Video & Transcript : 'flood protection' :

Page 45 of 500
TX
TX

Texas 89th Regular

Senate Committee on Water, Agriculture, and Rural Affairs Feb 10th, 2025

Water, Agriculture and Rural Affairs

Transcript Highlights:
  • For flood, flood has impacted all of the regions in the state.
  • And there are 15 regional planning groups for flood.
  • that flood plan.
  • With respect to flood, $54.5 billion was identified in need in the first flood plan.
  • Texas relies on 2,038 flood control dams to protect lives and properties scattered across the state.
Committee: Senate Water, Agriculture and Rural Affairs
LA
LA

Louisiana 2026 Regular Session

Natural Resources and Environment May 6th, 2026

Natural Resources & Environment

Transcript Highlights:
  • So back in the day when the Chaffali Basin was leveed up for flood protection, a couple years later,
  • , you know, reduce flood and protect flood mitigation, incorporate that into their decision-making process
  • Mack, we have spent billions of dollars in flood protection in our area. Rep.
  • Mack, we have spent billions of dollars in flood protection in our area.
  • So I think that us just... ...to build up our flood protection.
Committee: House Natural Resources & Environment
WA
WA

Washington 2025-2026 Regular Session

House Floor Session Mar 3rd, 2026 at 09:00 am

Washington House Floor Meeting

Transcript Highlights:
  • Clerk will read: An act relating to rental property disclosures of flooding history.
  • This is to ensure that those people that are renting have access to information about flood insurance
  • So this just gives an opportunity for them to learn more. with flooding in our community.
  • This is to ensure that those people that are renting have access to information about flood insurance
  • Flood insurance doesn't cover these disastrous floods.
Bills: HB2720 , HB2073 , SB5467 , SB5820 , SCR8406 , HB2487 , SB5816 , SB5919 , SB5995 , SB6278 , SB5831 , SB5915 , SB5963 , SB6025 , SB6046 , SB6084 , SB6134 , SB6136 , SB6137 , SB6188 , SB6291 , HB2689 , SB5922 , SB5944 , SB5957 , SB5988 , SB5994 , SB6011 , SB6065 , SB6103 , SB6151 , SB6244
Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, SB 5467, water-sewer district, water sewer district, surplus property, public property sale, local government, RCW 57, real property disposal, personal property, notice of intent to sell, public auction
KY
KY

Kentucky 2025 Regular Session

Disaster Prevention and Resiliency Task Force (10-8-25)

Transcript Highlights:
  • </c><00:10:50.640><c> everything</c> critical part of protecting everything critical part of protecting
  • /c><00:23:30.159><c> Program,</c> the National Flood Insurance Program, the National Flood Insurance
  • </c> rather than a single year national flood rather than a single year national flood insurance<00:23
  • </c> introduction to the American Flood introduction to the American Flood Coalition<00:37:43.280><c>
  • </c> role in leading the agenda on flood role in leading the agenda on flood policy.<00:37:54.880><c>
Summary: The interim task force on disaster prevention and resiliency met for its fourth meeting and focused heavily on insurance markets, affordability, and mitigation. Cochairs noted they are working toward recommendations for a later fall meeting. The main presentation came from David Snyder of the American Property Casualty Insurance Association, who said the insurance industry sees itself as part of the problem and part of the solution because it ultimately pays for losses created by natural conditions, development choices, and construction practices. Snyder described rising losses from natural catastrophes, inflation-driven increases in rebuilding and repair costs, more development in disaster-prone areas, wildfire exposure, severe convective storms, hail, and roof damage. He argued that Kentucky should avoid the mistakes he attributed to California, where regulatory responses contributed to a strained insurance market and greater reliance on the FAIR Plan. He said Kentucky’s private market appears to be functioning better, with relatively few FAIR Plan policies, and urged lawmakers to preserve that market through risk-based rates and policies that do not worsen availability. He recommended a broad mitigation strategy involving stronger building codes, land-use decisions, stormwater infrastructure, public access to risk data, and incentives for resilient construction. He highlighted programs such as the Insurance Institute for Business and Home Safety, fortified-home standards, wildfire-prepared community practices, and examples from Alabama, Louisiana, and Florida showing that mitigation can produce quick returns and insurance discounts. He also suggested catastrophe savings accounts, flexible coverage options, and a whole-of-government approach that includes the insurance department, building-code agencies, first responders, FEMA, NFIP, and NOAA. In questions, a legislator asked about the prognosis if carriers continue exiting markets and if nothing is done to address affordability and accessibility. Snyder said he could not predict market exits but stressed that regulators should monitor the market closely, use available data, and focus on loss prevention and mitigation. He said insurers want to do business in Kentucky and that the long-term solution is coordinated action among public and private stakeholders to reduce risk and keep coverage available.
FL
FL

Florida 2026 Regular Session

Appropriations Committee on Transportation, Tourism, and Economic Development Feb 5th, 2025

Appropriations Committee on Transportation, Tourism, and Economic Development

Transcript Highlights:
  • There was widespread flooding. It was storm surge and flooding.
  • Flood control systems.
  • They got flooded. So they got all of their office furniture out and to the curb.
  • There are, well, this is in an environmentally protected area.
  • So the eligible work, There are, well, this is in an environmentally protected area.
Committee: Senate Appropriations Committee on Transportation, Tourism, and Economic Development
Summary: The committee received a program review from the Florida Division of Emergency Management on the 2024 hurricane season and FEMA reimbursement process. Deputy Director Keith Pruitt described the impacts of Hurricanes Debby, Helene, and Milton, including major storm surge, flooding, tornadoes, debris removal, power restoration, flood-control deployments, sheltering, and logistics missions. He emphasized that Florida’s approach is “federally funded, state managed, locally executed,” and said the division has already obligated large amounts of public assistance funding and mitigation dollars while continuing to work on remaining missions and reimbursements. A major focus of the discussion was how local governments can better document and vet debris-removal and other disaster costs so they are eligible for FEMA reimbursement. Chair DiCeglie and other senators raised concerns about local planning, commercial debris collection, and whether counties and municipalities that spend money up front will be reimbursed. Pruitt explained that eligibility depends on documentation, scope of work, insurance, and FEMA rules, and that the state’s FROC process is intended to help counties identify eligible work before costs are incurred. He also said commercial debris may be eligible in some cases but is not guaranteed, and that counties should coordinate early with FDEM and FEMA. Senators also asked about possible FEMA reforms, the age of outstanding reimbursement claims, and a proposed state fund to advance money to fiscally constrained counties while they wait for FEMA payments. Pruitt said Florida’s system is a national best practice, but that more county-level training and clearer coordination would help reduce de-obligations and audit problems. He said the reimbursement-advance idea is still being developed, and that the state continues to look at ways to streamline mitigation through programs like Elevate Florida. The committee took no formal action beyond hearing the presentation, and the meeting adjourned after closing comments from senators praising FDEM’s work.
TX
TX

Texas 89th Regular

89th Legislative Session - Second Called Session Sep 3rd, 2025

Texas House Floor Meeting

Transcript Highlights:
  • You want to protect human life. You want to protect these children. Is that correct?
  • I want to be clear—this was an unprecedented flood.
  • As a flood engineer talked about a while ago, this is not.
  • So not only the flooding...
  • It is not about protecting this institution. It's about protecting one party's grip on power.
Bills: SB 1 , HCR20 , HR131 , HR133 , HR135 , HR136 , HR137 , HR144 , HR145 , HR146 , HR149 , HR150 , HR151 , HR152 , HR158 , HR161 , HR162 , HR163 , HR165 , HR166 , HR168 , HR169 , HR170 , HR175 , HR178 , HR127 , HR129 , HR130 , HR132 , HR134 , HR138 , HR139 , HR140 , HR141 , HR142 , HR143 , HR153 , HR154 , HR155 , HR156 , HR159 , HR160 , HR164 , HR167 , HR172 , HR173 , HR176 , SB1 , HB8 , HB15 , HB27 , SB5
ND
ND

North Dakota 2026 1st Special Session

Water Topics Overview Committee Mar 26th, 2026

Water Topics Overview Committee

Transcript Highlights:
  • That is due to the Mouse River enhanced flood protection of Valley City primarily.
  • That is due to the most river enhanced flood protection of Valley City primarily.
  • And then, projects that is due to the most river enhanced flood protection of Valley City, primarily,
  • associated with the flood protection, other flood protection works.
  • With this, we will be achieving that FEMA-credited flood protection, so there's additional rules and
Committee: Joint Water Topics Overview Committee
Summary: The Water Topics Overview Committee met with a quorum and heard updates from Department of Water Resources Director Reese Haas and Lieutenant Governor/State Water Commission Chair Michelle Strinden on statewide water funding, major projects, and two legislative studies requested in House Bill 1020. Haas reviewed the status of the Northwest Area Water Supply and Southwest Pipeline projects, noting NAWS construction is expected to move water by fall and Southwest’s Hebron-Rugby expansion phase one is in final design with bids expected next month. He also summarized the department’s budget outlook, including Resources Trust Fund and Water Project Stabilization Fund balances, the effect of oil price volatility and stripper well exemptions on revenues, and the status of project buckets, carryover, lines of credit, regionalization, bid trends, and administrative/process updates. Committee members asked about project prioritization, municipal funding demand, maintenance expectations, replacement versus deferred maintenance, and whether the 2025 session may have underfunded municipal water supply needs. Haas said the commission uses the same high/medium/low prioritization process across all buckets, reviews maintenance plans as part of policy, and is seeing strong demand in the municipal bucket. He also explained that the department’s 14-year projection is based on the next seven legislative sessions and that the state faces a projected $1.3 billion shortfall over that period if all planned projects are funded under current assumptions. Deloitte then presented draft findings from the cost-share policy study and the governance/finance study. For cost share, Deloitte said the model shows a roughly $1.3 billion shortfall over 14 years and about $1.8 billion through 2031 under current policy, and offered seven options including tighter eligibility for replacement projects, state funding caps for the Mouse River and Red River Valley projects, a priority-based cost-share scale, timing shifts, use of existing lines of credit, and delayed reimbursement timing. For governance, Deloitte outlined draft options for Southwest, NAWS, and Red River ranging from maintaining current structures with stronger planning to transferring ownership or adding formal oversight, and recommended broader use of performance metrics, long-term financial planning, and clearer decision trees. No votes or formal actions were taken; the commission discussed the scenarios and the studies will return in revised form later in the spring.
WA
WA

Washington 2025-2026 Regular Session

House Finance Feb 26th, 2026

Transcript Highlights:
  • I'm being joined by my co-chair of the Flood Caucus, Senator Kaufman.
  • All their outbuildings got flooded. So it's something that is important to our district.
  • In Kent, we've had over 100 homes and businesses that were flooded.
  • Our community was directly impacted by the recent flood event.
  • Many were significantly affected by flooding, cleanup costs, and lost revenue.
Summary: House Finance met on February 26 and heard several tax and housing-related bills. Substitute Senate Bill 6343 would extend the deadline to apply for a property tax exemption for improvements to single-family homes damaged by natural disasters, with sponsors citing recent flooding and the need to help displaced homeowners in multiple counties. Local officials from Kent and Algona testified in support, describing flood damage and ongoing recovery needs. The bill was heard but no vote was taken. Senate Bill 6347 would roll back the higher estate tax rates enacted in 2025, while leaving the higher exemption amount in place. Committee staff said the bill would reduce revenue to the Education Legacy Trust account by about $44.8 million starting in fiscal year 2027 and about $389.9 million over the 2027-29 biennium. Supporters argued the higher rates could harm family businesses and encourage wealthy residents to leave; opponents said the bill would mainly benefit very large estates and would worsen budget pressures by reducing funds for education and child care. Public testimony was mixed, and the bill was heard without action. The committee also heard Senate Bill 6244, which would extend a hazardous substance tax exemption for agricultural crop protection products stored in Washington for out-of-state sale until 2038. The sponsor and a logistics witness said the exemption helps farmers get products faster, supports regional distribution, and improves competitiveness; staff said the revenue impact would be small. Finally, Senate Bill 6114 would define “fixture” and “affixed” for real estate excise tax purposes to make tax treatment of attached property clearer, and Senate Bill 6027 would broaden allowable uses of several local affordable housing funding sources, including rehabilitation and operations of existing housing, rental assistance in some counties, and expanded uses for Affordable Housing for All grants. Both of those bills drew support from state and local housing officials and advocates, and the committee adjourned after the hearings with no recorded votes.
MN
MN

Minnesota 2025-2026 Regular Session

Committee on Environment, Climate and Legacy - 04/01/25

Environment, Climate, and Legacy

Transcript Highlights:
  • </c><00:07:19.479><c> Minnesota's</c> critical step in protecting Minnesota's critical step in protecting
  • </c><00:37:36.000><c> plane</c> Basin Projects flood plane Basin Projects flood plane management<00:37
  • We actually have a second form of flooding as well, known as crossover flooding, because of the tilt
  • </c> cwood ETC so essentially our flooding cwood ETC so essentially our flooding dilemas<00:41:05.280
  • <00:41:38.680><c> damage</c> flood damage flood damage areas<00:41:41.800><c> area</c><00:41:42.079><
Committee: Senate Environment, Climate, and Legacy
LA
LA

Louisiana 2026 Regular Session

Transportation, Highways and Public Works Apr 13th, 2026

Transcript Highlights:
  • Louisiana Flood Protection Authority West Bank.
  • Flood Authority, Southeast Louisiana Flood Protection Authority, very long. Is it Swifler?
  • It is the East Bank Flood and Levee Protection System, It is the East Bank Flood and Levee Protection
  • We focus on flood protection.
  • They are an organization who provide flood protection, I mean, protection of flood assets who happen
Summary: The committee first heard and favorably reported House Bill 1175, which updates aeronautics-related definitions to make Louisiana more attractive to the aviation industry. It then approved House Bill 655, giving DOTD clearer authority to contract for operation and maintenance of state ferry systems on a cost-plus basis, with testimony focused on flexibility for the Cameron Ferry and other state-run ferries. House Bill 1037, which reorganizes certain DOTD operations by shifting duties to a chief operating officer and extending work on a unified permitting platform, was also reported favorably, as was House Bill 1174, which recreates the Department of Transportation and Development on a revised cycle. House Bill 714 was voluntarily deferred. The committee next took up several port-related measures. House Bill 871, which would have added two St. Tammany appointees to the Port of New Orleans board, was voluntarily deferred after the author said the timing was premature given ongoing work on the LIT project and regional trade zone issues. House Bill 345, expanding the Rail Infrastructure Improvement Program to include rail infrastructure at ports, was reported favorably. House Bill 713, which would cap the Caddo-Bossier Port executive director’s compensation at the statewide average of the top ten port directors, drew extensive testimony for and against; supporters argued the salary was excessive and the port needed accountability, while opponents said ports are different from one another, the local appointing authorities already oversee the board, and the bill could hurt recruitment. The committee voted 12-1 to involuntarily defer HB 713. House Bill 667, which would change the Caddo-Bossier Port Commission from appointed to elected members, also drew strong opposition over cost, voter confusion, and loss of local appointing authority, and it too was involuntarily deferred by a 12-1 vote. The committee then favorably reported House Bill 743, creating the Harry P. Williams Memorial Airport District in St. Mary Parish, after testimony that the airport should be managed as a dedicated economic development asset. House Bill 836, which would reconfirm members of the Southeast Louisiana Flood Protection Authority East, was amended to move the reconfirmation date from August 1, 2026, to December 1, 2026, to avoid disrupting hurricane-season operations, and was reported favorably by substitute. Finally, House Bill 730, concerning the use of ADS-B aircraft tracking data, was discussed with an amendment limiting the bill’s application to smaller aircraft; the measure was presented as a privacy and safety bill to prevent assessors or others from using ADS-B data to impose fees or taxes on aircraft owners.
ND
ND

North Dakota 2025-2026 Regular Session

Water Topics Overview Committee Mar 26th, 2026

Transcript Highlights:
  • That is due to the Mouse River enhanced flood protection of Valley City primarily.
  • We've moved on to a new alternative that is still going to provide certified flood protection, but does
  • associated with the flood protection, other flood protection works.
  • With this, we will be achieving that FEMA-credited flood protection, so there's additional rules and
  • But really, it's the river backing up into this location at that elevation that's driving the flood protection
Summary: The Water Topics Overview Committee met with a quorum and received updates from the Department of Water Resources and the State Water Commission, followed by presentations from Deloitte on two legislative studies required by House Bill 1020. Director Reese Haas reviewed major project and budget updates, including the Northwest Area Water Supply and Southwest Pipeline projects, Resources Trust Fund balances, carryover spending, project prioritization, bid conditions, regional water system coverage, and department process improvements. Members also discussed how the commission prioritizes projects, maintenance expectations, and the impact of limited municipal water supply funding. No formal committee action was taken during the DWR update; the commission’s municipal funding decisions were described as pending its April 8 meeting. Deloitte then presented the cost-share policy study, which found that under current policy and forecasted revenues, North Dakota faces an estimated $1.3 billion shortfall over 14 years, with a near-term gap of about $1.8 billion through 2031. The firm outlined seven recommended options, including tighter definitions and a 25% cost share for eligible replacement projects, caps and financing strategies for the Mouse River and Red River Valley projects, aligning cost share with commission priority guidance, delaying lower-priority projects, using available lines of credit, and adjusting reimbursement timing for revolving loan funds. Committee members questioned inflation assumptions, affordability, user fees, and the use of legacy fund earnings for bonding, but no decisions were made. In the governance and finance study, Deloitte said final recommendations are still being refined, with a final report due May 29. The study examined the Southwest Pipeline, NAWS, and Red River Valley systems using governance and finance criteria such as decision authority, transparency, affordability, risk, and access to funding. For Southwest, Deloitte outlined options ranging from improved state-authority coordination to transferring ownership to the Southwest Water Authority; for NAWS, options focused on strengthening the authority’s role and potentially transitioning operations and maintenance; and for Red River, options ranged from enhanced facilitation to formal state oversight or state ownership. Members asked follow-up questions about ownership transfer, capital repayment streams, and why NAWS was not considered for transfer, and Deloitte said NAWS’s limited organizational maturity made that option less viable in the near term.
CA
CA

California 2025-2026 Regular Session

Assembly Water, Parks, and Wildlife Committee Mar 25th, 2025

Water, Parks and Wildlife

Transcript Highlights:
  • I think we share our love of groundwater and are wanting to protect it.
  • Of this type within the state plan of flood control, I don't know of any.
  • That was under the 1944 Flood Control Act.
  • Of this type within the state plan of flood control, I don't know of any.
  • AB 454 will remove the California Migratory Bird Protection Act sunset date, making it permanent.
Committees: House Water, Parks and Wildlife , House Water, Parks, and Wildlife
Summary: The committee heard several bills focused on wildlife, water, parks, and transparency. AB 764 would expand the list of exotic non-game birds that can be legally managed, with the author and California Waterfowl arguing it would help control rapidly growing mute swan populations that threaten native species and wetlands. The bill passed to Appropriations with no opposition. The committee also adopted its 2025-26 rules and approved the consent calendar, which included AB 14 and AB 581; AB 514 had been pulled by the author. AB 616, dubbed “Parks for All,” would allow state parks day-use passes to be transferred to the State Library free of charge to preserve the library pass program and improve access to state parks for low-income families and first-time visitors. Supporters said the program has been highly successful and equitable, and the bill passed to Appropriations. AB 293 would require groundwater sustainability agencies to post board membership and link to Form 700 filings online; supporters emphasized transparency and public trust, while some members raised concerns about redundancy and added burdens. The bill passed to Appropriations on a split vote. AB 639 would create a narrow exception in the Water Code so certain weirs used for irrigation would not be treated as dams, with the author and district representatives saying the structures pose no safety risk and should not face unnecessary regulation. Members urged the bill be narrowed to the Kings River area, and it passed as amended to Appropriations. AB 679 would streamline land transfers for Big Basin Redwoods, Año Nuevo, and Butano State Parks after the CZU fire, with conservation groups supporting faster acquisitions and one member opposing on budget and state-management grounds; it also passed to Appropriations. AB 454 would remove the sunset on California’s Migratory Bird Protection Act to keep state protections for migratory birds in place despite federal changes, and it passed to Appropriations. Later, the committee took add-on votes for members who arrived late, and the meeting adjourned after all listed items were acted on.
MO
MO

Missouri 2026 Regular Session

Conservation and Natural Resources Feb 2nd, 2026

Conservation and Natural Resources

Transcript Highlights:
  • These are properties that are tagged for just flood.
  • I'm just talking about floods.
  • He described the flood of '93, when large portions of the area were lost to flooding.
  • Anyhow, homes that have not been flooded?
  • Well, this doesn't necessarily mean it's in a flood plain.
Committee: House Conservation and Natural Resources
Summary: The Committee on Conservation and Natural Resources heard House Bill 1624, sponsored by Rep. Sassmann, which updates Missouri’s invasive plant law. The bill makes clerical corrections to Latin plant names and extends the existing affidavit requirement, previously applied to nurseries and nursery dealers, to seed dealers so they cannot knowingly sell seeds of listed invasive species. Support came from the Missouri Municipal League, Sierra Club, Missouri Cattlemen’s Association, an individual landowner, and the Conservation Federation of Missouri, all describing the bill as a needed cleanup and expansion of last year’s law. One witness from Armourvine opposed the bill, arguing the plants have medicinal uses and warning against broader restrictions on landowner choice. No vote was taken in the hearing. The committee then heard House Bill 1736, sponsored by Rep. Wellenkamp, a disaster resilience measure focused on parks and flood mitigation. The bill would allow cities and counties to use existing sales tax revenue tied to parks to buy repetitive-loss properties, remove structures, and convert those areas into natural floodways, greenways, or other stormwater management spaces that still function as parks. The sponsor and several members discussed repeated flood damage in St. Charles, St. Louis County, and other river communities, emphasizing that the proposal would help with voluntary buyouts, reduce long-term losses, and avoid expensive concrete infrastructure. Members asked about eminent domain, funding limits, and how the land would be kept from future development; the sponsor said the bill is limited to voluntary sales and local discretion. Support for HB 1736 came from St. Charles County and the Sierra Club, which said the bill would clarify eligible park fund uses, support natural stormwater infrastructure, and protect environmental and economic resilience. Committee members from affected districts described local examples where buyouts and park conversions had worked or where flooded homes remain a burden. There was no opposition testimony, and the hearing concluded without a vote.
ND
ND

North Dakota 2026 1st Special Session

Water Topics Overview Committee Mar 26th, 2026 at 09:00 am

Water Topics Overview Committee

Transcript Highlights:
  • That is due to the Mouse River enhanced flood protection of Valley City primarily.
  • And then, That is due to the Mouse River enhanced flood protection of Valley City, primarily, and then
  • We've moved on to a new alternative that is still going to provide certified flood protection, but does
  • associated with the flood protection and other flood protection works.
  • With this, we will be achieving that FEMA-credited flood protection, so there's additional rules and
Committee: Joint Water Topics Overview Committee
OK
OK

Oklahoma 2026 Regular Session

Health and Human Services REVISED Apr 20th, 2026 at 02:00 pm

Health and Human Services

Transcript Highlights:
  • And so we want to ensure that those families are protected and also offer a safe place for our children
  • However, I firmly believe that the plans that DHS have put in place already provide those protections
Bills: HB1979 , HB1225 , HB3931 , HB4454 , HB3849 , HB1746 , HB3720 , HB4275 , HB4300 , HB3586 , HB2268 , HB3755 , HB4117 , HB4294 , HB3650 , HB4298
Committee: Senate Health and Human Services
Keywords: early childhood education, task force, governance structure, healthcare access, stakeholder engagement, quality services, vital records, birth certificate, birth registration, biological sex, sex designation, male, female, nonbinary, gender identity, X marker, transgender, vital statistics, State Department of Health, State Commissioner of Health
OK
OK

Oklahoma 2026 Regular Session

House of Representatives Second Regular Session of the 60th Legislature Day 4 Feb 5th, 2026 at 09:30 am

Oklahoma House Floor Meeting

Transcript Highlights:
  • little bit of a story here, but sometimes we overlook and forget about the actual heroes that are protecting
  • trooper, moved toward the truck and began attempting to break its windows to extract the family to protect
  • Instead, they held their ground, using their own bodies as shields to protect the innocent while returning
  • They take time away from their families and do what needs to be done to protect us and our way of life
Bills: HB4139 , HB4143 , HB4144 , HB3974 , HB3303 , HB3790 , HB3697 , HB3262 , HB4226 , HB2936 , HB3322 , HB4296 , HB3278 , HB4202 , HB3648 , HB3500 , HB3037 , HB3428 , HB3257 , HB3432 , HB3043 , HB3044 , HB3078 , HB3940
Keywords: home warranty, service contracts, transparency, insurance regulation, consumer protection, motor vehicles, traffic collisions, car accident, auto accident, crash report, collision report, property damage threshold, Department of Public Safety, DPS, law enforcement reports, insurance claims, financial responsibility, uninsured motorist, private property accidents, public roadway
WA
WA

Washington 2025-2026 Regular Session

House Housing Feb 23rd, 2026

Transcript Highlights:
  • You know, in my neck of the woods, we recently had flooding.
  • In my neck of the woods, we recently had flooding.
  • Having information about flooding and flood history is important.
  • Having information about flooding and flood history is important.
  • These flood zones change on a rapid basis.
Summary: The Housing Committee heard public testimony on Senate Bill 5496, which would limit certain business and investment entities from buying additional single-family homes after reaching 100 holdings, with exemptions for banks, nonprofits making affordability-related improvements, and some development/foreclosure situations. Senator Alvarado said the bill is intended to curb speculation and help Washington families compete for homes, while opponents argued it would interfere with the market, reduce rental supply, and could affect REITs and retirement investments. Supporters, including Habitat for Humanity, said institutional buying has made homeownership harder and that the bill would create needed guardrails; opponents from the building and rental housing industries said the data did not justify the restriction and asked for clearer exemptions or data on impacts. The committee also heard Senate Bill 6200, which would prohibit landlords under the residential and manufactured/mobile home landlord-tenant laws from banning tenants from installing portable cooling devices, subject to safety, code, egress, insurance, and damage-related exceptions. Senator Slatter and supporters framed the bill as a public health response to deadly heat events, especially the 2021 heat dome, and said it would help renters, seniors, and people with disabilities stay safe during extreme heat. Landlord and property management representatives were generally neutral or cautiously supportive, but asked for changes on notice, lease language, insurance, and window-unit safety; one testifier raised concerns about evaporative coolers and potential moisture damage. In executive session, the committee acted on several bills. It adopted an amendment to Senate Bill 5156 on elevator standards in smaller apartment buildings and reported the bill out with a due pass recommendation. It rejected amendments to Senate Bill 5938 on the foreclosure prevention fee, adopted an amendment removing a study requirement, and then reported the bill out as amended with a due pass recommendation. It also adopted an amendment to Senate Bill 6054 on fire-hardened building materials and reported that bill out as amended with a due pass recommendation. Finally, the committee reported out Senate Bill 6237B on flood disclosure with a due pass recommendation. After those votes, the committee reopened public hearing on SB 6200 and SB 5496 to hear additional testimony, then adjourned for the day.
MA
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Financial Services Jun 21st, 2026 at 10:00 am

Joint Committee on Financial Services

Transcript Highlights:
  • Our concern here is that flood is a very complicated issue.
  • Errors can occur in making a flood determination, or in some cases part of the property is in a flood
  • is in a flood zone, part is not.
  • This bill rectifies this gap while ensuring consumer protections are in place.
  • And so the option to have a public adjuster needs to be protected for consumers.
Committee: Joint Joint Committee on Financial Services
Summary: The Joint Committee on Financial Services heard testimony on a wide range of insurance-related bills. Topics included public adjusters (H. 1100/S. 785), electronic cancellation notices (H. 1123/S. 701), insurance rebates and loss-mitigation devices (H. 1233), flood hazard determinations (H. 1087 and related flood bills), organ donor insurance protections (H. 1248/S. 727), mental health parity in disability policies (S. 780), motor vehicle service contracts (H. 1139/S. 812), modernization of business-to-business insurance transactions (H. 1105), and a bill changing the GIC withdrawal notice deadline (H. 1150). Committee chairs set a three-minute testimony limit and heard from legislators, industry representatives, advocates, and affected consumers. Testimony on public adjusters was sharply divided. Insurance agents and property-casualty industry representatives argued that bills barring insurers from prohibiting public adjusters would interfere with policy terms, while public adjusters and several consumers described cases where adjusters helped secure substantially higher settlements and said some surplus lines policies already contain anti-public-adjuster endorsements. On electronic notices, the insurance industry supported consumer opt-in email communications, while agents warned that email-only cancellation notices could cause consumers to miss cancellations. On rebates/loss mitigation, insurers supported allowing risk-mitigation devices outside the policy to encourage innovation, while agents opposed the bill as an improper inducement. Flood-related bills drew opposition from insurers who said flood determinations are complex and federally governed. The committee also heard strong support for organ donor protections from a kidney transplant recipient and the American Kidney Fund, who said the bill would prevent insurance discrimination against living donors and could encourage more donations. On disability parity, a disability insurance specialist opposed S. 780, arguing that mental health limitations are a consumer choice that helps keep coverage affordable, while the bill’s sponsor said it would prevent unequal limits on behavioral health claims. The committee also heard support for H. 1139/S. 812 from the service contract industry, and support for H. 1105 from APCIA as a modernization measure for specialty commercial lines. No votes were taken; after testimony concluded, the chairs closed the hearing.
MN
MN

Minnesota 2025-2026 Regular Session

Limiting local governments from mandating HOAs 3/2/26

Minnesota House Floor Meeting

Transcript Highlights:
  • It protects homeowners from double taxation, reduces unnecessary...
  • ><c> double</c> It protects homeowners from double It protects homeowners from double taxation,<00:11
  • </c> to be on the hook for folks with flooded to be on the hook for folks with flooded basements.<00:
  • We have consumer protections in place.
  • </c> those protections they need. those protections they need.
NM
NM

New Mexico 2025 Regular Session

IC - Legislative Finance Sep 24th, 2025

Transcript Highlights:
  • And now, you know, we're flooding all the time.
  • And they're implementing a cultural protection rule.
  • Though, we didn't turn off overdraft protection.
  • Try and protect the workers in Homeland Security.
  • That's why Ruidoso's flooded out.