Transcript Highlights:

• I have three refinancings. Callaway County for just over $4 million, refunding the 2013 bonds.
• I<00:28:30.640> have<00:28:30.880> three<00:28:31.279> refinancings.
• <00:28:32.640> Callaway I have three refinancings. Callaway I have three refinancings.

Keywords: 00:09 Call to Order and Roll Call 00:42 Approval of Minutes 01:07 Information Items 04:05 Lease Rpt - Finance and Administration Cabinet 18:59 OFM - Economic Development Fund Grants 25:42 OFM – KY Housing Authority 31:30 Remaining 2025 Meetings 33:26 Adjournment, 958, all

Summary: The committee met with quorum, approved the September meeting minutes, and received a set of information reports on capital projects, debt, school district bond issues, UK and KCTCS asset preservation projects, and the Louisville Arena Authority’s financial report, with the latter noted as lengthy and expected to be discussed further in person in December. The committee also heard a Finance and Administration Cabinet lease report covering three leases: a temporary lease for the Cabinet for Health and Family Services in Louisville due to ongoing maintenance and safety issues at its current site, a Department of Juvenile Justice lease in Hardin County for a day-treatment/alternative school program, and a Warren County lease renewal. Members questioned the Hardin County lease about the higher rate and limited competition; agency staff explained the specialized school setting, transportation and program requirements, and the difficulty of attracting bidders for alternative-school space. The lease package was approved after roll call. The committee then considered seven economic development grants: four EDF grants and three KPDI grants. The projects included infrastructure for Allen County’s industrial park, flood-related repairs for Weddington Plaza in the Big Sandy area, an Owensboro manufacturing expansion for Mscan America, a new Louisville manufacturing facility for Anthro Energy, a Henderson due-diligence study, a Paducah spec building, and utility extensions for the Riverbend site in Carrollton. Staff said the projects had been approved by KEFA and recommended by the relevant cabinet leadership, and the committee approved them by roll call. Finally, the committee reviewed a new Kentucky Housing Corporation conduit bond issue for about $43 million for 233 Louisville housing units, which was approved. It then took up five SFCC debt issues together: new money for an Edmonson County elementary school and Knox County middle school gym improvements, plus refundings for Callaway, Hardin, and McCracken counties. Members raised concerns that the refundings were bundled together and that some did not appear to meet a newly referenced 3% net present value savings guideline, but the package was still approved on a 5-2 vote. The meeting ended with calendar updates, including a November 20 meeting at noon and a December 16 meeting featuring the Yum Arena presentation, followed by adjournment.

Transcript Highlights:

• And so that preservation is refinancing it, recapitalizing it to be able to extend those contracts.
• ...these kinds of projects would not be eligible for that, because there's not the same kind of refinancing
• It will require full refinancing.
• owner and the lender perspective, does the terms of the public investment preclude some future refinancing
• or recapitalization... ...preclude some future refinancing or recapitalization that they see down the

Keywords: 907, all

Summary: The committee met for a series of information sessions focused on housing stabilization, rental assistance, senior housing, and heat resilience. In the first panel, OHCS and NOAA described the state’s affordable housing preservation work, including the $35 million in 2025 stabilization funding used to reduce debt and keep distressed affordable rental projects operating, plus manufactured home park preservation efforts. OHCS said the portfolio remains under strain, with about a third of projects at debt coverage ratios of 1.0 or less and rising insurance and operating costs. NOAA urged faster closings on the stabilization awards, more funding in 2027, and broader rent assistance and process reforms. Committee members asked about the gap between current appropriations and need, and OHCS explained that the new Article 11-Q bond preservation program is structured differently and requires full refinancing rather than simple cash infusions. The committee then heard a detailed discussion of the state’s eviction prevention and rental assistance program, ORDAP. OHCS said the program is administered through community action agencies, prioritizes households at imminent risk of eviction, and is now funded at a much lower level than in the prior biennium, reducing expected service to about 8,200 households this biennium. The Oregon Law Center, a county community action agency, and Multifamily Northwest all agreed the program prevents homelessness and is effective, but they differed on whether assistance should be tied so closely to eviction court. Legal aid and community action witnesses said the current system is underfunded and that eviction filings are the clearest indicator of need, while Multifamily Northwest argued the process can push people into court unnecessarily and should be moved earlier when possible. Legislators raised questions about whether a pre-eviction model could be developed and about the costs of court involvement; one member shared a personal story about how rental assistance helped keep their family housed. Next, the governor’s office, OHCS, and OHA presented on the new senior housing initiative and healthy homes work. The governor’s housing director said Oregon is making progress on homelessness and housing production, with reductions in homelessness outside Multnomah County and an estimated 50,000 future units added to the pipeline through recent state actions. OHCS outlined the senior housing programs launched in May: a debt-financing program using elderly and disabled bond authority, an older adult housing development program funded through the senior property tax deferral revolving account, and a rehousing program for older adults that will use bridge funding and services to move at least 400 unsheltered older Oregonians into housing. OHA also described its Healthy Homes Grant Program, including $24.6 million already awarded, a new $5 million grant round for seniors and people with disabilities, and examples of home repairs and weatherization that help people remain safely housed. The final information session focused on home cooling and heat resilience. OHA presented data showing rising extreme heat days, more heat-related emergency visits, and likely undercounted heat deaths, especially among older adults, people with disabilities, low-income communities, and people without access to healthy homes. ODOE reviewed implementation of Senate Bill 1536, including a cooling needs study that found 58% of surveyed households in the studied housing types needed permanent cooling, with estimated statewide costs of $582 million to $1 billion. ODOE said its rental home heat pump and community heat pump programs have supported 4,638 installations so far, with a temporary reopening planned using remaining funds. The session ended with a remote presentation from a Community Action Partnership of Oregon representative, continuing the discussion of how community action agencies help deliver energy and anti-poverty services.

Transcript Highlights:

• My colleague has also submitted a manager's amendment on the floor to increase fees for refinancing loans
• And while the offer used by the ranking member only increased fees on refinancing loans by 0.5% and 0.85%
• Refinancing, therefore, is currently the last line of defense in keeping veterans with distressed loans
• Refinancing,<04:52:48.638> therefore,<04:52:49.200> is<04:52:49.600> currently<04
• :52:50.000> the Refinancing, therefore, is currently the Refinancing, therefore, is currently

Keywords: U.S. House of Representatives Floor Proceedings on Thursday, May 21, 2026, 1012, house, all

Transcript Highlights:

• Those two-and-a-half, three percent loans that came on, those people are not refinancing or selling their
• Those people are not refinancing or selling their home, so we're not seeing any payoffs.
• shelter, helping them access benefits, helping them look for housing, helping them obtain their birth certificate

Keywords: 908, all

Summary: The committee met as the Regulatory Division of the budget section and received updates on several Industrial Commission-related agencies and programs. Legislative Council first reviewed base budget materials, then the North Dakota Housing Finance Agency reported on its current appropriation and staffing, noting that its new FTEs were being filled gradually and that it remained largely funded through special and federal funds. Agency leaders described homeownership lending, loan servicing, and housing incentive fund activity, including below-market mortgage rates, down payment assistance, and a growing servicing portfolio that has increased workload but not yet required additional FTEs. Housing Finance also detailed use of the Housing Incentive Fund and homeless grant dollars. Officials said the multifamily HIF round drew more than $73 million in requests and awarded $25 million, while the single-family program supported rural development and community land trusts. Homeless grant funding was split between emergency shelter, prevention, and rapid rehousing, with performance-based scoring used to renew or reallocate awards. Members discussed housing affordability, aging households, rental assistance, and the need to coordinate housing and site-preparation messaging with Commerce. The agency asked that HIF, single-family, and homeless funding be maintained or increased in the next session. The Department of Mineral Resources then presented its budget and operations update. Staff said the agency was on track financially, had filled most of its new reclamation FTEs, and was not expecting major litigation costs beyond normal late-biennium invoices. The director reviewed agency initiatives including Project North Star IT modernization, organizational restructuring, succession planning, rulemaking, and implementation of the development incentive well tax program and critical minerals rules. He also discussed oil and gas activity, explaining that longer laterals, especially three- and four-mile wells and the first five-mile spacing case, are helping keep production relatively flat even as rig counts ease. Members asked about gas capture, hedging, break-even prices, and the effects of Iran and Venezuela on oil markets. The committee also heard about enhanced oil recovery grants and the Pipeline Authority. The EOR program’s $25 million appropriation was fully allocated to six projects, with total awards reaching about $45.1 million when other fund balances were included, subject to a possible 5% reduction if federal DOE money does not materialize. Officials said the projects are public, reimbursement-based, and will produce results over the next several years. Finally, the Pipeline Authority outlined natural gas transmission projects, including the imminent Bakken Express line and the proposed Bakken East project, which WBI was selected to advance after an Industrial Commission RFI process. The project is moving through open season, survey permission, and regulatory work, with in-service dates projected for 2029 and 2030.

Transcript Highlights:

• And again, as I said, our home buyer and home refinancing stuff is by far the largest, over a billion
• our home buyer and home refinancing our home buyer and home refinancing stuff<00:05:59.919> is
• We took advantage of the interest rate environment and created laddered certificates of deposit so that
• of deposit so that we would certificates of deposit so that we would always<00:39:24.160> have
• I mean, we were in safe certificates of deposit. >> And are there... >> Sorry, Chair. Sure.

Bills: SF2434

Keywords: housing, development fund, affordable housing, Minnesota Housing Finance Agency, expenditure provisions

Transcript Highlights:

• IS COLLECTIONS AND THAT WAS WHEN INTEREST RATES WERE LOW AT ONE POINT IN TIME AND THEN EVERYONE REFINANCED
• WE GOT THE SPIKE OF COLLECTIONS AND THAT IS THE REFINANCING ACTIVITY THAT WE SAW.

Keywords: 999, senate, all

Transcript Highlights:

• So the commissioner of management and budget would be required to make that certification by the end
• be required to make that certification be required to make that certification by<01:04:36.440>
• good way to support our cities and our counties so that they can have lower interest rates for refinancing
• they can have lower interest rates that they can have lower interest rates for<01:36:07.600> refinancing
• right and if if um you for refinancing right and if if um you know<01:36:10.280> they<01:36:10.400

Keywords: 1183, house

Bills: HF1746, HF2585, HF1159, HF2574, HF2839, HF157, HF158, HF160, HF338, HF512

Keywords: Oakdale, tax increment financing, local government, funding, urban development, tax increment, St. Paul, redevelopment, housing authority, housing trust fund, low-income housing, property taxation, Minnesota statutes, vacant property, housing, commercial to residential conversion, Minneapolis, urban redevelopment, public parks, tax capacity

Transcript Highlights:

• executive session on House Bill 95-FN, requiring the New Hampshire Electric Co-op to regularly file a certificate
• House Bill 95-FN, requiring the New Hampshire Electric Co-op to regularly file a certificate of deregulation
• New Hampshire requires a certificate of deregulation or regulation for the co-op.

Keywords: 1189, house, all

Transcript Highlights:

• kind of before when we had the COVID stuff and all of a sudden interest rates dropped, people were refinancing
• kind of before when we had the COVID stuff and all of a sudden interest rates dropped, people were refinancing
• COVID stuff and all of a sudden interest rates dropped, people were refinancing those loans.

Bills: SF0114, SF0102, SF0117

Keywords: elections, Wyoming House of Representatives, state representatives, multi-member districts, county-based districts, party list voting, list voting, proportional representation, Jefferson method, greatest divisors method, ranked choice voting, RCV, primary elections, party conventions, minor parties, major parties, ballot design, apportionment, redistricting, nomination procedures

Transcript Highlights:

• service and other purposes like construction, refinancing
• service and other purposes like construction, refinancing
• That's like construction, refinancing and financing