Video & Transcript Research : 'remote worker'

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TX
TX

Texas 89th Regular

S/C on Workforce Mar 25th, 2025 at 08:00 am

S/C on Workforce

KY
KY

Kentucky 2025 Regular Session

Investments in IT Improvement & Modernization Projects Oversight Board (3-7-25) - Upon Adjournment

Transcript Highlights:
  • That’s not really a remote worker.
  • <00:48:17.120> And That's not really a remote worker.
  • And That's not really a remote worker.
  • You can do it remotely.
  • You can do it remotely.
Keywords: Investments in Information Technology Improvement & Modernization Projects Oversight Board will met upon adjournment of both chambers. The time set is noon on YouTube, But the official time will likely vary based on chamber proceedings. Meeting start 00:00:00 Roll Call 00:00:00 Tools for Managing Remote Work Kentucky Personnel Cabinet 00:00:30 Kentucky Transportation Cabinet 00:20:20 Cabinet for Health and Family Services 00:33:10 Housing, Buildings and Construction 00:47:40 Commonwealth Office of Technology 00:56:20, 958, all
Summary: The committee received testimony from Personnel Cabinet Secretary Mary Elizabeth Bailey and Deputy Secretary Robert Long on the state’s telecommuting policy. Bailey explained that telecommuting in the executive branch is governed by a statewide policy requiring eligible employees to work in the office three days a week and telecommute up to two days a week. Eligibility depends first on the position, not the person: public-facing jobs, roles requiring special equipment or insecure document handling, and other duties that cannot be performed remotely are not eligible. Employees and managers must complete training, sign agreements, comply with safety and IT requirements, and telecommuting privileges can be revoked for poor performance or discipline. She said the cabinet audits compliance and that telecommuting has helped maintain services during inclement weather, disasters, and building renovations. Bailey also said about 33% of the workforce is hybrid, 11% telecommutes full-time, and 56% does not telecommute. Members asked about cost savings, eligibility, discipline, and technology requirements. Bailey said she did not have statewide cost-savings figures and referred that question to the Finance and Administration Cabinet. She said employees must have reliable connectivity and appropriate equipment, but there is no fixed broadband speed requirement; if an employee cannot connect, they must come into the office. She also said telecommuting postings indicate whether a position is eligible, and that performance issues are handled through progressive discipline rather than being ignored. Transportation Cabinet officials then described how their agency manages remote work. Deputy Secretary Mike Hancock, along with IT and human resources leaders, said the cabinet follows the executive branch policy and actively manages telecommuting employees through Microsoft Teams, VPN access, daily standups, project tracking, and manager oversight. They said more than 2,600 of the cabinet’s 4,000 employees cannot telecommute because their jobs are public-facing or field-based, while about 35% are eligible to telecommute up to two days per week. The cabinet also has 13 state employees and 94 contract employees working full-time remotely in IT. Officials said telecommuting has improved recruitment and retention, supported emergency response and weather operations, and allowed the cabinet to continue working during storms and other disruptions. Members asked about phone equipment, monitoring, and “mouse jiggler” devices; officials said phones are often forwarded to personal or state devices, Teams shows real-time availability, and managers rely on daily accountability and project management tools to monitor work.
MN
MN

Minnesota 2025-2026 Regular Session

House Human Services Finance and Policy Committee 4/1/25

Human Services Finance and Policy

Transcript Highlights:
  • insurance options for these workers insurance options for these workers continues<00:04:03.760><
  • We represent over 55,000 health care workers.
  • <00:36:31.400> family job Seekers direct care workers family job Seekers direct care workers
  • <00:39:42.240> we're support of direct care workers we're support of direct care workers we're
  • In fact, last year my co-workers joined the largest ever one-day strike of Minnesota nursing home workers
Bills: HF2367, HF2319, HF2523, HF1742, HF671, HF2331, HF2722, HF2406, HF1674
Keywords: HF2367, Community First Services and Supports, CFSS, personal care assistance, PCA, consumer-directed community supports, CDCS, home and community-based services, HCBS, direct support professionals, direct care workers, caregivers, support workers, SEIU Healthcare Minnesota & Iowa, collective bargaining agreement, retention stipend, health care cost stipend, training stipend, orientation program, retirement trust
AZ
AZ

Arizona 2026 Regular Session

03/11/2026 - House Federalism, Military Affairs & Elections

Federalism, Military Affairs & Elections

Transcript Highlights:
  • It allows election workers to remove early ballots returned at voting locations or designated ballot
  • That is from Mohave County, the county in the state with very little connectivity because of our remote
Bills: SB1037, SB1040, SB1259, SB1281
Keywords: elections, voting systems, vote tabulation, election security, internet connectivity, offline voting, chain of custody, polling place equipment, counting center, central counting center, election management system, EMS gateway, tabulation equipment, secretary of state, certification, decertification, HAVA, Help America Vote Act, ballot images, audit logs
Summary: The Committee on Federal and Military Affairs and Elections heard a lengthy presentation on an investigative referral concerning alleged voter registration anomalies in Arizona from March 2023 onward. The chair described examples involving out-of-state residents, deceased registrants, military voters, duplicate or mismatched registrations, and registrations tied to Service Arizona, ACCESS, third-party vendors, and NGOs. Members also discussed alleged mismatches between county recorder data and Secretary of State reports, possible issues with automatic voter registration, and concerns about public records compliance. At the end of the presentation, members were asked whether they wanted to sign onto a criminal referral to the Department of Homeland Security and the Department of Justice; several declined, while others agreed, and the committee proceeded after correcting a signature-block issue. The committee then considered Senate Bill 1259, which would allow certain protected individuals to use an alternate mailing address and attest to their residential address on candidate and financial disclosure filings. After questions about residency verification and confidentiality, the bill received a do pass recommendation by a 6-1 vote. Senate Bill 1281, dealing with state land department procedures for covered federal designations and notification of land takings, was heard next; after opposition testimony from the Sierra Club Grand Canyon Chapter, it passed 4-3. Senate Bill 1037, concerning election equipment security and internet connectivity, drew substantial debate. A Marquez strike-everything amendment that would have shifted the bill toward voting centers, ERIC participation, early voting changes, and election funding failed on a 4-3 vote. The underlying bill then failed to receive a do pass recommendation on a 3-3-1 vote. Finally, Senate Bill 1040, which would make voter registration rolls publicly accessible online and downloadable, passed 4-3 after questions about what information would remain redacted and concerns about public access to voter data.
TX
TX

Texas 89th Regular

S/C on Workforce Mar 25th, 2025

S/C on Workforce

Transcript Highlights:
  • ' Compensation System by remote communication.
  • ' Compensation System by remote communication.
  • Did any of this happen remotely during COVID? It did.
  • And then you went back to not doing them remote after those two years. Okay, gotcha.
  • So if on this remote, they can opt out should they want to meet in person, correct?
Bills: HB322, HB331, HB673, HB 1147, HB 1154, HB2488
Keywords: JET Grant Program, career education, technical education, community colleges, technology solutions, high demand jobs, first responders, acute myocardial infarction, stroke, benefits, compensation, presumption of disability, emergency services, healthcare, Medicaid, mental health, substance abuse, treatment access, cost, insurance coverage
MN
MN

Minnesota 2025-2026 Regular Session

House Workforce, Labor, and Economic Development Finance and Policy Committee 3/17/26

Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:
  • for workers especially and for planet. for workers especially and for planet.
  • water on uh what it's doing to workers water on uh what it's doing to workers rights<00:32:08.000
  • one worker compared to another worker one worker compared to another worker could<00:34:54.560><
  • c> and<01:04:38.640> using worker rules, worker benefits and using worker rules, worker benefits
  • workers are asking for. workers are asking for.
Bills: HF1316, HF4369
Keywords: HF1316, child support, new hire reporting, centralized work reporting system, independent contractors, payors, employers, payor of funds, withholding orders, income withholding, child support enforcement, Minnesota Department of Children, Youth, and Families, gig economy, rideshare drivers, delivery drivers, 1099, W-9, W-4, newly hired workers, rehired employees
MN
MN

Minnesota 2025-2026 Regular Session

House Workforce, Labor, and Economic Development Finance and Policy Committee 3/6/25

Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:
  • Low pay and lack of benefits caused so many of my co-workers to leave.
  • Low pay and lack of benefits caused so many of my co-workers to leave.
  • The nursing home workers would all be affected.
  • in that industry and what it takes to retain and attract quality workers.
  • in that industry and what it takes to retain and attract quality workers.
Bills: HF500, HF718, HF1096, HF1246, HF1469
Keywords: nursing home, employment standards, worker rights, Minnesota Statutes, labor compensation, workforce development, job training, economic stability, low-income, career pathways, education funding, Summit Academy, employment, STEM programming, GED preparation, Neighborhood Development Center, NDC, small business, entrepreneurship, business training
TX
TX

Texas 89th Regular

Water, Agriculture, and Rural Affairs Mar 31st, 2025

Water, Agriculture and Rural Affairs

TX
TX

Texas 89th Regular

S/C on Family & Fiduciary Relationships Apr 22nd, 2025

S/C on Family & Fiduciary Relationships

Transcript Highlights:
  • The discretion to allow individuals to appear remotely is left up to the courts.
  • Now contrast this with the experience of remote participation.
  • Remote participation increases safety and removes barriers.
  • I was working as a re-educator and integration social worker.
  • Can make the request to have a remote proceeding, is that correct?
Bills: HCR16, HB782, HB2159, HB2288, HB3281, HB3819, HB4656, HB4696, HB5494, HCR16
Keywords: fatherhood, family support, fatherlessness, community engagement, youth development, social policy, male role models, child development, policy reform, role models, mental health, parenting, single-parent homes, welfare reform, economic opportunity, mentorship, community initiatives, children, welfare programs, education
AL
AL

Alabama 2025 Regular Session

Alabama House Ways and Means Education Committee Apr 16th, 2025

Ways and Means Education

Transcript Highlights:
  • This is a topic that I think we're going to discuss more and more in the future that deals with remote
  • workers, as we're seeing more and more remote workers happen around the country.
  • Several years ago, there was a tax tribunal decision during COVID that dealt with a worker who lived
  • But this is a step toward us making it easier for remote workers to come here.
  • Right now in Alabama, if we have a disaster, tornadoes, hurricanes, whatever, and out-of-state workers
Bills: HB46, HB379, SB22, HB487, HB273, HB525
Keywords: rural physician, tax credit, healthcare access, physician recruitment, Alabama, HB379, Alabama income tax, nonresident exemption, remote workers, traveling employees, mobile workforce, withholding tax, state tax reciprocity, multistate employees, temporary work, work location tracking, time and attendance system, remote work taxation, professional athlete, professional entertainer
KY
KY

Kentucky 2026 Regular Session

Interim Joint Committee on Appropriations and Revenue (10-18-23)

MN
MN

Minnesota 2025-2026 Regular Session

House Energy Finance and Policy Committee 3/24/26

Energy Finance and Policy

Transcript Highlights:
  • And so looking at laborers and operating engineers, plumbers and pipe fitters, sheet metal workers and
  • 39.040> metal plumbers and pipe fitters, sheet metal plumbers and pipe fitters, sheet metal workers
  • <00:58:40.720> And<00:58:40.880> so<00:58:41.440> there's workers and electricians
  • And so there's workers and electricians.
Bills: HF4236, HF4122, HF4377
Keywords: public utility, interim rates, utility rates, rate case, general rate case, Minnesota Public Utilities Commission, PUC, rate increase cap, rate freeze, refunds, customer refunds, ratepayer protection, electric utility, gas utility, regulated utility, ratemaking, return on equity, rate base, test year, rate design
AZ
AZ

Arizona 2026 Regular Session

03/18/2026 - House Federalism, Military Affairs & Elections

Federalism, Military Affairs & Elections

Transcript Highlights:
  • And so when the poll workers get there and turn them on on Election Day, they are Equipment like e-pull
  • And so when the poll workers get there and turn them on on Election Day, they are The batteries drain
  • , and so when the poll workers get there and turn them on on Election Day, they are resetting the times
  • It prohibits hardware, software, internet connectivity, remote... ...out in the bill.
  • It prohibits hardware, software, internet connectivity, remote, or online access.
Bills: SB1018, SB1037, SB1568, SB1687, SB1825, SCR1001
Keywords: foreign law, Sharia law, cultural practices, women's rights, marriage laws, domestic violence, honor killings, Arizona legislation, elections, voting systems, vote tabulation, election security, internet connectivity, offline voting, chain of custody, polling place equipment, counting center, central counting center, election management system, EMS gateway
Summary: The committee first considered SB 1018, which would expand Arizona’s foreign law statute to expressly include Sharia law and certain foreign religious or cultural laws or customs that condone practices such as honor killings or other conduct violating criminal law. The sponsor said the bill was meant to strengthen enforcement against foreign, private, or religious adjudications that violate constitutional rights, while opponents, including the ACLU, argued it was unconstitutional, singled out Islam, and was part of a broader anti-Muslim effort. After extended debate, the committee approved SB 1018 on a 4-3 vote. The committee then heard SB 1568, requiring election systems and software clocks to be set to accurate time and verified during logic and accuracy, compatibility, and security testing. Supporters said accurate timekeeping is important for chain of custody and election integrity; county representatives opposed the bill as impractical because some equipment is not connected to the internet, batteries can drain, and different time zones in Arizona complicate compliance. The bill passed 4-3. Next, SB 1687 proposed moving primary elections to the Tuesday before Memorial Day, adjusting nomination paper filing windows, and changing the date used to calculate required petition signatures. A Marquez amendment dealing with Clean Elections timing and funding was offered but defeated. The sponsor said the bill would reduce extreme heat burdens and improve participation; county officials were neutral but noted timing changes would require broader cleanup. The committee then approved SB 1687 on a 4-3 vote. The committee also considered SB 1825, which changes how precinct committeeman vacancies are filled by giving legislative district chairs or county chairs authority depending on the situation and requiring action within 30 days. Supporters said it would streamline a slow, opaque process and improve local control; opponents warned it could concentrate power and be abused. An amendment limiting the bill to counties over 500,000 people was adopted, and the bill passed 4-1 with one present and one absent. Finally, the committee revisited SB 1037, which imposes security requirements on voting and tabulating equipment, including no internet connectivity, user logins, chain-of-custody controls, and continuous video recording at counting centers. An amendment broadened the bill to cover election management systems and tightened the no-connectivity and no-port provisions. The sponsor and amendment proponent argued the bill was needed to prevent indirect internet access and strengthen election security. The transcript cuts off before the final vote on SB 1037.
HI
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Thu Feb 12, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • <00:19:19.440> out Industries uh cheated their workers out Industries uh cheated their workers
  • that they're paying our our workers that they're paying our our workers their<00:19:52.440> fair
  • social workers. social workers.
  • They're remote. They don't have to move. They don't have to do it remotely, too, right?
  • but they could do it remotely, too. but they could do it remotely, too.
Bills: HB2614, HB1660, HB1704, HB1563, HB1573, HB1777, HB1749
Keywords: cosmetics, returns, refunds, consumer protection, high-pressure sales, transparency, accountability, HB1660, Hawaii, county labor standards, counties, contractors, building permits, permit denial, permit suspension, permit revocation, wage theft, wages, benefits, hours
Summary: The committee heard testimony on HB 2614, which would require merchants selling cosmetics to accept returns of newer unopened goods within specified time frames and expand signage requirements for return and refund policies. DCCA’s Office of Consumer Protection strongly supported the bill, citing updated figures of 180 cosmetic complaints from 2020 to 2025, 54 still under investigation, 148 referred to class action litigation, and more than $1.3 million in consumer losses. Members questioned whether the bill was needed given the pending lawsuit and whether bad actors would comply, while the office responded that clearer signage would improve consumer awareness and could reduce complaints without limiting other remedies. No vote was taken. The committee then heard HB 1660 HD1, which would allow counties to require contractors to disclose wage, benefit, hour, and employment-status information and to deny, revoke, or suspend permits for certain labor-law violations. DLIR, the Hawaii Regional Council of Carpenters, Operating Engineers Local 3, and Pacific Resource Partnership testified in support, arguing the measure would help deter cheating contractors, protect law-abiding employers, and keep bad actors from undercutting wages and taxes. One member raised concerns about possible delays to affordable housing projects and whether owners should be held responsible for contractors’ misconduct; supporters replied that compliance is a minimum standard, that county action would be discretionary rather than automatic, and that the bill would not bar counties from working with affordable housing developers. No action was reported. Finally, the committee took up HB 1704, adopting the Psychology Interjurisdictional Compact to allow telepsychology and temporary in-person practice across state lines. The Department of Corrections and Rehabilitation, the State Health Planning and Development Agency, the Hawaii State Association of Counties, and the Hawaii Association of Health Plans supported the measure, saying it would help fill major staffing gaps, especially for forensic evaluations and services in rural and neighbor-island communities. The Board of Psychology raised concerns about the compact’s scope, the need for a study focused specifically on psychologists, background-check requirements, possible loss of regulatory authority and revenue, and the need to update older statutory provisions. Hawaii Association for Justice opposed the immunity language in the compact, and Shawn Scanlon opposed the bill, arguing it could weaken cultural responsiveness and local control and suggesting the state instead improve temporary licensing and other in-state pathways. The committee also questioned the Department of Corrections about its vacancies and whether telehealth could be filled by local providers; no vote was taken in the excerpt.
AZ
AZ

Arizona 2026 Regular Session

03/04/2026 - House Federalism, Military Affairs & Elections

Federalism, Military Affairs & Elections

Bills: SB1006, SB1029, SB1037, SB1038, SB1040, SB1057, SB1060, SB1237
Keywords: campaign finance, contribution limits, reporting requirements, political action committees, elections, campaign contributions, candidate committees, posthumous provisions, termination process, Arizona Revised Statutes, voting systems, vote tabulation, election security, internet connectivity, offline voting, chain of custody, polling place equipment, counting center, central counting center, election management system
Summary: The Committee on Federalism, Military Affairs & Elections met and took up several election- and campaign-related bills. SB 1006 would raise the threshold for itemizing in-state individual campaign contributions in committee reports from $100 to $200 and increase the aggregate reporting threshold accordingly; staff described it as a straightforward campaign finance update, and it passed 4-3. SB 1029 would treat a candidate committee as intending to terminate upon the candidate’s death and allow certain designated individuals to serve as treasurer; testimony from the Town of Queen Creek described practical problems encountered after the deaths of officeholders, and the bill passed unanimously 7-0. SB 1038 would require county election officials to transmit the cast vote record to the Secretary of State and prohibit alteration except as otherwise allowed; members debated whether CVRs are already public records and whether the bill was needed, and it passed 4-3. SB 1237 would add county recorders and the House and Senate election committee leaders to the list of officials consulted by the Secretary of State when prescribing the Elections Procedures Manual; county officials testified this would better reflect their role in early voting and other election functions, and it passed 4-3. The committee also heard SB 1057, which would require vendors providing ballot paper fraud countermeasures to meet specified ISO certifications and include at least three of ten listed security features. Staff explained the ISO standards, and members discussed whether the bill needed additional safeguards and whether it differed from a vetoed bill from the prior session. The bill passed 4-3, with some members noting they wanted amendments or had concerns about the standards and the bill’s structure. After discussing several additional measures, the chair indicated he was not comfortable moving the remaining bills without the sponsor present. Without objection, the committee held the remaining bills and adjourned.
MN
MN

Minnesota 2025-2026 Regular Session

State Committee Meeting - 2026-04-09

State Government Finance and Policy

Transcript Highlights:
  • We have a member participating remotely in accordance with House Rules 10.05.
  • Representative Katie Jones [member_20783] is participating remotely.
  • We are entrepreneurs, educators, health care workers, students, artists, refugees, and the citizens of
  • , educators, health care workers, educators, health care workers, students,<00:04:05.000> artists
  • by preventing wage theft, worker by preventing wage theft, worker misclassification,<00:15:10.040
Bills: HF4364, HF4821, HF4543, HF3945
Keywords: Central and Eastern European Affairs, ethnic council, advisory council, Minnesota state government, immigrant communities, refugees, humanitarian parolees, Ukraine, Poland, Croatia, Hungary, Moldova, Romania, Serbia, Czech Republic, Baltic states, Slovakia, Slovenia, Kosovo, Russia
Summary: The committee first approved the April 7, 2026 minutes and then held an informal hearing on House File 4364, which would establish a Central and Eastern European Ethnic Council in Minnesota. Representative Jordan and testifiers Mykola Mager and Julia Miller described the large Central and Eastern European community in Minnesota, its contributions to the state, and the need for a formal advisory body to help address barriers to government services, support refugees, workforce development, entrepreneurship, and cultural understanding. Members expressed general support and noted the bill’s importance, but no formal action was taken on the bill during the hearing. The committee then took up House File 4543, a bill to create a centralized payroll reporting portal for prevailing wage projects. Representative Frazier said the bill would reduce administrative burden on project owners, improve transparency and accountability, and help prevent wage theft, misclassification, tax fraud, and insurance fraud. Testifiers from county, city, and contractor groups largely supported the idea of streamlining reporting, but contractor representatives raised concerns about employee data privacy, public access to sensitive payroll information, duplication of existing systems, interoperability with contractor software, and the need for stakeholder engagement. Members echoed both support and caution, and the bill was laid over as amended rather than advanced. Finally, the committee considered House File 4821, described by Chair Klevorn as addressing the “penny problem” and a related change to high-deductible insurance plans. The bill would authorize state agencies to round cash transactions because of the penny shortage and would change MMB’s obligation to offer certain high-deductible health plans from “must” to “may,” producing modest administrative savings. Members questioned the drafting of the rounding language and asked about cash transactions at state agencies and the handling of cannabis tax payments. The chair noted the bill had missed the deadline and would be caught by the chief clerk’s office; the discussion ended with the bill being laid over as amended.
NV
NV

Nevada 2025 Regular Session

Senate Committee on Education May 30th, 2025 at 01:00 pm

Education

TX
TX

Texas 89th Regular

S/C on Workforce Apr 1st, 2025

S/C on Workforce

Transcript Highlights:
  • Employers to pay nearly $99 million in back wages to workers, but only 80% of that money remains unpaid
  • But the problem with wage theft is if you're the worker. I'll give you an example.
  • I serve as the policy director for the Workers Defense Action Fund, and I'm here to speak in support
  • So that's 3.2 million workers in our state who lost a combined $12 billion in wages during that time.
  • responsible businesses either, who pay their workers the wages promised.
Bills: HB669, HB 1306, HB3173, HB3807
Keywords: healthcare, Medicare, insurance, financial assistance, families, wage theft, employers, penalties, Texas Workforce Commission, employee rights, employer database, worker rights, death investigation, emergency services, medical benefits, exposure claims, public safety, workforce development, TWC, youth workforce
MN
MN

Minnesota 2025-2026 Regular Session

Judiciary Committee Meeting - 2025-04-01

Judiciary Finance and Civil Law

Transcript Highlights:
  • And I'm wondering, are there other stakeholders involved in this, like the Association of Social Workers
  • widespread issue of wage theft in Minnesota, particularly in the construction industry, where one in five workers
  • This unethical practice harms workers, undercuts honest businesses, and reduces state tax revenue.
  • House File 689 strengthens enforcement efforts and ensures workers receive fair compensation.
Bills: HF2233, HF1999, HF1995, HF1614, HF2781, HF1775, HF1316, HF2127, HF2521, HF689, HF2380, HF1273
Keywords: Uniform Special Deposits Act, special deposit, banking law, financial institutions, escrow, escrow account, trust account, security deposit, beneficiary, depositor, creditor process, garnishment, attachment, levy, setoff, recoupment, financial market infrastructure, retirement benefits, compensation, earnest money
MN
MN

Minnesota 2025 1st Special Session

House Judiciary Finance and Civil Law Committee 4/1/25

Judiciary Finance and Civil Law

Transcript Highlights:
  • ,<01:35:10.239> one<01:35:10.400> in<01:35:10.639> five<01:35:10.960> workers
  • <01:35:11.760> experience workers, one in five workers experience workers, one in five workers
  • <01:35:14.880> This This unethical practice harms workers, undercuts honest businesses, and
  • House File 689 strengthens enforcement efforts and ensures workers receive fair compensation.
  • enforcement efforts and ensures workers enforcement efforts and ensures workers receive<01:35:52.400
Bills: HF2233, HF1999, HF1995, HF1614, HF2781, HF1775, HF1316, HF2127, HF2521, HF689, HF2380, HF1273
Keywords: Uniform Special Deposits Act, special deposit, banking law, financial institutions, escrow, escrow account, trust account, security deposit, beneficiary, depositor, creditor process, garnishment, attachment, levy, setoff, recoupment, financial market infrastructure, retirement benefits, compensation, earnest money