Video & Transcript : 'surplus lines insurance' :
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MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Financial Services Jan 13th, 2026
Joint Committee on Financial Services
Transcript Highlights:
- , so they have to put an additional insurance provider on their policy to insure the manufactured and
- Insurance Federation. Mass. Insurance Federation. Thank you, Chair Feeney.
- on hold with the insurer.
- And when they are insured, they're insured with actual cash value policies, is not replace.
- And the insurance companies do not give you any reason why they're raising the insurance.
Committee:
Joint Joint Committee on Financial Services
Keywords:
healthcare, direct primary care, insurance, referrals, network providers, payment denial, insurance costs, manufactured homes, homeowners insurance, affordability, state regulations, insurance market, consumer protection, mobile homes, firefighting, water supply, cistern program, rural areas, urban interface, state funding
LA
Transcript Highlights:
- This is a meeting of the Insurance Committee.
- Amendment two deletes from page one, lines 12 through page nine, line 22.
- I do have a lot of experience as a lawyer with health insurance in particular and insurance in general
- I do have a lot of experience as a lawyer with health insurance in particular and insurance in general
- I do have a lot of experience as a lawyer with health insurance in particular and insurance in general
Committee:
Senate Insurance
Keywords:
automobile repairs, insurance transparency, repair shop liability, non-OEM parts, policyholder rights, automobile insurance, appraisal process, insurance policyholders, dispute resolution, claim valuation, family leave, insurance, paid leave, employment benefits, caregiver support, behavioral health, crisis services, mental health care, insurance coverage, healthcare access
AZ
Arizona 2026 Regular Session
02/17/2026 - House Natural Resources, Energy & Water
Natural Resources, Energy & Water
Transcript Highlights:
- So I think we're going to go right down the line and start with 2099.
- And finally, just as a language tweak, we note potentially including something on the lines that the
- We'd note potentially including something on the lines that the provision, if it were to go forward,
- In Arizona, the power plant or transmission lines siting committee meets to assess the area and issue
- Well, it's line four on the summary here.
Bills:
HB2099 , HB2263 , HB2264 , HB2330 , HB2341 , HB2492 , HB2757 , HB2782 , HB2843 , HB2889 , HB2912 , HB2915 , HB2918 , HB4025 , HB4100 , HCR2020 , HCR2057
Committees:
House Natural Resources, Energy & Water , House House Natural Resources, Energy & Water Committee of Reference
Keywords:
water storage, long-term storage credits, groundwater management, drought contingency, Arizona water regulations, Colorado River, replenishment, groundwater savings facility, groundwater storage, underground water storage, active management area, irrigation non-expansion area, Arizona water law, water rights, water replenishment, recharge, water conservation district, multi-county water conservation district, CAP water, Central Arizona Project
WA
Washington 2025-2026 Regular Session
Senate Environment, Energy & Technology Jan 30th, 2026 at 10:30 am
Environment, Energy & Technology
Committee:
Senate Environment, Energy & Technology
Keywords:
motor fuel, fuel quality act, RCW 19.112, alternative fuel, biodiesel, renewable diesel, ethanol blend, alcohol fuel, diesel fuel, nonhazardous motor fuel, biofuels, clean fuels, transportation fuels, Washington fuel standards, fuel labeling, fuel blending, petroleum products, natural gas vehicles, compressed natural gas, liquefied petroleum gas
LA
Transcript Highlights:
- Representative Eccles is an act to amend Titles 22 and 40 relative to pharmacy benefit managers, insurers
- is an act to amend Title 22 relative to emergency assessments of the Louisiana Citizens Property Insurance
- Referred to Insurance.
- Boriac is an act to amend Title 33 relative to Cameron Parish, to authorize the creation of a local insurance
Bills:
SR107 , SCR53 , SCR54 , SCR55 , SCR12 , HB167 , HB181 , HB243 , HB316 , HB321 , HB335 , HB492 , HB578 , HB624 , HB708 , HB864 , HB906 , HB968 , HB969 , HB978 , HB985 , HB1005 , HB1032 , HB1077 , HB1095 , HB1104 , HB1118 , HB1157 , HB1187 , HB1189 , HB1195 , HB1198 , HB1220 , HB221 , HCR58 , SB283 , SB338 , SB488 , SB520 , HB90 , HB127 , HB138 , HB150 , HB201 , HB268 , HB273 , HB285 , HB315 , HB354 , HB355 , HB360 , HB376 , HB445 , HB506 , HB606 , HB649 , HB665 , HB681 , HB721 , HB746 , HB757 , HB781 , HB835 , HB844 , HB857 , HB872 , HB886 , HB889 , HB892 , HB972 , HB982 , HB987 , HB1037 , HB1068 , HB1072 , HB1078 , HB1085 , HB1132 , HB1137 , HB1167 , HB1174 , HB1232 , HB1238 , SB68 , SB76 , SB149 , SB191 , SB196 , SB318 , SB162 , SB382 , SCR33 , SCR30 , SB112 , SB194 , SB307 , SB341 , SB346 , SB363 , SB495 , SB503 , SB507 , SB509 , SB513 , SB408 , SB131 , SB145 , SB333 , SB464 , SB466 , SB500 , SB35 , SB65 , SB215 , SB228 , SB246 , SB249 , SB268 , SB269 , SB282 , SB296 , SB312 , SB319 , SB323 , SB369 , SB431 , SB474 , SB484 , SB490 , SB492 , SB501 , HCR14 , HB537 , HB652 , HB653 , HB661 , HB726 , HB756 , HB851 , HB964 , HB966 , HB34 , HB35 , HB48 , HB474 , HB553 , HB758 , HB852 , HB10 , HB16 , HB36 , HB44 , HB46 , HB52 , HB61 , HB78 , HB98 , HB102 , HB124 , HB126 , HB131 , HB135 , HB141 , HB142 , HB164 , HB170 , HB171 , HB179 , HB194 , HB231 , HB245 , HB280 , HB292 , HB294 , HB297 , HB305 , HB336 , HB337 , HB351 , HB436 , HB594 , HB789 , HB956 , HB957 , HB995 , HB1040 , HB50 , HB117 , HB120 , HB122 , HB139 , HB148 , HB149 , HB185 , HB199 , HB247 , HB271 , HB286 , HB301 , HB358 , HB359 , HB384 , HB413 , HB428 , HB450 , HB462 , HB547 , HB613 , HB631 , HB657 , HB669 , HB675 , HB680 , HB691 , HB712 , HB716 , HB720 , HB723 , HB727 , HB728 , HB735 , HB747 , HB759 , HB825 , HB842 , HB845 , HB846 , HB903 , HB904 , HB907 , HB923 , HB929 , HB941 , HB962 , HB965 , HB1036 , HB287 , HB370 , HB515 , HB521 , HB570 , HB1200 , HB119 , HB129 , HB677 , HB850
Keywords:
condolence resolution, memorial resolution, tribute, sympathy, Joel Parker Sr., Louisiana Senate, rodeo, cowboy, horse trainer, stock and rodeo producer, black cowboy, African American history, community recognition, funeral resolution, celebration of life, Lottie Stampede Arena, Easter Sunday Rodeo, ranching, plantation work, faith community
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Feb 4th, 2026 at 01:30 pm
Consumer Protection & Business
Transcript Highlights:
- It also requires insurers that deliver or issue individual life insurance policies to notify the applicant
- benefit under property insurance coverage is assigned or transferred from the insured to another, and
- of travel insurance, licensing a limited lines travel insurance producer, registering travel retailers
- The proposed substitute also provides that a limited lines travel insurance producer would be responsible
- insurers, and authorized insurers, and even the people who... ...insurers and authorized insurers and
Committee:
House Consumer Protection & Business
Keywords:
life insurance, policy lapse, policy cancellation, nonpayment of premium, premium grace period, lapse notice, termination notice, third-party notice, third-party designee, beneficiary protection, consumer protection, insurance regulation, insurer notice requirements, policyholder, beneficiary, Washington RCW, insurance code, unintentional lapse, coverage continuation, premium delinquency
LA
Transcript Highlights:
- Amendment 6: on page 3 after line 26, a health insurer shall notify the commissioner in writing within
- And number four, the health insurance insurers shall include in the notification how the insurer is utilizing
- And number four, the health insurance insurers shall include in the notification how the insurer is utilizing
- regarding insurance.
- This next line says a health insurer or pharmacy benefit manager may implement co-pay assistance.
Committee:
Senate Insurance
Keywords:
family leave, insurance, paid leave, employment benefits, caregiver support, liability insurance, coverage defenses, direct action, judgment enforcement, legal procedures, insurance referrals, compensation, non-licensed agents, consumer protection, insurance products, HB 870, Act 907, Louisiana insurance, health insurance, prescription drugs
LA
Transcript Highlights:
- provide through a self-insurance pool.
- insurance pool to a broader commercial coverage pool.
- It's been covered by the Department of Insurance.
- insurers to...
- Between the Department of Insurance and the health insurers to ensure that we are able to make sure that
Bills:
SB524 , SR108 , SR109 , SCR56 , SCR57 , SCR12 , HB227 , HB398 , HB689 , HB897 , HB1029 , HB1107 , HB1217 , HB221 , HCR58 , HB136 , SB162 , SB382 , SCR33 , SCR30 , SB112 , SB194 , SB307 , SB341 , SB346 , SB363 , SB495 , SB503 , SB507 , SB509 , SB513 , SB408 , SB131 , SB145 , SB333 , SB464 , SB466 , SB500 , SB283 , SB338 , SB488 , SB35 , SB65 , SB215 , SB228 , SB246 , SB249 , SB268 , SB269 , SB282 , SB296 , SB312 , SB319 , SB323 , SB369 , SB431 , SB474 , SB484 , SB490 , SB492 , SB501 , HCR14 , HB537 , HB652 , HB653 , HB661 , HB726 , HB756 , HB851 , HB964 , HB966 , HB34 , HB35 , HB48 , HB474 , HB553 , HB758 , HB852 , HB10 , HB16 , HB36 , HB44 , HB46 , HB52 , HB61 , HB78 , HB98 , HB102 , HB124 , HB126 , HB131 , HB135 , HB141 , HB142 , HB164 , HB170 , HB171 , HB179 , HB194 , HB231 , HB245 , HB280 , HB292 , HB294 , HB297 , HB305 , HB336 , HB337 , HB351 , HB436 , HB594 , HB789 , HB956 , HB957 , HB995 , HB1040 , HB50 , HB117 , HB120 , HB122 , HB139 , HB148 , HB149 , HB185 , HB199 , HB247 , HB271 , HB286 , HB301 , HB358 , HB359 , HB384 , HB413 , HB428 , HB450 , HB462 , HB547 , HB613 , HB631 , HB657 , HB669 , HB675 , HB680 , HB691 , HB712 , HB716 , HB720 , HB723 , HB727 , HB728 , HB735 , HB747 , HB759 , HB825 , HB842 , HB845 , HB846 , HB903 , HB904 , HB907 , HB923 , HB929 , HB941 , HB962 , HB965 , HB1036 , HB287 , HB370 , HB515 , HB521 , HB570 , HB1200 , HB29 , HB39 , HB58 , HB67 , HB73 , HB76 , HB77 , HB82 , HB112 , HB121 , HB125 , HB132 , HB134 , HB151 , HB154 , HB155 , HB161 , HB166 , HB187 , HB191 , HB207 , HB211 , HB224 , HB238 , HB241 , HB242 , HB250 , HB260 , HB265 , HB275 , HB300 , HB320 , HB338 , HB339 , HB349 , HB379 , HB399 , HB427 , HB463 , HB464 , HB468 , HB545 , HB550 , HB551 , HB565 , HB588 , HB639 , HB725 , HB782 , HB805 , HB808 , HB834 , HB847 , HB853 , HB858 , HB861 , HB883 , HB916 , HB937 , HB977 , HB1012 , HB1027 , HB1044 , HB1054 , HB1071 , HB1091 , HB1117 , HB119 , HB129 , HB677 , HB850 , SB68 , SB149
Keywords:
Jump Start, career and technical education, CTE, career diploma, career pathways, workforce development, high school diploma, career major, individual career and academic plan, ICAP, individual graduation plan, IGP, work-based learning, apprenticeship, internship, dual enrollment, articulation agreement, transfer credit, rural schools, rural LEA
WA
Washington 2025-2026 Regular Session
Senate Business, Trade & Economic Development Jan 22nd, 2026 at 08:00 am
Business, Trade & Economic Development
Transcript Highlights:
- So bottom line too is if the people are doing the things that are right, they should be able to be insured
- insurance for entire zip codes.
- insurance for entire zip codes.
- Insurers... Insurers support wildfire mitigation. We support the IBHS standards.
- As the insurance commissioner mentioned, IBHS is kind of our thing. Insurers fund the research.
Keywords:
tourism, self-supported assessment, funding, statewide promotion, economic development, storage rental, tenancy agreements, tenant rights, landlord obligations, termination notice, insurance, wildfire prevention, policy nonrenewal, cancellation, risk management, sports wagering, sports betting, sports gambling, bookmaking, gambling regulation
WA
Washington 2025-2026 Regular Session
House Labor & Workplace Standards Feb 3rd, 2026 at 10:30 am
Labor & Workplace Standards
Transcript Highlights:
- It increases from 7 to 10 days the amount of time for L&I or a self-insured employer to provide a declaration
- certifying that no provider is willing to treat the worker, and it provides L&I and self-insurers with
- closure rather than continued treatment being at the discretion of the supervisor of industrial insurance
- closure rather than continued treatment being at the discretion of the supervisor of industrial insurance
Committee:
House Labor & Workplace Standards
Keywords:
transparency, industrial insurance, insurance rate increases, financial disclosure, regulatory oversight, workers' compensation, medical care, healthcare access, employee rights, insurance coverage, security, regulation, employment standards, security guards, industry board, unemployment, electronic notices, compensation, digital communication, order processing
AL
Transcript Highlights:
- This basically expands the insurance coverage related to prostate cancer.
- This basically expands the insurance plan and coverage for gentlemen that are at higher risk of prostate
- I want to loop the Department of Insurance into that conversation, and what I'm going to do is encourage
Committee:
House Insurance
Keywords:
SB190, prostate cancer, prostate screening, PSA test, digital rectal exam, preventive screening, health insurance mandate, cost-sharing, copay, deductible, coinsurance, high-risk men, African American men, family history, genetic marker, men over 50, men over 40, health benefit plan, insurance coverage, mandated benefits
AL
Transcript Highlights:
- So, uh, replace lines 30 through 31 on page two with the following requirements for captive insurance
- </c><00:09:31.360><c> Replace</c><00:09:31.760><c> lines</c><00:09:32.320><c> 33</c> Insurance companies
- Replace lines 33 through 35 on page two with the following requirements for certain captive insurers.
- </c> insurers reinsurance. insurers reinsurance.
- Replace lines replace line 641 on 19B.
Committee:
House Insurance
Keywords:
police abuse registry, law enforcement registry, officer assault, assault on police, resisting arrest, battery on law enforcement, law enforcement injury fund, Back the Blue Act, Attorney General, clemency, pardon, commutation, rehabilitation costs, medical costs, public safety, criminal records, background checks, registry removal fee, privacy, due process
AZ
Transcript Highlights:
- preservation services without requiring preauthorization to an insured who is within reproductive age
- And so that means their premiums, whatever, the costs of insurance would be shared by all members, a
- And so that means their premiums, whatever, the costs of insurance would be shared by all members, a
- Yeah, I just mean which kind of insurance do you have to have for it to apply to them?
- Do you happen to know the top line of what their concern was?
Committees:
Senate Finance , Senate Senate Finance Committee of Reference
Keywords:
breast cancer, screening services, health insurance, cost sharing, preventive care, storm damage, catastrophic storm, hail damage, wind damage, roof repair, roof replacement, post-storm repairs, insurance claim, property and casualty insurance, adjuster, public adjuster, contractor licensing, homeowner protections, deductible waiver, insurance fraud prevention
AL
Alabama 2026 Regular Session
Alabama Senate Banking and Insurance Committee Feb 25th, 2026
Banking and Insurance
Transcript Highlights:
- because the Department of Insurance does warranties, service agreements, and insurance.
- because the Department of Insurance does warranties, service agreements, and insurance.
- because the Department of Insurance does warranties, service agreements, and insurance.
- carriers ultimately the the insurance carriers ultimately the insure<00:24:49.760><c> insurance</c><
- 00:24:49.919><c> insurance</c><00:24:50.240><c> policy</c> insure insurance insurance policy insure insurance
Committee:
Senate Banking and Insurance
Keywords:
public officers, bonding, risk management, notification, delinquency, consumer protection, rental home, marketplace guarantees, insurance, commissioner of insurance, healthcare, breast cancer screening, insurance coverage, deductible, copayment, emergency medical services, ambulance reimbursement, health care insurers, balance billing, provider networks
WA
Washington 2025-2026 Regular Session
House Labor & Workplace Standards Feb 24th, 2026 at 10:30 am
Labor & Workplace Standards
Transcript Highlights:
- For the record, Kelly Leonard, staff to this committee, Senate Bill 6134 pertains to unemployment insurance
- state passed legislation removing the disqualification for striking workers to receive unemployment insurance
- that could be exacerbated by last year’s decision to allow striking workers to receive unemployment insurance
- frame, and so we feel that it is in a place today where folks can just build that into their bottom line
- This amendment just puts it in line with the previous companion bill, which we have already been before
Committee:
House Labor & Workplace Standards
Keywords:
unemployment insurance, UI benefits, striking workers, strike, labor dispute, retroactive wages, overpayment assessment, overpayment recovery, Employment Security Department, ESD, claimant notice, benefit recoupment, Washington unemployment law, worker notice, federal unemployment tax credit, state unemployment fund, workers' compensation, industrial insurance, premium rates, rate transparency
AL
Transcript Highlights:
- </c><00:07:37.280><c> premiums</c> already paying high insurance premiums already paying high insurance
- How much does it insurance companies.
- It's going to be So replace line.
- Replace line 113 on page five emergency.
- </c> ment of the insurer and the provider. ment of the insurer and the provider.
Committee:
House Health
Keywords:
Alabama Athletic Commission, Attorney General, criminal penalties, unarmed combat, regulation, boxing, mixed martial arts, civil fines, dental insurance, benefit rollover, healthcare, insurance policy, annual maximum, smoking ban, vaping, public health, indoor air quality, clean air, ambulance services, health insurance
US
US Federal 2025-2026 Regular Session
Hearings to examine insurance markets and the role of mitigation policies. May 1st, 2025 at 09:00 am
Banking, Housing, and Urban Affairs Committee
Transcript Highlights:
- insurers from these.
- California's insurance commissioner warned in 2023 that insurance companies will not write insurance,
- , and if insurance isn't able to grow, and again, our surplus is his only grown about 5% since 2021,
- insurance rates.
- insurers.
Keywords:
homeowners insurance, natural disasters, insurance costs, climate change, disaster preparedness, federal policies, bipartisan solutions
Summary:
The meeting reviewed critical issues surrounding the rising costs and accessibility of homeowners insurance across the United States, particularly in light of increasing natural disasters linked to climate change. Members engaged in extensive discussions regarding the implications for families and the economy, citing significant increases in premiums and decreasing availability of policies in high-risk areas. Supervisor Peysko highlighted the direct impact of federal policies on local communities, emphasizing the growing burden on homeowners as they face skyrocketing insurance costs amidst a backdrop of environmental challenges and regulatory constraints. The committee expressed a unified call to action for bipartisan solutions, focusing on improving building codes and enhancing disaster preparedness measures.
WA
Washington 2025-2026 Regular Session
House Labor & Workplace Standards Feb 20th, 2026 at 10:30 am
Labor & Workplace Standards
Transcript Highlights:
- And Trudis, was the amendment—was it amended in the Senate in line with what we did around the email?
- And Trudis, was the amendment—was it amended in the Senate in line with what we did around the email?
- Madam Chair, lastly, we'll be hearing from Chris Teft from the Washington Self-Insurers Association.
- Committee members, Chris Teft from the self-insurers.
- And that’s really the bottom-line question here.
Committee:
House Labor & Workplace Standards
Keywords:
workers' compensation, industrial insurance, premium rates, rate transparency, actuarial rates, contingency reserves, Department of Labor and Industries, L&I, risk classifications, employer premiums, insurance regulation, rate setting, premium increase limits, workers' compensation advisory committee, retrospective rating, state insurance fund, accident and medical aid funds, SB 6188, asbestos, asbestos training
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Jan 27th, 2026 at 01:30 pm
Consumer Protection & Business
Transcript Highlights:
- against insurance companies.
- insurance fraud.
- insureds themselves.
- It does recognize that insurance consumers can be the victims of insurance fraud.”
- Insurance fraud adds a significant cost to all lines of insurance, roughly $300 billion annually, according
Committee:
House Consumer Protection & Business
Keywords:
small loans, consumer protection, financial regulation, lending limits, credit access, animal testing, alternatives, ethical research, animal welfare, scientific methods, infrastructure, protection, safety, security, state regulations, public safety, insurance fraud, law enforcement, crime, penalties
FL
Transcript Highlights:
- PROPERTY INSURANCE MATTERS TO THE PEOPLE OF FLORIDA.
- [APPLAUSE] A COUPLE OF YEARS AGO, THE INSURANCE INDUSTRY CAME TO THE LEGISLATURE AND SAID WITHOUT SWEEPING
- I HAVE ASKED THAT THE INSURANCE AND BANKING SUBCOMMITTEE CONDUCT HEARINGS, AND THEY WILL HAVE ACCESS
- [APPLAUSE AND CHEERING] BUT INSURANCE IS ONLY ONE OF THE POLICY QUESTIONS FLORIDIANS CARE ABOUT.
- HOW DO WE GET GREAT BILLS ACROSS THE FINISH LINE AND TURN THEM INTO LAWS?
Keywords:
property insurance, insurance reform, housing, healthcare, public education, public safety, budget reform, tax policy, government accountability, taxpayer protection
Summary:
The Florida House of Representatives convened for the 2025 Regular Session. Speaker Perez delivered opening remarks emphasizing collaborative governance over personal priorities, announcing no House Bill 1 to focus on collective work. He outlined key policy areas including property insurance reform, with plans for subcommittee hearings and subpoena powers to investigate insurance company practices and potential accounting irregularities. The Speaker called for meaningful reforms in housing, healthcare, education, and public safety, while challenging budget subcommittees to find recurring revenue savings rather than relying on temporary tax holidays. The session will focus on government accountability, waste elimination, and taxpayer protection. Governor DeSantis requested to deliver the State of the State address on March 4th, which was approved through concurrent resolution.