Transcript Highlights:

• Our LRAP is not tied to federal loan forgiveness.
• are forgiven. for 10 years until the loans are forgiven.
• We have a very vibrant... ...loan repayment assistance program.
• More immediate state student loan reimbursement, coupled with the 10-year federal Public Service Loan
• And the only way I could have done that was with loan repayment assistance.

Committee: House Civil Rights & Judiciary

Summary: The work session began with testimony on expanding opportunities in the legal profession, especially in response to rural attorney shortages and public service recruitment. Washington State Bar Association Executive Director Tara Nevitt described a growing but aging attorney workforce, noted that younger attorneys have declined, and outlined efforts including supervised practice as an alternative to the bar exam, reduced admission-by-motion experience requirements, expansion of the law clerk program, rural job fairs and grants, and a pilot program for innovative legal service delivery. Members asked about bar passage standards, loan repayment assistance, and the former limited license legal technician program. Representatives from the University of Washington, Seattle University, and Gonzaga discussed law school pipelines into public service and rural practice. They described early outreach to students, loan repayment assistance and scholarships, public service stipends, clinics and externships, and partnerships that place students in government, nonprofit, prosecution, and defense roles. Seattle University highlighted its Flex JD and hybrid hub model in rural communities; Gonzaga presented data showing many graduates remain in Washington and enter public interest work; and UW emphasized that unpaid internships and debt remain barriers. The Washington Association of Prosecuting Attorneys and the Office of Public Defense both testified that prosecutor and defender vacancies are severe in rural counties, and that salary, hiring bonuses, housing support, internships, and loan repayment programs are important tools. The Office of Public Defense said its new recruitment and retention program, funded by SB 5780, has already placed interns in underserved counties and helped some commit to future jobs there. The Washington State Bar’s law clerk program was also described as a pathway that helps people train and remain in their home communities. The committee then shifted to family law, guardians, and guardianships. On guardian ad litem practice in Title 26 cases, Northwest Justice Project and private family law practitioners said training has improved since 2018, but concerns remain about inconsistent investigations, bias, inadequate domestic violence training, lack of oversight, high costs, and uneven county practices. They suggested more robust training, better accountability, and possible use of mental health professionals for custody evaluations. For minor guardianships under the Uniform Guardianship Act, a Superior Court judge said filings have increased and courts struggle to find qualified attorneys and court visitors, while the Administrative Office of the Courts said its $3 million annual reimbursement program for local courts is running out earlier each year and that minor guardianship costs make up most of the spending. The Office of Public Guardianship reported rising demand for adult guardianship services, noting that recent legislation expanded its caseload capacity and added a navigator role, but that referrals and active cases continue to grow statewide.

Transcript Highlights:

• Under this bill, a home buyer who applies for a down payment assistance loan or grant under multiple
• state-funded programs, or for multiple down payment assistance loans or grants under one state-funded
• program, is only eligible to accept one state-funded loan or grant offer.
• program is only eligible to accept one state funded loan or grant offer.
• This includes receiving state funded down payment assistance loans or funded loan or grant offer.

Summary: The Senate Housing Committee heard several housing-related bills and gubernatorial appointments. SB 6201 would create property tax and REET exemptions for property used as affordable housing by social housing agencies, with testimony from the sponsor and supporters from Seattle Social Housing and House Our Neighbors emphasizing lower development costs and deeper affordability. Senator Gildon questioned how the 50% occupancy requirement would work at purchase, and staff explained the covenant and compliance requirements. The committee also heard SB 6205, which would add conflict-of-interest restrictions and reporting requirements for the Community Reinvestment Account, Affordable Housing Program, and Covenant Homeownership Program; Senator Braun said the bill responds to reports of misuse and is intended to improve transparency and trust. The committee heard gubernatorial appointments Pedro Espinoza and Diana H. Perez to the Housing Finance Commission, both of whom described their construction, local government, and housing experience and were supported by committee members. In executive session, the committee adopted a substitute and passed SB 6001 on scissors stairs, SB 6026 on allowing residential uses in commercial and mixed-use zones, and SB 6054 on fire-hardened building materials. SB 6026 drew the most debate, with amendments added and others rejected; supporters said it would expand housing supply, while opponents and local governments raised concerns about historic districts, main street areas, and limits on local planning authority. SB 6054 was amended to remove the 10% cap on fire-hardened materials, with members saying it would help homeowners protect against wildfire risk. The committee then moved to public hearings on SB 6069, which would require cities and counties to allow emergency shelters, transitional housing, indoor emergency housing, and permanent supportive housing in more zones and limit local restrictions to objective standards and administrative review. Supporters, including housing providers, the Attorney General’s Office, King County, and Disability Rights Washington, said local barriers are delaying needed housing, while cities and the Association of Washington Cities argued the bill is too broad and would limit operational agreements and local flexibility. The committee also heard SB 6167, which would bar homebuyers from receiving multiple state-funded down payment assistance loans or grants. The sponsor said the bill is meant to maximize limited assistance dollars for more households, but opponents from housing nonprofits, advocates, and a homeless veteran said it would reduce access to homeownership, especially for Black households and families needing layered assistance in high-cost markets. Finally, the committee returned to SB 6205 testimony, where supporters said the bill would prevent self-dealing and misuse of grant funds, while one testifier urged more investigation and oversight resources. No final action was taken on the public hearing bills during the transcript.

Transcript Highlights:

• That's what a building's loan schedule is. So, they tend to accumulate.
• So, they a building's loan schedule is.
• It's a private loan. It's not a BFA loan.
• It's not a BFA loan.
• So that's what that is. >> It's a private loan. It's not a BFA loan.

Committee: Senate Finance

Transcript Highlights:

• </c> in rental housing revolving fund loans in rental housing revolving fund loans in<00:11:36.320><c
• That 75% of state HFAs have less discretion than HHFDC in awarding these loans, and 90% of state HFA
• And we'll also insert language that requires that loans applied for and awarded after December 31st,
• And we'll also insert language that requires that loans applied for and awarded after December 31st,
• </c><00:21:01.919><c> is</c> mortgage debt to which the loan is mortgage debt to which the loan is subordinate

Summary: The Senate Committee on Housing heard and then took action on a series of housing-related bills concerning HHFDC, HPHA, inclusionary zoning, nonprofit housing trusts, housing project exemptions, the rental housing revolving fund, and a new for-sale housing program. Testimony was generally supportive from HHFDC and HPHA, with additional support from groups such as Hawaii YIMBY, Grassroot Institute of Hawaii, Hawaii Appleseed, Housing Hawaii’s Future, Holo Collaborative, the Kobayashi Group, and others. On SB 2424, the Kobayashi Group argued the bill would help open housing to a broader pool of local households, including buyers slightly above income limits who still cannot afford market-rate housing. On SB 2342, the chair asked HHFDC for final figures on rental housing revolving fund appropriations since 2016 and was told the amount was about $1.1 billion, including conveyance tax revenue. In decision-making, the committee recommended passage of SB 2189 with amendments, noting concerns about transparency and accountability in HHFDC’s loan-award process; SB 2190 with amendments; SB 2234 with amendments; SB 2177 with amendments; SB 2194 unamended; SB 2342 with amendments; SB 2060 with amendments; and SB 2070 with amendments. The committee deferred SB 2195 and SB 2196 after testimony comments, and deferred SB 2063 because the chair said SB 2060 would be used instead as the vehicle for mixed-income subaccount changes. SB 2424 was discussed in hearing but then deferred in decision-making pending legal advice on issues including owner-occupancy, county income restrictions, buyback rules, and county council approval. The committee also heard testimony on SB 2062 and its proposed SD1, but deferred that measure because the relevant changes had already been incorporated into SB 2060 SD1.

Transcript Highlights:

• So then, since this is a loan program rather than a grant program, they can qualify for the loan, and
• then the payment back of the loan would be taxation, or how would they be able to pay the loan back?
• When you say OWRB is going to do this, on these loans, are we going to back the loan?
• Are we going to guarantee the loan?
• I mean, they're going to go to the bank and get a loan, and the OWRD backs that loan?

Bills: SB1346 , SB1509 , SB1928 , SB2028 , SB2071 , SB2110 , SB2117 , SB2127 , SB2134 , SB722 , SB3

Committee: House Agriculture

Summary: The committee began by introducing new member Rep. Dylan Travis, who was elected in a special election and will represent District 35. The first measures taken up focused on water policy. HB 1346, as amended, would create a revolving fund for water and wastewater infrastructure loans through the Oklahoma Water Resources Board, with the amendment removing population-based language so infrastructure needs can be considered more broadly; it passed 9-0. SB 1509 would make well-spacing standards apply uniformly across the state by aquifer rather than waiting on maximum annual yield studies, and OWRB staff explained that domestic wells are not affected and existing rules still protect landowners; it passed 6-3. SB 1928 would establish a five-year flex allocation for groundwater use, allowing producers to shift unused water from one year to another, and it passed 7-2. The committee also considered several agriculture and food-related bills. SB 2028 would authorize the sale of raw milk products without consumer notification or container labeling beyond indicating the product is unpasteurized; it passed 8-0. SB 2071 would align Oklahoma’s Grade A milk regulations with federal standards and increase the dairy inspection fee from 1 cent to 2 cents per hundred pounds, but after concerns from members and testimony from ODAF about the fee burden, the committee adopted an amendment restoring the 1-cent rate; the bill then passed 8-1. SB 2110 would allow sale of ungraded eggs off-farm at farmers’ markets or directly to consumers, including unwashed eggs, and passed 9-0. SB 2117 would clarify that the Department of Agriculture can stop the sale of contaminated grain and direct remediation or destruction in a current contamination event involving sewer leakage into a field; it passed 9-0. Other measures addressed livestock transport, crop protection, hemp, and a proposed reimbursement scheme. SB 2134 would create procedures for wreck services and emergency management to handle livestock involved in transportation accidents, with the Department of Agriculture setting humane handling policies; members discussed whether the bill should explicitly address state or county emergency management and rail incidents, and it passed 8-0. SB 2127 was described as a work in progress to address crop protection and nontraditional producer practices, especially amid difficult conditions for row-crop producers, and it passed 8-1. SB 722, after the committee rescinded a prior referral, was presented as a new section requiring ODAF to reimburse agricultural operations for economic losses caused by agency actions enforcing court-ordered rules from an attorney general suit; after extensive questioning about scope, valuation, and legal effects, the author laid the bill over for further work. Finally, SB 3, on a newly adopted PCS, was reframed from a biosolids bill into a hemp-definition bill intended to align state law with the new federal definition and reduce youth access to marijuana-like hemp products; it passed 8-0. The meeting then adjourned.

Transcript Highlights:

• loans.
• So banks actually purchase the notes and are making the loans.
• So it's just like a bank loan to the borrower.
• So we could make a loan to a... ...starter home construction, so we could make a loan to a home developer
• We can't do a direct loan without inserting a bank.

Bills: HB2118 , HB2236

Committee: House Housing

Keywords: common interest communities, restrictions, property rights, homeowners association, community governance, housing finance, affordable housing, housing commission, state agency, financial assistance

Transcript Highlights:

• </c><00:46:04.640><c> fund</c> also looked at revolving loan fund also looked at revolving loan fund
• Then revolving loan funds and all that.
• </c> index index rate specified in the loan index index rate specified in the loan agreement. agreement
• loan.
• </c><02:32:36.560><c> Second</c> might for a commercial loan. Second might for a commercial loan.

Committee: House Education Funding

Transcript Highlights:

• Total loans decreased.
• Total loans of those institutions.
• Again, all pretty stable. student loan servicesers. That's because student loan servicesers.
• It industrial loan again about the same.
• Those again like eb and payday loans.

Summary: The committee met with a quorum, approved the September 16 minutes, and then received an update from Insurance Commissioner Sharon Clark and staff on the Department of Insurance. Clark reviewed department activity, including growth in premium volume and licensing, consumer complaints and recoveries, and a rise in fraud referrals. She said the department has 66 open fraud cases and described common schemes such as staged auto accidents, inflated repair or cleanup charges, and roofing scams. She also said the department’s investigators often prepare strong cases but face reluctance from local prosecutors, especially in Fayette and Jefferson counties, to pursue them. Clark reported favorable workers’ compensation news, saying rates will decrease 9.7% next year for the 20th straight year. She contrasted that with a difficult property insurance market driven by storms, reinsurance costs, inflation, labor shortages, and litigation, but said Kentucky’s market remains relatively stable, citing the Kentucky Fair Plan’s small number of policies. She then warned of significant 2026 health insurance premium increases on the exchange: 16.1% for Molina, 23% for Anthem, and 37% for WCare, after CareSource withdrew. She said the rates were reviewed by actuaries and found fair, but that the biggest pressure point is the scheduled expiration of enhanced premium tax credits, which she said could leave about 90% of exchange enrollees facing a compounded increase. Members questioned Clark about fraud prosecution, the number of people in commercial versus public coverage, and the impact of expiring subsidies. Clark said the prosecution issue is mainly with Commonwealth attorneys and that rural counties are more cooperative than urban ones. She also said the health market is individually rated and that older enrollees would be hit harder, while the loss of tax credits could push some people out of the marketplace. One member asked about the attorney general’s recent opinion on SB 188, the PBM bill; staff said attorneys were still reviewing it. Clark closed by noting that Kentucky’s fraud and towing/storage legislation has become a model for other states.

Transcript Highlights:

• Our loan application.
• , or loan forgiveness.
• And once we've determined that they're eligible for loan forgiveness, then we give them a loan forgiveness
• And so these loans do need to be repaid.
• How do you determine the loan forgiveness?

Committee: Joint Water Topics Overview Committee

Summary: The Water Topics Overview Committee met to review several interim studies and receive updates from the Department of Water Resources. The committee approved the March 26, 2026 minutes, observed a moment of silence for the late Representative Conmy, and welcomed Representative Hansen to the committee. Staff then reported that the watershed management study and the stormwater/wastewater study had both satisfied the presentation requirements in their study directives, with no further required testimony unless members wanted additional information. The department’s main presentation focused on major water projects and agency operations. Reese Haas and staff updated members on the NAWS project, the Southwest Pipeline Project, Devils Lake outlet operations, low-head dam safety work, floodplain management repository implementation, data center water use, and the 2027 Water Development Plan. Members asked detailed questions about NAWS funding sources, remaining project costs, capacity concerns for All Seasons and other users, and whether current construction is being designed for future demand. The department said NAWS remains on track for substantial completion by October, that remaining NAWS funding will come from a mix of federal, state, and local sources, and that current construction is designed for ultimate capacity while some future components will be adjusted for increased demand. A large portion of the meeting was devoted to the department’s cash management, Resources Trust Fund revenues, carryover balances, and the State Water Commission’s cost-share program. The department reported $340.6 million in carryover remaining, explained that much of it is already obligated to long-term projects, and noted that oil price forecasts and stripper-well exemptions will affect future revenues. Members raised concerns about large carryovers, affordability for local sponsors, and whether the state should continue obligating money multiple bienniums ahead. The department said it is working with the commission on a revised prioritization framework, including high/moderate/low project categories and a two-tier pre-construction/construction approach, to better manage obligations and affordability. The committee also reviewed Deloitte’s finalized studies on regional governance/finance and cost-share policy. Deloitte presented options for Southwest, NAWS, and Red River governance, with stakeholders generally favoring keeping NAWS largely as is, using the current Southwest model with improvements, and pursuing a more structured governance option for Red River. On cost share, the department said Deloitte’s recommended package would cover projected needs through the 2030s, but would require policy changes such as lower percentages for some project types, a 25% replacement-project rate with a cap, and possible bonding or delayed reimbursement strategies. No votes were taken on these policy questions, and the chair indicated the committee would continue the discussion at future basin meetings and the September Water Topics meeting.

Transcript Highlights:

• So who would own the property that these loans bought are going to pay for?
• so it doesn't... ...to get loans at a lower interest rate.
• The state is not on the hook to repay the loans.
• The loans would be coming from the charter school themselves, not from the state as a whole.
• And the revolving loan fund, that money would be... So Arkansas...

Bills: HB2997 , HB2021 , HB3041 , HB1823 , HB3372 , HB1427 , HB3127 , HB3128 , HCR1020 , HB4198 , HB3000 , HB3001 , HB3002 , HB3003 , HB3004 , HB3005 , HB3006 , HB3007 , HB3008 , SB392 , HB3320

Summary: The House convened, completed the roll call, heard an invocation, the Pledge of Allegiance, and several introductions and recognitions, including guests in the galleries and a special recognition of a doctor of the day and a state volleyball championship team. The chamber then took up a series of bills, with most receiving brief explanations and little or no debate. House Bill 2997, dealing with used-car bait-and-switch enforcement and higher fines, failed on final passage 47-39, and notice was given of a possible motion to reconsider. House Bill 2021, creating a DHS grant program for out-of-school programming through larger community-based organizations, passed 51-29 after questions about eligibility and partnerships. House Bill 3041, adjusting the cap on credit-card surcharges so retailers can recover actual processing costs up to 2%, passed 86-1 and its emergency was adopted. The House also passed House Bill 1823 on Oklahoma Housing Finance Agency compliance with federal HOME grant guidelines, 83-5, with the emergency adopted. House Bill 3372, creating lower-cost financing tools for high-performing charter schools, drew extensive questioning about taxpayer funding, ownership, default risk, and comparisons to public-school bonds, but ultimately passed 53-36. House Bill 1427, as amended by the Senate, was adopted and passed 57-20, codifying current clean-burning vehicle tax-credit practices tied to the bank privilege tax. House Bill 3127, which would have broadened employer drug-testing and zero-tolerance authority beyond current safety-sensitive positions for medical marijuana users, drew the most extended debate over worker protections, constitutionality, and testing standards, but failed narrowly 47-46; notice of reconsideration was given. Later measures passed with broad support, including House Bill 3128 creating a task force to identify workplace barriers and recommend administrative or legislative fixes, 73-21; House Bill 4198 allowing employers to seek protective orders against former employees who pose an imminent threat, 88-12; and a series of sunset-extension bills for professional and advisory boards. Those included House Bills 3000 through 3007, covering the cosmetology board, child death review board, county personnel training commission, chiropractic examiners, optometry board, Oklahoma Climatological Survey, Oklahoma Advisory Council on Indian Education, and DEQ natural resource advisory councils, with most also receiving emergency clauses. House Concurrent Resolution 1020, commending Team USA Olympic hockey teams for gold medals, was adopted by unanimous consent.

Transcript Highlights:

• , they are mortgage loans.
• And so I think what this report kind of says is that they are very similar to mortgage loans.
• , they are mortgage loans.
• We understand the DFI's position is that these are mortgage loans.
• mortgage loan.

Summary: The committee first held a work session on cryptocurrency kiosks, with the Department of Financial Institutions and Spokane City Council describing how virtual currency kiosks operate, where they are located in Washington, and the rapid growth in transaction volume. DFI said the machines are being used heavily in scams, especially against older and vulnerable consumers, and cited FBI fraud data showing substantial losses. DFI outlined possible consumer protections in pending legislation, including stronger disclosures, a $1,000 daily transaction limit, and a fee cap. Spokane City Council described its unanimous ordinance banning new kiosks and requiring removal of existing ones, citing local scam reports and the difficulty of recovering funds once they are sent through crypto wallets. Committee members asked about how the machines are used, whether the hardware itself is vulnerable, and whether stronger warnings or screening requirements could help. The committee then reviewed home equity sharing agreements, or CHISAs/HESAs, following a legislative report. The report’s author said these products provide homeowners a lump sum in exchange for a share of future home value or appreciation, with no monthly payments, but can be difficult for consumers to understand and can produce highly variable settlement costs. The report found the market has grown quickly in Washington, that many consumers using the products had financial hardship, and that many did not fully understand how settlement amounts were calculated. DFI said it views the products as mortgage-like and is moving forward with rulemaking, including counseling and clearer disclosures. Industry representatives said the products are equity-based rather than debt-based, support access to home equity for people who may not qualify for traditional loans, and said they are working with DFI on standardized disclosures, counseling, and annual settlement estimates. Senators raised concerns about consumer understanding, cost caps, and whether the products should be treated as mortgages under state law. In the final work session, the committee heard an overview of Washington’s space economy from Amazon Leo, Blue Origin, Stoke Space, Space Northwest, and Green River College. Speakers highlighted major investments in Washington facilities, manufacturing, testing, and workforce training, and described the state as a hub for aerospace and satellite activity. They emphasized job creation, supply-chain spending, and education partnerships, including technician certification and apprenticeship-style programs. Several speakers urged the legislature to expand tax incentives to include space companies, support grants and workforce programs, and consider a state space commission or similar long-term coordination effort. The committee thanked the presenters and noted time constraints before ending the hearing.

Transcript Highlights:

• First, the commission is authorized to make mortgage loans directly to borrowers for multifamily housing
• lender and is not authorized to compete with private financial institutions in originating mortgage loans
• were clear that the Housing Finance Commission is not actually providing individual retail mortgage loans
• So in the first bullet point here, we talk about a down payment assistance loan.
• Senate Bill 5188 would authorize the Public Works Board to issue loans to assist in funding broadband

Summary: The Capital Budget Committee held public hearings on several bills. On Substitute House Bill 2236, staff explained changes to the Washington State Housing Finance Commission’s authority, including allowing direct mortgage loans for multifamily housing, clarifying it is not a retail mortgage lender, extending bond counsel terms, removing a notice requirement before bond issuance, and repealing outdated statutory provisions. Representative Zahn and commission staff said the bill modernizes the agency and would help finance affordable housing without using state general funds. Testimony was generally supportive, with questions focused on higher interest rates, down payment assistance, and equity for borrowers of color; the commission said it works with banks, administers programs such as Covenant Home Ownership, and aims to support both homebuyers and developers. The chair then closed the hearing on SHB 2236. The committee next heard House Bill 2273 on reducing embodied carbon emissions in buildings and building materials. Staff described requirements for the State Building Code Council to adopt phased embodied-carbon standards for large projects, with reporting, a public database, and Commerce educational resources; the fiscal note showed operating and capital costs. Representative Duerr said the bill responds to rising energy demand and could help lower building costs while supporting innovation, including Washington wood products. Supportive testimony came from environmental justice advocates and an architect, who said embodied carbon reductions are already feasible and often cost-neutral. Opponents, including the Washington Aggregate and Concrete Association and Washington Citizens Against Unfair Taxes, argued the bill could raise costs, create sourcing and delay problems, and should not exempt schools. The hearing on HB 2273 was then closed. The committee also heard Senate Bill 5188, which would let the Public Works Board issue loans for broadband infrastructure repair and replacement. Staff said the bill expands the existing broadband service expansion program to cover repair and replacement of middle-mile and last-mile infrastructure, with Commerce fiscal impacts noted. The Association of Washington Cities testified with concerns that the bill could signal further use of the Public Works Assistance Account, which has already seen sweeps and could affect future water, sewer, wastewater, and solid waste funding. A question from Representative Dye raised whether the program should instead be tied to the Curb Board; staff and the witness agreed to continue that discussion. The hearing was then closed. In executive session, the committee took up House Bill 2353, House Bill 2420, and House Bill 2470. HB 2353, which raises the predesign threshold for capital construction projects from $10 million to $15 million and indexes it to inflation, was reported out of committee 18-0 with one excused. The committee then adopted and reported out the proposed substitute for HB 2420, which increases the small works roster contract limit and changes the effective date to January 1, 2027, also by an 18-0 vote with one excused. Staff also briefed members on a proposed substitute for HB 2470 concerning school construction assistance for on-base schools, but no vote was taken in the transcript. The chair announced another hearing and executive session for Friday and asked members to submit amendments by the next morning.

Transcript Highlights:

• occur on eligible construction loans.
• And those are things like a guaranteed permanent takeout loan, forward interest rate commitment.
• folks to obtain a construction loan.
• So we want to make sure that our consumers have access to many different types of loans.
• So we work through a network of approved lenders who... ...originate loans.

Summary: The subcommittee heard several May Revision proposals related to the state’s housing and homelessness reorganization. On the first item, administration and Finance staff described technical adjustments to move administrative positions and resources between the California Housing and Homelessness Agency, HCD, and Cal ICH, plus authority for a chief deputy director at the new Housing Development Finance Committee. The LAO recommended approval but asked for clarification on funding for the chief deputy position. Several senators questioned whether the staffing shifts would reduce Cal ICH’s capacity and whether adding communications support and a new executive position was appropriate absent new housing funding; the item was held open. The second item proposed a new $100 million CalHFA Disaster Rebuilding Fund, with $56 million General Fund and $44 million in existing National Mortgage Settlement funds, to help disaster-impacted homeowners access construction financing through tools such as a loan loss guarantee and interest rate buy-downs. CalHFA said the fund would help close the gap between insurance proceeds and rebuilding costs and would work through approved lenders. The LAO raised concerns about the lack of alternatives analysis, the broad delegation in the trailer bill, and the General Fund cost. Senators pressed for more detail on the estimated number of homeowners served, lender and homeowner eligibility, equity safeguards, and the role of the Legislature in program design; the item was held open. The third item was trailer bill language for HAP Round 7, including accountability metrics, pro-housing designation requirements for certain large cities and counties, local match requirements, and a mechanism to recapture unspent funds. HCD said the proposal would streamline reporting by using one consistent set of system performance measures and would phase in the new requirements. The LAO questioned the timing, the burden of pro-housing designation, the size and source of the local match, and whether the proposal conflicted with the Legislature’s prior goal of getting funds out quickly. Several senators criticized the added requirements and the lack of new funding, while others said the proposal could improve accountability and reduce administrative burden by reusing existing plans. The item was also held open. The fourth item began a proposal to reduce local development impact fees on state-funded affordable housing projects, framed as a condition on competitive multifamily funding rather than a statewide mandate. The presentation started but the transcript cuts off before questions or action on that item.

Transcript Highlights:

• This one includes repaying the loan and the income generated from the loan.
• Chair, members, my understanding of what the bill does is any loans that were given to a governmental
• entity, there were zero, low- or no-interest loans for wildfires, any money... ...loans for wildfires
• What this does is it requires any revenue that's made or interest that's made from the loan to go back
• And it was a disaster loan that got sent.

Committee: Senate Senate Committees' Committee

Summary: The committee met to consider germane-status recommendations for several bills, including Senate Bills 213 and 215. Staff explained that SB 213 would index the gas tax, weight distance tax, and special fuel excise tax to the consumer price index, which they viewed as policy rather than germane. Members discussed whether the bill would generate revenue and whether it related to prior legislation on the same subject. The committee then voted without objection to deem SB 213 germane. Discussion of SB 215 focused on a proposal affecting disaster-related loans and interest earned on those funds. Staff said the bill would require any interest or other revenue generated from loans to governmental entities for wildfire or other disaster recovery to be returned to the fund. Members raised concerns about how the measure would affect existing projects and funds already being used in places such as Mora, Ruidoso, and Las Vegas, and noted it could be a significant policy change. There was also discussion that any message on the bill could allow further review and possible guardrails, including making the change prospective rather than retroactive. At the end of the meeting, the committee approved germane status for SBs 210, 211, 212, 214, 216, and 217 without objection, while SB 213 had already been separately approved as germane. The committee then adjourned.

Transcript Highlights:

• </c><00:43:29.200><c> and</c> programs including the self- loan and programs including the self- loan
• Financial Aid Services Grants and loan Financial Aid Services Grants and loan repayment<00:45:08.720>
• :10.680><c> self-</c> repayment programs self- loans and self- repayment programs self- loans and self
• lower interest rate, like the SELF Loan Program.
• lower interest rate, like the SELF Loan Program.

Committee: House Higher Education Finance and Policy

Transcript Highlights:

• </c> off their student loan off their student loan try<00:55:57.640><c> to</c><00:55:58.039><c> and</
• $30,000 in loans?
• </c><01:01:29.960><c> or</c><01:01:30.520><c> a</c> submit their loan like a loan stub or a submit their
• loan like a loan stub or a you<01:01:30.920><c> know</c><01:01:31.359><c> for</c><01:01:32.359><c> to
• c> getting</c> they think hm some loans are getting they think hm some loans are getting forgiven<01:

Committee: Senate Executive Departments and Administration

Transcript Highlights:

• I'm pleased to present AB 681, which increases the annual loan cap under the existing Dream Loan Program
• from $4,000 to $20,500, aligning more closely with federal graduate loan limits.
• It simply increases the loan cap within the existing allocation.
• AB 681 ensures that the Dream Loan Program continues to be a cost-neutral investment for the state while
• at a higher rate for the California Dream Loan Program.

Summary: The Assembly Appropriations Committee met on April 9, 2025, with a large regular-order agenda and a consent calendar. The committee first approved a set of unanimous consent bills, then heard and acted on several measures, generally with authors describing them as having minor or absorbable fiscal effects. Bills discussed included AB 439 on Coastal Act streamlining, AB 322 on school-based health and mental health reimbursement participation, AB 679 on state park land acquisition exemptions, AB 482 updating the California Table Grape Commission law, AB 681 increasing the Dream Loan Program cap, AB 40 clarifying emergency services include reproductive health care, AB 454 making the California Migratory Bird Protection Act permanent, AB 572 creating protections for families of people killed or seriously injured by peace officers, and AB 639 narrowing the definition of dams to avoid extra regulation for certain water operators. Testimony was largely in support of the bills. Supporters included representatives from the University of California, the California Table Grape Commission, Audubon California, Sempervirens Fund, emergency physicians, health equity groups, water districts, and several impacted family members and advocacy organizations on AB 572. AB 572 drew especially emotional testimony from family members describing police-involved deaths and the need for transparency and protection from coercive questioning. No organized opposition was raised on most of the bills heard in committee, though AB 439 drew no-votes from some Republicans, and AB 572 and other measures were framed as low-cost or cost-neutral. The committee reported the bills out on roll calls after motions and seconds, with several measures passing on B-roll calls and AB 482 passing on an A-roll call. After the hearing on presented bills, the committee also approved the suspense calendar and accepted brief public comment on bills not heard that day, including opposition to AB 339 and support for AB 335. The meeting then adjourned.

Transcript Highlights:

• Since 2015, Black and Latino borrowers have received conventional mortgage loan originations at roughly
• , the loans that go disproportionately to borrowers of color.
• I get like six phone calls a day from some loan that I've never signed up for.
• We will remove the borrower consent requirement from loan servicing transfers.
• Lenders and brokers of small business loans are required to get a license under the CFL.

Committee: Senate Banking and Financial Institutions

Transcript Highlights:

• Of all the loans made, I think there's been about 24 of them. Only three remain open.
• Is this only loan money, or is this grant money? Please, Madam Chair, Mr.
• Chairman—it's a loan program.
• services for a payment of a portion of the loan.
• I am curious what the average loan amount...

Bills: SB21 , SB42 , SB81 , SB101 , SB139

Committee: Senate Senate Health & Public Affairs

Keywords: SB 21, Medicare supplement, Medigap, open enrollment, guaranteed issue, birthday month enrollment, health insurance, insurance regulation, senior health coverage, elderly, retiree, Medicare beneficiaries, preexisting conditions, underwriting restrictions, premium discrimination, New Mexico insurance law, superintendent of insurance, health care coverage, policy portability, healthcare

Transcript Highlights:

• Our loan application.
• , or loan forgiveness.
• And once we've determined that they're eligible for loan forgiveness, then we give them a loan forgiveness
• And so these loans do need to be repaid.
• How do you determine the loan forgiveness?

Summary: The Water Topics Overview Committee met to receive interim status updates on several water-related studies and Department of Water Resources projects. The committee approved the March 26, 2026 minutes, observed a moment of silence for the late Representative Conmy, and then heard updates on the watershed management study and the stormwater/wastewater study. Staff reported that the committee had already received the testimony contemplated in the study plans, including input from state agencies, local governments, and out-of-state entities, and that any further action would be at the committee’s discretion. The Department of Water Resources then provided project and budget updates on NAWS and the Southwest Pipeline Project. Reese reported NAWS is expected to serve about 81,000 users, with a total projected cost of about $571 million and about $96 million remaining, while the Southwest Pipeline Project is estimated at $1.06 billion total with about $409 million remaining. Members asked about funding sources, capacity needs, and whether current and future construction is being designed for increased demand; department staff said current work is designed for ultimate capacity, but some future components may need redesign based on new requests. The committee also discussed local cost shares, Minot’s role in NAWS funding, and whether the system is adequate for peak demand. A major portion of the meeting focused on the department’s cash management, carryover, and long-term water funding outlook. The department said Resources Trust Fund revenues are tied to oil extraction taxes and are affected by stripper well exemptions and future oil price declines. Members expressed concern about large carryover balances and whether the state is obligating more money than can realistically be spent in a biennium. The department reported about $340.6 million in remaining carryover and said it is trying to reduce that through a two-tier pre-construction/construction process and closer project vetting. The department also summarized the Deloitte studies on regional governance and finance and on cost-share policy. Stakeholders generally favored keeping the current governance structures for NAWS and Southwest with improvements, while Red River stakeholders leaned toward a different option; the department said it will bring an implementation plan back in September. On cost share, Deloitte’s recommendations would reduce some percentages, prioritize projects differently, and use other measures to close a projected long-term funding gap. Members debated affordability, local burden, deferred maintenance, and whether statutory changes may be needed to allow the commission more flexibility in prioritizing and funding projects. No formal votes or final actions were taken beyond approving the minutes and receiving the updates.