Department, would exempt tribes from the state WARN-style notice law and make employee names and addresses submitted in layoff notices confidential under the Public Records Act. ESD and business groups supported the bill as a clarification and privacy fix, and no opposition was heard. The committee then took testimony on Senate Bill 5927, which would cap future workers’ compensation COLAs at 3%; employers and self-insurers supported it as a way to address volatility and long-term liabilities, while labor, injured-worker advocates, and others opposed it as an across-the-board benefit cut that would erode wage replacement. L&I explained it has been studying possible COLA changes but did not bring forward its own proposal. Finally, Senate Bill 6287 on kratom would restrict adulterated or harmful kratom products, require labeling, set a 21+ sales age, and allow local regulation; supporters backed the age limit and bans on concentrated 7-OH, while some industry witnesses opposed the private right of action and local patchwork rules. The committee adjourned after public testimony; no final votes or executive action were taken in the transcript.
LA
Louisiana 2026 Regular Session
House of Representatives Apr 21st, 2026
Louisiana House Floor Meeting
Transcript Highlights:
- Insurance.
- Insurance.
- Insurance.
- Insurance.
- No, we did commercial liability insurance because before, in the past, we thought they had insurance
Bills:
HR179 , HR180 , HR181 , HR182 , HR183 , HR184 , HR185 , HR186 , HR187 , HCR75 , HCR76 , HCR77 , HCR78 , HCR79 , HR165 , HR166 , HR168 , HR169 , HR170 , HR171 , HR172 , HR173 , HR174 , HR175 , HR176 , HR177 , HR178 , HCR65 , HCR66 , HCR67 , HCR68 , HCR69 , HCR70 , HCR71 , HCR72 , HCR73 , HCR74 , SCR34 , SB34 , SB43 , SB52 , SB56 , SB165 , SB173 , SB189 , SB190 , SB260 , SB322 , SB345 , SB374 , SB387 , SB401 , SB448 , SB449 , SB455 , SB487 , SB496 , SB502 , SB505 , HB362 , HB893 , HB990 , HB1007 , HB1153 , HB1243 , HR1 , HR17 , HCR5 , HCR4 , HCR47 , HB55 , HB385 , HB394 , HB396 , HB406 , HB608 , HB622 , HB676 , HB772 , HB897 , HB1030 , HB1035 , HB1038 , HB1045 , HB1049 , HB1056 , HB1058 , HB1059 , HB1092 , HB1100 , HB1117 , HB1160 , HB1161 , HB1162 , HB1177 , HB1180 , HB1189 , HB1216 , HB1239 , HB1240 , HB59 , HB74 , HB159 , HB330 , HB364 , HB414 , HB458 , HB525 , HB568 , HB786 , HB1008 , HB1033 , HB1034 , HB1041 , HB1062 , HB1070 , HB1079 , HB1112 , HB1118 , HB1139 , HB1151 , HB1176 , HB1182 , HB1196 , HB1214 , HB1241 , HB87 , HB115 , HB162 , HB368 , HB433 , HB441 , HB447 , HB466 , HB481 , HB741 , HB1242 , SB162 , SB349 , SB350 , SB382 , SB383 , SB127 , SB244 , HB977 , HB181 , HB31 , HB664 , HB9 , HB192 , HB225 , HB306 , HB310 , HB366 , HB635 , HB911 , HB1230 , HB1236 , HB615 , HB864 , HB1103 , HB1175 , HB901 , HR20 , HR74 , HB284 , HB393 , HB459 , HB577 , HB582 , HB605 , HB614 , HB682 , HB733 , HB773 , HB996 , HB1003 , HB1082 , HB1113 , HB1234
Keywords:
neighborhood, crime prevention, security districts, law enforcement, community safety, funding, Counseling Day, mental health, Louisiana Counseling Association, community support, mental wellness, Louisiana State University, athletics, NAIA, sports achievements, recognition, success, competition, education, higher education
Summary:
The House opened with a prayer, pledge, quorum call, and several personal privileges recognizing guests and special observances, including Junior League Day, Renewable Energy Day, Wholesalers Day, and Sin Law Day. Members also introduced and adopted a number of commemorative resolutions, including condolences, recognitions of schools and community figures, and resolutions related to LSU, ALS Awareness Month, and local festivals. Several Senate and House measures were referred or laid over, and the chamber announced upcoming scheduling changes for House and Senate bills.
The most extensive debate centered on House Bill 385, which would require certain TOPS scholarship recipients to repay one semester of aid if they fail to meet academic requirements, subject to listed exemptions and an option to avoid repayment by entering certain high-demand career and technical programs. Opponents questioned the bill’s impact on students, its possible constitutional issues, administrative costs, lack of a fiscal note and implementation details, and whether it would worsen brain drain or convert a merit scholarship into a loan. The motion to recommit the bill to Appropriations failed 34-16, but after continued questioning and criticism, the author later moved to return the bill to the calendar, and that was agreed to.
The House then passed House Bill 55, which restricts public disclosure of juror information, after adopting an amendment clarifying that juror interviews are still allowed if jurors choose to participate. The chamber also passed House Bill 394 extending the conditional parole programming period from nine months to 24 months, House Bill 396 making autopsy photographs admissible in criminal proceedings, House Bill 406 directing the Department of Education to study whether it should supervise interscholastic high school athletics, House Bill 622 aligning state criminal history record handling with federal requirements, and House Bill 676 creating the crime of fraudulent patient referrals, or body brokering, with amendments clarifying lawful marketing arrangements. House Bill 1030, concerning reimbursement for non-emergency medical transportation for certain mental health-related services, was taken up with amendments and then temporarily returned to the calendar.
WA
Washington 2025-2026 Regular Session
House Health Care & Wellness Dec 5th, 2025
Transcript Highlights:
- At both the state and federal levels.
- Down in the red, those are the federal cuts.
- And then we're facing denials and delayed reimbursements from large insurance insurers, and that causes
- top of those federal tax credits.
- Then insurance negotiated that down to $3,123.
Summary:
The committee heard a JLARC presentation on the Department of Health’s oversight of hospital inspections, complaints, and reporting. JLARC said DOH was late on 72% of acute care hospital inspections as of December 2024, had not verified that third-party accrediting standards were substantially equivalent to state standards, did not consistently require proof of those inspections, did not review adverse health event corrective plans, and could make hospital data more accessible. JLARC also raised a possible language-access barrier in the complaint system. Members asked about complaint filing by staff, the meaning of adverse health events, inspection outcomes, and whether the audit compared DOH to other agencies. JLARC said it had not reviewed inspection results or cross-agency comparisons, but noted inspectors were dedicated and working long hours. DOH later said it concurred with the recommendations and outlined a strategic plan with target dates for improving timeliness, verifying accreditation standards, expanding language access, reviewing adverse event laws, and improving public data access, with annual reporting to the Legislature expected.
The committee then heard a Department of Health presentation on certificate of need modernization. DOH described the current certificate of need process, which reviews need, financial feasibility, quality, and cost containment for certain facility changes and new services, and said the program has not been modernized since the 1980s. DOH proposed 10 statutory modernization recommendations, including clarifying the program’s purpose, creating a planning entity, adding flexibility, reducing legal costs, updating access-to-care standards, expanding oversight to freestanding emergency departments and urgent care, addressing equity, improving cost control coordination, strengthening long-term funding, and using better data systems. Members asked about oversight of freestanding urgent care and EDs, funding sources, and whether the process could be streamlined or made more responsive to complaints or other triggers.
A third panel discussed artificial intelligence in health care. Lucy O’Rourke of the Coalition for Health AI described CHAI’s work on responsible AI principles, technical standards, model cards or “nutrition labels,” testing and governance tools, and educational resources for providers. She said the group is focused on trust, transparency, fairness, safety, security, and privacy, and noted Washington’s AI-related policy work as among the more progressive in the country. No questions were asked.
The final portion focused on the financial impact of federal and state health care policy changes. The Washington State Hospital Association said hospitals are facing low or negative operating margins, service reductions, layoffs, and closures, and that state cuts and taxes enacted in 2025, combined with federal HR1 changes, will significantly worsen finances. Providence Swedish leaders described staffing reductions, service cuts, delayed capital investments, and pressure from denials, tariffs, and reimbursement changes, while emphasizing that frontline staffing cuts are tied to service reductions rather than nurse-to-patient ratio changes. The Washington Health Benefit Exchange then began a presentation on expiring federal ACA premium tax credits, state Cascade Care Savings assistance, and eligibility changes affecting lawfully present non-citizens, with examples showing large premium increases for customers if federal subsidies expire.
NY
New York 2025-2026 Regular Session
New York State Senate Session - 06/02/2026
New York Senate Floor Meeting
Transcript Highlights:
- Skoufis, an act to amend the Retirement and Social Security Law.
- SKOUFIS, AN ACT TO AMEND THE RETIREMENT AND SOCIAL SECURITY LAW.
- Jackson, an act to amend the Retirement and Social Security Law.
- Act to amend the Insurance Law.
- Institutions like the New York Insurance Association.
Summary:
The Senate convened, approved the prior day’s journal, and then processed a large number of motions to discharge bills from committees and substitute identical Senate or Assembly versions for third reading. The chamber also adopted the resolution calendar with exceptions and took up several resolutions and ceremonial recognitions, including a resolution mourning Hudson Talbott, a Dairy Month resolution highlighting New York’s dairy industry, and introductions honoring Niskayuna academic teams, Gabriella Scheer for receiving the Liberty Medal, the Hartstein family’s civic engagement, and Diana Cochran’s advocacy for safe firearm storage.
The Senate then moved through the calendar and passed many bills on topics including insurance, public health, education, labor, social services, banking, local government, veterans, public service, consumer protection, criminal procedure, cannabis, parks, taxation, election law, and highway matters. Several members explained votes on notable measures: support for acupuncture insurance coverage, consumer protections for doorbell-camera data sharing, expanded protections in debt collection cases, trauma-informed procedures for sexual assault survivors, a Legionnaires’ disease awareness program, changes to mandatory minimum sentencing, and universal safe storage of firearms. A number of home rule and local authorization bills were also approved, including parkland alienation measures and local tax exemption authorizations.
Most measures passed with broad bipartisan support, though some drew recorded opposition. Notable roll calls included the consumer debt uniformity bill, the mandatory minimum sentencing bill, the safe storage/firearms bill, and the public housing and public health measures, each with more divided votes. The chamber also accepted a lengthy Rules Committee report sending many additional bills directly to third reading, and then began the supplemental calendar, passing at least the first items before the transcript ended.
CA
California 2025-2026 Regular Session
Assembly Insurance Committee Jul 9th, 2025
Transcript Highlights:
- Owners across the state are having difficulty achieving and securing adequate insurance.
- The state are having difficulty achieving and securing adequate insurance, as you all know, doubly true
- And then it gives our Department of Insurance the tool to collect catastrophe modeling data from insurers
- Member Saren Taylor, on behalf of the Personal Insurance Federation of California.
- Member, Saren Taylor, on behalf of the Personal Insurance Federation of California.
Summary:
The Assembly Insurance Committee met to hear several bills related to insurance coverage, wildfire risk, workers’ compensation, and paid family leave. SB 8 by Senator Ashby would extend workers’ compensation and disability protections to Sacramento County park rangers, with testimony emphasizing that they perform law-enforcement-like duties and should receive the same protections as comparable officers. SB 429 by Senator Cortese would create a public wildfire catastrophe model and related wildfire safety program, with support from the Department of Insurance and consumer advocates who said public access to modeling data would improve transparency and help evaluate private insurance risk models.
The committee also heard SB 525 by Senator Jones, which would require the FAIR Plan to offer coverage options for manufactured and mobile home owners, including replacement cost coverage. Supporters said the bill would help lower-income residents obtain meaningful insurance protection, while no opposition testified. SB 495 by Senator Allen, as amended, would require insurers to provide a larger contents-coverage advance after a total loss during a declared emergency without requiring an immediate itemized inventory, extend proof-of-loss deadlines, and require insurers to provide catastrophe modeling and reinsurance data to the Department of Insurance. Several insurers withdrew opposition after amendments, and the Department of Insurance and United Policyholders supported the measure.
SB 590 by Senator Durazo would expand paid family leave to cover care for designated persons or chosen family members, with strong support from AARP, labor, civil rights, caregiving, and health organizations, and testimony from a parent describing the need to care for a non-legal family member during surgery recovery. The committee also took up consent items SB 230 and SB 854. After roll calls, SB 8, SB 429, SB 495, SB 525, and SB 590 all received do-pass votes, with SB 429 sent to the Committee on Emergency Management, SB 495 to Judiciary, and SB 525 and SB 590 to Appropriations. The consent calendar bills were also approved, and the committee adjourned.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on the Judiciary Jun 21st, 2026 at 01:00 pm
Joint Committee on the Judiciary
Transcript Highlights:
- Moving on to H. 1766, an Act Relative to Judicial Security.
- Moving on to H. 1766, an Act Relative to Judicial Security.
- Insurance Federation and representatives from Arbella and MAPFRE.
- Insurance Federation.
- I'm executive director of the Mass Insurance Federation.
Committee:
Joint Joint Committee on the Judiciary
Summary:
The Joint Committee on the Judiciary held a hearing on bills in the Civil Actions 2 and Court Administration areas, with testimony spanning judicial security, judicial compensation, civil process fees, bar advocate compensation, interstate discovery, defamation protections for sexual assault survivors, and related criminal procedure changes. Chairs Edwards and Day opened with housekeeping rules on testimony limits and written submissions, then called witnesses on each bill in turn.
On H. 1766, judicial officers and the Massachusetts Bar Association strongly supported a judicial security bill that would protect judges’ personal information, citing threats, online harassment, swatting, and violence against judges and their families. On H. 1819, judges and the Massachusetts Judges Conference asked for higher compensation, saying Massachusetts judges rank low nationally after cost-of-living adjustment and that pay affects recruitment and retention. The committee also heard support for H. 1582/S. 1183 to raise civil process service fees, with sheriffs saying the fees have been unchanged since 2003 and are needed to cover rising costs, safety equipment, and operations funded by those fees.
The committee heard from prosecutors on H. 1604 and H. 1846, which would give district courts concurrent jurisdiction over certain school-threat and leaving-the-scene offenses, allowing prosecutors to handle less serious or panic-driven cases more efficiently while preserving mandatory penalties. CPCS and bar advocates supported H. 1876 on bar advocate compensation, describing a continuing shortage and crisis in indigent defense despite recent pay increases and staffing investments. The Boston Bar Association supported H. 1857, a Massachusetts version of the Interstate Depositions and Discovery Act, saying it would simplify out-of-state discovery and reduce cost and delay.
A large portion of the hearing focused on H. 1974/S. 1143, which would protect survivors of sexual assault and harassment from retaliatory defamation suits unless the plaintiff proves actual malice, and would allow fee shifting and damages against abusive suits. Survivors, advocates, and attorneys described threats, legal costs, and chilling effects that silence reporting, while supporters said the bill would protect truthful speech and improve access to counsel. The committee also heard insurance-industry testimony on S. 1101, which would change personal injury protection payment rules to require insurers to tender disputed amounts within 30 days to avoid attorney’s fees; insurers said the bill would curb a growing volume of provider lawsuits and reduce abuse of the no-fault system. No votes were taken during the hearing, and the chair closed after all scheduled testimony was complete.
FL
Transcript Highlights:
- What about property insurance? What about housing affordability? What about food security?
- These are secure voting ballots.
- My aunt has a Social Security card. My aunt is a retired federal employee. She's married.
- Number one, if you want somebody to be security, that should be their only job: security.
- And if we actually care about security, we're going to hire people whose only job is security.
Summary:
The House convened with prayer, the Pledge of Allegiance, quorum call, and several recognitions, including tributes to former members and law enforcement. The chamber then adopted the special order report and moved to the day’s special-order calendar. Early bills passed unanimously, including CS/HB 401 on FDLE security details for major party nominees for governor and lieutenant governor, CS/HB 1063 on gubernatorial transition procedures, HB 593 on governmental agencies and personnel, CS/CS/HB 655 on confidential attorney-client meetings for local governments in pending litigation, and HB 6011 on ethics gift/honoraria reporting procedures. Each of these measures was explained by sponsors as transparency, security, or administrative process legislation, and each passed 115-116 to 0.
The chamber then took up CS/HB 125, designating October 14 as Charlie Kirk Day of Remembrance. The bill drew extensive and sharply divided debate over whether a state remembrance was appropriate for Kirk, with opponents arguing he was a polarizing political figure and that the House should focus on affordability and other constituent concerns, while supporters framed the bill as a defense of free speech and opposition to political violence. A proposed amendment to replace the designation with a George Floyd remembrance was ruled not germane. After structured debate, the bill passed 82-31.
Members also considered transportation designation measures. SB 628, substituted for CS/HB 885, included multiple road and bridge namings and an amendment designating a 124-mile stretch of State Road 80 as the President Donald J. Trump Highway; the amendment and bill passed 82-26. CS/HB 33 similarly designated portions of roads as Charlie Kirk Memorial Avenue and President Donald J. Trump Boulevard, prompting another lengthy debate over the appropriateness of honoring political figures and the use of public roadways for such designations; it passed 82-30. The House then began debate on CS/HB 35, “Isaiah’s law,” which would add driving without a valid license to the habitual traffic offender list after repeated offenses, with sponsors citing a fatal hit-and-run and opponents questioning prosecutorial discretion and the bill’s practical effects.
TX
Transcript Highlights:
- She was a fearless. who fought tirelessly to secure women's right to vote in Texas. and across the nation
- Please refer to the Committee on Homeland Security, Public Safety, and Veterans Affairs, HB 2753, by
- Security, Public Safety, and Veterans Affairs. HB 2770 by Schatzlein.
- Refer to Committee on Insurance.
- AB 2908 by 7 is related to an attendance of receipt of security deposit refund for the control.
CA
California 2025-2026 Regular Session
Assembly Banking and Finance Committee Feb 18th, 2026
Transcript Highlights:
- Its security and integrity are fundamentally insured by cryptography, utilizing advanced mathematical
- This created a federal framework for stablecoins.
- Holding it for 20 years to pay down federal debt.
- They secure supply chains, and they maintain national security readiness.
- The federal strategic Bitcoin reserve is established.
Summary:
The Assembly Banking and Finance Committee held an informational hearing on digital asset innovation, with opening remarks framing cryptocurrencies, blockchain, stablecoins, tokenization, and decentralized finance as a growing part of the financial system. Dennis Porter of Satoshi Action Fund presented on the market size, institutional adoption, use cases such as remittances and small-business payments, and policy developments at the federal and state levels. He also discussed risks including volatility, cybersecurity, and illicit use, while arguing that clear regulation can support innovation and consumer protection.
State Controller Malia Cohen then updated the committee on implementation of SB 822, California’s unclaimed digital asset law. She explained that the law applies to custodial accounts, not self-custodied wallets, and requires holders to conduct outreach before dormant digital assets are transferred to the state in native form. Committee discussion focused on how abandonment is determined, what counts as account activity, the expected timeline for notices and custodian procurement, and the administrative costs and staffing needed to run the program. Controller staff said the state is still building procedures, working with Oregon, and expects a significant increase in claims once the program is operational.
Porter returned with a proposal for a California digital asset reserve fund built on unclaimed digital assets under SB 822. He argued the fund could be cost-neutral, use only high-quality digital assets, and include guardrails such as an advisory board, audits, and public reporting. Committee members expressed interest in diversification and consumer protection, but also raised concerns about volatility, documentation, and market downturns. The hearing ended after public comment from industry and advocacy representatives, including support from the California Blockchain Advocacy Coalition, the Crypto Council for Innovation, and Coinbase, all urging clear, technology-neutral policy to keep innovation and jobs in California.
TX
Transcript Highlights:
- Number one, the insurance companies already have this information.
- The insurance companies have it, and the state has it.
- because they function as an insurance-type product.
- because they function as an insurance-type product.
- “So section seven of the bill repeals 1369D of the Insurance Code.
Bills:
SB331 , SB883 , SB926 , SB1137 , SB1138 , SB1144 , SB1151 , SB1236 , SB1270 , SB1522 , SB1869 , SB2207 , SB2422
Committee:
Senate Health & Human Services
Keywords:
healthcare, cost disclosure, transparency, administrative penalties, health facility compliance, COVID-19, off-label use, prescription drugs, patient access, medical standards, insurance, physician ranking, incentives, fiduciary duty, health plan issuers, SB 1137, group home, assisted living, residential care, board and care
Summary:
The committee heard testimony on Senate Bill 883, which would protect physicians’ ability to prescribe off-label medications and treatments, framed by the author as a “Right to Treat” measure tied to COVID-19 care. Supporters, including physicians and patient-choice advocates, said the bill would safeguard the doctor-patient relationship and prevent interference by boards, pharmacies, or hospitals. Several witnesses described using hydroxychloroquine, ivermectin, budesonide, antibiotics, steroids, and monoclonal antibodies during the pandemic, and said they faced complaints, board scrutiny, or pharmacy refusals for those prescriptions. The bill was left pending after public testimony closed.
The committee then took up Senate Bill 331, which would extend hospital price-transparency requirements to additional health care facilities such as freestanding ERs, urgent care and retail clinics, ambulatory surgical centers, outpatient clinics, and birthing centers. Proponents argued that broader disclosure of prices for shoppable services would help consumers compare costs and reduce surprise billing, while opponents from ambulatory surgery centers said the bill would impose costly compliance burdens on small providers and that insurers or the state already have much of the needed data. The bill was also left pending.
Senate Bill 2422 would expunge Texas Medical Board records and impose reparations for disciplinary actions tied to COVID-era treatment decisions, including references to ivermectin, hydroxychloroquine, budesonide, and masks. The author and supporters argued that doctors were unfairly targeted for trying to save patients and should be made whole; the Texas Medical Board representative said most pandemic complaints were dismissed, that actions generally involved broader issues such as privileges, documentation, or informed consent, and that no physician was disciplined solely for prescribing off-label COVID medications. The bill was left pending.
Finally, the committee heard Senate Bill 2207, which would loosen Texas Medical Board rules on physicians advertising themselves as board certified, especially by reducing barriers tied to maintenance of certification requirements. Supporters said the current rule is overly restrictive, inconsistent, and costly, and that it drives physicians out of practice; they also said Texas is one of only a few states with such a rule. Witnesses described hospitals using the rule against physicians and said the change would improve transparency and competition. The bill remained pending after testimony.
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Jan 28th, 2026
Transcript Highlights:
- So if there was insurance for whatever malfeasance or whatever, is there even insurance coverage for
- insurance on this.
- You say that it’s already covered by federal law.
- insurance or providing loans or grants.
- And then the Consumer Federation of America...
Summary:
The Consumer Protection and Business Committee heard public hearings on several bills related to real estate, self-storage, and consumer disclosures. House Bill 2477 would shorten the time to bring claims against appraisers arising from appraisal reports to two years from discovery or five years from signing, except fraud claims, and would limit liability to specified clients and intended users. The sponsor and appraiser witnesses said the bill would reduce long-tail liability, lower insurance and recordkeeping burdens, and help attract new appraisers; no opposition testimony was heard in the excerpt. House Bill 2512 would prohibit real estate brokers from marketing residential properties to exclusive groups unless the property is also publicly marketed. Supporters, including Washington Realtors, Zillow, Habitat for Humanity, Windermere, and others, said it would promote transparency, competition, and fair housing; opponents argued it could limit homeowner privacy and autonomy, and the Attorney General’s office said the Washington Law Against Discrimination already covers discrimination concerns and objected to placing enforcement in that statute. House Bill 2240 would modernize self-storage rental agreements by allowing electronic execution, deeming continued use after notice as acceptance, and setting notice and disposal rules after termination or nonrenewal; storage industry witnesses supported the bill as clarifying safety and notice procedures, while an advocacy witness opposed it as harmful to unhoused people and others who rely on storage units. House Bill 2465 would require a water recreation safety guide for short-term rentals with pools or similar facilities; the sponsor and hospitality industry supported it as a low-cost safety measure, while cities raised implementation concerns and asked for an amendment on where the guide would be posted. House Bill 2501 would update a seller disclosure notice to reflect the Pollution Liability Insurance Agency’s shift from a no-cost insurance program to a loan-and-grant remediation program, and it drew support as a technical correction. House Bill 2624 would exempt public entities, tribes, and nonprofit land conservancies from the 2025 “solicited real estate transactions” appraisal and notice requirements; conservation groups and the Department of Natural Resources supported it as necessary to preserve land acquisition and grant funding, and the sponsor described it as a cleanup bill.
The committee then moved into executive session and took action on two liquor-related bills. House Bill 2536, allowing wineries to hold a spirits, beer, and wine restaurant license or beer/wine restaurant license at one location, was moved out of committee with a due pass recommendation by a 14-1 vote. House Bill 2476, modifying the spirits, beer, and wine theater license, was amended via a proposed substitute that restored the 120-seat-per-screen limit except for theaters admitting only patrons 21 and older; the substitute was reported out with a due pass recommendation by a 13-2 vote. Members discussed the balance between business flexibility and concerns about alcohol access in family settings and recovery communities.
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Feb 18th, 2026
Transcript Highlights:
- benefits are assigned or transferred from the insured to another person.
- However, they're not insurance professionals.
- been pressured to sign documents before contacting their insurance company.
- You won't have to worry about anything with the insurance company.
- litigation against their own insurance companies for over a decade.
Summary:
The Consumer Protection and Business Committee held public hearings on three Senate bills. SB 5831, the Uniform Mortgage Modification Act, was explained by staff as creating safe harbors so certain mortgage modifications would not alter lien priority or require re-recording; the prime sponsor said it would reduce uncertainty and legal costs. No one testified on the bill. SB 6091, concerning real estate brokers marketing residential properties to exclusive groups, was described as requiring concurrent public marketing when brokers market to limited groups, while allowing private marketing so long as the public also has access; the sponsor and supporters said it would promote fair, open housing markets and reduce pocket listings that can reinforce exclusion. SB 6178, prohibiting post-loss assignment of benefits in property insurance, was presented as protecting homeowners after disasters from signing away policy rights to contractors; the sponsor, the Office of the Insurance Commissioner, the National Insurance Crime Bureau, and the Washington State Association for Justice supported the bill, while discussion focused on whether the $50,000 penalty should distinguish between intentional and unintentional violations.
For SB 6178, the Office of the Insurance Commissioner said it has seen more complaints about policyholders being pressured to sign documents before contacting insurers and said the bill would help keep homeowners in control of claims. Testifiers emphasized that contractors play an important role in repairs but should not take over first-party insurance claims, and one witness noted the bill would not prevent direct payment arrangements to contractors. Committee members asked about penalties and whether a cooling-off period or other alternatives might address concerns about good-faith contractors.
For SB 6091, supporters including Zillow, Washington Realtors, Habitat for Humanity, Windermere, and the Fair Housing Center of Washington argued that exclusive or pocket listings can reduce transparency, limit competition, and worsen housing inequities. They said the bill still allows private marketing and open houses, but requires public availability as well, and does not force owners to allow access to their property. A rental housing representative asked for an amendment to remove a reference to leases, saying the bill should not unintentionally apply to rental providers who are not brokers. The committee closed public hearings on all three bills and ended the meeting with birthday recognition for two members.