Video & Transcript Research : 'risk protection'
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US
US Federal 2025-2026 Regular Session
Hearings to examine risk management, credit, and rural business views on the agricultural economy, focusing on views from the field. Mar 11th, 2025 at 01:30 pm
Agriculture, Nutrition, and Forestry Committee
Transcript Highlights:
- without increasing the risk of the agency.
- The Risk Management Agency and FSA offer important risk management programs and financial relief to farmers
- The farmer takes the risk, the government takes risk, and as insurance providers, we also take risk.
- Uncertainty always provides added risk.
- So it's already a risk itself.
Keywords:
farm bill, rural economy, crop insurance, access to credit, young farmers, USDA funding freeze, agricultural policy, risk management
Summary:
The meeting of the agricultural committee focused on significant concerns regarding the current state of America's rural economy, highlighting the need for a strong five-year farm bill to address the challenges faced by farmers, particularly young and beginning farmers. Key testimony was given by multiple stakeholders including agricultural leaders and young farmers, emphasizing issues related to crop insurance, access to credit, and the adverse impact of recent USDA funding freezes. Various members discussed the necessity of risk management tools that farmers rely on to secure financing, which is crucial for sustaining agricultural operations and supporting rural communities. The importance of timely legislative action was underscored, as many farmers reported struggles in the current economic climate, raising urgency for reforms within the Farm Bill framework.
OK
Oklahoma 2026 Regular Session
Retirement and Government Resources REVISED Apr 21st, 2026 at 10:30 am
Retirement and Government Resources
Transcript Highlights:
- So does the pecuniary interest definition include future risk or risk assessments?
- We're trying to get away from anything that is not reasonably likely to affect or impact the financial risk
- we're going to do business with you, but you must have a policy that aligns with this, and that's protection
- for them, that's protection for those they hire to help advise and invest the funds, but I don't believe
- unnecessary layer of bureaucracy and it prevents our financial experts from considering real-world risk
Bills:
HB1170
TX
Texas 89th Regular
S/C on Family & Fiduciary Relationships Apr 22nd, 2025
S/C on Family & Fiduciary Relationships
Transcript Highlights:
- In a protective order case, they can't get the protective order to be revisited.
- where a SAPCR is being filed, in some cases, we believe that the protective order... could be at risk
- There were no protective orders.
- Victims are protected.
- In some ways, I think CPS parents get even more protections. Protection.
Keywords:
fatherhood, family support, fatherlessness, community engagement, youth development, social policy, male role models, child development, policy reform, role models, mental health, parenting, single-parent homes, welfare reform, economic opportunity, mentorship, community initiatives, children, welfare programs, education
TX
Transcript Highlights:
- Many invasive procedures have well understood quantifiable risks, and when the probability of those risks
- It leaves many protections and it leaves many protections that are afforded by law to I and other similarly
- Specifically those at risk of experiencing homelessness in Denton County.
- Nothing protects anybody from homelessness.
- They're there to protect all the tenants. We're all lawyers.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/20/25
Commerce Finance and Policy
Transcript Highlights:
- </c> while AP is leading an effort to protect while AP is leading an effort to protect motans<00:06:04.160
- It creates a protection framework.
- That security deposit sits protected.
- It's not meant to protection framework.
- </c> with First Amendment protected speech? with First Amendment protected speech?
Keywords:
consumer protection, restitution, attorney general, consumer enforcement, unclaimed funds, victim compensation, settlement funds, special revenue fund, general fund, restitution account, consumer fraud, state treasury, eligible consumers, distribution of funds, tax subtraction, income tax, refund, unpaid compensation, Minnesota Department of Revenue, consumer redress
NM
Transcript Highlights:
- That I made reference to and other types of investments that provide inflation protection.
- This is about stewardship, transparency, and protecting essential services.
- consumers and make sure that we continue to protect our environment and our planet.
- And make sure that we continue to protect our environment and our planet.
- We didn't protect the consumers in the process, and I don't think your memorial protects the consumers
Keywords:
youth violence, violence prevention, violence intervention, community violence intervention, credible messengers, peer support, restorative justice, violence interrupters, juvenile justice, at-risk youth, high-risk youth, public safety, Department of Health, New Mexico, statewide summit, data collection, reporting, interagency coordination, community-based organizations, law enforcement
NM
Transcript Highlights:
- , export strategies, and whether state participation could better protect New Mexico ratepayers.
- This is about stewardship, transparency, and protecting essential services.
- consumers and make sure that we continue to protect our environment and our planet.
- We had every right to mandate certain things, but we didn't protect the consumers in the process.
- And I don't think your memorial protects the consumers. I think it drives the cost up.
Keywords:
youth violence, violence prevention, violence intervention, community violence intervention, credible messengers, peer support, restorative justice, violence interrupters, juvenile justice, at-risk youth, high-risk youth, public safety, Department of Health, New Mexico, statewide summit, data collection, reporting, interagency coordination, community-based organizations, law enforcement
Summary:
The committee first considered the appointment of Mary Patricia Roman to the State Investment Council. Senator Campos presented her as highly qualified, citing more than 34 years in global investing, leadership at J.P. Morgan, and prior service on the SIC investment committee. Roman described her experience with asset allocation, fiduciary responsibility, and the SIC’s vetting process. Senators asked about the council’s role in pension investments, staffing levels, and whether personal values could influence decisions. Roman said the SIC process is robust, heavily staff-driven, and insulated from individual value judgments. The committee reported broad support and voted 8-0 to advance her nomination to the full Senate.
The committee then heard the reappointment of John F. Bingaman to the SIC. Senator Worth praised his leadership as SIC chair and his background in private equity, public service, and economics. Bingaman emphasized the growth of New Mexico’s sovereign wealth funds to more than $70 billion, the importance of staffing and asset allocation, and the SIC’s role as a fiduciary for New Mexicans. Senators asked about protecting the funds in a weaker market and about the Blackstone/PNM matter; Bingaman declined to comment on the memorial because he had not read it. The committee voted 9-0 to send his reappointment to the full Senate.
The committee next took up Senate Memorial 20, calling for a statewide youth violence summit. Senator Lopez and an expert from the Council of State Governments said New Mexico lacks a cohesive statewide infrastructure for youth violence prevention and intervention, limited data collection, and enough evidence-based services. Supporters from the ACLU, behavioral health organizations, youth-serving nonprofits, and youth advocates backed the memorial as a way to center lived experience, community engagement, and research-based solutions. Some members raised concerns that victims’ families were not explicitly included in the planning group, but the memorial passed on a 6-3 vote.
Finally, the committee debated Senate Memorial 9, which asked the Legislative Finance Committee to study whether New Mexico should invest in equity stakes in PNM and New Mexico Gas Company and requested that the PRC pause consideration of the private-equity acquisitions while the study was completed. Supporters argued the state should examine whether utility ownership value could remain in New Mexico, protect ratepayers, and diversify revenue, while opponents from PNM, Blackstone’s representatives, chambers of commerce, and utility advocates said the proposal would duplicate the PRC’s review, create uncertainty, and risk higher rates and delayed investment. The committee adopted an amendment removing references to the PRC, but the memorial then failed on a 4-4 tie after a motion for due pass as amended.
DE
Transcript Highlights:
- House Bill 368 helps protect that trust by ensuring Delaware's resources remain focused on serving our
- Delaware's current anti-SLAPP, which is the strategic lawsuit against public participation law, protects
- Survivors should not have to choose between speaking the truth and protecting their livelihoods.
- It also protects restitution fully. The bill does not touch restitution.
- This bill also risks creating a perception of unequal justice.
Keywords:
HOPE Court, homeless court, housing instability, homelessness, poverty elimination, problem-solving court, community court, diversion program, criminal justice reform, reentry, warrants, fines and fees, low-level offenses, housing access, public safety, recidivism, Delaware Judiciary, DSHA, DHSS, DELJIS
Summary:
The Senate Judiciary Committee met and heard presentations on several bills. House Amendment 1 to Senate Substitute 1 for House Bill 145 would restrict government use of reverse keyword searches, generally prohibiting reverse keyword court orders and voluntary requests, with a narrow exception for Class A violent felony investigations and rules on notice, deletion, and inadmissibility of unlawfully obtained evidence. House Substitute 1 for House Bill 368, with House Amendment 1, would limit Delaware law enforcement and the Department of Correction’s participation in federal civil immigration enforcement, especially regarding civil immigration warrants and detainers, while preserving exceptions for serious offenses and valid judicial processes; the Department of Correction said it had no operational or fiscal impact and supported the exclusions, and an ACLU-affiliated witness testified in support. House Substitute 1 for House Bill 427 would allow certain 16- and 17-year-olds to participate in hunting and target practice without direct adult supervision if they have parental permission, hunter education, and a valid Delaware hunting license. House Bill 355, the “Speak Your Truth Act,” would expand anti-SLAPP-style protections for survivors of sexual assault, discrimination, and harassment by raising the burden in defamation suits and allowing attorney’s fees and damages; advocates from the National Women’s Defense League and the Speak Your Truth movement supported it. House Bill 134 would increase penalties for repeat animal cruelty offenders and lengthen animal ownership bans.
The committee also heard House Bill 133, as amended, which would create a hardship waiver process allowing courts to waive fines and fees for defendants who cannot afford them, while preserving restitution and exempting certain traffic-related penalties and victim compensation assessments. The administration said the bill is intended to address uncollectable debt and noted millions in outstanding fines and fees, while local government and police representatives raised concerns about lost revenue, administrative burden, and consistency; the Fines and Fees Justice Center supported the measure. Committee members asked about how the waiver funding would affect local governments, volunteer fire companies, and related fees, and the administration said the $5 million budgeted this year would cover the waiver costs and be treated as an annual expense going forward. No committee votes were taken during the excerpted discussion, but the chair indicated that bills ready for action would be circulated for signature or moved to the floor.
MN
Minnesota 2025-2026 Regular Session
House Judiciary Finance and Civil Law Committee 3/26/26
Judiciary Finance and Civil Law
Transcript Highlights:
- ><00:47:46.760><c> for</c> support heightened protections for support heightened protections for health
- </c> protection, etc. protection, etc.
- ><c> is</c><01:29:09.280><c> not</c><01:29:09.720><c> a</c> Protecting the most vulnerable is not a Protecting
- We need to protect people. tightened up. We need to protect people.
- </c><01:56:02.200><c> animals</c> right way, while also protecting animals right way, while also protecting
Bills:
SF1750, HF2700, HF1606, HF3356, HF3946, HF3970, HF3658, HF3875, HF2627, SF856, HF1268, HF1338
Keywords:
common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan
US
US Federal 2025-2026 Regular Session
Business meeting to consider S.93, to amend the Harmful Algal Blooms and Hypoxia Research and Control Act of 1998 to address harmful algal blooms, S.98, to require the Federal Communications Commission to establish a vetting process for prospective a Feb 5th, 2025 at 09:00 am
Commerce, Science, and Transportation Committee
Transcript Highlights:
- Take steps now to protect yourself and your family. Learn more at vaccinate.virginia.gov.
- What kind of personal data is at risk? Social security numbers, bank account information?
- We just have to protect our own prerogatives, so again, I would urge an aye vote on my amendment.
- committee and this Congress must go further to protect our nation's youth.
- And if Congress is serious about protecting kids, we should protect, not threaten.
Bills:
SB161, SB195, SB216, SB245, SB246, SB257, SB258, SB260, SB278, SB281, SB283, SB93, SB98, SB99, SB306, SB314, SB315
Keywords:
vehicle safety, crash test, crashworthiness, NHTSA, National Highway Traffic Safety Administration, New Car Assessment Program, NCAP, motor vehicle safety standards, 49 CFR parts 571 and 572, THOR dummy, THOR-50M, THOR-05F, WorldSID, female crash test dummy, male crash test dummy, occupant protection, frontal impact, side impact, vehicle ratings, automotive safety
TX
Transcript Highlights:
- And there's just no way around it because you do have to protect. to be able to protect.
- We all want to protect our children.
- We all want to protect our loved ones, and y'all want to protect y'all's constituents.
- This is not Texas that I want to live, so I want to protect children.
- parental rights and protect families.
Keywords:
commercial sexual exploitation, child sex trafficking, human trafficking, child welfare, foster care, DFPS, Department of Family and Protective Services, juvenile probation, risk assessment, needs assessment, trauma screening, child abuse prevention, exploitation screening, validated screening tool, evidence-informed tool, conservatorship, juvenile justice, at-risk youth, trafficking prevention, Child Sex Trafficking Prevention Unit
TX
Keywords:
commercial sexual exploitation, child sex trafficking, human trafficking, child welfare, foster care, DFPS, Department of Family and Protective Services, juvenile probation, risk assessment, needs assessment, trauma screening, child abuse prevention, exploitation screening, validated screening tool, evidence-informed tool, conservatorship, juvenile justice, at-risk youth, trafficking prevention, Child Sex Trafficking Prevention Unit
AL
Alabama 2025 Regular Session
Alabama House Education Policy Committee Apr 9th, 2025
Education Policy
AZ
Transcript Highlights:
- how to protect the information.
- Parents and children who rely on these protections deserve assurance that those protections are real
- Parents and children who rely on these protections deserve assurance that those protections are real
- Parents and children who rely on these protections deserve assurance that those protections are real
- Parents and children who rely on these protections deserve assurance that those protections are real
Bills:
HB2495, HB2557, HB2594, HB2615, HB2800, HB2861, HB2862, HB2931, HB2995, HB4042, HB4070, HB4117, HB4136
Keywords:
vulnerable adults, sentencing, felonies, criminal justice, enhanced penalties, medical records, patient rights, healthcare access, privacy, healthcare providers, timeliness, address confidentiality, domestic violence, privacy protection, voter registration, court proceedings, parenting time, supervised visitation, family court, high-risk cases
WY
Transcript Highlights:
- We need to protect Wyoming's minors.
- </c> protecting Wyoming's children from protecting Wyoming's children from adults<00:06:46.400><c> who
- </c> taken the steps to protect these kids. taken the steps to protect these kids.
- </c> We work diligently to protect life. We work diligently to protect life.
- </c><00:26:49.520><c> order</c> opposed to the civil protection order opposed to the civil protection
Keywords:
stalking, minors, felony, protection orders, criminal penalties, grooming, sexual offenses, child protection, 916, all
TX
Texas 89th Regular
S/C on County & Regional Government Apr 21st, 2025 at 01:04 pm
S/C on County & Regional Government
Transcript Highlights:
- It's a moral commitment to protecting every child in Texas.
- I don't think you can go too far in protecting your children.
- This bill does not protect children.
- Lines drawn not to protect, but to preclude. And for what?
- If the focus is on moderate and high risk offenders, we're applying an intensification of these risk
Bills:
HB240, HB2097, HB2731, HB3087, HB3234, HB3319, HB3394, HB3687, HB4105, HB4205, HB4350, HB4462, HB4642, HB4801, HB5403
Keywords:
quorum, tax levy, county governance, local government, population regulations, quorum requirement, Texas counties, population threshold, deputy sheriff, civil service, law enforcement, appeals process, sheriff's department, HB 2731, roadside vendors, solicitors, county regulation, border counties, Mexico border, Transportation Code
Summary:
The subcommittee on county and regional government heard a long agenda of county-related bills, with most measures left pending after testimony. HB 2097, by Rep. Martinez, would let counties that opt in use an independent hearing examiner instead of a civil service commission for certain deputy sheriff discipline appeals; the bill drew support from CLEET’s Robert Leonard, who said it would be fairer and faster, and it was left pending. HB 4642, by Rep. Gonzalez, would require counties that contract with out-of-state jail facilities to include Texas jail-standard protections and oversight; Gonzalez, detainee Jess Hampton, his wife, Texas Jail Project’s Krish Kundu, and TCJS director Brandon Wood all discussed deaths and poor conditions in Louisiana facilities, staffing shortages, and the need for guardrails and data collection. The bill was left pending.
The committee also heard HB 4350, by Rep. Capriglione, allowing peace officers to request redaction of personal information from online real property records. Supporters said officers face targeted threats and should have protections similar to judges; a title industry witness warned about preserving the integrity of land records. The bill was left pending. HB 3687, by Rep. Harless, would require county fire marshals in counties over 100,000 to meet training and certification standards within set timeframes; Harris County Fire Marshal Laurie Christensen supported professionalization, and the bill was left pending. HB 4105 would let very large counties give a local-bid preference for construction and infrastructure contracts, and HB 4205 would require pay parity for similar law enforcement ranks within large counties; both were supported by Harris County officials and constables and left pending.
Later, the committee heard HB 5403, which would repeal a special rule limiting Dallas and Tarrant county sheriffs’ control over commissary funds; the author said it would remove an outdated population bracket, and the bill was left pending. HB 4462 would require large counties to allow elected officials named in civil suits to seek outside counsel and have a role in settlement decisions; supporters argued county attorneys and commissioners court can have conflicts of interest, while questions focused on who qualifies and whether the bill could complicate settlements. The bill was left pending. Finally, HB 240, by Rep. Swanson, would restore a five-member quorum requirement for Harris County tax levies, effectively preventing tax action without all commissioners present and defaulting to the no-new-revenue rate if quorum is not met; urban counties opposed it as a potential budget obstruction, while supporters said it protects taxpayers and representation. That bill was also left pending. The transcript ends as the committee begins HB 3319, which would create a civil service system for constable department employees in large counties, but the discussion is cut off before testimony or action.
TX
Texas 89th Regular
S/C on County & Regional Government Apr 21st, 2025
S/C on County & Regional Government
Transcript Highlights:
- Detainees do not even have those protections in place.
- Our peace officers face daily risks.
- That puts us at risk.
- This bill does not protect.
- If the focus is on moderate and high-risk offenders, we're applying an intensification of these risk
Bills:
HB240, HB2097, HB2731, HB3087, HB3234, HB3319, HB3394, HB3687, HB4105, HB4205, HB4350, HB4462, HB4642, HB4801, HB5403, HB240
Keywords:
quorum, tax levy, county governance, local government, population regulations, quorum requirement, Texas counties, population threshold, deputy sheriff, civil service, law enforcement, appeals process, sheriff's department, HB 2731, roadside vendors, solicitors, county regulation, border counties, Mexico border, Transportation Code
TX
Transcript Highlights:
- already highly at-risk population.
- And now we've come full circle back to risk management.
- We all agree children should and must be protected, but this bill risks persecuting the very families
- conducted by the Department of Family and Protective Services.
- services and children's protective services.
Keywords:
Medicaid, lactation, healthcare, consultation, reimbursement, maternal health, infant care, commercial sexual exploitation, child sex trafficking, human trafficking, child welfare, foster care, DFPS, Department of Family and Protective Services, juvenile probation, risk assessment, needs assessment, trauma screening, child abuse prevention, exploitation screening
Summary:
The committee met with a quorum and announced it would vote on pending bills at 10:30, with public testimony limited to two minutes. It first took up Senate Bill 905, a TDLR cleanup bill on licensing regulation of speech-language pathologists and audiologists. Senator Zafferini said the committee substitute would streamline advisory board consultation, remove obsolete provisional licenses, and allow any licensed physician to authorize hearing instruments for minors; the substitute was adopted and the bill left pending. The committee then heard House Bill 451, which would require universal screening for commercial sexual exploitation risk for children in DFPS conservatorship and youth under TJJD jurisdiction. The author and witnesses from Children at Risk, the Fort Bend Anti-Trafficking Collective, and Texas CASA supported the bill as a prevention tool with existing infrastructure and training; the committee adopted the substitute and left the bill pending.
The committee next considered Senate Bill 466, which would clarify that families may request a fetal death certificate at any gestational age, while keeping existing filing requirements for physicians. A constituent father testified about losing his 11-week-old daughter and being told he could not obtain a certificate, which he said prevented funeral arrangements; the substitute was adopted and the bill left pending. Senate Bill 2311 followed, requiring residential treatment centers to have a written agreement with the school that will educate resident children before becoming operational. The author cited a local dispute where an RTC and school district lacked communication, and witnesses from Texas CASA and Disability Rights Texas supported clearer educational planning while suggesting the Education Code may need conforming changes; the bill was left pending.
The committee then heard Senate Bill 2826, known as Alyssa’s Law, which would create a statewide education program on medical child abuse for medical students, health care professionals, and CPS caseworkers. The author and Sheriff Bill Weyburn described Alyssa’s case as involving repeated unnecessary surgeries and argued the bill would improve awareness and early identification, while several witnesses and members raised concerns about false accusations, impacts on medically fragile children, and the need for scientific, peer-reviewed training and safeguards. After extensive discussion, the chair left the bill pending. The committee also heard House Bill 136, which would add certified lactation consultants as Medicaid providers to expand breastfeeding support; witnesses from lactation and nutrition fields said the bill would improve access, maternal and infant health, and long-term savings, and the bill was left pending.
Finally, the committee took up Senate Bill 2805, a surprise-billing/arbitration measure that would clarify provider identifiers and shift arbitration costs to the losing party. The author said the substitute was a legislative counsel draft with no substantive difference, and witnesses from the Texas Medical Association, Texas Society of Anesthesiologists, and U.S. Anesthesia Partners supported the bill as a modest improvement that would reduce administrative confusion and make arbitration fairer without weakening patient protections. Members discussed how arbitration costs affect settlement behavior and how to define the “winner” in close cases. The bill was heard but not voted out during this segment.
FL
Transcript Highlights:
- Under current law, those victims often have no avenue for civil protection.
- penalties for violating protective injunctions.
- They can keep themselves safe while also protecting our vulnerable individuals.
- But children with autism, the risk is exponentially higher.
- The risk does not stop at age four.
Keywords:
injunctions, protection orders, domestic violence, serious violence, court procedures, enforcement, risk protection, statewide communication system, pediatric care, emergency departments, hospital regulations, patient safety, health care standards, public records, violence protection, confidentiality, defamation, specialty license plate, specialty plates, motor vehicle registration
Summary:
The Committee on Fiscal Policy met and reported a series of bills favorably, covering health care, public safety, insurance, coastal resilience, juvenile justice, drowning prevention, transportation designations, and beach management. Senator Harrell presented CS/SB 68, requiring hospitals with emergency departments to adopt pediatric emergency care policies, training, designated pediatric readiness personnel, and participation in a national readiness assessment; it passed. Harrell also presented CS/SB 340, requiring nursing students to complete two hours of human trafficking identification training before licensure; it also passed. Senator Sharif’s CS/SB 32 and SB 210, creating a new injunction for protection against serious violence by a known person and the related public records bill, were both reported favorably. Senator Garcia’s CS/CS/SB 302 on nature-based coastal resiliency, Senator Jones’s SB 418 on law enforcement interaction with individuals with autism and the Blue Envelope Program, and Senator Martin’s CS/SB 1734 updating juvenile probation and detention officer definitions and related cost-share language were also approved.
The committee then took up several drowning-prevention measures. CS/SB 606 by Senator Smith would add drowning prevention and safe bathing education to postpartum materials and direct the Department of Health to create standardized materials; an amendment removed a records-retention requirement, and the bill passed. SB 428 by Senator Yarborough would expand the state swim lesson voucher program from children ages 0-4 to ages 1-7; it received strong support from advocates, including a young swim instructor and autism advocates, and passed. The committee also approved CS/SB 246, a specialty license plate bill that was amended to include the UFC plate and a First Responders’ Resiliency Foundation plate, and CS/SB 1028, which revises Citizens Property Insurance and clearinghouse procedures to prioritize admitted carriers and prohibit public funds for the clearinghouse; that bill drew discussion about market competition, Citizens’ exposure, and potential impacts on policyholders.
Additional measures reported favorably included SB 628, designating a portion of South Navy Boulevard in Pensacola as Warrior Sacrifice Way to honor the sailors killed in the 2019 Naval Air Station Pensacola attack, and CS/SB 636 on beach management, which would create a proactive pathway for coastal communities to obtain erosion-related designations and align with federal programs. Beach industry testimony supported the bill’s intent but raised concerns about perpetual easements and funding shortfalls. At the end of the meeting, members recorded additional votes on selected bills, and the committee adjourned.
WY
Transcript Highlights:
- </c> addition to our laws that protects addition to our laws that protects children<00:05:21.919><c>
- ,</c> low rankings for legal protections, low rankings for legal protections, criminal<00:07:09.440><
- </c><00:07:21.599><c> our</c> a half we spent fighting to protect our a half we spent fighting to protect
- With this about protecting victims.
- ><c> Wyoming's</c> in favor of protecting Wyoming's in favor of protecting Wyoming's children.<00:16: